Upload File

identity theft - uwra.wildapricot.org · identity theft is the fastest growing crime in the united...

  • Home
  • Documents
  • Identity Theft - uwra.wildapricot.org · Identity theft is the fastest growing crime in the United States Every two seconds someone becomes a victim There were 1,093 reported data
25
Identity Theft Protect & Prevent presented by Laura Fay | Agency Liaison Bureau of Consumer Protection 12/11/2017

Upload: others

Post on 02-Jun-2020

3 views

Category:

Documents


1 download

Report

TRANSCRIPT

Page 1: Identity Theft - uwra.wildapricot.org · Identity theft is the fastest growing crime in the United States Every two seconds someone becomes a victim There were 1,093 reported data

Identity TheftProtect & Prevent

presented by

Laura Fay | Agency Liaison

Bureau of Consumer Protection

12/11/2017

Page 2: Identity Theft - uwra.wildapricot.org · Identity theft is the fastest growing crime in the United States Every two seconds someone becomes a victim There were 1,093 reported data

Identity Theft

What it is

How it happens

Warning Signs

How to protect yourself

What to do

12/11/2017

Page 3: Identity Theft - uwra.wildapricot.org · Identity theft is the fastest growing crime in the United States Every two seconds someone becomes a victim There were 1,093 reported data

What is Identity Theft?

Misuse of another’s personal information to fraudulently obtain

money

goods

services

job

medical treatment

government benefits

or

hide from law enforcement

12/11/2017

Page 4: Identity Theft - uwra.wildapricot.org · Identity theft is the fastest growing crime in the United States Every two seconds someone becomes a victim There were 1,093 reported data

What is Personally Identifiable

Information?

Name in combination with:

Address

Phone number

Social Security number

Driver’s license or passport number

Date of birth

Financial account numbers

Pin numbers and passwords

Biometric data

12/11/2017

Page 5: Identity Theft - uwra.wildapricot.org · Identity theft is the fastest growing crime in the United States Every two seconds someone becomes a victim There were 1,093 reported data

Identity Theft

12/11/2017

Page 6: Identity Theft - uwra.wildapricot.org · Identity theft is the fastest growing crime in the United States Every two seconds someone becomes a victim There were 1,093 reported data

Facts

Identity theft is the fastest growing crime in the United States

Every two seconds someone becomes a victim

There were 1,093 reported data breaches in 2016

Those affected by a data breach are three times more likely to become victims of identity theft

12/11/2017

Page 7: Identity Theft - uwra.wildapricot.org · Identity theft is the fastest growing crime in the United States Every two seconds someone becomes a victim There were 1,093 reported data

A Growing Problem

• 2013 - #27

• 2014 - #26

• 2015 - #12

• 2016 - #30

12/11/2017

Page 8: Identity Theft - uwra.wildapricot.org · Identity theft is the fastest growing crime in the United States Every two seconds someone becomes a victim There were 1,093 reported data

Types of Identity Theft

Financial

Child

Medical

Criminal

12/11/2017

Page 9: Identity Theft - uwra.wildapricot.org · Identity theft is the fastest growing crime in the United States Every two seconds someone becomes a victim There were 1,093 reported data

Identity Theft in Wisconsin

12/11/2017

Page 10: Identity Theft - uwra.wildapricot.org · Identity theft is the fastest growing crime in the United States Every two seconds someone becomes a victim There were 1,093 reported data

Identity Theft by Age

12/11/2017

Page 11: Identity Theft - uwra.wildapricot.org · Identity theft is the fastest growing crime in the United States Every two seconds someone becomes a victim There were 1,093 reported data

Potential Harm

Direct financial losses

Damage to financial status or credit score

Denial of employment or housing

Possible civil judgments or criminal record

Time and cost to repair damage

Emotional harm

12/11/2017

Page 12: Identity Theft - uwra.wildapricot.org · Identity theft is the fastest growing crime in the United States Every two seconds someone becomes a victim There were 1,093 reported data

How it Happens

Dumpster diving / stolen mail

Social networking

Skimming devices

Phishing scams

Stolen wallet / phone

Scams

12/11/2017

Page 13: Identity Theft - uwra.wildapricot.org · Identity theft is the fastest growing crime in the United States Every two seconds someone becomes a victim There were 1,093 reported data

Common Scams

Grandparent scam

IRS scam

Tech support scam

12/11/2017

Page 14: Identity Theft - uwra.wildapricot.org · Identity theft is the fastest growing crime in the United States Every two seconds someone becomes a victim There were 1,093 reported data

Data Breaches….

A data breach is an incident in which

sensitive, protected or confidential data has

been viewed, stolen or used by an

individual unauthorized to do so.

