Information Security for Financial Services

n End-to-end protection, adapable for change

n Trusted by the world’s leading institutions

n Security for moving your business forward

Comprehensive protection for evolving security challenges

For banks, mortgage companies, investment firms, and the full range of other financial services organizations, ensuring the

security of information is among the highest priorities. Organizations need security solutions that prevent fraud and network

breaches, sustain regulatory compliance, and help maintain business continuity. But those solutions also must provide a

secure foundation for moving the business forward, enabling financial services firms to launch new services, consolidate their

network infrastructure, and reduce costs.

For more than 25 years, SafeNet has led the market in securing the most sensitive financial information for the world’s most

important financial services institutions. Today SafeNet offers a comprehensive portfolio of security solutions that work togeth-

er to address the constantly evolving challenges facing organizations in this industry. By providing multi-factor authentication

technologies, hardware security modules (HSMs), high-speed encryptors (HSEs), and encryptions solutions for data centers

and endpoints, SafeNet can help you secure sensitive information and prepare you to capitalize on new opportunities.

Information is one of your most valuable assets

Prevent fraud and defend against attacks

With the increasing integration of technology into financial services, security threats

are on the rise. Today’s security solutions must be ready for both external and internal

threats, ranging from identity theft and phishing schemes to browser attacks and net-

work breaches. To retain customer trust and avoid tremendous financial losses, you

need solutions that protect identities, transactions, data, and communications across

the entire spectrum of financial services operations—from traditional ATM transactions

and payment settlements to online banking transactions and remote interactions with

corporate networks.

SafeNet provides a broad array of security solutions to protect financial services orga-

nizations, their customers, and their partners from the rising tide of threats:

• SafeNet authentication solutions, including one-time password (OTP), software

authentication, and certificate-based solutions, ensure that only authorized users

access information from online banking and trading sites as well as internal systems

and applications.

• SafeNet HSMs secure a full range of transactions—from customer point-of-sale

and online transactions to electronic fund transfers (EFTs) and business-to-business

exchanges—by protecting cryptographic keys and provisioning encryption, decryp-

tion, authentication, and digital signing services.

• SafeNet HSEs protect data in motion, providing a fast, easy, and robust way to

secure communications and data transfers to and from branch offices and remote

disaster recovery sites.

• SafeNet data center and endpoint encryption solutions provide persistent data

protection, securing information as it is created by an employee on a laptop, shared

with a business partner by e-mail, stored in an enterprise database, processed by

an application, and accessed by a field employee on a mobile device.

SafeNet one-time password solutions reduce online fraud by 90 percent Company: Banamax

Banamax, a Mexican subsidiary of Citigroup, needed

a way to reduce financial fraud and comply with all

regulations while expanding online banking services.

The organization deployed one million SafeNet one-

time password (OTP) authentication tokens to its

customers, employees, and business partners to

provide secure access to the company’s online ac-

count services. With the push of a button, SafeWord

authenticators generate a highly secure, one-time

password that can never be re-used, hacked, or

otherwise compromised. The SafeWord password

provides two-factor authentication to ensure only

properly authenticated users can conduct

online banking.

With SafeNet solutions, Banamax reduced online

fraud by 90 percent, complied with all regulations,

and earned a reputation for excellent online banking

that provided a competitive edge.

“SafeNet solutions have played a vital role in

helping us provide superior online banking services

while protecting our customers with leading-edge

security technology.”

—Mr. Marcelo Scaglia

Executive Vice President

Achieve and sustain compliance

In addition to protecting information, you need to

demonstrate that you are doing so in accordance with

a fast-growing collection of global regulations. Failure to

achieve and sustain compliance can lead to fines and

require costly fixes. At the same time, however, you need to

control the expenses related to maintaining compliance and

preparing for audits.

SafeNet solutions for financial services are designed to help

you meet and exceed the criteria for a full range of regional

and international regulations, from the Payment Card

Industry Data Security Standard (PCI DSS) and Federal

Financial Institutions Examination Council (FFIEC) for online

transactions to Basel II and Sarbanes-Oxley. For example,

while some regulations might require only username and

password protection for online applications and Web-based

services, SafeNet multi-factor authentication solutions

provide even stronger security. By adopting SafeNet solu-

tions, you can achieve compliance today while preparing for

tomorrow’s tighter security mandates.

SafeNet solutions also can help reduce the costs associ-

ated with compliance. By centralizing cryptographic key and

policy management, SafeNet data encryption and control solutions simplify security administration, decreasing labor costs.

SafeNet Tokenization also can help reduce the scope of audits by replacing sensitive data in databases and applications

with tokens, leaving fewer servers to audit.

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—Name Here

Executive Vice President

Enable new services

In a highly competitive marketplace, your organization needs

to do more than protect the status quo. To retain your edge,

you need to establish a secure foundation for launching

new services that will attract and retain customers, enhance

worker productivity, and facilitate collaboration with partners.

Implementing SafeNet solutions can help you introduce new

services while maintaining the highest levels of security. For

example, SafeNet authentication solutions and HSMs enable

you to launch digital signature services to accelerate busi-

ness processes, such as loan applications, trading services,

or electronic invoicing. The authenticators provide you and

your customers with seamless digital signature functionality

through easy-to-use, USB-based smart-card authenticators.

The HSMs store the signing keys and certificates,

automating the process of securely binding the digital

signature to the electronic document.

