insurance journal west 2014.06.02

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California’s Next Mega Fire

Self-Driving Car Testing Rules

Porsche Sued Over Walker Crash

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6 | INSURANCE JOURNAL-WEST June 2, 2014 www.insurancejournal.com

Inside This Issue

WEST

June 2, 2014 • Vol. 92 No. 11 • West

10 Lower Cat Losses Helped Home Insurers to First Profit Since 2007: SNL

10 Re/Insurers Have ‘Coped Well So Far’ with Climate Change: S&P

14 What Makes Agents Switch Carriers

16 Spotlight: 10 Things to Know About Non-Profits & Social Service Organizations

18 P/C Direct Premium Written Up 4.1%: Demotech

22 Closer Look: Medical Malpractice Market Moving Away from Traditional Coverage Offerings

26 Special Report: First Line of Defense: Insuring Volunteer Fire Departments

28 Actuaries Grapple with Insurance Questions on Self-Driving Cars

37 Special Report: 2014 Program Directory, Vol. I

NATIONAL COVERAGE

30 Evolving Considerations for Insurance and Cyber Risks

32 International Insider: Kathleen Ellis

34 The Competitive Advantage: Chris Burand

96 Closing Quote: Referral Marketing, the Original Search Engine

IDEA EXCHANGE

DEPARTMENTS8 Opening NoteW6 People11 Declarations11 Figures12 Business Moves20 MyNewMarkets

W2 W8

W2 Porsche Sued in Los Angeles Over Paul Walker Crash

W2 California Governor: Unprecedented Fire Season

W4 Self-Driving Car Testing Rules Adopted by California

W8 California’s Next Mega Fire, This Could Be the Year

W12 Arrests in California Fraud Ring Targeting Auto Dealers and Insurers

W12 NOAA: Near- Or Above-Normal Central Pacific Hurricane Season

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8 | INSURANCE JOURNAL-NATIONAL June 2, 2014 www.insurancejournal.com

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FOR QUESTIONS REGARDING SUBSCRIPTIONS: Call: 855-814-9547 or you may subscribe or change your address online at:

insurancejournal.com/subscribeInsurance Journal, The National Property/Casualty Magazine (ISSN: 00204714) is published semi-monthly by Wells Media Group, Inc., 3570 Camino del Rio North, Suite 200, San Diego, CA 92108-1747. Periodicals Postage Paid at San Diego, CA and at additional mailing offices. SUBSCRIPTION RATES: $7.95 per copy, $12.95 per special issue copy, $195 per year in the U.S., $295 per year all other countries. DISCLAIMER: While the information in this publication is derived from sources believed reliable and is subject to reasonable care in preparation and editing, it is not intended to be legal, accounting, tax, technical or other professional advice. Readers are advised to consult competent professionals for application to their particular situation. Copyright 2014 Wells Media Group, Inc. All Rights Reserved. Content may not be photocopied, reproduced or redistributed without written permission. Insurance Journal is a publication of Wells Media Group, Inc.

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ARTICLE REPRINTS: For reprints of articles in this issue, contact Rhonda Brown at 1-866-879-9144 ext. 194 or [email protected]. Visit insurancejournal.com/reprints for more information.

Opening Note

Andrea WellsEditor-in-Chief

A Quiet Revolution

Technology will not replace all agents and brokers but it will force agents, brokers and carriers to adjust how they handle consumers’ preferences.

That’s according to the latest sigma study by Swiss Re, “Digital distribution in insurance: a quiet revolution.” The study is an analysis of research from different countries and discusses how the internet and mobile devices are empowering consumers to search, review and purchase insurance policies without relying solely on the services of intermediaries. At the same time, developments in Big Data are facilitating access to a rich source of data about customers, which insurers can use to enhance sales and marketing strategies. Digital transformation overall can help insurers become more consumer-centric, according to the study. “A quiet revolution is underway,” said Kurt Karl, Swiss Re’s chief economist. In many countries the share of premiums accounted for by online sales is still small, but it is rising. “The statistics on e-commerce insurance mask the pro-found impact new technologies are having on the distribution process.” Some surveys indicate that consumers increasingly research online and that the internet has become a trusted source of advice for insurance. Aggregator or price comparison web-sites (PCWs), as well as social media, are playing a growing role in the pre-sales process. As Ginger Turner, co-author of the study, noted, “with mobile and telematics technology, consumers can now interact with their insurance provider anytime and any-where.” Moreover, relatively simple insurance products are being sold online more readily. This is most obvious in personal auto and property insurance, especial-ly in developed markets. Direct marketing of term life insurance and some insurance for small busi-

nesses is also becoming prevalent. Swiss Re analysis shows that even in emerging Asia, where most sales occur via inter-mediaries, insurers have developed advanced capabilities for direct online platforms. Meanwhile, the buying journey for insurance is becoming fragmented across multiple touch-points. Not all insurance sectors are at the same stage of this dig-ital transformation, and not all will proceed along the same adjustment path and at the same pace, according to report. But, the report says, the direction is clear: eventually, cus-tomers will be able to arrange most of their insurance needs through remote digital channels.

Digital transformation does not spell the end of intermediaries, according to the study. Many consumers will continue to value the personal interaction and expert advice of agents and brokers. The challenge for agents, brokers and their insurers will be to adapt business mod-els to meet the varying needs and preferenc-es of customers.

Publisher Mark Wells | [email protected]

EDITORIALEditor-in-ChiefAndrea Wells | [email protected]. ContentAndrew Simpson | [email protected] EditorYoung Ha | [email protected] EditorMichael Adams | [email protected] Central Editor/Midwest EditorStephanie K. Jones | [email protected] EditorDon Jergler | [email protected] EditorCharles E. Boyle | [email protected] EditorSusanne Sclafane | [email protected] EditorDenise Johnson | [email protected] Associate EditorAmy O’Connor | [email protected] Chris Burand, Kathleen EllisContributing Writers Burke Coleman, Carl Maerz, Douglas Powell, Julie Rochman, Julie Carr Smyth, The Clarion Ledger, Billy Watkins

SALESV.P. Sales & Marketing Julie Tinney (800) 897-9965 x148 | [email protected] Dena Kaplan (800) 897-9965 x115 | [email protected] Central Mindy Trammell (800) 897-9965 x149 | [email protected] Lauren Knapp (800) 897-9965 x161 | [email protected] Howard Simkin (800) 897-9965 x162 | [email protected] Dave Molchan (800) 897-9965 x145 | [email protected] Markets Sales Manager Kristine Honey | [email protected], Jobs, Agencies Wanted/For SaleLy Nguyen (800) 897-9965 x125 | [email protected]

MARKETING/NEW MEDIAMarketing Administrator Gayle Wells | [email protected] Coordinator Erin Burns (619) 584-1100 x120 | [email protected] Media ProducerBobbie Dodge | [email protected]/EditorMatt Tolk | [email protected]

DESIGN/WEBV.P. of Design Guy Boccia | [email protected] of Technology Joshua Carlson | [email protected] Development Elizabeth Duffy | [email protected] Director Derence Walk | [email protected] Developer Jeff Cardrant | [email protected] Developer Chris Thompson | [email protected]

IJ ACADEMY OF INSURANCEOnline Training CoordinatorBarbara Whiffen | [email protected]

ADMINISTRATION Chief Executive OfficerMitch DunfordChief Financial Officer Mark Wooster | [email protected]

‘A quiet revolution is underway.’

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News & Markets

as well as their effective underwriting, risk management, and risk mitigation practices. “However, while the events were extreme, they were not of historic pro-portions, and the related losses were well within the re/insurers’ risk appetite and excess capital,” the report noted. According to S&P, many of the re/insurers it rates have processes in place to monitor the potential impact of cli-mate change on extreme weather. “We consider that re/insurers have the processes in place to ensure that they can adjust premiums for any gradual increase in weather-related claims in the future,” the report said. “However, even those that have invested the most in understanding the impact of climate change currently don’t explicitly

Re/Insurers Have ‘Coped Well So Far’ with Climate Change: S&P

So far so good when it comes to how reinsurers and insurers have coped with

climate change. That’s according to a new report by Standard & Poor’s titled “Are Insurers Prepared For The Extreme Weather Climate Change May Bring?” “Whether or not a direct result of cli-mate change, the number and frequency of extreme weather events have increased, but insurance and reinsurance companies have coped well so far,” the S&P report noted. Credit analyst Miroslav Petkov said: “We believe the industry has been, and remains, well prepared to deal with weather events of the magnitude the world has been expe-riencing in the past two years. For that reason, the ratings impact of these natural catastrophes has been limited.” The report said re/insurers generally have been able to manage the impact of the extreme weather events over the past two years because of their risk diversification,

allow for it in their pricing and modeling.” Some scientists believe that climate change may lead to an increase in both the size and frequency of extreme events. However, due to the complexity of cli-mate systems, there is significant uncertain-ty about the exact impact, the report said. Petkov added: “Our view is that climate change is another factor contributing to the

challenges of modeling extreme weather events. For that reason, we take a favor-

able view of re/insurers that consider how climate change, despite its

uncertainties, may affect extreme events in capital modeling and

exposure management.” In conclusion S&P said: “While the understanding of climate change is still devel-oping, we believe a sudden spike in the frequency and severity of weather events could test the industry.”

ISO’s Property Claim Services. ISO estimated that private insurers’ net loss and loss adjustment expenses from catastro-phes dropped to $14.1 billion from $33.1 billion. Homeowners direct written premiums grew 3.61 percent in 2013 for the industry as a whole, according to SNL’s stat-utory insurance data, as various insurers request-ed and received rate increases. State Farm and Allstate Corp. held onto the top spots in SNL’s homeowners insur-ance market share rankings, but Liberty Mutual climbed above Farmers into the No.

Lower Cat Losses Helped Home Insurers to First Profit Since 2007: SNL

The U.S. homeowners insurance indus-try benefited from lower catastrophe

activity in 2013 and became profitable for the first time since 2007, according to an analysis by SNL Financial. According to SNL, all of the top 20 homeowners insurers in its market share analysis reported better combined ratios in 2013, and almost all of them reported better loss ratios, compared to 2012. The incurred loss ratio for the industry shrank to 46.32 percent from 58.71 percent in 2012, SNL reported, while loss and loss adjustment expense totaled $36.22 billion in 2013, down from $42.05 billion in 2012. Catastrophes in the U.S. in 2013 caused $12.9 billion in direct insured property losses before reinsurance recoveries and excluding loss adjustment expenses, com-pared to $35.0 billion in 2012, according to

3 spot. Liberty Mutual saw year-over-year premium growth of 13.15 percent, the high-est among the top 10 homeowners insur-ance writers.

