FILED On: Dec 12t2019 Qt ii:04A

':ien'!ro;,(l •j•ac i ·~ - f.:nmon NOTIC~ OF SUBSTITUTE TRUSTEE'S SAiifD ty Ci"r h v,,! \!•:1· do: Count-~,rx

f,y ______ m_c _______ rD>?PIJt :l

THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE J>J~OPERTY DESCRIBED IN THE SECURITY

INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED

AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER.

Matter No.: 0&7159-TX

Date: Decem her 4, 2019

County wlu:n: Real Prorcrty is Located: Val Verde

OR IGINAL MORTGAGOR:

OR IGINAL MORTGAGE E:

CUR RENT MORTGAGEE:

l'v10RTGAGE SERV I CI~ R :

JUAN TREVINO, JR, A SI NGLE l'v1AN

MORTGACIE ELECTRONIC REGISTRAT ION SYSTEMS. INC.. AS BENEf'ICIARY, AS NOM INEE FOR f'LAGSTAR IJANK, FSB, A FEOERALLY CHARTERED SAVINGS BANK. ITS SUCCESSORS AND ASSIGNS

PennyMac Loan Services , LLC

PennyMac Loan Services. LLC

DEED Of' TRUST DATED 6/20/20 U , RECORDING INFORMATION : Recorded on 6/21 /2013, as Instrument No. 00277%7

SU13JECT REAL PROPERTY (LEGAL DESCRIP'T'ION}: IH:ING LOT TEN (10), IN BLOC K "C", OF

IIIG IILAND PARK SUBDIVISION, AN ADDITION TO TilE CITY OF OOEL RIO, VAL VERDE COUNTY, TEXAS, AS SIIOWN llY TilE I\IAP OR 11 LAT IH~CORDED IN VOLUME 2, I'AGE 119, OF TilE MAP IU:COROS OF VAL VERDE COUNTY, TEXAS

MOR E ACCURATELY DESC RIBED AS:

BEING LOT TEN ( 10), 1!\ BLOCK "C'', OF II IGI ILAND PA RK SUilDIVISION, AN ADD ITION TO Tilt<: C ITY OF DEL RIO, VAL VERDE COUNTY, TEXAS, AS SII OWN BY Til E MAP OR I1 LAT H.ECORDED IN VOLUME 2, PAGE 119, OF TilE i\:IAP RECORDS OF VAL VERDE COUNTY, T EXAS

NOW, THEREf'ORE. NOTICE IS HEREE3Y GIVEN that on 2/4/2020, the forec losu re sale will be conducted in Val Verde County in the area designated by the Comm issioners Coun. pursuant to Section 51 .002 of th e Texas Propeny Code as the place where the forec los ure sales arc to take plac..: . If no place is designated by the Commissioners Court. sale wi ll be condu<.:ted at the place where the Noti ce of Trustee's Sale was posted . The trustee 's sale will be conducted no earlier than I :00 PM . or not lat~:r than thrc~: (:l) hours after that time. by one of the Substitute Trustees who wi ll se ll, to the highest bidd~:r lo r cash, suhj~:cl to the unpaid balance due and owing on any lien indebtedness superior to the Deed of Trust.

Page 1 of 2

11 11111 11111111111111111111111111111111111 111

AP NOS/SOT 08212019

4712757

..

Mattc1· No.: 087159-TX

l'.:nnyi\·lac Loan Services, LLC is acting as the Mortgage Scrvicer for PcnnyMac Loan Services, LI.C who is the Mortgagee or the Note and Deed of Trust a~sociatcd with the above rcfen:nced lmlll. PennyMac Loan Services , LLC, ns Mortgage Service.-, is representing the Mortgagee, whose address is:

PennyMac Loan Services, LLC 3043 Townsgatc Rd. Suite 200 Westlake Village, CA 91361

The Mortgage Servicer is authorized to represe nt the Mortgagee by virtue or a scrv1ctng agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code §51.0025, the Mortgage Serviccr is au thorized to collect the debt and to administer nny resulting foreclosure of the property st:curing the abovt: n:krcm:ed loan.

WHEREAS, in IllY capacity as attorm:y for the Mortgagee and/or It s Mortgage Serviccr, and pursuant to Section 51.0076 of the Texas Property Code, I lllmEBY APPOINT AND OESIGJ'IATE lllLLI E C. LEWIS, JR., BLAKE LEW IS, CALVIN SPEER, WENDY SPEER, MELOOY SPEER, PAUL A. IIOEFKER, ROBERT L. NEGRIN or either om: of them. as Substitute Trustee, to act, either singly or join tly, under and by vir1ue of said Deed of Trust and ln:n:by request said Substitute Trustees, or any one of them to sell the properTy in said Deed of Trust described and as provided therein . The address for the Subst itute Trustee as required by Texas Property Code, Section 51 .0075(e) is Aldridg~;: Pite. LLP, 70 I N. Post Oak Road, Suite 205. Houston. TX 77024. (713) 293-3618.

Assert and protect your right s as a member of the armed force s of the Unit ed States. If you are or your spouse is serving on >lcti ve military duty, includ ing act ive militarv dutv as a member of the Texas National Guard or the Na tiona l Guard of another s tate or as a membe r of a rese rve component of the ann cd forces of the United States, plen~c send written notice of the active cluty military service to th e sende r of this noti{·e immediately.

