HOW TO APPLY FOR A SMALL BUSINESS LOAN THROUGH ZIMELE

WHAT IS ZIMELE?

Zimele is an initiative started by Anglo American in 1989 to assist historically disadvantaged South Africans to own and run their businesses. Zimele provides more than just loans and also teaches business owners and entrepreneurs essential business skills to ensure that their businesses will run successfully.

5 SIMPLE STEPS ON HOW TO APPLY FOR FUNDING

Compile a business plan

STEP 1Present the business plan to your localZimele hub manager or fund representative

STEP 2

The Hub Manager will assist you in completing an application form

STEP 3A Zimele InvestmentCommittee will evaluate your application form to determine whether the business meets the requirements

STEP 4If the business meets the requirements, Zimele will provide you with the funding and the support to put your plan into action

STEP 5

Cove image:Joseph Kente established Vukani Musa Construction with the help of the Zimele Hub in Kathu. Here he is at a school his company built.

Gizella van Wyk, owner of Gibel Transportation cc.

FINANCIAL AND OTHER SUPPORT GIVEN APPLICATION PROCEDURE CONTACT DETAILS

• Finance of up to R1 million;• Zimele representatives at the small

business hub will assist with the business plan and provide training on how to run a successful business.

Applications can be handed in at the nearest small business hub and should include a business plan and all the documents needed by Zimele.

Visit www.angloamerican.co.za for further details.

Tel: +27 (0) 11 638 2749Email: louwrens.dejager@angloamerican.com

• Finance of up to R40 million;• Technical support during high-risk

exploration and pre-feasibility stages.

Applications must include an investment proposal, a formal business plan and a thorough due diligence report conducted by an independent and suitably qualified consultant.

Tel: +27 (0) 11 638 3716Email: alugumi.dzebu@angloamerican.com

• Finance of up to R5 million;• Direct support, business guidance and

skills transfer;• Business opportunities from within the

supply chain.

Applications must include an investment proposal and a formal business plan. Applicants will be asked to explain how the business will succeed to Zimele’s Projects Committee.

Tel: +27 (0) 11 638 5520Email: peter.mothudi@angloamerican.com

• Funding of up to R10 million. Applications must include an investment proposal and a formal business plan. Applicants will be asked to explain how the business will succeed to Zimele’s Projects Committee

Tel: +27 (0) 11 638 4178Email: teresa.mcneill@angloamerican.com

ABOUT ZIMELE

Zimele consists of four funds, each one providing funding and support to different types of businesses. The table below explains what you need to know about the funds.

If you have a business idea that matches the description of any one of the funds, please contact the person whose name appears in the right-hand column of the table. This contact person will help you with any information you might need.

NAME OF FUND WHAT IT IS WHO SHOULD APPLY

COMMUNITY FUND Managed through a network of small business hubs around the country and provides funding, training and skills development for business owners.

The small business must operate within a 50km radius from an Anglo American operation, a labour-sending area or a small business hub and must be at least 26% owned by a historically disadvantaged South African (HDSA).

ANGLO AMERICAN KHULA MINING FUND

A joint initiative between Anglo American’s South African operations and the SEFA Mining Fund, which is owned by government and promotes small business development.

Black-empowered mining companies looking to start or grow.

SUPPLY CHAIN FUND Helps the procurement departments at Anglo American’s operations to find small businesses that can supply products or services.

Black-empowered small or medium-sized businesses.

GREEN FUND Targets investment opportunities that mitigate carbon, reduce energy and water consumption, and improve waste and emissions management.

Businesses that present opportunities to reduce the use of energy and water consumption, and improve the management of waste and emissions.

A BASIC OUTLINE OF WHAT YOUR BUSINESS PLAN NEEDS TO INCLUDE

1. Introduce the business. Include some background information on your business. This background should tell us what your business is about, what industry or sector it forms part of, and what product or service it will offer. We would also like to know how you developed the idea for the business and who the shareholders will be.

2. The market you will serve is important for us to know about. (The word “market” means the kind and amount of customers who will be interested in buying your products or services.) Information about your market should include:

• What your target market is, what their needs and wants are and other businesses already successfully supplying this market;

• What size the market is and the demand for your product or service;

• Is there a demand for these products or services;• If you will be involved in imports or exports;• If there are any signs from the past and the present

that show that your market could grow in the future;• What the prices and quality of your services or

products are;• Marketing and communication: How you will let your

market know about your business and get people interested in buying from you;

• How have you studied your market and know what its needs are.

