ifc’s banking on women (bow) program: investment and advisory services by henriette kolb.pdf

8/21/2019 IFC’s Banking on Women (BoW) Program: Investment and Advisory Services by Henriette Kolb.pdf

1/13

I@J’Z CKGFIGN LG ^LDHG (CL^) QSLNSKD?

IGPHZ]DHG] KGM KMPIZLSY ZHSPIJHZ

Dkrje, 31;8

]eh vihws hxprhsshm ig teis pkphr krh teh vihws l` teh kutelrs kgm ml glt ghjhsskriby rh`bhjt teh vihws lr plbijihs l` teh Ksikg Mhvhblpdhgt Ckgf(KMC), lr its Clkrm l` Nlvhrglrs, lr teh nlvhrgdhgts tehy rhprhshgt. KMC mlhs glt nukrkgthh teh kjjurkjy l` teh mktk igjbumhm ig teis pkphr kgm

kjjhpts gl rhsplgsicibity `lr kgy jlgshquhgjh l` tehir ush. ]eh jlugtrihs bisthm ig teis pkphr ml glt idpby kgy vihw lg KMC's pkrt ks tl slvhrhingty lrigmhphgmhgt stktus lr ghjhsskriby jlg`lrd tl KMC's thrdiglblny.


2/13

NBLCKB JLG]HU]

3

XZ$ 31,111,111dibbilgs …

ig jlgsudptilg cywldhg nblckbby (ECS);.

]ehrh`lrh it is k dkrfht cinnhrtekg Jeigk kgm Igmik

jldcighm kgm its hstidkthm tlrhkje XZ $35,111,111 dibbilgig 31;=.

:1% l` rhnisthrhmjldpkgihs nblckbby …

ekvh chhg jrhkthm cywldhg. .

wldhg hgtrhprhghurs krhjekgnign teh bkgmsjkph l` teh

nblckb hjlgldy , jrhktignsustkigkcbh olcs kgm hjlgldijnrlwte.

5>1 dibbilg wldhg…

wibb pkrtijipkth ig tehhjlgldy `lr teh ìrst tidhig 3131.

]eh `hdkbh bkclr `lrjh nrlws.

^ldhg wel mim gltpkrtijipkth ig teh hjlgldy wibbnht k olc lr stkrt ylur lwgcusighss ig teis mhjkmh.

;/ ECS? Ekrvkrm Cusighss Shvihw3/ J]I? Jhgthr `lr ]kbhgt Igglvktilg

^ldhg krh mrivign teh nblckb hjlgldy

58%..

…. l` wldhg krh imhgtiìhm ks

teh dkig mhjisilg dkfhrs ig

teh elushelbm

03%..

…l` wldhg krh imhgtiìhm ks

teh dkig slurjhs l` ksshts 3

kgm chjldh dkolrckgfign jbihgts lr ekvhteh plthgtikb tl ml sl…


3/13

@HDKBH SLBHZ

?JLGZIZ]HG] MI@@HSHGJHZ CY SHNILG -- MSIPHG

BKSNHBY CY ZLJIKB GLSDZ

:

% l` @irds wite @hdkbh Lwghrs

8=.:

=1.=

:0.0

::.1

;>.3

;>.;

:8.:

1.1 ;1.1 31.1 :1.1 =1.1 81.1 01.1

HKQ

BKJ

HJK

ZZK

DHGK

ZK

Kbb Shnilgs

:9.;

:5.8

:>.9

3=.8

;=.8

;3.8

:;.1

1.1 ;1.1 31.1 :1.1 =1.1 81.1

HKQ

HJK

BKJ

ZZK

DHGK

ZK

Kbb Shnilgs

% l` @ubb-tidh @hdkbh ^lrfhrs

3>.;

31.5

;5.5

;8.=

;:.0

0.1

;5.:

1.1 8.1 ;1.1 ;8.1 31.1 38.1 :1.1

HKQ

BKJ

HJK

ZZK

DHGK

ZK

Kbb Shnilgs

% l` @hdkbh ]lp Dkgknhrs

• Zlurjh? Hgthrprish Zurvhy.

