innovative fintech and telecom turnkey solutions
TRANSCRIPT
Innovative Fintech and TelecomTurnkey Solutions
Global Presence
Company ProfilePanamax Inc. is a leading provider of Fintech and telecom technology solutions that empower banks, telecom operators, financial institutions, carriers, MNOs and MVNOs to scale new heights. Our enterprise-grade solutions for digital transactions, switching, billing and more, have helped clients streamline and automate processes as well as monetize their businesses. Driven by its determination to build cutting-edge products, Panamax is constantly striving towards delivering robust services to its clients across the globe.
DelhiMiami
Mauritius
100+ mnFintech
transactionsper year
125+Global
Customers
410K+Live portCapacity
60+ bnCDR
processed
45+Global Mobile
Wallets
1.5+ mnInvoice
Processed
Panamax Edge
Varied portfolio ranging fromtelecom to Fintech
Robust experience of 20 yearsin the field
Global presence with over 120 customers
Market-driven approach
Innovative products delivering a wide range of use cases
Vast resources in Research &Development with domain expertise
Forward-thinking and goal-oriented leadership
24x7x365 support
Fintech Solutions Telecom Solutions
Cutting-edge digital financial solution for scalable and secured financial ecosystem
Versatile interconnect solution for accurate billing, routing & fraud management
Prepaid Class-5 retail softswitch for world class IP telephony services
Class-4 softswitch for handling multilateral peering of thousands of calls
Telecom traffic monitoring and revenue verification system
AI-based campaign and loyalty management solution
Customer Value Management
Comprehensive digital banking suite for all banking requirements
BankingSuite
MonitoringSolutions
Digital Financial SolutionsNext-Gen Financial Solutions
Cutting-edge digital platforms to simplify online transactions and drive financial inclusion for the unbanked and underbanked around the globe
Versatile Fintech PlatformA low-code no-code based secured and comprehensive payment solution to offer advanced financial services to e-wallet operators, FIs, banks and aggregators. It boasts a highly functional architecture to enable quick creation and integration of new digital services.
True Microservice Architecture
Flexible Services and Flow Configuration
Elliptic Curve Cryptography –256 bits
API Integration based Architecture
High Availability and Disaster Recovery
Cloud-enabled Multi-tenant System
FunctionalityExtensive set of
functionalities for flexible operations in-line with current market trends
Multiple InterfacesSeveral interface options to choose from including
NFC-HCE, QR Code, Beacons and Biometrics
Varied Use CasesA wide array of use
cases for service providers customizable
as per their requirements
SecurityECC 256 bits
microservice architecture providing most secure
and versatile information communication
Business Use Cases
Top-Up and Bill Payment
MobileWallet
Agent & Merchant Management
BulkPayment
Host Card Emulation
AgencyBanking
MicroFinance
International Remittance
Key Offerings
ElectronicKYC
Loyalty & Rewards
Campaign Manager Virtual Mall
Enterprise Mobile Money
Voucher & Coupon Manager
Multi-Tenant Manager
Gamification mPOS/POS Management
Inventory Management
Access Channels
Mobile Apps QR Code SMS
Point of Sale Web NFC
USSD Biometrics Beacons
PAY NOW
Reconciliation Manager
Business Analytics
Banking SuiteSustainable Digital Banking Experience for BanksImproving operational efficiency for banks and financial institutions through inclusive banking platform ensuring security, automation, and multi-channel support
Core Banking System
Versatile Core Banking System to carry out everyday banking transactions like credit processing, loans, standing instructions and deposits. Provides complete control to end customers over their accounts, while ensuring safe, secure and fast transactions.
Multiple Bank Account Options
StandingInstructions
TermDeposits
Interoperability with other systems
Document Management
Efficient Execution of Banking Transactions
Browser-based Multi-channel Integrated Banking Solution
Assured Regulatory Compliances
Seamless Delivery Mechanism
Enterprise-grade Security with Secured Authentication, Multi-level Authorization and Data Encryption
Integrated Additional Delivery Channels
FunctionalityExtensive set of
functionalities for flexible operations in-line with current market trends
Multiple InterfacesSeveral interface options to
choose from including NFC-HCE, QR Code,
Beacons and Biometrics
Varied Use CasesA wide array of use cases
for service providers customizable as per their
requirements
SecurityECC 256 bits microservice architecture providing most
secure and versatile information communication
Omni-channel BankingIoT-powered Seamless Banking Solution
Offering a single centralized solution that helps banks and financial institutions to deliver streamlined services through self-service channels to create deeper and personalized customer engagement.
