important information regarding your emery checking account€¦ · important information regarding...
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Important Information Regarding Your Emery Checking Account
A recent change to your checking account was approved by the Federal Government (effective Au‐gust 15, 2010). This has affected the checking agreement currently in place for your account.
With the new regulation we must obtain your approval to authorize payment of your debit card pur‐chases that may create an overdraft in your checking account. Members prefer having this service to avoid the embarrassment of having their debit card purchases denied at a point of sale.
To continue your Overdraft Protection service as it was originally in place, please complete the en‐closed form and return it to us in the postage paid envelope provided. If you have any questions, please call us at (513) 530‐9351. If you currently have a checking account with us– you will be re‐ceiving a letter in the mail within a few days to explain this further.
emery federal credit union | 7890 e. kemper rd., cincinnati, oh 45249 | 513.530.9351 | emeryfcu.org | [email protected]
Credit Union Access Website: emeryfcu.org [email protected]
Blue Ash / Main Office 7890 E. Kemper Road 513.530.9351
Liberty Twp. 7350 Liberty One Drive 513.563.3470
Sharonville Community 2300 E. Kemper Rd., Ste. A2 513.530‐9351
Western Hills 5070 Glencrossing Way 513.922.2786
Winton Place at Cognis 4900 Este Avenue, Bldg. #57 513.242.4127
Downtown Cincinnati 435 Sycamore Street 513.381.3030
Cincinnati Electronics 7500 Innovation Way (Mason)
Nationwide Branch Network
PLUS Emery partici‐pates in a shared branch office network that features over 4000 service cen‐ters. Log on to our website to find the location nearest you at:
emeryfcu.org/nationwide.aspx
Nationwide ATM Network
In addition, we also have over 8,400 sur‐charge‐free ATMs available to Members. Check our website to find the ATM nearest you: emeryfcu.org/atm_locator.aspx
View Solutions online version with Emery newsletter archive:
emeryfcu.org/newsletters.aspx
Dedicated to our efforts to be more environmentally responsible. MyGreenEmeryFCU is details prod‐ucts that help protect the environment and conversely save our Members money!
My Green Emery FCU! A collection of Products and Services offered from the Credit Union to ANYONE wishing to:
• Reduce waste & save resources • More secure! • Save Credit Union and Members money • Most features available 24/7 • News and information regarding our ef‐
forts to go “Green”
mygreenemeryfcu.com
Green Corner...
Sign up to follow Emery FCU in the month of September and get registered to win an Apple iPad!
facebook.com/emeryfanpage
twitter.com/emeryfcu
emeryfcu.typepad.com
linkedin/companies/712216
Are you on Facebook? What about Twitter? Follow a particular blog? In an effort to allow our Members to con‐nect and interact with the Credit Union, since early 2010 we have had an estab‐lished social networking presence.
We utilize these sites to engage with Members and business partners to ex‐change ideas and share the latest trends, promotions, and industry news to keep you informed of things happening in the Credit Union that affect you.
From now until Saturday, October 2nd, sign up to follow Emery FCU on one of our Social Net‐working sites and be registered to win a new Apple iPad!
Why are we doing this??? Social networking sites allow us The ability to get messages and promo‐tions to our Membership in “real‐time” at an expense equal to…. ZERO. For instance, a few years ago– an “enter‐to‐win” promotion that would reach the entire membership (assuming it was on a small, color postcard)‐ would have cost the Credit Union over $10,000
(printing, processing, and postage)‐ plus what‐ever the “prize” was! This promotion: $0.00– plus the “prize.” Winner will be selected at random on Monday, October 4. If you “follow” the Credit Union on each of the three sites, you will receive corresponding entries. No problem if you are already following… you’re already entered.
MyGreenEmeryFCU!
What Can We Do For You Today?
Member Discounts
Sprint and Nextel offer dis‐counted service to all active Credit Union Members:
10% off monthly recurring charge for any qualifying Sprint or Nextel Calling Plan
Visit our Special Offers Page: emeryfcu.org/specialoffers.aspx
Emery FCU Loan Center
www.emeryfcu.cueasywheels.com
Emery MasterCard
When you sign up and use our MasterCard– you are using one of he most powerful buying tools with one of the lowest rates and best programs in the industry. Don’t take our word for it– do the compari‐son yourself!