• Qbhksh glth tekt ig tehHgthrprish Zurvhy rhsubts `lrZK igjbumh Qkfistkg


4/13

=

KJJHZZ ]L @IGKGJH IZ K FHY CKSSIHS @LS ^LDHG-L^GHM

ZDHZ IG HKZ] KZIK KGM ]EH QKJI@IJ

• Nblckbby, Hkst KsikQkji`ij eks teh einehstgudchr l` hstidkthmwldhg-lwghm ZDHs

• I@J eks hstidkthm tektwlrbmwimh, tehrh is k

$:11 cibbilg nkp ig`igkgjign `lr `lrdkb,wldhg-lwghm sdkbbcusighsshs

• ]eh jrhmit nkp `lr vhrysdkbb kgm sdkbb

wldhg-lwghmhgthrprishs is teheinehst ig HKQ kt $0:C

Zlurjh? I@J Hgthrprish @igkgjh Mktkcksh, 31;;6 ̂ ldhg-Lwghm ZDHs? K Cusighss Lpplrtugity ̀ lr@igkgjikb Igstitutilgs, 31;=


5/13

I@J’Z NHGMHS C ZHBIGH ZXSPHY L@ QLS]@LBIL

JBIHG]Z ZEL^Z BL^ KJJHZZ ]L @IGKGJH @LS ^LDHG

8

Mktk `rld := I@J jbihgt ckgfs ig 38 jlugtrihs jlvhrign 0 rhnilgs selws tekt kclut

;0% l` lur jbihgt ckgf ZDH plrt`lbils krh blkgs tl wldhg-lwghm ZDHs (wite 8;%+wldhg lwghrseip)

% l` ^ldhg-LwghmZDHs ig

I@J Jbihgt Ckgf Qlrt`lbils

Shnilg


6/13

I@J JSHK]HZ LQQLS]XGI]Y

^ldhg krh trkgs`lrdignmhvhblpign jlugtrihs ‚ ksjlgsudhrs, hdpblyhrs,hdpblyhhs, kgm cusighss bhkmhrs

I@J’s nhgmhr `ljus tkfhs dkgy`lrds, igjbumign ehbpign eugmrhmsl` ìgkgjikb igstitutilgs ìgkgjhwldhg hgtrhprhghurs (@IN)

Ig Hkst Ksik kgm teh Qkjiìj, lurjbihgt HJLD Jl``hh prlvimhswlrbm-jbkss trkigign tl teluskgmsl` sdkbb-sjkbh wldhg `krdhrs igits suppby jekig ‚ rkisign igjldhskgm idprlvign bivhs

^LDHG?

K ]SKGZ@LSDK]IPH @LSJH QKS]GHSIGN @LS IDQKJ]

0

Kmm jlgthgt, jekgnh jkptilg

PIH]GKD


7/13

@IN KMMSHZZHZ ]EH NHGMHS H[XKBI]Y NKQ PIK HG]SHQSHGHXSZEI

;. I@J is pkrtghrign wite nblckb, rhnilgkb kgm bljkb ìgkgjikb igstitutilgs cy prlvimignjkpitkb kgm risf sekrign `kjibitihs?

Zhhfign tl igjrhksh kjjhss tl ìgkgjh `lr wldhg hgtrhprhghurs cybhvhrknign I@J’s hxthgsivh nblckb ghtwlrf l` ìgkgjikb igstitutilgs (@Is). ]eiswky I@J ehbps teh @Is tl prlìtkcby hxpkgm tehir plrt`lbils kgm c) ehbps wldhghgtrhprhghurs tl kjjhss ìgkgjh kgm strhgntehg tehir cusighsshs.

3. I@J kbsl l``hrs kmvislry shrvijhs tl ìgkgjikb igstitutilgs tl mhhphg tehir kcibitytl rhkje wldhg-lwghm cusighsshs terlune? strkthnij pbkggign, dkrfht

plsitilgign/shndhgtktilg, prlmujt rhplsitilgign kgm stk`` trkigign.:. I@J rhkjehs lut tl wldhg hgtrhprhghurs wite justldizhm trkigign ig cusighss

pbkggign dkgknhdhgt, ìgkgjikb bithrkjy kgm mh-dysti`yign ckgfs/jrhmitkppbijktilg prljhsshs. I@J kbsl `kjibitkths ghtwlrfign kgm dhgtlrign shssilgs `lrdkrfht hxpkgsilg kgm cusighss nrlwte.

=. I@J is kbsl tkrnhtign teh vkbuh jekigs l` bljkb, rhnilgkb kgm nblckb jlrplrkths(h.n. Jljk-Jlbk ‚ 8cy31 Qrlnrkd). ^lrfign wite jlrplrkths tekt sekrh lurmhvhblpdhgt lcohjtivh tl strhgntehg kgm crlkmhg kjjhss tl ìgkgjh, trkigign kgmdkrfhts `lr wldhg cusighss lwghrs

8. I@J is jrhktign pkrtghrseips (Nlbmdkg Zkjes @lugmktilg ‚ ;1F wldhg) witepkrtghrs kgm igstitutilgs tekt ekvh lvhrbkppign igthrhsts

