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*U11403*L&C/Advt/2010/Mar/1110
SALES BENEFIT ILLUSTRATION
Name of the Proposed Insured: SM Proposal Number: 60713
Age/Sex of the Proposed Insured: 5 / Female Date: 21-Jun-11
Name of the Policyholder: NM Currency Rupees
Age/Sex of the Policyholder: 35 / Male Payment Mode: Annual
Insurance Plan UIN Benefit Period Premium Paying Sum Assured First Modal Premium
(years) Period (years)
Tata AIG Life MAHALIFE GOLD 110N029V01 95 15 500,000 43,500
Total 43,500
Total 43,500
Service Tax* 674
Total Premium Inclusive of Service Tax 44,174
Agent Number: 4471705 Agent Name: 0 Contact Phone Number:
* Service Tax rate currently applicable is 1.55%
Some benefits are guaranteed and some benefits are variable w ith return based on the future performance of your life insurance company (Tata AIG Life Insurance Company Ltd).
Note: This illustration is not an insurance contract. Read this benefit illustration along w ith a product brochure for detailed terms and conditions before concluding a sale.
Insurance is the subject matter of the solicitation
This product is underwritten by Tata AIG Life Insurance Company Ltd. Policyholder's Initials/Signatutre___________
** Please refer to the Exclusion Page(s) attached to this Life Insurance Illustration for the exclusion on the rider(s) attached.
Service tax is applicable as per governing laws and the same shall be borne by the policyholder. Tata AIG Life Insurance Company Limited reserves the right to recover from the Policyholder, any levies and duties (including service tax), as imposed by the government from timeto time.
For more information, call the Tata AIG Life Insurance Company Ltd. toll free Helpline at 1-800-119966 (facility available to MTNL and BSNL users)
If your policy offers guaranteed returns then these will be clearly marked "guaranteed" in the illustration table on this page. If your policy offers variable returns the illustration will have two pages that w ill show two different rates of assumed future investment returns and
corresponding cash dividend rates. The above cash dividends have been determined using assumed future investment returns of 10% & 6% respectively. The rates used have been set by the Life Insurance Council. These assumed rates of return are not guaranteed and
they are not upper or low er limits of what you might get back as the value of your policy is dependent on a number of factors including future investment performance.
Tata AIG Life Insurance Company Ltd. (Regn No. 110)
Corporate & Registered Office: Delphi - B Wing, 2nd floor, Orchard Avenue, Hiranandani Business Park, Pow ai , Mumbai - 400076
Tata AIG Life Insurance Company Ltd.
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Projection Of Values (For Illustration Only)
Scenario: High Cash Dividend Rate Death Benefits on Policy Anniversary What you will get back
Guaranteed Total Guaranteed Non-Guaranteed
Policy Insured Basic Rider Total Life Life Coverage(6)
Accident Coverage Annual Cash(2)
Total Cash Dividend(3)
Coupon(1)
Total Coupons(4)
ash Surrender(5)
/Maturity
