dqaz4on/' 9n/r-"/. & t€n .

CHARTERED ACCOUNTANTS508, Indra Prakash,2t, aarakhamba Road, New Dethr 110001

Phones : 23730880/1 Fa, i 011-43s16377E mair : info@apdco ors

INDEPENDENT AUDITOR'S REPORT

To the Membets of Indiabulls Rutal Finance Private Limited(fanner[ Arc*n ar Uttbnaa Fncal Sat'iEi Pn"ah D,"ihd)

Report on the Audit of the Fin.dcial Statemert6

Opinion

We have audited the accompanying Enalcial statemmts of Indiabulls Rural Finance Private Limited(f r"rt kron', ar Uflhnar Fbcal Snicx Pnwe United) ('rhe Conpany'), which comptise the batrncesheet 2s at 31 March 2019, and the St tement of Piolit and l,oss and Statement of Cash Flows fot theyeat dren ended, and flotes to the financial statements, including r summary of signilicant accoLroringpoJicies and other explanatory informacion (hereinafret teferred to as "the hnaocial statemerts').

In our opinion and to the best of orr infoftation and according to the expJanations given to us, theafo.esaid f,.nmci2l st2tements give dre information tequited by the Companies Act,2013 (AcO in themanner so requted and give a true and fair view in conformity widr the accounting principles generalyaccepted rn India including Accourting Standatds ( AS) specifed under section 133 of the Act, of thestate ofaffairs of the Compaoy as at 31 lr{a-tch 2019, its loss and irs crsh florr..s for the yeaf ended on that

Basis for Opinion

We conducted our audit in accordance with the Standards on Audiung (SAt specified undef section143(10) of the Companies Acg 2013. Our responsibitities undet tlose Standads are itther described inthe Auditor's Responsibilicies for the Audit of dre Financial Statem€nts secrion of our repoft. We rreindependent ofth€ Company in accotdance with the Code of Ethics issued by the Instiiute;f ChaneredAccountarts of India rogether wirh the ethicat requirements that are relevant ro our audit of the 6nanciatstatements under the provisions of the Act and the Ru.les thereunde!, and II,e have fulElled our ot}reredrical tesponsibilities in accor&nce with these teguilements and the code ofEthics. we believe thar theaudit evidence we have obtained is suf6cient and appropdat€ to piovide a basis for out opmon.

Information Other than the Financiel Sratemeats end Auditor,s Report thereon

The Cornpany's Board of Directors is responsible for dre othet information. Other information does notinclude the financial statemenrs and ou.t auditor's report thereod.

our opinion on the financial statements does not cover the other information and ve will not exoress anvform of assunnce concluston rheleon.

In connection with our audit of the financial staternents, our responsibili$ is to read the otherinfotmation and, io doing so, consider wherher the other informanon rs materialJy inconsistent with theIinancial

_ s tatements or our knowledge obtained in rhe audit. oi othelwise appears to be materialy

If, Sased on the work we have perfomed on the other informarion obtained prior to th€ date of thisauditor's report, we conclude that there is a mat€rial misstrtemenr of this othet information, we arelegurred to repo.t rhat fact Reporring under rhis secrion is nor applicable as no othet information isobtlned at the date of rhis auditor's r€porL

Matrag€mcnds Rccttoasibility fo; the Financi'l St'temede

The Comoanv's Board of Directon is responsible fot the manets stated in section 13'4(5) of dI€ Act vidt

;;;;:;;;Jt... a""'i.ia statsncnts thlt sive a ttue and feir view of the Enancial

".it.^.-f."ri'rr'*'f.nnance and cash llows of the Company in accordmce with rhe accounung

ffi;i;'il;"";;iJi-r'ai'. i"aua;g ,r,e Accoundng siandatd specified under section r33 of

[JT;d;;;jirv ,t"o i"a'a* '""iot"'"'ace

of adequire rccounting records in. accordance with

rf,. rr"-r-". .i f'. ,q.t ior safeguarding of the assets of thi Company and for Preeeoting znd derecdng

ilr; ;';;-;.*'laricies: s'election'and apPlic*ion of appropriate accounting policies: making

irJ-*o -a *,irt",it thrr are reasonable and imdenu and design, implementation and mdntenance of'raJ*r. i"remrl Enancial controls' th.t were oPe'ting effectiv€ly tor eosul'ng tb€ accrracy

'noll]'r.,...'l "?ol ,*",-*s .*".a"' '"1""'-t

io th' -p"p"""non and presenution or the Enanciat

";ffi.;; ils;;; ;. u,d f?i, *i.* nnd "" c'e from material misstatcment' whether duc to &aud or

ln oreparine the hnancral stat€menrs. managetnent is responsible for assessmg &e ComPany's 'bility

ro

;fii:;:"-;;;;;aiscro#8" rsipplicaule. maners fei'red to.soins.conc€rn and usins tle

coins .oo..- 6r"i"-of "ccounting

unless managandri eith€t intcnds Io liqutdate thc r;mP'ry or to ce'se

ioe'itions. or t'as no tealisuc altemative but to do so'

tlor. so"ra or Dn".tor" ate also responsible fot overseei4 the Company',s Enancial rePoftmg prccess.

Auditole Reaponeibilities fot the Audit of the Finaaciel Statementg

Ou! obi€ctives are to obtain reasonable assunnce ebout vhethet the 6nancld steteanents as a whole ate

ft* il- *"i*rf ."*tatemenq whether due io flaud or ertor, and to issue an 'udito!'s

tePort thrt

includes out opinion. Reasonable assutaoce is a high level of assurance' but is not a gualant€e that an

"rai"."a""iil in accordance witl SAs 'l'il alrIrays &tect i materid misst2tsnent vhen it ergts'

Misstatements can atise &om fiaud or e!ro! and are considered material il individually ot in the

"ggt"g*", ,h.y -da *asonably be expected to influence the economic decGions ofusers taken on ihe

basis of these 6nnrcirl statencnts.

As oart of an audit in accor&nce with SAs, we exercise ptofcssional judgmeot atd mahtain Prof€ssional

skepticism ttuoughout th€ audit. We also:

. Identifr and assess the rislc of mrterial misst ternent of ihe Eflrnci'l statements' {A€ther due to frrud

"r ".*,1, i"",g" "ia

p*f.rm auiht ptocedures responsive to those risk' and obtain audit widence that

ls sufficient ird appropriate to provide a b'sis for our opinion The risk of not detecting a material

il;;;, ;ffi;sb- r,'i,a t nguo tta" for one res'rlting &om crror' as &rud mav involve

"offrlio", f""g"ty, i",J".Aal omissionsimisrepresentations, o! th€ ovenide of inten'l contlol-

. Obtain an wd€rstandiog of intemat contrdl relevant to the audit in order to design audit procedures

tf'", "r. "pprop;"t"

in tf," circumstances Undet section 143(3)(l of the Act' we ite dso resPonsible

i". *rt"i"l*'.* "oU.n on whether the company has adequate interul finrnctal controls sptem m

place ind tle"operaurg effectiveness of such controls

. Evrtuate the apptopriateness of accounting policies used and the reasonableoe's of accounting

estimates and telated &closures made by _""gement

. Conclude on the approPti.tcness of managemcncs use of the going conccm basis of accountiag and

based on the "oaii

Ja-"" obtaine4 **rether a material uncenarnty exr6B relate'r to even's or

ii"atio* J".-"i -", signiEcrnt doubt on the comPan/s ability to cootinueas a going concem lf*," .-J"a. ,ft*

" -**a'uncerteinty erists, wc are requi!€d to dr"Nv afteotion in ^]" auditols r€Pon

,. i. ,.r"i"a A*r."*.s in the financial staiements or, if such disclosutes arc inadequate, to modiry

"* "p"""".-O* ""ia*ions are baled on the eudit-ql9fr-I-!: obtain€d uP to th€ d'te of our euditot's

t€port Howeee!, furut€ evmls ot conditions tnay ceuse the Company to c€ase ro contioue as a going

' Eiahrat€ the ov€Ell preseotatioo, sttuctur€ end cotrtent of thc financial srrteh€dts, including thedisdosuies' and saeth." the 6n.ncial stat€nrc'ts represetrt the uoderlying transections aad eveots in amanner rhat achieves fair pi€6€nt tion.

Y.,.-:*"*:i:. **,."ose charged wrth govetnedce !€gafdin& ,.rnong other matten, the planned scopeand dinlng ot r$ aygt and sigmficant audit 6ndings, inctuding aoy significant deEcicnci€s in intemalcontrol that w€ identify during out audir

W€ also pmvide rhose cha€€d with governarce with a statement that we have complied wirb relevantctlucrl requremenrs r€garding ind.pendence. and to comhuoicrte wirh them au teletionstups and othcr

-matters that may reasonably be drought to bear on out independence, end where applicablq related

Othcr Meater

The 6b"ncirl starements of the Company for the ycar ended 3l March 2018, were audited by drotherauditot who erptessed ar unmodified opioion vide is repolt dlred 30 June 2018. Out opinion is nothodiEed in respect of this nntt€r.

Rcpo.t oD Orhct Lcgal aod Rcgulatory Requi.rments

As required by_ the Compatries (Audito!'s R€port) Otdet, m16 (.thc Ordel), issued by the CentralGovemment of India in tenns of sub-section (i1) of section 143 oithe Acg we give in the .Aonexure A,,a statern€nt on the rnafteG speciEed in paugraphs 3 ad 4 of th€ Ordc!, to rle extent applicable.

As required by Scction 143(3) of thc Act, we r€polt thar

(a) we have sought and obtained a[ th€ infonnarion and €xpranations which to trre best ofow knowredgeand beliefwere necessary for the putposes of out audit

-

@) In out opinion, proper books of accouot as &quired by law hevc becn kepr by the Compnoy so f:r asit appears &om our examinrtion of those books.

(c) The financid staternenrs d€alt with by this Repoi ate in agreemmt wirh the books of accout(O In our opidion, the aforcsaid Emncial statemdrts comply {,ith Accoutrting Stand.rd sp€ciE€d und€!

