home and real estate weekly

September 3, 2011 Times-Call / Home & Real Estate Weekly 1

HOME & RealEstateWeekly

September 3, 2011

Longmont Times-Call www.HomeandRealEstateWeekly.com

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Designing

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2 Times-Call / Home & Real Estate Weekly September 3, 2011

Gardening chores in the fallPerfect gardeners are those that work with the

rhythm of the seasons, rolling with the vagariesof the weather. Rain or sun doesn’t ruffle theirfeathers; they simply are one with the Earth andits little mood swings.I am not a perfect gardener. If I were, the lin-

gering heat wave wouldn’t bother me. But I’mshocked at the temperatures whenever I stepoutside, my mind insisting thatMother Nature is going to have touse the same calendar as the rest ofus, darn it, and start cooling off.Now that we’re into September, it’stime to start planning for fall, nothosting a pool party.Each season brings with it a list

of chores that promote good planthealth, and in fall, perennial bedsand borders should be rejuvenatedwith a little late season plantingand cleanup. Local garden centersoffer an excellent assortment ofthese long-lived plants, bringing in fresh materi-al for shoppers’ delight.“People come in this time of year dismayed

because nothing is blooming; they think they’lladd color,” says Connie Smith, Manager atSturtz and Copeland in Boulder. “Others knowfall’s a good time to plant if you get it in duringSeptember. But it’s still pretty darned hot, so wa-ter them carefully after they’re in.” The 20-yearveteran of gardening also encourages people toplan to winter water plants, especially their firstyear in the ground.Cleaning up after plants stop growing for the

season removes insects, their eggs and any dis-eases that over-winter on fallen leaves. But ingood gardener fashion, there are several schoolsof thought on how to care for perennial beds infall. For those who like their beds tidy, cuttingback the foliage once it is dead gives it a neatappearance throughout the winter.Others subscribe to the “do-it-later” tack of

leaving all the plants in place, frozen into a win-ter tableau of browned leaves, spent seed headsand dried flowers. Both techniques have prosand cons; cutting some perennials back willopen up stems to drying winds of winter and ac-

celerate winter-kill, while leaving dead, decom-posing plants in the garden increases risk ofspreading disease.Hedge your bets by cutting some perennials

back after it dies to the ground but leave orna-mental grasses, seed heads of Rudbeckia, Echi-nacea or poppies until late winter for textureand food for birds. If you do this, leave only

healthy plants standing; if they’re dis-eased, remove them and throw themout.Leaving your plant clean up until

spring allows the plant to capturemore snow, funneling moisture to thesoil. Snow, along with mulch, gath-ered at the base of plants sitting closeto each other in a winter garden alsogives them some added protectionfrom wind. After the ground freezes,apply mulch to stabilize soil tempera-ture and prevent alternate freezingand thawing of soil, which can lift

crowns above soil levels.Dig and store tender summer flowering bulbs

and corms after frost has nipped the foliage andleaves are blackened. Gladiolas, cannas and cal-adiums need to be lifted and kept in a cool loca-tion through winter. Dig carefully to avoid in-juring corms since wounds are often entrypoints for disease organisms. Clip off and de-stroy plant tops immediately, then let the bulbsdry for a few days before storing them in a cool,dry area.Our Colorado Master Gardener program in

Boulder County is currently taking applicationsfor the spring class. If you are interested in help-ing others garden, the Colorado Master Garden-er program is for you. Classes run Januarythrough March and will be held every Friday,8:30 a.m. to 4 p.m. Please contact the ColoradoState University Extension Office in BoulderCounty, at 303-678-6238, to receive an applica-tion.

Carol O’Meara is a horticulture entomologist with theColorado State University Extension office at the BoulderCounty Fairgrounds in Longmont. Contact her by calling303-678-6238 or emailing [email protected] more gardening tips, check out her blog at gardeningafterfive.wordpress.com.

Planting inthe fall canbe one ofthe besttimes of theyear.

Carol O’MearaColorado State

University Extension

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News and Press ReleasesHome & Real Estate Weekly welcomes news on hirings, advance-ments, awards, classes and other information of interest to the realestate and home community. Please submit information to the editorby email, fax 303-774-8088 or mail to 350 Terry St., Longmont, CO80501. The deadline is Monday at 5 p.m. the week of publication.

Specialty Publications [email protected], 720-494-5429

On the CoverBold and bright artworkcreate this parlor room.(Courtesy SHNS/HGTV)

Summer Stair

AdvertisingThe display advertising deadline is Tuesday at 3 p.m., and theclassified line advertising deadline is Thursday at 3 p.m. – both theweek of publication. For advertising information, call 720-494-5445.

Specialty Publications Associate [email protected], 303-684-5275

Jade Cody

Spouses can inheritfamily propertyQ: Our dad quitclaimed a

family cottage to his threekids in 1994. He died in 2000.Two of the kids are married,one is not. Are the spouses inany way entitled to a share ofthe cottage when his kidspass away?

A: Inheritancerules may differfrom state tostate, but the ba-sic principle andquestion iswhether a spouseobtains any rightto property inher-ited by the otherspouse. The shortanswer is that insome circumstances, the spousedoes obtain rights to propertythe other spouse might inherit.The best example is when

one spouse inherits a home andthen the married couple andtheir children move into thehome. The home becomes themarital residence, and the ex-penses of the home may be paidfrom money that belongs toboth spouses.In that case, it would seem

reasonable that the spouse thatdid not inherit the propertyhave certain rights to the homethat he or she has lived in andcontributed money to.Your question may be a bit

more complicated if, say, thefamily cottage was never usedby the family but was rented,and if each child used fundsthat could not be consideredmarital money for the expensesof the cottage.

It might be hard toprove, but if all thechildren inherited thecottage and also in-herited money fromyour father, and theinherited money waskept segregated andused for the costs andexpenses to keep thecottage, then youcould argue that theproperty was kept

apart from marital assets.However, if you used money

that would otherwise be con-sidered marital money to payfor the cottage expenses, thespouse can claim that he or shecontributed to its upkeep andtherefore has an interest in thehome if the parties were to di-vorce. The bottom line answeris that there are ways a spousecan claim an ownership interestin a cottage during a divorceproceeding.For more particular informa-

tion about relevant laws in thestate where you live, talk to anattorney that principally han-dles marital and family law.

Ilyce GlinkTribune Media Services

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CANDICE TELLS ALL

Designing with ArtBeautiful artwork injects visual impact and

brings excitement into a room. But ’’designingwith art’’ is itself an art form, and if you’re notcareful, things can get messy.This was apparent during a recent project for

my clients, Sandi and Rob, who livein a colorful home sporting severalvibrant hues. The couple are not onlycrazy for colorful rooms, they’re alsowild about colorful art, but they’rethe first to admit that the two don’talways work together well.Their real problem area is the long,

narrow living and dining space thathad been left unadorned, rather likea blank canvas. Sandi and Rob want-ed to turn this uninspiring room intoa fun, playful ’’parlor’’ and a place toshowcase some of their paintings.With that in mind I gathered my own team ofartistes and geared up to create a vibrant, adultlounge that would unite the couple’s love of col-or and their love of art.Some of their most colorful paintings were

works created by artist Jeremy Bortz. I decidedto visit Bortz’s home studio to see how he prefersto display his work for optimal impact. Not sur-prisingly, all of the walls in his studio werepainted in light, neutral shades. Bortz says leav-ing the walls white allows his art to really ’’speakfor itself.”

