home and real estate weekly
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Homes and land in Longmont for saleTRANSCRIPT
HOME& RealEstateWe e k l y
September 4, 2010
Longmont Times-Call w w w. H o m e a n d R e a l E s t a t e We e k l y. c o m
Help yourhome sell fast
Popping Up
Sunshine
CCCooolllooorrrfffuuulllCCCaaannnvvvaaasssUse cans to createunique decor
Sunflowers bring smiles to faces
2 Times-Call / Home & Real Estate Weekly September 4, 2010
Skipping out on mortgage debt can be riskyBy Michele Lerner
b a n k r at e . c o m
Some homeowners underwater on theirhome loan – meaning they owe more onthe mortgage than the home’s current value– are turning to “strategic defaults” inwhich they simply walk away from mort-gage debt.
But financial experts warn that the costof skipping out on mortgage debt can behigh.
The American Bankers Association re-cently warned homeowners about the con-sequences of strategic default, includingthe possibility of the bank obtaining a judg-ment to pursue the homeowner’s assets,such as bank accounts, cars and invest-ments.
A foreclosure – regardless of whether itis because of a strategic default or other cir-cumstances – also has a negative impact ona consumer’s credit score.
“A foreclosure is one of the stronger pre-dictors of future credit risk,” says CraigWatts, public affairs director of FICO.
Foreclosures remain on a credit reportfor seven years, with the impact graduallylessening throughout time.
“For someone who has a foreclosure on(his or) her credit report, (his or) her FICO
score can generally begin to recover after acouple of years, assuming the consumerstays current with (his or) her payments onall (his or) her other credit accounts,”Watts says.
He says the impact of a foreclosure on acredit score depends on other factors in theb o r ro w e r ’s credit history. The ABA says aforeclosure drops a FICO score by 100 to400 points.
In addition, a voluntary foreclosure canimpact a homeowner’s ability to qualify fora new mortgage for years to come.
Peter Fredman, a Berkeley, Calif., con-sumer attorney, says Fannie Mae and Fred-die Mac will not approve a mortgage withinfour years after foreclosure, while the ABAsays it can take three to seven years to qual-ify for a new mortgage.
In addition, mortgage giant Fannie Maerecently announced a tough new sanctionon people who deliberately default on theirmortgages. Such borrowers will be ineligi-ble for a new Fannie-backed mortgage forseven years after the date of foreclosure.
Tax liability is another potential dangerof defaulting. Although the Mortgage For-giveness Debt Relief Act of 2007 offerswidespread protection from federal taxesfollowing a foreclosure, state taxes still maybe due on unpaid debt.
A lender can also pursue the remainingdebt from an unpaid loan by obtaining adeficiency judgment against the delinquentborrower, or may work with a collectionagency to recoup losses.
And, of course, ethical questions sur-round strategic defaults. A survey by Tru-lia.com and RealtyTrac found that 59 per-cent of homeowners would not considerdefaulting no matter how much their mort-gage was underwater, although another 41percent of homeowners said they wouldconsider a default.
Despite the potential negative conse-quences of a strategic default, the move isless risky in some states than others.
“The first question for anyone consider-ing a strategic default is whether the home-owners will be liable for the debt anyway,”Fredman says. “Each state has differentrules.”
Non-recourse laws protect homeownersin some states. When a borrower defaultsin one of these states, the lender can takethe home through a foreclosure but has noright to any other borrower assets. Homeequity loans are not eligible for this protec-tion unless they were used as part of thehome purchase.
According to research from the FederalReserve Bank of Atlanta, 11 states are “non-
re c o u r s e ” states: Alaska, Arizona, Califor-nia, Iowa, Minnesota, Montana, North Car-olina, North Dakota, Oregon, Washingtonand Wisconsin.
“In California, we have some of the bestanti-deficiency rules around, so banks canforeclose on the home but cannot get anyother judgment to claim additional assets,”Fredman says.
In some areas, lenders are so over-whelmed with defaulting customers thathomeowners can live in their homes forfree for months or even a year or more be-fore the foreclosure is complete.
The average length of time from defaultto eviction is 400 days in California, Fred-man says.
Fredman – who developed the “Should IPay or Should I Go” Web calculator to helpconsumers evaluate the wisdom of a strate-gic default – says homeowners consideringa strategic default should research state reg-ulations about loan defaults and tax laws.Even non-recourse states have various lawsthat can impact defaulting borrowers, hesays.
“I also think everyone should consult anattorney and probably an accountant, too,because the relative cost of these profes-sionals is not nearly as high as the potentialcost of making a mistake,” he says.
Bombshell photo livesup to its nameBy Helaine Fendelman and Joe
R o ss o n
Scripps Howard News Service
Dear Helaine and Joe: My auntworked for Coach Bobby Dodd of theGeorgia Tech “Yellow Jackets.” MarilynMonroe came to the university duringhis tenure and gave him an auto-graphed picture of her wearing a Geor-gia Tech sweater. The signature reads“Best Wishes to Coach Dodd” and issigned “Marilyn Monroe.” Dodd gavethe photo to my aunt. What is it worth?Thank you. – V. C .
Dear V.C.: It’s hard to believe that Mari-lyn Monroe has been dead for 48 years lastmonth. She was a Hollywood film goddess,a symbol of all that is womanly and sexy.
In his own way, Coach Bobby Dodd wasalso a star. Dodd took over as head coachof the Georgia Tech football team in 1944and remained in that position until 1966,with a record of 165-64-8 – and a nationalfootball championship (1952).
When presented with a signed MarilynMonroe photograph, there is always aquestion about whether she herself signedit. In most instances, genuine signatures
were signed in red – but there are excep-tions, and we believe this is one of those.
There is little doubt in our minds thatthis photograph was actually signed byMonroe and personally presented to CoachDodd as the provenance details. It is awonderful photo of her and we feel it has aminimum insurance value of $7,000 to$10,000, but that price could go muchhigher because of its football associations.
Helaine Fendelman and Joe Rosson are the authorsof “Price It Yourself” (HarperResource, $19.95).Contact them at Treasures in Your Attic, P.O. Box18350, Knoxville, TN 37928. E-mail them at treas u r e s @ k n o l o g y. n e t .
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6633 THISTLE RIDGEFIRESTONE
3 Bedrooms, 3 Baths, 3897 Sq ft. Gorgeous Shavano model! 1/4 acre lot. Southern exposure. $299,000
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7147 RUSSELL DRFREDERICK
3 Bedrooms, 2 Baths, 2677 Sq ft. Former model home with gorgeous mountain views. $235,000
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This duplex is the perfect investment property OR Live in one side and rent out the other side to help make your mortgage payment! $225,000
Call Barb Bashor1-888-895-0543 X86592 (24-hr info)
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September 4, 2010 Times-Call / Home & Real Estate Weekly 3
News and Press ReleasesHome & Real Estate Weekly welcomes news
on hirings, advancements, awards, classes andother information of interest to the real estate andhome community. Please submit information tothe editor by e-mail, fax 303-774-8088 or mail to350 Terry St., Longmont, CO 80501. The dead-line is Monday at 5 p.m. the week of publication.
Specialty Publications [email protected], 303-684-5275
Specialty Publications Associate [email protected], 720-494-5429
On the CoverSunflowers are a bright and cheery flower to any garden. See story above. (Thinkstock)
Kristi Ritter
Summer Stair
AdvertisingThe display advertising deadlineis Tuesday at 3 p.m., and theclassified line advertising deadlineis Thursday at 3 p.m. – boththe week of publication. Foradvertising information, call720-494-5445.
Pr o v i d i n gSmiles
Sunflowers at a GlanceHarvest
• They’re good to go in 90 to 120days after planting.
• To keep birds away, drape the flow-er head with cheesecloth when the yel-low petals turn brown. As the seeds ma-ture, place a large bag (brown paper,mesh or burlap – not plastic) over thehead and tie loosely at the stem withstring or twist ties, allowing for some aircirculation.
• Check it periodically. The back ofthe head will turn yellow or brown.When the seeds are black and whitestriped, they’re ready.
• Cut the stem about a foot below thehead and hang it upside down – still inthe bag – in a dry ventilated place suchas a garage or tool shed. It will dry com-pletely in about two weeks. Shake thehead to free seeds into the bag, then rubthe head gently to remove the remain-der. Store seeds for up to a year insealed containers or freeze aftershelling.
• If you leave the sunflower in the gar-den, birds will pick the head clean. Butthe seeds they drop will sprout nextspring.
Roasting Seeds• To soften the shells, soak the seeds
in water overnight. Drain and let themdry. Preheat oven to 300 degrees.
