in her name: measuring the gender asset...

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IN HER NAME: MEASURING THE GENDER ASSET GAP Preliminary Results from Karnataka Hema Swaminathan, Suchitra JY, Rahul Lahoti Centre for Public Policy Indian Institute of Management Bangalore Annual Bank Conference on Development Economics Paris, France, May 30, 2011

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IN HER NAME: MEASURING THE GENDER ASSET GAP

Preliminary Results from Karnataka

Hema Swaminathan, Suchitra JY, Rahul Lahoti

Centre for Public Policy

Indian Institute of Management BangaloreAnnual Bank Conference on Development Economics

Paris, France, May 30, 2011

Project description

• Indian Institute of Management Bangalore; University of Ghana; the Latin American Faculty of Social Sciences, Ecuador; University of Florida (USA); & American University (USA)

• Supported by Dutch Ministry of Foreign Affairs under the MDG3 Fund for gender equality

• Qualitative field work, large-scale household survey of all forms of physical/financial assets

Project objectives

• Demonstrate feasibility and importance of collecting data on women’s access to and ownership of property

• Identify minimal questions needed to understand the gender asset and wealth gaps in various settings

• Develop a replicable survey instrument

Karnataka Household Assets Survey, 2010-2011• State-representative; more than 4,000 households

• Up to two individuals interviewed per household, one male and one female, primary and secondary respondents

• Asset inventory of household – all physical assets – individual ownership details and value of asset

• For respondents, information on rights and decision-making powers over assets owned, modes of acquisition, and financial assets

• Household decision making, marital and inheritance regimes, economic shocks, psychological well-being, and consumption expenditure

Gender patterns of asset ownership

• Forms of asset ownership by sex (individual, joint)

• Gender asset and wealth gaps– Incidence of asset ownership by sex (% of adult pop)

– Distribution of asset ownership by sex (% of total owners)

– Share of total value of assets by sex

Forms of asset ownership, urban

0

10

20

30

40

50

60

70

% Ind male % Ind female % All HH members

Forms of asset ownership, rural

0

10

20

30

40

50

60

70

80

90

% Ind male % Ind female % All HH members

Distribution of owners, urban 0% 20% 40% 60% 80% 100%

Residence

Ag. land

O. real estate

N-f business

Vehicles

Jewellery

Cell phone

34%

19%

25%

26%

35%

68%

44%

% Male owners % Female owners

Distribution and wealth gaps, urban

0% 50% 100%

28%

10%

11%

2%

25%

75%

34%

% Male share % Female share

0% 20% 40% 60% 80% 100%

Residence

Ag. land

O. real estate

N-f business

Vehicles

Jewellery

Cell phone

34%

19%

25%

26%

35%

68%

44%

% Male owners % Female owners

Distribution of owners, rural

0% 20% 40% 60% 80% 100%

Residence

Ag. land

O. real estate

N-f business

Vehicles

Jewellery

Cell phone

28%

20%

26%

35%

41%

69%

41%

% Male owners % Female owners

Distribution and wealth gaps, rural

0% 50% 100%

Residence

Ag. land

O. real estate

N-f business

Vehicles

Jewellery

Cell phone

28%

20%

26%

35%

41%

69%

41%

% Male owners % Female owners

0% 20% 40% 60% 80% 100%

24%

12%

22%

13%

20%

81%

26%

% Male share % Female Share

How are assets acquired? Place of residence Urban Rural

0

10

20

30

40

50

6058

1 0

28

1013

18

26 26

12

% Male owners % Female owners

05

101520253035404550

49

2 0

44

2

15

2528

25

3

% Male owners % Female owners

Agricultural plots, rural

Primary Secondary

0

10

20

30

40

50

60

70

80

90 84

0 0

13

0

16

41

5

16

4

% Male owners % Female owners

0

10

20

30

40

50

60

70

80

90 85

1 0

92

13

25

44

83

% Male owners % Female owners

Concluding thoughts

• Collecting individual-level asset is feasible

• Collect incidence-based and valuation data

• Substantial gender disparities exist

• Unequal opportunities for asset accumulation

Thank You!

Indian Institute of Management BangaloreBannerghatta Road, Bangalore – 560 076, INDIA

www.iimb.ernet.in