While visiting, I also noticed a series of 12-by-12-inch colorful, floral paintings. Immediately Iimagined how gorgeous a large-scale arrange-ment of these tiles would look in my clients’space, and before I knew it I was heading back

to Sandi and Rob’s with 15 of thesebeauties in my car.I kicked off the redesign by in-

stalling beautiful new plaster crownmoldings. These inject a sense ofcharacter and elegance to the space.Then we freshened up the walls ofthe entire space with a bright neutralcream color. I divided up space intotwo functional areas: a large, com-fortable lounge, and a smaller gamearea. I used floral linen drapery pan-els with accents in red, teal, gold andgreen to define and separate the two

areas.I decided the new floral-art installation

should go in the lounge, where it can be seen themoment you walk in. One rule of thumb whenhanging artwork is to first position your furni-ture. So in came a red velvet chair, a funky pat-terned chair and ottoman, along with a mirroredcoffee table. But the real wow factor was the 8-foot, tufted-back teal sofa that I placed below thefloral tiles, which I hung in a rectangular config-uration.In the games area I put up a fluted fan-shaped

plaster ceiling medallion inside two larger ceil-ing rings to anchor a stunning chandelier. Next,I painted the back wall a rich teal (inspired bythe sofa) and placed a mirrored-back shelvingunit against it. Finally, I painted the couple’s ex-isting chairs the same teal as the wall, recoveredthe seats in a vibrant striped fabric and set themin the center of the space around a new whitepedestal table.

There was still a lot of art that I had to workinto the space. Some we hung up on the walls,while others we just casually leaned here andthere on the furniture for a more casual, playfuleffect.

Another vital aspect of designing with art ishaving proper lighting. I chose halogen for therecessed lights on the ceiling because they giveoff a bright white light, which renders the truecolors of the artwork best. I then added a funkybirdcage pendant and several table lamps for ad-ditional ambient lighting.

After including several final accents, the spacewas complete. By blending bold colors, brightartwork and a super-fun style, I gave Sandi andRob the ultimate party parlor.

It’s a real work of art, if I do say so myself.

Interior decorator Candice Olson is host of HGTV’s’’Candice Tells All.’’ For more ideas, information and showtimes, visit http://www.hgtv.com/candice-tells-all/show/index.html.

Candice OlsonHGTV

This party parlor blends bold colors and bright artwork. (SHNS/Courtesy HGTV)

.


Do it yourself or hire it, but pull a permitWhether one is replacing a front door, adding a

deck or putting on a roof, it should start with aplan and permit. The City of Longmont’s websiteleading into building permits reads, “It is not sur-prising that many property owners, including con-do unit owners, are not familiar with local buildingcodes. Many property owners thinkthat it is the contractor’s responsi-bility to make sure a building permithas been obtained. This is not true.The property owner is held respon-sible for obtaining the building per-mit.”When listing a property, one often

discovers either by disclosure or byinspection that work was completedwithout a permit. Even when listinga home, an agent may observe thatperhaps out-of-state handy relativeswho may even be licensed contrac-tors helped with a basement finish,but were obviously not familiar with our expansivesoils or local code. There are clear signs to thetrained eye.Making improvements to your home or even

replacing a water heater typically can involve“permission” by way of a city permit. I applied fora permit upon replacing a water heater, which Iwas competent to replace, and discovered thatsome of the city fee actually was recaptured when Ishowed the permit to the retailer of the waterheater, as the permit included some of the taxes.After installation, using dielectric unions for thepipe to tank section, I called the City for a finalsign off.Unfortunately, to stay competitive I have found

that some licensed contractors do not pull permits,and per the city site the burden falls back on thehomeowner. When doing a home inspection re-cently one of my client’s home inspectors noted anew water heater. Upon pulling permits for the

property at the city, it was determined that thoughinstalled by a contractor, there was no permit onrecord. The contractor was contacted, they pulleda post installation permit and the city went out toinspect. The installation failed on two accounts.The gas line was run in a full loop, and the rise and

slope of the exhaust line was inadequate,which could lead to possible carbonmonoxide poisoning.It isn’t just about the money. It could be

about your life.The city site continues: “There are

good, sound reasons for having these reg-ulations. First and foremost, the buildingcode protects YOU! It ensures that thecompleted work meets specific minimumcode standards that will protect you andyour neighbors. Homeowner insurancepolicies can also be void upon filing aclaim if it was determined that one at-tempted to skirt the building permit re-

quirement. Sometimes a contractor may try inprogress without the required permit, the propertyowner is cited (and not the contractor) for havingwork done without a permit. This can result indouble fees for the permit and/or fines for havingwork done without a permit.”For a list of what requires a permit, visit the City

of Longmont website at http://www.ci.longmont.co.us/. Once there, click on Department List, thenBuilding Inspections. Now, the magic list: scrollhalf down the page to “When is a building permitrequired?” Click there and one would have whatthey need to do the right thing. The permits arethere so you can sleep better. Avoiding permits forconvenience, expense or tax purposes may not beso helpful if you, a friend or the next owner is inthe house when a fire breaks out, a pipe burst, adeck collapses or there is a personal encounterwith electricity. I once checked additions done by acontractor on his own house, and all the permits

were filed for the electrical work, but when I askedthe city office in Firestone if they had a final, theysaid yes, and it failed and never showed a correc-tion and re-inspection. So as the Buyers Agent andtheir advocate, I requested a final, and it had beenlong enough that the seller had to re-file and repaythe permit fee.

If you have already done work without a permit,there is a way to go backwards, which will improvethe salability and maybe the “save ability” of youor your home. Sometimes it can require a localelectrician professional opinion, a local plumberand a city inspector signoff and cost you from$500 to more than $1,000, and possibly some cor-rections. It can be done, and you will sleep better.Call your local Building Inspection Department tobe proactive. And as an HOA Board member, don’tforget to seek the permission for alterations theretoo. Undoing is not a pleasant process and some-times expensive.

Dave Wagner is the president of the Longmont Associationof Realtors. Contact him by calling 303-684-6356, [email protected] or visit the association’s web-site at www.longmontrealtors.com.

Dave WagnerLongmont Association

of Realtors

“Many property owners think thatit is the contractor’s responsibilityto make sure a building permit hasbeen obtained. This is not true.The property owner is heldresponsible for obtaining thebuilding permit.”

