home purchase rehab fact sheet
TRANSCRIPT
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8/4/2019 Home Purchase Rehab Fact Sheet
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D E P A R T M E N T O F H O U S I N G A N D C O M M U N I T Y D E V E L O P M E N T
HomePurchaseRehabilitationPilotProgramTheHomePurchaseRehabilitationPilotProgramwillprovideapplicantsundertheDepartmentofHousing
and
Community
Developments
suite
of
Home
Purchase
Assistance
Programs
an
additional
option
for
becomingfirsttimehomebuyers.
ThepurposeoftheHomePurchaseRehabilitationPilotProgramistoallowfirsttimehomebuyersinthe
Districttopurchasehomesthatrequirelimitedrepairstoaddresshealth,safetyandbuildingcode
violations. ThisprogramenablestheuseoftheFederalHousingAdministrations(FHA)203(k)Streamlined
RehabilitationProgramasafirsttrustlendingproduct,inconjunctionwithanHPAPorotherDHCD
purchaseassistancesecondtrustloans. Applicantswillreceiveacombinedpurchasemoneyloanfor
acquisitionandrepairs(limitedtothe203(k)guidelines)fromthefirsttrustlender. TheHPAPorother
DHCDprogramloanswillcontinuetobeasecondtrustloanfordownpaymentandclosingcostassistance.
TheapplicantmustmeetallDHCDeligibilityrequirements.
TheminimumrehabilitationloanfortheFHA203(k)streamlineis$5,000andthemaximumis$35,000.
Thelimitedrepairsmustbecompletedwithinsix(6)monthsoftheloanclosingdatewhenaHomeQuality
Inspection(HQI)isdue.
TheapplicantmustapplyforHPAPwithaCommunityBasedOrganization(CBO)andattendgeneralHPAP
training. Theapplicantmustalsoattendaseparatemandatory203(k)streamlineclass. HPAPapplicants
whohavereceivedaNoticeofEligibilityfromtheGreaterWashingtonUrbanLeagueareeligibleforthe
pilotprogram.
Eligiblerehabilitationrepairswith203(k)loansinclude:
Department of Housing and Community Development, 1800 Martin Luther King Jr. Ave. SE, Washington, DC 20020 (202) 442-7200
Repair/replacementofroofs,gutters,and
downspouts
Repair/replacement/upgradeofexistingHVAC
systems
Repair/replacement/upgradeofplumbingand
electricalsystems
Repair/replacementofflooring
Minorremodelingofkitchenthatdoesnot
involvestructuralrepair
Painting,
both
interior
and
exterior
Weatherization,includingstormwindowsand
doors,insulation,weatherstripping,etc.
Accessibilityimprovementsforpersonswith
disabilities
Purchaseandinstallationofappliances,including
freestandingranges,refrigerators,washers/
dryers,dishwashersandmicrowaveovens
Basementfinishingandremodelingthatdoesnot
involvestructuralrepairs
Leadbasedstabilizationorabatementoflead
basedhazards
Repair/replaceexistingexteriordecks,patios,or
porches
Window
and
door
replacements
and
exterior
wallresiding
Septicsystemrepairorreplacement
(Continuedonreversesid
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8/4/2019 Home Purchase Rehab Fact Sheet
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D E P A R T M E N T O F H O U S I N G A N D C O M M U N I T Y D E V E L O P M E N T
TheapplicantmustselecttheirFHA203(k)lender,generalcontractors,andaFHA203(k)consultantto
conductscopesofworkwriteupsandperiodicinspectionsoftherehabilitationworkpriortofundingdraws.
DHCDgenerallyprocessesapplicationsonafirstcomefirstservedbasis.Pleasecontactoneofthe
communitybasedhousingcounselingmanagersat(202)4427200.
IfyouareinterestedinapplyingfortheHomePurchaseRehabilitationPilotProgramforfirsttime
homebuyersusingHPAPandorotherDHCDprogramloans,pleasecontactoneofthefollowingCommunity
BasedOrganizations.
HousingCounselingServices241017thStreet,NW
Washington,DC20009
(202)6677006| www.housingetc.orgLatinoEconomicDevelopmentCorp.(LEDC)231618thStreet,NW
Washington,DC20009
(202)5885102 |www.ledcdc.orgLydiasHouse3939SouthCapitolStreet,SW
Washington,DC20032
(202)3731050 |www.lydiashousendc.org
Department of Housing and Community Development, 1800 Martin Luther King Jr. Ave. SE, Washington, DC 20020 (202) 442-7200
***UniversityLegalServices220IStreet,NE,Suite130
Washington,DC20002
(202)5474747|www.ulsdc.org
***UniversityLegalServicesatDHCDHousingResourceCenter1800MartinLutherKing,Jr.Ave.,SE
Washington,DC20020
(202)8892196|www.ulsdc.org
***UniversityLegalServices,FarNELloydE.SmithCenter
3939BenningRoad,NE
Washington,DC20019
(202)3961201|www.ulsdc.org
09.29.10
***TheHomePurchaseRehabilitationPilotProgramtrainingwillbeofferedattheselocations.
Note: DHCDadherestoallfederalandlocallawsandregulationswhichofferconsumerprotectionsfromprohibitedpredatory
lendingpractices. DHCDdoesnotrequirepotentialapplicantstoacceptprivatefinancingthatispricedabovethemarketrateor
thatisnotfromareputablelender. Potentialapplicantsshouldneveracceptanofferofprivatefinancingwithoutdiscussingthe
offerwithoneofhousingcounselingagencieslistedbelow.
Nondiscriminationclause: InaccordancewiththeD.C.HumanRightsActof1977,asamended,D.C.OfficialCode,Section2
1401.01etseq.,(Act)theDistrictofColumbiadoesnotdiscriminateonthebasisofactualorperceived:race,color,religion,
nationalorigin,sex,age,maritalstatus,personalappearance,sexualorientation,familialstatus,familyresponsibilities,
matriculation,politicalaffiliation,disability,sourceofincome,orplaceofresidenceorbusiness.