Anniversary Age Premium Premium Premiums Coverage Total Total Dividend Payable Upto Paid Upto Values(7)
0 5 43,500 0 43,500 500,000 500,000 0 0 0 0 0 0
1 6 43,500 0 43,500 500,000 500,000 0 0 0 0 0 0
2 7 43,500 0 43,500 500,000 500,000 0 0 0 0 0 0
3 8 43,500 0 43,500 500,000 500,000 0 0 0 0 0 40,160
4 9 43,500 0 43,500 500,000 500,000 0 0 0 0 0 70,535
5 10 43,500 0 43,500 500,000 500,000 0 0 0 0 0 102,910
6 11 43,500 0 43,500 500,000 500,000 0 15,500 15,500 0 0 140,365
7 12 43,500 0 43,500 500,000 500,000 0 15,500 31,000 0 0 183,345
8 13 43,500 0 43,500 500,000 500,000 0 15,500 46,500 0 0 221,265
9 14 43,500 0 43,500 500,000 500,000 0 15,500 62,000 0 0 261,665
10 15 43,500 0 43,500 500,000 500,000 0 31,000 93,000 25,000 25,000 304,71511 16 43,500 0 43,500 500,000 500,000 0 31,000 124,000 25,000 50,000 323,945
12 17 43,500 0 43,500 500,000 500,000 0 31,000 155,000 25,000 75,000 344,430
13 18 43,500 0 43,500 500,000 500,000 0 31,000 186,000 25,000 100,000 366,260
14 19 43,500 0 43,500 500,000 500,000 0 31,000 217,000 25,000 125,000 389,52015 20 0 0 0 500,000 500,000 0 31,000 248,000 25,000 150,000 414,315
16 21 0 0 0 500,000 500,000 0 31,000 279,000 25,000 175,000 414,535
17 22 0 0 0 500,000 500,000 0 31,000 310,000 25,000 200,000 414,765
18 23 0 0 0 500,000 500,000 0 31,000 341,000 25,000 225,000 415,010
19 24 0 0 0 500,000 500,000 0 31,000 372,000 25,000 250,000 415,270
20 25 0 0 0 500,000 500,000 0 46,500 418,500 25,000 275,000 415,545
21 26 0 0 0 500,000 500,000 0 46,500 465,000 25,000 300,000 415,835
22 27 0 0 0 500,000 500,000 0 46,500 511,500 25,000 325,000 416,140
23 28 0 0 0 500,000 500,000 0 46,500 558,000 25,000 350,000 416,470
24 29 0 0 0 500,000 500,000 0 46,500 604,500 25,000 375,000 416,815
25 30 0 0 0 500,000 500,000 0 46,500 651,000 25,000 400,000 417,190
26 31 0 0 0 500,000 500,000 0 46,500 697,500 25,000 425,000 417,585
27 32 0 0 0 500,000 500,000 0 46,500 744,000 25,000 450,000 418,005
28 33 0 0 0 500,000 500,000 0 46,500 790,500 25,000 475,000 418,455
29 34 0 0 0 500,000 500,000 0 46,500 837,000 25,000 500,000 418,925
30 35 0 0 0 500,000 500,000 0 46,500 883,500 25,000 525,000 419,425
31 36 0 0 0 500,000 500,000 0 46,500 930,000 25,000 550,000 419,955
32 37 0 0 0 500,000 500,000 0 46,500 976,500 25,000 575,000 420,510
33 38 0 0 0 500,000 500,000 0 46,500 1,023,000 25,000 600,000 421,09034 39 0 0 0 500,000 500,000 0 46,500 1,069,500 25,000 625,000 421,700
35 40 0 0 0 500,000 500,000 0 46,500 1,116,000 25,000 650,000 422,340
36 41 0 0 0 500,000 500,000 0 46,500 1,162,500 25,000 675,000 423,010
37 42 0 0 0 500,000 500,000 0 46,500 1,209,000 25,000 700,000 423,710
38 43 0 0 0 500,000 500,000 0 46,500 1,255,500 25,000 725,000 424,445
Policyholder's Initials/Signatutre___________
Tata AIG Life Insurance Company Ltd. (Regn No. 110)
Corporate & Registered Office: Delphi - B W ing, 2nd floor, Orchard Avenue, Hiranandani Business Park, Powai , Mumbai - 400076
For more information, call the Tata AIG Life Insurance Company Ltd. toll free Helpline at 1-800-119966 (facility available to MTNL and BSNL users)
GuaranteedNon- Guaranteed
Tata AIG Life Insurance Company Ltd.