– City of Longmont website

www.LiveKingsbridge.com

Townhomes


You’re never too old for a mortgageBy Marcie Geffnerbankrate.com

Ask mortgage banker Michael Becker the age ofhis oldest-ever mortgage client, and he’ll tell you:97.“She was lucid, owned her house outright and

had retirement income,” says Becker, of WCSFunding Group in Lutherville, Md. “She washelping out her son.”While 97 might seem old to be getting a mort-

gage, age is never a factor in a loan approval. Infact, it’s illegal for lenders to discriminate againstborrowers on that basis, Becker says. Age is a pro-tected category within the Equal Credit Opportu-nity Act, a federal law that also bars credit dis-crimination based on race, color, religion, nation-al origin, sex, marital status or receipt of publicassistance benefits.Regardless of the borrower’s age, sufficient in-

come will be required to obtain a mortgage, Beck-er says. Some elderly people still earn paychecksor are self-employed. Others qualify usingnonemployment sources of income, such as So-cial Security benefits, a corporate, government ormilitary pension, capital gains from investments,interest income or property rents.“If you’re old and living on a fixed income, you

may have trouble qualifying for a mortgage,”Becker says. “But I’ve seen it happen.”Most older homeowners own their home free

and clear and don’t want a new mortgage, saysMark Given, a Realtor and seniors real estate spe-cialist with Coldwell Banker Advantage in Little-ton, N.C. But he adds that some older homebuy-ers are more receptive to financing than theymight have been in the past because they’re reluc-tant to part with cash reserves.“Maybe they’re getting a 15-year mortgage, an-

ticipating they’ll pay it off when they can,” hesays.Still, a mortgage isn’t necessarily a good idea

for an elderly person because there are risks aswell as benefits, according to Michael Halloran, awealth management adviser at Estate StrategiesGroup in Jacksonville, Fla., and past president ofthe National Association of Estate Planners andCouncils.One risk is that seniors living on a fixed in-

come might not be able to make monthly pay-ments, even if they can meet the lender’s guide-

lines.“The main question is: Do they have the cash

flow to pay for a mortgage?” Halloran says.Another concern, specific to married couples,

is that the death of a spouse can cause a signifi-cant reduction in household income, making apayment unaffordable in the future.“Some pension or retirement plans have settle-

ment options that say while both husband andwife are alive, they get $1,000 a month and at thedeath of the first, the survivor will get (a percent-age) of that amount,” he says. “If one of themdies and the check gets cut by 25 percent or 30percent or 50 percent, we have a problem.”Add inflation or an adjustable rate to the equa-

tion, and an income squeeze becomes an evengreater risk. Rising property taxes, living costs orinterest rates can make a mortgage quite uncom-fortable for seniors who have fixed incomes orwho want to protect their assets for their heirs.“If a mortgage could erode their wealth be-

cause of a change in interest rates, I wouldn’t ad-vise it,” Halloran says.One more risk is fraud. Foreclosure rescue

scams, inappropriate reverse mortgages and bo-gus home-improvement refinancing generallygrab the headlines, but any type of loan can ex-pose an elderly person to financial abuse.A recent MetLife Mature Market Institute study

of media reports about elder financial abusefound that petty cons and purse snatchings werecommon crimes. But there were also plenty of in-stances in which caregivers, handymen, friends,supposed sweethearts, adult children, lawyersand other trusted helpers “seized upon opportu-nities to forge checks, steal credit cards, pilferbank accounts, transfer assets and generally deci-mate elders’ financial safety nets.”Adults might wonder whether their elderly

parents have a mortgage, especially one securedby a childhood home or house that’s perceived asfamily property. But Given says older people typi-cally don’t share such information about theireconomic situation with their family.“It’s a generational thing,” he says.More often, sons and daughters discover these

late-in-life mortgages only after parents die.Then, Given says, a real estate agent can helpthem sort out how much the property is worthand how much is owed.

Tips to bring buyers into your houseArticle Resource Association

Selling your house may be a challenge in today’s real estatemarket, but with a bit of elbow grease and some good planningtips, you can entice potential buyers to view your home, andhopefully make a viable offer.

Before you even list your house for sale, take a good look atthe property and your home. Consider curb appeal. Freshen upyour landscaping, pick up any equipment or toys lying aroundand update your lights so the home looks welcoming.

Take a walk through your house, starting with the garage. Ifyou have a lot of tools and equipment stored there, considerfinding a new place to store everything, so potential buyers canreally see the garage. Keep your tools handy, but still out ofsight.

Next move inside. As you walk through the rooms, look atthe walls, flooring, ceilings, lights and furniture. Paint is inex-pensive, and a fresh coat can quickly spruce up the look of aroom.

You may determine some remodeling or repair work is need-ed prior to listing your home. If you have holes in your drywall,or gutters that are clogged or broken, these are easy improve-ments that won’t cost you a lot of money, but can help you sellyour house faster.

Once you have your home looking good, do a little researchto determine what list price you want to put on your home. Re-view prices for similar homes in your neighborhood and aroundyour community.

Your goal is to get your house sold, as quickly as possible andclose to the price you’re asking. The best way to accomplish thisis to get as many people looking at your property as you can. Sobefore you decide to list your house, try some of these tips toput your best house forward.

Hot kitchen trends• Going Green: Eco-friendly products aren’tgoing to go out of style anytime soon. And nowthere are more ways that you can go green in thekitchen, too, from energy-efficient dishwashersto environmentally sound flooring options madeof reclaimed wood and tiles.• Oh-So-Organic: Forget straight lines andright angles; organic shapes are in. Not only arerounded shapes visually pleasing, they also en-courage a more natural circular traffic flow.• Asian Fusion: There is nothing like Zen com-forts to help us unwind. Look for drawer pullsreminiscent of bamboo, built-in teriyaki grills and

Japanese-style sliding pantry doors in the kitchen.• Drawer Designs: Move over refrigeratordrawers and dishwasher drawers, and say helloto the microwave drawer. Yes, that handy appli-ance, now comes in a drawer.• High-Tech: Advances in technology continueto offer us out-of-this-world options, including anoven that can be programmed to keep food colduntil it’s cooking time.• Built-Ins: Built-ins are convenient and sleek,two must-haves in today’s kitchens. Think steam-ers and strainers, high-end coffeemakers, profes-sional ice machines and wine coolers, knife racks,spice holders, ring holders and fondue pots.

Courtesy of Anne Krueger, hgtv.com

$595,000

Ann Hendrix /Broker Associate720-841-7434

1005 Creek Court, LongmontAmazing property in Willow CreekEstates! This home has 5 Bed, 5 Baths,over 4900 s.f. on 1/2 acre site next to citypark! Incredible value!MLS #652755.