Making banking simple with all the prominent banking services available to the customers 24x7. Conversational AI banking solution with exceptional security features yet user-friendly payment capabilities.
Access Channels Key FeaturesWeb
Mobile
ATM Teller
Branch
Social Media
Automated Decisioning
Call Center
Availability of Banking Services across Different Access Channels
Digital Account Opening
Biometric Verification
Integrated Multi-channel User Journey
Advanced DataManagement
WhatsApp BankingEasing Customer Communication through WhatsApp
Accessible Banking with a Variety of Use Cases
End-to-end encryption for secured banking
Simple registration process
Expansive global network
Easy accessibility
National Payment SwitchCreating Cashless Economies
Ensuring financial stability by inculcating a cost-effective payment system, simplifying the card payment process thereby allowing buyers and sellers of financial services to make transactions across different access channels.
Key Features
Simplifying Online Lending
Automated Microcredit SolutionFuturistic tool designed to assist large lenders or mid-size financial institutions in bringing financial inclusion to the unbanked and underbanked
Interoperable Instant Fund Transfer
24/7Availability
PaperLess
Secure Better Fund Management
Automated processing
Timely updates
Proprietary credit risk score card
Built-in triggers for payment
issues
Uses Blockchain, mobile data
analytics, etc.
24/7 tech support
Modularapproach
Greattechnology
Ease ofuse
Built-inintelligence
Customizable decision-making rules
Anti-fraudsecurity
Big dataprocessing
Integrated credit scoring
eKYC with Smart BiometricsAn innovative solution for banks, financial institutions and enterprises for quick customer onboarding with innovative biometric modalities to ensure enhanced data security and hassle-free management.
Point of Sales Hardware
Highlights
Our wide range of PoS devices work in tandem with the highly-secure MobiFin platform to deliver a multitude of banking and financial services to BFSIs, agents, merchants and more
TPS390
TPS350
TPS570
TPS900
T300 SP530 T810 T700T1000/T800
Xip DESFIRE EV1 – 4K wrist brand
Advanced forge-proof security features
Blocklist management
Document and biometrics management
GPS tracking
API-based framework
Multiple document capture
Real-time ID verification
Centralized KYC data manageme
Customer Value ManagementManaging Customer Lifecycle
Analytics-driven product to oversee the complete customer lifecycle and help companies gauge client satisfaction, ensure retention and enhance their experience
Campaign Manager Analyzing Customer Engagement
A digital platform enabling telecom operators, banks and Fintech companies to accelerate the adoption of digital financialservices. The comprehensive platform is tasked with enhancing customer’s lifecycle value.
Manages customer expectations
Deeper customer insights
Real-timedecisioning
Highlycustomizable
Fullyautomated
Omni-channel support
Loyalty & RewardsFacilitates Loyalty Redemption
A points-based system that can be integrated with any role based system for loyalty redemption. It can help banks and finance institutions acquire new customers, retain existing customers and build a loyal client base.
Omni-channel Management
Secure and RESTful APIs
Loyalty Card Management
Open Loop Loyalty
Tier Management with Multiple Packages
Revenue ManagementUnified Interconnect Billing and Roaming SolutionState-of-the-art platform for professional services like Billing, Rate & Policy Management, Deal & Dispute Management, Fraud Management & Revenue Assurance
Interoperable with network switches
Complies with industry regulations
Accurate billing, charging, routing & accounting
Helps reduce operating & capital costs
Business management automation
Timely alerts, notifications and detailed reports
Integrated Telecom Billing PlatformRobust telecom billing solution with a complete suite of reconciliation and settlement features for mediation, origination, termination, roaming and transit traffic
Interconnect BillingAn end-to-end solution for real-time rating, charging and billing
RoamingEnables mobile operators to track, measure and settle roaming traffic
Routing & TradingHelping operators terminate traffic to different destinations
Fraud ManagementDetect. Verify. Protect
Solution for detecting frauds in near real time and preventing fraudulent activities using advanced techniques and automated processing functionality
Telecom industry’s
most adaptablesolution
Conducting organized due
diligence
System integration & operations
enablement
Automated approach to tackle
issues with revenue chain
Detailed analytics to
identify revenue leakages
Complex fraud scenario handling
Easy-to-define triggers and fraud alarms
Quicker fraud identification and resolution for a higher ROI
High-quality routes blending identification
Integrated provisioning system interface
Test Call Generator to detect bypass
Flexible in creating and applying rules
Immediate block action after suspected fraud
Real-time report gathering
Highlights
Easy configuration using integrated
provisioning system interface
Volume & quality of data processing
through advanced Fraud Management
Blocking action after suspected
fraud
On-going vigilance through testing and
real-time report gathering
Revenue AssurancePreventing Revenue Leakages
Identifies, measures & prevents the risk point of revenue leakages for minimum opportunity loss. The solution detects faulty billing systems, redundantly provided services & frauds and removes inconsistencies from bills.
