industrial …...industrial development bank of india (idbi) idbi probationary officers model paper...

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INDUSTRIAL DEVELOPMENT BANK OF INDIA (IDBI)IDBI PROBATIONARY OFFICERS MODEL PAPER

No. of Questions: 200 Maximum Marks: 200 Time: 2 Hours

REASONING

Directions (Q. 1 - 5): In each of the questions below are given four statements followed by three conclusionsnumbered I, II and III. You have to take the given statements to be true even if they seem to be at variancefrom commonly known facts. Read all the conclusions and then decide which of the given conclusionslogically follows from the given statements disregarding commonly known facts.

1. Statements: All petals are flowers.

Some flowers are buds.

Some buds are leaves.

All leaves are plants.

Conclusions: I. Some petals are not buds.

II. Some flowers are plants.

III. No flower is plant.

1) Only I follows 2) Either II or III follows

3) I and II follow 4) Only III follows

5) None of the above

2. Statements: Some pens are keys.

Some keys are locks.

All locks are cards.

No card is paper.

Conclusions: I. No lock is paper

II. Some cards are keys.

III. Some keys are not paper

1) I and II follow 2) Only I follows 3) Only II follows 4) All follow

5) None follows

3. Statements: Some pearls are gems.

All gems are diamonds.

No diamond is stone.

Some stones are corals.

Conclusions: I. Some stones are pearls.

II. Some corals being diamond is a possibility.

III. No stone is pearl.

1) Only I follows 2) Only II follows

3) Either I or III follows 4) I and II follow

5) None of these

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4. Statements: Some apartments are flats.

Some flats are buildings.

All buildings are bungalows.

All bungalows are gardens.

Conclusions: I. All apartments being building is a possibility.

II. All bungalows are not buildings.

III. No flat is garden.

1) None follows 2) Only I follows

3) Either I or III follows 4) II and III follow

5) Only II follows

5. Statements: All chairs are tables.

All tables are bottles.

Some bottles are jars.

No jar is bucket.

Conclusions: I. Some tables being jar is a possibility.

II. Some bottles are chairs.

III. Some bottles are not bucket.

1) Only I follows 2) I and II follow

3) All follow 4) Only II follows

5) None of these

Directions (Q. 6 - 10): Study the following information carefully and answer the given questions.

A word and number arrangement machine when given an input line of words and numbers rearrangesthem following a particular rule in each step. The following is an illustration of input and rearrangement(All the numbers are two digit numbers).

Input: 29 own 18 down 37 13 low early 46 pick 26 again

Step I: again 42 29 own 18 down 13 low early 46 pick 26

Step II: again 42 early 34 own 18 down 13 low 46 pick 26

Step III: again 42 early 34 own 18 18 down low 46 pick 26

Step IV: again 42 early 34 own 18 pick 13 down low 46 26

Step V: again 42 early 34 own 18 pick 13 low 21 down 46

Step VI: again 42 early 34 own 18 pick 13 low 21 down 41

Step VI is the last step of the above arrangement.

As per the rules followed in the steps given above, find out in each of the following questions theappropriate step for the given input.

Input: 28 upon 19 flow 41 38 ice melt 16 eat cream 31 quick

6. Which word / number would be at the fifth position from right end in step IV?

1) 11 2) flow 3) quick 4) 28

5) upon



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7. Which of the following would be step III?

1) eat 46 ice 36 upon 24 28 flow 38 melt 16 quick cream

2) eat 46 ice 36 upon 24 28 flow 38 melt 16 cream quick

3) eat 46 ice 36 upon 24 quick 11 28 flow 38 melt cream

4) eat 46 ice 36 upon 24 quick 11 melt 23 flow 38 cream

5) None of these

8. Which step number should be the following output? ''eat 46 ice 36 upon 24 quick 11 melt 23 flow cream38''

1) Step III 2) Step IV

3) Step V 4) Step VI

5) There will be no such step

9. Which word / number would be at the 7th position from left end is step III?

1) flow 2) 38 3) 28 4) 24

5) melt

10. How many steps are required to get the final output?

1) 3 2) 4 3) 5 4) 6

5) 7

Directions (Q. 11 - 15): Read the following information carefully and answer the given questions.

Eight family members Vijendera Thakur, Chinmay Choudhary, Malkhan Pehlwan, Gabbar Pehlwan,Hanshal Choudhary, Samsher Pehlwan, Faluka Devi and Nathu Singh are fan of three different actors: SalmanKhan, John Abraham and Sanjay Dutt. Out of these, two are female and have different specializations. Twoamong all of them are specialists in Shooting, two in Wrestling, two are Sarpanch and one each is aBusinessman and a Boxer. Gabbar Pehlwan, who is fan of Salman khan has specialized in Wrestling and herwife Faluka Devi, a Shooter is fan of Sanjay Dutt. Nathu Singh, who is son of wife of Gabbar Pehlwan is aWrestler. Samsher Pehlwan has same specialization as Chinmay Choudhary, a Sarpanch who is the cousin ofNathu Singh and is not a fan of John Abraham. Malkhan Pehlwan, Grandfather of Nathu Singh is not a Boxer.The persons who have same specialization are not the fan of same actors. Samsher Pehlwan who is son ofGabbar Pehlwan is a Sarpanch, who is fan of John Abraham and Vijendera Thakur who is brother in law ofFaluka Devi is Shooter and is fan of Salman Khan, and among all family members only two members arethere who are fan of Salman Khan. Not more than three of them are fan of Sanjay Dutt. No female isBusinessman or Boxer. Neither Businessman nor Boxer is the fan of Sanjay Dutt.

11. Wrestlers are fan of which two actors?

1) Salman Khan and John Abhraham

2) John Abhraham and Sanjay Dutt

3) Salman Khan and Sanjay Dutt

4) Data inadequate

5) None of these

12. Who is the Boxer?

1) Melkhan Pehlwan 2) Hanshal Choudhary

3) Nathu Singh 4) Data inadequate

5) None of these



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13. Who is grandfather of Samsher Pehlwan?

1) Gabbar Pehlwan 2) Vijendra Thakur

3) Nathu Singh 4) Can't be determined

5) None of These

14. Which of the following is the speciality of Malkhan Pehlwan?

1) Sarpanch 2) Shooter 3) Boxer 4) Businessman

5) None of These

15. How is Chinmay Choudhary related to Gabbar Pehlwan?

1) Niece 2) Cousin 3) Mother 4) Can't be determined

5) None of These

Directions (Q. 16 - 18): Study the information given below carefully answer the following questions.

In a certain code language the following lines written as 'lop eop aop fop' means 'Traders are abovelaws'

'fop cop bop gop' means 'Developers were above profitable'

'aop bop uop qop' means 'Developers stopped following traders'.

'cop jop eop uop' means 'Following maps were laws'

16. 'Developers are following laws' would be correctly written as

1) 'bop cop uop eop' 2) 'lop bop eop uop'

3) 'oup cop lop aop' 4) 'gop cop uop qop'

5) None of these

17. 'qop gop cop eop' would correctly mean

1) profitable laws were stopped 2) developers stopped following laws

3) traders were above profitable 4) were laws profitable traders


18. 'aop qop bop' would correctly mean

1) following were above 2) traders stopped developers

3) developers are laws 4) traders above stopped

5) laws are stopped

Directions (Q. 19 - 23): Read the following passage and answer the given questions according to thepassage.

Brexit is an abbreviation of 'British exit' which is used to explain a possibility of UK coming outof EU. It is a word that used as a shorthand way of saying the UK leaving the EU - merging the wordsBritain and exit to get Brexit. So basically, It's the issue of whether Britain should exit the EuropeanUnion or not - a question that will be decided in a historic referendum on June 23rd.

A referendum is basically a legal mechanism for voters in which everyone (or nearly everyone) ofvoting age can take part, normally giving a ''Yes'' or ''No'' answer to a question. Whichever side getsmore than half of all votes cast is considered to have won. So we can say that here in the case of Brexitthe referendum which is going to happen on 23rd of June will be the decision maker for the future ofBritain. Britain could have a new Prime Minister by early September as David Cameron started layingthe groundwork for his successor to trigger the country's exit from the European Union.



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The government is under pressure to fill a vacuum left when Cameron announced he would resignby October after Britain ignored his advice and voted to leave the 28-member block in last week'sreferendum. Presently EU is a block of 28 countries and 19 countries have formed EURO ZONE. Wecan say that the European Union is an economic and political union of 28 countries where each of thecountries within the Union is independent but they agree to trade under the agreements made betweenthe nations. If the global financial markets are affected by the Brexit, Indian markets are unlikely to beinsulated. Indian companies will have to address two markets separately adding to costs.

Indian companies having the base in Britain will have a smaller domestic market, rest of EU willbecome an unprotected export market. The Money will move out of Britain and will affect currenciesincluding INR (Euro will weaken and Dollar will strengthen) and in turn, affect the global economy.

19. In the given question, two statements numbered I and II are given based on the given passage. Theremay be cause and effect relationship between the two statements. These two statements may be theeffect of the same cause or independent causes. These statements may be independent causes withouthaving any relationship.

Statements:

I. The EU expanded to include postcommunist countries in the mid-2000s, and people in thosecountries were poorer. Many of their citizens immigrated to wealthier countries-like the UnitedKingdom.

II. The 2008 market crash hit some European countries especially hard. When people from thosecountries couldn't find a job at home, their citizens went to find jobs in other countries-like theUnited Kingdom.

Read both the statements based on the given passage and mark your answer as-

1) If statement I is the cause and statement II is its effect

2) If statement II is the cause and statement I is its effect

3) If both the statements I and II are different causes

4) If both the statements I and II are effects of independent causes

5) If both the statements I and II are effects of some common cause

20. What could be the positive effects of Britain leaving the European Union?

i) Living standards of British would fall, inflation would rise in the UK and British economy might beplunging in to recession by 2017.

ii) It will boost the voices raised for exit from EU in other countries like France, Germany, theNetherlands and Denmark.

iii) In the past couple of years a lot of migrants have been coming from Asia and Africa to Europe,which has increased the stress on public services and cultural incompatibility since free movementis a key idea of the EU. Now, they have full control on its borders.

iv) Britain's membership in the EU bound it to many rules of business and charged billions of poundsas annual membership fee. Now, they don't have any such type of restrictions and bound.

1) All of the above

2) All except (ii)

3) Only (ii), (iii) and (iv)

4) All except (i) and (ii)

5) None of these



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21. What is the impact of Brexit on Indian Economy?

1) Brexit could open up new trading opportunities with Britain. India and UK can sign Bilateral as wellas Free Trade Agreement.

2) Brexit may create recession risks that could dent IT demand further, hurting revenue growthforecast for the UK business of the Indian IT companies in FY17.

3) Indian companies intending to leverage the UK as a base to gain access into EU markets might facesome hurdles by imposition of trade barriers, scrapping of preferential rates and higher taxesbetween UK and rest of the EU.

4) It would cause a fall in euro, which would impact on currencies like renminbi. Although the rupeeand dollar as its primary anchor, some element of volatility can be expected.

5) All of the above

22. Should Britain exit from EU?

i) No, UK's EU membership helps it to sell its products to other EU member countries easily; the influxof keen-to-work migrants from the European countries helps in economic growth and providesresources for public services.

ii) Yes, Britain's membership in the EU bound it to many rules of business and charged billions ofpounds as annual membership fee.

Which of the following arguments holds strong?