Return to: 1\LDRIDGI:: PITE, LLI1

4375 JUTLAND DR .. SUITE 200 P.O. 130X 17935 SAN DIEGO. Cl\ 92177-0935 FAX#: 6 19-590-1385 866-93 1-0036

By: )a-'/~r-----l'aul A. Hoefker, Attorney Robe11 1.. Negrin. Attorney Aldridge l'ite. ILl' 70 I N. Post Oak Road, Suite 205 l louston, TX 77024

AFFIDAV IT OF POSTING

Tl 11 : STATE OF TEXAS

COUNTY OF Val Vcn.k

l'ursuunt to the appl icable provisu>ns of ' l'cxas law. I. l!ll.l .IL C 1.1 ' \VIS, JJ(. I!Lt\KI: LEWIS , CALVIN SPEER, W~.N1JY SPEE R, f'..IELODY SJ•EER, PAUL A I JO I: FKER, ROIII oRT L NEGRIN un Decem her 12, 2019, onl>ch;llfufanJ at the SpeC I lie lllStructir·n and request of J'er11'YMac Loan Services, LLC did li lc .I Nntocc or Trustees Sale with the County Clerk of Val Verde County, Tcxns anJ diu JXISI a l1ke l'ot iee at the <.lour uf the Ct>urthuusc of Val VerJc Cuunty, Texas The land dcscrihcd m the Not ice of Trustee's Sale IS lt>cated Ill Val Verde Count \' , Tc.xas and IS dc>mbcd 111 Exlllh tt "A" set out hclllW/atl<lchcd httdo and uu . .:uqJtn aLcd here m hy r~ll:l ct H.;c fu1 <. til purpHsc~

SUilSCRIIlED AND SWORN 'I 0 1\I ·.HWL ME. the un<krsrgncd o~trthur ity, on this day pe rsonally appeared Bill ie C. I cwis, Jr., Blake Lewis, Calvin Speer , \VenJy Speer, Mclt>dy Speer. Paul A llodker, Roben L Negrin who, if not a s ub~litut\! trustee, ts ~u.: tl!lg ;ts tlwir agent and IS known to me rx:rsonally or thro1tgh '\lal c ~t ssu~d tdcn tl tk~llion anJ acknowledg(!d

tome that he or she recorded ond JX>Stcd thrs not!(~ in COIIliJira :>cc wuh Tc,as l' ropt·rty Code *5 1 002.

GIVI ·. N lJNDJ:J( MY ll ti:-.ID AND SEAL Ul UITICE thc/k.1::;. oi' f1 ((.,rr1}?e/-. 2ojj

""'"~~~~"' "'''·'" My t..:\lllllllissaon t..!xp ir...: s c 1- 10 -2. t>2~

,,,~~~~~;:~''"" OLIVIA RAMIREZ SANDOVAL j"?,-·::Jh.'·:(t;~ Notary Public. State of Te~as ~v;.· .. 't'l: .:~ ;, Comm E xp•res 0 1·1 0-2023 -,-v~:··· . · ·~~i- $'

',,,;,~;1 ;,,,, Notary 10 114 43 77·0

Exhibit " A "

BUNG UH TEN (10), IN 11LOCK "C'. OJ' JIIGII I.AN D 1'1\RK SU iltliVISI ON. AN tiDDITION TO TilE CITY Oi' 0 01:1 . RIO. VAl. VI' IWI: CO UNTY . TEXAS, ,\ S SI IOWN BY Till: liM!' OR PIX!' RECORDED 1:--1 VOI.UMF. ~ ­

I'Afil: I 1'1 , OF TilE MAl' I{ECORDS OF VA l. VEIU)E COUNTY, TEXAS

MORI: ACCURATELY DESCRIRI'D tiS

lli:ING J.OT TEN 1 10 ). IN II LOCK "C". OF II!Cil ll .tiND l't\RK Sl JIJJ)IVI SION. AN ADI.>ITI ON TO Ti lle CITY 01' UL: I. RIO. VAL VERDE COliNTY, TEXAS, tiS SIIOWN IIY Till ' Mill' OR PLAT JU:CORDED IN VOI.UME 2. PAGE II '). ~ l F Tl IE MAP RECORDS OF VAL VERDE COUNTY. TEX,\S

Heru rn fo: i\I.DIUDGJ: I'ITI '. 1.1.1' 4375 Jutland Dnve, Suite 200 I'U Uux 17935 !San DicgD, CA 92117 T.S No. 087 15 9-TX ASAI'# 47 12757

Page 1 of 1

704 AVENU t: Q DEL RIO. TX 7R&40

NOTI C E OF ISU BSTITUTF.I TR USTEF.'S SALE

HLtt' drt: D~ ·: 1S' ,201 9 •1 t 12 :Hf'

Rec~i0t ~ - 1~1~1' ... - -' · ;

~!n erosa Gr~c i o -Ramon I •"J'(l f- " ,-.1,·1• ' ' I 11 d -- ~-· ·' ' -' :1~ 'L :J:j Coun ty, TX

~s~~000000M&4405 6

Asserl and protect you r r igh ts as a member of the am1ed fo rces of the United States. If vo u arc o r your spouse is

servine on ac tive milita ry duty, including active militarv duty as a member of the Texas National G uard or th e

National Gu a rd of another state or as a member of a reserve component of the armed forces of the United States,

please send written notice of the a ctive dutv milita ry serv ice to the send er of this notice immedia telv .

I. llate, Time, and Place uf Sale.

Date : February 04 , 2020

Time: The sale will begin at I 0 :00AM or not later than three hnurs after that time.

Place: TIIF FRONT STEPS OF Ti ll ·: VAL VERDI-: CO UNTY COURT IIOUS I::. PECAN STREET ENT RANCE OR

AS DESIG:-.IATED BY TilE COUNTY COMMISSIONERS or as d<:signated by the county (UIIIIIIi ssioners.

2. Ter ms of Sa le. Cash.

3. In strum ent to be Foreclosed . The Instrument 10 he forecl osed is the r>ced o f Trus t o r Contract Lien dated June 25.

2003 and recorded in Document CLERK'S 1-'11.1: NO. 0209028 real propeny records or VA L VERDE Coumy, Texas, with

RALI'I! OCHOA AND NAOMI OCIIOA. grantnr(s) and MJI) FIRST HANK . mortgugee.