3. Tell us in your plan about the opportunities that exist for your business.

• Where you would like to see your business in five to ten years;

• What do you want to achieve and how you will achieve it;• What are the strengths and threats of your business;• What are the threats that could lead to your business failing;• If you have any networks (groups of people you know)

that could help your business succeed.

4. There are also some practical things we need to know about running your business:

• Where you will run your business from;

• What raw materials you need;• How you will produce your product and deliver it to your

customers and how much will you produce;• How you will make sure your equipment is kept in a

good condition;• How much stock you need to meet your customers’ needs.

5. As far as the people who manage and work in your business are concerned, we need to see:

• A diagram (called an “organogram”) to show the different job positions in your business and how they relate to one another;

• A brief description of the most important managers;• People and skills needed and tasks people will perform;• The training that will be needed to develop your employees;• The salaries that employees will earn and any bonuses.

6. Your business will need strong financial systems in place, so tell us as much as you can about your business finances:

• All relevant documents about the finances of your business from the past three years (if your business already exists);

• How you expect your financial statements to look for the next three years and why;

• What the financial requirements of your business are.• Accounting policies for your business.

You should also tell us in your business plan about any legal agreements and insurance policies that your business will need.

Ensure that you gather all the necessary documentation that you need to submit with your business plan:

• Proof of residence, this is either a recent utility bill (water, rates, electricity, etc) that has been sent to your address or you will need a letter from the person you are living with, stating that you do live with him/her with a copy of their identification document and one of their utility bills;

• A copy of your identity document; • Three months’ bank statements;• Tax certificate.

TIPS TO CONSIDER WHEN COMPILING A BUSINESS PLANThe first thing to do if you would like to start a business is to think through all the details of the business and to compile a business plan.

Some of the basic questions that need to be answered in the business plan are:

TIP 1 TIP 2 TIP 3What type of business would you like to start?

How will the day-to-day running of the business work?

Include all the background documents that will prove to the hub or fund managers that your business could succeed.

Kenny’s Driving School in Rustenburg received funding from Zimele’s Community Fund.

HOW WE DECIDE WHICH BUSINESSES WILL BE SUPPORTED

SUBMITTING AND PRESENTING YOUR PLAN

Once you have completed your business plan and collected all the necessary documentation, contact your local hub or fund manager and set up a meeting to present your business plan.

You can find more information on each fund manager and hub in the ‘About Zimele’ section of this brochure, or you can refer to the back of this brochure for further contact details.

We look at the following criteria when evaluating businesses:

• Thebusinessmusthavealargeblackshareholdingandmanagementstructure;• Theownersofthebusinessmustbeinvolvedonaday-to-daybasisinthemanagementoroperationofthecompany;• Theownersofthebusinessmustbepartofthelocalcommunitywherethebusinessoperates;• Theownersofthebusinessneedtocontributetothebusinessfromtheirownfinancialresources;• Loansneedtobeabletoberepaidingoodtime;• Thebusinessmusthavescopetogrowandbesustainable;and• Thebusinessshouldcarefortheenvironment.

“Zimele has really helped me to execute my dream to create employment, not only through their R1 million funding of my protective wear business but also through their hands-on support and valuable business acumen.”

Mampho Selokoma started Bustque 244 (Pty) Limited in 2006. Bustque is a company that makes protective clothing for the mining and construction industries.

ZIMELE SMALL BUSINESS HUBS NETWORKKUMBA IRON ORE PLATINUM THERMAL COAL DE BEERS CORPORATE OTHER CORPORATES

PROVINCE PROVINCE

NORTHERN CAPE NORTH WEST LIMPOPO MPUMALANGA FREE STATE NORTHERN CAPE HEAD OFFICE NATIONWIDE

KATHU (KURUMAN)Kealeboga PilaneTel: +27 (0) 53 739 2419Mobile: +27 (0) 78 045 7045Fax: +27 (0) 86 645 7053Email: kealeboga.pilane@angloamerican.com77 Main Street, Kuruman

RUSTENBURG & THABAZIMBIEstie RuppTel: +27 (0) 14 592 9813Fax: +27 (0) 14 591 4404Mobile: +27 (0) 83 578 9210Email: estie.rupp@angloamerican.com31 Marais Street, RustenburgCnr President Mbeki and Marais Streets

MOKOPANEBenji NgobeniTel: +27 (0) 15 418 2424 Fax: +27 (0) 86 760 3542Mobile: +27 (0) 83 578 9206Email: benji.ngobeni@angloamerican.com9 Hereford Street, Mokopane, 0700