1) Only (i) 2) Only (ii)

3) Either (i) or (ii) 4) Neither (i) nor (ii)

5) Both (i) and (ii)

23. Which of the following cannot be postulated from the given passage?

i) Brexit would make the UK a less attractive investment location for firms intending to sell to otherEU markets from their UK facility.

ii) Brexit would trigger shock waves not only for the UK but also for the EU and the global economy.

iii) Trade barriers between the UK and the remaining EU members were erected upon exit and it wouldaffect the exports and decrease trade deficit of the UK.

1) None of the above 2) Only (i) and (ii)

3) Only (ii) and (iii) 4) Only (ii)

5) Only (iii)

Directions (Q. 24 - 28): Study the following information carefully and answer the questions given below.

Eight friends A, B, C, D, E, G, H and J live on eight different floors of a building but not necessarilyin the same order. The lowermost floor of the building is numbered 1 and the topmost floor of the building isnumbered 8. The DOB of each of the persons falls in different months i.e. March, April, May, June, July,August, September and October, but not necessarily in the same order. All persons like different types of fruitsi.e. Guava, Apple, Grapes, Mango, Banana, Pineapple, Litchi and Orange but not necessarily in the sameorder.

The one whose DOB is in August does not live on an odd-numbered floor and does not likeApple & Litchi. J lives just below the one whose DOB is in October. The one who lives on Third floor likesGuava. The one whose DOB is in April lives on an even-numbered floor but not on the topmost floor andlikes either Orange or Pineapple. Only one person lives between G and the one whose DOB is in July.



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The one who likes Banana lives immediate above the floor in which J lives. E likes Litchi. The onewhose DOB is in June lives on an even numbered floor and lives just above the person whose DOB is inOctober. C's DOB is not in July or October. The persons (who likes Apple, Mango, Orange and Grapes) liveson even numbered floor. The one who likes Grapes lives below the one who likes Mango. Only two personslive between the one whose DOB is in August and the one whose DOB is in March. D's DOB is not inSeptember. Only two persons live between G and the one whose DOB is in April. Neither E nor C lives onthe first floor. Only one person lives between C and the one whose DOB is in May. A lives just above G. Onlytwo persons live between E and A. The one whose DOB is in July does not live on floor number one. A doesnot like Grapes or Mango. B lives on an even-numbered floor and just above C.

24. How many persons live between the person whose DOB is in September and the one who likes Apple?

1) Six 2) Two 3) Four 4) Five

5) None of these

25. Which of the following fruits does D like?

1) Guava 2) Pineapple 3) Banana 4) Litchi

5) Grapes

26. Four of the following five are alike in a certain way and hence form a group. Which one of thefollowing does not belong to that group?

1) June 2) Grapes 3) April 4) Banana

5) Mango

27. Which of the following statement is true?

1) B's DOB is in April and lives on the 5th floor.

2) H's DOB is in May and lives on the 1st floor.

3) The one whose DOB is in October lives on the 6th floor.

4) E lives on floor numbered five and likes Litchi.

5) G lives on floor numbered seven and likes Mango.

28. J is related to Orange in the same way as G is related to Litchi. Which of the following is B related to,following the same pattern?

1) Guava 2) Pineapple 3) Mango 4) Apple

5) Grapes

Directions (Q. 29): Analyze the following passage and answer the question.

Some words are highly inflammable. Fusion is one them. You can get two sets of people into a waremode by just uttering the words 'fusion music'. One set will breathe fire and say it violates the purity of musicthe other set will tell you earnestly that it opens up the borders of music.

29. From the purists perspective, the 'war' between the two set of people can best be

1) categorized as an ideological conflict between two ideas

2) termed as a conflict between generations the younger versus the older generation

3) an attempt to preserve the core principles

4) seen as an attempt of people at the margin to occupy centre stage

5) seen as preserving the social identity of purists



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30. Unlike other retail outlets, where items are purchased in any number of units the customer wants, insuper-markets items are grouped in bulk packages. This bulk buying offers saving to the customer. Theoption to buy at wholesale prices by buying in bulk makes super-market a practical choice forbudget-conscious consumers.

Which of the following assumption may be drived from the above information?

1) Super-markets often have greater buying power and lower overhead costs, so they can offer agreater variety of products than regular retail outlets.

2) Super-markets are often more conveniently located and have better parking facilities

3) The emergence of super-markets has caused many small retail stores to close down and thuseliminate competitions

4) It is economically wise to buy single items since bulk packages seldom offer significant savings

5) The financial savings from purchasing bulk packages may outweigh the inconvenience of beingunable to purchase in any number of units that suits the customer's need

31. Nations do not complete with each other in the way corporations do. Which of the following mostfavours the weakness of the argument?

1) Trade deficit is a sign of national strength, profits are a sign of corporate strength

2) Increase in human development index improves national standing, increase in market shareimproves corporate standing.

3) Climate change negotiations lead to global improvement; CSR initiatives lead to imageimprovement

4) Nations go to war to capture territory, corporates contend against each other to capture market share


32. Civilization has taught us to be friendlier towards one another Which of the following most favoursthe strengthens of the argument?

1) Cats are loyal to their children, where as men are loyal to their communities

2) Elephants move in a herd, whereas men live in nuclear families

3) Lions protect their own territories, whereas men capture other men's territories

4) Nilgai and Cheeta stay together, whereas men of one race dominate another


33. The mushrooming of business schools in the country is a cause for shortage of faculty with Ph.Dqualification. In addition, the higher pay and generous fringe benefits given by industry has encouragedqualified people to not seek academic positions. Which of the following statements, if true, would tendto STRENGTEN the argument?

1) The average salary for industry positions in Gujarat is more than the average salary for facultypositions in some business schools in Ahmedabad by around 30%

2) The average salary for industry positions in Gujarat is less than the average salary for facultypositions in a top business school in Ahmedabad by around 30%

3) The average salary for recent Ph.D graduates in the industry is 20% higher than that in academics

4) The rate of growth of salaries for the industry positions has been higher than the rate of growth ofsalaries for academic positions for the past three years




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Directions (Q. 34 - 38): Study the following information carefully and answer the questions given below.

Seven specialist doctors M, N, O, P, Q, R and S visit a polyclinic on four days-Tuesday, Wednesday,Friday and Saturday-in a week. At least one doctor but not more than two doctors visit the polyclinic on eachof these days. Each of them is a specialist in different fields-Cardiology, Dermatology, Urology, Pathology,Geriatrics, Radiology and Endocrinology.

i) P visits on Friday with Radiologist.

ii) The Urologist does not visit on Saturday nor with Q and S.

iii) The Endocrinologist R visits alone on Tuesday.

iv) N visits on Wednesday and he is not Urologist.

v) O visits on Wednesday. S is not Radiologist.

vi) The Urologist visits with the Cardiology specialist.

vii) The Pathologist visits on Friday.

viii) M is neither Dermatologist nor Radiologist.

34. What is the speciality of M?

1) Geriatrics 2) Cardiology 3) Urology 4) Data inadequate

5) None

35. On which day of the week do Q and Cardiology specialist visit?

1) Wednesday 2) Saturday

3) Wednesday and Saturday 4) Friday and Saturday

5) None of these

36. Who among them visits the polyclinic along with M?

1) None 2) S 3) Q 4) P

5) Either S or P

37. On which of the following days do the specialists in Dermatology and Geriatrics visit?

1) Tuesday 2) Wednesday 3) Saturday 4) Data inadequate

5) None of these

38. What is P's profession?

1) Urology 2) Cardiology 3) Geriatrics 4) Data inadequate

5) None

Directions (Q. 39 - 42): Each of the questions given below consists of a question and two statementsnumbered I and II. You have to decide whether the data provided in the statements are sufficient to answerthe question. Give answer

1) If Statement I alone is sufficient, but Statement II alone is not sufficient to answer the question.

2) If Statement II alone is sufficient, but Statement I alone is not sufficient to answer the question.

3) If both statements taken together are sufficient to answer the question, but neither statement alone issufficient.

4) If each statement alone is sufficient.

5) If Statements I and II together are not sufficient, and additional data is needed to answer the question.



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39. In a hockey match between India and Korea, the Indian team was behind by 2 goals with 5 minutesremaining. Did they win the match?

I. Deepak Thakur, the Indian striker scored 3 goals in the last 5 minutes of the match.

II. Korea scored a total of 3 goals in the match.

40. Each packet of SOAP costs Rs.10. Inside each packet is a gift coupon labelled with one of the lettersS, O, A, and P. If a customer submits four such coupons that make up the word SOAP, the customergets a free SOAP packet. Ms. X kept buying packet after packet of SOAP till she could get one set ofcoupons that formed the word SOAP. How many coupons with label P did she get in the above process?

I. The last label obtained by her was S and the total amount spent was Rs.210.

II. The total number of vowels obtained was 18.

41. Four students were added to a dance class. Would the teacher be able to divide her students evenly intoa dance team (or teams) of 8?

I. If 12 students were added, then the teacher could put everyone in teams of 8 without any leftovers.

II. The number of students in the class is currently not divisible by 8.

42. How many students among A, B, C and D have passed the examination?

I. The following is a true statement: A and B passed the examination.

II. The following is a false statement: One among C and D has passed the examination.

43. In the given problem, there is one question and three statements I, II and III given below the question.You have to decide whether the data given in the statements is sufficient to answer the question. Readall the statements carefully and find which of the statements is/are sufficient to answer the givenquestion. Choose the correct alternative in the given question.

In a certain code, 'XYZ' means 'We are friends'. Which letter stands for 'We'?

Statements:

I. 'PYN' means 'They are classmates'.

II. 'ZMS' means 'We love them'.

III. 'PX' means 'Hello friends'.

1) Only II 2) Only I and III

3) All I, II and III 4) Either I only or II only

5) None of these

Directions (Q. 44 - 48): In these questions the symbols @, #, $, % and are used with different meaningsas follow

'A @ B' means 'A is not smaller than B'.

'A # B' means 'A is neither smaller than nor equal to B'.

'A $ B' means 'A is neither greater than nor smaller than B'.

'A % B' means 'A is not greater than B'.

'A B' means 'A is neither greater than nor equal to B'.

In each questions, four statements showing relationships have been given, which are followed by threeconclusions I, II and III.

Assuming that the given statements are true, find out which conclusion (s) is / are definitely true?



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44. Statements: V $ Y, Y @ Z, Z % X, X # T

Conclusions: I. T # Z II. X # Y III. Z Y

1) None follows 2) Only I follows

3) II and III follow 4) I and III follow

5) Only III follows

45. Statements: R @ J, J % F, F E, E % M

Conclusions: I. M # J II. F %M III. M R

1) Only I follows 2) Only II follows

3) Only III follows 4) I and II follow

5) All follow

46. Statements: H # R, R @ L, L W, W % F

Conclusions: I. H # L II. F # L III. H $ F


3) II and III follow 4) Either I or II follows

5) All follow

47. Statements: M # K, M $ F, F % Q, Q H

Conclusions: I. H # K II. Q # K III. Q @ M

1) I and II follow 2) Either I or II follows

3) All follow 4) II and III follow


48. Statements: D Q, Q $ L, L # T, T % H

Conclusions: I. D L II. L @H III. H # L


3) Either II or III follows 4) All follow

5) None follow

49. The rate of violent crime in this state is upto 30% from last year. The fault lies entirely in our systemof justice. Recently our judges' sentences have been so lenient that criminals can now do almostanything without fear of a long prison term. The argument above would be weakened if it were truethat

1) 85% of the other States in the nation have lower crime rates than does this state

2) white-collar crime in this state has also increased by over 25% in the last year

3) 35% of the police in this state have been laid off in the last year due to budget cuts

4) polls show that 65% of the population in this state opposes capital punishment


50. During the SARS days, about 23,500 doctors who had treated SARS sufferers died and about 23,670doctors who had not engaged in treatment for SARS sufferers died. On the basis of those figures, it canbe concluded that it was not much more dangerous to participate in SARS treatment during the SARSday than it was not to participate in SARS treatment. Which of the following would reveal mostclearly the absurdity of the conclusion drawn above?