4. Obligations Secured . Deed of rrust or Contmct Lien executed by RALPH OC HOA AND NAOMI OCHOA. securi ng

the payment or the indebtednesses in the original principal amount o f $24 ,775 .00, and obligat ion~ therein described

including hut not limited to the promissory nnte and ull modifications. rem:wab and extensions or the promissory note.

MIDF IRST AANK is the curn.:ntlllortgagee of' the note <1 nd l)eed of'Tntst m Contract l .ien .

5. Prope rty to Be Sold. The propeny to be sold is described in the attached Exhibit A .

6. Mortgage Scrvicer Inform a tion . The Mnrtgilge Servil:cr is authorized to rqm.:scnt thc Mortgllgcc by virtue o f ~

servicing agreement with the Mortgagee. Pursuant to the Servicing Agre<.:ment and Texas Property Code * 51 .0025 , the

Mortgage Serviccr is authorized to collect the deb t and to adm inister any resulting ti1reclosun: of the lien securi ng thl!

Property referenced above. MIDLAND MORTGAG I~. A IJIVIS ION OF MIDF II<ST BANK, as Mongagc Scrvicer, is

representing the current mongagcc, whose address is:

d o MIDLAND MORTGAGI ·:, A DIV ISION OF MIDFIRST I lANK

999 N.W. GRAND 13LVD

STE 110

OKLAHOMA CITY. OK 73 11 X-{,077

111111111 1111111111111 1111111111 11111 1111111111 11111 111111111111111111111111111111111111111 1111 FCTX_:-..'TSS rpi (O ll2&/20 19)-S Vcr-0 1 N·rsSOOOOOOOXM405(r Pagr: I ofJ

704 AVENUE Q DEL RIO. TX 7RR40

00000008644056

THIS INSTRUM"NT APPOINTS TilE SlJI~STITUTI~ TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRli3ED IN TI!E SECURITY INSTRUMENT IDENTIFIED IN TillS NOTICE OF SALE TilE PERSON SIGNING TI·IIS NOTICE IS THE ArrORNEY OR AUTHORIZED AGENT OF TH E: MORTCiMiEE OR MORTGAGI·: SERVICE!{ .

Th..: um.lcrsigm;d as allorney for the mortgagee ur rnongagc

substitute trust..:..:s and appoints in their steed NANCY MELODY SPEER, LIARBARA SANDOVAL, MARTIIA

servit:er does herby remove the original trustee and all suc<.:essur GOMEZ. LEO GOMEZ, CALVIN SPEER, WENDY SPEER. 1\0ETA, RAMON PEREZ, GARRETI' SANDERS, MARCIA

CHAPA, STACEY BEl\I'NElT. OR AMY ORTIZ whose address is c/o BARRETT DAFFIN FRAPPIER TlJRNER &

ENGEL LLP, 4004 Belt Line Road. Suite IOU, Addison , T..:xas 75001-4320 as Substitute Trustee. who shall hereafter

exercise all powers and duties set aside to the saiJ original trustee under the said !ked l'f Trust; and, lurthcr dot.:s hcreby r.:quest. authorize, and instrut:t said Substitute Trustee to conduct and dir..:<.:t the execution of remedies set aside to the

bt.:ncliciary then:in.

Israel Saucedo

Certificate of Posting

M' ""m' ;, ilL n 1\J "--/,( C' 0 fV\ '!(; -z__ . '"" my "'"''" ;, c/o 4004 "'" Un' """"· So;" I uu.

;\ddi son, Tt.:xaS 75001-4 20. I J..:clare under r..:mtlly of p<.:rjury that till /2 /; '1 -Llf___ filed al the ol'licc.:

or tho; VAL VI]{[)[ County Ckrk and causo;d to he posted at tin: VAL VIJ< DE County courthous..: this notice of sale.

Dc.:..:laran~:}1wv~ Date: I :) /I q /I r

.. FCTX_NTSS 'Jll (0312KI201 •lj-S Vcr-01 Pag< 2 c1r J

704 A VENUE Q DEL RlO. TX 7RX40

00000001!644056

EXHIBIT ' ' A"

UIJOUOOOX6<14056

VAL V[RDI-:

THE FOLLOW ING RI: AL I'IWPIORTY SITUATE IN T i ll., CITY OF DEL RIO COUNTY OF VAL VERDE STATE OF TEXAS

TO-WIT SITlJATEfl IN VAl. VFRDE COUNTY TEXAS AND fiEING LOT FICillT (X) RLOCK SI X (6) NORTH III :IGHTS

ADDITION TO THF CITY OF Dl ~ l. RIO TEXAS ACCOI<IJIN(i TO THF. I'I.AT OF RI:COIW IN VOl UME I PAGE 40 MAP

RECOIWS VAl. VERDE COUNTY TI: XAS.

FCrX_ NTSS q>t (ll3/2XIl0 19)-S Ver-01 Pagc JofJ

702 Ei\ST GUTIERRE:Z S'IK EI".T

DEL RIO. TX 7RB40

NOTICF: OF iSU BSTITUTEI T R USTEE'S SA L E

Assert and protect you r r igh ts as a member of th e a rrn etl forces of th e United Sta tes. If you a r e o r you r s pouse is

serv ine on active milita ry duty, includ ing active milita ry du ty as a member of the T CJ(as National G uard or th e

Na tional Guard of a nother sta l e or as a member of a reserve comp onent of the a rm ed forces of the United S ta les,

please send wl'itte n notice of the act ive du ty military service to the sender of th is notice im m ed iat elv.

I. Date, Time, and P lace of Sa le.

Date : February 04. 2020 Time: The sale will begin at I 0:00AM or not later than three hours allcr that time.

Place: Tl IE FRONT STEPS OF THE Y i\L VERDE COUNTY COURTHOUSE. PECAN STREET ENTKANCE OR

AS DESIGNATED 11Y Ti lE COUNTY COMMISSIONF:RS or as designated by the c.:uunty commissioners.

