how work incentives can work for you · a community work incentives coordinator or community...
TRANSCRIPT
Today’s topics
• What are your goals?
• CareerSource Palm Beach County
• Types of benefits
• Work Incentives
• Ticket to Work
• Sample budget
• Additional resources
• Q&A
What are your goals?
About CareerSource Palm Beach County
We assist more than 7,500
people each month with
meeting their employment
and training goals. Our career centers offer live
workshops on job search and
job skills training, career
development, and consulting.
About CareerSource Palm Beach County
Our Disability Services Department is ranked third in Florida with
an 88% success rate in placing clients with disabilities working at or
above the Substantial Gainful Activity (work activity and earnings)
About CareerSource Palm Beach County
Veterans
Senior
AARP
TANF/SNAP Youth
17-24
What can you do?
Types of benefits
SSI: Supplemental Security Income
Designed to help aged, blind, and disabled people, with little or no income
2018 monthly benefits are:
$750 for eligible individuals
$1,125 for eligible couples
Resource limits include items such as cash, bank accounts, and property
$2,000 for eligible individuals
$3,000 for eligible couples
Monthly payments may change when work begins
Types of benefits
Title II / SSDI: Social Security Disability Insurance
Pays benefits to individuals who have previously worked or certain dependents
of insured individuals such as:
Childhood Disability Benefits (CDB): Payable to a disabled adult child of
an insured worker who has retired or become disabled and is collecting
Social Security benefits
Disabled Widow(er) Benefits (DWB): Payable to the widow, widower, or
surviving divorced spouse of an insured worker
Work Incentives
Trial Work Period (SSDI): $850+/month gross earnings
9 months within 5 years
Not always consecutive
Substantial Gainful Activity (SSDI):
$1,180+/month gross earnings for non-blind
$1,970+/month gross earnings for blind
Work Incentives
Earned Income Exclusion (SSI): Social Security doesn’t count the first $65
of the earnings received in a month, plus one-half of the remaining earnings
Impairment Related Work Expenses (SSI & SSDI): May be able to deduct the cost
of certain impairment-related expenses needed in order to work
Extended Period of Eligibility (SSDI): 36 months, cash benefits depend upon
earnings and SGA
Work Incentives
Expedited Reinstatement (EXR): Can request that your benefits start again if they
stopped because you worked and had earnings.
Not required to complete a new application
Up to 6 months of temporary benefits while Social Security reviews your request
Social Security determines eligibility for Work Incentives
Plan to Achieve Self Support (PASS)
Make a plan for your future
Lets you use your income or other things you own to help you reach your
work goals
Requires detailed steps and timeline
Money set aside for, and spent on, a PASS does not count when Social
Security determines monthly SSI payment
Medicare and Medicaid
In most cases, you can work while maintaining your Medicare/Medicaid as long as certain requirements are met
Requirements are different for SSI and Title II Beneficiaries and Medicare/Medicaid
1619b (SSI): Provides protection of Medicaid coverage if earnings become too high for a cash benefit
Extended Period of Medicare Coverage (SSDI): Provides up to 93 months of Medicare coverage after the Trial Work Period ends
A Community Work Incentives Coordinator or Community Partner Work
Incentives Counselor can assist with:
Understanding Social Security work incentives, rules, and impact
Learning about how earnings may impact benefits
Understanding how Vocational Rehabilitation or Employment Networks
can help
Learning about the requirements of the Ticket to Work program
Work Incentives Counseling
Free and voluntary program to help eligible beneficiaries go/return to work
18-64 receiving SSI and/or Title II Benefits
Increase financial independence and-self sufficiency
Reduce or eliminate (when possible) relying on cash benefits
Ticket to Work
Ticket to Work
A Ticket to Work Success Story
Sample budget
Additional Resources
Achieving a Better Life Experience(ABLE): Allows individuals with
disabilities and their family and friends to save for future expenses
Social Security Red Book: The Red Book serves as a general reference source
about the employment-related provisions of Social Security Disability
Insurance and the Supplemental Security Income
For more information
Questions?