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1) Counting deaths among doctors who had participated in SARS treatment in addition to deathsamong doctors who had not participated in SARS treatment.

2) Expressing the difference between the number of deaths among doctors who had treated SARSsufferers and doctors who had not treated SARS sufferers as a percentage of the total number ofdeaths.

3) Separating deaths caused by accidents during the treatment to SARS suffers from deaths caused byinfect of SARS suffers.

4) Comparing death rates per thousand members of each group rather than comparing total number ofdeaths.

5) None of these

ENGLISH LANGUAGE

Directions (Q. 51 - 57): Read the following passage carefully and answer the questions given below it.Certain words have been printed in BOLD to help you to locate them while answering some of the questions.

Delays of several months in National Rural Employment Guarantee Scheme (NREGS) wage paymentsand work sites where labourers have lost all hope of being paid at all have become the norm in many states.How are workers who exist on the margins of subsistence supposed to feed their families? Under the scheme,workers must be paid within 15 days, failing which they are entitle to compensation under the Payment ofWages Act - upto Rs.3000 per aggrieved worker. In reality, compensation is received in only a few isolatedinstances. It is often argued by officials that the main reason for the delay is the inability of banks and postoffices to handle mass payments of NREGS wages. Though there is a grain of truth in this, as a diagnosis itis misleading. The jam in the banking system has been the result of the hasty switch to bank paymentsimposed by the Central Government against the recommendation of the Central Employment GuaranteeCouncil which advocated a gradual transition starting with villages relatively close to the nearest bank.However, delays are not confined solely to the banking system. Operational hurdles include implementingagencies taking more than fifteen days to issue payment orders, viewing of work measurement as acumbersome process resulting in procrastination by the engineering staff and non maintenance of muster rollsand job card etc. But behind these delays lies a deeper and deliberate 'backlash' against the NREGS. Withbank payments making it much harder to embezzle NREGS funds, the programme is seen as a headache bymany government functionaries the workload has remained without the 'Inducements'. Slowing down wagepayments is a convenient way of sabotaging the scheme because workers will desert NREGS worksites.

The common sense solution advocated by the government is to adopt the business correspondentmodel. Where in bank agents will go to villages to make cash payments and duly record them on handheld,electronic devices. This solution is based on the wrong diagnosis that distance separating villages from banksis the main issue. In order to accelerate payments, clear timelines for every step of the payment process shouldbe incorporated into the system as Programme Officers often have no data on delays and cannot exert duepressure to remedy the situation. Workers are both clueless and powerless with no provision for them to airtheir grievances and seek redress. In drought affected areas the system of piece rate work can be dispensedwith where work measurement is not completed within a week and wages may be paid on the basis ofattendance. Buffer funds can be provided to gram panchayats and post offices to avoid bottlenecks in the flowof funds. Partial advances could also be considered provided wage payments are meticulously tracked. Butfailure to recognize problems and unwillingness to remedy them will remain major threats to the NREGS.

51. What impact have late wage payments had on NREGS workers?

1) They cannot obtain employment till their dues are cleared

2) They have benefited from the compensation awarded to them

3) They have been unable to provide for their families

4) They have been ostracised by their families who depend on them for sustenance




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52. Which of the following factors has not been responsible for untimely payment of NREGS wages?

1) Communication delays between agencies implementing the scheme

2) Improper record keeping

3) Behind schedule release of payments by banks

4) Drought conditions prevalent in the country

5) Delays in work measurement

53. What has the outcome of disbursing NREGS wages through banks been?

1) Theft of funds by administration officials responsible for the scheme has reduced

2) Increased work load for local government officials

3) Protests by workers who have to travel long distances to the nearest bank to claim their wages

4) Time consuming formalities have to be completed by works


54. According to the passage, which of the following has / have been the consequence (s) of delayed wagepayments?

A) Compensation to victimized workers has amounted to crores

B) Banks will no longer be entrusted with remitting wages

C) Regulations to ensure punctual wage payments have come into force.

1) None of these 2) Only (A) 3) (A) and (C) 4) (A) and (B)

5) (B) and (C)

55. To which of the following has the author attributed the delay in wage payments?

1) Embezzlement of funds by corrupt bank staff

2) Lack of monitoring by the Central employment Guarantee Council

3) An attempt to derail the NREGS by vested interests

4) Overworked bank staff deliberately delay payments to protest against extra work

5) Engineers' efforts to wreck the NREGS because of low wages

56. Which of the following is NOT true in the context of the passage?

A) Workers are reluctant to open bank accounts as branches are not conveniently located

B) Local officials often delay wage payments in drought prone areas to benefit workers.

C) The Government has not implemented every recommendation of the Central EmploymentGuarantee Council.

1) Only (B) 2) (A) and (B) 3) (B) and (C) 4) (A) and (C)

5) All of these

57. Which of the following can be considered a deficiency in the NREGS?

1) Lack of co-ordination among Programme Officers

2) Local officials are unaware of correct operational procedures

3) Workers have no means of obtaining redressal for untimely wage payments

4) Disbursing wages through banks instead of readily accessible post offices

5) The Central Employment Guarantee Council is reluctant to award compensation to workers



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Directions (Q. 58 - 67): Read the following passage carefully and answer the questions given below it.Certain words have been printed in bold to help you to locate them while answering some of the questions.

I spent last week in and around Srinagar. I was going back to this paradise on earth after 40 years! Ourtaxi driver was vastly amused as he drove us to the houseboat on Dal Lake and asked, "But has anythingreally changed since then? " I looked around, smiled and shook my head. Apart from some ugly newbuildings with zero connect to the old, artistic, wooden structures, Srinagar appeared depressingly squalid,starting with the chaotic, cramped and shabby airport. This is the jewel of India -a destination like no other.Talking to Mahmood Ahmad Shah, the dynamic director of tourism for the region, I realized what he was upagainst, particularly when he provided a few key statistics (7.5 lakh tourists visited the valley in 1988... thatnumber had shrunk to 10,000 next year, and now stands at 1.5 lakh).

Today, domestic tourists are back, but onehardly spots foreigners. Most embassies advise againsttravelling to Kashmir, describing the situation there as 'dangerous and volatile'. As we drove through the oldcity, the downtown area and past the Jumma Masjid, our driver pointed out the street which is the scene ofthe notorious Friday stonepelting ritual. He laughed, "It is a joke! Youngsters with nothing better to do comehere to throw stones... even the police don't take these incidents seriously.'' Regardless of which party is inpower, the general consensus is that nobody cares. The devastating floods in 2014 left Srinagar drowning inproblems that are still to be resolved. The damage done seems irreversible. Mehbooba Mufti may have wonthe election, but people continue to sing praises of Omar Abdullah. While his father is mocked for hishedonistic lifestyle, Omar is admired for being a 'doer'.

Nobody is interested in Delhi and what is happening there. This is a world unto itself, far removed fromthe rest of the country. Even those who are not involved in politics, spontaneously refer to people like myselfas "You Indians..." and talk about "We Kashmiris" without realizing the implications of such loaded words.India sounds like a distant, foreign land most will never visit. Air fares are ridiculously steep and the averageKashmiri, reeling under various challenging situations, cannot afford such luxuries. During a morning kahwameeting with Omar Abdullah, I am astonished to learn that few want to pay taxes to the state. "Where will themoney come from to build better roads? Create better schools and colleges? "asks Abdullah in frustration.With the heavy dependency on the Centre for practically everything, chances of attracting any form of biginvestment are dim. Though, there is some good news in that two global hotel chains have signed up tocreate luxury properties in and around Srinagar. But the ground realities tell a sad story. Dal Lake is dying. Ifthe Dal dies, Srinagar dies. It is an emergency that only a handful is ready to acknowledge.

Then comes the tragedy of the incredible craftsmen. The number of weavers with golden hands israpidly dwindling. Soon, there will be just a few families left to carry forward an art going back centuries.The panic in their eyes is hard to ignore. Weavers are paid a paltry Rs.150 a day for working underback-breaking conditions. Their eyesight goes by the time they are forty. The wages they earn cannot feed thefamily. Their children refuse to continue the parampara (heritage); they want 'modern' jobs with some sort ofsecurity in place. And yet, the aspirations of the lower middle class in the city now extend to owning cars theycannot afford! Our driver says cynically,"Anybody with Rs.5,000 can go to a bank and get a loan." Narrowgullies and half-paved streets, unused to vehicular traffic, are unable to deal with daily jams in busy areas.

Apart from these obvious shortcomings, the overall mood is pretty upbeat -it's a cry for peace. As ourlocal friends put it, "Once we enjoy peace and harmony, all other problems will take care of themselves. Weare hardworking and pious. Izzat and mehnat matter. But we also feel neglected and ignored by successivegovernments at the Centre.'' Surely this mood should be accurately read by Delhi, and an appropriate responsefound? They must be made to feel a part of the India narrative, emotionally and cerebrally. Right now, all onecan sense is isolation and alienation of a proud people who have suffered greatly for no fault of theirs.

58. What 'emergency' is author talking about that only handful are ready to acknowledge?

1) The devastating floods in 2014 left Srinagar drowning in problems that are still to be resolved.

2) Domestic tourists are back, but one hardly spots foreigners. Most embassies advise againsttravelling to Kashmir, describing the situation there as 'dangerous and volatile'.



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3) The number of weavers with golden hands is rapidly dwindling.

4) Dal lake is dying which is a big concern.

5) The heavy dependency on the Centre for practically everything, chances of attracting any form ofbig investment are dim.

59. Which of the following is false in context of the passage?

1) Kashmir is not an attractive destination anymore as embassies advice against travelling there.

2) Kashmiri's feel neglected and ignored by successive governments at the Centre.

3) With the heavy dependency on the Centre for practically everything, chances of attracting any formof big investment are dim.

4) Regardless of which party is in power, the general consensus is that nobody cares.

5) Nobody wants to pay taxes as they feel neglected.

60. Which of the following statement(s) is/are the reason why weaver's children are refusing to continuetheir family heritage?

i. As they feel neglected by their government because of which they don't want to continue theirfamily heritage.

ii. As they want jobs which has security and pay them enough to fulfil their aspirations.

iii. As the wages they earn cannot feed the family and the aspirations of the lower middle class in thecity now extend to owning cars they cannot afford.

1) Only (i) 2) Both (i) and (ii)

3) Both (ii) and (iii) 4) Only (ii)

5) All of these

61. What is the general mood in Kashmir?

1) Kashmiris sing praises for Mehbooba Mufti who has won the elections.

2) They do not want to pay taxes as they feel neglected and do not want to contribute anything.

3) They want harmony and peace and think that problem will take care of themselves once there ispeace.

4) They do care about what is happening in Delhi even though they feel neglected.

5) The children still are in love with their heritage and want to continue doing their traditional workeven if it doesn't provide them with enough food for whole family.

62. Which of the following is/are the problems Kashmiri's face?

i. They are practically depended on centre for everything thus chances of attracting any form of biginvestment are dim.

ii. Weaver's eyesight goes by the time they turn forty.

iii.The air fares are ridiculously high and average kashmiri can't afford it.

1) Only (i)

2) Both (i) and (ii)

3) Both (ii) and (iii)

4) Only (ii).

5) All of these.



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63. How Kashmir has changed in 40 years?

1) The number of tourists now has increased immensely compared to past as construction hasimproved.

2) They are more interested in what's happening in Delhi compared to past.

3) Srinagar is more cleaner compared to one 40 years ago.