WITBANK Mokgadi MamaboloTel: +27 (0) 13 690 3405/3457Mobile: +27 (0) 83 781 6372 Fax: +27 (0) 13 690 3149Email: mokgadi.mamabolo@ angloamerican.comShop No. 6, Cosmos Centre, Nelson Mandela Rd,Emalahleni, 1035

Mbali Mnguni (Assistant)Email: mbali.flo@gmail.com

VAALPhumzile NhlapoTel: +27 (0) 16 973 2274Mobile: +27 (0) 73 306 6121Fax: +27 (0) 16 973 2240Email: phumzile.nhlapho@angloamerican.com18 Fichard Street, Office 1 & 2, Sasolburg

Belinda Rakale (Assistant)Tel: +27 (0) 16 973 2274Mobile: +27 (0) 83 255 7884Email: belinda.rakale@angloamerican.com

KIMBERLEYTumelo Mokwena Tel: +27 (0) 53 839 4364Mobile: +27 (0) 82 041 7111 Fax: +27 (0) 53 839 4362/4 Email: tumelo.mokwena@debeersgroup.com45 Stockdale Street, Kimberley, 8301

Mercy Kaotsane Assistant Email: mercy.kaotsane@debeersgroup.com +27 (0) 73 750 5695 / +27 (0) 79 259 4959

WESTERN CAPEPhilippiHeidiLaGrangeTel: +27 (0) 21 371 8382Mobile: +27 (0) 83 463 4576Fax: +27 (0) 21 371 6364Email: heidi.lagrange@angloamerican.com1CwangcoCrescent,CnrLandsdowne and New Eisleben Roads, Philippi

HITACHI - LEPHALALEKgadi MohlabiTel: +27 (0) 14 763 4761Mobile: +27 (0) 79 887 9740Fax: +27 (0) 86 530 6731Email: k_ramothwala@hitachi-power.co.zaOffice No 3, Relebogile Centre, Lephalale,0555

KATHU (KURUMAN) John SeretseTel: +27 (0) 53 712 8461Mobile: +27 (0) 83 405 9352Email: john.seretse@angloamerican.com77 Main Street, Kuruman

RUSTENBURG & THABAZIMBIStechia da CostaTel: +27 (0) 14 592 9813Mobile: +27 (0) 83 578 9212Fax: +27 (0) 86 531 0578Email: stechia.dacosta@angloamerican.com31 Marais Street, RustenburgCnr President Mbeki and Marais Streets

BURGERSFORTPedzi PsakuhuniMobile: +27 (0) 83 564 5360Fax: +27 (0) 14 591 4509Email: pedzisayi.psakuhuni@angloamerican.cxomOffice No. 10, Ma Magi Office ParkCnr Marloti and Marone Street, Burgersfort

MIDDELBURG Miemsie RautenbachTel: +27 (0) 13 243 1524/0644Mobile: +27 (0) 82 925 3790Fax: +27 (0) 13 243 0053Email: miemsie.rautenbach@angloamerican.comTown Square Building,Church Str, Middelburg, 1035

Nompumelelo Nene (Assistant)Email: nenenompumelelo@webmail.co.za

KLEINZEE (NAMAQUALAND)Annami EngelbrechtTel: +27 (0) 27 807 2903Fax: +27 (0) 11 374 5409Mobile: +27 (0) 83 471 4600Email: annami.engelbrecht@debeersgroup.comLibraryComplexCnr 6th Street and 3rd Avenue, Kleinzee

GAUTENGTshwane Hlabedi LetukaTel: +27 (0) 12 973 1066Mobile: +27 (0) 83 774 1019Fax: +27 (0) 86 650 3874Email: hlabedi.letuka@angloamerican.comor tbryant@angloamerican.co.zaD’Afrique Fairtrade Foundation, 5 Main Road, Irene

HITACHI - eMALAHLENICarina van BiljonTel: +27 (0) 13 656 5679Mobile: +27 (0) 71 607 4035Fax: +27 (0) 13 656 1481Email: c_van_biljon@hitachi-power.co.za21 Swartbos Road, Emalahleni 1034

Portia Mnonana (Assistant) Email: portia.live@hotmail.com

KATHU (KURUMAN)Adriaana KockTel: +27 (0) 53 712 8462Mobile: +27 (0) 73 531 2835Fax: +27 (0) 86 726 0830Email: adriaana.kock@angloamerican.com77 Main Street, Kuruman