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News & MarketsPorsche Sued in Los Angeles Over Paul Walker Crash

The wife of a man who was driving a

Porsche sports car that crashed and killed actor Paul Walker is suing the automaker, alleging it designed a faulty vehicle. The wrongful death and negligence lawsuit was filed in mid-May in Los Angeles by Kristine Rodas, the wife of Walker’s friend and business partner Roger Rodas. The lawsuit against Porsche Cars North America claims the com-pany’s 2005 Porsche Carrera GT suffered from design flaws and had a malfunctioning suspension that caused the November crash and both men’s deaths. Authorities have cited unsafe speed as a cause of the crash. But Kristine Rodas’ complaint says her husband was driving the Porsche at 55 mph before the accident. An email message sent to Porsche seeking comment was not immediately returned. Copyright2014AssociatedPress.

A jury has ruled that Snow King Resort

in Wyoming was not at fault for a 7-year-old’s 2009 tumble from a ski lift. The final judgment stated that Glenn and Leya Oswald would recover nothing from the case, and the couple must also pay Snow King’s costs of defending the lawsuit. The Oswalds filed the case in 2011 claiming the resort was neg-ligent and responsible for their son’s 50-foot fall from the Cougar chairlift during a Jackson Hole Ski Club program in 2009. Attorneys for Snow King argued successfully at trial that the boy’s fall was the result of the natural risks of skiing and that their claims were barred from court by the waivers the Oswalds signed before the program began. Copyright2014AssociatedPress.

No Fault for Wyoming Resort in 2009 Chair Lift Spill

New Mexico Court: Insurer to Pay for Injured Worker’s Medical MJ

The New Mexico Court of Appeals has ruled that a worker’s employer and its insurer

must pay for medical marijuana for treating the employee’s chronic pain from a job-related back injury. The court in May upheld a decision by a workers’ compensation judge that medical marijuana was “reasonable and necessary med-ical care” from a healthcare provider under terms of workers’ compensation law. The worker had a 99 percent permanent partial disability. An automotive repair shop and its insurer appealed after being ordered to reimburse the worker for medical marijuana expenses. The court rejected the employer’s argument it would be required to violate federal law by paying for the marijuana. New Mexico started its medical marijuana program in 2007, although pot remains illegal under federal law. Copyright2014AssociatedPress.

Gov. Jerry Brown says

the state is gearing up for California’s worst fire season ever. Brown told ABC’s “This Week” during an interview in May that the nearly dozen fires in San Diego County that destroyed 11 homes and caused $20 million in damage early in the month mark only the beginning of what’s to come in the hotter months. He says California has appropriated $600 million to fighting fires and has 5,000 firefighters. Brown says he expects the state will need thousands of more fire-fighters in the future because of climate change. Copyright2014AssociatedPress.SeerelatedstoryonpageW8

California Governor: Unprecedented Fire Season

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News & MarketsSelf-Driving Car Testing Rules Adopted by California

California has new rules that govern the testing of self-driving cars on public

roads. The rules, approved on May 19 by state attorneys, require a human to be in the driver’s seat when a computer takes control during testing. They’re a response to a 2012 law that will allow personal use of self-driv-ing cars in the future. Google and other companies already have sent computer-driven cars hundreds of thousands of miles in California. The regu-lations, which take effect Sept. 16, also cover insurance, licensing and other issues. They’re an attempt to catch up with technology that could be commercially available by decade’s end. Currently driver-less cars are a gray area of the law. Copyright2014AssociatedPress.

Hollywood Project Draws Calls for Additional Quake Testing

Los Angeles building officials have called for more seismic

testing at a proposed Hollywood development to determine if an earthquake fault runs under the project. The order by city geologist Dana Prevost comes after experts hired by the developer found no fault under the property. The developer wants to build a 16-story apartment complex in Hollywood at the former home of KFWB’s radio studio. The project, which would feature 95 residential units and 14,000 square feet of office space, is just east of the controversial Millennium skyscraper project near the Capitol Records building.

The city wants the developer to do more trenching before issuing construction per-mits. Soon after ordering more quake studies, Prevost announced his retirement after 15 years. Copyright2014AssociatedPress.

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California Railroad Bridge Collapses, Kills Worker

A California construction worker died from a fall after a railroad bridge he

was cutting collapsed and pulled him down to a freeway, authorities said. Okesene Faasalele, 59, of Long Beach, was attached to the bridge over state Route 91 by a harness and cutting part of the struc-ture in half when it buckled, California Department of Transportation spokeswom-an Terri Kasinga said. “He rode the bridge down,” Kasinga said. “Before it hit the ground, it twisted and cat-apulted him into the pavement.” The worker was taken to a hospital where he was pronounced dead. The accident closed freeway lanes for hours. The overcrossing was being demolished as part of a $232 million freeway-widening project. The cause of the accident is under inves-tigation. Copyright2014AssociatedPress.

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Peopleheadquarter office’s employee benefits staff. De La Rosa has more than 29 years of industry experi-ence. She started in the insurance industry as an admin-istrative assistant and worked her way up to running a benefits practice with more than 45 employees and $10 million in revenue. She worked at Heffernan for 18 years before leaving the company two years ago to pursue a management opportu-nity, and ultimately returned to Heffernan. Heffernan’s California offices are in San Francisco, Petaluma, Menlo Park, Los Angeles and Orange County. It also has offices in Portland, Ore.; St. Louis, Mo.; and New York, N.Y.

Capital Insurance Group named Bruce Ostrem the regional field executive for Southern California. CIG recently created the new Southern California region, consisting of Ventura, Anaheim and San Diego territories. CIG recruited Ostrem for the new executive position. Ostrem has 35 years of insurance experience. Most recently, he spent three years in Washington as a vice president overseeing the largest West Coast agricultural book of business written by QBE (formerly Unigard). CIG manages personal, business and agriculture risks underwritten by its affiliate companies: California Capital Insurance Co.; Eagle West Insurance Co.; Nevada Capital Insurance Co.; and Monterey Insurance Co.

Beecher Carlson Insurance Services LLC named Danielle Ramberg as business development specialist in the Woodland Hills, Calf. office. Ramberg will be responsible for the development and execution of strategies for large account clients with com-plex casualty risks, specifically expanding the presence of Beecher Carlson on the West Coast. She reports to Scott Davis, president of casualty and property. Most recently, Ramberg was with Orion Risk Management Services Inc., where she was responsible for distribution of captive insurance company solutions. Prior to that, she served as a client associate at Barney and Barney LLC and was responsible for all aspects of managing client relationships in California, including identifying claims history drivers, and assisted in imple-mentation of loss reduction plans to lower overall costs for them. Ramberg also has experience creating business plans for and managing captive insurance programs. Atlanta, Ga.-based Beecher Carlson is a wholly-owned subsidiary of Brown & Brown Inc.

Leavitt Group of Boise has hired Deana Wood and Marisa Wood for its office in Idaho. The two are unrelated. Deana is a commercial account manager, and will service and maintain existing accounts and handle policy inquires. Marisa is an operations spe-cialist providing assistance to the team and developing and conducting employee fitness competitions. Deana has been working in the insurance industry since 1987 and worked for the Leavitt Group earlier in her career. Marisa is a student at Boise State University study-ing exercise physiology. The Leavitt Group is a privately-held insurance broker-age and provides property/casualty insurance, risk man-agement, employee benefits solutions and other services.

Los Angeles, Calif.-based Topa Insurance Group named John Donahue president and chief executive officer. He will provide leadership to all business endeav-ors of the organization. Donahue has 20 years of experience. Before Topa Insurance he concurrently served as president of Keenan Insurance Management Group and chief executive offer of Greenpath Insurance Co. Donahue has worked for GMAC Insurance, MAPFRE/Commerce West and the California State Automobile Association. Topa Insurance is a property/casualty insurer. Its parent company, Topa Equities Ltd., is a privately held holding company with interests in insurance, automobile dealerships, beverage distribution and real estate.

Employers named Aaron Mikulsky as senior vice president of business process and policyholder services. He will be based out of Employers’ headquarters in Reno, Nev. Mikulsky has more than 19 years of experience, includ-ing experience in underwriting, information technology, operations and business process reengineering. He joins Employers from CNA, where he was the small business underwriting director of strategy and analytics. Prior to that, Mikulsky held various positions with Arch Insurance Group. Employers Holdings Inc. is a holding company with subsidiaries that are specialty providers of workers’ com-pensation insurance and services.

Walnut Creek, Calif.-based Heffernan Insurance Brokers named Jani De La Rosa as director of employ-ee benefits and senior vice president. De La Rosa will be responsible for managing benefit program designs, benefit strategies and business develop-ment. De La Rosa will also serve as a sales leader for the

Deana Wood

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News & MarketsCalifornia’s Next Mega Fire, This Could Be the YearBy Don Jergler

When Thomas Jeffery visits states like California, he likes to take some time

out to drive around and take a hard look at the conditions and the landscape. As a scientist, Jeffery feels this helps put first-person observations into his numerical assessments of risk so that when he studies and talks about wildfires he can do so with more authority and confidence. But some types of confidence may not be so reassuring, and most wouldn’t want Jeffery to be confident about one bold assessment he’s now making for California’s upcoming, early and seemingly endless wild-fire season. “I really think this year could be the year,” said Jeffery, a senior hazard scientist at real estate data and analytics firm CoreLogic.