4) There is a panic in the eyes of the weavers as because of the low pay due to which the number ofthe weavers is rapidly decreasing.

5) The newer buildings have connection to the old, artistic, wooden structures.

Directions (Q. 64 - 65): Choose the word/group of words which is MOST SIMILAR in meaning to the word/group of words printed in bold as used in the passage.

64. DWINDLING

1) Enhance 2) Ascend 3) Plummet 4) Augment

5) Elevate

65. SQUALID

1) Clean 2) Pleasant 3) Proper 4) Contemptible

5) Decent

Directions (Q. 66 - 67): Choose the word / group of words which is MOST OPPOSITE in meaning to theword/ group of words printed in bold as used in the passage.

66. SHABBY

1) Scruffy 2) Dilapidated 3) Pristine 4) Neglected

5) Ramshackle

67. HEDONISTIC

1) Debauchee 2) Ascetic 3) Epicure 4) Profligate

5) Extravagant

Directions (Q. 68 - 72): Each question below has two blanks, each blank indicating that something has beenomitted. Choose the set of words/ phrases for each blank that best fits the meaning of the sentence as awhole.

68. ........... is China the world's most populous country, with nearly 1.3 billion people, it is also the world'sfastest-growing economy, ........ more than fourfold every year.

1) Not only, expanding

2) Merely, developing

3) Hardly, growing

4) Surprisingly, flourishing

5) An example, evolving

69. Bangalore has ...... beyond recognition into an IT-propelled metropolis from a laid back city that it........

1) changed, is 2) developed, should be

3) constructed, used to be 4) progressed, claims to be

5) morphed, once was



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70. While the agricultural revolution ...... the earth's surface, the Industrial Revolution is changing theearth's ...........

1) changed, as well 2) suffered, air

3) benefited, atmosphere 4) transformed, atmosphere

5) predicted, circumstances

71. The finding of a recent study to ....... the factors which influence successful primary school completion...... that extreme poverty is responsible for ninety recent of the school dropout cases.

1) study, proves 2) establish, examine

3) construct, show 4) explore, reveal

5) reveal, object to

72. ...... the concept of environmentally sustainable development ..... a quarter century ago, there is not asingle country today which has a strategy to build an eco-economy.

1) Eventhough, built 2) Although, evolved

3) Besides, took shape 4) After, still

5) Though, created

Directions (Q. 73 - 77): Rearrange the following sentences (A), (B), (C ), (D), (E) and (F) into ameaningful paragraph and then answer the questions, given below it.

A) Moreover salaries in public sector enterprises are not as competitive as those offered by private orforeign corporates.

B) This trend should be a wake up call for stakeholders to examine why employees are seeking betteropportunities with private companies in India and abroad.

C) Public Sector Enterprises (PSEs) have been experiencing severe challenges in attracting, motivatingand retaining their key staff.

D) Having identified these as the reasons employees leave PSEs it is important empower stakeholders tofind ways to remedy the situation.

E) One reason is that young employees lured away to private firms are more willing to undertakeprofessional risks.

F) Employees in specialist roles especially have become increasingly difficult to retain.

73. Which of the following should be the FIRST sentence after rearrangement?

1) A 2) B 3) C 4) D

5) E

74. Which of the following should be the SECOND sentence after rearrangement?

1) A 2) B 3) C 4) D

5) F

75. Which of the following should be the THIRD sentence after rearrangement?

1) A 2) B 3) C 4) D

5) E

76. Which of the following should be the FIFTH sentence after rearrangement?

1) A 2) B 3) C 4) D

5) E



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77. Which of the following should be the LAST (SIXTH) sentence after rearrangement?

1) A 2) B 3) C 4) D

5) E

Directions (Q. 78 - 87): In the following passage, there are blanks each of which has been numbered. Thesenumbers are printed below the passage and against each five words have been suggested, one of which fillsthe blanks appropriately. Find out the appropriate word in each case.

Traditional bank architecture is based on bank branches. These branches ensure the physical ..(78).. ofa customer's savings. A customer may go there to deposit and withdraw money, ..(79).. loans and ..(80).. inother financial transactions. In the past two decades banking architecture has changed the Automated TellerMachine (ATM) has been a big ..(81).. and credit and debit cards have created new financial spaces. ..(82)..the bank branch has remained the bedrock of the banking system after all a person needs a bank account in abranch before he can operate a debit or ATM card. This may be about to change as technocrats now ..(83)..cell phones as the new architecture of virtual banks. This has the potential to make branches ..(84).. . Cellphone banking looks especially relevant for India, since it can penetrate the countryside cheaply and ..(85)... The world over cell phones are spreading at a ..(86).. rate and in India alone new cell phone connection aregrowing at the rate of six million a month a rate of customer ..(87).. that no bank can dream of.

78. 1) knowledge 2) security 3) presence 4) confidentiality

5) guarantee

79. 1) negotiate 2) advance 3) credit 4) disburse

5) sanction

80. 1) pursue 2) interact 3) operate 4) enable

5) engaged

81. 1) drawback 2) hurdle 3) consequence 4) luxury

5) innovation

82. 1) Despite 2) Although 3) Even 4) Yet

5) Until

83. 1) view 2) realise 3) display 4) engineer

5) assess

84. 1) essential 2) obsolete 3) extant 4) retreat

5) expired

85. 1) moderately 2) occasionally 3) compulsorily 4) indiscriminately

5) effectively

86. 1) phenomenal 2) gradual 3) proportionate 4) competitive

5) projected

87. 1) discount 2) base 3) expansion 4) satisfaction

5) relationship

Directions (Q. 88 - 92): Read each sentence to find out whether there is any grammatical or idiomatic errorin it. The error, if any, will be in one part of the sentence. The number of that part is the answer. If thereis 'No error', the answer is (5). (Ignore errors of punctuation, if any.)

88. Many residents claim (1) / that the company has (2) / taken their land (3) / without adequatecompensating. (4) / No error (5).



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89. On account of the week (1) / long strike the factory (2) / was forced to close and (3) / next month'sshipment will delay. (4) / No error (5).

90. The actual conduct of the test (1) / at each venue will be entrusted (2) / on the officer-in-charge (3) /who will be designated as test conductor. (4) / No error (5).

91. The government decision (1) / will benefit all (2) / the software companies registered (3) / under thescheme. (4) / No error (5).

92. There cannot be any situation where (1) / somebody makes money in an asset (2) / located in India anddoes not pay tax (3) / either to India or to the country of his origin.(4) / No error (5).

Directions (Q. 93 - 97): In the given questions, a sentence has been given with a bold part. For that bold partthere are options to follow. Choose the option that can improve the bold part. If the sentence needs noimprovement then choose option (5) that is ‘No correction required’.

93. At an early age he had made his mark as a chemist.

1) made his mark

2) makes his mark

3) has made his mark

4) has been making his mark

5) No correction required

94. He is not in the good books of his master.

1) in the better books

2) in the good book

3) in the best book

4) into the good books


95. He has been working of and on for several years to compile a dictionary.

1) regularly 2) on and off

3) on or off 4) on and on


96. He spent much time and energy over it, and lost a large sum in the bargain.

1) with the bargain

2) for the bargain

3) off the bargain

4) to the bargain


97. It is all and one to me whether he lives in Bombay or Calcutta.

1) all but one

2) all one

3) one and all

4) all or one




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Directions (Q. 98 - 100): Which of the phrases (1), (2), (3) and (4) given below each statement should beplaced in the blank space provided so as to make a meaningful and grammatically correct sentence? Ifnone of the sentences is appropriate, mark (5) i.e., ‘None of the above’ as the answer.

98. Achieving equality for women is not only a laudable goal, ...............

1) political reforms are also neglected preventing women from entering legislatures and positions ofpower.

2) the problem is also deep rooted in the society and supported by it.

3) their empowerment is purposefully hampered by people with vested interests in all sections of thesociety.

4) it is also equally difficult to achieve and maintain for a long term.


99. He has lost most of his life's earning in the stock market but .....

1) he still seems to be leading his life luxuriously and extravagantly.

2) he could not save enough to repay his enormous debts.

3) stock market is not a safe option to invest money unless done with caution.

4) experts have been suggesting to avoid investments stock market because of its unpredictable nature.


100. .............. or else they would not keep electing him year after year.

1) The party leader gave a strong message to the mayor for improving his political style

2) Owing to numerous scandals against the mayor, he was told to resign from the post immediately

3) The mayor threatened the residents against filing a complaint against him

4) The residents must really be impressed with the political style of their mayor


QUANTITATIVE APTITUDE

Directions (Q. 101 - 105): Study the following table carefully and answer the question given below.



Year Bank

P Q R S T

2004 27361 26345 25467 28246 30164

2005 32081 27456 32461 29435 35128

2006 25361 28637 32652 29565 32443

2007 23654 29045 32561 28314 36152

2008 36125 30467 25495 23764 35463

2009 35465 31963 27649 24356 33214

2010 34135 31974 28283 26553 31264

Number of people taking fresh loans fromdifferent banks over the year and the

percentage of defaulters amongst themeach Year

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101. Approximately how many people taking a loan from Bank 'S' in the year 2006 were defaulters?

1) 6490 2) 6210 3) 5020 4) 6550

5) 5580

102. Approximately what was the difference between the number of defaulters of Bank 'Q' in the year 2004and 2005?

1) 175 2) 125 3) 190 4) 205

5) 140

103. In which of the following years was the number of defaulters of Bank 'R', the maximum among thegiven years?

1) 2005 2) 2006 3) 2007 4) 2010

5) None of these

104. In which of the following years was the difference in number of people taking loan from Bank 'P' fromthe previous year the highest?

1) 2008 2) 2006 3) 2007 4) 2005

5) None of these

105. Approximately what was the total number of defaulters of Bank 'T' in the year 2007 and 2008together?

1) 14110 2) 13620 3) 13250 4) 14670

5) 15330

Directions (Q. 106 - 110): In each of these questions, a question is given followed by information in threestatements. You have to find out the data in which statement(s) is sufficient to answer the question andmark your answer accordingly.

106. What is the area of a right-angled triangle?

I. The base of the triangle is X cm.

II. The height of the triangle is Y cm.

III. The hypotenuse of the triangle is Z cm.



Approximate percentage of

defaulters among them each Year

Year Bank

P Q R S T

2004 12 9 15 13 19

2005 24 8 17 20 23

2006 22 13 16 21 25

2007 18 11 18 22 19

2008 12 10 13 23 18

2009 11 20 11 22 21

2010 9 21 12 21 23

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1) Only I & II 2) Only II

3) Only II & III 4) Any two of the three

5) None of these

107. What is the average age of the six members A, B, C, D, E & F in a family?

I. Total age of D & E is 14 years.

II. Average age of A, B, C and F is 50 years

III. Average age of A, B, D and E is 40 years

1) Only I & II 2) Only I & III

3) Only II & Ill 4) All I, II & III

5) None of these

108. What is the rate of interest pcpa?

I. An amount doubles itself at simple interest in 10 years.

II. The difference between the compound interest and the simple interest on an amount of Rs.15,000 intwo years is Rs.150.

III. The compound interest accrued in 8 years is more than the amount (principal).

1) Only I 2) Only II

3) Only II & III 4) Only I & III

5) Only either I or II

109. What is the marks scored by Abhijit in English?

I. The marks scored by Abhijit in Maths is more than his marks in Science by 20.

II. Total marks scored by Abhijit in Maths, Science and English is 198.

III. The marks scored by Abhijit in Science is more than his marks in English by 12.

1) Any two of the three

2) Only II & III

3) All I, II & III

4) The question cannot be answered even with the information in all the three statements

5) None of these

110. In how many days will B alone complete the work?

I. A and B together can complete the work in 8 days.

II. B and C together can complete the work in 10 days.

III. A and C together can complete the work in 12 days.

1) Only I & II

2) Only II & III

3) All I, II & III

4) The question cannot be answered even with the information in all the three statements.

