Manage Costs and Promote Healthy Choiceswith an Advanced HRA

A Health Reimbursement Arrangement (HRA) administered by Advanced Benefits gives you a fresh

approach to your benefit package. Providing an HRA with a High Deductible Health Plan (HDHP) results

in a cost-efficient plan for employers and empowers the employee to take a more active role in their

health care benefits. An HRA encourages employees to begin making healthier choices when it comes

to their personal lifestyle.

An effective HRA design will enhance the benefit plan

and help employees make better health decisions.

Employers that encourage healthy choices

enjoy lower cost of insurance premiums

along with lower turnover and more

productive employees.

Advanced Benefits has a number

of HRA plan designs including:

• Standard HRA Enhance

your current benefit plan with

a Standard HRA designed to

reimburse 100% of eligible

expenses up to the total benefit

amount. Perfect for wellness plans,

vision expenses, and out of pocket

medical expenses.

• Deductible HRA Offer a competitive

benefits package while still increasing your

medical deductible. Add a Deductible HRA and

reimburse eligible expenses at 100% up to the total

benefit amount after a lower deductible is met.

• Coinsurance HRA Reduce out-of-pocket expenses for your employees with a Coinsurance HRA. Reimburse a

specified percentage, up to the total benefit amount, to assist employees with the cost of eligible expenses.

Let the experts at Advanced Benefits help you design the perfect HRA plan that meets your needs.

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MyAdvancedBenefits.com800.664.3482 | 208.664.3482

Which is right for you?Together, we build the HRA that is right for you! H

RA