• Spread the seeds in a single layer ona cookie sheet or in a shallow pan.Sprinkle with salt or other spice such aschili powder or garlic powder, if desired.
• Bake for 25 to 30 minutes, checkingevery 10 minutes so they don’t burn.Let cool 15 minutes. One cup (withhulls) contains about 260 calories.
Sunflower Sprouts• Sunflower sprouts are gaining popu-
larity as a healthy food; the seeds are al-most 25 percent protein and high in vi-tamins A, B complex, D and E and suchminerals as calcium, copper, iron, mag-nesium, potassium, phosphorus andzinc.
• To sprout, use fresh, unroastedseed. Remove shells. Place seeds be-tween two damp (not wet) paper tow-els and place in a warm place (such ason the kitchen counter). They’ll sproutin about two days.
By Debbie Arrington
Sacramento Bee
Sunflowers always bring out smiles. These ever-happy sum-mer staples brighten the dog days of July and August. Theircheery yellow heads reach higher and higher – often topping 12feet. Attracting bees, they provide food for birds, as well as tastyseeds for kids and grown-ups.
In recent years, sunflowers’ popularity as a garden flower hasskyrocketed, too. “They rank No. 1 among all the flowers wesell, right up there with zinnias,” says Venelin Dimitrov, flowerproduct manager for seed catalog giant Burpee, which carries 32varieties and mixes.
Sunflowers – the type that produce massive heads full of seeds– are varieties of Helianthus annuus, a fast-growing annualmember of the aster family. They often grow 10 to 12 feet tallwith seed heads up to 2 feet across. They also re-seed easily.
Last summer, Elizabeth Pinkerton of Elk Grove, Calif., sawher Skyscraper sunflowers stretch to 12 feet tall. This summer,she didn’t plant sunflowers but she has them popping up again.
“I didn’t have the heart to cut them down,” she says.Other ornamental sunflowers are grown for cut flowers,
which can last 10 days in the vase. In addition to the annual va-rieties, some sunflowers are perennials and sprout from tubers.A few varieties grow under 2 feet tall, but most reach for the sky.
“That’s one reason they’ve become very popular – the compe-tition,” sayes Dimitrov, noting that Burpee’s best sellers are theirgiants mix, American Giant and Kong – all huge sunflowers.
“People want to see how high they can grow,” Dimitrov says.“I’m shooting for 15 feet this year.”
And, yes, many sunflowers do follow the sun in the bud stage,with the young blooms turning east to west daily in a processcalled heliotropism. But once fully open, the flowers face east.
Growing wild in all 48 continental states, this great Americanflower has history around the globe. Native to Central America,sunflowers were cultivated as early as 3,000 B.C. in Mexico andparts of the Southwest. American Indians ground the seeds formeal and used other parts of the plant for purple dye.
In the 16th century A.D., Spanish explorers brought seedsback to Europe, where sunflowers became a popular ornamentaland source of vegetable oil extracted from the seeds.
In the early 1800s, Russian farmers commercialized sunflow-ers into a major crop for the oil. Russia still ranks as the world’stop sunflower producer.
Dimitrov, a native of Bulgaria, fell in love with sunflowers as akid. “They’re very popular as a field crop (in Bulgaria),” he says.“I had a childhood fascination with them. Sunflowers stimulate achild’s imagination. When a child – anywhere – draws a pictureof the sun, they draw the rays like the petals of a sunflower. It’samazing.”
In the late 19th century, immigrants brought their MammothRussian sunflowers to the United States. At first, sunflower seedswere used primarily as poultry feed. But by the 1950s, they alsocaught on as a snack food. In the 1970s, the demand for choles-terol-free sunflower oil spiked demand worldwide and sunflow-ers became a major American crop.
Bees like them, too. This summer, more than 90,000 garden-ers are taking part in the Great Sunflower Project, a nationwideeffort to study bee behavior. Launched two years ago by SanFrancisco State University biology professor Gretchen LeBuhn,the project uses Lemon Queen sunflowers (they have multipleblooms) to attract bees, whose comings and goings are logged.
More varieties are on the horizon as hybridizers strive to cre-ate a pure-white sunflower. But no matter the color, they’re funto grow.
Ornamental sunflowers offer a wide range of colors from seed.(SHNS/Courtesy Maureen Gilmer)
Sunflowers’ popularity as agarden flower is really up there
4 Times-Call / Home & Real Estate Weekly September 4, 2010
The Building Blocksof the Garden
OK, you need to be on a familiar basis withhammers and nails for most of the ideas in“The Vegetable Gardener’s Book of BuildingPr o j e c t s ” (Storey, $18.95). This DIY com-pendium delivers great step-by-step instruc-tions and graphics, from the simple (a T-PeaTower for climbing plants) to the advanced(the lovely Welcoming Arbor). Don’t let thetitle fool you: Projects include outdoor fur-niture, compost bins and birdhouses – andthe pansies will look just as nice as carrotsin the Square Planter.
– Renee Enna, Chicago Tribune
Creating Colorful
By Sean Conway
Tribune Media Services
One of the greatest pleasures of hosting a televisionshow like “Cultivating Life” is the opportunity to learnabout a variety of subjects from talented guests. In par-ticular, I’ve been amazed to learn about so many simpleyet clever building and craft projects. These are fun andcan satisfy anyone’s creative urges, but they often alsocreate stunning objects.
Recently, I learned a painting technique called can-ning. It’s a simple and fun way to make stripes andplaids on fabric using textile pigments. Artist DeborahBaronas showed me how it works, using various sizedmetal cans and PVC tubing. I was surprised at how sim-ple the process is and yet how beautiful the end result
turned out to be. It’s a perfectway to refurbish old canvaschairs and lounges, or simplyto make beautiful hand-paint-ed fabric for pillows or table-cloths.
Deborah brought along apair of old sling chairs in needof new canvas. It’s easy to findchair similar frames at thriftstores and yard sales. And can-vas is easy to find at any craft
or fabric store. Heavy, tightly woven fabric is ideal forcanning, as the fabric won’t move as you pass the cansacross it.
For best results you’ll need a flat work surface. Alarge piece of Homasote covered with felt works well, asdoes Masonite. Materials you will need include: canvas;textile pigments and extender; a collection of differentsize cans or PVC tubing (the diameter of can or tube be-comes the width of the stripe you paint); masking tape;containers for color mixing; T pins or staples; card-board; and fabric chalk. Tools you’ll need include scis-sors, a staple gun, a long straight edge, brushes fortouch up and a sewing machine.
Cut the fabric slightly larger than size of chair cover(or desired fabric piece). Iron it flat, and then pin, sta-ple or tape it to the board. Tape over all edges, attachinglarge pieces of craft paper to the ends of the canvas.
Cut both ends off cans and trim any sharp pieces (orsand ends of cut PVC tubing). Then cut pieces of card-board slightly larger than your cans’ and tubes’ diame-ters.
Mix the textilecolors. If you like,find reference ma-terial for desiredcolor combina-tions. Print small samples of color combinations beforeprinting final project.
Place the can on craft paper at the end of the fabricand fill with textile pigment (keep cans as full as possi-ble). Move the can across the length of the canvas allthe way to the other end. Apply steady, even, mediumpressure. Do not pick up the can or stop moving it. Youcan make straight stripes or wiggles or plaids; experi-ment with drawing with the can. If you wish, drawguidelines on fabric with fabric chalk.
Slide the can off surface onto a cardboard square anddrain excess pigment back into its container. When fin-ished, let dry overnight and then iron (no steam) to setthe textile pigments. Hem or finish the fabric as needed.
Once you realize how much fun it is to do, you willwant to start another project as soon as the paint dries.
