HOW TO SAVE MONEY

DREAMVACATIONFORYOUR

Plan for your triP ahead of time, and take the financial stress out of your vacation.

GET AN IDEA OF YOUR TRAVEl ExpENSESstart looking at costs like airfare and accommodations todetermine your travel expenses so you can set a savings goal.

track down savings opportunities. for instance, if you can fly on a Wednesday, the fares are usually less expensive.

By planning ahead, you can save to make the cost of next year’s holiday less of a burden.

CREATE A VACATION SAVINGS ACCOUNTit’s easier to save if you put your money in a place where you won’t be tempted to use it.

create a new savings account just for your vacation.

for example, a regions Bank lifeGreen savings account com-pounds interest daily.

USE AUTO TRANSFERSlook over the last few months’ expenses, and see how much you can shave off your budget.

even just $50 per month can make a big difference.

the more you can stock away in savings, the less you spend each month and the faster the savings add up.

lOOk AT REWARDSresponsibly take advantage of credit card rewards. you may be able to redeem points for cash and deposit it in yourvacation savings account.

use points to save money on flights, car rentals, hotels and other vacation-related expenses.

however, be careful not to overuse your card. adding more debt than you can afford is counterproductive to your savings goal.

DEFER THE HOlIDAYSconsider reducing your holiday spending in order to save.

create your own cards. make gifts instead of buying them. Buy used if you can. do gift exchanges for large families or groups.

if you have kids, pitch the idea that the trip is your holiday present to each other. if that doesn’t work, agree to just buy for the kids.

TRIM lUxURIEScan you skip a nice dinner out? or the tickets for that concert?

if you can, that’s money you can save. Just transfer it fromyour checking account to your vacation savings account.

EARN ExTRA CASHtoday, there are more options than a garage sale to earn extra money for your savings goal. Be inventive.

e-bay and craigslist are your friends. you can clean out your closets, basement and attic and turn those unused items into savings.

USE YOUR TAx REFUNDif you’re not reaching your goals fast enough, consider adding your tax refund to your vacation savings account as well.

start PlanninG today for next years dream vacation. and Get more out of your vacation than you Would have thouGht PossiBle.

to learn more aBout savinG for your next vacation, visit REGIONS.COM/MYGREENGUIDE

this information is for educational purposes only, and should not be relied on or interpreted as accounting, financial planning, investment, legal, tax or other advice for your specific situation.