how to get your free credit report

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How to Get Your Free Credit Report

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Are you aware of your personal credit standing? Why Check Your Credit Report? - http://goo.gl/wMNYXD - PowerPoint PPT Presentation

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Page 1: How to Get Your Free Credit Report

How to Get Your Free Credit Report

Page 2: How to Get Your Free Credit Report

How to Get Your Free Credit Report

By:

Page 3: How to Get Your Free Credit Report

Be aware of your credit standing

Page 5: How to Get Your Free Credit Report

Consumer credit reports are managed by the three major credit reporting agencies:

Page 6: How to Get Your Free Credit Report

1st - TransUnion

Consumer credit reports are managed by the three major credit reporting agencies:

Page 7: How to Get Your Free Credit Report

Consumer credit reports are managed by the three major credit reporting agencies:

1st – TransUnion2nd - Equifax

Page 8: How to Get Your Free Credit Report

Consumer credit reports are managed by the three major credit reporting agencies:

1st – TransUnion2nd – Equifax3rd - Experian

Page 9: How to Get Your Free Credit Report

These three bureaus gather information from banks, lending companies, credit card issuers, and other financial institutions. Each bureau make used of its own system to calculate credit scores.

Page 10: How to Get Your Free Credit Report

Order a copy from the three bureaus mentioned when checking your report to make sure that all three versions of your report are accurate.

Page 11: How to Get Your Free Credit Report

Is it possible for your credit report to contain errors?

Page 12: How to Get Your Free Credit Report

Is it possible for your credit report to contain errors?

Yes, it is. Errors often occur for different reasons:

Page 13: How to Get Your Free Credit Report

Is it possible for your credit report to contain errors?

Yes, it is. Errors often occur for different reasons:• A creditor may report a wrong charge to

the credit bureaus.

Page 14: How to Get Your Free Credit Report

Is it possible for your credit report to contain errors?

Yes, it is. Errors often occur for different reasons:• A creditor may report a wrong charge to

the credit bureaus.

• In some cases, another person’s account information may get mixed into your credit file.

Page 15: How to Get Your Free Credit Report

Is it possible for your credit report to contain errors?

Yes, it is. Errors often occur for different reasons:• A creditor may report a wrong charge to

the credit bureaus.

• In some cases, another person’s account information may get mixed into your credit file.• Mistake in recording information.

Page 16: How to Get Your Free Credit Report

How often should you check your report?

Page 17: How to Get Your Free Credit Report

How often should you check your report?

You should do checking at least once every six months.

Page 18: How to Get Your Free Credit Report

How often should you check your report?

You should do checking at least once every six months.

If you plan to apply for a new loan or credit, it is recommended that you look into your report first.

Page 19: How to Get Your Free Credit Report

How often should you check your report?

You should do checking at least once every six months.

If you plan to apply for a new loan or credit, it is recommended that you look into your report first.We also encourage job seekers to check their credit reports to make sure that there are no negative information in their file which can affect their application.

Page 20: How to Get Your Free Credit Report

Is there any authorized source for Free Credit Report?

Q.

Page 21: How to Get Your Free Credit Report

Annualcreditreport.com is the only website authorized by the

government to offer free credit report.

A.