Section 133 of dle Acr

(e) oo dre_basis ofthe *:titt€,' r?iesentetions tec&cd flom the dir€ctots as on 3l Merch 2019 t ten onrecord by the Board of Dilectots, none of the directols is disqualified as on :t March ZOfg irombeidg appointed as a directo! in terms of Section 164(2) of the Acr

(f) wth-tespect to drc adequacy of the intemal financial co[trols with refercnce to Enanciel siat€d*nts of:1,e

Compiny and the openring effectiveness of such cotrrlols, refct to our s?ante Report in

G) with respect to the other matters to be incruded in the Audior's Rqnn in accotdance with Rure 1r ofthe.Companies (Audit aad Auditors) Rules, 20ld in our opinion and to the best of out infotrnrtion,nd according to th€ erplanations given to us:

i. The Cornpany do€s not have any p€nding Lirig.tions which would impacr its 6n.ncbi posruon.

ii The Company did dot have any long-telm conuacts including derivative cotlEacts for which therevere any tt|at€lid forcse€able losses as at 31 March 2019.

iii Th€te w€ne no atnoutts srikh wec rcquicd o bc tldtfttlcd to thc Invarb Edrc.tilro .odProtrction Rnd by the Cmpoy drdrg 6cy..r eod.d 3t fvf.rd 2019.

(h) wrd lcspcct to tLc dn r b b. ioctrd€d i! thc Audito& R.p@t i! rocord.ltce with rhc tcquircocotof scction 197(16) of th. Act, .! .mrod.di

Io our opinioo aod o the bcrt of our iafoloarioo rd reotdiog to the crphortinr gjvao to ud, thcC@peny did not pry |ay tlrnuDenri.rd b ib Dilccnoc. ddag thc F...

Fot.AgEr.l P..L.h & Co.Chrttcrcd Accqratants

Yrl(..PrtnctI{€@bcrship No. 097848

Place GungnmDrtc 23 AFil2019

A.Iracxu.e A to the Indepcndent Auditorrs Report

With r€felence to tl€ Anncxute A tcfeccd to in the Independent Au&ot's Repott to thc mernbe$ of theC-ollrpeny oo the finrncid stet€rncnts fo! the yext erlded 31 Mrch 2019, based oD the audit ptoc€dur€sperfoimed for the pulpose of reporting a true and fair view orl the finencial satcrnarts of the Compaoya:ld ulhg into consideration the infonnetioo aod erplenations given to us and drc books of accormt and

othet recotds examined by us h the normal couse of audit, and to the best of our knowledge rnd bdiet

(l As the Company hes no 6ned asset duriog rhe year. Accordingly, thc proyisioos of cLuses3(l(a), 3(f@) and 3(r)(c) of tle Order te oot appJ.icable o the Company.

(n) As the Competry has no inventory dutiag the yeat. Accordingly, thc provisions of clauses3(ii) of the Orde! are not applicablc to thc Company.

({t The Company has not granted any loaos, secured or udsccut€d to compadi€s, 6rm! lirit€dliability partn€lships o! other parties cowered in the rcgister maintained under Scction 189 of dreAct. Accordingln the pmvisions of dauses 3(iii)(r), 3(iir)(b) and 3(i!(c) of the Ord€! are notappli€able to the Cornpany.

(rv) In our opirion, the Company has compl.icd with dre provisiotrs of S€ctions 185 aad 186 of thcAct ir tespect of lorns, investtaents, gu.rrntees itd secudty.

(") In our opirion, the Company has not eccepted any deposits within the meaning ofSections 73 to 76 of th. Act rnd th. Compaoies (Acceptence of Dcposits) Rul€s, 2014 (.samended). Accordingly, the prowisious of clause 3(v) of the Order ate not epplicable.

(t, To tle best of our L:rowledge and as cxplaincd to us,.the Ceotral Govemm.nt hrs notspeciied the maiotcoance of cost records under sub-s€ction (1) of Section 148 of thc Act,in tespect of Compaay's products / services. Accoldingly, the provisions of clause 3(vi) ofthe Ord€r ar€ not applicable to the Compmy.

(vn) (a)Undisputed statutory ducs including ptovidcnt tuod, employees' st.te iosuraacc, incomc-tax, sales-tax, service tax, duty of customs, duty of ercise, value added tax, goods andservices tax, cess and other material stetutory ducs, as applicablc, have geoerelly beenregularly deposited to the approprirte authorities. Furth€f, undisputed amounts payable inlespect thereof were outstending at thc yea!-crd for a period of more thar six rnonthsfrom the date they becrme pay.ble ar€ es follov's:

N.mc of theStaaute

Naturc ofth. dues

Amount(excludiagiatcrest)

(o

Petiod towbicb thcatnouttdates

Duc Datc D.tc ofpaymear

Income Tax Acg1961 t1t! 1p7B84

FinaacialYear2Ol&19

15Juoc 2018 Not yet paid

Incoec T.! Acq1961 2,15,968

Firnnci,lY€ar n18-19

15 S€ptembcrm18

Not yet paid

(b) According to the information and explenations given to us, there ate rro dues of lncome T.:g

any drspute, which have not been deposited-

Annexute B to the Indcpendent Auditorrs RePort

With refelence to the Adoerure B referred to in the Indepeodent Auditor's RePort to the mernbers of the

Compiny on the Gnancid state(!|ents for th€ y€..t eoded 31 lvlffch 2019 of even date.

Indepe[dent Auditofs r€port otr the Idtern.l Financial Contob under cl.usc (i) ofsub-scctiotr 3

of Sectior 143 of the Companie3 Act, 20 1:} Crhe Aco

we have audited th€ intehel fidencial controls with lefeence to fnancial stateomts of Indiebulls RurrlFin.rce Piiv.te Limited (foncrfi lant'n ar Uttbaat Fit rl S.rviat hnn& Lrrit?t/1$e Company) as of 31

March 2Ol9 in co4utrctior with our audit of the Enzncir.l st tements of tl€ Company fot the year ended

Man€emends Responsibility for Inteftal Fin.[cial Controls

The Company's Board of Directors is tcsponsibte for estrblishing end rn int initrg irtten,l Enancid

contlols bised on the intdl1l contlol with tefcrcoce to Eoanclal stit€flmts cdtelia establish€d by the

Company consideling $e essmtiel componmts of intenral coDuol stated in the Guidadc€ Note on Auditof Ifltenel Finenci?t Controls owet Financizl Reporting ($e "Guidance Note') issued by the IDstitute ofChartered Accountants of India ('ICAI'). These responsibilities indude the dcsigq implemcntation aad

mainteriance of adequate intemal Gnmcial contlols drat wete opereting effectively for €nsuting drc

orderly rnd ef6cient conduct of the Compaoy's business, induding adhereoce to ComPany's policies, th€

of its assets, the ptwentioo and det€ction of frauds rnd elrors, the accuracy and

completeness of the accounting records, and thc timely preparation of reliable financial infoftnation, .3

required under the Acl

AuditoG' Rcsponsibility

Out responsibitig is to exptess ao opinion on the Company's intemrl financial cottrols with refe!€nce to6n nciel st tements based on out audiL We conducted our audit in accoidrnce y'ith the Guidance Noteand the Standalds on Auditing issued by ICAI and deemed to be prescribed under section f4300) ofdeAct, to the extent applicable to an audit of ifltcmrl Eoanci.al controls, both applicrble to ro audit ofIntemrl Finrocial Concols and both, issued by ICAI. Those Standards and $e Guidance Note requite

that we comply with ethical requiremens and plal and perfodn the audit to obtain teasonable assurance

about whether adequate intetnal finaocral controls wi$ refetence to financial statcments was established

aDd maintained and if such cootlols operat€d eff€ctively in ell matelirl respects.

Our audit involves performing pmc€dures to obt^in audit evid€dce .botrt the xdequ.cy of thc intedrdfiDrncial control system with rcfereace to Enancial staterDeots and thel opelating effectiveness. Out auditof internal fnancial codtrols with r€fer€nc€ to Snancial stat€hents idcluded obtaiting arr undcrstahdingof intemal financial coatob with reference to 6n.ncial st.tcments, asscssing the lisk fi.t a mat€dalveakness €xists, and testing atrd evaluating the design ind op€nting effectiveness of interarl controlbased on th€ assessed rbk Th€ procedues selected depcnd on th€ auditoil iudgerneoq ilrdudiig tbeassessment of the tists of mat€riel misstat€o€nt of the financial statem€nts. wh€th€r due to fraud or

We believe that the audit evid€$ce we have obtaioed is suffcient rad approprietc to plovide a brsis forour rudit opinion on the Compafly's int€mal fradcid conttols with refercnce to financial staternme.

Mc$itrg of Int€rnal Fid.ncial Contnols wid refercace to Fia.sci.l Statehentg

A Company's intemal Eaaociel cootrob nrith lefereoce to 6naDcial statements is a proce$ dcsigned toprovide leasouble assuraftc legaldidg the retiability of Enangll reponing and drc prepantion of

fnaocial staternents fot ertetnal pulpos€s in rccoldrnce vith gen€raly acceted .ccounting piiociples. ACornpany's internal Enanciel co$tlols with tef$edce to fil]ancial statem€nts ircludes those policies andprocedura that (1) pettrin to the maint€nmce of recods dra! in rssoaeble dete{ eccrutely rnd feidyreflect the transactions and dispositions of the asscts of the Company (2) govide rcasonablc essunncethrt transactions ate recoidcd as dccessary to p€rhit pr€p.ratiod of Effdcial statdn€nts in accoid.ncewith genenlly accepted accouating principles, aod that r€ceipts md ependinncs of dre Compeny alebeing made only in accordance with authorisatioos of menrgohert eid dircctors of dre company; and (3)provide reasonable assurancc regerding prevcntion ot timdy dctection ofunauthoriscd ecquisitioo, use, ordisposition ofdre Compeny's rsscts that could hrvc a mar€dal eff€ct oD the fio.ocirl st t€ocots.

