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Caliber Home Loans, Inc., Wireless Way, Oklahoma city, Ok 73134 (NMLS# 15622) 1 .800.401.6587. Copyright © 2015. All R ights Reserved. This is not an offer to enter i nto agreement. Not all customers will qualify. Information, rates ,and programs are subject to change without prior notice. All products are subject to credit and property approval. Not all products are available in all states or for all dollar amounts. Other restrictions and limitations apply. Caliber Home Loans, Inc. is required to disclose the following licenses information: Licensed by The Department of Corporations under the California Residential Mortgage Lending Act, Finance Lender Licensee.
Below is a checklist of items we will require when going through the home loan process.
For all home loan applications:
If you are applying for a VA Loan:
You may or may not be required to produce one or more of these documents:
If self-employed: All pages and all schedules of last two years personal and business tax returns plus YTD P&L
If you have already made an offer for a home: copy of the signed Real Estate Contract
If you have sold your previous home: copy of Settlement Statement from sale of the home
If you pay/receive alimony: copy of full divorce decree or separation agreement, including all pages, schedules, exhibits, and addendums
If you are applying for refinancing, youwill need to provide copies of:
If you have ever declared bankruptcy:copies of all Bankruptcy Discharge papers and list of creditors
Paycheck stubs for the last 30 days
W-2’s and income tax returns for the last two tax years
All pages of your last two month’s bank statementsfor all checking and savings accounts
All pages of your most recent investment account statements (stocks, bonds, MM)
Copies of the most recent monthly or quarterlyaccount statements for any retirement accounts,401(k) plans, mutual fund accounts and/or IRAs
Copy of Driver’s License, passport, or government issued ID
Most recent mortgage statement/bill
Your homeowners insurance company name, phone number and policy number
HOA statement (if applicable)
Original Certificate of Eligibility with full eligibility
Copy of form DD 214
Name and contact details of your nearest living relative
Disability Information (if applicable)
Name LastnameTitleNMLS # 000000Gaylord-Hansen Mortgage Team(000) 000-0000 Direct [email protected]
HOME LOAN CHECKLIST
@gaylordhansen
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Name LastnameTitleNMLS # 000000Gaylord-Hansen Mortgage Team(000) 000-0000 Direct [email protected]
@gaylordhansen
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Caliber Home Loans, Inc., Wireless Way, Oklahoma city, Ok 73134 (NMLS# 15622) 1 .800.401.6587. Copyright © 2015. All R ights Reserved. This is not an offer to enter i nto agreement. Not all customers will qualify. Information, rates ,and programs are subject to change without prior notice. All products are subject to credit and property approval. Not all products are available in all states or for all dollar amounts. Other restrictions and limitations apply. Caliber Home Loans, Inc. is required to disclose the following licenses information: Licensed by The Department of Corporations under the California Residential Mortgage Lending Act, Finance Lender Licensee.
HOME LOAN CHECKLISTBelow is a checklist of items we will require when going through the home loan process.
For all home loan applications:
If you are applying for a VA Loan:
You may or may not be required to produce one or more of these documents:
If you are applying for refinancing, you will need to provide copies of:
Paycheck stubs for the last 30 days
Copy of form DD214
Name and contact details of your nearest living relative
Disability Information (if applicable)
W-2’s and income tax returns for the last two tax years
Copy of Driver’s License, passport, or government issued ID
All pages of last two months’ bank statements for all checking and savings accounts
If you have rental properties: Copy of the current lease agreement with tenant
If self-employed: All pages and all schedules of last two years’ personal and business tax returns plus YTD P&L
Most recent mortgage statement / bill
Your homeowner insurance company name, phone number and policy number
HOA Statement (if applicable)
If you have already made an offer for a home: Copy of the signed Real Estate Contract
If you have sold your previous home: Copy of Settlement Statement from sale of the home
If you have ever declared bankruptcy: Copies of all Bankruptcy Discharge papers and list of creditors
If you pay/receive alimony: Copy of full divorce decree or separation agreement, including all pages schedules, exhibits, and addendum
All pages of your most recent investment account statements (stocks, bonds, MM)
Copies of the most recent monthly or quarterly account statements for any retirement accounts 401(k) plans, mutual fund accounts and/or IRAs
Ryan Walsh Mortgage ExpertNMLS# 680323(619) [email protected]
Danny Horanyi Mortgage ExpertNMLS #680596 (760) [email protected]