Canvaswith Cans
Old sling chairs can get a new leaseon life with new canvas. The canvasin these chairs was painted using thesimple craft technique known ascanning. (Tribune Media Services)
Ordinary cans or PVC tubes arefilled with pigment and drug acrossfabric to create colorful striped andplaid patterns. (Tribune MediaServices)
Experience Isn’t Expensive...It’s Priceless
Diane Stow, ABR, CRS, GRI,
SRES, CDPEBROKER ASSOCIATEDiane’s Direct Line:
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2204 18th Avenue (303) 772-3800
VISIT:
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867 Glenarbor Circle867 Glenarbor CircleGreat ranch style hm. backs to Ute Creek Golf Course! 4 Bed, 3 Bath w/ 4133+/-tot.sq.ft. Main flr master w/priv. study, lux. 5 pc bath, & walkin closet. Spacious eatin kitchen feat. gas cktop, dbl ovens, bltin micro, plan desk, brkfst bar & pantry. Fam. rm w/stone gas frplc. Main flr laun. w/util sink & cabinetry. Open flr plan. Part. fin bsmt w/lg L-shaped Rec rm, 3/4 bath, 2 conf. bedrms & big storerm. Stamped
concrete patio w/pergola.$395,000
11816 N. Beasly Road11816 N. Beasly RoadThis fabulous home has just been updated w/slab granite kitchen & bath countertops. Living space has been beautifully extended to the outdoors w/a magnificent front porch & a patio area w/covered dining area w/ceiling fans & custom lighting, a space for a sunken hot tub, plumbing for an outdoor kitchen & wiring for add’l lighting & more. PLUS a workshop has been added to the oversized 3 car gar. This only adds to an already wonderful home just waiting for the right new owner to
make it theirs.$485,000
18740 Wagon Trail18740 Wagon TrailLight & Bright Ranch-style hm. on 1.28 acre lot w/great Mtn views. 3 Bed, 2 Bath w/ 3666+/- tot.sq.ft. Great commuter location. Newer carpet & paint, spacious eatin kitchen, very open flr plan features vaulted ceiling in great rm w/ gas frplc, Din. rm w/sliding door to part. covered deck. Main flroor laundry. Det. 960 sq. ft. garage/workshop w/overhead door + 3 car att. gar. w/openers. Unfin Full Bsmnt.
$360,000
36-1
5365
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September 4, 2010 Times-Call / Home & Real Estate Weekly 5
Think wise about where investment money goes
Ilyce Glink
Tribune Media Services
Q: A number of years ago, I tookout a $124,000 15-year mortgageat 6.05 percent. I have just $37,000left to pay on the mortgage.
Would it be wise to make a lumpsum payment of $10,000 on theprinciple to save on the interest? Iknow that every dollar I prepay onmy mortgage earns the net inter-est rate of the mortgage.
It’s just that I can’t make 6 per-cent on a safe investment any-where, including CDs, MMAs, etc.
A: Making a prepayment of$10,000 will certainly cut down thetime you have left on the loan. Even ifit saves you a year of payments it maybe a wise investment for you.
Just don’t use up all of your avail-able cash. In other words, if all thecash you have in the world is that$10,000, I wouldn’t want to seeyou use up your liquid reserves inorder to “earn” 6 percent on yourm o n e y.
You might want to use that cashfor something else, or you mightneed it if something unexpectedhappens.
If you have plenty of other liquidcash reserves, and you can afford toput out this cash, then by all meansgo ahead. Once the loan is paid off,you’ll quickly be able to accumulateadditional cash assets.
Q: I have never asked questionsof someone I do not know over theInternet, but I do need to do some-thing. I am just plain scared.
I inherited this old house thatmy family bought in 1944. I endedup taking a mortgage out on theproperty. Then I did some work onthe house with some of the cash inthe cash-out refinance, but notenough to make the house perfector valuable enough.
I have had nerve damage to mylegs since 1999. Because I wasn’tworking, I started living off of thecash I took when I mortgaged thep r o p e r t y.
I get $650 in disability checkseach month and some Social Secu-rity. I am 61, never married andowe $145,000 on a home that hasgone down in value from $288,000last year to $275,000 this year, andI was told I’d be lucky to get$250,000 out of it. That possiblywould leave me $80,000 to$100,000.
I now owe my lender about$154,000. I am in arrears with themortgage because of goingthrough a loan modification. Mylender wants $1,600 per month,but I can only pay $948, and I havehad to take in boarders.
I’m not sure what to do next. I’mnot interested in a reverse mort-gage, and I’m told if I sell thehouse, then I’ll have to use thecash for Medicaid reimbursements.Someone from legal aid told me if Isold the house and collected themoney, I’d have to spend it all righta w a y.
The lawyer I spoke to told me hethinks I have been used. He saidwe should go to court, and he hadme sign a paper that charges me$129 per hour. If we win, the mon-ey will come out of what I get. If Ilose, then the rest of what I owehim will go against the loan.
I am tired and exhausted, andthe housing market is so bad. Themortgage company has put methrough hell. I feel sick every day.What should I do?
A: It sounds as though you are be-tween a rock and a hard place. Youown this property, but you can’t af-ford your mortgage. You’re living ondisability, but you don’t get enough toget you out of trouble.
H e re ’s what I know from youre-mail:
You no longer can climb stairs. Youdon’t want a reverse mortgage. Youdon’t want to stay in the property. Ifyou sell the house, you’ll be ineligiblefor your disability payment (accord-ing to legal aid). You feel you were ca-joled into signing a paper that pro-vides for legal representation at $129per hour.
I don’t know if you’re lucky or un-lucky, but you should try to findsomeone else who can help you figureout what kind of money you wouldget out of your property and whetherthat would be enough for you to liveon if you lose your disability.
Let me put it this way: You’re onlygetting $650 per month in disability. I
don’t know what other income you’regetting, but if you sell the house andclear $100,000, you might be able toput the money in a safe investmentthat would allow you to draw downsome of the money, giving you moremonthly income than you havenow. Plus, you would no longerhave to pay the monthly mortgageor taxes. You would have to payrent somewhere, but you might beable to find a place that suits you andyour medical condition, and costs alot less.
Can you live with a family mem-ber? Maybe that’s the best optionfor a while. You could contribute totheir household but not have toworry about taking care of ahouse.
Find a good real estate agent andtalk to him or her about listing yourproperty. Also, get a second opinionfrom someone else about your situa-tion. Talk to a different attorney inyour area who is knowledgeableabout elder care issues and real estate;it might be useful to get that person’sopinion of your situation.
Taking the first step is the hardest,but if you figure out your plan, you’llget through it.
Good luck.
Ilyce R. Glink’s latest book is “Buy, Close,Move In!” If you have questions, you can callher radio show at 800-972-8255 any Sun-day, from 11 a.m. to 1 p.m. EST. ContactIlyce through her website atw w w. t h i n k g l i n k . c o m .
39-154468
6 Times-Call / Home & Real Estate Weekly September 4, 2010
Take care of your lawn this fall
Help sell your home fast
Running, leaping, swerving anddiving is perfect for a relaxing af-ternoon in the Col-orado sunshine. Sand-lots and dirt yards arefine for pickup gamesand goofing off. But ifyou’re going to pirou-ette before mashingyour face into theground, what you loveis nice, cushy turfgrass.
Fall is the time forfootball and renovatingyour yard, when tem-peratures cool andgrass gets a chance to plug in holesleft by high summer heat. Now thatthe season wanes, get out and getyour grass into gridiron shape.
Temperatures in the lower 70sare ideal for cool-season grass re-growth, allowing thin spots to fillin and crowns to send up newshoots. Many lawns that brownedunder dry summer conditions maystart to fill in again. A bit of waterhelps them recover, and areasstressed from Ascochyta or poor ir-rigation will make a comeback.
But the most important aspect to
lawn rejuvenation is a strong fallfeeding during September with a
turf-builder fertilizerthat has both quick andslow release nutrients.All-purpose mixes have16 nutrients needed byturf to be healthy – abalanced fertilizer goesbeyond offering nitro-gen, phosphate andpotassium oxide (theN-P-K numbers).
Apply chelated ironto lawns that are slight-ly yellow from ironchlorosis. But be aware,
not all chelation formulas work inour alkaline soils, so look for ethy-lene diamine dihdroxyphenyl ac-etate (EDDHA). The more com-monly, and cheaply, available EDTA(ethylene diamine tetraacetate) isonly active in pH-neutral soils.
Nitrogen, the most importantnutrient for turf in fall, depends ontemperature and moisture for re-lease into the soil. When we havewarm days plus a few rain showers,lawns get a quick boost of food,and under ideal conditions, turf –an active scavenger of nitrogen –
will take up the nitrogen withinhours of it being put down.
This is perfect for lawns towardthe end of September, because thequickly available fertilizer will in-crease turf vigor, and the slow re-lease will continue encouragingturf rebuilding well into fall.
Thin areas where the grass hasdied off completely can be over-seeded now. To get the best resultsfrom over-seeding, water the lawn24 hours before aerating. Pass theaerator over the turf in two to threedirections to open up many holes.Immediately over-seed with thegrass of your choice, but in gener-al, tall fescues do not blend wellwith bluegrass, perennial rye orfine fescue because of its widegrass blades.
Grass seed takes a while to ger-minate, so keep humidity on thelawn for 14 to 21 days.
Carol O’Meara is a horticulture entomol-ogist with the Colorado State UniversityExtension office at the Boulder CountyFairgrounds in Longmont. Contact herby calling 303-678-6238 or [email protected]. For moregardening tips, check out her blog atgardeningafterfive.wordpress.com.