Evaluation of revenue leakage potential for each source
Systems Integration and robust operations enablement
AI/ML and Signaling Profiling to detect real-time fraud
Subscriber reconciliation
Inconsistency gaps and trend analysis
Action planning for revenue recovery
Network usage data with interconnect settlement, and billing statistics
Conducting organized due diligence
Detailed Analytics
Highlights
Network Switching SolutionsUnlocking Opportunities withUnified Communication
Performance-driven solutions developed to efficiently fulfil the switching, routing, transcoding and other business needs of global telecom operators, service providers, MNOs and MVNOs
Robust switching, routing & billing capabilities
Fully scalable architecture
Third party API support
End-to-end security over all networks
Open standards-based
Inter operable with support for H.323 and SIP
Carrier web self-care portal
Helps reduce CapEx and OpEx
Integrated Class-4 SoftswitchCombination of call routing, network management, policy management, billing, monitoring, intelligent firewall, SIP and H.323 handling functionalities. It efficiently rectifies the complexities of carrier businesses by multilaterally peering thousands of calls between various carriers.
IntegratedCarrier Switch
Business Use Cases
CarrierPortal
Session Border Controller
Transcoding Gateway
Prepaid Credit Management
Media Gateway
Addresses all VoIP based telephony requirements
Effective, collaborative, scalable and secure
All-in-one Retail Services - VoBB, SIP Trunk and IP Office
Minimal operations& support costs
Enterprise Retail SwitchA Class-5 integrated enterprise communication solution enabling service providers to build, customize, launch and manage complex Retail VoIP solutions, and deliver any combination of unified communication solutions via voice and IP
Unified Communications
Enterprise Class 5Switch
IP Office Centre
IPTelephony
Business Use Cases
Highlights
SIP network elements including UC for VoIP carriers
Best-in-class IP telephony services
Web-based customer service platform
Dynamic IVR Management
10,000+ Concurrent Call Support
Advanced Tariff & Reseller Management
Monitoring SolutionsEnhancing Business Performance
Regulatory Solutions with flexible architecture to help regulators with overseeing interconnect, prepaid, post-paid and roaming traffic to collect data from multiple sources for any operator
Value Added Features
Monitors technologies in real time
Features scripting tool
Project management & CEM benchmarking
Configuration/Change management tool
Consultancy for third party network audit capacity optimization
Special projects, network turnaround and more
Telecom Traffic Management System
Monitor international incoming & outgoing traffic for all operators
Provide accurate traffic measurement reports & compliance details of operators to regulators
Telecom RevenueVerification System
Test CallGenerator
Collect & audit international traffic revenues of operators
Ensure accurate tax calculation as per laws of the country
Active test call feature to measure QoS & verify frauds
Identify fraudsters by simulating calls and following different paths to reach the handset
Managed ServicesMeeting Evolving Customer Requirements
Allowing our customers to emphasize on their corebusiness, while we take care of their day-to-dayoperations. We offer tailored management services to meet the specific requirements of our clients.
Services Offered
Managedhosting
Business supportand maintenance
Switch & interconnect management
Operations and management services
Backup/disaster management planning
Trouble ticket management
Remote management ofIT infrastructure
Benefits
Minimizes risks for critical operations
Facilitates rapid adoption of new technologies
Enhances qualityof service
Optimizes processes to make them cost efficient
Reduces operationalcosts
Integrate multiple complex products
Services Offered
Solutions Designing
System IntegrationIntegrating Multiple Third-party Products
Customized services to overcome complex software integration challenges when integrating existing applications with various third party solutions. We help create a flexible centralized system of disparate software & tools to optimize the workflow of businesses.