Iohcr€nt Limitations of lit md Fioencid Cont ols sith tcftrcncc ao Firenciel Stetcmcnrs

Because of the inhetent limitatiorF of intern.l 6l1.'1cid codEols with refermce to 6n2ncial stateoents.induding the possibility of collusion or improper mr.o.ge6cat ovcni& of cootlols, h.t tidmisstatements due to erlot or Feud may occlt and not be detcct€d. A.lso, ploiectioos of ary cvaluation ofthe intemgl dnarcir.l conaols v,ith rcfercnc. to tolocixl statcrD€dts to future Dedo& atc subi€ct to thedsk that rhe iDt€md 6Droci.l coDrrols witl ref€r€occ to Eaaacial statemeors may bccomc ioedequtabecause of qhang€s in conditions, ot fiar the deglce of compliance with thc policics ot procedues may

Opirion

In our opinion, the Company has, in all matetial respects, adequate inteoal 6n.ncbl conuols *,ithrcf€rerce to 6n1ncial stetebents and such intemd foencial conttols vith rcfcence to 6n rcidsatcm€ots were operating cff€dively as at 31 M.tcb 2019, besed on the htctnil fin.trdd conEols vithreferance to Errancial statements criterb estibtished \ dre Company comidcring th€ €ssentialcomponcnta of ht€mal bontlol stetcd in ttre Cuideacc Note issued by ICAI.

For Ag|trpd Pr.k €h & Co,Chart€red Accountrnts

VikrsPattn€iMenbership No. 097848

Place GutugramD1te 23 April 2019

TNDIABUTIs RUAAL FINANCE PRTVATE LIMTTED

Jfomdry [nM s Ljfrt lM Fi*rt s.dier priw rinit dlB.loc .h!.t d .r tl M.db 2019

uaks o6.Ni- .ht d

31M.rci z)18

r EQUITYAND LIABIUTIESSh.E6old.E'frr!&

O) R@{d olPlus

NG!'@rli.bilitid(.) t nsim ptuvi'i65

(') bul otsoading dG oa ni@ dtcrpti'd bd 'dul

6..tPdc; ed(!) bEl d6Eding dE of cedioG o.nd t[{ 6i! 6cpri6 .nd ,nDn 6crp'i6

(b) orhd (rlldr hbili.is(.) shod (m pdird!

l| ASSETS

(r) Nonff€nt i.vcshdcO) D.fdcd B s*d (d)(.) Lons-lm lo.d &d.dm

(i) cul6t inv.rhd6

(c) cs[ dd 6h .quirrlab(d) shd r€n hd! fd r&rcG) oda(1lGt asr!

Tot lSoeut oa.brifiont @tirg Fd.iBTnc ...dFlyiog @t6 e d i.Lgrd Fd ot 6!eid.t !ddr..This is th€ trlm.. .h<t Ea.@d io in ar ryd of d6 d.t

For Ag.rrrl PEro.6 & CaChd.€d A.dnt n6

1492)5,642 tt,B214r,161\09,42 1qJ2211

16,r6,tia 52410

rcr6ra8 t\410

3

6B

l0

9B

l2l3t1B

7,42262

32,73,.11,838

?,60,9a1

t7,,|a3

!2,E8,{5,0a1 D"A!

lar,96rqEl! zut22l

9Jr:181)926,55251

3\11313,512

1,9521,476

1t5,93,561r)9)5,9.512

7ps,m,0o0

1)222,|54r,51111

4m,0@

lJ1J001:11917

1525,449

r6JE,666

lat t6,?t 831 z!..nzl

Fo. .rd @ h.h.l, of tn. B@rd of Dilslm

//

w,P-Mul6hK!l@Crg

lDlN:070788301

rie*A-;r*nlo-*-Cni€f Fimcirl ()16@r

TNDIABULIS RURAL FINANCE PRJVATE LIMITEI'laorfttly knNn s lid.fu Fird Sedias Pieb rinibdlS.'toC.. ot prc6t .!d Lor for 16. y.d md.d 3t MGh a,t9

AI tuo@, it a. u,n a orh.Nie r6t d

ll Meh A,D

G) R.v6!c ftoo op.dti@s

(.) Eopkra h.ft6b .rp6*

III G].)/Foft b.fN nIo-ID

(.) cu6t t x (relcdiis paviod p.tiod!)

(td.)/prcfit for iL. Fr (ul-rq

Esing! Fr cquny .!c:FG rdu. pn cquny shft (a)

(b) Dilut d (9

s@.tt of .ignifert .@ud.g po6ci..T!. @Flring m.6 e o i.r.grd Fd of 6@i.l ...i@d...TIi. ir rh. tb66t of p@6t .nd Ld ca.d.d b h M r+od of m &t

Fo.Ag.rr.l P' r...h& Ca

Fim! R.8ndi6 Nuohd : 005975N

15

l7t3

119,89,911

$q5at4

5l5a4l7t6)51

87,totll)t,o,1n(2jaJlr)

16,0,lJ9

____________!89!__________!.4_

r4t7,754

1,t5.082

$&a$

b ?,19,894

(921:116)

(\tt,w)

r\921\112

l5'l)99

___________gsilr_i 34.8t1

10,00

(0.01)

(0.01)

10.m

Fded db.n troarn BcrdoaDi|t@t

lDlN : 070738$l

m-lDlN : 083293521

INDIASULIJ IURAL PININCE PRIVATE LIMITEDliorffily knNn s Iinlc.s F&c.l Sdids Pri1a6 tjnikdlCof, Oov dec. 6r ti. Er ..d.d 3l M.Ef, ,19

r- C!f, rba ioa ot ndrt rdvi.i6 :

A.diM6 b @d!. (b..)/ptu6t btoE ta 6 tu tuh toy

I'oviim 4td. .6d{d a-6l,ov!i@ fe Btun y .!d qnFE&i 1!..116

Gdn @ sL of 6uo.l fundlnccnmin.l'MBrfu6doFadry pofv&.) t.lo6 F.li.g qpir.r c[..asAdiutuE to, ad&'A.a,hn e.Zd- D6ca/[l@) in ad. tEiEhl6

- (In@)/ddg- inlod! !i.itr2l6'tlE@tndlEcllrmr..*- Iel!g/{&@*) in o'h6 ffir li'hi&i6c..[ (q.d in)/tor op.ndd

IME d rdd (ft. ot rcfund)

Nd o[ u6.l i! olqd.! d;rid€a. 6.t Oor 6tro ir6i.a dirnid :l.€l|ht in nuE l ft|.&

Gr. or srL of nnul lundDiliden<l reiG:l o. 6uo, 6lndNd sh dov (u..d i!)/from i.c.i.s &riviri-c. C..f {.r lio! 6rr!.na .diriric .koe.d t!6 is ol.quj9 ArPc..d fim ?#"a ft ir.E of .qunt shr

Na q.[ i@ d.o/(d.d i!) Erfti.s rdvi.nD. |&t i@/(&.e) in csh od @h quid.nb ( +B+gE. Csl' rd @t' .quid.nB d E h.ainnina of dqaF. C..f, .!d ef, .qoi'.rd6 .(n ..d otd. ra (It+E)

(a56Jr,.)

33596x)sl

(26,r3,335)

(4,93,320)

(3.1.1,11

89742

t,llJm7,12262

ct8.,rr7)311r,.)55

(r,0643,5F D

oJ6,3O,${651

,t 93,320

{6r€,0 r)

P

(2.r)

(s,n,tu,

(2J40)

2l461

ct7,l€0)(aqr1')

21!,4,

,|o.Oiq)io@

75,@,m,0m(4r,().,000) (r1:at4

traj8,96o0ll (r2$n

(612s9)

z!5,116t)22,15 V\tr1

l. Th. .borc ch dd rdtu. h.! bc. F.p:ird un&r rlr "lndid M.tlDd' ! &r ot in ACo ing sbnd,'d I (,^sr) 6 'c-h d.s 3Ms, 6 3pci6.aui<t r Ein 133 of cmFnnr A.! 4r3 dd *i.h RuL T of dE cmpfi6 ( dfuB) Rut l20t,{ (s ftiJ.d).,, Coh rid dh .qdv.r.d ind!'ta : (F6re ,l)

2,915 I,13,508

lJAl9.t30 53.a10

L92jB \1\90!. PFiru F 6sue h.E bc. rtgdp.d !d/d ttd6i6.d ssd' *-t -*r-". a* "rr. *ffia"ffi

ft. r@oe.ltng!.6.8.! irqnlF ro, 6.edrldl.o.dThis ! lh. 6h 8ow rdmnr Ef€ftd b in or lid of .6 d*

F..Ag.F rPdr.sl& Co. F !d o. 6.tr( ot.6. Edid

.,.4

IDIN : 070?$301

4^L)"L--"--'";"i^..*,-

INDTASULLS RURAI FINANCE PRIVATE LIMITED

[romcdy knom rs litdcaun Fisczl S€Ficcs P.iv.tc Linit.dlSumm.ty of sigaidc.n. rccouotirg policics .nd oth.r dpLn tory inform.tiod for.Lc y.rr €nd.d 31M..ch z)19

1. CORIORATE INFORMATION

Indizbuls Ruol Fi6cc Prilatc Limited (fotudy ta(M a Litdd. Fi<d S.flic Privrt€ Limit€d) is nonnePGit i.kin& non-

banrirs 6.!.d 6mpdr CNBFC) r.sistcrd vid R..6! Bdt of Indn (RBD widt cfict from 05 Febd.9' 20ot, vith

Registntiod No. B 13.01?06. The Cdprny is cngqed in p@viting n'8. of fintcid *dcct i.cludiry Lnding.!d .c6. to

ccdit to elc.tk cut@qs with r bi.! to oFat io 6tl4i2l indsion 6pac..

lndhbuls Rlt l F@re Privnc Limit d Cdte C@pany) s5 incoryoat d 6 Ud@a Firdl S.fln6 lrivn ljnftcd d 12

octob..1993. Thc t].ft of thc cmpoy bd sub*qo€ddy chdged ro Indi.buls Runl Fim.. Pdqte Ijmft.d d 12 APdl2019.