2. T erms of Sa le. Cash.

J. Instrumen t to be For eclosed. The Instrument to be foreclosed is the Deed of Trust or Contract Lien dated May 26.

2010 and n.:t:orded in Dot:umcnt CLERK'S Fll.l ~ NO. 00251\145 n:al

ARMANDO RAMIREZ AND GENEVA RAMIREZ. grantor(s)

SYSTEMS. INC. ("'MERS") AS NOMINEE, mortgagee.

property records of Y AL VERIJE County. Tt:xas. with

and MORTGAGE E:LECTRONIC RF.GISTRATIOl\

4. Obligations Secured . lked of Trust or Contract Lien executed by ARMANDO RAMIREZ AND C.iENEVA RAMIIU~ /..

securing the payment of the indebtednesses in the original principal amount of $93,73 7.00. and obligations therein dest:rib~.:d

including hut not limited to the rrornissory note and all modifications. n.:newals and extensions of the promissory note.

WELLS FARGO BANK. N .A. is the current rnortgag~.:c of the not..: and DceJ ot"Trust or Contract Lim.

5. Prope rty to Be Sold . Th..: prorcrty to be sold is dcscriho.:d in the attach~.:d l·:x hibit A .

6. M ortgage Servicer Info rma tion . Th..: Mortgage Scrvieer is authorized to rcpn:sent thc Mortgagee by virtu.: of a

servicing agreement with the Mortgag<.'C. Pursuant to the Servicing Agreement and Texas l'ropaty Code § 51.0025. th<:

Mortgage Servicer is authorized to collect t h~: debt ar1d to administer any resulting lt>reclosure of' the lien securing thr Property reti:renced above. WEI.I.S FAR(iO BANK. N.A. , as Mmtgag..: Scrvicer, is representing the current mortgagee.

whose addn:ss is :

d o WELLS FARGO BA K, N.A.

3476 STA'II::VIEW HI .V[)

FORT Mll .l .. SC 29715

FCTX_NTSS rpt tOJ/2111201'1)-S Vcr·OI

lllllllll llllllllllllllllllllllllllll llllllllllllllllllllllllllllllllllllllllllllllllllllllllll ~ ' :-JTSSOOOOOOOR75167<l Pag.c I of .t

·,:.

702 EAST GUTIERREZ STREET DEL RIO, TX 7KX40

OOOOOOOR751679

TillS INSTRUMENT APPOINTS THE S\JI:3STITLJTE TRLJSTI:I~(S) IDENTlr!EO TO sr:.LL TilE PROPERTY

DESCRIOED IN TilE SECURITY INSTRUMENT IDENTir:IED IN I'IIIS NOTICE OF SAI.I : TilE PERSON Sl(iNINCi TillS NOTICE IS Ti lE A HORNEY OR AUTHORIZED AGENT OF THE MORTCiMiEE OR MORTG/\Gr: SERV ICER.

The undcrsigm.:d as attorney ror tilt: mortgagct: or mortgagt: st:rvit:t:r Jut:s herby remove the original trustt:c and all successor

substinue trustc.:s and appoints in their steed NANCY GOMEZ. U :O GOMEZ, CALVIN SPEER, WENDY SI'ITR. MELODY SPEER, BAIUlARA SANDOVAL MARTI-lA BOETA, RAMON PEREZ, Gi\RRETf SANDERS, MARCIA Clli\PA. STACEY BENNETT. OR AMY ORTIZ whose addrt:ss is c/o BARRETT DAFFIN FRAI'I'IER TURNER &

ENGEL LLI', 4004 [kit Line Road_ Suite 100. Addison. Texas 75001-4320 as Suhstitutc l'ruste.:. who shall h..:rcalh:r

cx..:rcis..: all powt.:rs and duties sci aside to the said original trustct.: under the said Deed or Trust; and, 1\•rtht:r Jocs lu:rchy request. authori?.t:. and instruct said Suhstitutt.: Trustee to condut:t and diret:t tin.: cx.:cution or n.:mcdies set aside to the

hcm:liciary tlu..:rcin.

Israel Saucctlu

Certificate of Posting

My name is /:J_.fj}Jo.)j Coj·"\b:z . and my addr..:ss is clu 40041kil Line Road. Suite 100.

Addison. Texas 75001 -43fo. I dt:clarc undt:r pcnaily ur pt:rjur) thal un __ j Q._f_Lc:;_j_J </ I filed at lht: office

ofthc VAL VU{DE County Clerk and caus..:d to be posted at the VA L VI ~ R I >I -: County ~:uurthuus..: this notice ol'sak.

FCTX_NTSS.rpr (Oj/28/lOI'l)-S Vcr-01 rage 1 ul '

" '

702 EAST GUTIERREZ STI~FET

DEL RIO, TX 7HM40

0000000!!75167Y

OOOOOOOK751 (,79

VAl. VEHDF

EX I-IIBIT !'A"

SITUATED IN VAL VF.JWE COIJNT Y. TEXAS, AND HFJN(i l.OT TWELVE ( 12) . BLOCK !'WrY-NINE (59), BLUM ADDITION

TO THE CITY Or DI~L RIO. TEXAS, ACCORDING TO TilE PLAT OF RECORD IN VOLUMI' 3. PAGE 578. DI'.ED RECORDS. VAl. VERDI' COUNTY, 'J'F.XAS

F!TX_NTSS.IJ II (03121l1201<l)-S Vco-01 P~c J nf J

NOTICE OF SUBSTITUTE TRUSTEE SALE

Deed of Trust Da te: 3/31/2006

Original Bendidary/Mortgagee:

G rantor(s)/Mortgagor(s): OSCA R UAVII .A, JR. A SINGLE PERSON

Current Benelldary/Mortgagee : MORTGAGE ELECTRONIC REGISTKATION SYSTEMS, INC. ("MEKS") SOLELY AS A NOMINEE FOK FIRST MAGNUS FINANCIAL CORf' ORATION, AN AKI ZONA CORPORATION, ITS SUCCESSORS AND ASS IGNS

Wells Fargo !lank, N.A. FILED

On : De•: 30 r2015' at 11 : \!A

Recorded in : Volume: 993 Page: 26 Instrument No: 0224659

Mortgage Servicer:

Property County: Gen~roso Gro•:iQ.- f\GMon Count ~ Cl~rk, V•1l \!~rde Count~• TX

VAL VEKDE r.~W..·~----•OePul'

Mortgage S<rvicer's Address: Wells Fargo Bank, N.A. is representi ng the Current Oencficiary/Mortgagcc under a servicing ugrccmcnl with the Current llcncficiary/Mortgagcc.