12/11/2017

Page 15: Identity Theft - uwra.wildapricot.org · Identity theft is the fastest growing crime in the United States Every two seconds someone becomes a victim There were 1,093 reported data

States with Data Breach Laws

12/11/2017

Page 16: Identity Theft - uwra.wildapricot.org · Identity theft is the fastest growing crime in the United States Every two seconds someone becomes a victim There were 1,093 reported data

Wisconsin Data Breach

Notification Law

Applies to most businesses and public sector

organizations

Does not apply to certain financial institutions and health

plans or providers

Requires a business to notify consumers of unauthorized

acquisition of personal information

12/11/2017

Page 17: Identity Theft - uwra.wildapricot.org · Identity theft is the fastest growing crime in the United States Every two seconds someone becomes a victim There were 1,093 reported data

Data Breaches Impacting WI - 2016

12/11/2017

Page 18: Identity Theft - uwra.wildapricot.org · Identity theft is the fastest growing crime in the United States Every two seconds someone becomes a victim There were 1,093 reported data

Equifax Data Breach

145.5 million U.S. consumers potentially impacted

Over 44% of the United States population

Personally identifying information acquired

12/11/2017

Page 19: Identity Theft - uwra.wildapricot.org · Identity theft is the fastest growing crime in the United States Every two seconds someone becomes a victim There were 1,093 reported data

Equifax Data Breach

Free credit monitoring for all U.S. consumers

Free security freeze with Equifax

Dedicated call center 866-447-7559 and

website www.equifaxsecurity2017.com

12/11/2017

Page 20: Identity Theft - uwra.wildapricot.org · Identity theft is the fastest growing crime in the United States Every two seconds someone becomes a victim There were 1,093 reported data

Warning Signs

Earning Statement

Unauthorized charges or lines of credit

Denied credit

Unsolicited change of address

Explanation of Benefits

Notice from IRS

Suspicious phone calls

12/11/2017

Page 21: Identity Theft - uwra.wildapricot.org · Identity theft is the fastest growing crime in the United States Every two seconds someone becomes a victim There were 1,093 reported data

Prevention Tips

Do Not Call

Shred

Post Office

Opt-out

Wallet

12/11/2017

Page 22: Identity Theft - uwra.wildapricot.org · Identity theft is the fastest growing crime in the United States Every two seconds someone becomes a victim There were 1,093 reported data

Prevention Tips

Wi-Fi

Social Security Number

Strong passwords

Social networking

12/11/2017

Page 23: Identity Theft - uwra.wildapricot.org · Identity theft is the fastest growing crime in the United States Every two seconds someone becomes a victim There were 1,093 reported data

Fraud Alert and Credit Freeze

Fraud Alert

• One call

• Free

• Good for 90 days

• Renew

• Extra verification

• Can extend to 7 years

w/police report

Credit Freeze

• Write each credit reporting agency (all 3)

• $10 for each credit bureau

• Fees waived with police report

• Permanent-effective until thawed

• Blocks all new credit

• $10 fee to “thaw” freeze12/11/2017

Page 24: Identity Theft - uwra.wildapricot.org · Identity theft is the fastest growing crime in the United States Every two seconds someone becomes a victim There were 1,093 reported data

If an Identity Theft Victim

Report fraudulent charges or accounts

Check credit reports

Fraud Alert or Security Freeze

Police report

Bureau of Consumer Protection

Federal Trade Commission

12/11/2017

Page 25: Identity Theft - uwra.wildapricot.org · Identity theft is the fastest growing crime in the United States Every two seconds someone becomes a victim There were 1,093 reported data

Questions?

Consumer Protection Hotline

1-800-422-7128

datcp.wi.gov

@WisconsinOPP

12/11/2017


Identity Theft Repair Kit - Stop Fraud Colorado Theft... · Identity Theft Repair Kit 1. ... They have a search warrant. They inform ... What is Identity Theft? Identity theft occurs

with the Identity Theft CompliancePal! - First DataCompliance Pal identy theft prevention program to combat identity theft Keywords: Compliance Pal, combat identity theft, Identity

Identity Theft

IDENTITY THEFT:

Identity Theft What is Identity Theft? Identity theft is a serious crime. Identity theft happens when someone uses information about you without your

Identity Theft How To Avoid Identity Theft When Job Searching Presented By: Mike Nicholas Identity Theft How To Avoid Identity Theft When Job Searching

IDENTITY THEFT COVERAGE ON INSURANCE POLICIES · IDENTITY THEFT COVERAGE ON INSURANCE POLICIES. Slide 1 Identity Theft Coverage on Insurance Policies ... or identity theft They are

182 AGENTS AND IDENTITY THEFT - ceclass.com · AGENTS AND IDENTITY THEFT 182 What is Identity Theft, 4 Identity Theft & Insurance, 17 Agents & Identity Thefts, 33 Identity Theft Insurance,