Thc @p.ny @ivcd fch Griif'ctc of inorpodtnh @s.q@t upm dt cL{9. of t@q ftm lh. R.gilttu of CooPficqMumb4 Nf.hd$ta

Thc icgi.r.Gd office of th. compdy i5 Indi2bulls FiBtr Cdta, T@c.l, 10$ Fl6r, CS 612161r, S.B Ir{& Elphinstoc,

Mmbd - 4O0Ol3, Indil

SORIL Infn R6otrGi Lifritcd o{olding Cmp.ny) 4quiad 100'/d St@holding d 2s JEu.ry 2ol9 vidc RAI .PPrcql

DNaS.CMDj\IO. 8rl13-12037/201&19 &ted 12 De(@bd 2016.

Th. 6adci.l st tddc fd th. ye{.nded 31 M1rch 2019 rcrc .uthqted dd,pPoved for i$e by ih. Boanl of Di...tqs od 23

April2019.

2. BASIS OF PREPARATION OF FINANCIAL STATEMENTS

.) G6dl iof@.rid.!d .t|rdo. of cmplirnc

Thc trAici.l sr.r.@tr h2R ben papaad @ Soing ffi ba.b uo&r dE bistdid 6t b.*, in .ccordd.. qid! th. 8@enllv. a@ptcd rccoudting pincbL$ in lndir dd in @mdi.n@ with t[e lppueblc a<ounting st dd.r& .s sPciSed undd stion 133

of C;pads ^ct,

tl3 €d with Rule ? of th. cdPdi.s (A@unts) Rule., 2014 (d @dd.d). Ax a{*a ,nd U'biliii6 hzve

ben cldi6.d d .Mdt q .onaldt d p.r dt no@.I opcdting ryde md othe critcti. s.r @t in thc Cdp2dics Acr 2013

Th. .aounting polici.t.dopt d in the paPdtih of th. 6nGid stitelbts e ctmiri.nt wfth tt|@ fo[@€d in th€ Pdiout

SORIL tnfd Rslrc tj6it d (SORIL) hs ..quir€d 100'/0 .leholding of th. Cdp.oy @ 25 Jdu,ry 2019 vi<b RBI .PPrcidDNBS.CMD.NO. 829l11.12037/2j1,9 dttd 12 Dcc@b..2018. Indid A6ounting St ndd. (lod AS) wd. rppliqble to

SORIL v.cl, 01.04.201?, cdE qmdy ltd AS w@ rppliebL d dl dE $b.iilidit of $e ComFdv ft@ tie sid dll..H@qd, the fin.nci,l st tm6ts ofthe c@pdy h2v. bc€n prcPded s Fr Aadnting St nd{ds (AS) specified in

^...nre to

Compdid (^.@trtidg St ndsds) Rulcs,2006 keping io vaY tl. <Ld6otid gi@ by dE Mhistrv of Co.Poat< Affai6 vide its

P.e; Rdw No. 1tl10./2w cLv d.t d lE JdDty 2016 wh@i. it hs bed sat d dEt NBFcs shdl not be dlow€d to

volunt rily.dopt Ind AS ur d thq tul6l th. dndi. Par@b.d i. P.r (D & 0D of tb€ zhove tmtbn.d Pl* R'Ll*'

b) Ue of 6tin.t .

Th. prcpetion of 6n nod si.teffils in c@fomity with gdcrdly &c?tcd rc@nting Pt&rPL6 rcquc m!.9.l@t to Dzxe

di.i; sd asutuptids d!.t.fftct rh. icpon d .,tuots of ,sl. dd [.bditl5 dd the di&lo€uc of coctingmt d$t' rdUlbilities, if !dy, on ihe drte of the findcid statc6mts ltd thc rePo.ted incd. dd dpedes duritg d!€ ycd. Although dt€etimetc r b"std .pcr tmrge@n/s rdoc'ledg. of ctl!@t Gdts .nd *tls,.anEl as'ft @uld dilrd fffi rhe dtiffidd cvi'ions, if dy, d dogriz€d in the o!6t.nd tutue p€riods

c) Prudori.l NorD.

The CdpDy foltos th. Rdcflc Banr of Indil EBD l,{$tq Dicdd - N6'B.nljng FiMnci.l CmPmv - Nd'SFtcsidlvr-po.t "i No'ocpos;r t"ti"g cdpaay.od D.pcn t l(ing CooPdy E..ft Ba.l4 Dirdrions, ml6, d mddcd bv R.s.dcBdk of lodr. flm tidc to dmc fq $e Frird (frD.a.t), (upd.t€d $ 6 z F.bnEy 2019' i. qFct of in.otu G%ni!d'i.cone from inv.srrn€.t!, {counting of invclttr dr!, ars.t .lsi6cetion, di.dGured i. thc B2hc Sh.ct Dd povisioning of loans

rd .dEc6. A.counting St .d{& (AS) uii.r S<tin 113 of th€ CooP.n;s Act, 2013 dd Guiddc. mtes issu.d bv Thc

Imtitute of Ch.r.eed Aa;unt nu of lndir('IcAl') e fouwcd in $ fd s th.y !c sot in o$i!t nt with the RBI Diretions

Thc* p@i6iding nom, d€ cltri<tdtd th. mioimum dd .dditiond Provisid b d.de bd.d m p'rt€iv'd d'dit lnlk wllerc

n@sty. An @tracts which s F. the n6.gc!mt 4 @t liL€ly to b. t@v.nd re ccltead 6lo$ 2s*b dd wrilh ofr abad dcbts. Re@..i6 nu<h frm Mitt ! ofi cmtflcts d. in lud.d in "othd oPd.tioS income"

Prcvisier fo st ndad s*ts d m.dc d pd th. ptud.ntt l n()@ d rppliebL &om tjn. to tim Such Provi'id i' disclos'd ^

ffiriErsr l. llvDatht /pll@

uoder the f@cid statemen. @Dnon 'Ddi!ions'.

INDIASULIJ RURAI FINANCE PRIVATB LIMITED

fotmcdy Lnom * Litdeam Fisol S.stcs Piiv.& LinitcdlSumm.ry ofsiglific.lt.ccourting policics .d otlrcr cxpbn tory itfotm.tion for lfic yc.. erdcd 31 M.tch ,19

3. SUMI,I,ARY OF SIGMFIC NT ACCOT'NTING FOLICTES

The finocrl st tcndls h.v. b€n prcptid usi.g thc si8trife..t rc@ontin8 Poliod ..d fr4{rd.ot ba*! sunlfuisd b.low'Thc* were ced th.oughout dl p.rbds pt!@ted in th. nMncid 6t teMti

3.1 C|,Gn.- mn.ffi!. d...ifieti6

AI s.t! dd ti.bilities e.lrtssi6ed into .llffit !d lMffit

An let is clsified a crft.t when it lati!tus dy of thc fdloMng ciiterh- it is dF.tcd b bc €lis4d in, d is inr.dd.d fd eL o. <ol'suP&n i4 dE iond oFoting ctct' of rhc c@Pdrt- ii i5 hdd pri@ily for th. F!p@ of b.iq tdd.d;' it is dpEted to b. €rlis€d wfthin 12 mdd8.ftd thc cportiog F.in; d- it is c;h o! @h cquiv.rent unLts it is c6tricred frcm bci.g sch..ecd or ugcd to setd. .li.bfity fo. .t l4t 12 months

aftr dE ..Ponng Frioa

b) li.bititi€A li.bitity is cL$ified ! ctmot wbm it t3tis6€s fy of th. folowing diteria

- it is dpEt d to bG *d.d i' dc nomrl oP.rxins cd. of ttr. C@p.o)':- n is hdd pdi@ily fd dE porF.. of h.iig ttd.4-

't s duc to be *td.d sdin 12 mdths.ft.r dE cpdting Pdiodi or

- th€ @mpdy do.6 not h.rc d unddi@.d riSht to d.ld std.Eot of th. lsbnig for ^t

lart 12 mdth' 2ftd the

r?ordig rnod.

rt "i."ti"g-q,;k

i. tl" ti* b.tsd !h. .cqui.itid of ss.ts fo. ptllsai!8.'d thrir G'litltiD in '3h

o' @h cquierldts'

B!.d @ rhe o$a of op.d.is..d dt. tift bctq@ thc r.quitioo of !*ls for P.oG3ing dd th'n-€rdib h 6b ed6h cquiEbntq th. c;p.ny ha tccn incd its opduns cyd. 6 tstlv. (14 dmdF for th' Purpo* of 'l'$iftztid ot ssets

.nd li2bilitirs s ot6t dd oono!6t

Fo.riodd..d p!|dr i6 ddtn A

Th. tun gcllut ha detmiftd th. ot!@f of lh. P.i@.ry c.t)|lmk oviffit in which th' Cldpdv opd't6 ie'fircdmrl"mcy, o bc lndh Rup.G. ({). ib. F@i.l satdents d Paot d i' Iodid RlF E-wbi'h is ttu CmPd/stuebod.l dd pcseot tih curoc'. All orots hnc ban @nd.d to trct bld. uPlo two dcimd Pl&6' utl* odEsi*

R.le* c@g.ili6

Rsoue is domizcd to th€.!tor thr ft 6 P@bzbL th.t the cooooi. b.c6tt wil f,d to the cmgmv sd th' denu' cs be

rdi,bly tl6uti. Tt. fon@iig spdft 'c.oglitioo

ditdir dult de b€ trt b.foc rwd@ 6 Gosni"d

I;tdcat id.me ftod 6r6cin8 ed oth.r ..t red 4tiqbo 6 rccog@ed @ s Nrud_h.rd In t ms ofrh€ R3t Dirdrcn 2016.

idt6.t inclfu d N@-pdf;ing.!*t! (.}.IP ') i! dognsd oolt wh.' n is 'zftdlv

G%ois'd Addi rdl intddt / ocrdue

ch.t8.. e Gogni..d d.eli..iid basn

R€p.ym6t of lo.ns is 6 stipu!.ted in thc i6Petiv. l(n 4GmaE or.bv Yv.:j E4YF Mddnv In'8dl'ndt3 (EMI'S)

-i,iriti* o-*.r ""a i",.&t eut <6m g.l@ltv o* t* -tia t""n

" a"U""'o houqd d aq8r of @rdE n

.mlrn.I * Lr* ,r. -ar loo ir rlghoscd in cg of pddilg <mlErmt of ENos' Pt EMI inrcr is P'v'bL dery

mdth.d t@ntcd fd d Gnd b.si!

ii.**r.e ru?' -p.o "f r^ 8id ! Gogdi..d @ los in / di'hlght s F $' rd@ of $' 6d'ct lrrtmt ftw fee'

In6d. fom ldic 6 doerwd @ d lcnDl ban

c) Divitdd ircod.div dtd in(rn. 6 Eirs nooDl 6nd ir G.rFir.d wtEn ttE .ight ro l@ivc rh. diviLod is uit@idirird s rbe b2Ln@ 6ber

d) G.inllos. od ..L of ld..t66(!