Carol O’Meara
Colorado StateUniversity Extension
Article Resource Association
You may have noticed an increase in thenumber of “for sale” signs around yourneighborhood, and for good reason: Studiesshow that home listings increase this timeof year, as homeowners want to get theirfamilies settled before the next school yearbegins. If you are thinking of selling yourhome in today’s tough market, the expertsrecommend completing a few projects thatwill help your home look its best and standout from the crowd.
According to Lou Manfredini, Ace Hard-w a re ’s home expert, these projects don’thave to cost a lot of money or take a lot oftime.
Improve Curb AppealCurb appeal is, quite simply, what
prospective buyers first see when their carpulls up to your house. According to theNational Association of Realtors, half of allbuying decisions are based on curb appeal.“Your mother’s advice holds true here –nothing is more important than a good firsti m p re s s i o n , ” Manfredini says. “Strong curbappeal will help set a positive tone for therest of the house.”
Walk out to your sidewalk and take alook at the front of your house, checking
for anything that needs to be cared for. Agood first step is to update exterior hard-ware, including house numbers, whichbecome dirty and dated throughout time.
Another quick project is to replace yourmailbox. Choose one with a more modern,sleek design such as the Postmaster AmboyMailbox in black, which looks great on anyhouse and is easy to install. This updatedfixture, although small, can do wonders forthe overall curb appeal of your home.
Create a Luscious LawnGreen, lush lawns always receive a lot of
attention. Help your lawn reach its full po-tential by providing it with the proper fer-tilizer and grass seed. “My best lawn careadvice is to use Scott’s Super Turf Builderwith Summerguard,” Manfredini says. “Be-yond helping your lawn grow, this productabsorbs water so you don’t need to water asoften. As an added bonus, it also helps tocontrol pesky insects.”
Spruce up with PaintNow that the exterior of your home is
looking great, spend some time on your in-terior. “Interior painting is one of the mostinexpensive and simple projects that home-owners can do,” Manfredini says. “And, it
makes a huge difference.”Choosing neutral paint colors over bold
ones won’t distract prospective buyers andwill help them visualize making the spacetheir own. Equally important to the color isthe type of paint you select. Ace Paint re-cently launched a new paint called RoyalFinest, which is the first paint to combineultimate stain resistance and environmentalfriendliness.
Groom your GardenNothing compliments a great lawn more
than a well-manicured garden. After thecold winter months, gardens andflowerbeds can be left looking unruly.
Prospective buyers are searching for out-door spaces where they can enjoy spendingtime, so it’s important that you tidy upthese areas.
An easy way to do this is by spreadingnew mulch. Traditional mulch is a great op-tion, but if you are looking for somethingthat will last, consider Rubberific RubberMulch, which will last for 10 years.
“Homeowners should also trim andprune shrubs and trees to create a refinedlook,” Manfredini says. “A ‘jungle theme’makes your house look unkempt.” Thisproject is made simple with Black & Deck-er’s easy-to-use Electric Hedge Trimmer.
RESIDENTIAL • COMMERCIALINTERIOR • EXTERIOR
Call Today for A FREE Estimate303-682-0570PerfectionPaintingCo.com
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September 4, 2010 Times-Call / Home & Real Estate Weekly 7
Ceiling fanskeep air movingBy Bill Ward
Star Tribune
Q: My wife and I disagree aboutthe use of a ceiling fan in the sum-mer. She wants to keep it off ex-cept when I’m in the room. I main-tain that it circulates air beyondjust the room they’re in and can beleft on. Who’s right?
A: It depends. A large ceiling fancan circulate air over a fairly widearea; a smaller fan, not so much. Buteven a huge, powerful ceiling fanwon’t move a lot of air to anotherro o m .
Anything that keeps air moving,balances the temperature in that par-ticular space, according to the Envi-ronmental Protection Agency’s Ener-gy Star website. But fans do not cool aroom; they cool the people in a room.
“Keeping the air moving will helpbalance temperatures and spread outhumidity in the house,” says ChrisDrake, owner of Great Fans andBlinds in St. Paul, Minn. “But a ceil-ing fan does not change the tempera-ture in a room. It doesn’t do anythingwith the air but distribute it.”
There is one good reason to leavethe fan on, at least in summer. Ac-cording to the Energy Star website,“dialing up the thermostat by only 2degrees and using your ceiling fan canlower air-conditioning costs by up to14 percent over the course of thecooling season.”
That saving dwarfs the cost of run-ning the ceiling fan, says Xcel Ener-gy’s Erin Mathe.
“Ceiling fans use no more electrici-ty than light bulbs,” she says. “A 75-watt fan used 10 hours a day at halfspeed or less would cost 50 to 90cents a month to operate.”
Get your kitchen ready for useArticle Resource Association
While porches, patios and decks are theofficial “heart center” of most homes dur-ing the warm weather months, especiallyat mealtime, the kitchen is a place of con-gregating in the colder season.
So why not take advantage of the timebetween seasons to turn the kitchen spaceinto something more modern and familyfriendly before the cold winter months re-turn?
Because it plays such a prominent rolein any home, an outdated kitchen canlessen the impact of the well-thought-outstyle you’ve worked hard to infuse into therooms that surround it. Sure, it might be afunctional cooking workspace, but it’s alsothe one room where people tend to gravi-tate. Why not make it a place where youcan work sensibly and have family andfriends gather comfortably to share a mealor lively game night?
Taking a tired kitchen from drab to fabis an easy goal to achieve on any budget.All you need is a little paint, a few decorat-ing elements and some creativity.
First, think color. Chances are youhaven’t changed the palette in that room inyears, and with paint, it’s the quickest, eas-iest and most cost-effective change you canmake. In high-traffic rooms where food isstored, prepared and served, most designexperts recommend using a semi-glosspaint finish for easy clean-up and mainte-nance. Because of its shiny finish, it alsotends to brighten a room because it reflectsmore light than other finishes.
What’s more, you now can find a high-quality semi-gloss finish in zero-VOCpaints, such as Dutch Boy’s odor-eliminat-
ing Refresh paint with exclusive Arm &Hammer technology that reduces house-hold odors – another great feature for busykitchens.
“Because it delivers exceptional low-odor application, durability and washabili-ty, Refresh semi-gloss sheen is a smartchoice for any room of the house,” saysMary Ward, Dutch Boy Paints senior prod-uct manager. “Add its odor-reducing tech-nology, and it’s really the ideal coating so-lution for kitchens where pungent foododors can linger in the air.”
When deciding what colors to includein your updated space, think appetizing.Color experts and Feng Shui practitionerscaution against using blue, saying it’s anunnatural color for food and also an ap-petite suppressant. Soothing greens aresaid to aid in digestion. Golds boost vi-brancy in poorly lit rooms. Earth tonesprovide a formal, yet calming, feel to aroom. Reds and oranges have long been as-sociated with stimulating appetite.
When repainting your kitchen, don’tforget to think beyond walls and trim. Youcan also update aging chairs, the table andeven old cabinets with fresh new paint col-
ors. Add in some new fabric for chair cush-ions, and you’ve easily transformed stale,old furniture without much expense.
If you’re looking to upgrade to new fur-niture, remember that a round kitchentable instead of a traditional, long rectan-gular one also can add new intimacy, mak-ing this favorite gathering space even moreinviting. To further update the room, ditchthe 1970s lighting and go for somethingmore modern and fun, such as decorative,funky glass pendant lights. Another newtrend to try is on the opposite end of thedecorating spectrum – 1950s retro-in-spired fixtures. Whatever you choose,don’t forget to also install some functional,yet attractive, task lighting for the work ar-eas.
Overall, think “mix and match” to add alittle more casual feel to the space. Insteadof a dated oilcloth tablecloth, cover yourtabletop with funky, unexpected placematsto offer a more contemporary edge. An in-expensive patterned rug hides scuffs andwear and instantly brightens the space.
Break the rules and have fun in decorat-ing.
Simplifyyour
HOMESEARCH
Quick, convenient and only a click away...it’s that simple
www.YourFrontRangeHOME.comwww.YourFrontRangeHOME.com
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• Hundreds of Homes• Calculate Financing
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36-1
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8 Times-Call / Home & Real Estate Weekly September 4, 2010
Real Estate Transactions are supplied byProspects Unlimited Inc.,w w w. p r o s p e c t s u n l i m i t e d . c o m .