5) None of these



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111. If the numerator of a fraction is increased by 20% and the denominator is increased by 25%, the

3fraction obtained is ⎯ . What was the original fraction?

5

5 4 1) ⎯ 2) ⎯

7 7

33) ⎯ 4) Cannot be determined

8

5) None of these

112. If the positions of the digits of a two-digit number are interchanged, the number obtained is smallerthan the original number by 27. If the digits of the number are in the ratio of 1 : 2, what is the originalnumber?

1) 36 2) 63

3) 48 4) Cannot be determined

5) None of these

113. One of the angles of a quadrilateral is thrice the smaller angle of a parallelogram. The respective ratiobetween the adjacent angles of the parallelogram is 4 : 5. Remaining three angles of the quadrilateralare in ratio 4 : 11 : 9 respectively. What is the sum of the largest and the smallest angles of thequadrilateral?

1) 255 2) 260 3) 265 4) 270

5) None of these

114. An aeroplane flies with an average speed of 756 km/h. A helicopter takes 48 hrs to cover twice thedistance covered by aeroplane in 9 hrs. How much distance will the helicopter cover in 18 hrs?(Assuming that flights are non-stop and moving with uniform speed)

1) 5010 km 2) 4875 km 3) 5760 km 4) 5103 km

5) None of these

115. A cylindrical cistern of diameter 25 m is full of water. If 11 litres of water is drawn off, the water levelin the cistern will drop by?

22(use π = ⎯ )71 6 2 2

1) 10 ⎯ m 2) 12 ⎯ m 3) 22 ⎯ m 4) 20 ⎯ m2 7 5 5

5) None of these

116. The marked price of a shirt and a trouser are in the ratio 1 : 2. The shopkeeper gives 40% discount onthe shirt. If the total discount on the shirt and trousers is 30%, the discount offered on the trousers is

1) 15% 2) 20% 3) 25% 4) 30%

5) None of these

117. A contractor undertook to finish a certain work in 124 days and employed 120 men. After 64 days, hefound that he had already done 2⎯

3of the work. How many men can be discharged now so that the

work may finish in time?

1) 48 2) 56 3) 40 4) 50

5) None of these



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118. A part of Rs.1500 was lent at 10% per annum and the rest at 7% per annum simple interest. The totalinterest earned in three year was Rs.396. The sum lent at 10% was

1) Rs.900 2) Rs.800 3) Rs.700 4) Rs.600

5) None of these

119. The liquids X and Y are mixed in the ratio of 3 : 2 and the mixture is sold at Rs.11 per litre at aprofit of 10%. If the liquid X costs Rs.2 more per litre than Y, the cost of X per litre is (in Rs.):

1) 9.5 2) 10.8 3) 11.75 4) 11

5) None of these

Directions (Q. 120 - 124): Study the following table to answer these questions.

120. In various plans in the ratio of expenditure on public sector, which of the following graphs explain bestthe expenditure on water supply and sanitation?

1) 2)

3) 4)

5) None of these



Plan I II III IV V VI

Public sector

Plan Expenditure 19600 46720 85770 157240 394260 975000

Social service 4180 7440 12960 24620 63720 140350

Education 1530 2730 5890 7860 13360 25240

Health 980 2140 2260 3370 7610 18210

Family Planning - 20 250 2780 4920 10100

Housing and

Urban services 330 800 1280 2470 11500 24880

Water supply

and sanitation - - 1060 4740 10920 39220

Social welfare

and related area 1340 1750 2220 3400 15410 22700

Plan of Public Sector Under Various Plans Sector wise

Expenditure out of that total expenditure (in million)

5

4

3

2

1

0iii iv v vi iii iv v vi

..

..

5

4

3

2

1

0iii iv v vi

.

. ..

5

4

3

2

1

0

..

.

.

5

4

3

2

1

0iii iv v vi

.. .

.

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121. The ratio of public sector expenditure to the expenditure on social services was highest in which plan?

1) I 2) VI 3) V 4) II

5) None

122. In the successive plans in the ratio of public sector expenditure there was a continuous decrease inwhich sector?

1) In no sector 2) Health 3) Education 4) Social services

5) Social welfare and related areas

123. For plan VI out of public sector expenditure, what percent of expenditure is on Housing and Urbanservices?

1) 0.35 2) 25 3) 25.5 4) 2.5

5) 20.5

124. For all the given plans, what was the difference in expenditure on education and health?

1) Rs.220400000 2) Rs.224000000

3) Rs.22040000000 4) Rs.220400000000

5) None of these

Directions (Q. 125 - 129): Study the following information carefully and answer the questions that follow.

Two colleges A and B have a total of 1450 students studying in different departments of each college.255 students study in engineering departments of both colleges. The students in engineering department incollege B are 59 more than the students in engineering department in college A.

The number of commerce students in college B is 5 less than the number of engineering students in thesame college.

The ratio of science and arts students in college B is 33 : 16, 147 students study in managementdepartment of college B. 125 of the students of college A study in arts department. The difference betweencommerce students and science students of college A is 29 (commerce students are less than arts students).74 students of college A study in management department of the total students of both colleges, study incollege A.

125. What is the total number of arts students of both colleges?

1) 221 2) 217 3) 225 4) 229

5) None of these

126. Total number of commerce students of both colleges forms what percent of total number of students ofboth colleges?

1) 21.38% 2) 21.48% 3) 23.38% 4) 25.38%

5) 25.48%

127. What is the ratio of number of commerce students of college B to the number of science students ofcollege A?

1) 19 : 21 2) 21 : 19 3) 27 : 19 4) 19 : 27

5) None of these

128. In which department in college B, the number of students is 2nd lowest?

1) Engineering 2) Commerce 3) Arts 4) Science

5) Management



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129. The number of management students of college B is approximately what percent more than thenumber of students in the same departments in college A?

1) 84% 2) 99% 3) 95% 4) 78%

5) 105%

Directions (Q. 130 - 134): In the following number series, a wrong number is given. Find out the wrongnumber.

130. 29, 37, 21, 43, 13, 53, 5

1) 37 2) 53 3) 13 4) 21

5) 43

131. 600, 125, 30, 13, 7.2, 6.44, 6.288

1) 6 2) 10 3) 15 4) 12

5) None of these

132. 80, 42, 24, 13.5, 8.75, 6.375, 5.1875

1) 8.75 2) 13.5 3) 24 4) 6.375

5) 42

133. 10, 8, 13, 35, 135, 671, 4007

1) 8 2) 671 3) 135 4) 13

5) 35

134. 150, 290, 560, 1120, 2140, 4230, 8400

1) 2140 2) 560 3) 1120 4) 4230

5) 290

Directions (Q. 135 - 139): The following line graph shows the number of employees and their salary(in thousands) of 3 automobile companies. Study it carefully and answer the following questions.

135. What is the average salary of an employee of speedomax company?

51) Rs.24285 ⎯ 2) Rs.25000 3) Rs.25825 4) Rs.27850

7

5) None of these



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136. Total salary of Rs.35 thousand salaried employees is what times of total salary of Rs.10 thousandsalaried and Rs.15 thousand salaried employees together?

1) 1.01 2) 1.04 3) 1.07 4) 1.11

5) None of these

137. Find the half of difference between the number of employees of the company having highest numberof employees and the company having lowest number of employees.

1) 400 2) 300 3) 250 4) 500

5) None of these

138. The number of employees of Hero taking salary Rs.30000 is what percent more or less than thenumber of employees of HMT and Speedomax together, taking Rs.40000 salary?

11) 75% 2) 50% 3) 33 ⎯ % 4) 25%

3

5) None of these

139. If 29% percent of the total employees getting Rs.40000 salary got increment of 35% in their salary, thenfind the total salary of all employees who got increment.

1) 7.83 lac 2) 78.3 lac 3) 783 lac 4) 78.3 cr

5) None of these

140. A policeman starts to chase a thief. When the thief goes 10 steps the policeman moves 8 steps and5 steps of the policeman are equal to 7 steps of the thief. The ratio of the speeds of the policeman andthe thief is

1) 25 : 28 2) 25 : 26 3) 28 : 25 4) 56 : 25

5) None of these

141. A and B run a kilometer and A wins by 25 sec. A and C run a kilometer and A wins by 275 m. WhenB and C run the same distance, B wins by 30 sec. The time taken by A to run a kilometer is

1) 2 min 25 sec 2) 2 min 50 sec

3) 3 min 20 sec 4) 3 min 30 sec

5) None of these

142. A man rows to a place 60 km far and back in 13 hours 30 minutes. He finds that he can row 5 km withthe stream in the same time as he can row 4 km against the stream. Find the rate of the stream.

11) 8 km/hr 2) ⎯ km/hr 3) 10 km/hr 4) 1 km/hr

2

5) None of these

143. The respective ratio between the present ages of son, mother, father and grandfather is 2 : 7 : 8 : 12.The average age of son and mother is 27 years. What will be mother’s age after 7 years?

1) 40 years 2) 41 years 3) 48 years 4) 49 years

5) None of these

144. 8 men and 4 women together can complete a piece of work in 6 days. The work done by a man in oneday is double the work done by a woman in one day. If 8 men and 4 women started working and after2 days 4 men left and 4 new women joined, in how many more days will the work be completed?

1) 5 days 2) 8 days 3) 6 days 4) 4 days

5) 9 days



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145. The cost of fencing a circular plot at the rate of Rs.15 per m is Rs.3300. What will be the cost offlooring the plot at the rate of Rs.100 per sq m?

1) Rs.385000 2) Rs.220000

3) Rs.350000 4) Cannot be determined

5) None

Directions (Q. 146 - 150): Study the following piechart carefully to answer the questions that follow.

146. What is the number of men working in the Marketing department?

1) 462 2) 454 3) 418 4) 424

5) None of these

147. What is the respective ratio of the number of women working in the HR department to the number ofmen working in the IT department?

1) 11 : 12 2) 17 : 29 3) 13 : 28 4) 12 : 35

5) None of these

148. The number of men working in the production department of the organization forms what per cent ofthe total number of employees working in that department?

1) 88% 2) 90% 3) 75% 4) 65%

5) None of these



Respective ratio of men to women in eachdepartment

Degree wise break-up of employees working invarious department of an organization and the ratio

of men to women

Total number of employees = 3250

Accounts

50.4°°

Marketing

79.2°°

IT

57.6°°

HR

36°°

Production

136.8°°

Department Men Women

Production 4 1

HR 12 13

IT 7 3

Marketing 3 2

Accounts 6 7

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149. The number of women working in the IT department of the organization forms what percent of the totalnumber of employees in the organization from all departments together?

1) 3.2% 2) 4.8% 3) 6.3% 4) 5.6%

5) None of these

150. What is the total number of men working in the organization?

1) 2198 2) 2147 3) 2073 4) 2236

5) None of these

GENERAL AWARENESS

151. Which of the following is a receipt listed in India and traded in rupees declaring ownership of sharesof a foreign company?

1) Indian Depository Receipt (IDR)

2) European Depository Receipt (EDR)

3) Global Depository Receipt (GDR)

4) American Depository Receipt (ADR)

5) Luxemburg Depository Receipt (LDR)

152. A bank without any branch network that offers its services remotely through online banking,telephone / mobile banking and interbank ATM network alliances is known as...

1) Universal Banking 2) Indirect Bank

3) Door Step Bank 4) A Direct Bank

5) Unit Banking

153. Prof. Kolakaluri Enoch was honoured with the 29th Moortidevi Award 2015 for his novel AnantaJeevanam. He is an eminent author of...