INDIA3ULIJ RURAL FINANCE PRIVATE LIMITED

[fometly lnom rs Iitdanm Frs€d Sdics Pdqtc LmiredlSumm.ry ofsignincmt.ccouotiog poticicc .nd othcr drPLo..ory inform..ion for thc yc.t.nd.d 3t Mdch z)19

3.4

.) Rc@gritio. dd 6.s'|!@@.

Ts;Ue ,gc r st ted.t ccr, Gt of t r o. duty cadits.nncd,ls euuh.d d.pci.tion o( idpailllmt l@s; 'f

{v. cctind;d origild @t of rcquisition, induding in iddt l clPo$ al2tcd to $.r &quisitin dd i(slrlLtih

tnta"git'le .st' e sbtcd .t .ct, oet of nI d duq .adits .qne4 whcdd .PPli:bl€, l* dv rc.Mll'bd .jffijetion or

idpailtt@t lcs.s, if .ny. CGt indudd digind cGt of ..quisitit, i.cludh8 itrildt l ctPes6 elrted to swh .cquisiiion'

C.pn l fr.L in p.ogc..C6t of 6xed ;is u.dd cdstdctih t di5do6.d undd epitzl rc.!-in-P.oacs. AdmG pdd toq.ds &qusitid or

Cmtluction ot 6ted dets d int.ngiblc sstt i5 in ludfd a oPit l adqnces un&r long tcd l@s .nd .dwcd

b) Dcpcci.rid &d udrisdo

Depr6atindfrcdss.tgispovid.d@th.stnight-linenetho4cdPutcd@thebdiso.wi'dlifepewib.dins.hcdulell. it

" C^p"ni * ,\..,208, @ a pcdl b.5b &6 th€ d2tc th.,5s.t i5 tsdt to Put to e subitt to tDsititEl prcvili(B of

S.lEdqlc IL

Int nSible s*ts d dodized otr lh..+c.ted @6n ff. &on th. d2te dE.seis t rqiLbl. for e' 3 odtihed bdN:

Desription of $ft Estimrt€d lifeCodpute. eftsG 4 y.s

c) I6p.iddt of .€..t

At ah .cpoding d.te $. Cmplty ,.ss whdns th@ i! dy indic.tio. tbrt d .5$t trv b€.dpaia4 b'!'d d itt'E,l o'aa-a frctoa ir -y srch indi.ti; ed.ts, Sc Cqnpdy 6tidb th. c@nbL ddnt of the 5*t o' th' 6h sd@tnsunit is egtinzted. tf such eoveable @ount of the s;r or esh gd@tng unit to which rhe as*t b.l68s i. les rho irs ..(yingodnt'tlEc...yirymuot6Cd@dtoit!@v6rb|..,tsniThetdE!@i!trated$..imp.itlln|lo$ddisrd%nised- *'" st t --i.r"p-n -a 16 If, at dE aPoning d.!e th@ is r indiqrin rhat r Prcvious! dG*d inPaimdt los no

lo.{trciists,thccorcableoouotnrc2s*$ed.ndth.6setisrcll.ded.tth€recoveable.oouni,ImP.identlcsespeiocty <ogoiz€d d eordingty rdes.d in the st.r.ndt of prc6t md lc.

cul@(tlxi5th.@ouofte'P.}ablemth.rd,bl.incm.fdthe}@6d.tdnilcdint.or&ncsiihthe.pP|ic.bletzlerd.nd th€ ptuvisions of rhe In.;me Tr i.t,1961_ Iocme.mpur.rion.od di&toruft st ndrds md orhd appLit2ble ta las-

Minimud Altctut Ts (M T) Fid i! l@.doa with tbc t t lzvn whnh duing rh' sF i6€d pdiod givd tut!ft <l)!lmiibencfrtsinthefomofad.justnattofutuein.m.allirbfuty,tsc@silcddA.nrsstirthccscdhcingoidd.€th.tthccmp.ny witl pay nofnd Kltr t r' A@rdr8lt, t!'{AT B c%nis€d s D 6Et in th' EaLne Shet whb n is hlghlv Probabk

d2t tutu( .@omn b.ftfit ,sdbt d wid, n e 0o, to the CrmP..v

DefcGd tzr is c%iiscd d ,il tioir€ diffd@.s' bcing dE diffre bald thc tdebrc i*<m tnd d' &c(Mtbg ftlrethx oriltluR r. @."pdiod .nd * og"tt

"t.".* ; ".. or oo( subr'qmt Fdod' Dcfeft€d d 6 msucd cing rfie t'r

-.. *ia u. ux ra.i suusundvetv .;ded s rr the Bdd< Sher datc. to the dt'nr thrt the dmn:g dilldenc r etpeted ro

c{Ft lis / qPlble of crqsd in @. d tffi subscC!.nt pdtods

DefmdTrAsets@dognisdwhftdlietio.iseemblvdtainwhedsinseof'ericdfoN'rd10$6orun'bsorb€da.p..i"ri.", a"r".."a

"r -"i" e c%ni5.d ody if thec i5 ;n"d @nddry "f @li"ti@ btked bv cdvin'iog evilcdce that

d,; win b. $ffti6t tutut t r.ble inde 1el!n to c.li* $ch 6*ls D'ftftd T{ As*l. t Gvi'ved fo' th'

.pp@priftnss of then cP@tic e!ryi.8 vdue .t ech B,lt<c Sh€et d't'

Cul6tddd.fcd€dorrchdryloit.osdicdyGogn's€di!ttsd6r.rccogon.dinttsdc.nd6ti.th€st.tdcntof

Sha ieE artn4.

sh& ksuc .xp.n*s, net ot tai, ac .diust d €,in" thc s€lu:dd -Pmiun' fadnt, T P:-T'b'".:idf s::''1-5-1q.{,1:

0059?5N

INDIABULIS RUR.AI. FINANCE PRIVATE LIMITEDlfornerly knoM is Litdcnm Fi$,l S€riccs Privrte Limitcdl

Summery of rignificant eccotmting policic .rd oihcr cxpltn tory inform.tion for the yc.r cndcd 3l Mrrcb 2019

3t

3.E

lncdnots G dtsi6.d s lon8 t d .nd .u!6t inv6h.nt6 ltlg t€@ inGmdts rc (5in indivilutv .t @st ldsp@visioq if my, fo. diminutid otha tho ta{|My b th. vdw of Mh invdtndts. cujd! nvdtmts rc cdftdindiridurlln rt tire torcr of .*t rnd f.ir rdu.. Unqloted cftnt inBEndts in onit! of Mutuzl Funds in th' mtuft of ordtiavestnmts rh.[ be ldued rt the ftt dst vdue de.ked by th. mutu.l tund h resF.t of c..h p.fticda! 8ch@c.

The cdp1n},,s c@nibotioo to St dtory tund 4 <9siLtd t dcfn d @tribotion PL.s .nd e ch'4'd a s qFo* b'.scd

d rhe @@; of dlliburin cguir€d ro bc m.de ad whd 3di:6 e md.td bv dtc @plov6 Th. Cmpa'y bd uoGnHdcEned b.n.6t pLn! .. <mFn;.d rb6c dd gnnity fq .[ digibL @Plot6; rh. li.bilitv for kr! n d'hincd on thc

basis of an rctuuiel valurioo ft th..nd of d|e ycr Ging thc ?rci.ctcd Utut Cr.dit M.thod'. Actudi"l8.in$ rnd I'oss @Fiscqpqienc djusEncnt! md the .ff€ts of ch.ng.s in &d6i.l lssumPtioc 6d rc rdognilcd n tbe Strtemmt of Prc6t zdd Lsr inc@c or crFMs, 6 +plsblc Acludid grins dd l()6s c@pdis qF.iG@ rdj$urdts md thc cfftcts of ch2oge hrctuiat ruopioos srd rJrdoSni*d in th. 3t t@dt of profit dd lo6s d itl.lre o. qt nc 3.pPlebl.