Foreclosures – notice of electionand demand
• Borrower: Jennie Coffey,Lender: BAC Home Loans Servic-ing LP, Amount: $116,016, Prop-erty: 213 Sherman St, Longmont,Filed: 06/30/10
• Borrower: Michael & LynnMatthews, Lender: BAC HomeLoans Servicing LP, Amount:$140,200, Property: 10448 LowerRidge Rd, Longmont, Filed:06/25/10
• Borrower: Linda Hardman,Lender: BAC Home Loans Servic-ing LP, Amount: $298,200, Prop-erty: 9262 Apache Rd, Longmont,Filed: 06/28/10
• Borrower: Norma Skaggs,Lender: Financial Freedom Ac-quisition LLC, Amount:$163,412, Property: 3024 DepoDr, Longmont, Filed: 08/11/10
• Borrower: Mary Gutierrez,Lender: Bank Of America Nation-al Association, Amount:$288,808, Property: 750 FordhamSt, Longmont, Filed: 08/11/10
• Borrower: Ronald & Kimber-
ly Diener, Lender: Aurora LoanServices LLC, Amount: $191,079,Property: 1645 Deerwood Dr,Longmont, Filed: 08/10/10
• Borrower: Michelle &Stephen Jeffres, Lender: EMCMortgage Corporation, Amount:$432,084, Property: 9703 CountyRoad 13, Longmont, Filed:08/11/10
• Borrower: Cheryl Zaruba,
Lender: US Bank National Associ-ation, Amount: $397,362, Proper-ty: 468 Greenwood Ln, Long-mont, Filed: 08/18/10
• Borrower: Sean & TeresaBoroviak, Lender: Wells FargoBank NA, Amount: $304,226,Property: 6561 Saint Vrain Rd,Longmont, Filed: 08/18/10
Hover Manor Senior Apartment Residence
1401 Elmhurst Dr. • 303-772-9292
$885-$890
$835-$840 1 1 Yes No Yes Yes
Secure building, quiet neighborhood, meal program, transportation, utilities
paid, appliances & cable TV included, 62 yrs & older; vouchers accepted.
Victoria Inn2400 17th Ave. • 303-772-4667
$725-$875 $250 1, 2 1,
1¾ Yes Yes Yes(in each apart-ment)
A/C, D/W, cable ready, balcony or deck, carport, outdoor pool, close to
shopping & bus stop.
Ute Creek Apartments1100 E 17th Ave. • 303-684-6821
Starting at $799 $125 1, 2 1, 2 Yes Yes Yes
Full SIzein each apart-ment
YesMove-In Specials, senior and other discounts. Fireplace, pool & spa,
24-hour fitness, garages. Close to shopping.
The Shores2450 Airport Rd. • 303-774-8000
*$705- $1200
$100$200$300
1,2,& 3 Studios
1,2
Yes(Short Term
Avail.)Yes Yes Yes Yes
Gas fireplaces, 24 hr. fitness center, heated pool & hot tub, A/C, business center, gourmet kitchens, detached garages. *On selected apartments.
Cloverbasin Village630 Peck Dr. • 888-837-4912
$690-$1100 $149
1,2,33-bdrm.town-homes
2 Yes YesYes
(65 lbs limit)
NoYes
(& rental avail-able)
Convenient location, pet friendly, garages available, 24-hour mainte-
nance
Elliott Apartments418 Emery St. Longmont, CO 80501
303-772-6452
$580-$945 Yes 1, 2, 3 1, 2 Yes Yes Pets
Neg. YesIn historic Longmont, large trees,
quiet neighborhood on-site parking & storage. Close to RTD. Heat included.
Fox Ridge Apartments3800 Pike Rd., Longmont, CO 80503
303-774-9944
$789-$1239 $200 1, 2, 3 1, 2
Yes(Short Term
Avail.)Yes Yes Yes Yes
Island kitchens, garden tubs, gas fireplaces, double balconies, two tone paint, gated community. Close
to schools & newest community in Longmont.
Tanglewood CondominiumsSenior Community
100 21st Ave., Longmont, CO 80501 303-774-0300
$1235-$1625
$1235-$1625 1, 2 1, 2 Yes Some
Yes$50+ mo.
Utility Room w/ Full
size W/D in each condo
W/D provided
in ea. Condo
All utilities & cable paid, sec. bldg., elevator, W/D in every unit, transpor-tation, social events. HUGE amenities package, quiet 55+ community. Call
for incentives!
APT/CONDOAPT/CONDODIRECTORYDIRECTORY
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Oth
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ities
Reach over 44,000 readers each week with your ad in the Times-Call Apartment/Condo Directory. Call Lisa or Sue in
Classifieds today at 303-776-7440
36-146523
September 4, 2010 Times-Call / Home & Real Estate Weekly 9
•1 & 2 BDRM ✭ $550-$675FREE Heat 1060 17th Ave,Habla Espanol 720-327-8918
✭✭✭✭✭✭✭✭✭✭✭✭✭1, 2 & 3 BDRM
Apartment HomesThe ShoresApartments,
Hwy 66 & Airport Rd(303)774-8000
✭✭✭✭✭✭✭✭✭✭✭
Apartments/Unfurnished 4030
NO lease, dep or credit chkWkly/mnthly • 303-776-2185• ALSO RV SITES AVAIL!
● 1 BDRM $865 includes:TV, DSL, utils. Short termN. area. N/S/P 303-570-0402
Apartments/Furnished 4010
Very quiet, sm housecntry/Carter Lk for 1 per-son. N/S/D/P. 720-308-7902
Farmers/Ranchers,Colo Caregivers Wanted
Legal MMJCaregiver Services
needs to lease your old out-buildings. Top dollar leases
per square foot paid.• Legal Services• Patients• Technical Support• Plants & Equipment• Modular units also avail.Confidentiality, safety &security. Call the Law
Office of Stephanie Nelson303-440-4420
WantedTo Rent 4170
Rentals
To place an ad, call 303-776-7440 or go to www.TimesCall.com/classifieds and place yourad any time of the day or night. Fax: 303-772-8339…email: [email protected]
CLOVERBASINVILLAGE1-888-837-4912630 Peck Drive-Longmont West onNelson/Airport Rd
♣ 1 BEDROOM,1 BATH
AS LOW AS $665
♣ 2 BEDROOM,2 BATH
AS LOW AS $765!
♣ 3 BEDROOM,2 BATH
Starting @ $799!
♣ 3 BEDROOMTOWNHOUSES
Starting at $950!
QUAILVILLAGE303-485-0065321 Quail Road-across fromLongmont Rec
Center
● 2 BEDROOM,2 BATH
AS LOW AS$699
● 3 BEDROOM,2 BATH
Starting at$750!*LIMITEDNUMBER
AVAILABLE*
**Income GuidelinesMay Apply**
✓ Full Size Washer& Dryer Hookups
✓ Close to Bus lines
✓ Pets Welcome
Welcome Home!• FREE Washer/Dryer & Carport
• Wood-burning fireplace• Large balconies/patios• Approved pets accepted • MTM leases available• Within walking
distance of shopping, restaurants & RTD• On line leasing available• One bdr, 1 bath starting at $725• Two bdr, 2 bath starting at $875
APARTMENTS
2400 17th Avenue, Longmont, Colorado 80503
303-772-4667303-772-4667*www.victoriainnapts.com
40-1
5385
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LE DEAUVILLEAPARTMENTSROOMY & READY1 Bd From $575
2 Beds From $610Great Location
Large UnitsPark Like SettingAmple Parking
A/C & Pool
303.772.3737
36-1
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1 BDRM APT´s-Starting at $525, some with
Move-in Specials!Call PMP, 303-776-RENT
● 1-2 BDRM- remod, N/S● A/C, lndry, off st pkng● $625 - $775, 303-444-0501
1 & 2 BDRMApt HomesFox Ridge Apts PremierGated Community. PetsOK!For Info & SpecialsCall (303)774-9944
Apartments/Unfurnished 4030
2 BDRM APT´s-Starting at $645, some with
Move-in Specials!Call PMP, 303-776-RENT
2 Bdrm, 1 ba, large, comp.remodel-all new, WD, A/C,patio, N/P/S 2041 Meadow
Dr. $835 303-443-4308
2 BDRM, 1 BA, $625+dep.No smk/pets. SouthmoorPark 720-261-6449
2 BD, 1.5 bath, off stpkng beh i nd , 2 1 3 7Dexter, $6852 BD, 1 bath, carport,1611 Warren, $6952 BD, 1 ba, gar, 800SF,2330 Wedgewd #2D, $650Alert Realty 303-776-5156
1st FLOOR 2 BDRMAPTQuiet area, lndry, nr 23rd&Main. Sorry no pets, $645Top Realty, (303)931-6423
1 BDRM COTTAGE, 222 SoMain St, cute! Refs, lease.No pets. Storage. $460/mo(303)507-3457
Apartments/Unfurnished 4030
VALUE PLACEFIRESTONE
New ExtentedStay Hotel
● $179* WEEKLY
✓ Perfect for visitingfriends & family!