A ray of hope Jeffery tossed out was that a long-term forecast for an El Niño condition to bring more precipitation could help reduce the chance of massive wildfires — though the rains could come a bit too late to prevent what Jeffery and others fear may be shaping up to be California’s worst wildfire sea-son since 2003. “I think it’s probably as ready to burn as it ever will be,” Jeffery said. Jeffery was similarly confident about fire dangers in California when he talked about wildfires at the start of the year, just days after Gov. Jerry Brown declared a drought emergency and directed state personnel to take all necessary actions to prepare for drought conditions. By January fire officials had already grown

concerned they hadn’t seen an end to the fire season, and at the time California’s three-year precipitation average, from 2011 to 2014, was as low as 30 percent of the norm in some places. April finished off California’s official snow and rainfall season with a small burst of showers, which were at most a remind-er that the mountain ranges in the Sierra Nevadas had received roughly one-third of their historic average snowfall. In January Jeffery was giving warnings about the state’s wildfire potential and he was pointing to a CoreLogic report released in 2013 showing there are more than 1.2 million residential properties in the Western U.S. that are currently located in “High” or “Very High” wildfire-risk categories valued at more than $189 billion. Jeffery has said he found it odd to be talking about wildfires in January, and he said that in May it’s still hard to get used to talking about the fire season for California — which typically starts in October with the onslaught of the gusty Santa Anna wind conditions. “I’ve never talked about wildfire in May before,” he said. An early start to the wildfire season could be in store for California and other states in the West, according to Heath Hockenberry, the National Weather Service’s national fire weather program manager, adding “I think things are priming up and drying out for the

continued on page 10

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that have arrived early this year in Southern California. CoreLogic’s Jeffery acknowledged that he’s issued a dire warning for larger and more dangerous fires every year for the past few years. “When we have drought conditions, the fuel is never in a cycle where it’s kind of healthy and vibrant and lush,” he said. “It’s really in that stress condition and it’s prime for burning.” He added, “Now it seems like we have more times during the year where we have these gusty downdrafts occurring.” CoreLogic updates its fire maps regularly to help insurance customers better assess their risks. Although high risk areas remain on high risk status, an increasing number of moderate risk areas are beginning to look much riskier, Jeffery said. And he is warning clients about these increased risks, particu-larly in Southern California. “In Southern California everybody’s just waiting for what’s been predicted to happen the last couple of years, but we haven’t seen a 2003 type of year yet,” Jeffery said. SeerelatedstoryonpageW2

wildfire season to begin, especially in the Southwest.” Hockenberry is among many experts like Jeffery who have been talking about California’s severe wildfire potential for the past few years, and each year many of those experts express concern that this could be the year the state sees wildfires on a historic scale. Is this the year California will be hit with massive wildfires? Pete Moraga, a spokesman for the Insurance Information Network of California, was asked the question. He stopped just shy of answering, but as he has in the last few years when he’s spoken to reporters, Moraga emphatically outlined the potential for a bad year for wildfires. IINC in 2012 issued a report showing more than 2 million of the state’s 13.5 million homes are in high to severe wildfire regions. It was notably bad then, and the Western U.S. was early on in its running drought. “In the two years since we did this study things have gotten progressively worse,” Moraga said. “It’s been two more years of extreme drought, and the winds are getting more severe. We usually see the worst fires in October. We’re getting those same condi-tions early in the year.” In Southern California during the second week in May San Diego broke out in several wind-driven wildfires, forcing thousands of evacuations and burning at least 20 homes. At one point there were nine wildfires ongoing in the area. At the time of the fires Califorina Gov. Jerry Brown said the state was gearing up for the worst fire season ever. The National Significant Wildand Fire Potential Outlook for June issued by the National Interagency Center shows “Above normal” fire potential over much of California, Alaska and parts of Arizona. IINC’s Morga said: “We’re long overdue for major wildfires in this area.” He said that in media interviews in 2013, and before that in 2012. Over the past two years Moraga and IINC have stepped up their efforts to encourage

homeowners to take mitigation steps, such as clearing spaces around their homes, and Moraga has relayed to consumers via the media reminders about the impacts of the 2007 and 2003 wildfire seasons. It was in 2003 when the 280,278-acre Cedar Fire in San Diego County erupted, making it the state’s largest wildfire on record. That fire was among 15 wildfires throughout Southern California in October. “That was 11 years ago,” Moraga said. “Have the conditions gotten worse? Yeah. This could very well be the worst fire season we’ve ever seen.” In 2003’s wildfire onslaught, 4,836 struc-tures were destroyed, including 3,641 homes, causing a reported $2.37 billion in insured losses, according to IINC. In 2007, wildfires destroyed 3,107 structures, 2,180 of those were homes, and a higher number of claims resulted in $2.3 billion in insured losses for that year, according to IINC. More concerning than numerous wild-fires may be the possibility of a “mega fire,” which Moraga fears is lurking in the “bone dry” brush waiting to be ignited and pushed into an inferno by the windy conditions

The National Significant Wildand Fire Potential Outlook for June issued by the National Interagency Center shows “Above normal” fire potential over much of California, Alaska and parts of Arizona.

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News & MarketsArrests in California Fraud Ring Targeting Auto Dealers and Insurers

A four-year investigation into an organized fraud ring

has uncovered a million-dollar scheme targeting high-end vehicles through auto loan and insurance fraud has led to several arrests, the California Department of Insurance announced in late May. The alleged fraud ring purchased or leased high-end vehicles, many of which were acquired fraudulent-ly by various individuals who lied about their employment or income on cred-it applications to qualify for loans or leases, according to CDI. The suspects then defaulted on the loans and leases while at the same time filing false insurance claims on the defaulted vehicles, CDI stated. “This organized fraud ring filled their pockets by ripping off insurance companies and auto dealers,” California Insurance Commissioner Dave Jones said in a state-ment. “These individuals conspired to

purchase and lease vehicles with the sole intent to default on the loans and make bogus insurance claims.” A total of 18 dealerships were report-edly defrauded, and the scheme allegedly involved more than 20 new luxury vehicles and five used vehicles as well as an addi-tional three that have been exported from the country. There are 17 suspects from the Los Angeles area and one from Fresno, accord-ing to CDI.

NOAA: Near- Or Above-Normal Central Pacific Hurricane Season

Climate conditions point to a near-nor-mal or above-normal hurricane season

in the Central Pacific Basin this year with patterns possibly affected by an El Niño weather pattern, NOAA’s Central Pacific Hurricane Center announced. The outlook for 2014 calls for a 40 per-cent chance of a near-normal season, a 40 percent chance of an above-normal season and a 20 percent chance of a below-normal season. Authors of the outlook state that they expect four to seven tropical cyclones to affect the central Pacific this season, com-pared to an average season’s four to five tropical cyclones, which include tropical depressions, tropical storms and hurricanes. The outlook is based upon the expecta-tion of El Niño developing during the 2014 hurricane season. El Niño decreases the verti-cal wind shear over the tropical central Pacific, favoring the development of more and stronger tropical cyclones. Since 1995 the central Pacific has been in an era of low activity for hurricanes, but this pattern will be offset in 2014 by the impacts of El Niño. NOAA issued its Central Pacific hur-ricane outlook at a news conference in Honolulu, and urged Hawaii residents to be fully prepared before the hurricane season, which begins June 1 and runs until November 30. “I encourage the public to become weath-er-ready by signing up for weather alerts, developing a family emergency plan, and building an emergency kit before hurricane season begins,” Tom Evans, acting director of NOAA’s Central Pacific Hurricane Center, said in a statement. “Now is the time to make sure that you and your family are ready and prepared for the 2014 hurricane season.”

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June 2, 2014 INSURANCE JOURNAL-NATIONAL | 11www.insurancejournal.com

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$860 Million

Sandy Recovery Program Scams

“Our Statewide Sandy Fraud Working Group is pursuing aggressive criminal

and civil actions against those who allegedly sought illegal profits in the

wake of this national disaster.” —NewJersey’sActingAttorneyGeneralJohnJ.HoffmanonSuperstormSandyrecov-

eryprogramscams.AuthoritiessaidlastmonththeyreceivedseveralreportsfromSandyrecoveryprogramparticipantswho

saidtheyreceivedhomevisits,phonecalls,oremailsfromindividualswhoclaimedtobepro-gramrepresentativesandwhoaskedformoney

transfersorpersonalfinancialinformation.

Sweet Kentucky Home “Lloyd’s has a unique and long-stand-ing relationship with Kentucky, now in its

77th year, and the market is committed to delivering top insurance solutions to the industry on both an admitted and

surplus lines basis.” —PatTalley,Lloyd’sdirector,after

KentuckyenactedalawgivingLloyd’ssurpluslineseligibilityandclearingwayforLloyd’s

underwriterstoplacemultistatesurpluslinesrisksinall50states.

Late to Update“The law had not been updated in many

years, and the penalties were not actually in line with the cost of workers’ comp

insurance coverage.” —LauraCollins,VirginiaWorkers’CompensationCommission.BeginningJuly1,Virginiaemployerswhofailtoprovidework-ers’compwillbeassessedapenaltyofupto

$250perdayforeachdayofnoncompliance,subjecttoamaximumpenaltyof$50,000.

Staying Power“Some of you may be disappointed to hear this, but when it comes to insurance regu-

lation, we, the states, are here to stay.”

—ConnecticutGov.DannelP.MalloyattheNationalAssociationofInsuranceCommissioners’InternationalInsurance

ForuminMay.

Absurd“Should we have certificates of need that

deny people in a free country like ours the opportunity to earn a living? It’s absurd.”

—MissouriLt.Gov.PeterKinderurgingtheSt.LouisMetropolitanTaxicabCommissionnottoregulateLyftasifitisataxiservice.

200FIGURES DECLARATIONS

Number of Illinois communities sued by Farmers Insurance, which alleges local

governments did not do enough to miti-gate against climate change.

Amount an Ohio court said that 270,000 employers were overcharged for work-

ers’ compensation the past several years.

106

$3.5 Million

$50 Million

75

$100 MillionAmount to be paid by the owners of New

England Compounding Pharmacy to meningitis victims.

Combined ratio for commercial auto insur-ers in 2013, according to Fitch.

Average cost of a corporate data breach, according to Ponemon Institute.

The amount Project CAP has raised for Trusted Choice marketing since 2011.

Number of homes destroyed by a wildfire in the Texas Panhandle.

$240 Million

The amount a Montana jury has ordered Hyundai to pay in punitive damages after finding that a manufacturing defect in a

Hyundai vehicle caused a crash that killed two Missoula cousins in July 2011.


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Business Moves

Brown & Brown, Wright Insurance Brown & Brown Inc. has completed its acquisition of specialty and flood insurance company The Wright Insurance Group LLC. In January, Florida-based national insur-ance broker Brown & Brown said it would acquire TWIG for $602.5 million from Aquiline Capital Partners, Wright’s lead equity partner. TWIG, with $114 million in revenues, is a fee-based specialty insurance services company that underwrites and adminis-ters property/casualty risks through three distinct segments: Wright Flood, program services servicing reciprocals and self-in-sured groups, and managing general agent services. It is the largest provider involved in the federal flood insurance program. B&B has acquired 100 percent of the membership interests of TWIG and its subsidiaries, with the exception of WRM America Indemnity Co. of Uniondale, N.Y., which serves the education market. TWIG subsidiaries acquired include: Wright Risk Management Co. LLC; Wright Specialty Insurance Agency LLC; Wright Risk Consulting LLC, Wright Program Management LLC, Wright National Flood Insurance Services LLC, and Wright National Flood Insurance Co. Wright will become part of Brown & Brown’s National Programs Division.