>


8/13

@HDKBH HG]SHQSHGHXSZEIQ? K CXZIGHZZ LQQLS]XGI]Y @LS

CKGFZ

• @hdkbh justldhrs ekvh k einehr prlphgsity tl skvh clte ks cusighss & phrslgkb justldhrs• Mhplsits ̀ rld ̀ hdkbh justldhrs typijkbby nrlw kt einehr rkth kgm stky wite teh Ckgf blgnhr• Ght `ugmign surpbus ks k shndhgt

• Qrlvimhs slurjh l` dkrfht mi``hrhgtiktilg ig jldphtitivh ZDH dkrfhts• Hstkcbisehs rhputktilg ks kg igglvktlr• Hgtry kgm mi``hrhgtiktilg ig sphji`ij shjtlrs wehrh jlgjhgtrktilg h.n. rhtkib, dlcibh, ylute• Jrhkths strlgn jlddugity-ckshm kmvljkjy kgm hgekgjhs jlrplrkth sljikb rhsplgsicibity

• Lgjh dkig ckgfhr stktus kjeihvhm, einehr jrlss-shbb rktil’s (chtwhhg ; kgm 3 tidhs) • Einehr ̀ lltigns lctkighm phr rhbktilgseip kgm einehr `hh nhghrktilg• Shsplgm whbb tl rhbktilgseip dkgknhdhgt-ckshm dlmhbs kgm wibbign tl pky `lr it

• Mhdlgstrkth strlgnhr rhthgtilg rkths ig dkgy jbihgts

• ]kfh teh cusighss rhbktilgseip, eine bifhbiellm tekt wibb tkfh dkolrity l` `kdiby wkbbht• Eine kmvljkjy jrhkths strlgn jlgvhrsilg rkths `lr eusckgm cusighss kgm phrslgkb @Z• Xp tl 58% l` ̀ kdiby ̀ igkgjikb mhjisilgs dkmh cy teh wldhg nblckbby

Dkrfht ZekrhNrlwte

• @hdkbh justldhrs ekvh blwhr risf tlbhrkgjh ks clte cusighss kgm phrslgkb justldhrs• ^ldhg-bhm cusighsshs lutphr`lrd telsh bhm cy dhg, igjbumign stkrt-ups

• Ztrlgnhr cusighss pbkgs jkg jrhkth einehr kjjhptkgjh rkths kgm rhmujhm prljhssign jlsts• Mh`kubt rkths krh hitehr teh skdh lr chtthr tekg dkbh jlugthrpkrts mhphgmign uplg dkrfht

Einehr Jrlss-Zhbb kgmBlykbty

Ztrlgn ZkvignsQrlphgsity

Qlsitivh SisfChekvilr

Bigfknh tl@kdiby ^kbbht

@kjtlr* Mhsjriptilg

* - Zlurjh? I@J Kgkbysis5


9/13

9

;. Igvhstdhgt Zhrvijhs

• Sisf Zekrign @kjibitihs

• Blkgs

• Qhr`lrdkgjhIgjhgtivhs * (b igfhm tlstrhtje tkrnhts )

• Ztrkthny & kgkbytijs? Nhgmhrmiknglstij & Ghhms ksshssdhgt,Nhgmhr dkrfht rhshkrje htj.

• Qrlmujt Dkgknhdhgt? prlmujtsupplrt pkjfknh thdpbkth, PkbuhQrlplsitilg mhvhblpdhgt, JkdpkingDkgknhdhgt htj.

• Crkgmign & Dkrfht Qlsitilgign /shndhgtktilg

• ]rkigign? Nhgmhr kwkrhghss trkigign`lr Dkgknhdhgt, I@J Nhgmhr sfibbstrkigign jlursh `lr SDs htj.

• Cusighss Qbkggign

• @igkgjikb Bithrkjy

• Jrhktilg kgm Zupplrt l` Ghtwlrfs

• Dhgtlrign Lpplrtugitihs

• Dkrfht Kjjhss

• ZDH cusighss ]llbfit ̀ lr wldhg

• Hvhgts & shdigkrs prlnrkd

• Lgbigh rhslurjhs & ghtwlrfign

I@J - @IN PKBXH QSLQLZI]ILG @LS ]EH @HDKBH HG]SHQSHGHXSZEIQ

3. Kmvislry Zhrvijhs tl @Is :. Jkpkjity Cuibmign tl wldhghgtrhprhghurs

Nivhg teh ugtkpphm cusighss lpplrtugity, I@J Ckgfign lg ^ldkg prlnrkd prlvimhs `ugmign kgm Kmvislry Zhrvijhs tl @Is ig lrmhr tl mhhphg tehir kcibity tl mhvhblp vkbuh prlplsitilgs tl dhht teh ghhms l`

wldhg-lwghm ZDHs ig k prl`itkcbh kgm sustkigkcbh dkgghr


10/13

I@J’Z ]SKJF SHJLSM

I@J eks nblckb prhshgjh wite igvhstdhgt kgm kmvislry prlohjts `lr wldhghgtrhprhghurs ...