New Listing! Custom home inSummit Peak Estates! Incredible finishesin this 4710 s.f. home with 4 bed, 4 bathson 2.62 acres, 3 fireplaces, rec room,workshop/hobbie room with separate

entrance! MLS #5663350

$584,900

16126 Summit Peaks Dr.Longmont

Ann Hendrix, Broker Associate

720-841-7434


Fence matters indicate wrong property lineQ: We found out that the

property line between myhome and my neighbors’home is different from whatthe builder said when he soldus our home.Our neighbor had a survey

done to put up a fence. Dur-ing the survey, they cameover and informed us that ac-cording to what was regis-tered with the county, our“zigzag” property line is offby 3 feet and goes over to themiddle of our back yard. Oh,and my septic tank appearsto be on my neighbor’s lot.How in the world did the

county sign off on permitsand zoning that allowed myhouse to be 3 feet from theproperty line and my septictank being on my neighbors’property? How do we goabout getting this issue fixed?Can we simply have a survey-or draw a new line, have bothparties sign some document,and register the new docu-ment with the county? Canwe get the county to help usfix this problem?

A: Before you run out andstart signing documents, youneed to figure out what youown and what your neighborowns. When you purchasedyour home, you should have re-ceived the deed that transferredtitle to the home to you, alongwith a title insurance policyand survey.The deed to your home con-

tains basic information to con-vey title from the builder toyou: the name of the seller,your name, the address of yourhome, the property tax parcelnumber and a legal description.That legal description describesthe legal boundaries for yourproperty.Sometimes these descrip-

tions are brief and describethat, say, the buyer is buying lotone in a particular subdivision;there may be an additionalparagraph or two. In other cas-es, the legal description takesyou from a starting point withcertain coordinates, and thosecoordinates take you step bystep around your land until you

get back to the point of begin-ning.In either case, the legal de-

scription on your deed mustmatch exactly with the legal de-scription that is listed on yourtitle insurance policy and thesurvey you received when youpurchased your home.The title insurance policy is

the document issued by theclosing agent or titlecompany that guar-antees your owner-ship to the land,subject to certainmatters listed onthat policy. The sur-vey is the documentthat depicts the landyou purchased. It’s adocument thatshows the bound-aries of your land,and where yourhome and other improvementsare located on the land.If you have the survey, your

deed and the title insurancepolicy from your purchase, re-view these documents andmake sure that the legal de-scriptions in all of the docu-ments match each other.If the legal descriptions

match, and if you find that thesurvey seems to accurately de-pict where your house is locat-ed on your lot, your neighbor’ssurveyor may have made a mis-take in preparing the newersurvey. If the surveyor made amistake, he or she can reviewyour documents to determinewhat description should beused for the survey of thefence.If you don’t have a survey

from the time you purchasedyour home, and if you wereable to double-check and con-firm that the legal descriptionused by the surveyor for yourneighbor’s land is correct, thenyou have a bigger problem thanyou imagine.To answer your first ques-

tion, the county may not have aresponsibility to fix any issuesrelating to the construction ofyour home or its location onthe lot. But the county can stillcome after you if your home

does not comply with the appli-cable building laws and zoningrequirements – in some caseseven if the county signed off onoriginal building plans andzoning changes.If you and your neighbor are

in complete agreement as tohow you would want yourproperty line to be drawn, youwould have to start with a sur-

veyor to draw thatline exactly. Then,you’d have to havea land swap be-tween the two ofyou.You’d have to

convey some ofyour land to yourneighbor and yourneighbor would dothe same for you.However, frequent-ly a land swap of

that type may need added ap-provals by your municipalityand other agencies. And, insome cases, you might be re-quired to go before certain mu-nicipal boards to get their ap-proval for the swap.You and your neighbor

would both be advised to hirean attorney that specializes inzoning and real estate issues tohelp you out.In addition, you and your

neighbor would have to get theconsent to your swap from eachof your lenders. If you don’t getthe lenders involved, part of theloan that you have would en-cumber your neighbor’s landand vice versa. You would nev-er want to be in a positionwhere your neighbor’s loangoes into default and foreclo-sure and that lender wouldhave a right to sell some ofyour land along with his. You’dneed to clean up any issueswith your mortgages and yourloans at the time of the landswap – and getting lenders tocooperate on that issue mightnot be easy.Finally, you’ll need to make

sure that the government agen-cy that prepares the real estateassessments for your and yourneighbor’s property knows thatthe land swap has occurred, so

that each of you will be as-sessed for the land that youown after the swap.

If all that seems too compli-cated, and you and your neigh-bor are content with the wayeach of you owns your land andthe way things were, and thereare no other legal issues withyour boundary that could causeproblems with municipal au-thorities, you and your neigh-bor could enter into an recipro-cal easement agreement thatwould allow your neighbor toput the fence up where youboth decide, allow you to keepyour septic tanks where theycurrently are, and obligate youto maintain your septic system.

As a practical matter, youand your neighbor could liveon your properties as you havefor the last several years. If youfind out, however, that yourseller failed to do something tochange the lot lines, and if youfind other obstacles that pre-vent you from moving forwardin an amicable way with yourneighbor, you may have to digdeeper into the documents andthe development of your parcel,and hire a real estate attorneyto help sort out your problem.

Ilyce R. Glink’s latest book is “Buy,Close, Move In!” If you have ques-tions, you can call her radio showtoll-free (800-972-8255) any Sunday,from 11 a.m to 1 p.m. EST. ContactIlyce through her website, www.thinkglink.com.

Ilyce GlinkTribune Media Services

www.HomeandRealEstateWeekly.com

Consider anecoroofInstead of tar or asphalt,an ecoroof has a thin layerof soil and plants, says GregHaines of Portland, Ore.,who has been installingecoroofs for several years.With a traditional roofingsystem, rainwater washesoff rooftops and onto driv-ing surfaces, eventually mix-ing with antifreeze and oilbefore it ends up in thesewer system. On an eco-roof, rainwater is absorbedinto a vegetative roofingsystem, filtering out air pol-lutants and making cleanerwater.How an ecoroof works issimple. Rain falls on an eco-roof. The rainwater is ab-sorbed through a layer ofsoil, then a layer of spongymaterial and carpetpadding. The plants on theecoroof grow, helping filterthe air, providing habitatand food for wildlife and in-sulating the building struc-ture underneath.One disadvantage to hav-ing an ecoroof is the ex-pense of installation. How-ever, ecoroofs last twice aslong as a traditional roofand look better. Plus, eco-roofs help insulate struc-tures, keeping them cool inthe summer and warm inthe winter.

– ARA

TraditionsTT di iiSchlutz International Propertieswww.schlutzinternationalproperties.comHilda Schlutz • 303-588-7578 • [email protected]

Specializing in 2nd& Retirement Homes

• Costa Rica• Nicaragua• Belize• Thailand

Certified DistressedProperty Expert...Solving the foreclosure crisis,Solving the foreclosure crisis,one homeowner at a time.one homeowner at a time.

McConnell Realty, IncMcConnell Realty, Inc303-823-6839www.SharonMcConnell.com


Real Estate Transactions are supplied byProspects Unlimited Inc.,www.prospectsunlimited.com, 303-979-9536.