I-25 & Hwy 119,Longmont exit 240.
303-485-0040
Bring ad to qualify.*Expires 9/15/2010
ROOMS & ApartmentsWeekly/Monthly, from$100/week. Utililtiesincluded. (303)931-7108
Horizon Place1 Bedroom- $545!2 Bedroom- $645!
Secure bldg, swimmingpool, A/C, on-site laundry.Call PMP, 303-776-RENT
Great Value! 2 bdrm, 1 ba,W/D hkp, deck, off st pkng.$595 Avl now. 970-310-6321
EASTGLEN APTS630 Lashley, Longmont
(303)682-29431, 2 & 3 BEDROOMS:Pool, air, laundry
✭Wtr, trash, sewer pd
•1809 EMERY ST-2 bdrm in 4-Plex, off stpkng, W/D, pet nego. Availnow, $650. (303)447-8988
Apartments/Unfurnished 4030
SELF-SERVESELF-SERVECLASSIFIEDSCLASSIFIEDS
Log on to www.timescall.comClick on “Submit An Ad“
ONONYOURYOUR
SCHEDULE!SCHEDULE!
3 bdrm/2.5 ba, 2 car, pool,water & sewer paid, W/Dhookups, small pet neg.$1300/mo. 307-630-5019
Condos/Townhouses 4050
3000 & 1500 SQ FT-936 MAIN ST
Good visibility 303-885-7617
Commercial/Industrial 4040
Spacious 3 bdrm, 1.5 ba, S.Lgmt, W/D, DW, fridge,new crpt/flr $1100/mo inctrash/snow/lawn/prkg.
1 yr lease, N/P. 303-665-7549
QUIET 2 bdrm, 1.5 bath,complete kitch, W/D hkup,priv patio, storage, car-port. N/S, N/P 333 23rd.$725 + $600/dep. Avail now.(303)772-3152 / (303)532-6522
NIWOT/BOULDERCONDO/HOUSES
1, 2 & 3 Bdrm Beauties!• 7945 N. Foothills Hwy• 3250 O´Neal Circle
Call PMP, 303-776-RENT
Condos/Townhouses 4050
Check out the pet columns inclassifieds for that special
companion you’re looking for.
816 LINCOLN Lgmt-2 bdrm, 1 ba, newly remod;windows, refin hdwd flrs,paint. Lg backyd, pets
nego, $850+. (303)442-6569
2 BDRM, Berthoud. Largeliv rm, laundry rm, nearschool, cov pkng, yd, hugestorage. $685. 303-684-6554
2020 YEAGER DR- 858 SF,3 bdrm, 1 ba, fncd yd. Nopets. $775+dep. 303-774-8239
0 App Fee-$100 off 1st 2 mosLg 3 bdrm, 2 ba, gar, waterpd. No dogs. 303-682-2525
Duplexes 4060
10 Times-Call / Home & Real Estate Weekly September 4, 2010
click on Submit an Ad
I can place myad when I want to.
303-776-7440
Convenience!
06470344 2x8c
www.TimesCall.com
Storage-RV´s,Trailers,Boats, Trucks & ?
126 S. Main, 303-884-9111.
INSIDE STORAGE BLDG,6000 SF & up w/ 14´ over-head door, starting at $900/mo, elect inc. Off Ken Pratt& CR 1. (303)472-4542
CLEAN, secure, 10x20´ drystorage close to HWY 287$100. Stella 303-775-2881.
Garages/StorageSpaces 4070
DUPLEXES2 & 3 Bedrooms
• 2446 Meadow #B• 1602 Donovan• 808 Apple Ct• 1775 Antero
Call PMP, 303-776-RENT
ALL UTILITIES PAIDCozy 2 bdrm, 1 bath, W/D,carport. $750/mo + dep,utils inc. credit check,Avail now. 303-709-3694
Duplexes 4060
1 Rent to Own 3 bdrm, 2.5ba, $1395/mo. 866-810-1446ext 1021, 24 hr free rec msg.
● 1341 GARDEN PL-4 bdrm, 3 bath, fam room,lg fncd yard, frpl, swampcooler. $1400. Avail Now.Pennant Inv. 303-447-8988
EQUAL HOUSINGOPPORTUNITYAll real estate
advertised in thispaper is subject to thefederal and state FairHousing Act whichmakes it illegal toadvertise “any
preference, limitationor discrimination
based on race, color,religion, sex, handicap,familial status or
national origin, or anintention to make anysuch preference,limitation, ordiscrimination.”
The newspaper willnot knowingly acceptany advertising for
real estate which is inviolation of the law.All persons are herebyinformed that all
dwellings advertisedare available on anequal opportunity
basis.
Houses 4080
4 or 5 bdrms, SW Longmont664 Timothy $1795 & 1624Sumner $1695. 303-772-0442
4 Bdrm, 3 Ba 10 acres, BldrCty, all appl, fp, grt views,horse neg. $1790, 303-678-1991
4 BDRM, 2 ba, 1 car, allapplc, fncd yd, fin bsmt, nrlake, $1375. 303-204-9673
4 BDRM, 1.75 BA, fpl, A/C,W/D hkup, Southmoor, lgfncd yd, N/P, $1350 + dep.Avail 9/15. (303)746-6139
420 MARTIN ST- 4 bdrm, lgcarport, new paint & car-pet, very clean! Fncd yd.$1200. Sec 8 ok. 720-371-4624
3 BDRM, 2 ba Gem in OldTown Longmont! 1700 SF,DW, W/D, pets nego. $1400.(303)485-7177
3 BDRM, 2.5 BA- NW Lgmt,master suite, patio, gar,No Smk. 2231 Daley Dr.$1290. (303)449-0105
3 BDRM, 1.75 bath ranch,2 car, bsmt, patio, quiet.NS/NP $1250. 303-718-8176
2 Bdrm, 1 ba, NW loc, fncdyd, 1 car. N/S, N/P, $950 +dep, refs req. 303-776-5893
2900 S.F. 5 BDRM, 4 BAFin bsmt, 3 car gar, greatneighborhood. Call Bob at
303-834-9850.
Houses 4080
LAFAYETTE HOMECentrally located &walking distance to
downtown. 104 Cleveland.Call TODAY!
PMP, 303-776-RENT
HWY 66 / PLATTEVILLESuper! 2000 sf, 3 bd, 2 ba,FR w/fplc, ac, 2 car, shop.N/S/P $1495, 303-857-8777
HOUSES3- 4- 5 Bedroom Homes• 163 Grant• 1125 Tulip
• 1247 Juniper• 1751 Atwood• 1327 S Sherman• 2631 Stratford• 3377 LarkspurCall PMP,
303-776-RENT
FREDERICK,FIRESTONE &
DACONO• 445 6th
Call TODAY!PMP, 303-776-RENT
Berthoud Patio Home2 Bdrm, 2-1/2 Bath,
full bsmt, 2 car gar. NoPets. $995 mo. 303-776-6660
Clean 5 bdrm Bi-level, 2 ba,2 car, Section 8 approved.$1350/mo. (303)548-1091
Houses 4080
PROFESSIONAL OfficesN. Longmont. 150 to 825 SF.Single & 3 office suite.All ground level, 2 entr,great prkg. 303-956-1141
Professional/Business OfcFrancis & Mtn View Ave.4 rooms & reception area.
HIGHLY VISIBLE820 SF, (303)776-3150
OFFICE SPACE For RentHolistic wellness center.
(720)280-9047
OFFICE SPACE, 6 roomsavail, $155-$325, great prkg,utils pd. Lgmt (970)231-7871
500 to 2500 SF, can divide.On site prkg, Good trafficexposure. 303-523-3369
$250/MONTH-Great parking, quiet.
