Id Theft & PhishingBy: Audie, Fae, Jeff, and Julia

ID Theft

• Occurs when an unauthorized party uses your personal information to commit fraud.

Id Theft• 10 million cases• 1 in 20 adults• Fastest Growing

Crime• Victims are often

Arrested

Id Theft (How it Occurs)• Phishing• Old Mail• Dumpster Diving• Hacking• Online Transactions• Lost/Stolen

Purse/Wallet

Preventatives• Credit Protection Service• Run Credit Annually (all 3 agencies)• Shred Old Mail• Keep Mailing Address Up-to-Date• Never Carry Social Security Card• Never Give out Personal Information• Don’t Carry What You Don’t Need

If You Become A Victim• 175 hours, $800• Police Report• Obtain Credit Reports• FTC Report• Get Credit Protection Service• Keep Detailed Notes of Conversations• Make a list of Names and Numbers• Copies of Everything

Phishing

• attempting to acquire sensitive information such as usernames, passwords and credit card information through an electronic communication.

Phishing• AOHell (1996)• Transition to Financial

Institutions (2001)• Social Networking Sites (2006)• Further Development (Present)

Spear Phishing

Targeted versions of phishing

Phishers are able to determine which banks potential victims use, and target bogus e-mails

accordingly.

WhalingSpear Phishing high profile

targets

Phishing directed specifically at senior level executives,

wealthy individuals

More ResourcesID Theft http://www.ftc.gov

Phishing http://www.antiphishing.org/

http://www.onguardonline.gov/topics/phishing.aspx