Foreclosures – notice of election anddemand• Borrower: James Pace, Lender: Citi-

mortgage Inc, Amount: $118,036, Prop-

erty: 1495 Blue Sky Way 9-103, Erie,Filed: 08/18/11

• Borrower: Teresa Gunter, Lender:HSBC Bank USA NA As Trustee,Amount: $147,917, Property: 1495 BlueSky Way 9-307, Erie, Filed: 08/18/11

• Borrower: Carolyn & Frank Salem,

Lender: Bank Of America NA As Succes-sor, Amount: $211,537, Property: 11220Columbine St, Firestone, Filed:08/18/11

• Borrower: Russell & Kristine Bartz,Lender: Citimortgage Inc, Amount:$384,877, Property: 6735 Owl Lake Dr,

Firestone, Filed: 08/22/11

• Borrower: Rogelio & Nova Blanco,Lender: Wells Fargo Bank NA, Amount:$107,925, Property: 908 Lancaster Ave,Fort Lupton, Filed: 08/24/11

Allow

Smoking?

Lease

Required

#of

Baths

#of

Bedrooms

Deposit

PriceRange

Pets

Washer/Dryer

Facilities

Washer/Dryer

Hook-ups

Other

Amenities

Reach over 44,000 Readers Each Week With Your Advertising Message.Call Your Classified Advertising Executive Today 303-776-7440

Hover Manor Senior ApartmentResidence

1401 Elmhurst Dr. • 303-772-9292

$885-$890

$835-$840 1 1 Yes No Yes Yes

Secure building, quietneighborhood, meal program,

transportation, utilitiespaid, appliances & cable TV

included,62 yrs & older; vouchers

accepted.

Victoria Inn2400 17th Ave. • 303-772-4667

$749-$899 $250 1, 2 1, 1¾ Yes Yes Yes

In eachapart-ment

A/C, D/W, cable ready, balconyor deck, carport,

outdoor pool, close toshopping & bus stop.

The Shores at McIntosh Lake2450 Airport Rd. • 303-774-8000

$729-$1200

$100$200$300

1,2,& 3 1,2

YesShortTermAvail-able

Yes Yes Yes Yes

Gas fireplaces, 24 hr. fitnesscenter, heated pool & hot tub,A/C, business center, gourmetkitchens, detached garages.*On selected apartments.

Elliott Apartments418 Emery St. Longmont, CO

80501 • 303-772-6452www.elliottapartments.com

$610-$990 Yes 1, 2, 3 1, 2 Yes Yes Pets

Neg. YesIn historic Longmont, largetrees, quiet neighborhoodon-site parking & storage.Close to RTD. Heat included.

Fox Ridge Apartments3800 Pike Rd., Longmont, CO

80503 • 303-774-9944

$789-$1239 $200 1, 2, 3 1, 2

YesShortTermAvail-able

Yes Yes Yes Yes

Island kitchens, gardentubs, gas fireplaces, doublebalconies, two tone paint,gated community. Close toschools & newest community

in Longmont.

Tanglewood CondominiumsSenior Community

100 21st Ave., Longmont, CO80501 • 303-774-0300

$1240-1625

$1240-1625 1, 2 1, 2 Yes Some

Yes$50+mo.

Fullsize

in eachcondo

W/Dpro-videdin eachCondo

All utilities & cable paid, sec.bldg., elevator, W/D in everyunit, transportation, socialevents. HUGE amenities

package, quiet 55+ community.Call for incentives! Parkinggarage & storage units

Complex

Name

Address

Phone

Longmont,CO

1566894


Real EstatePLACE YOUR AD: 303.466.3636 BOULDER/BROOMFIELD/LONGMONT OR 970.635.3650 LOVELAND OR FRONTRANGECLASSIFIEDS.COM

5000 Homesfor Sale

Home/Office1268 N. Cleveland

Ave, Lvld. Zoned R3e(res and/or office use)Great high traffic loc.Call 970-420-3495 forparticulars regardingthis inviting one of a

kind property.

***Ranch is Ready***with new carpet,

interior paint,shingles, hot water

heater.New Kitchen 2003.

3 bedrooms, 2 baths,2 car garage.Call for details

$207,600

5007 Mobile HomeFor Sale

1970 14x65 2BR, 1BALarge living room &

dining room.Swamp cooler &

new hot water tank.Over 55 Community.

Asking $12,000303-776-7630

BUYING & SELLINGAll types & sizes ofmobile homes!

Judy 970-690-3283End Unit,

Pasture ViewWeston Manor #28

17th & Main, LNGMT55+, 14x60 Magnolia,

2BR New carpet,appliances & paint.Carport & 2 storage

sheds, $11K303-485-0013

For Sale or Lease2 & 3 BDRM single-wide’s, family park.

303-772-3240

Loveland Very nice14x70 2BR, 2BA, lgcovered deck, shed.

$24,500 970-980-4871Adult Community

5007 Mobile HomeFor Sale

BrandNew

Home!!$73,000

Beautiful 3 bed2 bath lot rent

special!Swimming poolClubhousePlaygroundNew fitness roomHuge Deck w/ GreatMtn Views

Financing availablePet Friendly

Sun Homes atEagle Crest

1-888-649-5616

4eaglecrest.com

*Expires 9/30/11

I WILL MOVE YOURHOME FOR FREE!

LOT RENTSTARTING@ $199250+ communities to

choose from.Offer expires 10/15/11

970-377-0990

NEW MOBILE HOMESAROUND $799 MONTHPayment incl. lot rentUsed singles/doubles

starting @$595Great locations!

Quick Easy Credit970-420-8488

6000 Homesfor Rent

1BR Apt in N Long-mont 62 or older or

persons w/disabilitiesCall for move-in Spe-cials 303-485-5232

2, 3, 4 Bedroom Homes1248 Grant St,

10694 Upper Ridge,2628 Danbury Dr,

1021 Alta,2401 Atwood

Call PMP303-776-RENT

6000 Homesfor Rent

2478 Spencer,3 bdrm, 3 ba, tri-lvl,fam rm, 2 car gar, fndyd, pet ok $1125/mo

RMG Realty,303-772-4466

2 bdrm, 2 ba ranch,bsmt, liv rm, diningrm, lg deck & yard,

W/D, 1 car. No smkrs,older cat cons.

$1100/mo First Tree303-772-5858

2BR, 1BA, Attached ga-rage, fncd yard west

side loc, ref. N/P $950+ dep 303-776-5893

2 BR, 1 BA House/ Study2 car gar, fncd yard,all appl. Old Town,

outside pet $1100/mo303-550-6699

3 BDRM, 6 YRS OLD,3 baths, A/C,frplc,

2 car gar, 2 sty, wdflrs on main. Lg

mstr suite. 1900 sfUnfin bsmt.$1350.

