icici faqs fd rd

8/16/2019 Icici Faqs Fd Rd

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Interest Rates

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SAVINGS BANK ACCOUNT

RATE OF INTEREST# MINIMUM BALANCE*

NORMAL SENIOR CITIZEN

Domestic

a. With cheque bookfacility

4.00% 4.00%Metro, Urban - Rs.10,000Semi Urban - Rs.5,000Rural - Rs.2,000

b. No Frills Account /Basic Savings Bank

Account4.00% 4.00% Zero

Non Resident

NRO / NRE 4.00% 4.00% Metro, Urban, Semi Urban - Rs.15,000Rural - Rs.5,000

# Interest Rate revised from 3.50% p.a to 4.00% p.a w.e.f. May 3, 2011

OPEN FD

Tenure PeriodRa te of Interest (% p.a.) w.e.f September 23, 2015

General Senior Citizen*

7 day s to 14 days 4.00 4.50

15 days to 29 days 4.25 4.75

30 days to 45 days 5.50 6.00

46 days to 60 days 6.50 7.00

61 days to 90 days 6.75 7.25

91 days to 184 days 7.00 7.50

185 days to 289 days 7.25 7.75

290 days to less than 1 year 7.50 8.00

1 year to 389 days 7.75 8.25

390 days 7.90 8.40

391 days upto 2 years 7.90 8.40

2 years 1 day upto 3 years 7.75 8.25



5 Years Tax Saver FD Max upto Rs.1.50 lac# 7.75 8.25

Note

As interest rates are s ubject to change without prior notic e, depositor shall ascertain the rates on t he v alue date of FD.Interest earned on the Fixed Deposit will be subject to Tax Deducted at Source as per Income Tax laws.Minimum tenure for Domestic & NRO term deposits is 7 days and no interest is payable for deposits prematurely withdrawn

within the period of 7 days from the date of deposit.Minimum tenure for NRE term deposits is 1 year and no interest is payable for deposits prematurely withdrawn within theperiod of 1 year from the date of deposit.These revised interest rates will be applicable for new deposits and renewal of existing term deposits.

Interest Rates ›

Gold/Silver Rates ›

Service Charges

and Fees ›

Savings Account

#

Fixed Deposits (with premature withdrawal f acility)

Interest rates on Domestic, NRO & NRE deposit s(Less than ₹ 1 crore)

Interest Rates

HIDE

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*Senior Citizen rates applicable only for domestic term deposit.#The maximum aggregate amount that can be invested in the Tax Saver FD (80C FD) under a single PAN is ₹150,000 and thesame cannot be closed prematurely before expiry of the lock-in period of 5 years.

Sing le Deposit Rate of Inte rest (% p.a.) w.e.f October 15, 2015

Tenure Period₹ 1 crore to

less than ₹ 5crore

₹ 5 crore to lessthan ₹ 25 crore



₹ 250crore &above

7 days to 14 days 6.00 6.00 6.00 6.00 6.00

15 days to 29 days 6.00 6.00 6.00 6.00 6.00

30 days to 45 days 6.00 6.00 6.00 6.00 6.00

46 days to 60 days 6.25 6.25 6.25 6.25 6.25

61 days to 90 days 6.50 6.50 6.50 6.50 6.50

91 days to 120 days 7.10 7.10 7.10 7.10 7.10

121 days to 150 days 7.10 7.10 7.10 7.10 7.10

151 days to 184 days 7.10 7.10 7.10 7.10 7.10

185 days to 210 days 7.35 7.35 7.35 7.35 7.35

211 days to 240 days 7.35 7.35 7.35 7.35 7.35

241 days to 270 days 7.35 7.35 7.35 7.35 7.35

271 days to 300 days 7.60 7.60 7.60 7.60 7.60

301 days to 330 days 7.60 7.60 7.60 7.60 7.60

331 days to 365 days 7.60 7.60 7.60 7.60 7.60

1 year to 389 days 7.60 7.60 7.60 7.60 7.60

390 days to less than 15 months 7.60 7.60 7.60 7.60 7.60

15 months to less than 18 months 7.60 7.60 7.60 7.60 7.60

18 months to 2 years 7.60 7.60 7.60 7.60 7.60

2 years 1 day to 3 years 7.25 7.25 7.25 7.25 7.25




Note:

As interest rates are s ubject to change without prior notic e, depositor shall ascertain the rates on t he v alue date of FD.Interest earned on the Fixed Deposit will be subject to Tax Deducted at Source as per Income Tax laws.Minimum tenure for Domestic & NRO term deposits is 7 days and no interest is payable for deposits prematurely withdrawnwithin the period of 7 days from the date of deposit.Minimum tenure for NRE term deposits is 1 year and no interest is payable for deposits prematurely withdrawn within theperiod of 1 year from the date of deposit.These revised interest rates will be applicable for new deposits and renewal of existing term deposits.For terms & conditions and any other details, please contact your nearest ICICI Bank Branch.

On pre-mature withdrawal of the DOMESTIC, NRO & NRE deposits:

Interest will be calculated at the rate applicable for the period the deposit has actually remained with ICICI Bank.Penalty will be levied on the rate applicable as per the table below

Original Tenure of DepositPenal Rates*

Less than ₹ 5.0 crore ₹ 5.0 crore & above

Less than 1 year 0.50% 0.50%

1 year & above but less than 5 years 1.00% 1.00%

5 years and above 1.00% 1.50%

*Subject to revision without further notice.

Sing le Deposit Rate of Inte rest (% p.a.) w.e.f October 15, 2015

Tenure Period

₹ 1 crore to

less than ₹ 5

₹ 5 crore to less

than ₹ 25 crore

₹ 25 crore to less

than ₹ 100 crore

₹ 100 crore to less

than ₹ 250 crore

₹ 250

crore &

Interest rates on Domestic, NRO & NRE deposits ( ₹ 1 crore and above )

Premature withdrawal of deposit:

Fixed Deposits (without premature withdrawal facility)

Interest rates on Domestic, NRO & NRE deposits ( ₹ 1 crore and above )

http://www.icicibank.com/Personal-Banking/account-deposit/fixed-deposit/index.page?


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7 days to 14 days 6.00 6.00 6.00 6.00 6.00

15 days to 29 days 6.00 6.00 6.00 6.00 6.00

30 days to 45 days 6.00 6.00 6.00 6.00 6.00

46 days to 60 days 6.25 6.25 6.25 6.25 6.25

61 days to 90 days 6.50 6.50 6.50 6.50 6.50

91 days to 120 days 7.10 7.10 7.10 7.10 7.10

121 days to 150 days 7.10 7.10 7.10 7.10 7.10

151 days to 184 days 7.10 7.10 7.10 7.10 7.10

185 days to 210 days 7.45 7.45 7.45 7.45 7.45

211 days to 240 days 7.45 7.45 7.45 7.45 7.45

241 days to 270 days 7.45 7.45 7.45 7.45 7.45

271 days to 300 days 7.70 7.70 7.70 7.70 7.70

301 days to 330 days 7.70 7.70 7.70 7.70 7.70

331 days to 365 days 7.70 7.70 7.70 7.70 7.70

1 years to 389 days 7.75 7.75 7.75 7.75 7.75

390 days to less than 15 months 7.75 7.75 7.75 7.75 7.75

15 months to less than 18 months 7.75 7.75 7.75 7.75 7.75

18 months to 2 years 7.75 7.75 7.75 7.75 7.75





For availing Fixed Deposit without premature closure facility, please contact your relationship manager or visit thenearest branch. Specific Terms and conditions for deposits without premature withdrawal facility