Process Transformation
Program Management
Analytics & Business Intelligence Business
StrategyChange Management
Benefits
Domain expertise to deliver custom solutions
Improves handling of overall business processes
Meticulous project management delivery
Saves costs and time required for deployment
Post deployment support for solutions by experts
ERP Solutions
Blockchain and IoT
e-governance
Data center and Hosting
Cloud Computing
Business Intelligence
IT Staffing and Augmentation
Managed Services
Business and Financial Advisory
Digital Marketing
Service Offerings
Consulting ServicesEmpowering Digital Transformationacross Industries Powering digital transformation across intelligent enterprises to streamline business processes, redefine customer experience and accelerate business growth through emerging technologies like Blockchain and IoT.
Manufacturing Public Sector Education BFSI
Retail Oil and Gas Energy and Utilities Agriculture
Healthcare Telecommunications
Integrated Command and Control Center (ICCC)
Smart Parking
Smart Cities
Smart Classroom
Why Panamax Smart Infrastructure?
Seamless integration between systems, sites, people, and assets
Smart InfrastructureSmart Initiatives for a Connected City
Improved infrastructure, efficiency, convenience, and quality of life for residents through innovative IoT solutions streamlining communication protocols, collecting, analyzing and contextualizing the key performance indicators.
Improved operational efficiency and reduced cost of energy
Enterprise-grade security with regulatory compliance
Reliable public amenities
Swift collaboration with government agencies
Our Services
Smart Utilities
Smart Healthcare
Smart Building
Smart Waste Management
Smart Transport and Mobility
Smart Surveillance
Our Accolades
CC Global Awards announced Panamax as the winner of GCCM Technology
Innovation Award 2020
MobiFin Elite recognized as Best Digital Financial
Solution 2020 by Acquisition International
Panamax acknowledged by CIO Review as one of the
50 Most Promising Fintech Solution Providers in 2019
Bankai Group recognized as one of the Fastest Growing Technology Companies in North America by Deloitte
CV Magazine announced Panamax as the winner of the Best Mobile Financial
Solution 2018
Bridge2Call wins Unified Communications Product of the Year Award -2016 from
TMCnet
BillCall wins Communications Solutions Product of the Year Award
2016
iMax wins 2016 Internet Telephony TMC Labs
Innovation Award
iMax wins 2015 Internet Telephony TMC Labs
Innovation Award
Bridge2Call wins Unified Communications Product of the Year Award -2015 from
TMCnet
MobiFin wins Fintech Innovation Award for
Emerging Markets-2015
MobiFin wins Excellence in Branchless Banking Award at Mobile Money & Digital
Payments Global-2014
Our Clients
Clients Speak
Our journey with Panamax began seven years ago with a simple e-top-up project. Together we have established Identity Infotech as a leader of financial products in Afghanistan. We are one of the first customers to use MobiFin Elite and I am amazed at the level of security it can offer. I can vouch for Panamax's products that deliver configurability, flexibility and scalability to any project. I recommend Pana-max to all the businesses looking to capture the market.
Qasim RasouliCEO of Identity Infotech
We are extremely satisfied with Me-Hin’s METT product powered by Panamax’s technology solution MToolKit. The product is of high-quality with highly reliable and worry-free security. Panamax understood our requirements completely and impressed us with prompt resolution of issues. The robust product was also instru-mental in business growth over the years. We got super support for METT and its variant features like OCR printing and ACR card reader functions. Our customers are satisfied with the METT product, and so are we.
Ajay MehtaCEO of Me-Hin
We selected Panamax MobiFin based upon its proven track record and flexibility in accommodating all new features and modules. Panamax has a professional team and with their strong technical and business experience, they have contributed a lot in our business and company’s growth. Their support has demonstrated the ability to understand complex issue and provide solution with new innovation. We can recommend Panamax as one of the strong partners in terms of product, delivery, support and training the staff for MobiFin Platform.
Sebastein VetterCEO of Wizall Money
HeadquartersPanamax Inc.100 Quentin Roosevelt Blvd, Suite 503, Garden City, NY 11530, USA
Center of ExcellencePanamax Infotech Ltd.Panamax House, Plot No. 8, Subhash Circle, Memnagar,Ahmedabad 380 052, Gujarat, India
+91 794 110 7700
+1 718 713 8417
www.panamaxil.com
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