indiana childcare association laven insurance agency p. timothy manring
TRANSCRIPT
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Indiana ChildCare AssociationIndiana ChildCare Association
Laven Insurance AgencyLaven Insurance Agency
P. Timothy ManringP. Timothy Manring
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• Tim Manring – Account Executive
• Sharon Wharton – Customer Service Rep
• Steve Webster – Benefits & Pre-Paid Legal
Meet Our Staff:
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The Company We Use
• AM Best – A+ Superior• Wards Top 50 Insurance Companies• www.westbendmutual.com
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• Available Coverage – Auto– General Liability– Workers’ Compensation– Crime– Property– Inland Marine– Umbrella– Home, Auto & Personal
Umbrella
Childcare Insurance
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Childcare Facilities• Eligible Risks
– Licensed– Certified– Registered– Group or Family– Indiana Child Care Association
Members
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Childcare Services• Approved Programs/Services
– Drop-In– Head Start– Before and After School Care– Pre-Schools– 24-hour Childcare Centers– In-home Family Childcare– Commercial Group Centers
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• Liability Coverage– General Liability
•$1,000,000 per occurrence•$3,000,000 general aggregate
– Employment Practices Liability– Not-for-profit D&O Liability– $10,000 Medical Payments– Umbrellas up to $5,000,000
Childcare
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• Coverages Specific to Childcare– Professional Liability– Abuse and Molestation– Abduction– Professional License Review– Water Activities - option– Dog/Cat Liability - option
Broadest Protection
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Critical Property Exposures
• Business Income & Extra Expense– 12 Months Actual Loss Sustained– Loss of Profits– Continuing Payroll expenses
• Systems Breakdown• Personal Property Coverage
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Home & Home & HighwayHighwayHome & Home & HighwayHighway
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Home & Highway• If daycare is insured, we can write
the homes & autos subject to normal underwriting considerations.
• Package program offering homeowners and auto coverage
• Personal umbrellas up to $5,000,000
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Broad Protection
• Blanket Limits on Home• Guaranteed Replacement Cost• Replacement Cost on Contents• Auto Med Pay - $5,000• Rental Car Coverage $30 day
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Identity Theft• $15,000 coverage• Attorney Fees• Lost Wages for time spent• Long distance bills, notary, and
certified mail expenses• Loan reapplication fees
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Travel Net
• 24 Hour Roadside Emergency Service up to $150 per incident
• Emergency Travel Expenses - $250• Does not count against your Premium Value Award
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Premium Value Award
• 5% of your earned Home & Highway Premium is returned to you each year you do not present a claim.
• That money is returned to the policyholder and can be used any way they want!
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Pre-Paid Legal Pre-Paid Legal ProtectionProtection
Pre-Paid Legal Pre-Paid Legal ProtectionProtection
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Have You Ever?• Signed a contract or document you
hadn’t fully read or understood?• Had difficulty collecting money from
customers?• Wanted to have a resource for any
business or legal question?• Set up a Will, Living Will, Durable POA,
or Health Care Rep Agreement?
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Stop struggling and start protecting your
family and your business!
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Pre-Paid Legal Services Monthly Fee Schedule
• Standard Family Plan - $17/Month ………………………………
• Expanded Family Plan - $26/Month ………………………………
• Identity Theft Rider - $9.95/Mo.
• Home Based Business Plan - $40.50 per month (max of 3 ee’s) …………………………………
• Legal Plan for Self Employed - $49.00 per month (max 8 employees)
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Health Health InsuranceInsurance
Health Health InsuranceInsurance
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Health Care• Individual Medical• Group Medical• Health Savings
Accts• Life Insurance• Dental
• Long Term Care• AFLAC• Annuities• Trip Cancellation• Vision• Disability
Insurance
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ICA BenefitsICA BenefitsICA BenefitsICA Benefits
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ICA and Laven You are a small business… as a
member of the ICA, you are now part of a larger group that has more power to negotiate discounts and get things done. The ICA is there fighting for you. Laven is there to help protect you.
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SummarySummarySummarySummary
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In Summary…• Home , Auto and Daycare coverage
without the fear of being cancelled just because you have a day care in your home @ competitive rates!.
• The best available protection for your ChildCare Business as well as your Personal Home & Auto
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In Summary• Pre-Paid Legal Expense Plan to
help protect your family and your business is available with lower fees to ICA members
• Health Insurance Products Available
• Join the ICA – It Pays!
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Childcare Program
Questions??Call or email Tim
Manring Laven Insurance Agency2628 S. Michigan StreetSouth Bend, IN 466141-800-552-29101-574-291-8505 fax [email protected]
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Want to get a quote?• You can download the Childcare
application from www.indianachildcare.com
• You can also download the home and auto supplements needed to quote home & auto
• Fax or mail them to Tim Manring• OR just give us a call! 1-800-552-2910
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Thank You!