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Projection Of Values (For Illustration Only)
Scenario: High Cash Dividend Rate Death Benefits on Policy Anniversary What you will get back
Guaranteed Total Guaranteed Non-Guaranteed
Policy Insured Basic Rider Total Life Life Coverage(6)
Accident Coverage Annual Cash(2)
Total Cash Dividend(3)
Coupon(1)
Total Coupons(4)
ash Surrender(5)
/Maturity
Anniversary Age Premium Premium Premiums Coverage Total Total Dividend Payable Upto Paid Upto Values(7)
GuaranteedNon- Guaranteed
39 44 0 0 0 500,000 500,000 0 46,500 1,302,000 25,000 750,000 425,215
40 45 0 0 0 500,000 500,000 0 46,500 1,348,500 25,000 775,000 426,015
41 46 0 0 0 500,000 500,000 0 46,500 1,395,000 25,000 800,000 426,855
42 47 0 0 0 500,000 500,000 0 46,500 1,441,500 25,000 825,000 427,730
43 48 0 0 0 500,000 500,000 0 46,500 1,488,000 25,000 850,000 428,635
44 49 0 0 0 500,000 500,000 0 46,500 1,534,500 25,000 875,000 429,570
45 50 0 0 0 500,000 500,000 0 46,500 1,581,000 25,000 900,000 430,540
46 51 0 0 0 500,000 500,000 0 46,500 1,627,500 25,000 925,000 431,540
47 52 0 0 0 500,000 500,000 0 46,500 1,674,000 25,000 950,000 432,575
48 53 0 0 0 500,000 500,000 0 46,500 1,720,500 25,000 975,000 433,640
49 54 0 0 0 500,000 500,000 0 46,500 1,767,000 25,000 1,000,000 434,735
50 55 0 0 0 500,000 500,000 0 46,500 1,813,500 25,000 1,025,000 435,865
51 56 0 0 0 500,000 500,000 0 46,500 1,860,000 25,000 1,050,000 437,030
52 57 0 0 0 500,000 500,000 0 46,500 1,906,500 25,000 1,075,000 438,230
53 58 0 0 0 500,000 500,000 0 46,500 1,953,000 25,000 1,100,000 439,465
54 59 0 0 0 500,000 500,000 0 46,500 1,999,500 25,000 1,125,000 440,750
55 60 0 0 0 500,000 500,000 0 46,500 2,046,000 25,000 1,150,000 442,085
56 61 0 0 0 500,000 500,000 0 46,500 2,092,500 25,000 1,175,000 443,455
57 62 0 0 0 500,000 500,000 0 46,500 2,139,000 25,000 1,200,000 444,860
58 63 0 0 0 500,000 500,000 0 46,500 2,185,500 25,000 1,225,000 446,300
59 64 0 0 0 500,000 500,000 0 46,500 2,232,000 25,000 1,250,000 447,76560 65 0 0 0 500,000 500,000 0 46,500 2,278,500 25,000 1,275,000 449,250
61 66 0 0 0 500,000 500,000 0 46,500 2,325,000 25,000 1,300,000 450,76562 67 0 0 0 500,000 500,000 0 46,500 2,371,500 25,000 1,325,000 452,355
63 68 0 0 0 500,000 500,000 0 46,500 2,418,000 25,000 1,350,000 453,955
64 69 0 0 0 500,000 500,000 0 46,500 2,464,500 25,000 1,375,000 455,555
65 70 0 0 0 500,000 500,000 0 46,500 2,511,000 25,000 1,400,000 457,155
66 71 0 0 0 500,000 500,000 0 46,500 2,557,500 25,000 1,425,000 458,750
67 72 0 0 0 500,000 500,000 0 46,500 2,604,000 25,000 1,450,000 460,330
68 73 0 0 0 500,000 500,000 0 46,500 2,650,500 25,000 1,475,000 461,895
69 74 0 0 0 500,000 500,000 0 46,500 2,697,000 25,000 1,500,000 463,445
70 75 0 0 0 500,000 500,000 0 46,500 2,743,500 25,000 1,525,000 464,965
71 76 0 0 0 500,000 500,000 0 46,500 2,790,000 25,000 1,550,000 466,460
72 77 0 0 0 500,000 500,000 0 46,500 2,836,500 25,000 1,575,000 467,920
73 78 0 0 0 500,000 500,000 0 46,500 2,883,000 25,000 1,600,000 469,345
74 79 0 0 0 500,000 500,000 0 46,500 2,929,500 25,000 1,625,000 470,720
75 80 0 0 0 500,000 500,000 0 46,500 2,976,000 25,000 1,650,000 472,05576 81 0 0 0 500,000 500,000 0 46,500 3,022,500 25,000 1,675,000 473,330
77 82 0 0 0 500,000 500,000 0 46,500 3,069,000 25,000 1,700,000 474,540
Policyholder's Initials/Signatutre___________
Tata AIG Life Insurance Company Ltd. (Regn No. 110)
Corporate & Registered Office: Delphi - B W ing, 2nd floor, Orchard Avenue, Hiranandani Business Park, Powai , Mumbai - 400076
For more information, call the Tata AIG Life Insurance Company Ltd. toll free Helpline at 1-800-119966 (facility available to MTNL and BSNL users)
Tata AIG Life Insurance Company Ltd.