I Home Campus, MAC 230 I-04C. West Des Moines. lA 50328

Legal Description: SITUATED IN VAL VE RDE COUNTY, TEXAS, AND UEING I.OT TWENTY ONE (2 1 ), BLOCK "B", HI GHLAN D PARK SUUDIVI SION, TO THE CITY OF DEL RI O, TEXAS, ACCORDI NG TO THE PLAT OF RECORD IN VOLUME 2, PAGE 11 9, MAP RECOR DS, V AI. VER DE COUNTY, ll' XAS

l>'dtc of Sale: 2/4/2020 Earliest Time Sale Will Begin: I O:OOAM

Place of Sale of Property: Val Verde County Courthouse, 400 Pecan Street, Del Rio, TX 78840 OR IN THE AR EA DESIGNATED BY TH E COMMISSION ER'S COU RT, PURSUANT TO SECTION 51.002 OF THE TEXAS PROPERTY CODE.

The Substitute Trus tee will sell the p roperty by public auction to the hig hest b idder for cash at the place and date specified . The sale w ill begin at the earliest time stated above or wit hin three 3) hours after that ti me.

Notice Pursuant to Tex. Prop. Code -~ 51.001(i):

Assert :.tnd prutrct your right• as member of

the armed forces of the Unit('(] StateJ. tr you

or your ~pou.sc arc ~rving on acti"t military duty,

including activo military duty as a mtmber of lht

Texu National or the National Guard ofaoothtr

state or u a mcmlxr of a reserve component of the

armed forces of the United Statts, pl<ut

Stnd written notice of the active duty milicary

strvitc to the sender of this notice immediately.

Mil Filt Number: TX-19-75021-POS Loan Typ<: FHA

Nancy Gomez, Leo Gom alvin Speer, Wendy Speer, Melody Speer, Barbara Sandova l, Martha Boeta, Ramon Perez, Garrett Sande rs, Ma rc ia Chapa, Stacey Sanders, Am y Ortiz, Wendy Speer or Melody Speer o r T huy Frazier or Cindy Mendoza or Cathe rine Allen- Rea or Cole Patton, Substitute T rustee MCCARTIIY & HOLTHUS, LLP 1255 W EST 15TH STRl'l.:l ', SUITE I 060 PLANO, TX 75075

STATE OF rEXA~ COUN"rY OF v a I V.fl d .e lkoO.c me, the undersogn<d No13ry l'ubhc, on 1/us doy personal ly appeated (\l ct ~I) _ (} ma os SubsUMe TrUSiec, icnQ~·n 10 me oo pooveJ 1u me 1hruugh a valod S 1a1c drover 's I""'"" uo ulhcr otr.coal oJcnnlica noo· J-<>< n bed "-' . 10 be 1/oe pcosO<o

who>c nillllc" sobscoobcd lo ~oc roocgmng IIISUlJOncnl and adol(m1edgcJ lo me ll oal he <X<eulcd Uoe """" rm ~"' pwpoo>e; and co nso d«aloun I herem c' prc.ucd

Given under my hand and seal o f ollicc t h is~day or DeL em be~ ') 010

h~~mu~ Notar)JPU{ •v 0 Signm urc 1 '''""''''' NAYHY MONSE RRATH MUNOZ ..... ~.,(/ . ... ,..

iP:~·-.<~ Notary Public. State of Texas · ~'.l'·. l'll/~~ Comm. Exp oo os 09·05·2023

~~:,~·a;·~,<- Notary 10 132160436 '''''"''

NOTICE OF ACCELERATION AND NOTICE OF TRUSTEE'S SALE ANQ APPOINJMENJ OF SUBSTITUTE TRUSTEE

ASSERT AND PROTECT YOUR RIGHTS AS A MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU ARE OR YOUR SPOUSE IS SERVING . ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS ·A MEMBER OF riJE TEXAS NATIONAL GUARD OR THE -NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FoRCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY.

DEED OF TRUST INFORMATION: Date: I 0/08/2004

Grantor(s): MARIO A. PEREZ AND WIFE, JACLYN H. PEREZ JOINING PRO F<t~ TO

PERFECTLIENONLY Dn : o~.: 3l) , 20l9 at ll : t!A Original Mortgagee:

Origioal Principal: Recording Information:

Property County: Property:

Reported Add res!:

H&R BLOCK MORTGAGE CORPORATION, A MASSACHUSETTS CORPORATION Re·:~IP\~ - 152702 $126,400.00 Book 916 Page 408 Instrument 0212008 Val Verde (See Attached Exhibit "A") 108 COVEY RIDGE DR, DEL RIO, TX 78840

G~n~rosa Grao: 1 -RaMOn ~ou,1tY Cl~r:, , Vul Verd~ (:ovnt:l,.iX

p.~-- -- - •Deoub MORTGAGE SERVICING INFORMATION:

The Mortgage Servicer, if not the Current Mortgagee, is representing the Current Mortgagee pursuant to a Mortgage Servicing Agreement. -

Current Mortgagee:

Mortga·ge Servlcer: Current Beneficiary:

Mortgage Servicer Addre!S:

SALE INFORMATION: Date of Sale: Time of Sale: Place of Sale:

Wells Fargo Bank, National Association, as Trustee for Securitized Asset Backed Receivables LLC Trust 2005-0P I, Mortgage Pass-Through Certificates, Series 2005-0P I PHH Mortgage · Wells Fargo Bank, National Association, as Trustee for Securitized Asset Backed Receivables LLC Trust 2005-QPI , Mortgage Pass-Through Certificates, Series 2005-0PI ·I Mortgage Way, Mount Laurel, NJ 08054 ·

Tuesday, the 4th day of February, 2020 1 O:OOAM or within three boon thereafter. AT THE FRONT STEPS OF THE COURTIIOUSE, BEING THE FRONT ENTRANCE in Val Verde County, Texas, or, if the preceding area is no longer the designated area, at the area most recently designated by the Val Verde County Commissioner's Court.