ATOK & POLOKWANERisenga MahlehloTel: +27 (0) 15 299 2757Fax: +27 (0) 86 760 1059Mobile: +27 (0) 83 578 9209Email: risenga.mahlehlo@angloamerican.comThusanang Centre, Bokoni Platinum Mines

SECUNDASidwell ManyeloTel: +27 (0) 17 631 1407/16Mobile: +27 (0) 82 299 4975Fax +27 (0) 17 631 1406/086 606 7605Email: sidwell.manyelo@angloamerican.comNo. 11 Danie Theron Str, Secunda

Samukeliswe Sithebe (Assistant)Email: masthebe@gmail.comMobile: +27 (0) 79 714 7585

VOORSPOED (KROONSTAD)Henry RossouwTel: +27 (0) 56 216 8509Mobile: +27 (0) 72 474 0906Fax: +27 (0) 47 531903Email: henry.rossouw@debeersgroup.com

Thabisile Mokwena (Assistant) Email: thabisile.mokwena@debeersgroup.comShop 15, Checkers BuildingCnr Van Zyl And North Street, Kroonstad, 9499

EASTERN CAPEMthathaZola SoldatiTel: +27 (0) 47 531 2474Mobile: +27 (0) 76 449 4116Fax: +27 (0) 47 531 9038Email: zola.soldati@angloamerican.comOffice 1A, Broadcast House, Sissons Street Fortgate, Mathatha, 5100

KATHU (SISHEN)Kamohelo L Sydney NtiliTel: +27 (0) 53 739 3812Mobile: +27 (0) 72 266 5534Fax: +27 (0) 86 726 0830Email: sydney.ntili@angloamerican.comHendrick van Eck Street, Katha, 8446

BUSHBUCKRIDGEMpfuneni MulaudziTel: +27 (0) 13 799 1194Fax: +27 (0) 86 660 043 Mobile: +27 (0) 84 713 5357Email: mpfuneni.mulaudzi@angloamerican.comShop 29, Twin City Complex, Bushbuckridge

VENETIA (MUSINA)Tantaswa JozanaTel: +27 (0) 15 575 2197/2506 Mobile: +27 (0) 72 512 6639 Fax: +27 (0) 15 575 21851 National Road, Musina, 0900Email: tantaswa.jozana@debeersgroup.com

Rabelani Errol Mususinyane (Assistant)Tel: +27 (0) 15 534 9125Fax: +27 (0) 15 534 9302Email: errol.musisinyane@debeersgroup.com

EASTERN CAPEKing Williams TownVacantTel: +27 (0) 43 642 6045Mobile: +27 (0) 76 449 4116Fax: +27 (0) 43 642 6941 Email: zola.soldati@angloamerican.comShop No. 2, 35 Eales RoadKing Williams Town, 5600

KOLOMELA (POSTMASBURG)Lindelwa HoleleTel: +27 (0) 53 313 7609Mobile: +27 (0) 872 576 5356Email: lindelwa.holele@angloamerican.com

PHOLA (OGIES)LindaMtsweniTel: +27 (0) 13 643 1047Mobile: +27 (0) 71 573 2327Email: linda.motshwene@angloamerican.comShop 28, Van Riebeek Street, Ogies, Mpumalanga

ELEMENTSIXJoseph ChilangaMobile: +27 (0) 82 400 9621Email: joseph.chilanga@e6.com or joseph.chilanga@iburst.co.zaTel: +27 (0) 11 812 9083

JOHANNESBURGVacantTel: +27 (0) 11 683 3343Fax: +27 (0) 11 683 5321 4th floor, 44 Main Street, Johannesburg

KOLOMELA (POSTMASBURG)Mario DaveyTel: +27 (0) 12 683 7215Mobile: +27 (0) 83 386 4839Email: mariohenry.davey@angloamerican.com124 Akkerboom, P.O. Box 9679, Centurion

DENNILTONMahowa MorotobaMobile: +27 (0) 73 732 2680Fax: +27 (0) 86 710 8428Email: mahowa.morotoba@angloamerican.comShop No 8A, Moutse Mall, Dennilton

CONTACT

0860ZIMELE(946353)

+27 (0) 11 638 2725 (Corporate Communication)

Visit www.angloamerican.co.za

All figures quoted in this brochure are drawn from Anglo American plc 2012 Annual Report and Sustainable Development Report.

Printed on environmentally friendly paper.

Zimele Hub Visit a small business hub

Speak to the fund contact person

zimele@angloamerican.com

For more information download a QR code reader to your smartphone or tablet device and scan the QR code which will direct you to our website.