303-905-6600

3+ BR on Golf Course733 Glenarbor Circle2 bath - big spaces

nice finishes 3,500sf$2150/mo+util, petsneg. 970.231.9921

4BR, 1.5BA, garage,nice yard, near lgpark. $1190/mo303-449-0105

4BR, 3BA, 3 car gar @1232 Button Rock,

near schools & parks,upgrades, no pets,

$1700, 720-935-7859

$625, bsmt apt Lgmt,incl all utils/ cbl/int.Avl 10/6 303-668 5687

642 Independence,2 story, 3 bdrm, 2 ba,2 car gar, 1680 sf, lg

fncd yd. Pet OK,$1125/mo

RMG Realty,303-772-44669706 Nelson Rd,

1 bdm 3/4 ba, fncd, 1car gar, pet OK.

$700/mo RMG Realty,303-772-4466

BEAUTIFUL 2 bed, 1ba house + detached

carriage house inOld Town Longmont.2 car gar. Dogs OK

$1500/mo. Avail 9/15.(303)875-1692

6000 Homesfor Rent

Exec Rental - HygieneNear-new Queen

Anne in kid-friendly,quiet lakeside neigh-borhood, adj openspace. Exc schls. 4bdrm, 2.5 ba, 3 car.No smkg, pet nego,

$2550/mo.RENT TO OWNHugh Fowler,303-986-1606

Feels Like New Home!2000+ sq.ft. ranch

close to Skyline H.S.Finished basement,3BR+bath up & 2BR(nonconform)+bathdown, A/C, fp, hw

floors, all appliancesincl W/D, fenced yard.$1495, Available now!

303-847-5632Place your ad.

Call 303-466-3636or 970-635-3650

Very nice 5BR, 3.5BA,open flr plan, walkoutfnshd bsmnt, views ofmtns, updated kitch-en w/granite, 2 car,

fncd back yard, W/D,$1995 303-249-8687

WHY RENT?Own a home for$O Down!

Do you qualify? CallDevin O’BranaganReferral Only Realty

303-772-7343

6001 Apartmentsfor Rent

1, 2 & 3 BDRMApartment Homes

The ShoresApartments,

Hwy 66 & Airport Rd(303)774-8000

Place your ad.Call 303-466-3636or 970-635-3650

Classified Ads getResults very, very fast!

1 & 2 BDRM Apt HomesFox Ridge Apts PremierGated Community. PetsOK! For Info & Specials

Call (303)774-9944

1 BD $650A/C DW Lndy N/S/P303-444-0501

2 BDRM APTSStarting at $675/monthCall PMP, 303-776-RENT917 SUNSET, #3022 Bdrm, 1 ba, inclheat, wtr & trash.$700 RMG Realty,

303-772-4466

APTS YOUR CHOICE!www.alertrealty.net

PLACE YOUR AD.Call 303.466.3636or 970-635-3650

EASTGLEN APTS630 Lashley, Longmont

(303)682-2943

1, 2 & 3 BEDROOMS:laundry.

Wtr, trash, sewer pd

Large bright 2 Bdrm,1 ba, W/D, A/C, Deck,

parking, N/P/S2041 Meadow Dr.

$740-$780 303-443-4308

Newly Remodeled2BR, 1BA w/ brand

new kitchen, flooring,paint, lighting &washer hook-up.

$800-$850 incl heat &water. 303-530-0991

ROOMS & ApartmentsWeekly/Monthly, from$100/week. Utililties in-cluded. (303)931-7108

6001 Apartmentsfor Rent

VALUEPLACE

FIRESTONE

NewExtendedStay Hotel

$189.99/wkfor Studio1st 2 weeks

ONLY

Perfect forvisiting

friends &family!

I-25 & Hwy119,

Longmontexit 240.

303-485-0040

Must bring adat check-into qualify.*Expires9/30/11

*New GuestsOnly*


6002 Townhomes/Condos for Rent

2 BR 3.5 Ba BeautifulTH- 930 Button Rock

$1195. 1 car gar970-669-0842 or

RMPM.com

3 BR Semi-furn.3.5 ba, 1800+ sf. Likenew * nice Longmontlocation! $1300/mo.

720 771-7632.

6002 Townhomes/Condos for Rent

3BR, 2BA 1200 sq ftCondo in Summerhawk

w/42“ HDTV, commu-nity pool, A/C & all

appliances incl w/d.$1275+dep includestrash, basic cable &

H2O No Pets/No Smoke720-272-3028

Available quiet 2BR,1.5BA, complete

kitchen, W/D hook up,AC, private patio, sm.storage, N/S/P. $775+$700 dep 333 23rd

303-532-6522 or303-772-3152


EMPTY YOURGARAGE

List your saleand prepare

to purge.$25, 10 lines, 4 days

plus a FREEgarage sale kit!Place your ad.

Call303-466-3636 or970-635-3650

Or visitFrontRangeClassifieds.com


Sunny 2BR Townhome1.5 bath in east Long-

mont, lots of win-dows, unfinished

bsmnt, a/c, frplc, 1car detached gar.,W/D, fncd patio w/

gate, pets negotiable303-807-1156

$1100/mo, avail 8/15

SELL YOUR STUFFList your stuff

and get it done.Items less than

$500: FREE3 lines, 7 days.

Items $500 or more:$10, 5 lines, 30 days.

Place your ad.Call

303-466-3636 or970-635-3650


6005 Apts. forRent Furnished

Beautiful, quiet 2BR inhistoric home, W/D,

N/P/S $1050/moinclds utls, cable &wifi 303-809-4287

Up to 80 percent off every day.


Real EstatePLACE YOUR AD: 303.466.3636 BOULDER/BROOMFIELD/LONGMONT OR 970.635.3650 LOVELAND OR FRONTRANGECLASSIFIEDS.COM

6005 Apts. forRent Furnished

NO lse,dep or credit chkWkly/4-wk, 303-776-2185ALSO RV SITES AVAIL!

SEMI-FURN Rooms/AptsWkly/mnthly from $100/wk

Utils/micro/fridge inc(303)931-7108

6007 Duplexes

1226 Parker Dr.3BR, 2BA, all appls,2 car gar. $1100 Bill

303-776-0684

2 BD, DW, gar. N/S/P$795, 303-776-8038

720-442-3443

$920 2BD 2BA LargeDuplex: Yard, Garden,

Patio, Fireplace,Garage, No Pets, NoSmoke. 303-709-1618

Duplex/Condo2-3 Bedroom

344 Colony Pl.50 19th Ave.

Call PMP,303-776-RENT

6009 Housemates/Roommates

N/S Roommates wantedfirst come first serve,

lg rooms avail. 9/1$500 inclds utls.