Bordi.g qtt

Botr@ing costs ntdboabl€ to thc tquilirlh o. @6tdctlh of . qu.trying 15st c ..pidiacd s FIt of thr 'dt of dE s*t in

.ccord; vith ootified Ac.ountins at.nd2td 16 -Bollwids costs". A gDli&ing rs*t i! oG th4t necsdily trt€s subst nti.i

Dsiod of time to s.t a.dy fq inaod.d u$. Othd b@ing c@ts !c reogni*d a tn.xpcns in th. pdiod ia etlicb tb'v &Ku!r.d. B..dtr* cct i"cluds dch.ng. difi.mes to th. c .nt tgrd.d d d diutttmt to dE boffiing co66

t.9

rn <s of ,*t3 l1t n @ op..ri!g La,., dlc lc.s dt.ls e ch.4.d to th€ StatdEnt of Pofit dd LN m r 6tiight li@ b'5i5 b@ordd.e with Acdntios strnd.ld ( 9 19 - I4

3.11 Sc.gn.d cpdriog

Oo@ti@ s.sddt3 e cDorEd h. t@d .6ist nt with rhc iit od iQdtiog Foidcd m dE o!'8ffit Thc !.{dzgddt.d'h€ d.:p""y *t".it- 3;Esi. d@iE,nd b a.PooibL for dl@ti'8 lrc '!d .ls6ing Fi{otli,re or tb'oP@0n8 *gftnts

3.u P@ilidq .dlitglnt ud;rnid r'd c@tilgot e..t

P.ovisidsde.Gogdiz.donlywhdtl'.rci6.Pl*ntoblg.tiof,'s.6ultofPsra6$.rod*'hmaclilblecstioateofth.mut

"e ouligrtii ca ue nirdc.i th. cPo.ti!8 &b Tb; 4d@tes N di'Md d ah rePofrls d'te

'od di6lcd to cn"t

dr (lret b6i6tim.t6. PoisiF e di;@t d to dcn ptgdr v,lu6, wte th. tift erlu of ooo.y i5 mtc'i2L

C@dng@l lirb tuy i. di*r6.d foc

PGible obliS.iih6 whicb wi[ b. con6mcd d y by tutue adt! oot vho[v within tlE @ttol of the CmPxv drcot "ulfrtios rlsing f!@ p*t evmts whe it is not prob.bL tb.t 4 dtfld of lt.@c wil b' rcqu8d to *tde th'obljgntion o; . cl1bL cstiorte of the .oount of dE obligaiid cdot be dEd€'

c6li.g@t2*.t3d.ocid.rG%di'.d@rdigdcedHsvcr'whd.elizailhofincfuisvimulyert.io'.drteda*tu

3.tj} Edi.g. F.quily.he

B.sCminlsp<r,hasqjcnrtedbydivdingthendprc6(o(|osfdthcpgi'd.tribut.bletoequny!hfho|d6(r6te(al,".i.s ";b",uL

**1 uy ,h. *isi,,.d *-s. ...* of .quiry shrc olt3Endins dulins th. p.riod. The wishEd ryense

n@bd ;l equity ,has outsaading dun'8 dE Pcdod 6 rdiuEd for c@u iftludbg '

bonus su€

Fdth€pltPG.ofolcd.ti.Sdnd.dedingsPd'h.r.,'lEGtpofud106for6.Pdiod.ttlibubbl.tocquity'hthold6fdd," d8b; """.F "".d of sh2G @;t ;dios dui"s dE F.iod r adiusr.d fd d'. .trets of.I dilutivc pot€o&l cquty

INDTAEULIS IURAL FINANCB PIIYATA UI{ITEDfodaly k @n s Lird@n Fi.el &flkd Prier. tjnibdlSum4r or.kEifie .@@d.g poli.i6 sd o6cr G,rpLutory ilrdE.dd fo.rn. tct cad.d !1Mr..t 2Ol9

,1I wu. iDf , unks o.h.Nie.ad

A. .l 3l Mrti 20ttNub.n ]l@ut N@h.E Ado@r

(.) A!6diBr .he qpiorEqqiqrblgof Aadua l0ah

O) l-u.4 .t6.oib.d .rd tutrt Fid sP rt,EEquity stc of ea !.1u. f 10 ach 6n! P.A uP

atDo@ 45,(I,,00@ t&@0 1,80,0q000

a50.00.000 a5,00,00,000

,tl?9?:(D 41,?9,74,m

r&||0,o0o r,80,!0,00n

1797r@ 1J9J4,000

(c) Righo, Fr{.tl.d ..d ddidid .lr.t d b .qrnt .t.€ThG[ot&6of.guity3hrE.!h:Ib.6.id.dto@iv.divid€od.ddcd.r{ioaddedi.dto@v@F6hftdlr6in$ofdtcdpdtIn.lEa6toftituid{ir of dE cdpay, dE l€dining s&rs of rt!. Cdpdy .h,I h. dllnbuEd b .[c hold.n of .quir|ica itr pr.?dnh b d!. ndba or .h.B h€u ro

dE @l.q!iq ri,c dltrdins r d du .Ld All ti.6 dr.$' y di '€!d b 6. cdFa/' enr''l rl5

(d) Tb. @i[..ioo of cquity.h.g @sa!di.* .t 6. Hpirr od .t thc.rd o{ d. ltoi St?&i4--.lr nM.rl2ltl9 At..ll M.td 20tA

$Vtu t tt ln 1r,74,00q

Pa!i9 Ste r th. h.8i.oing oa td l7940 r:t9:t1@am :|0,00,@,000

lTnloo 1,79,?,r,m

Add : Eg{ity rh.c of I 10 adr l$ucd dlring tn. Fin

Eauly 5[.a rl .[. .nd of yd at tn ntnJaI,'. tmN ,$r:t1.34i,

ILbil of.h.ctoLl6! oG rna 5%.t.d n rn

l9do018€m159@135980

1lotz)123&0ru0001@t20

1@1@

9{a@

9640

r0.6!/1

8.85o/o

1.w

6.r81/t

5.51'/t

3.21./.

5,360/"

Srtct OnpoLilh Agw.l

(f)co'Pb'do6io'l'.vcayshdi''u.dfq.dit.dinoddtld@hfuiogdEino.di!!.I'Pc.di.g6Y.'.g.c@?any&ddblyt..tmy'hc&i.s idd.dildy FEdiig 6v. td

(Ihi ?.4 hs bdr inEn&'dy lcft bLil)

INDI !t |I5 llrl L rrNAflcB tNvarB utalltrDlfr@cdr rlo.litla- 8Lql Sc.'b6 PriitE lii{S6eryo(€r6.d r6da 9ofd....d.-d qb.t L&...dc ft. &F.d.aIk.r ,r!

,tlt@.bf,&&.*.6

Lx L.tIl&!.rrlt nlr6tll

fr.'€!a-ab(r) &.d.lrdc hd |/.r arrc dIBl Ar* &aBrl!€ + d. !€iEi.g ofdE tdedd oecd &oo sqrr i Snnoa. oa po& -d L.

O) lqids Pr.obnBdEert .t S-'igof t F.Add : Proi'! d i'F .f.qdt aG .f,'b f Il .dIar 8ry66 d i.* of .+i9 .l@

(.) s.4b. b-E.aro-.d b- |E r-e.r tb. bcgioi.'g of6. td.^d.l 0d) / P!oe.t6 d ft. lL. tr

Add: $<d rG h,t{y'! /ErC of lBl ,|.,l9!4TAna

1+218, tt,!I,.

GU. re r.. b6 ilb&rly Li U-t)

Nrd. ..d FF.. oa od- ...d€SFil rEc./. |llc$airr*lq ro rstco.rm E.d dh.L

^.r' r.'.'.d+nri€ &Iircoad' &I d!. 4c 6[4 lt.troel rha.n. 16

;; r- o- zoo.k; * pa cvdr Fr s .t .lo..d id ri. !d& & L-...6r h6a ot d'i.Lnd i d.d.6.d, s $. G6F &i.g tL Fioairl F! 201&

t9 r- b.,6 tia i. o'-".e'&igri. td

DDdi'gt F.6.Co."dt tei.o.d2sim,0.{tt rb rtin of < !O.di S*-i._.a* rt-.+!tdit dii..Fir b....& fi *. Porir d..d..52 of d' Coryit 'rd' ?tl3.

lJ4'r'.

TNDNAUUS TUTAL FINANCE PRIVATB LII{|TEDfmcdy tn(m - Lid.|D fitdl sdvis P!i{t Itnit dl

S@i.rt ot.igrin@r .@aring polei.. .td othd ..9L!.ery idotdrin to. .h. vd dd.il 3l M.!th 2oltAU nMr in f, u,te od@ic.aed

,f bt'i.d p0i3id.Povidd fo. .odparcd .h6.nG (t4, ,c+21)Pflitm t8 sanrt t{t..b-24}Cddngdt pqirih a.jrd .6&td .96

B- Stnt-aD p@ii@P6vni6 fc td€d..td rt6@ (,& rrr.21)P6!ni6 fo! sEtuig ('rt dn ?r )Polilid for in.tru t i{, (na of d d.ductcd d nG)

12,811

rrp6l3s)2213 52470

_________5!6!!_ _______----!4:q

1$16

17

1,$2$

1&tal

O .oul dtnn&g dE of oib dtrFitd 6d E,n 60.qdtc., bd(n) @dl otE dlsdd of @di@ o.na.n{ oi@ ab+ris 6d 6tl di.Plis 1,42262

7.42ll2

D*lo.G E&r t[. Mid. 56,I .td M.diun

ar Mrftt z'll@up.id !o uy uPPlids.t th.6d of dheou6gyd.

Nil Nit

@ l6,.Ioosvitidc*tsof 6.F ''un'd'i'd.,4pli.r bcydd d..pPointcd &y 4

Nil NN

@ orri.gFFE. (Tticl hr*hd Fll bu

t'qd .i. .{point d &y duri6g l[. yd) tot wi.not .ddi.s t}G i"* P-!{gqjE ^c!Nit Nil

.-jTliF-r.r a*-t rcua -a '.*iniry un?'d !.l'c dd or1ch.do@ms vaa !d Nil Nd

@brl. M.*L'gteta Mdl cl &t 'td ihir@. dk s .!.E G rd.[t P.ll b dE rEl dt+rn ' fd rL puPo.. of diltl('trF ! r &ildibl.addi|w ud&r sdid 23

Nit Nil

Th. .bft ilf@tid !.snding tuiE 6t rPia 6d dDrn 6t.+risinfmtim MiLhh with th. C@P.ny.

Ornd c!t6t bbild..

tu md tdi@ 6 PtY.bl€PreftdidEl 6 prtdkTa.t d!.r.d d 5.,l€

Tdnponsl ovqdrm tdl'c s Pd bdld

orLr FFblc ro aLcd p.ny

18?5,r88

L1C499

31J\@Jm12719695:1114,a5m

1?,OSl

------EZU$I- -----------!!i9r

INDIAAUUJ RT'||AL FINANCE TAIVATE LTMITBD

lflmd]y laoM s tittl|M Fi$.| S.flies Piint tioitqtlSm-.ry of .igrinol..sdi.g !.lici...q! o.n t.+LEtdy i.&.m.tioo ftn &. Ft ad.d ll Mah 2art

rL NMt in6rac...