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Projection Of Values (For Illustration Only)
Scenario: High Cash Dividend Rate Death Benefits on Policy Anniversary What you will get back
Guaranteed Total Guaranteed Non-Guaranteed
Policy Insured Basic Rider Total Life Life Coverage(6)
Accident Coverage Annual Cash(2)
Total Cash Dividend(3)
Coupon(1)
Total Coupons(4)
ash Surrender(5)
/MaturityAnniversary Age Premium Premium Premiums Coverage Total Total Dividend Payable Upto Paid Upto Values
(7)
GuaranteedNon- Guaranteed
78 83 0 0 0 500,000 500,000 0 46,500 3,115,500 25,000 1,725,000 475,685
79 84 0 0 0 500,000 500,000 0 46,500 3,162,000 25,000 1,750,000 476,745
80 85 0 0 0 500,000 500,000 0 46,500 3,208,500 25,000 1,775,000 477,750
81 86 0 0 0 500,000 500,000 0 46,500 3,255,000 25,000 1,800,000 478,725
82 87 0 0 0 500,000 500,000 0 46,500 3,301,500 25,000 1,825,000 479,675
83 88 0 0 0 500,000 500,000 0 46,500 3,348,000 25,000 1,850,000 480,610
84 89 0 0 0 500,000 500,000 0 46,500 3,394,500 25,000 1,875,000 481,540
85 90 0 0 0 500,000 500,000 0 46,500 3,441,000 25,000 1,900,000 482,470
86 91 0 0 0 500,000 500,000 0 46,500 3,487,500 25,000 1,925,000 483,425
87 92 0 0 0 500,000 500,000 0 46,500 3,534,000 25,000 1,950,000 484,440
88 93 0 0 0 500,000 500,000 0 46,500 3,580,500 25,000 1,975,000 485,57089 94 0 0 0 500,000 500,000 0 46,500 3,627,000 25,000 2,000,000 486,905
90 95 0 0 0 500,000 500,000 0 46,500 3,673,500 25,000 2,025,000 488,600
91 96 0 0 0 500,000 500,000 0 46,500 3,720,000 25,000 2,050,000 490,925
92 97 0 0 0 500,000 500,000 0 46,500 3,766,500 25,000 2,075,000 494,365
93 98 0 0 0 500,000 500,000 0 46,500 3,813,000 25,000 2,100,000 499,810
94 99 0 0 0 500,000 500,000 0 46,500 3,859,500 25,000 2,125,000 508,935
95 100 0 0 0 500,000 500,000 0 46,500 3,906,000 25,000 2,150,000 525,000
(1) Coupon is a guaranteed feature. Coupon is payable depending on the sum assured of the basic policy.
(2) Annual Cash Dividend is declared based on the investment, expenses, and mortality experience of the company and is not guaranteed.
This illustration assumes the Annual Cash Dividend if it is declared at the rates mentioned below:-
6 - 9 10 - 19
31 62
(3) This illustration shows as the column "Total Cash Dividend Payable Upto" the progressive total of Annual Cash Dividends paid out.
(4) This illustration shows as the column "Total Coupons Paid Upto" the progressive total of coupon amounts paid out.
(excluding the first year's premium and extra premiums, if any) on your basic policy provided three annual premiums have been paid in full.