• Rates as low as Prime + 2.49% • No annual fee! • Extended Warranty Coverage on purchases • REWARDS 2U program– offering travel and merchandise awards • Local support on ALL accounts!
Also– all Emery MasterCard holders are now able to personalize your card to your personality! If you have a funny picture of a pet, Snap It! If you have a class project you want to place on your card, Design It! Have a cute picture of your family, Upload It! Get your card back and Share It!
By simply logging into your MasterCard account– you can upload your favorite image to be placed in the background of your card and personalize your shopping experience! For more information log onto our MasterCard page at emeryfcu.org/getonthecard.aspx.
2010 Holiday Skip‐a‐Pay Again this year we will offer our Members the opportunity to “skip” a loan payment once during the upcoming Christ‐mas/Holiday Season. For a small processing fee– Members will be given the option to skip one payment during the months of Novem‐ber, December, or January. This, however, excludes Mort‐gages. More details and the Skip‐a‐Pay enrollment form will be available online beginning next month.
Free Stuff on Facebook & Twitter Sure, Facebook is fun—mostly, but it’s also a great place to find *free stuff*! Companies know few young people read the paper, or watch as many TV com-mercials as they used to, but they *do* use social media like Facebook and Twit-ter. So those companies are using those platforms to reward loyal customers and pro-mote new products. Which means you can find everything from free food coupons to free weight loss products on Facebook and Twitter, and free and discounted event tickets, too. Sometimes it’s as easy as clicking on a Facebook fan page. Sometimes the promotions are contests, where you have to answer a trivia question, or take a picture of yourself with a product. But that little bit of work can be worth it. Toshiba just gave away 21 fully-loaded laptops in a two-month promotion, and TJ Maxx and Marshalls are giving away $1000 back-to-school shopping sprees. Polo is giving away free skis and a $2000 gift card. DQ lured 1.1 million Facebook fans just by giving away free ice cream! And it’s not just national promotions. Food trucks in big cities let their Facebook fans know where they will be during the day, and offer free food to the first 20 customers, for instance. And remember—your odds of winning local contests are likely greater—you may find you’re up against just a few dozen people for free food or movie tickets on a local page, versus a national one!
Feel free to call to schedule an appointment if you have any questions or to discuss the many investment opportunities available to you. Sandy can be reached at (513) 469‐7500 or by e‐mail at [email protected].
You can catch Nathan Bachrach and Ed Finke for SimplyMoney on 55KRC (AM 550) every Monday‐Friday from 5‐6:00pm. In addition, Nathan offers the SimplyMoney minute during the Fox19 morning and evening news.
Emery Wealth Management Services
from The Financial Network Group
emery federal credit union | 7890 e. kemper rd., cincinnati, oh 45249 | 513.530.9351 | emeryfcu.org | [email protected]
The Emery Community Founda‐tion was formed to address the needs of various Cincinnati‐area charities. Organizations we have chosen to become in‐volved with are selected by their‐ Proximity to our commu‐nities, Partnerships we are able to develop, and personal experi‐ence with our staff members.
If you would like more informa‐tion, contact our office by phone or email.
Emer eChecking Our Go Green checking account!
Sign up for Emery’s Go Green checking option! Designed for those who are environmentally conscious and those on the go! Standard Features:
• No Monthly Service Fee • Monthly eStatements • Debit Card comes stan‐dard (upon qualification)
• Paper checks upon re‐quest
• No minimum balance • Automatic iPay activa‐tion
Cincinnati‐Area Attraction Discounts Visit: emeryfcu.org/tickets.aspx to find dis‐counts to Cincinnati‐area attractions! Some discounts are accessible from the attraction website using our code, others you may need to contact the Credit Union.
We offer discounts from the following attractions: • Great Wolf Lodge • Cincinnati Zoo • Creation Museum • Union Terminal • EnterTrainment Junction • Newport Aquarium