The firms said in January that Wright’s current leadership team will remain in place and will continue to operate from offices in Uniondale and Albany, N.Y., and St. Petersburg, Fla. The total net consideration paid for the ownership interests of Wright was $602.5 million. This amount is comprised of cash payments of $587.5 million for the program business, $7.5 million for Wright National Flood Insurance Co. (WNFIC) and $7.5 million for WNFIC statutory surplus, accord-ing to Brown & Brown.

Declaration Brokerage, RBLA of PA Declaration Brokerage LLC, a

Mahwah, N.J.-based insurance agency, has acquired the business of RBLA of PA, a Stroudsburg, Penn.-based agency that offers commercial and personal lines coverages. Declaration Brokerage was formed last September with a growth strategy of acquiring Northeastern retail insurance brokers that focus on commercial lines accounts. Declaration Brokerage is spon-sored by Capacity Coverage of New Jersey and Dowling Capital Partners, a private equity fund in Connecticut. The transac-tion involving RBLA of PA is Declaration Brokerage’s first acquisition since its forma-tion last year. RBLA of PA, which has been in business for 25 years, is owned and managed by John A. Martone, Jr. Under the deal, Martone will join Declaration Brokerage and manage new business efforts in Stroudsburg. Declaration Brokerage’s Managing Director Carl Gerson said his firm believes market forces continue to encourage con-solidation among smaller retail commer-cial lines agencies and that Declaration Brokerage is seeking to capitalize on those opportunities.

Medical Professional Mutual, Preferred Professional Insurance Medical Professional Mutual Insurance Co. (ProMutual), a Coverys member

company, has plans to acquire Preferred Professional Insurance Co. (PPIC), located in Omaha, Neb. PPIC supports Catholic healthcare systems across the country by providing professional liability insurance, other casu-alty coverages, and an array of risk transfer products and services. Admitted to write insurance in all 50 states and the District of Columbia, PPIC insures over 8,000 health-care providers nationwide. The acquisition is subject to approval by a vote of PPIC shareholders scheduled for June 11, 2014, as well as approval by the Nebraska Department of Insurance and other customary conditions. Pending those approvals, the acquisition is expected to close during the third quarter of 2014.

Marsh & McLennan Agency, Visicor Marsh & McLennan Agency LLC has acquired Visicor, an employee benefits brokerage and consulting firm based in Friendswood, Texas. Terms of the deal were not disclosed. All of Visicor’s leadership and employ-ees will join MMA’s Southwest region and merge into MMA’s existing Houston office. Visicor provides employee benefits com-pliance, consulting, communication, and administration services to both public and private employers throughout Texas. The firm reports $1.5 million in annual revenue. Marsh & McLennan Agency LLC, a sub-sidiary of Marsh, operates autonomously from Marsh to offer commercial property/casualty personal lines, and employee bene-fits to clients across the U.S.

Hilb Group, Newman & Crane The Hilb Group of Richmond, Va., has acquired Newman Crane & Associates of Orlando, Fla. NCA will continue to operate at its current location under the leadership of Steve and Jamie Buckner. Established in 1965, NCA sells personal and commercial insurance and benefits in the greater Orlando area. NCA is The Hilb Group’s second acqui-sition in Florida in 2014. In January, it acquired Hockman Insurance Agency Inc. of Tampa.

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NATIONAL COVERAGE

News & Marketsagencies are more likely to have had the same No. 1 commercial carrier for more than five years. Respondents tended to express the greatest satisfaction with the performance of their No. 1 commercial lines carrier with regard to financial strength, with 51 percent saying their preferred carrier is “far better than average” on this measure. McLaughlin said agents cited potential areas for improvement:• Nearly half of respondents rated their

No. 1 carrier as average or below on training and education.

• Many respondents rated their No. 1 car-rier as average or below on field rep-resentatives (42 percent), agency com-pensation (42 percent), and marketing support (40 percent).

“It is interesting to note that satisfaction for the personal No. 1 carrier was direc-tionally higher overall: 83 percent very or extremely satisfied, versus 75 percent very or extremely satisfied with the No. 1 com-mercial carrier,” McLaughlin said.

About the Research The study, “2014 Survey of Agent-Carrier Relationships: Agents Left to Their Own Devices,” is the seventh in a series examin-ing independent agents’ views on market-place issues. More than 1,400 agents com-pleted the survey. The survey instrument covers about 50 separate questions. Quantitative survey results are presented in a variety of formats, including importance rankings of specif-ic-carrier attributes, ratings of specific com-panies on attributes, industry issues, and open-ended agency comments about what breaks out superior carriers from the pack. The report explores differences between agents focused on personal and commercial lines. Carriers can purchase the data set to further explore cross-tabs. For information on obtaining the survey report, contact John Campbell at [email protected] or 202-363-2069, or visit www.channelharvest.com.

What Makes Agents Switch Carriers

Most independent insurance agents stick with their top personal lines

and commercial lines companies for years, although they are less-than-satisfied in a number of carrier-performance areas. This is among the many findings in a new national survey of agents conducted by Channel Harvest Research. The national survey of agents on their attitudes regarding carriers — on a wide range of issues — was sponsored by InsuranceJournal.

No. 1 Personal Lines Carrier More than half of respondents (54 per-cent) have had the same No. 1 personal lines carrier for more than five years. More than a third (38 percent) have had the same No. 1 for one to five years. Younger respondents, males, and those in agencies with revenue less than $300,000 were more likely to have switched No. 1 personal lines carriers within the past year. Meanwhile, those in larger agencies were more likely to have had the same No. 1 personal carrier for more than five years, noted Jess McLaughlin, research director for Channel Harvest. From a list of company attributes, respondents in the Channel Harvest study most often rated their No. 1 personal lines carrier as “far better than average” with

regard to financial strength (53 percent), claims service quality (46 percent) and underwriting expertise (38 percent). However, agents seem less satisfied with their No. 1 personal lines carrier with regard to agency compensation, training and education, and underwriting appetite. Fewer than 30 percent provided top ratings on these attributes, said McLaughlin.

Why Change Among those who reported that their No. 1 personal lines carrier changed over the past year:• The most frequent reason for the switch

was pricing/rates (rate increases, or rates were “not competitive”).

• Some were motivated to switch based on underwriting policies.

• A few cited declining or unsatisfactory customer service and support. Many commented on the importance of ease of working with carriers, including

customer service and support as well as responsiveness and time-ly handling of issues.

Commercial Lines Satisfaction More than half of respondents have had

the same No. 1 commercial lines carrier for more than five years; 41 percent have had the same No. 1 carrier for one to five years. As with personal lines, those in larger

Agent satisfaction for their No. 1 personal lines carrier was directionally higher overall compared to their No. 1 commercial lines carrier.

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www.insurancejournal.com

SPOTLIGHT

Employment-relatedclaimsaccountedfor85percentofdirectorsandoffi-

cersliabilityclaimsintheU.S.from2003to2012.—2012DirectorsandOfficersLiabilitySurveyfromTowersWatson

NationalPublicRadio,UntiedNation’sChildren’sFund,WikimediaFoundationandWorldFood

ProgramUSAarethetopfiveamongalistoftop100nonprofitsontheInternetbasedoncriteriaincludingFacebooklikes,TwitterfollowersandGooglePageRank.—Top100nonprofitsontheWeb

10 Things to Know AboutNon-Profit & Social

Service Organizations

Regulatoryclaimsaccountedfor39percentofdirectorsandofficersliabilityclaimsinthe

UnitedStatesfrom2003to2012.—2012D&OLiabilitySurvey,TowersWatson

NonprofitCEOsearnedanaverageof$118,678in2013.

—TheNonProfitTimes2014NonprofitOrganizationsSalaryandBenefitsReport

Thetop10statesforgivingare:Utah;Mississippi;Alabama;Tennessee;South

Carolina;Idaho;Arkansas;Georgia;Georgia;andMaryland.AtthebottomofthelistweretheNewEnglandstatesofNewHampshire,Maine,Vermont,Massachusetts,RhodeIslandandConnecticut.—TheChronicleofPhilanthropy

Boardmembersaretypicallynotliableforthedebtsofthenonprofitorganizationwhen

thenonprofitisacorporation,butboardmembershavealegalresponsibilitytoexerciseduecareintheperformanceoftheirduties.—NonprofitRiskManagementCenter

Toppingthelistofthe50largestU.S.charitiesin2013were:UnitedWay;SalvationArmy;Task

ForceforGlobalHealth;FeedingAmerica;CatholicCharities.—Forbes’2013listforThe50LargestU.S.Charities

UnitedWayreported$3.9billioninprivatesupportmoneyin2013.

—Forbes’2013listforThe50LargestU.S.Charities

Thirty-sixpercentofthosewhopurchaseddirectorsandofficersinsurancereportedhavingaclaimin

thelast10years.Nonprofitshadthehighestproportionofthosereportingclaimsat63percent,followedbypubliccompanies(33percent)andprivatecompanies(27percent).—RiskandInsuranceManagementSociety’s2012CostofRiskSurvey

Utahisthetopstateforcharitablegiving,thankslargelytotheMormon

traditionoftithing.Thetypicalhouseholdclaimedcharitablecontributionstotaling10.6percentofdiscretionaryincome,morethan3percentaheadofthenextmostcharitablestate.—TheChronicleofPhilanthropy

Complex Risk. Simply Handled.

Where there’s risk, there’s complexity. It’s really that simple. That’s why we built an insurance company that manages risk across a broad spectrum of niche, real-world industries. From social and human services, sports and fitness to entertainment, education to the environment. At Philadelphia Insurance Companies, we handle complex risk and make it simple for you to manage. Giving your clients the freedom they need to do what they do best. Learn more. Call 855.411.0797 or visit PHLY.com.

Philadelphia Insurance Companies is the marketing name for the property casualty

insurance operations of Philadelphia Consolidated Holding Corp., a member of the Tokio Marine Group. All products are written

by insurance company subsidiaries of Philadelphia Consolidated Holding Corp.