These terms and conditions ( "Terms" ) apply to fixed deposits without premature withdrawal facility, opened with ICICI Bank,

as per the guidelines prescribed by Reserve Bank of India (RBI) in this regard from time to time ( "Fixed Deposit" ). TheseTerms shall be in addition to and not in derogation of the terms and conditions governing ICICI Bank Fixed Deposits availableon www.icicibank.com ("Primary Terms" ). In the event of any contradiction in the Terms and the Primary Terms, theseTerms shall prevail.The Fixed Deposit does not have premature withdrawal facility i.e. the Fixed Deposit cannot be closed by the depositor beforeexpiry of the term of such deposit. However, the Bank may allow premature withdrawal of these deposits in followingexceptional circumstances: in the event of any direction from any statutory and/or regulatory authority or deceased claimsettlement cases.In the event of premature withdrawal of these deposits under above mentioned exceptional circumstances, the Bank will notpay any interest on the principal amount of the deposit. Any interest credited or paid upto the date of such premature closurewill be recovered from the deposit amount.

Auto renewal f acility is not available for such Fixed Deposits at time of opening of the Fixed Deposit account. The cust omer can give renewal instructions within 30 days before maturity date of such deposit.Minimum tenure for NRE FD is 1 year and maximum tenure is 10 years.Minimum tenure for traditional NRO FDs without premature withdrawal facility is 3 months and maximum tenure is 10 yearsMinimum tenure for cumulative NRO FDs without premature withdrawal facility is 6 months and maximum tenure is 10 yearsInterest rates and minimum deposit value are subject to change without prior notice.

Maturity PeriodRate of Interest (% p.a.) w.e.f September 23, 2015

General Senior Citizen

6 months 7.00 7.50

9 months 7.25 7.75

12 months 7.75 8.25

15 months 7.90 8.40

Recurring / iWish Deposits

Tenure wise interest rates for Recurring Deposits:

http://www.icicibank.com/


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. .

21 months 7.90 8.40

24 months 7.90 8.40

27 months 7.75 8.25

30 months 7.75 8.25

33 months 7.75 8.25

36 months 7.75 8.25

Above 3 y ears upto 5 years 7.75 8.25

Above 5 y ears upto 10 years 7.50 8.00

Note:

Recurring Deposits will be available for a minimum tenure of 6 months (and in multiples of 3 months thereafter) up to amaximum tenure of 10 years.

As interest rates are s ubject to change without prior notic e, depositor shall ascertain the rates on t he v alue date of FDFor terms & conditions and any other details, please contact your nearest ICICI Bank Branch.

Penalty is charged at monthly interest at the rate of ₹ 12 per ₹ 1000 for all delayed installments.Fraction of a month will be treated as full month for the purpose of calculating such interest.The total interest so chargeable shall be recovered from the total amount of interest payable at the time of maturity.

Tenure / Maturity PeriodRates of Interest (% p.a.) w.e.f September 23, 2015

General Senior Citizen

6 months 7.00 7.50

7 months - 9 months 7.25 7.75

10 months - 11 months 7.50 8.00

12 months only 7.75 8.25

13 months - 24 months 7.90 8.40

25 months - 3 years 7.75 8.25

37 months - 5 years 7.75 8.25

5 years 1 day - 10 years 7.50 8.00


On pre-mature withdrawal of the Recurring / iWish deposits:

Interest will be calculated at the rate applicable for the period the deposit has actually remained with ICICI Bank.Penalty will be levied on the rate applicable as per the table below

Original Tenure of DepositPenal Rates*

Less than ₹ 5.0 crore ₹ 5.0 crore & above

Less than 1 year 0.50% 0.50%

1 year & above but less than 5 years 1.00% 1.00%

5 years and above 1.00% 1.50%


Two Wheeler Loan Interest Rate Car Loan Interest Rate Commercial Vehicle Loan Interest Rate Construction Equipment Loan Interest Rate Personal Loan Interest Rate Home Loan Interest Rate

Penalty on Delayed Installment:

Tenure wise interest rates for iWish:

#

Premature withdrawal of Deposit:

NRI Deposits

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