ArMn a, utaottuti*.d

1| { tl x.tt tlltNEndr lrd[t

rlt .r ll Mlri 2OlE

Nuhs. ^@.If6.n6r. i!.qliry iommda

6n Incdi@"l tiniadB.Lt T&6ls tioi|.d

llbd.lco hdu.tit r,imit.dKtrt{i MuliiD.dir rimicdt{&r|G t im CorPodid limi6.lM,lun gr Tclcphdc Nigo t ni..d

P.dnhi T..snoloti' tiliEdPdra.di: Gap[i6 IimiedRdi.c C@niddd. tinit dRdi'@ tndrdi, riDitdlsod, Ph@dl'L riit r&i ,{.lhilrd B@rL.rr T.Lri5@ N.e@t tdTrd T.lsdid (M.h.) LinicdT?. I.d!Eic. i -ihrT.? TdaD.di. ridiEdOPIO Cioib (lNDlA) I-inftd

8@

II

50

1

l0500

5

5

1

1

I2

5

5

4,()0

rq15915

52

25,918

211't9

lJ0133

1fi2vlI

x5

364

9

2410J71

'Ln32S,t8Aggr.t t so.t of $ecd i'€rooi.!d dt rtru

B.Ctffir irq@nn/b 1 !l lLtd 2'1,

N@bd. rtdo@. N@bd. /tdoor

lllGddt i! M!t!.r nud.

Ldi'b& lilud 6'!d - did pU. - SlwdrRdi@ laull libd - dGt pho ' sosdlsBI liqcA 6hd - dic.t pLn - sdd,

lra5-81515675

803.Lia

a35,00,0oa35,00,000

a31@,000

lggr.grG o@!tolq@..diGddt.'d o.i!.lrr!|c 1&15Jo2

Aggicg..c D@i.io. aot .UDdirio i! v.l* of i.€6dt,frr;v.,todtor&i. rldi.dd uq{ot d."lfui'!6tm! i! uir'of Mmd Fun& i. rb. nrc of dl!6r invMb

'h.r h. e{ucd d.n ftt !!.r tdE

d€d!.d br 6c nturl 6nd id r.?di of e.tr P.di.rlLi !dd. r F tt'rfu dcdd of Rlt

Gli tpr4 h4 ban i.r.6.id.!t Lft hLnt)

INDIAETJLT.S II''RAL FTN/INCE PRIVATE Ul|ITAtr)Ifod.dy lolM t rjddm FEI Sdic6 Pid LiDia4S@t o( nrlcFrt .e6dlf P.lidd rad o46.*L!io.t i.rorurio 6r tn. ts 6d..1 ll xttti zolt

Dtur.'c(Et)D.ftc.d a A..tr (.d)

An @. in a, urbt oth@irc .ed

ll M.Eh 2019 1X!.t arll

9t1,ra 13J12

t$,4

/! rj.g..dldd.td r&t'€(saot4 aadaaa gooa)

(UMad4 @de.d Eood)S6dt d.pon o 6tLrE6rddrr,d#

B. Stort.r.d lo.r &.der@(*oe4 @Hdcd edn)

(t@d64 @.t@ eood)

cood {d *ve u @ierbL

C..b .d .r.n .quiEhb

D.hrc cid, b..r. (i @t .esa)

1,3921,33,16

r'rT640€8

rJ'5jr251

1,t1,65,@6ZAt6

----@ar

a0?,6r336

13,01,341

8645?

r5,23,109

23!o

&44l'# S.qrdl ro.'..!d oat64tit ndda riE lo qt@a @d.g to {t..rpg?ro 4 Gstd/F dt .dcd ht:

0 Fauit bL.ug|8. ofpr.".ny md / qCi) Plcds. of .h'6 / d.b.dd!.., uit , ottur .ditit, &.'g.nat of life in'uM Polici6 dd / d('iD Hrpothddd of.i-E &d /d(v) cdq.!!r 9@,|6 &d / d(v)P.@lr!.6lced/c(O N.stiE lid bd / q

'rddl'ri.g 6 cg!. r.ddt.

Oi.ir.di.g 6r . Fiod q...di.g .n odrn &@ nr dc &EUodc4 Cdi.rd.dsod 141J00

2,935

1J2,r9,1&

ull.o

t,18J0A

51,410

&Jao,om

2.00,040

INDIAIUII.S IUIAL FIT{INCB IIIgATE LU TED

laffib lodn s tjtllne Fidl Sdvi.. P!t@ Ijdn dlS@t oadadie4.ooo..tif FLi- .d.&.Tf-t.rt dbtrdo. b. |n. t*..&.l rl l|.ti rt

&Ida too.Fnrir

Diri<l@d i|E* d o&d 6rdG.i! 6 rrc oamiB of oudEl 6ddFituci,l dd o{$mr dtdscy felned G h@ ru r.nndcd.i'rgdr p@iir a.hd@Ad Ddnih h.4

ErdoF h.adr. crFc

Gtui.t .nd dn(6!!.d rb.ad

llt@@!ba.tudia-b..d

Ya.!d.d Ya..d.dllMd[l|l9 llMch2OA

Lzt,ar,tu l6a?Jo, .

241&8J5

t,03,71,079

a,9t 8a0

r,65,?50

r616329315,820

1,05,1?0

88,508

21t

65.0@

3a

lat5J00

6215a

a&rr1 & L

tl.6aar? l4f,l:t*

x3s1

I4d .na poft*dd d.4dCo.ri.gdt pdi.id rg.nn .bn&d .dar

i6d-Lofi!tuTa.ii.g6ddt t c.+ag.|.udiba. ffi6rnh (4.- O ,ib,CmMiqrin crlss

Nt .dLlrd.rpdd

(t It eil o('Ad.,lo/. |t!|d!do.Andibl. c4!4did

rat-LliEF of .+as

3\767ttyJ9J1t13,%251

*t55

17,0&

t955

5,070

610

65511

2,fi

6/19r6

r3p3o550

3,.)Jn |J5,@

[l,nn rnnoc

NDI AULTJ RUX.AL FINANCE PIT9AIB LIIIIIED{fodnaly l|lrM d Lid@n Fi,al Sdvic6 Priqe rrEit dl

suad.ly or.eaic.o. @drt FfcL...d od..c4l'tury i.iortlaid 6..h. F €,r.dalM.rci tlt tu. th a, uar.B o,h.1*t4.bEd

Th. @t d fd tle ra dd.d 3l M,{h 2Ol9 i.ttd6 cl|di y* B d.A. oa f t19r89' (pFiE vd : dttS' of '

12 927)

In @ptire dth A@ri.8 sbr&dl z ( s 2a -. @.ing fo. l,G o inm" - "ci6.d

ud& r.d6 r33 of cdrFd6 Ad,,13 @d dth RuL Told!. Cd;pd'i6 ( *b) roL.,20la (s r|lF&d, .h. (fi+ot hG r@8ni..d dcfdr.d E @dn o'19''?6 (P@ir var: &litcd d d4n o'12'l7A rtllc .lfut or po6t & lod dlihg tn. F.6d.d 3r M.rdr l)19.

__ __

Jr Mef, ,19 Jr Me[ 2018

DcEfrd d cr drit'g od r@dt or:Pryid@ aor dpkte b€nc6k

Povinon rgrin* rb<hrd .gtD.6ddd..s(d)

23,035

9^24r3,512B;12

E Ei4r Fr.qui.y.L.& (BPS) - F.Asqrdr'sbiLtd (A5)',0 "E di.!. F..f,f-.Th. hai @i.es F .9i9 Ce ii dneoed bt &id'8 t!. d poft eib{t U. b dPiq S.rdDl&s fd lh' ta bv dE wi+bd

'v@8e 'dbd of '$!ty

.t|c@bdd.gdlngd'.'a.DibedamiIg'Fi|ae@D?uEdlnngtn.widtd.t!oe.nmhdof.qj'sh.6tdr|,odEqthcdrvdg.n*uo

"r "q.ty-,t* ira .-rd [rv. bd! ir.,.d d l!. ffiin ;f .n dfldr pGdd .{,nr .[.e Th. dutE pgiddd .quitt shG € .diu.t d fd t]'c

po...dr @iqbL, h.d dE .[G ba' @dly Ltdl { t n eIE

!r Mcl 2019 al Mrrc6 4,l8

0-s)/p66'rtn''h ('r$rz)

iv.ighEd rdrse .m66 oa $do u!.d in onPdiq ba3i ftii8. F .quity tnc '4)&19 1?97100

FcnlEpd€9niryd@(a) rom l0 0o

Ea.ic 6ings F.qunr $c ({) po1) 194

Dilu.d ani; pdquio n G (n @0t) l9r

Di-r@ i. a.D€tofr brd P..d6 r F.l@@dt! Sd'd.rd ( g-ll"n ||d tr6t Did.od"N.d .!d Ntu of R.briodbip rih nLr.d Fnb.