(6) Life Coverage Total includes term rider coverage provided under the term rider, if attached to this policy.(7) The last value shows the Maturity of the Policy. On maturity you will receive Life Coverage (Excluding that on attached term rider, if any) & Final Coupon i.e. Rs. 525,000 is payable.
Policyholder's Initials/Signatutre___________
Tata AIG Life Insurance Company Ltd. (Regn No. 110)
Corporate & Registered Office: Delphi - B Wing, 2nd floor, Orchard Avenue, Hiranandani Business Park, Powai , Mumbai - 400076
For more information, call the Tata AIG Life Insurance Company Ltd. toll free Helpline at 1-800-119966 (facility available to MTNL and BSNL users)
Policy Anniversary
(5) Cash Surrender Value is available upon surrender of the policy. The company will guarantee a minimum basic cash surrender value of 30% of the premiums paid
20 & above
93Annual Cash Dividend per 1,000 Basic
Sum Assured
Tata AIG Life Insurance Company Ltd.
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Projection Of Values (For Illustration Only)
Scenario: Low Cash Dividend Rate Death Benefits on Policy Anniversary What you will get back
Guaranteed Total Guaranteed Non-Guaranteed
Policy Insured Basic Rider Total Life Life Coverage (6) Accident Coverage Annual Cash (2) Total Cash Dividend (3) Coupon (1) Total Coupons(4) ash Surrender (5) /Maturity
Anniversary Age Premium remium Premiums Coverage Total Total Dividend Payable Upto Paid Upto Values)
0 5 43,500 0 43,500 500,000 500,000 0 0 0 0 0 0
1 6 43,500 0 43,500 500,000 500,000 0 0 0 0 0 0
2 7 43,500 0 43,500 500,000 500,000 0 0 0 0 0 0
3 8 43,500 0 43,500 500,000 500,000 0 0 0 0 0 40,160
4 9 43,500 0 43,500 500,000 500,000 0 0 0 0 0 70,535
5 10 43,500 0 43,500 500,000 500,000 0 0 0 0 0 102,910
6 11 43,500 0 43,500 500,000 500,000 0 3,500 3,500 0 0 140,365
7 12 43,500 0 43,500 500,000 500,000 0 3,500 7,000 0 0 183,345
8 13 43,500 0 43,500 500,000 500,000 0 3,500 10,500 0 0 221,265
9 14 43,500 0 43,500 500,000 500,000 0 3,500 14,000 0 0 261,665
10 15 43,500 0 43,500 500,000 500,000 0 7,000 21,000 25,000 25,000 304,715
11 16 43,500 0 43,500 500,000 500,000 0 7,000 28,000 25,000 50,000 323,945
12 17 43,500 0 43,500 500,000 500,000 0 7,000 35,000 25,000 75,000 344,430
13 18 43,500 0 43,500 500,000 500,000 0 7,000 42,000 25,000 100,000 366,260
14 19 43,500 0 43,500 500,000 500,000 0 7,000 49,000 25,000 125,000 389,520
15 20 0 0 0 500,000 500,000 0 7,000 56,000 25,000 150,000 414,31516 21 0 0 0 500,000 500,000 0 7,000 63,000 25,000 175,000 414,535
17 22 0 0 0 500,000 500,000 0 7,000 70,000 25,000 200,000 414,765
18 23 0 0 0 500,000 500,000 0 7,000 77,000 25,000 225,000 415,010
19 24 0 0 0 500,000 500,000 0 7,000 84,000 25,000 250,000 415,270
20 25 0 0 0 500,000 500,000 0 10,500 94,500 25,000 275,000 415,545
21 26 0 0 0 500,000 500,000 0 10,500 105,000 25,000 300,000 415,835
22 27 0 0 0 500,000 500,000 0 10,500 115,500 25,000 325,000 416,140
23 28 0 0 0 500,000 500,000 0 10,500 126,000 25,000 350,000 416,470
24 29 0 0 0 500,000 500,000 0 10,500 136,500 25,000 375,000 416,815
25 30 0 0 0 500,000 500,000 0 10,500 147,000 25,000 400,000 417,190
26 31 0 0 0 500,000 500,000 0 10,500 157,500 25,000 425,000 417,585