Ground level. Four SeasonsRealty, (303)875-1345
Office Space 4100
3 BDRM, 1 BA, new carpet,W/D, carport, Longmontadult park 55+, 970-215-1819
Mobile Homes/Spaces 4090
Oil & Gas Opportunity15% to 30% Annual ReturnDirect Participation/Tax Benefits. Gary
970-927-2764 or 970-309-1535
Income/Investment 5070
Real Estate
773 SQ FT- busy shoppingcenter, 1116 Francis St,
$825. Alert RE (303)776-5156
Retail Space 4135
SEMI-FURN Rooms/AptsWkly/mnthly from $100/wkUtils/micro/fridge inc
(303)931-7108
Basement avail. withprivate bath, access tolaundry and kitchen. Nodogs, NS, avail Sept 1st.$600/mo util inc + deposit
Call 303-485-9730
RoomsFor Rent 4130
303-772-7576 629 Terry St., Longmont
www.longmont-realty.com
303033 777722 7575 67676LONGMONT REALTY
36-1
5444
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1725 FOSTER DR.Move right into this ranch home on terrifi c culdesac view lot! 3 BR, 2 BA, partially fi nished basement. A/C, Hardwood & nicely landscaped yard. $209,900
102 BOWEN ST.Huge, oversized lot! Fix it up and build instant sweat equity, perfect for the handyman. 3 bedrooms, 2 baths for just $148,500
26 15TH AVE.Discover home ownership in this affordable ranch style home on a spacious lot.
Perfect for those with some handyman skills. Great location near schools, parks & bus route. $134,900
✭Like New Home✭Call for 3 page list of
improvements! Located onCircle Dr in S. Longmont.Fenced backyard. $194,950
Heidi & Helena buy houses!$ SAVE YOUR CREDIT $303-725-8388 / 303-459-2711
A picture is wortha thousand wordsTry a color classified
picture ad!Call for details.303-776-7440
3455 Larkspur Dr • $276,000Open Sat 1-4pm
New price + $1000 buyer´schoice closing credit! Clo-ver Creek 4BR/3BA. Hdwdflrs, new carpet & int paint,appl inc. Comm pool/parks/trails. Motivatedseller. MLS# 634636 SueEllen Grimaud 303-746-7670
1109 Yeager Dr., 3 bdrm,1 ba, ranch,N-central loc,new paint/crpt, $164,900.Owner carry, $140K.303-517-0061 No agents
Longmont 5090
us essBusinessBusinessBusinessBusinessBusinessBusinessBusinessBusinessBusinessBusinessBusinessBusinessBusinessBusinessBusinessBusinessBusinessBusinessBusinessBusinessBusinessBusinessB iB iB iB iB iB iB iB iB iB ii &&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&Se ceServiceServiceServiceServiceServiceServiceServiceServiceServiceServiceServiceServiceServiceServiceServiceServiceServiceServiceServiceServiceServiceServiceS iS iS iS iS iS iS iS iS iS iiC ODIRECTORDIRECTORDIRECTORDIRECTORDIRECTORDIRECTORDIRECTORDIRECTORDIRECTORDIRECTORDIRECTORDIRECTORDIRECTORDIRECTORDIRECTORDIRECTORDIRECTORDIRECTORDIRECTORDIRECTORDIRECTORDIRECTORDIRECTORDIRECTORDIRECTORYYYYYYYYYYYYYYYYYYYYYYYYYRRRRRRRRRRRRRRRRRRRRRRRRRRR
Need Some Work Done Around The
House?Find the help that you are looking for in the
To advertise in the Business & Service Directory call
303-776-7440WHOMETOWN
C
EEKLYOLORADO
Longmont 5090
✭ MOBILE HOMES ✭BUYING/SELLING
Local park needs used mobhomes. We´re buying! BigSale! Many single & dblwides. Fin avl, auto ap-proval on owner fin homes.Bad credit OK! Moves avl.
970-222-1473✭ 690-2725 or 690-3283 ✭
Mobile/ 5130ManufacturedHomes/Spaces
3.4 ACRE Country lot,Mead, super view! Horsesallowed, possible ownercarry. $150,000. DaveSchwind, RE 303-709-7127
2 ACRE LOTS WEST OFBERTHOUD. Great Views!$149,900. Fred @ Four
Seasons Re, (720)494-2133.
2 ACRE LOT, Berthoudarea, $40K price reduction,$125,000. Call Steve Conderfor details, 303-514-3706.
Lots & Tracts 5100
September 4, 2010 Times-Call / Home & Real Estate Weekly 11
Real Estate Transactions are supplied byProspects Unlimited Inc., 1151 EagleDrive Ste. 467, Loveland, CO 80537.
Longmont• William & Angannette
Arnold from Bank New York,2466 Spencer St, Longmont,$132,100, home
• Scott & Marsha Townsendfrom Marcus Beurskens, 2322 Ea-gleview Cir, Longmont, $387,000,home
• Brigitta & Bruno Gisi fromChristopher Cox, 9751 MajesticRd, Longmont, $539,000, home
• Austin & Tracy Candela fromFannie Mae, 1210 Autumn Ct,Longmont, $128,000, home
• Trevor & Sherri Platt fromSeth Holland, 2669 Elmer LinnDr, Longmont, $330,000, home
• Sandra Kolm from HectorQuiroz, 1428 Deerwood Dr,Longmont, $185,000, home
• Shawn & Katherine Brennanfrom David Schreibeis, 2000Emerald Dr, Longmont,$455,000, home
• Loren Roper from ScottTownsend, 1328 Walden Ct,Longmont, $198,000, home
• Discovery LLC from US BankTrustee, 323 Baker St, Longmont,$73,000, home
• Andrew & Mary Davis fromScott Construction Inc, 2125Summerlin Dr, Longmont,$1,175,000, home
• Mary Kelleher from WellsFargo Bank, 2152 Grant St, Long-mont, $165,000, home
• Jonah & Laura Reeger fromRobin Alchin, 238 Sweet ValleyCt, Longmont, $235,000, home
• Habitat Vrain from Waldo Da-gle, 180 Sunset St, Longmont,$87,000, home
• Robin Alchin from RonaldJung, 817 Nelson Park Dr, Long-mont, $282,500, home
• Ronald Jung from Kuo HuaLiu, 1919 Wasach Dr, Longmont,$472,000, home
• Gary & Lynne Singer from Ja-son Looney, 640 Penhurst Cir,Longmont, $259,900, home
• Gary & Yuko Kushner fromMark Martella, 665 Timothy Dr,Longmont, $240,000, home
• Linda Frazier from DonnaMartinez, 165 Baylor Dr, Long-mont, $214,000, home
• David & Kathleen Schreibeisfrom David Polakowski, 1749 Lit-tle Bear Dr, Longmont, $341,000,home
• Julie Schroeder from SidekSirun, 1418 Whitehall Dr Unit23b, Longmont, $210,000, condo
Berthoud• Teresa Benson from William
Ryder, 4701 Karen Ct, Berthoud,$302,000, home
• Susan Chesson from Bill Sul-lateskee, 4204 Meining Rd,Berthoud, $390,000, home
Dacono• Tamrick Inc from Eagle
Meadow LLC, 5039 Peregrine Rd,Dacono, $67,500, home
• Matthew & Dana Lee fromRichmond American Homes ColoInc, 3181 Meadowbrook Pl, Da-cono, $278,300, home
Erie• Haile Negash from Kathy
Conway, 414 Graham Cir, Erie,$305,000, home
• Yueping Fu from Fed HomeLoan Mtg Corp, 1465 Blue SkyCir Unit 17-103, Erie, $81,500,condo
• Karen Ehrhardtmartine fromBen Goldberg, 2646 Wisteria Dr,Erie, $277,000, home
• Eric & Kenneth Booth fromTaylor Morrison Colo Inc, 1125Koss St, Erie, $272,000, home
• Patrick & Erin Gallagherfrom Romi Tokuyama, 2058Lodgepole Dr, Erie, $363,000,home
• Casey Cass from Genaro Vil-lareal, 1788 Southard St, Erie,$335,000, home
• Dana Patten from Six PointErie Village LLC, 1134 VillageCir, Erie, $227,000, home
• Arno & Tanya Bergstromfrom Trevor Fehseke, 2299 Lin-den Pl, Erie, $390,000, home
• Christina Williams from WIHomes, 2467 Reserve St, Erie,$264,000, home
• Stacie & Jeffrey Sta from Kel-ly Athey, 921 Pope Dr, Erie,$389,000, home
• Stacey & John Farrar fromJon Hollon, 1973 Gordon Ct,Erie, $269,900, home
• Randy & Kathy Ingalls fromSix Point Erie Village LLC, 1140Village Cir, Erie, $310,100, home
Firestone• Steven & Tori West from
Rolando Campos, 9980 BluegrassSt, Firestone, $355,000, home
