information of axis bank
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Presented by:
Vaishali shelar
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Information of Axis Bank
Axis Bank was the first of the new private banks to have begun
operations in 1994, after the Government of India allowed new private banks
to be established. The Bank was promoted jointly by the Administrator of the
specified undertaking of the Unit Trust of India (UTI - I), Life Insurance
Corporation of India (LIC) and General Insurance Corporation of India (GIC)and other four PSU insurance companies, i.e. National Insurance Company
Ltd., The New India Assurance Company Ltd., The Oriental Insurance
Company Ltd. and United India Insurance Company Ltd.
The Bank as on 31st December, 2011 is capitalized to the extent of Rs.
412.57 crores with the public holding (other than promoters and GDRs) at
53.63%.
The Bank's Registered Office is at Ahmadabad and its Central Office is
located at Mumbai. The Bank has a very wide network of more than 1281
branches (including 169 Service Branches/CPCs as on 31st March, 2011).
The Bank has a network of over 7591 ATMs (as on 30th September, 2011)
providing 24 hrs a day banking convenience to its customers. This is one of
the largest ATM networks in the country.
The Bank has strengths in both retail and corporate banking and is committed
to adopting the best industry practices internationally in order to achieveexcellence.
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Axis Bank Services Products & Services
Account
Zero Balance Savings AccountA savings account that doesnt require a
minimum balance.
Krishi Savings Account This product has been specially designed forfarmers and others employed in the allied agricultural activities sector. It is
easy to operate and allows you to transact immediately.
Easy Access Savings Account Instant access to your money anywhere,
anytime.
Prime Savings AccountAccess to a wide network of over 1281 branches
and one of the largest ATM networks.
Corporate Salary Account It is is designed to offer payroll solutions
through in a 24 X 7 environment.
Womens Savings Account Manage your money, your life, and instant
access to your money anywhere, anytime.
Demat Account Avail the depository-related services by just opening an
account with NSDL through Axis Bank.
Senior Citizens Account It is designed by keeping an eye on Senior
citizens banking requirements which is totally different and require special
consideration.
Defence salary Account Absolutely free and no minimum balance is
required. Specially designed for defence forces.
Trust/NGO Savings AccountIt is a complete banking solution for Trusts,
Associations, Societies, Government Bodies, Section 25 companies andNGOs.
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Deposits
Fixed Deposits
Recurring Deposits
Encash 24
Tax Saver Fixed Deposit
Loans
Welcome to the wide range of Axis Bank's Loan products. Put an end to
your financial troubles.
Power Homes
Power Drive
Personal Power
Study Power
Asset Power
Two Wheeler Loan
Loan against Security
Consumer Power
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Cards
Apart from Gold & Silver credit cards, Axis Bank provides
Axis Bank Meal Card
Axis Bank Gift Card
LIC co-branded Annuity Card
Capital Markets
Debt Solutions
Equity Solutions
Private Equity, Mergers & Acquisitions
Advisory Services
Trusteeship Services
Depository Services
Capital Market Funding
E-Broking
Credit
Working Capital Finance
Term Loans
Trade Services and Trade
Finance
Structured Finance
Supply Chain Management
Overseas Financing and
Transactions
SME Standard Products
Power Trac
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Board of Directors
Dr. Adarsh Kishore Chairman
Smt. Shikha Sharma Managing Director & CEO
Dr. R.H. Patil Director
Smt. Rama Bijapurkar Director
Shri M.V. Subbiah Director
Shri K. N. Prithviraj Director
Shri V. R. Kaundinya Director
Shri S. B. Mathur Director
Shri Prasad R. Menon Director
Shri R. N. Bhattacharyya Director
Shri Samir K Barua Director
Shri A K Dasgupta Director
Shri Som Mittal Direct
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Promoters
Axis Bank Ltd. has been promoted by the largest and the best Financial
Institution of the country, UTI. The Bank was set up with a capital of Rs. 115
crores, with UTI contributing Rs. 100 crores, LIC - Rs. 7.5 crores and GIC
and its four subsidiaries contributing Rs. 1.5 crores each.
Specified Undertaking of the Unit Trust of India (SUUTI) -Shareholding 23.86%.
SUUTI manages assured return schemes along with6.75% US-64Bonds, 6.60% ARS Bonds with a Unit Capital of over Rs. 14167.59
crores
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Branch Network
At the end of October 2009, The Bank has a very wide network of more than
1000 branches and Extension Counters (as on 31 March 2010).The Bank has
a network of over 4055 ATMs (as on 31 March 2010). The Bank has loans
now (as of June 2007) account for as much as 70 per cent of the banks total
loan book of Rs 2, 00,000 crores
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Risk and Earning Perspective
From a medium-term perspective, it appears that Axis Bank could becharting out a niche for itself in the private bank space. It appears to be
following a business strategy quite different from the high-volume and
commodity-style approach of ICICI Bank and HDFC Bank.
Strategy also has its pluses in terms of the higher margins in somesegments of the retail business and the in-built credit risk
diversification (and mitigation) achieved through a widely dispersed
retail credit portfolio.
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Investment Banking
An investment banking is a financial institution that Assistscorporations and governments in raising capital by underwriting and
acting as the agent in the issuance of security. An investment bank also assists companies involved in mergers and
acquisitions, derivatives, etc. Further it provides ancillary services such
as market making and the trading of derivatives, fixed income
instruments, foreign exchange, commodity, and equity securities.
Unlike commercial banks and retail banks, investment banks do nottake deposits.
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Commercial Banking
A commercial banking is a type of financial intermediary and a type ofbank. Commercial banking is also known as business banking.
It is a bank that provides checking accounts, savings accounts, andmoney market accounts and that accepts time deposits.
Commercial banking may also be seen as distinct from retail banking,which involves the provision of financial services direct to consumers.
Many banks offer both commercial and retail banking services.
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Retail Banking
Retail banking refers to banking in which banking institutions execute
transactions directly with consumers, rather than corporations or other banks.
Services offered include: savings and checking accounts, mortgages, personal
loans, debit cards, credit cards, and so forth.
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Private Banking
Private banking is a term for banking ,investment and other financialServices provided by banks to private individuals investing sizable
assets.
The term "private" refers to the customer service being rendered on amore personal basis than in mass-market retail banking, usually via
dedicated bank advisers. It should not be confused with private bank,
which is simply a non-incorporated banking institution.
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Investment Management
Investment management is the professional management of various securities
(shares, bonds and other securities) and assets (e.g., real estate), to meet
specified investment goals for the benefit of the investors. Investors may beinstitutions (Insurance companies, pension funds,
Corporations etc.) Or private investors (both directly via investment contracts
and more commonly via collective investment schemes e.g. Mutual funds or
exchange-traded funds).
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Credit Card
Credit cards a small plastic card issued to users as a system of payment.It allows its holder to buy goods and services based on the holder's
promise to pay for these goods and services.
The issuer of the card creates are evolving account and grants alien ofcredit to the consumer (or the user) from which the user can borrow
money for payment to a merchant or as a cash advance to the user.
Usage of the term "credit card" to imply a credit card account is ametonym.
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Last Two Year Performance of Axis Bank
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