WHEREAS, the above-named Grantor previously conveyed the above described property in trust to secure payment of the Note set forth in the above-descnlled Deed of Trust; and

WHEREAS, a default under the Note and Deed of Trust was declared; such default was reported to not have been cured; and all sums secured by such Deed of Trust were declared to be immediately due and payable; and

WHEREAS, the original Trustee and any previously appointed Substitute Trustee bas been removed and Nancy Gomez, Leo Gomez, Calvin Speer, Wendy Speer, MelOdy Speer, ~ichael Bums, Bradley Conway, Tori Jones, or Suzanne Suarez, any to act, have been appointed as Substitute Trustees and requested to sell the Property to satisry the indebtedness; and

WHEREAS, the undersigned law fmn has been requested to provide these notices on behalf of the Current Mortgagee, Mortgage Servicer and Substitute Thlstees; . .

NOW, THEREFORE, NOTICE IS HEREBY GIVEN of the foregoing matters and that: I. The maturity of the Note has been accelerated and all sums secured by the Deed ofTtust have been declared to be

immediately due and payable. 2. Nancy Gomez, Leo Gomez, Calvin Speer, Wendy Speer, Melody Speer, Michael Bums, Bradley Conway, Tori Jones, or

Suzanne Suarez, any to act, as Substitute Trustee will sell the Property to the highest bidder for cash on the date, at the place, and no earlier than the time set forth above in the Sale Information section of this notice. The sale will begin within three hours after that time.

3. This sale shall be subject to any legal impediments to the sale of the Property and to any exceptions referenced in the Deed of Trust or appearing of record to the extent the same are still in effect and shall not cover any property that has been released from. the lien of the Deed of Trust.

4. No warranties, express or implied, including but not limited to the implied warranties ofmerchilntability and fitness for a particular purpose !ball be conveyed at the sale, save and except the Grantor's warranties specifically authorized by the Grantor in the Deed of Trust The property shall be offered "AS-IS", purchasers will buy the property "81 the purchaser's own risk" and "at his peril", and no representation is made concerning the quality or naiure of title to be acquired. Purchasers will receive whatever interest G-rantor and Grantor's assigns have in the property, subject to any liens or interests of any kind that may -survive the sale. Interest_ed persons are encour8ged to consult counsel of their choice prior to participating in the sale of the property.

9581~0196 2147026426 PGI POSTPKG

TlUS INSTRUMENT APPOINTS TilE SUBSTITUTE TRUSTEE(S) IDENTiflED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE -OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER.

Substitute Tnistee(s) appointed to Conduct Sale: In accordance with Texas Property Code Sec. 51.0076, the undersigned attorney for the mortgage servicer has named and appointed and by these presents does name and appoirit Nancy Gomez, Leo Gomez, Calvin Speer, Wendy Speer, Melody Speer, Michael Bums, Bradley Conway, Tori Jones, or Suzanne Suarez, any to act as substitute trustee under and by virtue of said Deed of Trust.

2405 TBN 240 23

Bradley Conway, 055340 ~4aril)'ll J9AIIl, TBN 24077649 Bonial &. Associates, P.C. 14841 Dallas Par!Cway, Suite 425 , Dallas, TX 75254 AS ATTORNEY FOR TifE HERErN IDENTIFIED MORTGAGEE AND/OR MORTGAGE SERVICE

Certificate of Posting

I am -'-"-+J.J.ll..-:--f-:----:-"'-'---'--T:r..-r whose address is 14841 Dallas Parkway, Suite 425, DaHas, TX 75254. I declare · 0 I I filed and I or recorded this Notice of Foreclosure Sale at the

ler and c sed it to be posted at the location directed by the Val Verde County

_. a:Jl ~~ dl~ Exhibit "A"

BErNG ALL OF LOT SIX (6), IN BLOCK lliREE (3), OF THE CENIZA HILLS UNITS X AND XI SUBDIVISION, AN ADDITJON TO TifE CITY OF DEL RIO, VAL VERDE COUNTY, TEXAS, AS SHOWN BY TifE MAP OR PLAT RECORDED rN SLIDE 119, SIDE A, OF THE MAP RECORDS OF VAL VERDE COUNTY, TEXAS.

Return to: Bonia!&. Associates, P.C., 14841 Dallas Parkway, Suite 425, Dallas, TX 75254

9581-0196 2147026426 PG2 POSTPKG

NOTICE OF SUBSTITUTE TRUSTEE SALE

Deed ofTrust Date: 10/25/2005

Original Benefici ary/Mo rtgagee:

G rantor(s )/Mortgagor(s ): DONALD RAY LE WI S AND WIFE, RUBY F. LE WIS Current Benefi ciary/Mortgagee:

MORTGAGE ELECTRONIC REGISTRAT ION SYSTEMS, INC. (" MERS") SOLELY AS A NOM INEE FOR HOM E FUNDS DIRECT, A DIVI SION OF ACCR EDITED HOM E LENDERS, INC., ITS SUCCESSORS AND ASSIGNS

Deutsche Bank National Trust Company, as indenture trustee, on behalf of the holders o f the Accredited Mortgage Loan Trust 2005-4 Asset Backed Notes FILED

Recorded in : Volume: 970 Page: 808 Instrument No: 022 1013

Mortgage Servicer: Select Portfolio Servicing, Inc. is representing the Current Benefic iary/Mortgagee unde r a servicing agreement with the Current Benefi ciary/Mortgagee.