720-327-5749

6009 Housemates/Roommates

Responsible, cleanM/F, W. side, greatarea, golf course &park, W/D, kit. $400

+1/3 utils. 303-775-1144/303-772-8466

Se Habla EspanolLouisville 3BR &

private bath in tri-levelhome, share

kitchen & garage$900, 720-272-1120

3DORM, bano privadoen casa, se compartela cocina y cochera

6010 Roomsfor Rent

Lg room w/ handicapaccessible BA in

clean N/S home in SWLongmont. Elderly

welcome w/caregiverroom 303-882-5601

6015 Retail Spacefor Lease

2232 Pearl, Boulder1200 sq ft in Hip EastEnd, pkg, great rateswww.2232pearl.com

303-437-1768

2773 SQ FT- Busyshopping center,

1116 Francis St, $825.Alert RE 303-776-5156

6016 Office Spacefor Lease

255 WEAVER PARKCLASS “A” secondfloor office space for

lease or sale. Commonarea, conference room,elevator, mountain views.

1 yr Free Rent!

Don Rulle, CCIM303-772-2222

$250/mo, 110 to 5000 SF2432 Main,

Four Seasons Realty.303-875-1345.

500 to 2500 sf, candivide. On site prkg,

303-523-3369

PROFESSIONAL OfficesN Lgmt 1400 sf suitew/ 8 offcs. Also 150to 825 sf single ofcs& 3 office suite. Allgrnd level, 2 entr, grtprkg. 303-956-1141

6016 Office Spacefor Lease

Qualty Single Off ices$350 to $500 free utls.(720)280-9047

6017 Indust./Comm’lfor Lease

2700 sq ft $1250/moCentral location.

303-652-3762

6018 Storage Spacefor Lease

COMMERCIAL STORAGE1 blk off Main & E. 17th

2-650sf units, w/ 3’door, 9’x9’ gar.dr.,

$390/mo1-1300sf unit w/ 2-3’

doors, 2-9’x9’ gar.drs.,$700/mo

Call 303-775-0391

INDOOR GARAGE &Commercial Storage20x40x16 w/14x14doors start at $300.20x50x16 w/ 30 amp

elect, man door &pwr door opener

start at $425.Garage Storage LLC,

4070 Camelot Cir,located I25 BusinessPark. I-25 & Hwy-66.970-535- 6074 www.Longmont-storage.

com

6020 Mobile HomeFor Rent

Brand NewHomes to

RentStarting at

$899/Month!

3 to 4bedrooms

and 2 baths

Fitness roomClub HousePlayground

PoolPet Friendly

Expires9/30/2011

Sun Homes At

Eagle Crest888-246-5232www.4eaglecrest.com



EMPTY YOURGARAGE




Call303-466-3636 or970-635-3650




EMPTY YOURGARAGE




Call303-466-3636 or970-635-3650



Private party and general merchandise only. No refund for early cancellation.

drive your

wheelsList your car and get ready to roll.

$10, 3 lines, 30 days

www.HomeandRealEstateWeekly.comYour source for local home and real estate news, as well as a

comprehensive home search function powered by ColoProperty.com

Brick ranch w/3 BR,1 bath, large fenced back

yard, updated throughout,immaculate!

NEW LISTING

2208 3rd Ave

Call Dyer Realty, Inc.303-772-3200Marvin Dyer

Diane Stow,ABR, CRS, GRI,SRES, CDPE

BROKER ASSOCIATEDiane’s Direct Line:

303-827-7046Re/Max Traditions, Inc.2204 18th Avenue(303) 772-3800

VISIT:

TO SEE ALL OF DIANE’S LISTINGSWith Detailed Information, Multiple Photos & Virtual Tours,

For Further Details Of These Listings And:

www . d i a n e s t ow . c omwww . d i a n e s t ow . c omEmail: [email protected]

Experience Isn’t Expensive...It’s Priceless

The

Team

3331 Mountain View Avenue3331 Mountain View AvenueWonderful ranch-style patio homein coveted Lgmt Estates w/MtnViews & low maint. lifestyle w/NOHOA fees. Great flr plan offers2 bedrms & a study (could beformal din.rm & expand kitcheninto an eatin kitchen), fam. rm w/mtn views, Main flr laun,& frplc inthe inviting liv. rm. VERY close toTwin Peaks golf course. Hospital,parks,lighted tennis courts,canoeing & walking trails.Verysmall priv. fenced yard & unfin.

bsmt. Lots of Potential!$210,000$210,000

2047 Falcon Drive2047 Falcon DriveGreat Semi-Custom 2-story in popularwestlake subdivision! backs to OpenSpace with Mtn Views! Master w/privdeck, luxury 5 pc bath w/jetted tub &walkin closet. Spacious eatin kitch. isopen to the fam. rm w/gas frplc. Greatflr plan for entertaining w/lg.liv/din area.Lite & Brite! Workbnch area in gar. Cov.Patio Unfin.bsmt w/roughin bath offersmany opportunities for expansion orstorage. Lowmaint lndscape. Low trafficstreet. Near McIntosh lake & trails!

$350,000$350,000

332 Sherman Street332 Sherman StreetFabulous Westside Old Town Lgmtt2 story w/2 main flr bdrms, 3/4 bath& priv. mstr retreat on 2nd flr. MANYUPGRADES to this gorgeous home w/spacious eatin kit. w/ bamboo flr incl.allkit. appli.incl. gas range/oven w/digitaldisplay, stnlss steel hd, island w/brkfstbar, H2O Htr, A/C,furn,& humid,, elec.updating, Pella French bk dr, customldscp, drvwy & spr. syst. new mainsewer line to st. Det. gar. alley.Fenced

bkyd. AMUST SEE!$410,000$410,000


Real Estate Transactions are suppliedby Prospects Unlimited Inc.,www.prospectsunlimited.com,303-979-9536.

Longmont• Michael Saenz from Dennis

Furuta, 10695 Durango Pl,Longmont, $136,100, home• James Hudson from

William Hitchcox, 3656 Stage-coach Rd Unit 504, Longmont,$72,000, condo• Shelly Loukonen from Josi-

ah McRoberts, 1921 Vaquero St,Longmont, $429,000, home• Vitus LLC from GRE Hold-

ings LLC, 2017 100 Year PartyCt Unit C1, Longmont,$260,000, condo• John & Shar Lee from Bar-

bara Harrington, 804 SummerHawk Dr Unit 3201, Long-mont, $115,000, condo• Nancy Bradley from Doris

Levassiur, 804 Summer HawkDr Unit 4103, Longmont,$125,000, condo• John & Norma Sterling

from Melvin C Nelson LivingTrust, 758 Megan Ct, Long-mont, $295,000, home• Cliff & Carol Rogge from

Aurora Loan Services LLC, 818S Terry St Unit 93, Longmont,$111,000, condo• Robert & Linda MacLaren

from Connie Buswell, 7392Rozena Dr, Longmont,$700,000, home• James & Jacqueline Shep-

peck from Morgan Campbell,2233 Barn Swallow Dr, Long-mont, $417,000, home• Dalan & Lana Haase from

Stephen Davis, 511 Little FoxCt, Longmont, $565,000, home• Coral Dye from Deutsche

Bank National Trust, 2336Sherman St, Longmont,$150,000, home• Robert & Roseanne Case

from Daniel Eamon, 664Buchanan Ln, Longmont,$175,000, home• Mark & Tanya White from