27 32 0 0 0 500,000 500,000 0 10,500 168,000 25,000 450,000 418,005
28 33 0 0 0 500,000 500,000 0 10,500 178,500 25,000 475,000 418,455
29 34 0 0 0 500,000 500,000 0 10,500 189,000 25,000 500,000 418,925
30 35 0 0 0 500,000 500,000 0 10,500 199,500 25,000 525,000 419,425
31 36 0 0 0 500,000 500,000 0 10,500 210,000 25,000 550,000 419,955
32 37 0 0 0 500,000 500,000 0 10,500 220,500 25,000 575,000 420,510
33 38 0 0 0 500,000 500,000 0 10,500 231,000 25,000 600,000 421,090
34 39 0 0 0 500,000 500,000 0 10,500 241,500 25,000 625,000 421,700
35 40 0 0 0 500,000 500,000 0 10,500 252,000 25,000 650,000 422,340
36 41 0 0 0 500,000 500,000 0 10,500 262,500 25,000 675,000 423,010
37 42 0 0 0 500,000 500,000 0 10,500 273,000 25,000 700,000 423,710
38 43 0 0 0 500,000 500,000 0 10,500 283,500 25,000 725,000 424,445
Policyholder's Initials/Signatutre___________
Tata AIG Life Insurance Company Ltd. (Regn No. 110)
Corporate & Registered Office: Delphi - B Wing, 2nd floor, Orchard Avenue, Hiranandani Business Park, Powai , Mumbai - 400076
For more information, call the Tata AIG Life Insurance Company Ltd. toll free Helpline at 1-800-119966 (facility available to MTNL and BSNL users)
Non- Guaranteed Guaranteed
Tata AIG Life Insurance Company Ltd.
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Projection Of Values (For Illustration Only)
Scenario: Low Cash Dividend Rate Death Benefits on Policy Anniversary What you will get back
Guaranteed Total Guaranteed Non-Guaranteed
Policy Insured Basic Rider Total Life Life Coverage (6) Accident Coverage Annual Cash (2) Total Cash Dividend (3) Coupon (1) Total Coupons(4) ash Surrender (5) /MaturityAnniversary Age Premium remium Premiums Coverage Total Total Dividend Payable Upto Paid Upto Values
)
Non- Guaranteed Guaranteed
39 44 0 0 500,000 500,000 0 10,500 294,000 25,000 750,000 425,215
40 45 0 0 500,000 500,000 0 10,500 304,500 25,000 775,000 426,015
41 46 0 0 500,000 500,000 0 10,500 315,000 25,000 800,000 426,855
42 47 0 0 500,000 500,000 0 10,500 325,500 25,000 825,000 427,730
43 48 0 0 500,000 500,000 0 10,500 336,000 25,000 850,000 428,635
44 49 0 0 500,000 500,000 0 10,500 346,500 25,000 875,000 429,570
45 50 0 0 500,000 500,000 0 10,500 357,000 25,000 900,000 430,540
46 51 0 0 500,000 500,000 0 10,500 367,500 25,000 925,000 431,540
47 52 0 0 500,000 500,000 0 10,500 378,000 25,000 950,000 432,575
48 53 0 0 500,000 500,000 0 10,500 388,500 25,000 975,000 433,640
49 54 0 0 500,000 500,000 0 10,500 399,000 25,000 1,000,000 434,735
50 55 0 0 500,000 500,000 0 10,500 409,500 25,000 1,025,000 435,865
51 56 0 0 500,000 500,000 0 10,500 420,000 25,000 1,050,000 437,030
52 57 0 0 500,000 500,000 0 10,500 430,500 25,000 1,075,000 438,230
53 58 0 0 500,000 500,000 0 10,500 441,000 25,000 1,100,000 439,465
54 59 0 0 500,000 500,000 0 10,500 451,500 25,000 1,125,000 440,750
55 60 0 0 500,000 500,000 0 10,500 462,000 25,000 1,150,000 442,08556 61 0 0 500,000 500,000 0 10,500 472,500 25,000 1,175,000 443,455
57 62 0 0 500,000 500,000 0 10,500 483,000 25,000 1,200,000 444,860
58 63 0 0 500,000 500,000 0 10,500 493,500 25,000 1,225,000 446,300
59 64 0 0 500,000 500,000 0 10,500 504,000 25,000 1,250,000 447,765
60 65 0 0 500,000 500,000 0 10,500 514,500 25,000 1,275,000 449,250