Coverages are subject to actual policy language.

13PHLY_InsurJournal_Acrobats.indd 1 9/9/2013 11:05:22 AMPHIC16773.indd 1 9/10/13 3:29 PM

Direct premium written (DPW) for property/casualty insurance companies

continues to increase. At year-end 2012, more than $523 billion of DPW was reported, which was an all-time high for the industry. For 2013, total DPW for all P/C insurers aggregately

increased 4.1 percent over 2012, an increase of more than $21.5 billion. Nearly 58 percent of this premium growth is attributed to the Top 25 P/C insurers in terms of growth. Overall, P/C insurance companies have continued to serve their clients by respond-ing to catastrophic events, difficult econom-


NATIONAL COVERAGE

News & MarketsP/C Direct Premium Written Up 4.1 Percent

ic conditions and regulatory uncertainty. For the 12 months ending Dec. 31, 2013, P/C companies comprising the Top 25 leveraged their experience and increased their DPW nearly 12.6 percent over 2012. This contin-ues the Top 25 insurers’ impressive display of premium growth and financial stability. In contrast, the remainder of the industry reported an increase in DPW of only 2.2 percent, or $9.1 billion, year over year. Moreover, while increasing DPW, P/C companies have aggregately maintained a sufficient level of policyholders’ surplus (PHS). One measure that determines if P/C companies are conservatively leveraged is the DPW to PHS ratio. An insurer’s DPW to PHS ratio is indicative of its leverage on a direct basis, without consideration for the

effect of reinsurance. Since 2010, this ratio for P/C companies has remained conserva-tive and stable at approximately 70 percent. As stated in previous articles, although the market continues to exhibit signs of firming and DPW continues to increase, P/C insurers should not expect a tradition-al hard market in the near future. After reviewing those varying results, it is more realistic that expectations should relate to gradual, stable growth. If the industry con-tinues to hold to its 10-year historical pat-tern, growth in 2014 would again lead to the highest level of year-end DPW ever reported by the P/C industry.

Powell is a senior financial analyst with Demotech Inc. Email: [email protected].

By Douglas A. Powell

Top 25 Property/Casualty Companies Based Upon Dollar Amount of Direct Premium Written (DPW) Growth Year-End Results as of Dec. 31, 2013 Versus Dec. 31, 2012

DPW DPW $ %

Company Name 12/31/2013 12/31/2012 Growth GrowthState Farm Mutual Automobile Insurance Co. 32,236,152,562 30,935,399,277 1,300,753,285 4.20%

State Farm Fire and Casualty Co. 17,971,068,027 17,021,682,666 949,385,361 5.58%

Rural Community Insurance Co. 2,530,898,816 1,740,138,904 790,759,912 45.44%

GEICO Casualty Co. 2,150,763,913 1,363,632,265 787,131,648 57.72%

Allstate Fire and Casualty Insurance Co. 5,264,962,684 4,605,761,469 659,201,215 14.31%

LM General Insurance Co. 1,399,800,010 760,283,461 639,516,549 84.12%

Liberty Insurance Underwriters Inc. 1,025,509,870 435,126,112 590,383,758 135.68%

Zurich American Insurance Co. 5,351,181,841 4,801,761,856 549,419,985 11.44%

USAA General Indemnity Co. 1,818,233,213 1,352,089,544 466,143,669 34.48%

Continental Casualty Co. 5,413,154,389 4,970,066,475 443,087,914 8.92%

Standard Guaranty Insurance Co. 596,785,539 170,691,928 426,093,611 249.63%

Allstate Vehicle and Property Insurance Co. 477,635,319 84,065,064 393,570,255 468.17%

GEICO General Insurance Co. 6,994,505,522 6,602,148,803 392,356,719 5.94%

Tokio Marine America Insurance Co. 386,036,085 43,752 385,992,333 --

GuideOne Mutual Insurance Co. 698,937,422 320,788,541 378,148,881 117.88%

Wesco Insurance Co. 965,218,360 609,392,169 355,826,191 58.39%

United Services Automobile Association 6,712,310,392 6,371,408,435 340,901,957 5.35%

Starr Indemnity & Liability Co. 1,372,452,343 1,032,595,665 339,856,678 32.91%

State Insurance Fund Workers’ Compensation Fund 2,283,286,622 1,943,837,922 339,448,700 17.46%

Ohio Security Insurance Co. 537,882,843 200,213,737 337,669,106 168.65%

Atlantic Specialty Insurance Co. 868,350,353 537,006,205 331,344,148 61.70%

USAA Casualty Insurance Co. 4,610,619,666 4,290,784,176 319,835,490 7.45%

Safeco Insurance Co. of Illinois 1,743,174,908 1,425,588,362 317,586,546 22.28%

Cincinnati Insurance Co. 3,297,205,566 2,993,431,243 303,774,323 10.15%

Travelers Property Casualty Co. of America 4,561,624,379 4,258,249,635 303,374,744 7.12%

Top 25 P/C Companies by DPW Growth 111,267,750,644 98,826,187,666 12,441,562,978 12.59%

All Other P/C Companies 433,307,922,863 424,195,781,227 9,112,141,636 2.15%

Total 544,575,673,507 523,021,968,893 21,553,704,614 4.12%DataSource:TheNationalAssociationofInsuranceCommissioners,KansasCity,Mo.,bypermission.InformationderivedfromanSNLproduct.TheNAICandSNLdonotendorseanyanalysisorconclusionbasedupontheuseofitsdata.

SCOTTAM004.indd 1 5/26/14 9:27 PM


NATIONAL COVERAGE

MyNewMarketsTrucking Insurance Market Detail: ProSight Specialty Insurance (Prosightspecialty.com) works exclusively with select distributors that have deep understanding of their customer. Its partner, American Underwriting Services, deals exclusively in insurance products for the transportation industry, including commercial auto, motor truck cargo, auto physical damage, property, and general liability lines of business. Available Limits: As needed Carriers: ProSight SpecialtyStates: All states except Ariz.Contact: Vince Coca at 212-551-0793 or e-mail: vcoca@prosight specialty.com

Professional Liability Market Detail: NSM Insurance’s (www.nsminc.com) coverage includes professional liability for any industry; cyber liability; management liability and employment practices liability and spe-cializes in the following industries: attorneys; financial institutions; architects & engineers; tech & media; healthcare; and hard to place miscellaneous.Available limits: As needed Carrier: Unable to disclose, admitted and non-admitted available States: All states Contact: Customer service at 800-970-9778

Engineers and Inspectors Market Detail: Woodland Insurance Services (www.woodlands insurance.com) offers a combination CGL/professional liability policy specializing in: oilfield engineers/inspectors; petrochemical engineers/inspectors; pipeline inspectors; and petrochemical analy-sis. Coverages available include: CGL and professional on occurrence basis; blanket waiver/blanket additional insured; silent on punitive damages; per project aggregate; and primary wording Available limits: As neededCarriers: Unable to disclose, non-admittedStates: La., Okla., Pa., and TexasContact: Robert Kopal at 281-367-5010 or e-mail: bobk@ woodlandsinsurance.com

Party Rental Insurance Market Detail: USI Affinity Rental Specialties: (www.usirental.com) provides insurance and risk management products to the party and tent rental industry. Coverage types available include: com-mercial general liability; commercial property; equipment floater; business auto; excess umbrella liability; workers’ compensation; and employment practices liability.Available limits: As neededCarrier: Unable to discloseStates: All states Contact: Brian Hall at 888-489-7165 or e-mail: [email protected]

Directors & Officers Liability Market Detail: Apogee Insurance Group’s (www.apogeeinsgroup.com) coverage protects directors and officers from liability arising from actions committed as board members or officers of an organiza-tion. Coverage is available for public and private companies, as well as non-profit organizations. Available limits: As neededCarrier: Multiple, admitted and non-admitted availableStates: All states Contact: Customer service at 1-888-9apogee

GL for Scaffold and Crane Cos.Market Detail: Construction Insurance Services LLC (CIS) (www.constructioninsuranceservices.com) provides liability insurance for construction companies with a specific focus on the scaffold indus-try. CIS offers an exclusive program providing general liability and excess liability in all 50 states. In addition, CIS provides general lia-bility for small and medium sized crane companies. Available limits: As needed

Carrier: Unable to discloseStates: All statesContact: Conor Curley at 214-884-1970 or email: ccurley@ constructioninsuranceservices.com; or Brianna Sherfy at 214-884-1971 or email: [email protected]

Amusement Rental Operators Market Detail: Program Risk Specialists (www.programrisks.com) offers a specialty program for amusement device rental oper-ators. GL, property, and inland marine coverages are available. Accident & health can also be placed. Targeted amusements: arcade/games/crafts; bounce houses/moonwalks; climbing walls; coin-op-erated rides; euro bungee; food concessions; laser tag; mechanical rides; mechanical bulls (non-hydraulic); miniature trains; pony rides; inflatable slides and more. Liability rated based on receipts not “per device,” commercial GL up to $1 million per occurrence; and proper-ty/inland marine up to $1 million.Available limits: Minimum $500,000, maximum $1 millionCarrier: Unable to disclose, non-admittedStates: All states Contact: Candace Bourg at 678-578-6515 or e-mail: [email protected]

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Medical Liability CLOSER LOOK

from other agents and consolidation of the segment.

Opportunities Will Grow Agents have reported to them that there are fewer opportunities because of the ACA, but McDonough expects as things shake out opportunities will actually increase. “There will be more care provided by physicians assistants and nurse practi-tioners, for example, and agents haven’t typically been very active in that market so that’s an opportunity for them,” he says. “Agents and brokers either focus on hospi-tals or physicians — they are not looking at both. But they need to look at this as a dynamic market…there are a lot more opportunities than they realize.” MMIC has taken advantage of opportuni-ties to partner with its clients through new accountable care organizations (ACO) or similar type models, which have been the most popular healthcare delivery systems to emerge out of the ACA. In fact, research from management consulting firm Oliver

Wyman finds that ACOs now cover up to 17 percent of Americans, with more than two thirds of the U.S. population living in areas that are served by ACOs. The analysis, based on information from the Department of Health and Human Services, found the total number of ACOs at 522, up from 320 a year ago. Insurers have struggled with how to cover these new healthcare models because they incorporate many different physician practices and other coverages that are not traditional to the medical malpractice market. The models also rely on improving patient outcomes, which is a difficult expo-sure for insurers to take on. However, as the adaption rate increases with such high frequency, sitting back and doing nothing is not an option for insurers that want to stay relevant. “I don’t know where the rest of the indus-try is, but we have decided to be part of the solution on how these are formed,” says McDonough.