Property County: ReceiPt~ - 152710 VAL VERDE

Generosa Gr acia-RaMon CountY Clerk' Val Verde County,TX

~. y ·-m==.J:-__ ___ _____ ,DePub Mortgage Servicer's Address: -32 17 S. Decker Lake Dr. , Salt Lake C ity, UT 84 119

Legal Description: SIT UATED IN VAL VERDE COUNTY, T EXA S, AND BEING LOT NIN E (9), T EN ( 10), ELEVEN ( I I ), AND T WELV E ( 12), ()LOCK TW ENT Y -NIN E (29), FIRST ·RA ILROAD ADDIT ION TO T HE C ITY OF DEL RIO, TEXAS , ACCORDING TO THE MAP OR PLAT RECORD IN VOLUME II , PAG E 185, DEED RECORDS, VAL VERDE CO UNT Y, T EXA S

Date of Sale: 2/4/2020 Earl iest Time Sale Will Begin : lOam

Place of Sale of Property: TH E FRONT STEPS OF T HE VAL VERDE COUNTY COURTHOUSE, 400 PECAN ST REET, DEL RIO, TX, PECAN STREET ENTRANCE OR AS DES IGNATED BY TH E COUNT Y COMMISS ION ER'S OFF ICE OR IN THE AREA DES IGNAT ED BY T HE COMMIS SION ER'S COURT, PURSUANT TO SECTION 5 I .002 OF T HE TEXAS PROPERTY CODE.

The Substitute Trustee will sell the property by public auction to the highest bidder for cash at the place and date specified . The sale will begin at the earliest time stated above or within three (3) hours after that time.

Notice Pursuant to Tex. Prop. Code§ 51.002(i):

Assert and protect your rights as member of

the a rmed forces of the United Sta tes. If you

or your spouse a re serving on active military duty,

including active milita ry du ty as a member of the

Texas Na tional or the National Gua rd of another

state or as a member of a reserve component of the

armed forces of the United States, please

Send written notice of the ac tive duty military

service to the sender of this notice immediately.

MH l' ile Number: TX- 19-71 16 1-H E Loa n Type: Convent ional Residential

Nancy Gomez, Leo G Speer or Melody Speer or Thuy Frazier or Cindy Mendoza or Catheri ne Allen-Rea or Cole Patton, Substitute Trustee MCCARTHY & HOLTHUS, LLP I 255 W EST I 5TH STREET, SUITE I 060 PLANO, TX 75075

FILED On: J(ln 13r2iJ2iJ Qt i0 :52A

ReceiPt ~ - 152921

Gener o·;o. Gro.o: i o.- f\(ltWn Counl Clerk r Vu l erde Count~ rTX

NOTICE OF SUBSTITUTE TRUSTEE'S SALE B)J_ . _ ~----

THIS INSTRUM ENT APPOINTS TH E SU BSTIT UT E TRUS' EE(S) IDENTIFIE D TO SELL TH E PROPERTY DESCRIB ED IN TH SECURITY

INSTRUM ENT IDENTI FIED I N THIS NOTICE O F SA LE. TH E PE RSO N SIGN ING THIS NOTICE IS TH E ATTORNEY OR AUTHORIZI': D

AG ENT OF T HE MORTGAGEE OR MORTGAGE SERVICER.

Va l Verde County Texas Home Equity Securi ty Instrume nt

Date of Security Instrument:

Amount:

Grantor(s):

Original Mortgagee:

Current Mortgagee:

Ori ginal Trustee:

Mortgage Servicer and Ad dress:

Record ing Information:

Lega l Description:

Date of Sale:

Ea rliest Time Sale Willl3eg in :

Septem ber 20. 2007

$43,981.25

MARI A DEL ROC IO ESCOBAR, ERM ENE HI LDO ESC0 13 AR, WIFE AN D HUS BAND CITiriNANCIAL, I C.

REVOLVE CAP ITAL GROU P, LLC

J FUENTES

FCI LEN DER SE RVICES. INC. 8180 EAST KA ISE R 13 LVD. AN AHEIM, CA 92808 Recorded on 9/28/2007, as Instru ment No. 00237474 in Book 01074 Page 00 156 Val Verde County, Texas BE ll\G LOT 8. IN 13 LOCK 15, SAN FELIPE HEIGHTS AD DITION TO THE CITY OF DEL RI O, TEXA S, ACCOR DI NG TO PLAT RECORDS IN VOLUME I, PAGE 13, MAP RECORDS, VAL VERD E COU 1TY, TEXA S. 2/4/2020

1:00PM

Place of Sale: The forec losu re sa le will be conducted in the area des ignated by the Va l Ve rd e County Co mmissioners Cour1 pursuant to Section S 1.002 of the Texas Prope rty Code as the place where forec losures sa les are to take pl ace, or if no place is designated by the Com missioners Coun , the sa le will be conducted at the place where the Notice of Trustee's Sale was posted.

WH EREAS, an Default Order was entered on 9/23/20 19, under Ca use No. 34405, in th e 63rd Jud icial District Judicia l Dis trict Court o f Val Verde County, Texas:

WH ERE AS, in my capacity as attorn ey for the Mortgagee and/or Its Mongage Se rvi cer, and pu rs uant to Section 5 1.0076 of th e Texas Property Code, I H ER~BY APPO INT AND DES IGNATE BILLI E C. LEWIS, JR., BLAK E LEWI S, CA LVI SPEER, W EN DY SPEE R, M ELODY SPEE R, PAU L A. HO EFK ER, ROB ERT L. 1 EG RIN or eit her one o f them, as Substitu te Trustee, to act. either sin gly or joi ntl y. under and by virtue of said Deed of Trust and hereby req uest sa id Substit ute Trustees , or any one of the m to se ll the property in said Deed of Tru st descri bed and as provided therein. The add ress for the Substi tu te Trustee as requi red by Texas Pro peny Code, Sec tion5 1.0075(e) is Aldri dge Pite, LLP, 70 1 . Post Oak Road, Suite 205, Houston, T X 77024 . (713) 293-3618.