SafeNet solutions also promote mobile productivity so

employees can continue to work while they are on the

move. SafeNet authentication solutions offer secure access

to network and business applications. Using SafeNet OTP

solutions, for example, employees can quickly generate

passwords on PCs, laptops, and even mobile devices to

stay productive wherever they are. In addition, SafeNet data

encryption solutions for endpoint devices protect folders and

files stored on the laptops and removable media used by em-

ployees. With SafeNet solutions for mobile devices, you also

can even encrypt sensitive data accessed on smartphones

while controlling application access and network setting

configurations.

Implementing SafeNet solutions can help you introduce new services while maintaining the highest levels of security.

Facilitate corporate and IT consolidation

With the ongoing trend toward mergers and acquisitions in

the financial services industry, and the ever-present drive to

reduce operational expenses, many organizations need

security solutions that can help support business and IT

consolidation. SafeNet data encryption and control solutions

minimize the security IT footprint and simplify administration

by centralizing key management and control policies in a sin-

gle appliance. Centralized management is maintained even

as you scale the architecture when adding new branches.

For some organizations, mergers and acquisitions will lead

to expansion into new types of financial services. These

companies need solutions that enable the secure exchange

of customer and corporate information among employees in

distinct lines of business. With SafeNet data encryption and

control solutions, you can quickly adapt and scale security

for new business divisions and new employees. And with

SafeNet HSEs, you can make sure that information and com-

munication remain secure across all business divisions that

are connected through an enterprise network. By choosing

SafeNet solutions, you gain a robust security foundation that

can be readily adapted to changing needs.

Reduce costs

For most financial services organizations, reducing the costs of

information security is essential. SafeNet solutions work together to prevent

fraud and eliminate threats, helping you significantly reduce the costs of

having to resolve fraud cases or fix breaches while minimizing the customer

churn that can result in even greater revenue loss. SafeNet solutions are

also designed to reduce administrative complexity and control the costs

of sustaining compliance. For example, the centralized key management

of SafeNet data center and endpoint encryption solutions can help you

reduce audit scope and simplify ongoing management.

By helping to migrate paper-based processes to digital ones, SafeNet

solutions can generate additional savings while also enhancing business

sustainability. The SafeNet ViewPIN+ solution, for example, enables you to

deliver PINs over the Internet, reducing the costs and environmental impact

of sending PINs by mail. With ViewPIN+, you can provide an exceptional

customer experience, differentiate your business from competitors, and

tighten security.

SafeNet Helps Egg Accelerate PIN Issuance Company: Egg Banking

Egg Banking, the United Kingdom’s leading online

bank, wanted customers to be able to use their bank

cards immediately after receiving them, instead of

having to wait a week or more to receive a PIN by

mail. At the same time, the bank wanted to reduce

the costs of mailing PINs and remove the possibility

that a PIN letter could be intercepted in transit.

Egg selected the SafeNet ViewPIN+ solution, which

delivers PINs securely through the Internet. By

combining tamper-resistant hardware, network

connectivity, and remote administration, ViewPIN+

enables Egg to ensure the tightest security without

adding administrative complexity. Egg is saving ma-

terial, printing, postage, and labor costs while also

eliminating the pollution caused by transporting that

mail. ViewPIN+ improves the customer experience

and provides Egg with a competitive advantage.

Ensure business continuity

Organizations also need to make sure that the business can continue to operate even in the event of a large-scale disaster.

As you implement remote data centers for disaster recovery, you need ways to protect sensitive information as it travels to

and from those remote facilities. At the same time, you need to be sure that employees can continue to work, accessing

network applications and e-mail, even if your primary data center is down.

SafeNet HSEs enable you to provide robust protection when transmitting data to and from disaster recovery sites and offsite

data storage facilities. With SafeNet HSEs, you can preserve full network performance, recovery-point and recovery-time

objectives, and service-level agreements. By integrating SafeNet data center and endpoint encryption solutions at both

the primary and disaster recovery sites, you can secure data in databases, applications, mainframe environments, and file

servers. And by adopting SafeNet authentication solutions, which can be deployed on the fly in the event of a disaster, you

can ensure employees gain access to critical network resources and applications remotely so they can stay productive and

continue to deliver services to customers without compromising security.

Engage a trusted partner

Around the world, financial services firms rely on SafeNet to address a full range of security challenges. SafeNet

solutions are trusted to protect more than 80 percent of the world’s fund transfers and the majority of ATM transactions in

Europe, the Middle East, and Asia. SafeNet is also the primary supplier of digital identity keys to the top U.S. financial institu-

tions. Adopt proven SafeNet solutions to address your evolving security needs while building a robust foundation that lets

you move your business forward.

About SafeNet

SafeNet is a global leader in information security, founded more than 25 years ago. The Company protects identities,

transactions, communications, data and software licensing through a full spectrum of encryption technologies, including

hardware, software, and chips. Morethan 25,000 corporate and government customers in 100 countries including UBS,

Nokia, Fujitsu, Hitachi, Bank of America, Adobe, Cisco, Microsoft, Samsung, Texas Instruments, the U.S. Departments of

Defense and Homeland Security, the U.S. Internal Revenue Service, trust their security needs to SafeNet. In 2007, SafeNet was

acquired by Vector Capital, a $2 billion private equity firm specializing in the technology sector. For more information,

visit www.safenet-inc.com.

©2010 SafeNet, Inc. All rights reser ved. SafeNet and SafeNet logo are registered trademarks of Sa feNet. All other produ ct names are trademarks of their respective owners.

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