Fannie Mae, 20 Lois Pl, Long-

mont, $145,000, home• Den Van from Robert

French, 1942 Wasach Dr, Long-mont, $543,200, home• Salvador Mena from Habi-

tat For Humanity St Vrain,1721 Spruce Ave, Longmont,$217,600, home• Juan & Patricia Velez from

Christian Holstine, 1026 Wyn-demere Cir, Longmont,$445,000, home• David & Sarah Obuchows-

ki from Thomas Hutchinson,1112 Longs Peak Ave, Long-mont, $305,000, home• Tarasa Lovick from Francis

Keating, 640 Gooseberry DrUnit 805, Longmont, $158,000,condo• Katharine Gaddis from

Valentina Morani, 801 Confi-dence Dr Unit 12, Longmont,$200,000, condo• Bruce & Jody Bullough

from Mark Mullet, 2331 SmithCt, Longmont, $221,000, home• Benjamin & Samantha

Fenster from Mazen Nammari,1761 Preston Dr, Longmont,$265,000, home• Raymond Derr from Robin

Nissen, 2120 17th Ave, Long-mont, $152,500, home• Colleen Ryan from James

Tresch, 4075 Spy Glass Ln,Longmont, $870,000, home• Ryan & Chelsea Fuelling

from Neal Colingham, 10589Durango Pl, Longmont,$148,900, home• Michael & Virginia Shaw

from Jeffrey Shaw, 7710 CountyRoad 5, Longmont, $275,000,home• Rashmita Patel from Am

Intnl Relocation Solutions, 759Glenarbor Cir, Longmont,$235,000, home• Philip Fagan from Boulder

Creek Kingsbridge LLC, 1683Venice Ln, Longmont,$240,000, home• Stephen Tebo from Boulder

Jewish Day School, 7415 Look-out Rd, Longmont, $450,000,

home• Eric & Connie Warmath

from Leister Bowling, 521Cameron Ct, Longmont,$198,500, home• Colin & Alisha Graham

from Dane Coyer, 2133 IndianPeaks Cir, Longmont,$440,000, home• Jeff Teebken from Fannie

Mae, 1503 Prairie Hawk Dr,Longmont, $227,000, home• Elliot & Brenna Sullivan

from Federal Home Loan Mort-gage Corp, 1555 18th Ave,Longmont, $117,600, home• Jessica Greenlee from

Christopher Gilbert, 954 WolfCreek Dr, Longmont, $207,500,home• Hugh Curley from Guaran-

ty Bank Trust Co Trustee, 1764Juniper St, Longmont,$155,000, home• Justin Macy from Lester

Johnson, 620 Loomis Ct, Long-mont, $370,000, home• Raymond Derr from

Stephen Lampey, 1502 VivianSt, Longmont, $212,000, home• Miranda Reeves from Kate

OBrien, 2112 Pintail Dr, Long-mont, $339,500, home• Petra Warlimont from Joan

Sheley, 1115 15th Ave, Long-mont, $200,000, home

Allenspark• Stephen & Mary Omeara

from James Blackburn, 11699Peak To Peak Tract, Allenspark,$110,000, home

Berthoud• Willis & Staci Wetzler from

Utes Real Estate Co, 436 WeldCounty Road 10E, Berthoud,$172,500, home• Francis & Karin Thomp-

son from John Hammel, 4980Getaway Dr, Berthoud,$670,000, home

Dacono• Randall Weber from Bank

of America, 2045 Skyview Pl,Dacono, $119,900, home

• Billy Gutierrez fromDeutsche Bank Natl Trust Co,3020 Sunburst Pt, Dacono,$128,000, home

Erie• Geoffrey & Gunh Mansell

from David Caldwell, 1399Northview Dr, Erie, $385,000,home• Ursula Gallucci from Fan-

nie Mae, 101 Huntley Creek Ct,Erie, $134,500, home• Wu & Selina Tsien from

Fed Home Loan Mtg Corp,3000 Blue Sky Cir Unit 11-105,Erie, $90,000, condo• Nathan & Christin Bogg

from Meritage Homes Colo Inc,1541 Vale Pl, Erie, $462,400,home• Brian & Iseult Young from

Taylor Morrison Colo Inc, 519Powers St, Erie, $322,200,home• Jack & Barbara Fowler

from Joseph Wilson, 215 Mont-gomery Dr, Erie, $151,000,home• John & Abigail Kovach

from Christopher Bickmore,3216 Billington Dr, Erie,$273,000, home• Mark & Jean Hereim from

Erik Helmsin, 3219 McClureDr, Erie, $290,000, home• David George from Robert

McCormack, 929 Lasnik St,Erie, $400,000, home• Jonathan Nelms from Rich-

mond American Homes Col-orado, 439 Graham Cir, Erie,$298,400, home

Firestone• Cassie Fisher from JJ Con-

struction Norther Colo LLC,5281 Roadrunner Ave, Fire-stone, $213,600, home• Gregory & Lucia Lannan

from JJ Construction NorthernColo LLC, 5396 RemingtonAve, Firestone, $224,300, home• Michael & Linda Gallegos

from Mary Scott, 5973 SparrowAve, Firestone, $257,000, home• Valerie Miller from Melvin

Rider, 10441 Dresden St, Fire-stone, $210,000, home

Frederick• Jeffrey Shaw from Hauck

Preserve At Idaho Creek, 1391Hauck Preserve, Frederick,$210,000, home

Lyons• Susan Hiebert from Anna

Schonlau, 517 2nd Ave Unit 1,Lyons, $241,000, condo

Platteville• Scott Crumpton from Irene

Long, 302 Disc Ln, Platteville,$172,500, home• Beth Hexamer from Kirsten

Smith, 19522 Weld CountyRoad 31, Platteville, $136,500,home

Foreclosures – notice of electionand demand• Borrower: Daniel & Janelle

Flanscha, Lender: US Bank Na-tional Association, Amount:$444,386, Property: 4234 JohnGalt Dr, Berthoud, Filed:08/19/11• Borrower: Torrey Hills

LLC, Lender: Colorado Com-munity Bank, Amount:$568,015, Property: 2648Country View Ct & 3016/30,Berthoud, Filed: 08/23/11• Borrower: Bruce & Dana

Hayes, Lender: Suntrust Mort-gage Inc, Amount: $406,349,Property: 5129 Foothills Dr,Berthoud, Filed: 08/24/11• Borrower: Marvin & Va-

lerie Miller, Lender: US BankNational Association, Amount:$257,510, Property: 345 TynanDr, Erie, Filed: 08/18/11• Borrower: William Patter-

son Jr, Lender: Provident Fund-ing Associates LP, Amount:$266,330, Property: 2150Chestnut Cir, Erie, Filed:08/24/11• Borrower: Akindele

Akinyemi, Lender: Wells FargoBank NA, Amount: $377,785,Property: 1137 Petras St, Erie,Filed: 08/18/11

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