1) Tamil 2) Assamese 3) Bengali 4) Malayalam

5) Telugu

154. Who among the following has been named the first Indian ambassador for Switzerland Tourism topromote Swiss campaign for 2017 “Nature wants you back!”?

1) Hrithik Roshan 2) Shah Rukh Khan

3) Arjun Kapoor 4) Ranbir Kapoor

5) Ranveer Singh

155. The constitution of the six members Monetary Policy Committee (MPC) was notified recently. One ofthe six members of the MPC will be the deputy governor of RBI, in charge of Monetary Policy, whoat present is...

1) N.S. Vishwanathan 2) Harun R. Khan 3) R. Gandhi 4) S.S. Mundra

5) Anand Sinha

156. The International Literacy Day is observed every year on ................

1) 2nd September 2) 4th September 3) 6th September 4) 8th September

5) 10th September



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157. Which of the following books has been authored by the US President Barack Obama?

1) Of Thee I Sing 2) The Audacity of Hope

3) Dreams From My Father 4) All the above

5) None of these

158. Who among the following has been appointed as the CEO of the World Bank?

1) Mulyani Indrawati 2) Irina Bokova

3) Daniel Mitov 4) Antonio Guterres

5) Kristalina Georgieva

159. The 11th G20 Summit concluded recently in the Chinese city of Hangzhou. The 12th G20 Summit isto be held in 2017 in ..........

1) Hamburg, Germany 2) Tokyo, Japan

3) Paris, France 4) Rome, Italy

5) Sydney, Australia

160. Which of the following is an investment advisory discipline?

1) Corporate Industrial Finance 2) Offshare Banking

3) Wholesale Banking 4) Wealth Management

5) Trade Finance

161. The Aadhar - enabled payment system (AEPS) is a bank-led model that facilitates banking facilitiesthrough banking correspondents across banks. However, Aadhaar - enabled basic types of bankingtransactions do ‘not’ include

1) Aadhaar to Aadhaar funds transfer 2) Small overdraft facility

3) Cash withdrawal 4) Balance enquiry

5) Cash deposit

162. A type of fraud wherein criminals use an innocent person's details to open or use an account to carryout financial transactions is known as..

1) identity theft 2) hacking

3) money laundering 4) espionage

5) phishing

163. Which of the following has become the first state in the country to implement Direct Benefit Transfer(DBT) in Kerosene?

1) Gujarat 2) Madhya Pradesh

3) Uttar Pradesh 4) Jharkhand

5) Tamil Nadu

164. Who among the following is the author of the book “The Lowland”?

1) Jhumpa Lahiri 2) Amitav Ghosh

3) Salman Rushdie 4) Hamid Ansari

5) Chetan Bhagat



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165. The Teachers’ Day is celebrated every year on 5th September to celebrate the birth anniversary ofDr. Sarvepalli Radhakrishnan who was India’s ........

1) second President 2) first Vice President

3) second Prime Minister 4) All the above

5) Only (1) and (2)

166. Which of the following banks recently launched a credit facility against home loans for salariedcustomers who can seek loans up to Rs.1 cr for personal needs?

1) ICICI Bank 2) HDFC Bank 3) Federal Bank 4) Axis Bank

5) YES Bank

167. The part of a company's earnings or profits which are paid out to shareholders is known as..

1) capital gains 2) taxes

3) interest on borrowings 4) dividends

5) penal interest

168. NABARD is responsible for regulating and supervising the functions of-

1) Investment and Industrial Finance Banks

2) Cooperative Banks and Regional Rural Banks

3) Corporate Finance and Overseas Banking Units

4) Private Sector and Multinational Banks

5) Reserve Bank of India

169. The RBI's scheme S4A stands for .......

1) Suitable Structuring of Stressed Assets

2) Systematic Structuring of Stressed Assets

3) Scheme for Structuring of Stressed Assets

4) Sustainable Structuring of Stressed Assets

5) None of these

170. The arrangement under which banks sell insurance products acting as the agents of the respectivecompanies is called the

1) Insurance Joint venture

2) Bancassurance Model

3) Hybrid Insurance Model

4) Insurance Broking

5) Integrated Model

171. The concept of ‘Micro Credit’ essentially concentrates on-

1) consumption smoothening as and when needed

2) providing safe place to hold savings

3) accepting deposits

4) provision of credit to the poor

5) facility to transfer money



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172. With effect from 2012, July 1st for calculation of lending rates, the Reserve Bank of India has advisedbanks to switch over to the..

1) MSF Rate System 2) Reserve Repo Rate System

3) Bank Rate System 4) Repo Rate System

5) Base Rate System

173. An Equity share is also commonly referred to as

1) ordinary share 2) debenture

3) convertible share 4) security receipt

5) preferred stock

174. In boxing, Manny Pacquiao has reclaimed the World Boxing Organisation (WBO) Welter weight titlefor the third time. He is a pugilist from..

1) Malaysia 2) Cambodia 3) Colombia 4) Philippines

5) Vietnam

175. The two-day ‘Heart of Asia’ conference will be participated by over 30 countries. These countries willNOT include..

1) Pakistan 2) Iran 3) Russia 4) US

5) None of these

176. The World Health Organization (WHO) is a specialized agency of the United Nations (UN) that isconcerned with international Public Health. It is head quartered at..

1) Sweden 2) Switzerland 3) United Kingdom 4) France

5) Germany

177. The process by which a life insurance policy holder can transfer all rights, title and interest under apolicy contract to a third person is known as..

1) Assignment of the policy 2) Hypothecation of the policy

3) Reinvestment of the policy 4) Negotiation of the policy

5) Nomination of the policy

178. Who among the following has authored the book “1991: How PV Narasimha Rao Made History”?

1) Sanjaya Baru 2) Ajit Doval

3) G. Parthasarathy 4) Shyam Saran

5) Natwar Singh

179. The Hornbill Festival began was observed recently in which state? The festival coincides with theStatehood Day of the state which is observed on Dec 1st.

1) Nagaland 2) Sikkim 3) Tripura 4) Manipur

5) Assam

180. Which of the following is the first indigenous aircraft carrier which is scheduled to be commissionedin 2021?

1) INS Vikrant 2) INS Vishal

3) INS Vikramaditya 4) INS Viraat

5) None of these



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181. Which international airport of India has become the first carbon neutral airport in Asia-Pacific?

1) Indira Gandhi International Airport

2) Kempegowda International Airport

3) Goa International Airport

4) Veer Savarkar International Airport

5) Rajiv Gandhi International Airport

182. Which of the following institutions is regarded as the ‘Lender of the Last Resort’ by Bank in India?

1) State bank of India (SBI)

2) The State Treasury

3) Reserve Bank of India (RBI)

4) World Bank

5) Department of Financial Services (DFS)

183. A bank’s ‘fixed deposit’ is also referred to as a..

1) term deposit 2) saving bank deposit

3) current deposit 4) demand deposit

5) home savings deposit

184. To improve access of the poor to banking, RBI has advised banks to open branches with minimuminfrastructure supporting up to 8 to 10 Business Correspondents (BC) at a reasonable distance of3 - 4 km. Such branches are known as..

1) Nodal branches 2) Micro branches

3) Mini branches 4) Ultra small branches

5) Satellite branches

185. Which of the following services relate to execution of transactions directly with consumers, rather thancorporations or other banks?

1) Wholesale Banking Services 2) Industrial Banking Services

3) Investment Banking Services 4) Corporate Banking Services

5) Retail Banking Services

186. World Food Day is celebrated every year around the world on..

1) July 4th 2) October 16th

3) Other than those given as options 4) August 12th

5) May 18th

187. As per Census 2011, which of the following Indian states has the lowest population density?

1) Nagaland 2) Manipur

3) Arunachal Pradesh 4) Himachal Pradesh

5) Meghalaya

188. The minimum age for becoming a member of Rajyasabha is

1) 28 years 2) 40 years 3) 30 years 4) 35 years

5) 25 years



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189. Banks’ mandatory lending to farmers for agriculture, micro and small enterprises and other weakersections where in banks are required to lend up to 40% of the loans is generally described as

1) Para banking 2) Sub-prime lending

3) Retail lending 4) Non-priority sector lending

5) Priority sector lending

190. Theresa May is the present Prime Minister of which of the following countries?

1) Australia 2) UK 3) Spain 4) Germany

5) France

191. Fiscal deficit in the first five months of the current fiscal stood at Rs.4.08 lakh cr, which was ............of Budget estimates for 2016 - 17.

1) 55.3 percent 2) 65.6 percent 3) 72.6 percent 4) 76.4 percent

5) 87.2 percent

192. Mahendra Singh Dhoni remains the most valued Indian athlete in 2016 as per the Forbes Fab 40 listreleased recently. Who among the following topped the list globally?

1) Lionel Messi 2) Tiger Woods

3) Roger Federer 4) Maria Sharapova

5) Novak Djokovic

193. The World Aids Day is observed across the world on..

1) 1st December 2) 2nd December 3) 5th December 4) 7th December

5) 10th December

194. Bernard Cazeneuve is the new Prime Minister of which of the following countries?

1) Spain 2) France 3) Germany 4) Sweden

5) Cuba

195. ............ will extend a support aggregating about Rs.120 cr to banks for deployment of twoPoint-of-Sale (PoS) devices per village in one lakh villages having a population of up to 10,000.

1) NABARD 2) SIDBI 3) SBI 4) IBA

5) NHB

196. The Goods and Services Tax (GST) council has decided that businesses in rest of India (excluding thosein Northeastern and hill states) with annual turnover below ............ would be out of the GST net.

1) Rs.10 lakh 2) Rs.15 lakh 3) Rs.20 lakh 4) Rs.25 lakh

5) Rs.30 lakh

197. The Institute for Development & Research in Banking Technology (IDRBT) is a banking researchinstitute established in 1996 by RBI. It is located in

1) Chennai 2) Mumbai 3) Kolkata 4) New Delhi

5) Hyderabad

198. Akodara village in Sabarkantha district of which of the following states recently has earned the title ofthe First Digital Village in India?

1) Maharashtra 2) Andhra Pradesh 3) Gujarat 4) Kerala

5) Tamil Nadu



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199. The Ministry of Railways has appointed who among the following as a Brand Ambassador for SwachhRail Mission?

1) Bindeshwar Pathak 2) Nana Patekar

3) Vidya Balan 4) Medha Patkar

5) Amitabh Bachchan

200. The Govt has decided to raise the Employees Provident Fund (EPF) investment in Exchange TradedFunds (ETF) from present 5% to..

