homebuyers' guide booklet
DESCRIPTION
Helpful information about buying a home, including a snapshot of the process, financing, negotiating, and more!TRANSCRIPT
Spencer & Ehling
Present
HomebuyersHomebuyersHomebuyersHomebuyers’’’’
Guide BookletGuide BookletGuide BookletGuide Booklet
Welcome Home
Know that your happiness is our only
goal. There are few things in life more
important than your home.
We understand that a home is about
making memories and a place where
dreams come true. It’s about family,
friends and experiences you cherish. A
home is where life takes place.
Our part in this process is to help you
easily, quickly and safely reach the
next chapter of your life.
Your rights in this
Partnership
You have the right to:
� Expect prompt and caring service.
� All of the correct information, immediately.
� Find exactly what you want quickly and easily.
� Expect us to know everything about the home, the
neighborhood and your dreams.
� Expect us to guide you through every step of the process.
� The ultimate real estate experience.
We fully expect to honor your rights and because of that, our
journey will be mutually rewarding.
Experience
� 30 years combined experience
� Specializing in the Bay Area
Training
� Currently hold Broker’s License
� Hold designations including GRI and LTG
� Advanced Negotiation Training (full profile available on our website)
Professional Profile
Spencer & Ehling
Our Support Team is
Here for You
Our support team helps us
provide top-notch customer
service to clients. We also have
and online transaction
managements system that
allows you to access your
documents 24/7.
We’ll Maximize Our
Network for You
Drawing on the strength of the
personal and professional
network that we have built,
we will find the right home for
you and your family.
Buy Your Home
To help you navigate the way to purchasing the home of your dreams, we will:
� Explain the basic principles
of real estate
� Select and research properties
that meet your wants and needs
� Negotiate the purchase
� Coordinate inspection procedures
� Help close the transaction
How We Help You
We Can Help You
Buy Any Home
� Advertised in the newspaper or
on the Internet
� “For Sale By Owner”
� Found during an Open House
� Listed by another real estate
company
� New Home Community
Phases in the
Buying Process
� Financing
� The Purchase &
Sale Agreement
� Negotiations
� Escrow
How much house can you buy?
Financing
Prequalification vs. Preapproval
� Prequalifying for a mortgage helps
you determine how much home
you can afford.
� Prequalification doesn’t mean
approval for a loan.
� Preapproval means the lender has
approved your actual loan amount.
Preapproval puts you in a better negotiating position.
The First Step in Buying a Home
Financing
Down Payment
� Many lenders require 3.5
to 20 percent down payment
on your home
� 25 percent down or more
may qualify you for a
lower interest rate
We can help you locate a lender who will assist you in
finding a financing package that best meets your needs.
Go Beyond Search on
Windermere.com
Find Your Home on
Windermere.com
� View thousands of homes
throughout the West
� Preview homes for sale
� Learn about our company
� Get information to help you make
your buying and selling decisions.
Whether you’re just dreaming or ready to make a move, start
your home search on Windermere.com.
Go Beyond Search on
Windermere.com
You’ll find features such as:
� Photo Gallery
� Interactive map search
� myWindermere
� RSS Feeds
� Open House search
A Custom Search
Just for You
Create a myWindermere account to:
� Set up your own private username and password
� Create multiple custom searches
� Request automatic email notification of new listings
� Associate your account with us and we can
collaborate online to find your next home.
Windermere’s Exclusive
Photo Gallery
Photo Gallery is a multi-
media presentation tool that
allows you to quickly view a
property’s best features.
� Take a virtual tour of the
home anytime online.
� Access numerous high
quality photos featuring exterior and interior shots.
� PDF, Flash and video files may also be attached to the
Photo Gallery.
Representing
Luxury Home Buyers
Our Premier Properties™
program is specifically
designed to provide special
expertise to clients interested
in buying homes in some of our
most refined neighborhoods.
Whatever your needs, we have
the expertise to help the most
discriminating buyers find their
special home.
Coordinating
the Closing
The Leading Regional Real Estate Brand
in the West
Windermere at a glance
From REAL Trends 500 Report
� Established 1972
� Number of offices 336*
� Number of agents 8,273
� Total sales volume $31,860,630,014
From the REAL Trends 500 Report “The Largest Regional Brands in the Country,” May 2007.
*Franchise offices: 336 Total offices: 375
Windermere
Signature Collection
Our officeat a glance
� Established 2005
� Number of agents 15
� Total sales volume $80,599,707
Our Extended Family
With more than 8,000 sales
associates, Windermere is the
largest independent real estate
network in the West.
Windermere has one of the
region’s biggest selection of
qualified buyers and the most
homes available for sale.
Moving Out of the Area
Windermere’s Relocation network connects me to
knowledgeable agents worldwide. And since so much of
real estate is based on relationships, we are able to pull
together resources that will facilitate your relocation.
No matter where
you need to move,
we can place you in
good hands.
Windermere
Foundation
Helping Homeless Families
� Created in 1989
� Supports programs that help
homeless and low-income families
� Every time we complete a real estate
transaction, we make a donation to
the Foundation
� Our office supports our local community
through the Foundation
Windermere
Community Service Day
Dedicated to the Community
� One day each year, since 1984
� All Windermere associates take
off a day give back to the
communities in which we live
and work
� Hands-on assistance to
organizations in our community
� This year, our office spent the day helping a disabled
woman move from public housing to her own home!