61 66 0 0 500,000 500,000 0 10,500 525,000 25,000 1,300,000 450,765
62 67 0 0 500,000 500,000 0 10,500 535,500 25,000 1,325,000 452,355
63 68 0 0 500,000 500,000 0 10,500 546,000 25,000 1,350,000 453,955
64 69 0 0 500,000 500,000 0 10,500 556,500 25,000 1,375,000 455,555
65 70 0 0 500,000 500,000 0 10,500 567,000 25,000 1,400,000 457,155
66 71 0 0 500,000 500,000 0 10,500 577,500 25,000 1,425,000 458,750
67 72 0 0 500,000 500,000 0 10,500 588,000 25,000 1,450,000 460,330
68 73 0 0 500,000 500,000 0 10,500 598,500 25,000 1,475,000 461,895
69 74 0 0 500,000 500,000 0 10,500 609,000 25,000 1,500,000 463,445
70 75 0 0 500,000 500,000 0 10,500 619,500 25,000 1,525,000 464,965
71 76 0 0 500,000 500,000 0 10,500 630,000 25,000 1,550,000 466,460
72 77 0 0 500,000 500,000 0 10,500 640,500 25,000 1,575,000 467,920
73 78 0 0 500,000 500,000 0 10,500 651,000 25,000 1,600,000 469,345
74 79 0 0 500,000 500,000 0 10,500 661,500 25,000 1,625,000 470,720
75 80 0 0 500,000 500,000 0 10,500 672,000 25,000 1,650,000 472,055
76 81 0 0 500,000 500,000 0 10,500 682,500 25,000 1,675,000 473,330
77 82 0 0 500,000 500,000 0 10,500 693,000 25,000 1,700,000 474,540
Policyholder's Initials/Signatutre___________
Tata AIG Life Insurance Company Ltd. (Regn No. 110)
Corporate & Registered Office: Delphi - B Wing, 2nd floor, Orchard Avenue, Hiranandani Business Park, Powai , Mumbai - 400076
For more information, call the Tata AIG Life Insurance Company Ltd. toll free Helpline at 1-800-119966 (facility available to MTNL and BSNL users)
Tata AIG Life Insurance Company Ltd.
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Projection Of Values (For Illustration Only)
Scenario: Low Cash Dividend Rate Death Benefits on Policy Anniversary What you will get back
Guaranteed Total Guaranteed Non-Guaranteed
Policy Insured Basic Rider Total Life Life Coverage (6) Accident Coverage Annual Cash (2) Total Cash Dividend (3) Coupon (1) Total Coupons(4) ash Surrender (5) /MaturityAnniversary Age Premium remium Premiums Coverage Total Total Dividend Payable Upto Paid Upto Values
Non- Guaranteed Guaranteed
78 83 0 0 500,000 500,000 0 10,500 703,500 25,000 1,725,000 475,685
79 84 0 0 500,000 500,000 0 10,500 714,000 25,000 1,750,000 476,745
80 85 0 0 500,000 500,000 0 10,500 724,500 25,000 1,775,000 477,750
81 86 0 0 500,000 500,000 0 10,500 735,000 25,000 1,800,000 478,725
82 87 0 0 500,000 500,000 0 10,500 745,500 25,000 1,825,000 479,675
83 88 0 0 500,000 500,000 0 10,500 756,000 25,000 1,850,000 480,610
84 89 0 0 500,000 500,000 0 10,500 766,500 25,000 1,875,000 481,540
85 90 0 0 500,000 500,000 0 10,500 777,000 25,000 1,900,000 482,470
86 91 0 0 500,000 500,000 0 10,500 787,500 25,000 1,925,000 483,425
87 92 0 0 500,000 500,000 0 10,500 798,000 25,000 1,950,000 484,440
88 93 0 0 500,000 500,000 0 10,500 808,500 25,000 1,975,000 485,570
89 94 0 0 500,000 500,000 0 10,500 819,000 25,000 2,000,000 486,905
90 95 0 0 500,000 500,000 0 10,500 829,500 25,000 2,025,000 488,600
91 96 0 0 500,000 500,000 0 10,500 840,000 25,000 2,050,000 490,925
92 97 0 0 500,000 500,000 0 10,500 850,500 25,000 2,075,000 494,365
93 98 0 0 500,000 500,000 0 10,500 861,000 25,000 2,100,000 499,810