11 11 111 111 11111111111111111 1111111111 111 11 111 4715481

The Su bstitute Trustee wi ll se ll the Prope rty by public auction to the hi ghest bidder for cash at the place and date specifi ed. The sa le will begin at the earliest time state abo ve or withi n three (3) hou rs after that time.

NOTICE IS FURTHER GIVEN that, except to the e,xtent that the Substilllte Trustee(s) may bind and obl igate the Mortgagors to warrant ti tle to the Property under the te rms of the Texas Home Eq uity Security Instrument, conveyance of the Property sha ll be made 'AS IS' 'W HERE IS' wi thout any representa ti ons and warranti es wh atsoever, express or imp lied, and subject to all matters of record affec ting the Property. If the sa le is set aside for any reason. the Purchaser at the sale shall be entitled only to a return of funds pa id . The Pu rchaser shall have no further recourse agai nst the Mortgagor, th e Mot1gagee, or the Mortgagee's Attorney.

Assert an d protect yo ur rights as a mem be r of th e armed fo rces of the Uni ted S t;1tes. If you a re or yo ur spouse is se rvin g on act ive mil ita ry du ty, incl ud in g active m ilita ry d uty as a member of th e T exas Na tiona l Gu a rd or th e . a ti ona! G ua rd of :-.not her state or as :1 member of a rese rve co mponent of the a rmed fo rces of th e United S ta tes, pl ease send w ritten not ice of th e active duty mil itnry se rvice to th e s~nd e r of the notice immediately.

EX EC UTED in multiple ori ginals on 12/31/20 19.

Return to: ALDRIDGE PITE, LLP 43 75 JUTLA!'! D DR ., SUITE 200 P.O. BOX 17935 SAN DIEGO, CA 92 177-0935 FAX #: 61 9-590-1 385

866-93 1-0036

13y: /~r---Paul A. Hoe tker, Attorney Robert L. Negrin, Attorney Ald ridge Pite, Ll .P 70 I N. Post Oak Road, Suite 205 l louston, TX 77024

COMPLA INTS REGA RDI NG THE SERVICING OF YOU R MORTG AGE SHO LD RE SENT TO Ti lE DEPARTME1 T OF SA VI GS AND MORTGAGE LEND ING, 2601 NORTH LAMAR. SU ITE 20 1. AUSTIN, TX 7& 705 . A TOLL-FREE CONSU MER I IOTLI NE IS AVAILAB LE AT 877-276-5550

TS Num ber: 068962-TX

AFFIDAVIT OF POSTING

THE STATE OF TEXAS

COUNTY OF Val Verd~

Pursuant to the appltcabk provtsions of Texas law, I, BILLIE C LEWIS , JR, 13LAKE LEWIS, CALVIN SPEER, WENDY Sl'EER, MELODY SPEER, l'AUL A HOEFKFR , ROBERT L NEGRIN on January 13,2020, on behalf of and at the spcctfic Instruction and request of FCI LENDER SERVICES. INC d1d file a Not ice ofTru, tecs Sale wuh tile County Clerk of Val Verde County, Texas and d1d post" l1kc Not1ce at the door of the Cout1housc of Val Verde County, 'lexas The land described in the Notice of Trustee's Snk 1s located Ill Val VerJe County, Texas and 1s descnlxd m Exhibu "A" set out bclow/aiiachcd hereto anJ mcorpo1 att:d herem by refere nce for all purposes

DATED

f3 1LLI WENDY SPEER, MELODY SPEER. PAUL A R0f3ERT l NEGRIN

SUBSCRIUED AND SWORN TO BEFORE ME, tit,· undcrs1gncd authomy, on this d:1y personally appeared B1llie C. Lew1s , Jr , 131akc Lcw1s. Calvm Speer. Wendy Speer, IV!e lody Speer, Paul A Hocfkcr, Robe rt L Ncgr1 n who, 11" not a substi tute trustee, IS actmg as thctr ;~gen t :111d IS known to me pe rsonal ly or thro ugh statc-Jssucd ldcnllficatJon and acknowledged to me that he or she recorded and posted tl115 not1cc 111 comrlmncc "uh Tc"L' l'ro~rty Code *51 002

OF O' .l·"ICE tl1e i· .l-ld··,, ol· 1'" "'' "~ r1 GIVEN UI'<DER MY !·lAND AND SEAl. r 0 du _ _ _l.l!vr~"''-----· 20J.),!

N"'''~~d '"'rho: of'"'" My commission c.xptres 0 I· I 0 ·'Z.i>"L}

,,,,,~~ ~~~'',, OLIVIA RA MIREZ SANDOVAL ~'f:--·~_f'c%. Notary Public. Stat e of Texas ~0,;.)!1~. /~~ Comm Expires 01-10-2023 -;..., •.... . '<,.,.+' ,,,;;,~;.~,,,,' Notary ID 114 4 377-0

Exhibit "A"

13EING LOT 8, IN Ul.OCK IS , SAN FELIPE HEIGHTS ADDITION TO TilE CITY OF DEL RIO. TEXAS . ACCORDING TO PLAT RECORDS IN VOLUME I. I' AGE 13. MAP RECORDS. VAl. VERDE COUNTY . TEX ,\S

Return to: ALDRIDGE PITE, LLI' 4375 Jutlnnd Dr~vc , SUite 200 P.O Oox 17935 San Diego, CA 92 I I 7 T S No .. 068962-TX ASAP# 4715481

Pag.: I or I