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$320/month

$50/used$700

$100$free$300

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The earlier you know your budget, the better you can plan. Two online cost calculators are available to personalize your expenses: www.usu.edu/admissions/tuition-costs. You don’t need to pay the total all at once. Review payment plans early so you can break it down to something manageable for you.

TUITION AND FEES* SEMESTER YEARResident $2,781 $5,562Nonresident** $8,039 $16,078

Estimated ExpensesRent Ranges $850 - $2,000 $1,700 - $4,000Food Ranges $1,250 - $1,790 $2,500 - $3,580Books and Supplies $400 - $800 $800 - $1,600

Total***Resident $5,281 - $7,371 $10,562 - $14,742Nonresident $10,539 - $12,629 $21,078 - $25,258

COST CALCULATOR

*Tuition and fees based on 13-18 credits using 2011-12 rates. Tuition will increase for 2012-13.

**Nonresident students can apply for Utah residency after 12 months in the state, allowing them to pay resident tuition: www.usu.edu/residency.

***Estimated cost of attendance includes tuition, fees, rent, food, and books. Totals vary by student. View payment plans at www.usu.edu/registrar.

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COLLEGEIS

T H E P I E C E S :

PRIVATE SCHOLARSHIPS Search www.utahfutures.org, www.scholarships.com, www.college-scholarships.com; meet with your high school counselor; ask around your neighborhood; visit websites of your favorite products – several companies sponsor

scholarships for college. Or ask your current employer for opportunities.

SAVINGS It’s never too late to start! Do it on your own or inquire about the Utah Educational Savings Plan at www.uesp.org.

JOBStart a part-time job now or find ways to put your talents to use for some income. Apply for on- and off-campus jobs in early August at www.usu.edu/ studemp.

INSTITUTION SCHOLARSHIPS

USU awards academic, need-based, involvement and departmental scholarships. If you don’t receive an offer as a new student, ask your academic advisor about how you can earn one after you start.

FINANCIAL AIDFAFSA is FREE to file and everyone gets an offer of some kind (grants, loans, work-study).

FAMILY Make a list of ways they can help:

maybe your parents can pay a portion of your tuition; your

grandparents can send you $100 each month to help with

rent; your aunt has some extra dishes you can

borrow; your younger sibling can research

easy recipes.

FINDING FINANCIAL AID I T S T A R T S W I T H T H E F A F S A

WHAT IS FEDERAL FINANCIAL AID?• Grants – Do not need to be repaid.

• Loans – Must be repaid with interest.

• Work-study – Money earned while working and attending school; does not need to be repaid.

• This money comes from the federal government to help students like YOU pay for education expenses.

CAN ANYONE QUALIFY?• YES!

• Awards will be based on your “EFC” (Estimated Family Contribution); the lower your EFC, the

more money you are awarded.

• If your “EFC” is on the high-end, you may not be offered grant money but you can still qualify

to receive loans.

WHY SHOULD I APPLY?• It’s FREE and applying has no downside!

• You choose what you want to accept and what you don’t. If you only need a portion of the loan

you are offered, you can decline the rest.

• You can see what you qualify for and then wait and accept it when you need it during the year.

• Most students will need a little extra money at some point. Loans are offered at a low interest

rate and they don’t have to be repaid until you graduate.

WHERE AND HOW DO I APPLY?• www.fafsa.ed.gov – this is FREE! Beware of sites that charge.

• It is a process…but it is worth every minute! Give yourself an hour.

• If you are a dependent (under 24 and single), plan on completing the application with a parent.

• Apply for a PIN for you and one parent at www.pin.ed.gov (this allows you to electronically sign your FAFSA).

• Gather driver’s license number(s), social security number(s), and 2011 tax information before you

begin.

• The USU school code is 003677.

• Check the box for “work-study” on your FAFSA. It could be your ticket to an on-campus job!

WHAT HELP IS AVAILABLE?•Contact the USU Financial Aid Office at

435.797.0173.

•You have a financial aid counselor assigned to help you, based on your last name! Find yours at

www.usu.edu/finaid/about/.

OTHER THINGS TO KEEP IN MIND:•Start early! The process takes time and there are benefits to applying earlier.

•Pay attention to instructions and deadlines. Keep lists or mark dates on a calendar.

•Ask questions! People are available and willing to help!

•Specify if you have unusual expenses or circumstances that have changed your family’s financial situation in the past year.

•Expect to pay your share. Financial aid should be seen as a partnership among

parents, students, and the institution. Each should contribute a part to help the student

cover the total cost of education.

•Remember that tuition is not the only expense; you should also budget for

student fees, room, board, and possibly other expenses.

•Don’t pay companies for this service! FAFSA is a free service provided by the

government.

•You cannot be awarded aid until you are admitted.

•Check your email and keep your email address current. You will be notified about

changes or updates via email.

•You will need to submit a FAFSA every year. Some years you may need more money than

others, so remember to reapply after January 1 for the next fall/spring/summer

semesters.

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FEDERAL $$

$

WHY IT’SWORTH YOUR TIME

$177 MILLIONO F F E R E D

$135 MILLIONA C C E P T E D / P A I D

$4,200A V E R A G E

P E L L G R A N T

$6,200A V E R A G E L O A N