Medical Malpractice Market Moving Away from Traditional Coverage Offerings

By Amy O’Connor

The risk profile of healthcare organiza-tions is evolving, thanks in large part

to the Affordable Care Act. To manage new healthcare needs medical professional liability experts say they have had to evolve as well. Part of that evolution for carriers has been the realization and acceptance that it isn’t just about the coverage anymore. “The market is moving from very conven-tional, silo products, to more of an integrat-ed risk profile and it’s important that we have not just products but solutions that respond to that,” says Matt Dolan, president of IronHealth in Simsbury, Conn. Healthcare organizations have had to adapt to new standards of care and deal with extreme consolidation. Many indi-vidual physicians have joined with larger practices or hospitals and are facilitating care among many different medical fields. Healthcare facilities also have new regula-tions and requirements to meet. All of this creates new exposures for insureds, and insurers, says Dolan.“The pace of change is quite incredible. It really requires people involved in this market to be thoughtful, hyper vigilant and hyper responsive,” he says. Insureds are now looking to their medi-cal malpractice liability carriers and agents for more than just coverage, and those car-riers that cannot provide value beyond just coverage options will be left behind, say experts. Midwest medical professional liability carrier MMIC has worked closely with its agents on education of the ACA and how they can help clients, says Bill McDonough, CEO of the Minneapolis-based company. Even still, he says agents are struggling with what the future holds for this market-place and with trying to keep the business they have because of extreme competition continued on page 24

“We’re Different” is a bold claim. We back it up everyday.

For more information contact us at (213) 626-1000 or www.gjs.com

G.J. Sullivan Co. Insurance Services, Sullivan & Associates of Oregon, Sullivan Brokers Wholesale Insurance Solutions, G.J. Sullivan Co. Reinsurance, and Kevin Davis Insurance Services are members of the Sullivan Group.

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TSG16773.indd 1 4/4/14 9:20 AM


Medical Liability CLOSER LOOK

needs of ACOs or those models that are similar. The carrier launched a product in October 2012 called Provider Excess Insurance (PEI) that addresses the financial risks of the new healthcare delivery models. In addition, it offers coverage for ACOs that allows a start-up ACO to first purchase managed care E&O and D&O (which includes EPL), and then add medical professional cover-age if they later hire medical practitioners to provide hands-on care. First and third party privacy coverage,

general liability, fidu-ciary liability and an option for government billing E&O are also available. The carrier also enhanced its Healthcare

Professional Liability (HPL) policy just last month to include higher limits of $50 million and broader coverage, such as indi-

vidual limits for

employed or affiliated physicians. In the case of hospitals, the coverage can address any managed care exposures within their systems to protect against exposures with value-based contracts. Dolan says the benefit of an integrated product suite, such as this, is that the car-rier can respond to ACOs as well as those models that look like and share the same objectives of an ACO but are not technically the same thing. “Literally and conceptually, the idea of managing distinct populations and orga-nizing around the idea of wellness and better outcomes is a fundamental aspect of a post-reform environment,” says Dolan. “We are trying to make sure we have a solu-tion set that is totally contemporary and informed by the realities of what’s happen-ing with healthcare.” And while some in the medical profes-sional liability market have speculated that blurring the lines of what coverages health-care facilities require could open up the segment to more competition, particularly from P/C carriers, Dolan says he thinks the holistic approach will have the opposite effect. “I actually see this evolution of the risk profile and increasing complexity creating more barriers to entry,” he says. “It is more likely that there will be fewer carriers with the breadth of product, expertise, experi-ence and business model that allows them to respond.”

ACO Products Developing MMIC is working on a product that deals with all of the liability exposures around the formation of an ACO, including all the clinical and management decisions — expo-sures that don’t fall under medical or D&O liability. The goal of the product, says McDonough, is to help groups with the for-mation of ACOs in how they are structured and how much risk will be assumed. “There are hospitals that have formed ACOs but they aren’t doing anything with them because they don’t know what to do. Each one is really different in terms of where they are and what they are doing,” he says. The carrier has also expanded geograph-ically within the middle part of the country so it can continue to work with its larger clients that continue to grow and operate on a broader footprint. Most recently it expanded into Colorado bringing its total number of states to 15. IronHealth is also responding to the

MGALI002.indd 1 5/21/14 4:06 PM


There will be more opportunity for agents with physicians assistants and nurse practitioners.

CCHFS16371.indd 1 5/21/14 4:17 PM


SPECIAL REPORT

Programs

program. Then we also have a group term product in addition to a critical illness product. In total we have five different products within VFIS that we can sell to emergency service organizations.” Over the years, Markel said the VFIS program’s growth has tracked well with the commercial marketplace and has remained stable. “We’ve been in it so long that we have a pretty good idea as to where the exposures are or aren’t,” he said. The segment is also ideal for the program business market because most volunteer fire departments and other emergency service organizations operate in a similar fashion and present similar exposures. VFIS’s property/casualty coverage has been underwritten through American

First Line of Defense: Insuring Volunteer Fire DepartmentsBy Andrea Wells

When it comes to saving property and lives the nation’s volunteer firefight-

ers are often the first line of defense. Volunteers make up a majority of the nation’s firefighters — some 69 percent of firefighters in the United States. Of the total estimated 1,129,250 volunteer and paid firefighters across the country, 783,300 are volunteers, according to the National Volunteer Fire Council. Communities served by volunteer fire-fighters depend on them for many types of emergencies, not just fires. Volunteer firefighters respond every day to situations arising from fires, emergency medical inci-dents, terrorist events, natural disasters, hazardous materials incidents, water rescue emergencies and many more. It doesn’t get any better from a volun-teerism standpoint than how volunteer fire-fighters serve their communities, said Lisa Parry Becker, an independent agent with William B. Parry & Son Ltd., who lives and works in the suburban Philadelphia area. Parry Becker, whose agency has been specializing in insuring volunteer fire departments and other emergency service organizations for about 15 years, is thankful for the service many of her clients provide. “Some of the fire departments we insure have volunteers that take the train every day to work in New York City, and then

come home and fight fires at night,” she said. “We all need to be thankful for what they do for us day-in and day-out.” The time alone saves billions. According to the National Volunteer Fire Council, volunteer time donated by firefighters saves localities across the country an estimated $139.8 billion per year. That figure doesn’t include the savings to prop-erty and life these volunteers help to support. One insurance market that has been serv-ing volunteer fire departments for nearly four decades is VFIS, a division of Glatfelter Insurance Group. VFIS is one of the largest providers of insurance, education and consulting ser-vices for emergency service organizations such as fire departments, ambulance and rescue squads, and 911 centers. “We originally started out in 1969 insuring volunteer fire departments with accident and sickness products, where we insured a loss of life benefit and a couple other things,” said Troy Markel, president of VFIS in York, Pa. Eventually, in the early ‘70s, VFIS expanded into the property/casual-ty side of the business, Markel said. “We also added the Length of Service Awards Program (LOSAP), which is a life insurance

It should be. Building relationships with our clients has been our primary focus for over 40 years. CIS policy forms and insurance coverage are designed specifically for cosmetic industry business models.

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Acquisition Strategy#4Light manufacturers

Home Office: Des Moines, IA | 800.447.2295 www.emcins.com© copyright employers mutual casualty company 2014. all rights reserved.

“ Light manufacturers like our heavy-duty insurance program.”

With a range of insurance coverages including errors or omissions, extensive loss control resources, expert claims knowledge and local service from an independent agent like you, emc offers an insurance program designed specifically for light manufacturers. it’s just one of the many reasons why you and your commercial clients Count on EMC ®.

tanya Wentzel, Des moines Branch marketing manager

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Alternative Insurance Corp., an admitted affiliate of Munich Reinsurance America Inc., since 1986. The program’s accident and sickness coverage has been underwritten through National Union Fire Insurance Co. of Pittsburgh, Pa., an AIG company, for more than 30 years. Markel said that success in this niche market relies on specialization and exper-tise. In their former careers many VFIS employees worked as paramedics and firefighters, both as career and volunteer firefighters, before joining VFIS. “A large number of our claims staff in addition to some of our underwriting staff and even our sales executives, education and training folks, and our risk control folks have an emergency service back-ground,” Markel said. That expertise makes working with specialists in this class critical, said Parry

Becker. “They make it easy because many of the underwriters were fire department personnel.” It makes the claims settlement process so much better, she added. While fighting fires is likely one of the more dangerous jobs to hold, the insurance market for volunteer fire departments remains stable when it comes to claims history. Markel credits that to the industry’s focus on safety. There is a high risk opportunity for catastrophic injury, Markel said, but safety practices within the fire industry continuously evolve and improve. Both Markel and Parry Becker said that most claims in this segment arise from traditional commercial business exposures.

Normal property claims, such as burst pipes in the winter months, or small com-mercial auto accidents, are typical, Parry Becker said. “We had one inland marine claim where the fire inspector was

taking pictures with a fire department camera and the camera fell and dropped into

fire debris and melted,” she said. “You don’t see that every day!”

Parry Becker has found this niche to be very stable.

“If the organization experiences high claim

frequency then it’s appro-priate to charge for that,” she said. “But in terms of rating it’s been very con-sistent year over year.”


NATIONAL COVERAGE

News & Markets

As the autonomous vehicle does more and more driving, Peterson says, the car owner may not be responsible for accidents at all. If a flaw in the auto or its computers causes an accident, liability may end up falling to the manufacturer or the company that installed the driverless system — in which case, the insurance pricing would fall to actuaries who specialize in product liability coverage. But this all considers the end state in automation, where every car on the road is completely automated. Between now and then, there will be a mix of three types of vehicles: fully automated cars, where the owner does nothing; partially automated cars, where the owner does some or almost all the driving; and non-automated cars, where the person behind the wheel does all the driving.