1) 8% 2) 10% 3) 12% 4) 15%

5) 20%

KEY

1-2; 2-4; 3-5; 4-2; 5-3; 6-4; 7-2; 8-5; 9-3; 10-4; 11-3; 12-2; 13-5; 14-4; 15-1; 16-2; 17-1; 18-2; 19-3; 20-4;21-5; 22-5; 23-5; 24-4; 25-2; 26-4; 27-4; 28-5; 29-2; 30-5; 31-4; 32-1; 33-1; 34-1; 35-5; 36-2; 37-3; 38-5;39-5; 40-3; 41-1; 42-5; 43-5; 44-1; 45-1; 46-2; 47-3; 48-1; 49-3; 50-4; 51-5; 52-4; 53-2; 54-1; 55-3; 56-2;57-3; 58-4; 59-5; 60-3; 61-3; 62-5; 63-4; 64-4; 65-4; 66-3; 67-2; 68-1; 69-5; 70-4; 71-4; 72-2; 73-3; 74-5;75-5; 76-2; 77-4; 78-2; 79-4; 80-3; 81-5; 82-4; 83-1; 84-2; 85-5; 86-1; 87-3; 88-4; 89-4; 90-3; 91-1; 92-2;93-1; 94-5; 95-2; 96-5; 97-2; 98-5; 99-1; 100-4; 101-2; 102-1; 103-3; 104-1; 105-3; 106-4; 107-1; 108-5;

109-3; 110-3; 111-5; 112-2; 113-2; 114-4; 115-3; 116-3; 117-2; 118-1; 119-2; 120-1; 121-2; 122-1; 123-4;124-3; 125-1; 126-3; 127-4; 128-5; 129-2; 130-5; 131-5; 132-3; 133-2; 134-3; 135-1; 136-5; 137-3; 138-3;139-2; 140-3; 141-1; 142-4; 143-4; 144-1; 145-1; 146-5; 147-3; 148-5; 149-2; 150-2; 151-1; 152-4; 153-5;154-5; 155-3; 156-4; 157-4; 158-5; 159-1; 160-4; 161-2; 162-5; 163-4; 164-1; 165-5; 166-1; 167-4; 168-2;169-4; 170-2; 171-4; 172-5; 173-1; 174-4; 175-5; 176-2; 177-1; 178-1; 179-1; 180-1; 181-1; 182-3; 183-1;184-4; 185-5; 186-2; 187-3; 188-3; 189-5; 190-2; 191-4; 192-3; 193-1; 194-2; 195-1; 196-3; 197-5; 198-3;199-1; 200-2.

HINTS AND SOLUTIONS

1. According to question,

Conclusions : I. × II. × (or) III. ×

Hence, only II or III follows.

2. According to question

Conclusions: I. II. III.

Hence, All conclusions follow.



Petals

Flowers

Buds

Plants

Leaves

Keys Locks

Cards

PensPaper

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Conclusions: I. × II. (or) III. ×

Hence, only conclusion II and either I or III follow.


Conclusions: I. II.× III. ×

Hence, only conclusion I follows.


Conclusions: I. II. III.

Hence, All I, II and III follow.

6 - 10. The machine rearranges one number and one word in each step. First, it rearranges words startingwith a vowel in alphabetical order, and then it rearranges words starting with a consonant in reversealphabetical order.

For numbers, it first rearranges prime numbers in descending order with addition of 5 (in each primenumber), then composite numbers in ascending order with subtraction of 5 (in each compositenumber).



Pearls Gems

Diamonds

Stone Corals

Pearls Gems

Diamonds

Stone

Corals

or

Apartments

Gardens

Bungalow

Building

Flats

Chair

TablesJar Bucket

Bottles

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Input: 28 upon 19 flow 41 38 ice melt 16 eat cream 31 quick

Step I: eat 46 28 upon 19 flow 38 ice melt 16 cream 31 quick

Step II: eat 46 ice 36 28 upon 19 flow 38 melt 16 cream quick

Step III: eat 46 ice 36 upon 24 28 flow 38 melt 16 cream quick

Step IV: eat 46 ice 36 upon 24 quick 11 28 flow 38 melt cream

Step V: eat 46 ice 36 upon 24 quick 11melt 23 flow 38 cream

Step VI: eat 46 ice 36 upon 24 quick 11melt 23 flow 33 cream

11 - 15

Family Tree:

16 - 18. Lop eop aop top - Traders are above laws → (i)

Fop cop bop gop - Developers were

above profitable → (ii)

Aop bop uop qop - Developers stopped

following traders → (iii)

Cop jop cop uop - Following maps

were laws → (iv)

From (i) and (ii) fop − above

From (i) and (iii) aop − traders

From (ii) and (iii) bop − developers



Family Members Gender Actors whom Specialisation

family members

are fan

Vijendera Thakur Male Salman Khan Shooter

Chinmay Choudhary Female Sanjay Dutt Sarpanch

Malkhan Pehlwan Male John Abhraham Businessman

Gabbar Pehlwan Male Salman khan Wrestler

Hanshal Choudhary Male John Abhraham Boxer

Samsher Pehlwan Male John Abhraham Sarpanch

Faluka Devi Female Sanjay Dutt Shooter

Nathu Singh Male Sanjay Dutt Wrestler

Malkhan Pehlwan

(+) Vijendra Thakur

Chinmay Choudhary

Faluka Devi

(+)

(+)

(+) (+)

(-)Gabbar Pehlwan

(-) Samsher Pehlwan

Nathu Singh

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From (ii) and (iv) cop − were

From (iii) and (iv) uop − following

From (i) and (iv) eop − laws

Therefore, remaining codes are

lop −are [from (i)]

gop − profitable [from (ii)]

qop − stopped [from (iii)]

jop − maps [from (iv)]

16. Developers are following laws = bop lop uop eop = lop bop eop uop

17. qop gop cop eop = Stopped profitable were laws = Profitable laws were stopped

18. aop qop bop = Traders stopped develop

19. It is quite clear from the given passage that both are different causes due to which

Britain leave the European Union.

20. (i) is the negative effect which British may have to face.

(ii) is vague with respect to the passage since it doesn't have any relation with Britain.

(iii) and (iv) are the positive effects from British point of view since it provides freedom and fullcontrol to regulate their business and they don't have any restrictions from now onwards.

21. A free Trade Agreement between India and the UK could be easier to accomplish at a bilateral levelfollowing Britain's exit from the EU. So,

(i) may be an impact. The five large Indian IT companies have 8 - 15% revenue exposure to the BritishPound. And Indian companies having the base in Britain will have a smaller domestic market, restof EU will become an unprotected export market. So,

(ii) and (iii) may also be the impact. It can also be concluded from the last line of the passage that itwill affect currencies, so

(iv) may also be an impact of Brexit.

22. Clearly both the arguments given in favour as well as against the statement are strong.

23. From the passage, (i) and (ii) can be clearly assumed and in third case, as trade barrier between the UKand the remaining EU members were erected upon exit and as it would affect the exports, then therewould be an increase in trade deficit of the UK. So, (iii) cannot be assumed.

24 - 28.



Floor DOB Month Person Fruits

8 June A Apple

7 October G Banana

6 August J Mango

5 July E Litchi

4 April B Orange

3 March C Guava

2 September H Grapes

1 May D Pineapple

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29. A war between the original and the improvised.

30. Buying in wholesale and bulk depends upon the choice of the customer's choice and may cause offinancial saving.

31. This option says that aggressiveness is a common way for both.

32. Civilization taught us the moral duties regarding the children and relatives.

34 - 38.

39. Let India scored 0 and Korea 2 by the time "5 minutes remaining" in the match. From statement I, Indiascored 3 goals in last 5 minutes but it is not clear whether Korea too scored in the last 5 minute. Fromstatement II, Korea's total score is 3, but what India scored is not known. On combining both thestatements, we are unable to deduce the scores of both the team.

Hence, both the statements taken together are not sufficient to answer the question.

40. Since Ms. X bought 21 packets out of which there are 18 O's and A's in total.

Since she got one S, there has to be 2 P's which she bought. Hence, both the statements are required.

41. Option I seems to be the right fit as 12 students would give an extra team of 8 plus 4 students whichwould be adjusted accordingly and form perfect 8 member teams.

Thus just 4 students would do the same except the number of teams would be I less. From statement IIalone we cannot get anything.

42. Statement I gives that A & B have passed. But nothing about C & D. Statement II gives 'One among Cand D has passed' and this is false.

This indicates C and D both have passed or both are failed. Hence we get both only A and B havepassed or all A, B, C, D have passed..

43. To find the code for 'we', we need to have any of the following:

'We are friends' should have only 'We' common with another statement, as in II; 'We are friends' shouldhave only 'are' and 'friends' common with another single or two statements, as in I and III. Thus, weneed Either II only or I and III only.

44 - 48:

44. V $ Y ⇒ V = Y Y @ Z ⇒ Y ≥ Z

Z % X ⇒ Z ≤ X X # T ⇒ X > T

From all above statements.

V = Y ≥ Z ≤ X > T

Conclusions

I. T # Z ⇒ T > Z (False)



Days Person & Specialization

Tuesday R (Endocrinologist)

Wednesday N (Cardiologist), O (Urologist)

Friday P (Pathologist), Q (Radiologist)

Saturday S (Dermatology), M (Geriatrics)

⇒ < # ⇒ > @ ⇒ ≥

& ⇒ ≤ $ ⇒ =

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II. X # Y ⇒ X > Y (False)

III. Z Y ⇒ Z < Y (False)

None follows.

45. R @ J ⇒ R ≥ J J % F ⇒ J ≤ F

F E ⇒ F < E E % M ⇒ E ≤ M

From all above statements,

R ≥ J ≤ F < E ≤ M

Conclusions

I. M # J ⇒M > J (True)

II. F % M ⇒ F ≤ M (False)

III. M R ⇒ M < R (False)

Only (I) follows.

46. H # R ⇒ H > R R @ L ⇒ R ≥ L

L W ⇒ L < W W % F ⇒ W ≤ F

From all above statements,

H > R ≥ L < W ≤ F

Conclusions

I. H # L ⇒ H > L (True)

II. F # L ⇒ F > L (True)

III. H $ F ⇒ H = F (False)

So, only (I) and (II) follows.

47. M # K ⇒ M > K

M $ F ⇒ M = F

F % Q ⇒ F ≤ Q

Q H ⇒ Q < H

From all above statements, K < M = F ≤ Q < H

Conclusions

I. H # K ⇒ H > K (True)

II. Q # K ⇒ Q > K (True)

III. Q @ M ⇒ Q ≥ M (True)

So, all follow.

48. D Q ⇒ D < Q

Q $ L ⇒ Q = L

L # T ⇒ L > T

T % H ⇒ T ≤ H

From all above Statements,

D < Q = L > T ≤ H



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Conclusions

I. D L ⇒ D < L (True)

II. L @ H ⇒ L ≥ H (False)

III. H # L ⇒ H > L (False)

Only (I) follow.

49. Thus the increase in crime rate has been contributed by other factors, not leniency in the punishment.

50. Most logically such comparison should reveal mortality rate per thousand doctors indulged in SARStreatment and not indulged in treatment

58. Refer to the 3rd paragraph of the passage, "If the Dal dies, Srinagar dies. It is an emergency that onlya handful is ready to acknowledge."

59. Refer to the 3rd paragraph of the passage, "I am astonished to learn that few want to pay taxes to thestate". "Where will the money come from to build better roads? Create better schools and colleges?"asks Abdullah in frustration.

60. Refer to the 4th paragraph of the passage.

61. Refer to the 5th paragraph of the passage, "the overall mood is pretty upbeat - it's cry for peace".

62. All of the options are correct.

63. Refer to the 4th paragraph of the passage, "The panic in their eyes is hard to ignore".

64. Dwindling means diminish gradually in size, amount, or strength. Augment means the same.

65. Squalid means (of a place) extremely dirty and unpleasant, especially as a result of poverty or neglecthence contemptible is the word most similar in meaning.

66. Shabby means in poor condition through long use or lack of care hence pristine is the word mostsimilar in meaing.

67. Hedonistic means engaged in the pursuit of pleasure; sensually self-indulgent hence ascetic is the wordmost similar in meaning.

88. Replace compensating with compensation. Preposition (without) + Adjective (adequate) + Noun(Compensation).

89. Replace will delay (active) with will be delayed (passive).

90. 'With' will come in place of 'on'.