(t Rdll€d Fdt ddising @td :

(!) rGy N{r!.e@dt Pdd.d. vttn whoo tudid! di...a duine dE yd (*d66t bdton)

N@ otc||d F d.r

SORIL Infa R@ LjdEd ( Ftm 25 Jsu{t 2019)

(fofrdly k os s Ste Oft Infa R@uG Limieo

Mr.viiry K'|w ASl:sl wlbL Tift Didd (fls 01 F.5ur:ry 2or9)

TG.iod drh rb..d Fni*

R.imbll!ffitot.r@6d 2A5m

I.Mof qltv Jra otiEl (h.rudinr pmiud 11679?4'0il)

Th.c@Pu'.pdft.rybGinds!4.nti.c6dedba.cdmPdftipdh.n.{'di{&.diddby.[.codpdyi.'lod.8'ndp6pdtyinlndit*nih'p- "A;";"e s-d;.d 1? - s.g.d RQorirg'i. @itaed !o 6. .h. 6t ..Pddhh buii'r6 s'sM! Th' conrpdv i' oFrtins in Indi' saich G

drirl@d s . nnsle s.osdpl'i, sgnhi

TNDI/IEULTS TUI1iLFTNANCE IS.TVATB LTYITSD

lfonEly lulM 6 Dddm. Fisl Sdis Pri* Ulit dl

S@ltrt of .i8'i6.d @d.f Fli.i....d o.t .'TL'-rry i.rordir 6t d!. F ..d.d alMrrcf, 20i9Al M.lD a. ub$ od,.fli....8 r

In ...oi.hrc with ."fh. p.ydt of ctuiq Ad, 1972', t[. Cmp$y povidc' fd 8atu y r &6n.4 h6.tu di@r PLn (dE "Gntutt PLn") 6Y.ihg4dir or€oriB oamplord Th. GaNit PLn pod|6. rnP 'n Fymt b Eed E|pldtG { dil@r e dnimrio. o'@do't|H' Th' .trMni o'p.ymtnb.r.dd|n.'..PqliRdnplo'cth.&.h9L!'{d.n.y.[ofdP&,'tmtuiilth.coopa'.ti.u&''ind+dof.lEGdiyP|'neddsnh.d b d d,@l rdum rnd lhn Pb n untur'dd

C6FE dAI-@erUU.

"tet"y* * -rra r Mdr& dlpaFt d rbffi

'p b pl6ib.d li6iB n .d]rrhd sitn th. Ca!g../t F.li.t .nd t@i. €$ in li!

a*r r C""e.'y* 6..+d.ddoa.ffublbs.diea,t d th€E ! dE.ddii6, .@it tii dE CdnP..t.9d b p" tr @lt ofth.6u!.d 6tit.@r't trEt hs r6nuhEd a.h. hal{e sld &E gdr !|tar|ffir i. b.r.d o.tui,l r.ludd a.( hcl're d'd &e ed.d qt by r

DiFtde i!E Fd of Ftuig..d coaFdlcd.lt-c.A- XMilidio. or |idtri.y E

Pl*rrfl*o,@i.'c|E

Nd lntilit' i. dE Bohie drd

ll,o?8

lltr,a

n52)

Ttsx

BT<Ldtu6pl,n6sb

Cd tocriEd duln't .h. y6

1r,0?8

11.0?S n5,,

L@..ii!id.aEa. ir. oa.Ltu ho.il

Pe( ydE oao[,ligdid d th. b.gi'r68 of d!. Frcdcc%nit dddingth.tw8a.66 p.rd .lui.g tlE )@P6t lrlw of Ohlhtion .t ft. 6d of $. t@

1lp7a

11.074

nr-a

1154

D. T!.

5g/.

(2@6 - 08) (106 - 0E

Gr'ir 6pa@ hr bdr int nMdly lcft bl,nk)

Dnrarrrt rurr&,EalNt f,tvtlt lrclDfftod! rr- - II-. Ht-isIbGli|i.!-y.at-.ri-at b d&qLry bbltFdlb!

U-L?.*#d

TF 1 afitd*S.q.do (!4)

r,lctqlloo

--t!g4tlrtttal*(tt r

L.ga

(ib i... rs r- i....irt s r-o

INDlAAULls RUML FINANCE PRTVATB TIMIIBDIfomcdy lnown c I

jttlc'M lis,l S€ai6 Priute l.init dlSuMry of .ignifi6t .@utilg policie. .!d o.h.r .,plrubry ilfoE..ion aor ih. yd .trd.d ll M.rh Z,l9

A mat in t. Lnk.. oth.Nic ...t d

Idfotuti@ s aquncd ii tms oa P.igqpl 13 of .lG &Bl M!8. Di..di6 - Nd-lmldng ftucid mFny Nm3F.mt.ly lnpotu. N6 ' d€posn dingcdh?ry sd Dc?o6i. oblg mFnt (R@e Dcrl) Didi6r, 2016

L l@.!d .dm .EiLd ht .t @ baldre fMdd .6F!y idlai*oa i.Gst ecfl.d t[.@ blt et Fi.l:

NIL NIL NIL NtlUn'NRd (o.h.. iir fiu@ udm 6r ll|diq or Dub& d.D6c) NIL NIL NIL N -

NIL NIL NIL NILNIL N L NIL NIL

:4 lnt <oeat l@s edbo@ir€ NIL L NIL NILNIL N L NIL NILNIL N L NIL NII,NIL N L NIL NIL

ltlt 2016

Z ad&op of 10.6 dd.dvc iocldilg b 16 t@tubL.lo.n rli{ 6c iodu.Ld ir (3) @:t-{ l-4 t-9&883 NIL

NIL 4093&l09

t ErEh rp oa lc.t d.l.d xd.bdr m triE.!d oihd &.r. @d'.g l@rd. FC *drid6:

O ta* s*G n'cbdia ld 6bL udd .nda d.b@6 :NIL NILNIL NIL

tl &eL d hirc indudin! hir .h.tc edr ud. d.b@6 :NIL NILNIL NIL

!O Othd lod! .dntinE rN,rds AFC diviti6:(r) L6ds wlR skc h,v€ b€d iIFsBs.d NIL NIL6) ra! ollld $a h) $ov. NIL NIL

a, AHk -!D of lN..d.nb :

NII, NILNIL NIL

f!) Dch.ntuG hd B6dj NIL NIL(tii U.iBofMuo.| Fund. NIL NIL(iv) Gomdr Sduitic NIL NIL

NIL NIL

NIL NILNIL NII-

rd D.b.ntu6 ad Ddds NIL NIT,(!ii) Unia ofMutud Fuds 7.05.m-00 NILnv) Gov.mmr S<uritid NIL NIL

NIL NIL

INDIABULIJ RURAL FINANCE P&IVATE IIMTTEDIfaftalt ldM a tnddd Fi,ql S.Fi&! Priqt tinicdlSqorty of .igdfiot &coutirg policio ud orhd.xpLs.o.y i @riioo for 6. yd dd.d 3l M.Eb !rl9

AA @@. iD f. ur 6s o.lbNi.. tdEd\oo crer lo6@cr( :

NIL 52,173

NIL NILad D.b.nto6 &d BdJt NIL NILa,ii U.iB of Mutod Funtlr NIL NIL(dG(@.S€.uiils NTL NIL

NIL NIL

NIL N L&) D.b.nos dd Bdd. NIL NIL(iO Unia oaMuturl Fu'& NIL NIL(iv) Gor@d. s..ui.ir NIL NIL

NIL NIL

L Bol'DF goopri. cLaif,sdd of .*t. 6s.ad c i! (2)..d O).bc:

1|eo.erofn@ni@ AEou. !d of miriD

NIL NIL NIL NIL NIL NIL(t) CmDrid i. thc..m 6dD NIL NIL NIL NIL NIL NIL

NIL NIL NIL NIL NIL NILZ O.h.r thd ELtd dn t.{ l.,t 1.9&34f, NIL tat a19&88r NIL 209-8&109 2,OrE8J09

taur.rs,rEr NlL lalalr8,88r ML acrJ&lt 9 2,|}''88Jl}9

t ra€dgmF i..r.ai6€d@ oa.! ily6rddi. (d@t.!d bog Gd) i. tE.!d wi.id (bo|n qrocd rd mqoed):Ar{3lM.Eh!tl9 rt.r3tM.rcttti

NIL NIL NIL NILabl cdmi. in r!. h. db NIL NIL NIL NIL

NIL NIL NIL NIL2 Odd tlu rd.!€d di. ?,0sJ1502 r,05,00,000 4388 52.17.'

?,01,00,000 2t,!t88 52$t3

2,t9 MM

:,) c66 Nd.o.domjn! aroNIL NIL

(b) Orl'a .[m idzi.d Enis NIL N!Lld N.t N@sfomia Als

NIL NILlb) oth6 66 !d.t d di: NIL NIL

fii') Ald @urcd h 5e{r.!6 of d.ls NIL NIL

0ct9l5N

INDIABULIS RURAL FINANCE PRJV TE LIMTTED[iom€it hM B rjdod Fisd S.diccs Ptihr Limitc.SuMry of .ied6ot .@ddng lolicie ed oihc..,{'LM.ort ilam.do for ahe !d.n<t d 3r M.rcn 2019

Al @@. iD a. aabt o.Iwie tbEd

.) T[@ & no dud p.irbL mder ectid 125 of Conpdic, A.a 2013, s r 31 Mr€[ 2Or9 .nd 3l I\,t fth m18.b) Tlt€E in no d.ingdt li2ttinid !d qlibl .mifrd6 ! .. 3t r{.t h 2Ot9 ud 31 Md[ 2Ot&c) Th. cc'r.t h.rc nd 6dd inb st d.idtw idhn-s dui.g .nc td. Tba r $ o*ding daidi€ @.* d d 31 MNI 2019 .!d ]r M.Rh2ot&d)lnA.aPinidofth.B@!dofDiGtG,.Imt.eBddloig.loloor.drdrsc.r,,!p@iagindEb.l,@.hds.t3tMahm1q[rE.ktt.de.li,.tio., i. thc 4di.4 6@ of tlE Cmtmyt huin.s,.t k st €qurl b.lt h(M d ehich th.y r. sd.d in r!.6n5.i.1sl'hdk.In &e opi.ion of th.bo.rd oadn tud, no pbvirid n r.quid b b. mdc.g.id rI€ @v@hiliry of t[@ b.tn€!..) Thc cdpdr h6 cg@p€d / &.h,.i6.d &. pdi@ rati 6suc *r.dd ..Gery to @+dd ei|[ d. o,mt ,a! .h..i6drid/d,.1@e.

Fd Ag.rrd Pnt .h & Co. Fa ed o b.Llf ol dtc Asd oa ltilfrG

_s% "#lDtN : 0?0788301