Various Automation Douma, from the University of Minnesota, spelled out the five levels of vehicle automation, from no automation (level 0) to fully self-driving automation (level 4). Current developments are mov-ing toward deployment at level 3, he said, where the vehicle performs all safety-criti-cal functions under certain conditions. For a long time, Douma explained, the driver will be switching off with the

Actuaries Grapple with Insurance Questions on Self-Driving Cars

The car of the future is pictured in an imagined scene in a 1950s science

magazine. The illustration depicts a family sitting in a big convertible, a tail-finned monster. Mom, Dad and their kids are in a circle, playing a board game. Dad sits in the driver’s seat, oblivious to the oncoming traffic. Of course he is not driving. The comput-er is. Dad is concentrating on the game. Getting from today’s cars, which are already pretty darn smart, to the fully care-free highway won’t be easy, although scien-tists and engineers predict the day is near. And the carefree highway won’t in fact be entirely carefree. There will be accidents, and someone will be liable for them. That means someone — it isn’t yet entirely clear who — will need insurance. Michael Stienstra, FCAS, an assistant vice president at QBE North America, and actu-aries like him will have to figure out how much to charge for insurance — for the cars today, which can sense whether they are too close to the car in front of them — and for the cars of tomorrow, which may be able to take your kids to school for you. Stienstra, along with Robert Peterson, a professor of law at Santa Clara University, and Frank Douma, a research fellow from the University of Minnesota, shared their ideas on “Autonomous Vehicles and the Impact on the Insurance Industry” at the Casualty Actuarial Society’s Ratemaking and Product Management Seminar held in April.

Dream Meets Reality The dream of a fully automated car stretches back to the 1939 World’s Fair, Stienstra said. The first actual autonomous car was called Stanley, Stanford University’s experimental vehicle that won the 2005 DAPRA Grand Challenge, traveling 132 autonomous miles through the Mojave Desert in six hours and fifty-four minutes. Most automakers say they will have a version by 2020. Google says it will have a fully automated car by 2017. Some, such

as Raj Rajkumar, director of the Carnegie Mellon-GM Autonomous Driving Collaborative Research Lab, esti-mate an autonomous package “might only add $5,000 to $7,000 to the sticker price.” The cars, by all accounts, will be much safer. Human error contributes to more than 90 percent of all auto accidents. Fewer accidents, of course, means cheaper auto insurance — $475 cheaper every year, said Peterson, the law professor, citing a Princeton study by Alain L. Kornhauser. Getting that new car on the road is an engineering dream. Estimating the insur-ance costs is an actuarial challenge. The first actuarial obstacle is data, as it always is for an actuary. This time, Stienstra points out, the problem could be too much data that is exceedingly complex. An auto-mated vehicle will likely transmit upwards of 750 megabytes per minute of data. An actuary would have to cull the data before collecting it, and then find the predictive variables, the ones that foretell an accident. The best predictors could differ by the vehicle’s technology. The variables that predict a Honda crash might not be able to accurately predict a BMW crash. Stienstra believes that actuaries will have to be far more involved in the collection of data than before. Regulators could present another hurdle, says Peterson. California, for example, has mandatory rating factors that insurers must use, such as driving record or number of years as a driver. And safe drivers receive a discount. With an automated vehicle, those factors may prove irrelevant. State insurance laws will have to accommodate the new automobiles.


computer. The driver might back out of the garage onto the street, and then the computer will take over. Just shy of the des-tination, the computer might hand control back. The handoffs create another issue, Douma said: “How do you keep somebody sharp enough to take over the car?”

Driver vs. Car The technology promises to fundamen-tally change the relationship between the driver and automobile. As the technology progresses towards a fully autonomous state, the risks and the variables actuaries use to price the risk of driving are likely to change dramatically. It will take time to produce the experience needed to recognize this change in insureds’ premiums. Douma also discussed the fact that, in addition to the increased data available, issues of access and use of that data will be

critical to how quickly and how well auto-mated vehicle technologies are deployed. He cited the current controversies regard-ing use of automated enforcement of red light running and speeding as examples of where political perception has overshadowed the poten-tial safety benefits of the deployment of these technol-ogies. Douma noted that most automated vehicles do not actually need personally identifiable data to work, only needing to “trust” other vehicles through use of randomly assigned certif-icates that can change many times daily. While this data is nearly anonymous, Douma further recommended actuaries strongly consider whether personally iden-tifying data will be necessary in setting

future rates, and, if so, whether data that is voluntarily shared by drivers would provide a sufficient sample, rather than requiring data from drivers and vehicle owners with-out their prior consent.

Meanwhile, outside forc-es — regulators, automakers and the public — will expect that the safer auto-mobile will translate into lower insurance premiums. That could put more pres-sure on insurers. Stienstra believes that

actuaries will have to be proactive on this issue. The Casualty Actuarial Society, he notes, has an Automated Vehicles Task Force to make sure casualty actuaries have the ability to partner with engineers and researchers to properly understand and insure this challenging risk.

Getting that new car on the road is an engineering dream. Estimating the insurance costs is an actuarial challenge.

Acquisition Strategy #5BUSINESSOWNERS PROGRAM

www.emcins.com© Copyright Employers Mutual Casualty Company 2014. All rights reserved.

Home Office: Des Moines, IA | 800.447.2295

“We’re big on BOP.”

EMC’s Businessowners Program (BOP) is bigger than ever. With more classes. More value added loss control services. More online resources to make writing BOP easier for you. Give your small- to medium-sized businesses a big value with EMC’s Businessowners Program, it’s just one of the many reasons why agents Count on EMC ®.

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EMCINS006.indd 1 4/29/14 8:23 AM


IDEA EXCHANGE

Cyber Liability

the SEC and NIST, and can mitigate expo-sure to liability on the back end. Understanding how insurance applies to cyber risk is becoming increasingly important, especially in light of the ruling in ZurichAm.Ins.Co.v.SonyCorp.ofAm.,No.651982.2011(N.Y.Sup.Ct.Feb.24,2014), which demonstrated that traditional poli-cies may leave gaps for cyber liability. The case arose in 2011, after hackers breached Sony’s online PlayStation network and stole the personal information of mil-lions of users, and the company turned to its insurer to provide a legal defense and coverage for the claims. Sony thought that its insurer should defend the underlying claims as the CGL policy provided coverage for “personal and advertising injury” which included the “oral or written publication in any manner of material that violates a per-son’s right to privacy.” While the judge agreed with Sony that the hackers’ act of “opening the safeguards” and “getting the information out there” constituted “publication” in the broad, legal sense, he did not agree that coverage extended to the hackers’ actions. The judge noted that the phrase “any manner” in the policy referred to the medium of publica-

has become a significant, though often underappreciat-ed, concern. In recognition of the “increasing dependence on digital technologies” and “more frequent and severe cyber incidents,” the SEC issued cybersecurity dis-closure guidance in 2011 for public companies. More recently, the White House issued its cybersecu-rity framework for critical infrastructure, developed by the National Institute of Standards and Technology (NIST). The guidance from both is voluntary and not directed towards all entities, but it offers beneficial information and direction that is universal-ly applicable. While security measures can help on the front end, insurance remains an important consideration, as recognized by

Evolving Considerations for Insurance and Cyber Risks

In a recent decision, a New York judge held that a commercial general liability

(CGL) policy did not provide coverage for an online data breach where hackers stole the personal information of millions of users. The case remains subject to appeal

but highlights the limitations of CGL policies for new cyber risks and the need for companies to evaluate their exposure to data breaches and cyber liability. Recent high-pro-file data breaches

including the Sony hacking and the Target credit card breach have drawn significant attention to issues of cybersecurity and consumer protection. Internet and network technologies have improved companies’ abilities to conduct business, connect with partners and clients, and process and store data, but the advanc-es have come with risks and cybersecurity

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By Burke Coleman


erage grants and exclusions. For example, in HartfordCas.Ins.Co.v.Corcino&Assoc.,No.2:13-CV-03728(C.D.Cal.Oct.7,2013), a federal judge found cover-

age under a CGL policy where personal medical information was negli-gently transferred and published online. However, the factual scenario was distinguish-able from that in Sony as the actor was under the

control of the insured, and the case focused on a different policy provision. The relationship between insurance and cyber risk continues to develop and insur-ers are responding to these claims in part by more explicitly addressing cyber risks in their policies. In the interim, courts will

continue to be faced with questions regard-ing the applicability of general liability poli-cies to data breach claims. The decision in Sony illustrates the potential limitations of standard liability coverage in dealing with the evolving cyber environment. Companies can use the guid-ance from the SEC and NIST to frame the issues and establish protective measures, but they should also understand how their general liability insurance, directors and officers liability coverage, and other insur-ance applies to cyber risks.

Coleman is legal counsel and compliance manager for Demotech Inc. This article is for informational purposes only, is not intended as legal advice, and is not a substitute for independent legal analysis and advice on a particular issue. Email: [email protected].

tion, not the actor, and that the coverage grant was limited to the acts of the policy-holder, Sony. According to the judge, “[The policy] requires the policyholder to perpe-trate or commit the act… It cannot be expanded to include third party acts.” Based on the hackers accessing the information, the judge found no cover-age and no duty to defend. A CGL policy may pro-vide coverage for a data breach under certain circumstances but the applicability of a policy to a cyber liability claim remains highly contingent on the spe-cific facts of the case, including the manner of breach, the actor breaching the system, and other circumstances which can pull the claim within or outside of the policy’s cov-

Recent high-profile data breaches have drawn significant attention to issues of cybersecurity and consumer protection.

VISTACO002.indd 1 5/19/14 10:23 AM


IDEA EXCHANGE

International Insider

handling to loss control — are compliant and work together so that a business reaps the full benefit of the insurance provided under the controlled master program. The lack of a well-coordinated services solu-tion can translate into lapses in insurance, delayed claims payments and higher premi-um costs.

Africa and Asia Trade Exploding International trade has been soaring in recent years, with U.S. exports more than tripling to $2.3 trillion in 2013, up from nearly $700 billion in 2009, according to the U.S. Commerce Department. Noting that 95 percent of the world’s consumers live outside the United States, the Commerce Department has been encouraging international growth, especial-ly in fast-growing markets in places like Africa and Asia. As part of this push, the Commerce Department is expanding its own overseas resources to help businesses navigate glob-al markets with new offices in countries such as Burma, Angola, Tanzania, Ethiopia and Mozambique, and additional staff in

is no less important. An integrated services solution ensures that all elements of the controlled master program — from policy execution to claims

The Importance of Having an Integrated Services Solution

U.S. multinational businesses are increasingly seeking opportunities in

new regions of the world, expanding out-side of the United States and continental Europe into sub-Saharan Africa, Asia and Latin America. As their operations outside

of the United States grow, however, mul-tinationals face a wide range of risks to their employees and property. A global con-trolled master pro-gram offers an inte-grated insurance solu-tion, ensuring compa-

nies have the local admitted insurance they need along with a broad, global policy that provides consistency across operations as well as supplemental protection to address gaps in terms and conditions in the local policies. While the insurance provided under a global controlled master program is critical for companies with multinational operations, an integrated services solution

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By Kathleen Ellis


address gaps in local policy terms and con-ditions. Each country, however, has its own regulations related to the placement of insurance. In many countries in Asia, for instance, regulators require that a policy cannot be incepted until premium pay-ment is received by the insurer, something known as “cash before cover.” In Japan, local policies must be arranged through a local broker, and in Brazil reg-ulators require that insurance policies be executed within a 15-day timeframe. In each country, businesses also face dif-ferent types of risks, and the local markets offer unique kinds of insurance designed to meet the particular needs of businesses in those locations. An insurer with a network of owned offices and relationships with affiliate part-ners and correspondent brokers around the

world can ensure compliance with local regulations and provide advice on the risk exposures in each country.