91. Replace 'government' with 'government's'.

92. Replace 'in' with 'on'.

101. Required number of people = 21% of 29565 = 6208.65 = 6210.

102. Required difference = 9% of 26345 − 8% of 27456

= 2371.05 − 2196.48 = 174.57 = 175

103. Number of defaulters of Bank R in the year 2004 = 15% of 25467 = 3820.05

2005 = 17% of 32461 = 5518.37

2006 = 16% of 32652 = 5224.32

2007 = 18% of 32561 = 5860.98

2008 = 13% of 25495 = 3314.35

2009 = 11% of 27649 = 3041.39



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2010 = 12% of 28283 = 3393.96

Hence, maximum number of defaulters of Bank R is in the year 2007.

104. Difference of number of people taking loan from Bank P

From the previous year in the year

2005 = 32081 − 27361 = 4720

2006 = 32081 − 25361 = 6720

2007 = 25361 − 23654 = 1707

2008 = 36125 − 23654 = 12471

2009 = 36125 − 35465 = 660

2010 = 35465 − 34135 = 1330

Hence, the year is 2008.

105. Required number of defaulters

= 19% of 36152 + 18% of 35463

= 6868.88 + 6383.34 = 13252.22 = 13250

106. In right angled triangle, the 3rd side can be calculated if we know 2 sides thus area of this triangle canbe calculated using any 2 of the three statements.

107. Using I, sum of ages of D & E = 14 years Using II, sum of ages of A, B, C and F = 50 × 4 = 200 years

Thus, required average can be calculated using I & II.

108. From I, R = 10 %

15000 × R2From II, ⎯⎯⎯⎯⎯ = 150, R 10%

(100)2

So, either I or II is sufficient.

109. From I, M = S + 20

From II, M + S + E = 198

From III, S = E + 12

So using all the statements, the question can be answered.

1110. Using I, A + B = ⎯

8

1Using II, B + C = ⎯

10

1Using III, C + A = ⎯

12

So using all the statements, the question can be answered.

x111. Let fraction be ⎯

y

x × 120% 3∴ According to the question, ⎯⎯⎯ = ⎯

y × 125% 5



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x 3 125 5⇒ ⎯ = ⎯ × ⎯ = ⎯

y 5 120 8

112. Let two digits number be 10 x + y.

∴ According to the question,

10x + y − (10y + x ) = 27

⇒ 9x − 9y = 27

∴ x − y = 3

Again, x = 2K and y = K

∴ 2K − K = 3

⇒ K = 3

Then, x = 2 × 3 = 6

∴ y = 3

and Number = 10 × 6 + 3 = 63

113. Let the adjacent angles of the parallelogram be

4x and 5x.

∴ 4x + 5x = 180 or 9x = 180

∴ x = 20

One angle of quadrilateral 3 × 80° = 240°

Again, sum of angles of quadrilateral

4y +11y + 9y + 240° = 360° ⇒ 24y = 120°

∴ y = 5

Hence, the sum of the largest and the smallest angles of the quadrilateral

= 4 × 5 + 240 = 260°

114. Distance covered by the aeroplane in 9 h

= 9 × 756 = 6804 km

2 × 6804Speed of helicopter = ⎯

48

∴ Distance covered by helicopter in 18 h

2 × 6804= ⎯ × 18 = 5103km

48

115. Let initial height = H

Final height = h

22 25 25 ( ⎯ × ⎯ × ⎯ × H ) −11000 7 2 2

22 25 25= ⎯ × ⎯ × ⎯ × h

7 2 22

From this equation, H − h = 22 ⎯ m.5



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116. Let MP of shirt = 100

MP of trouser = 200

Discounted price of shirt = 60

Let discounted price of trouser = x

7060 + x = ⎯ × (100 + 200) ⇒ x =150

100

(200 − 150) Discount = ⎯⎯ × 100 = 25%

200

117. Let person work after 64 days

64 × 120 60 × x⎯⎯ = ⎯⎯ ⇒ x = 64

2 1⎯ ⎯3 3

Persons discharged = 120 − 64 = 56

1 ⎯ × 3963

118. net interest rate = ⎯⎯ × 1001500

= 8.8 %

3or 3 : 2, sum lent at 10 % = ⎯ × 1500 = Rs.900

5

119. let quantity = 5L(3 Litre x and 2 litre y)

SP of 1 L = Rs.11

SP of 5 L = Rs.55

100CP of 5 L = ⎯ × 55 = Rs.50

110

Let cost per L of x = Rs.a

Cost Per L of y = Rs.a + 2

3(a + 2) + 2 (a ) = 50 ⇒ a = 8.8

cost of x = 8.8 + 2 = Rs.10.8 per litre

120. From table we can say that expendutire on water supply and sanitation are increasing in every plant.So, the graph represent in option (1) is best explanation of it.

121. By watching table we can say that the ratio of public sector expenditure to the expenditure on socialservices was highest in the VIth plan.

122. From the table , we can say that in all the sector, there is no continuous decrease.

24880123. Required percentage = ⎯⎯ × 100 %

975000

= 2.551 % = 2.5 %

124. Total expenditure on education in all plans

= 1530 + 2730 + 5890 + 7860 + 13360 + 25240 = 56610 million

Total expenditure on health in all plans



10 % 7 %

1.8 % 1.2 %

8.8 %

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= 980 + 2140 + 2260 + 3370 + 7610 + 18210 = 34570 million

∴ Required difference

= ( 56610 − 34570) = 22040 million

= Rs.22040 × 1000000 = Rs.22040000000

125 - 129:

125. no. of arts students = 125 + 96 = 221

(187 + 152)126. required percentage = ⎯⎯ × 100 = 23.38%

1450

152 127. required ratio = ⎯ = 19 : 27

216

128. Second lowest students in college B = 147 in management department

(147 − 74) 129. required percentage = ⎯⎯ × 100 = 99 %

74

130.

∴ Wrong number is 43, it must be 45.

131.


132.


133.




Department College A College B

Engineering 98 157

Commerce 187 152

Science 216 198

Arts 125 96

Management 74 147

Total 700 750

+8 +8

-8 -8 -8

29 37 21 45 13 53 5

600 125 30 11 7.2 6.44 6.288

÷ 5 + 5 ÷ 5 + 5 ÷ 5 + 5 ÷ 5 + 5 ÷ 5 + 5 ÷ 5 + 5

80 42 23 13.5 8.75 6.375 5.1875

÷ 2 + 2 ÷ 2 + 2 ÷ 2 + 2 ÷ 2 + 2 ÷ 2 + 2 ÷ 2 + 2

10 8 13 35 135 669 4007

×1-2 ×2-3 ×3-4 ×4-5 ×5-6 ×6-7

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134.


135. average salary

(300 × 10) + (200 × 15) + (300 × 20) + (400 × 25) + (600 × 30) + (200 × 35) + (100 × 40) = ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯

300 + 200 + 300 + 400 + 600 + 200 + 100

51000 51000000= ⎯⎯⎯ thousand Rs. or ⎯⎯⎯

2100 2100

5 = 24285 ⎯ Rs.

7

136. Total salary of Rs.35 thousand salaried Employees = 35000 × 900

Salary of Rs.10 thousand and Rs.15

thousand Salaried employees = (10000 × 600) + (15000 × 600)

3150000 Required = ⎯⎯⎯ = 2.1

1500000

137. Number of employees in Speedomax = 2100

Number of employees in HMT = 1600

Number of employees in Hero = 1700

Required difference

1 = ⎯ (2100 − 1600) = 250

2

138. Required percentage

(300 − 200) 1= ⎯⎯⎯ × 100 = 33 ⎯ %

300 3

139. Total salary of employees who got increment

29 (100 + 35) = ⎯ × 500 × 4000 × ⎯⎯⎯

100 100

= 78.3 lac

7140. 1 step of policeman = ⎯ step of thief.

5

7 Ratio of speeds = 8 × ⎯ : 10 = 28 : 25

5

141. Let time taken by A = x seconds

By B = x + 25 seconds

By C = x + 55 seconds

A and C run a kilometre and A wins by 275 m.



150 290 560 1090 2140 4230 8400

×2-10 ×2-20 ×2-30 ×2-40 ×2-50 ×2-60

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A → x sec

C → x + 55 sec

C is take 55 sec to run 275 m.

275Speed of C = ⎯ = 5 m/ sec

55

From question C run a kilometer.

1000 C total time = ⎯ = 200 sec

5

C = 200 sec.

⇒ C = (x + 55) sec

⇒ 200 = x + 55 sec

⇒ x = 200 − 55 = 145 sec.

∴ A total time = 2 min 25 sec.

142. Ratio of speed of man and stream

5 + 4 5 − 4= ⎯ : ⎯ = 9 :1

2 2

Let the speeds are 9x and x km/hr

60 60 ⎯⎯⎯ + ⎯⎯⎯ = 13.5 ⇒ x = 1 (9x + x) (9x - x)

So, rate of stream = 1 km/hr.

143. Total age of son and mother

2x + 7x = 2 × 27 ⇒ 9x = 54 ⇒ x = 6

∴ Mother's age after 7 yr = 7 × x + 7

= 7 × 6 + 7 = 49 yr

144. 1 M = 2W

(8M + 4W) (6 days − 2 days ) = (4M + 8W) × x days

(8 × 2W + 4W) (6 − 2 ) days = (4W 2W + 8W ) x days

⇒ (16 + 4) W 4 days = 16W x days

20 × 4∴ x = ⎯⎯⎯ = 5 days [M1D1 = M2D2]

16

3300145. Circumference of circular plot = ⎯ = 220

15

⇒ 2πr = 220

220 55 × 7∴ r = ⎯⎯⎯ × 7 = ⎯⎯⎯ = 35m

2 × 22 11

Total cost of flooring the plot

22 = πr2 × 100 = ⎯ × 35 × 35 × 100

7

= Rs.385000



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146. Number of men working in the marketing department

79.2° 3= 3250 × ⎯ × ⎯ = 429

360° 3 + 2

147. Number of women working in HR department

36° 13= 3250 × ⎯ × ⎯

360° 25

Number of men working in IT department

57.6° 7= 3250 × ⎯ × ⎯

360° 10

Required ratio

36° 133250 × ⎯ × ⎯

360° 25 = ⎯⎯⎯⎯⎯

57.6° 73250 × ⎯ × ⎯

360° 10

36 ×13 ×10 13= ⎯⎯⎯⎯⎯ = ⎯

57.6 ×7 ×25 28

148. Number of men working in the production department

136.8° 4= 3250 × ⎯ × ⎯

360° 5

Total number of employees in production department

136.8°= 3250 × ⎯

360°

Required percentage

136.8° 43250 × ⎯ × ⎯

360° 5 = ⎯⎯⎯⎯⎯ × 100 %

136.8°3250 × ⎯

360°

4 = ⎯ × 100% = 80%

5

149. Number of women working in IT department

57.6° 3= 3250 × ⎯ × ⎯ = 156

360° 10

Total number of employees = 3250

156Required percentage = ⎯ × 100% = 4.8%

3250

150. Number of men working in accounts department

50.4° 6= 3250 × ⎯ × ⎯ = 210

360° 13



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Number of men working in marketing department

79.2° 3= 3250 × ⎯ × ⎯ = 429

360° 5

Number of men working in IT department

57.6° 7= 3250 × ⎯ × ⎯ = 364

360° 10

Number of men working in HR department

36° 12= 3250 × ⎯ × ⎯ = 156

360° 10

Number of men working in production department

136.8° 4= 3250 × ⎯ × ⎯ = 988

360° 5

Hence, total number of men working in the organization

= 210 + 429 +364 +156 + 988 = 2147

((-Ñ -†-´‚-Ø√ -v°æ-¨¡o°æ-vû√-Eo Race Institute èπ◊ îÁç-C-† -E°æ¤-ù’-©’ ®Ω÷-§Ò-çCç-î√®Ω’.))



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