• Christopher & Elizabe Bondfrom Richmond American HomesColo Inc, 5928 Oak MeadowsBlvd, Firestone, $235,600, home
• Kelly Rensink from BankNew York Mellon, 10502 FalconSt, Firestone, $203,800, home
Fort Lupton• Chantell Nunn from Mireya
Sosa, 1108 Village Dr, Fort Lup-ton, $135,000, home
Fr e d e r i c k• Frank & Charmaine Carda-
mone from Diana Bartlett, 3106Comanche Ct, Frederick,$332,500, home
• James & Carrie Ratzlaff fromRolland Willuhn, 3216 EagleButte Ave, Frederick, $230,000,home
Ly o n s• John & Sarah Collins from
Jeffrey Becker, 602 Indian Look-out Rd, Lyons, $583,500, home
• David Tiller from DanielGreenberg, 340 Park St, Lyons,$295,000, home
• Christopher Todd from Timo-thy Oakes, 420 Prospect St,Lyons, $282,500, home
• Jo & Daniel Greenberg fromPhillip Spreier, 827 3rd Ave,Lyons, $355,000, home
Niwot• Jillian Horner from Pamela
Johnson, 7551 Estate Cir, Niwot,$564,700, home
• Thomas MacKall from MarkelHomes Construction Co, 7253Lacey Ct, Niwot, $219,500, home
• Jose & Manuel Estradagarciafrom Bank New York, 504 OliveLn, Platteville, $96,100, home
Foreclosures – notice of electionand demand
• Borrower: Jack Pease, Lender:Home State Bank, Amount:$5,153,395, Property: 7100 QuietRetreat Ct, Batesburg, Filed:08/20/10
• Borrower: Jack Pease, Lender:Home State Bank, Amount:$5,153,395, Property: 7145 QuietRetreat Ct, Batesburg, Filed:08/23/10
• Borrower: Bonnie Newman,Lender: JPMorgan Chase BankNA Successor, Amount:$349,809, Property: 1005 RockyPeak Dr, Berthoud, Filed:08/19/10
• Borrower: Brian & PamelaWilcox, Lender: Flagstar BankFSB, Amount: $215,370, Proper-ty: 611 Bristlecone Ct, Berthoud,Filed: 08/19/10
• Borrower: Bejay Inc, Lender:Home State Bank, Amount:$5,153,395, Property: 4641,4649, 4763 And 4771 Mali,Berthoud, Filed: 08/20/10
• Borrower: Arthur & EleanorKorhel, Lender: Flagstar BankFSB, Amount: $272,959, Proper-ty: 303 S 8th St, Berthoud, Filed:08/23/10
• Borrower: Darci Hoback,Lender: Wells Fargo Bank Nation-al Association, Amount:$188,000, Property: 240 GarfieldSt, Dacono, Filed: 08/23/10
• Borrower: James Keppel,Lender: Chase Home Finance
LLC, Amount: $411,496, Proper-ty: 1918 Southard St, Erie, Filed:08/23/10
• Borrower: Anthony &Christina Dominick, Lender: Ev-erhome Mortgage Company,Amount: $220,041, Property: 115Kattell Ave, Erie, Filed: 08/20/10
• Borrower: Lisa Young,Lender: BAC Home Loans Servic-ing LP, Amount: $299,614, Prop-erty: 1120 Petras St, Erie, Filed:08/25/10
• Borrower: Kenneth & MarthaSmith, Lender: BAC Home LoansServicing LP, Amount: $149,129,Property: 6370 Snowberry Ave,Firestone, Filed: 08/23/10
• Borrower: Lynda Beadle,Lender: BAC Home Loans Servic-ing LP, Amount: $133,935, Prop-erty: 425 McClure Ave, Firestone,Filed: 08/25/10
• Borrower: Jerad & TammyMassey, Lender: BAC Home LoansServicing LP, Amount: $183,911,Property: 542 Berwick Ave, Fire-stone, Filed: 08/25/10
• Borrower: Cesar & MariaIbarra, Lender: Wells Fargo BankMinnesota NA, Amount: $20,810,Property: 15506 Caroline Ave,Fort Lupton, Filed: 08/23/10
• Borrower: Stanley Lentzner,Lender: Midfirst Bank, Amount:$416,820, Property: 3045 S But-tercup Cir, Frederick, Filed:08/19/10
• Borrower: Hughes LLC,Lender: Maki Serkahn, Amount:$55,000, Property: 7012 CountyRoad 21, Ft. Lupton, Filed:08/24/10
• Borrower: Ken Beecher &Lorraine Bullock, Lender: WellsFargo Bank National Association,Amount: $238,300, Property:1200 Button Rock Dr, Longmont,Filed: 08/20/10
• Borrower: Ronald & Christo-pher Magnuson, Lender: Citi-mortgage Inc, Amount: $239,115,Property: 1121 Merriman Pl,Longmont, Filed: 08/20/10
• Borrower: Sam Holder,Lender: BAC Home Loans Servic-ing LP, Amount: $152,834, Prop-erty: 1808 Tyler Ave, Longmont,Filed: 08/20/10
• Borrower: Antonio & JuneAmaya, Lender: Wells Fargo BankNA, Amount: $242,327, Property:1838 Ute Creek Dr, Longmont,Filed: 08/23/10
• Borrower: Donald & Kath-leen Graham, Lender: NorthwestUnited Federal Credit Union,Amount: $189,921, Property:1931 Yeager Dr, Longmont, Filed:08/20/10
• Borrower: Randy & Suzanne
Sterkel, Lender: BAC Home LoansServicing LP, Amount: $231,004,Property: 2758 Falcon Dr, Long-mont, Filed: 08/24/10
• Borrower: Donovan Carstens,Lender: Bank Of America Nation-al Association, Amount:$199,977, Property: 2201 JudsonSt, Longmont, Filed: 08/24/10
• Borrower: Gonzalo & MartaRamirez, Lender: BAC HomeLoans Servicing LP, Amount:$146,021, Property: 7 S Busch Ln,Longmont, Filed: 08/24/10
• Borrower: Linc & KatharineSnyder, Lender: GMAC MortgageLLC, Amount: $211,803, Proper-ty: 1694 Judson Dr, Longmont,Filed: 08/24/10
• Borrower: Raymond & TeriBielenberg, Lender: Wells FargoBank NA, Amount: $142,195,Property: 1403 S Coffman St,Longmont, Filed: 08/25/10
• Borrower: Aztec Corporation,Lender: The Bank Of New YorkMellon Trust Co, Amount:$1,774,944, Property: 2350 MainSt, Longmont, Filed: 08/23/10
• Borrower: Anne Fisher,Lender: Wells Fargo Bank NA,Amount: $131,869, Property: 50Frontier Pl, Longmont, Filed:08/23/10
• Borrower: Michael & AliciaBaldini, Lender: Colorado Hous-ing And Finance, Amount:$171,734, Property: 985 LashleySt, Longmont, Filed: 08/24/10
• Borrower: Epifanio Martinez,Lender: Ocwen Loan ServicingLLC As Servicer, Amount:$241,144, Property: 2148 SantaFe Dr, Longmont, Filed: 08/24/10
• Borrower: Douglas & MarvaTestroet, Lender: Wells FargoBank NA, Amount: $63,998,Property: 3378 Mesa Verde 162,Longmont, Filed: 08/19/10
• Borrower: Jeremy & DenaGroves, Lender: Onewest BankFSB, Amount: $181,962, Proper-ty: 193 Groover Dr, Lyons, Filed:08/24/10
• Borrower: Jeffery & PamelaMalkey, Lender: HSBC MortgageServices Inc, Amount: $185,618,Property: 515 Kathryn Ct, Plat-teville, Filed: 08/19/10
• Borrower: Mary Achziger,Lender: American General Finan-cial Services, Amount: $41,116,Property: 101 Main St, Platteville,Filed: 08/25/10
• Borrower: Sherry Knoll,Lender: BAC Home Loans Servic-ing LP, Amount: $218,887, Prop-erty: 12887 Anhawa Ave, Long-mont, Filed: 07/27/10
12 Times-Call / Home & Real Estate Weekly September 4, 2010
SATURDAY OPEN HOUSESSATURDAY OPEN HOUSESPrice Location Address Hours Offi ce Phone
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$276,000 Longmont 3455 Larkspur Dr. 1-4 Prudential of The Rockies/ 303-746-7670
$296,000 Longmont 2214 Spinnaker 2-4 Coldwell Banker/Tucker 303-902-6250
$379,000 Longmont 503 Collyer St. Appt. Old Town Real Estate/Dudley 303-776-4004
SUNDAY OPEN HOUSESSUNDAY OPEN HOUSESPrice Location Address Hours Offi ce Phone
$125,000 Longmont 1311 Keystone 1-3 ERA Tradewind/Crook 303-772-9620
$245,831 Longmont 1538 Venice Ln 11-6 Boulder Creek Builders 303-502-5338
$379,000 Longmont 503 Collyer St. Appt. Old Town Real Estate/Dudley 303-776-4004
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