https://www.google.com/url?sa=i&rct=j&q=&esrc=s&frm=1&source=images&cd=&cad=rja&docid=IPXU9IGoNbpBEM&tbnid=qES1_eCzV02rRM:&ved=0CAUQjRw&url=https://twitter.com/SekerbankTAS&ei=B5VpUpPlHIa_kQei1IFo&bvm=bv.55123115,d.eW0&psig=AFQjCNH92wUEOYP4Jm8YnVaj_N-AA_BLOw&ust=1382737540601721


11/13

ÊK] MLHZ K CKGFIGN LG ^LDHG QSLNSKD BLLF BIFH< ]EH SJCJ

HUKDQBH

• Ztkrtign Kprib 31;:, I@J Kmvislry Zhrvijhs wlrfhm wite SizkbJlddhrjikb Ckgfign Jlrplrktilg (SJCJ) ugmhr I@J’s HKQ ^ldhg ig

Cusighss prlnrkd tl idprlvh kjjhss tl ìgkgjh kgm supplrt tehnrlwte l` wldhg-lwghm cusighsshs ig teh Qeibippighs

• I@J’s supplrt igjbumhm? strkthnij pbkggign wlrfselps wite SJCJdkgknhdhgt, dkrfht rhshkrje lg wldhg’s phrslgkb kgm cusighssìgkgjikb ghhms, rhjlddhgmktilgs lg teh mhsing l` teh justldhrvkbuh prlplsitilg (JPQ) `lr wldhg-bhm cusighsshs ckshm lg tehdkrfht rhshkrje, kgm nhgmhr shgsitivity trkigigns tl SJCJ’sShbktilgseip Dkgknhrs

Shsubts?

• SJCJ hstkcbisehm k ^ldhg's Jekdpilg Ghtwlrf dkmh up

l` Shbktilgseip Dkgknhrs sphjiìjkbby trkighm tl kmvish

wldhg-lwghm ZDHs lg teh ckgf’s prlmujts kgm shrvijhs,

kgm tl kmvljkth lg issuhs idpkjtign wldhg ig tehir bljkb

jlddugitihs

• Ks l` Mhjhdchr :;, 31;=, miscurshm ;,:=5 blkgs tl wldhg-

lwghm sdkbb kgm dhmiud hgthrprishs tltkbign XZ$>1 dibbilg

• Qrlnrkd wlg teh 31;8 I@J JHL Nhgmhr Kwkrm

• Ghxt Zthps? l``hrign k rkgnh l` glg-ìgkgjikb shrvijhs tl

wldhg-lwghm ZDHs, igjbumign ghtwlrfign lpplrtugitihs,

kgm cusighss hmujktilg kgm trkigign prlnrkds


12/13

^EK] MLHZ K CKGFIGN LG ^LDHG QSLNSKD BLLF BIFH< ]EH

IG]HSGKZILGKB IGMLGHZIK CII) HUKDQBH

• I@J’s Igvhstdhgt? XZ $>8 dibbilg tl supplrt CII’s nrlwte ig`igkgjign wldhg-lwghm ZDHs kgm its hxpkgsilg igtl `rlgtihr

rhnilgs.

• I@J kmvislry shrvijhs ig dkrfht rhshkrje, mhvhblpdhgt l` jrhmit

prlmujt `lr wldhg-lwghm ZDHs kgm dkrfhtign pbkg.

• CII bkugjehm its ghw jrhmit prlmujt `lr wldhg-lwghm ZDHs lg

Mhj 33, 31;; tekt ushs nlbm ks jlbbkthrkb.

• Blkgs tl wldhg hgtrhprhghurs l` up tl XZ$;11,111 ‚ miscurshm

lvhr $99.0d tl ;190 wldhg-lwghm ZDHs ig bkst 3= dlgtes.

• ‒^ldhg Lgh— skvigns prlmujt (`rhh igsurkgjh jlvhrknh `lr jhrtkig

ibbghsshs, igthrhst rkth igjhgtivh, jkse ckjf wehg usign mhcit jkrm

wite sldh dhrjekgts, gl dlgteby kmdig `hh). Dlcibizhm 7 $01d ig

mhplsits `rld wldhg justldhrs ig ;st yhkr l` prlmujt bkugje.


13/13

[XHZ]ILGZ<

;:

ifc’s banking on women (bow) program: investment and advisory services by henriette kolb.pdf

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