94 99 0 0 500,000 500,000 0 10,500 871,500 25,000 2,125,000 508,93595 100 0 0 500,000 500,000 0 10,500 882,000 25,000 2,150,000 525,000
(1) Coupon is a guaranteed feature. Coupon is payable depending on the sum assured of the basic policy.
(2) Annual Cash Dividend is declared based on the investment, expenses, and mortality experience of the company and is not guaranteed.
This illustration assumes the Annual Cash Dividend if it is declared at the rates mentioned below:-
6 - 9 10 - 19
7 14
(3) This illustration shows as the column "Total Cash Dividend Payable Upto" the progressive total of Annual Cash Dividends paid out.
(4) This illustration shows as the column "Total Coupons Paid Upto" the progressive total of coupon amounts paid out.
(excluding the first year's premium and extra premiums, if any) on your basic policy provided three annual premiums have been paid in full. The last value shows the Maturity of the Policy.
(6) Life Coverage Total includes term rider coverage provided under the term rider, if attached to this policy.(7) The last value shows the Maturity of the Policy. On maturity you will receive Life Coverage (Excluding that on attached term rider, if any) & Final Coupon i.e. Rs. 525,000 is payable.
Policyholder's Initials/Signatutre___________
Tata AIG Life Insurance Company Ltd. (Regn No. 110)
Corporate & Registered Office: Delphi - B Wing, 2nd floor, Orchard Avenue, Hiranandani Business Park, Powai , Mumbai - 400076
For more information, call the Tata AIG Life Insurance Company Ltd. toll free Helpline at 1-800-119966 (facility available to MTNL and BSNL users)
21
(5) Cash Surrender Value is available upon surrender of the policy. The company will guarantee a minimum basic cash surrender value of 30% of the premiums paid
20 & above
Annual Cash Dividend per 1,000 Basic Sum Assured
Policy Anniversary
Tata AIG Life Insurance Company Ltd.
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Declaration:
Signed: ___________________________
Name : ___________________________
Date: ___________________________
This is an illustrative document and not a contract. Your policy will contain the exact terms of coverage.
Authorised Official / Intermediary of Tata AIG Life Insurance Company Ltd.
Signed: ___________________________
Name : ___________________________
Date: ___________________________
Tax benefits are available as per Income-tax Act, 1961 and are subject to modifications made thereto from time to time.Tata AIG Life Insurance Company Ltd. does not assume the responsibility on tax implications mentioned any where in this document.
Please consult your own tax consultant to know the tax benefit available to you.
Corporate & Registered Office: Delphi - B Wing, 2nd floor, Orchard Avenue, Hiranandani Business Park, Powai , Mumbai - 400076
For more information, call the Tata AIG Life Insurance Company Ltd. toll free Helpline at 1-800-119966 (facility available to MTNL and BSNL users)
I have received a copy of this Sales Illustration and understand that any non-guaranteed benefits assumed in the Sales Illustration
are subject to change and are not guaranteed.
Tata AIG Life Insurance Company Ltd. (Regn No. 110)
Tata AIG Life Insurance Company Ltd.
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