Claims Handling Know-How Integrated service also makes a difference when it comes to handling claims. Before any claims payments can be made, local experts may need to visit the site of an inci-dent. A cause and origin expert, for instance, may be required to investigate a fire at a company’s overseas facility. But if the facil-ity is in a remote location, the expert may not be able to get to the scene for many days. An insurer with a claims service team experienced in handling foreign claims has relationships with professionals who will be able to get to the site of the incident

Europe, the Middle East and the Western Hemisphere. As they take advantage of new opportu-nities in emerging regions, as well as those in more established centers, multinational businesses may need a variety of insurance products and services, including interna-tional business travel, foreign voluntary workers’ compensation and global property. While the insurance policies must be inte-grated to ensure that all of an organization’s operations are insured, the service compo-nent of these programs should also be inte-grated so that companies receive the full value of their insurance. Insurance protection such as business travel, foreign voluntary workers’ compensa-tion and global property are often sold and serviced by different departments within an insurance company. An integrated team will be able to coordinate the service for all types of insurance across departmental lines and provide loss and claims reports to the agent or broker. An integrated service solution also is critical for businesses with operations in foreign countries lacking a well-developed insurance and risk management infrastruc-ture. Some agents, brokers and insurers are unfamiliar with foreign markets and may have little experience handling foreign claims. An insurer with an integrated ser-vice team can help agents and brokers make connections with local, independent agents and can provide multinationals with a high-ly efficient and effective level of service.

Start with Policy Execution The need for integrated services begins with policy execution. Under a global controlled master pro-gram, businesses buy a mix of admitted local policies in the countries where they have operations to ensure that they have the local insurance they need and are com-pliant with country regulations. The global master policy also coordinates the admitted and non-admitted insurance policies to help ensure consistency of insurance and

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continued on page 36


IDEA EXCHANGE

The Competitive Advantage

ofTexasInc.v.OmniMetals(TexasAppeals—Houston(1STDistrict),Dec..17,2009), the question posed to the court was, “Can lan-guage on a certificate of insurance be con-sidered a negligent misrepresentation to the certificate holder?” To briefly summarize the case, the agent issued many certificates to Omni Metals as is often the case. Omni Metals was not the policyholder. At least one of the certificates issued stated coverage was all risk. Omni Metal had a fire that burned much of their stored equipment. The certificates all stated the disclaimers listed above. However, the court ruled the certificate disclaimers did not apply. Instead, the court ruled the certificate lan-guage overrides policy language. The court ruled that a certificate holder has a right to rely on certificate language. The court ruled the agent knew the policy did not provide coverage (due to an exclusion) and therefore the certificate misled the certificate holder.

Myths. Someway, somehow, a myth has arisen the way myths normally do — with

cannot blame them too much because after the fifth time of the same E&O course, boredom is the only reasonable response. So take some E&O classes that are different, even if you do not get CE credit. A good example of this is the statement an agency owner of a large and well-known agency recently made to an audience. He said, “Changing the language on a certifi-cate does not make any difference.” That is outdated thinking by at least a decade. His thinking is based on the following: Certificates do not:• Extend any contractual rights to the

holder not provided by the policy;• Represent compliance with any contracts

entered into by the insured with oth-ers;

• Amend, extend or alter coverages or terms afforded by the policy.

But if an agency changes a certificate, all the above may become null and void because the agency just may become the insurer. In a well-known case, BrownandBrown

Evaluating the Standard of Care in Today’s E&O Education

I do not know where agents are going for their errors and omissions (E&O) educa-

tion, because from what they tell me about their standard of care it often has absolutely no connection to what I know their stan-dard of care actually is. I suspect the follow-

ing culprits:

Generic teaching. I am always amazed, sur-prised, confounded, and frustrated that so few agency owners, much less producers and staff, understand that E&O

standard of care standards vary dramatical-ly by state. Agents operating in the strict-est states, those states with the highest standards, frequently tell me their E&O instructor/attorney told them they could always act as order taking peddlers with no fear of being sued. Sometimes the class they attended was in another state. The instruc-tor did not know they had agents from other states and the agent did not think to ask if standards vary by state.

Inadequate explanation of the difference between being sued and winning. This is a point where I see attor-neys constantly providing bad advice to agents. Somewhere between 90 percent and 95 percent of the advice given is, “If that occurs, case law is on our side and we’ll win!” Wouldn’t it be better if the agency was not sued in the first place? Many of the best E&O practices are designed to prevent the agency from being sued. The odds of winning a suit never filed are 100 percent. The odds of winning a suit filed are never 100 percent. There’s an old saying that even the very best cases that go to trial have a 25 percent probability of being lost. It is your choice. You now know the odds of each.

Inadequate current education. Much fault can be found with agency owners and producers who play Sudoku and read while getting their E&O continuing education. I

By Chris Burand


no known source. But myths are powerful in all cultures, even insurance cultures. The myth is that agents can advertise myriad great services to the entire public but they can choose to only provide those services to their larger and preferred clients. The reali-ty is that if an agency advertises it provides services without a caveat that those services are only available to certain clients, then all clients likely have the right to expect those services. Think of it this way: If a CPA advertised he would do your taxes and review your financials monthly and advise you on managing your capital and develop-ing the best tax strategy and assist in reduc-ing your financial risk, and you hired him, would you expect these services? Advertise what you will do and nothing else, then do it.

Different standards of care apply to different agencies. Many attorneys

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do not know, or if they know, they fail to adequately explain, that different standards of care apply to different kinds of agencies. Agency owners compound the problem this creates by advertising all their great professional services and sometime, more honestly, their professional intentions, but they think the applicable standard of care is that of an order taker. While many factors determine whether an agency will be considered a professional agency or an order taker, a large proportion of independent agencies will often be con-sidered professionals. That is a fact. I would really like to see more E&O attorneys accepting this fact and than explaining it. Then maybe agency owners would be less likely to compound the problem. Think of it this way: You go to an E&O seminar and the attorney discusses the standard of care specific to order takers without distinguish-ing the standard being discussed is only for

order takers. You leave thinking you know the standard of care applicable but you advertise that you give great advice, that you search for the best combination of cov-erage and price, that all your employees are highly educated, etc. You think that based on the class you are meeting the required standard of care but your advertising has greatly increased the applicable standard. The gap then between what the agency actually does and the standard can be huge. Truly knowing your applicable standard of care is so much more important than ever. Every agency owner needs this knowl-edge and then, every person in the agency needs to know. This is not only great E&O protection, but creates a great competitive advantage to be used in sales too.

Burand is the founder and owner of Burand & Associates LLC based in Pueblo, Colo. Phone: 719-485-3868. E-mail: [email protected].


quickly and get the claim resolved effective-ly. Integrated service is also crucial for coordinating insurance under the local and global policies. Terms and conditions under a local policy can often be very different from those under the company’s global pol-icy and ultimately could make a difference in the final claims payment. Consider, for instance, the case of a ship-ment of sunglasses stolen from a warehouse in the Netherlands when someone inad-vertently left the bay door open overnight. Under the local policy, thefts were insured only when there were signs of forced entry. In this case there were none. The global policy, however, did not require that there be signs of forced entry and respond-ed to the loss. The two policies also may value the shipment differently. The local policy might pay only the cash value of the glasses while the global policy might value them at their selling price,

An integrated services solution ensures that all elements of the controlled master program — from policy execution to claims handling to loss control — are compliant and work together.

IDEA EXCHANGE

International Insiderwhich could be consid-erably higher.

Loss Control Is the Final Piece Businesses with operations in foreign countries rely on loss control experts to help them reduce the risk of a loss and manage their insur-ance costs. Insurers that do not have their own loss control engineers

on staff, howev-er, may have to rely on outside experts who may be unable to pro-vide ongoing over-sight of a busi-ness’s operations. An insurer that

has its own engineers on staff at locations around the world can monitor ongoing situ-ations, make multiple visits to follow up on areas of concern and provide reports to the

OAK001.indd 1 3/1/14 9:19 PM

agent, broker and business. As multinational com-panies expand into new regions of the world, such

as India, Brazil and China, they have

to man-age the risks

to their employees and

property. A global con-trolled master program may

provide broad insurance protec-tion and help meet local insurance require-ments, while a well-integrated service solution can help capture the value inherent in a global controlled master program.

The Bottom Line The bottom line: An integrated service solution is critical for a multinational company with a global controlled master program involving the placement of multi-ple policies in a number of different local insurance markets. In addition, with people, property and business relationships worldwide, a loss thousands of miles away from the home office may require the presence of claims experts on the ground as well as a solid understanding of local laws and regula-tions. An insurer with owned offices and affiliated partners around the world will have the ability to provide fast and effective claims handling. In addition, an insurer that has its own loss control engineers on staff may also pro-vide value by helping businesses mitigate risk, thereby reducing potential losses. Companies with an international pres-ence may already recognize that the value of a well-designed integrated global controlled master program is too important to ignore, but an integrated service solution is just as important.

Ellis is senior vice president and worldwide manag-er for Chubb Multinational Solutions.


Target Insurance ServicesCoverages Auto Comm-Standard, Auto Comm-Standard Liability, BOP, Business Income, Business Interruption, Care/Custody/Control, CGL, Crime, E&O, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, Fidelity, Fire, Fire Legal Liab, GL, Legal Expense Ins, Legal Liab, Liability, Medical Payments, Nonowned & Hired Auto, Personal Property, Professional Liab, Property, Real & Business Personal Prop, Tax Audit, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Addiction Treatment FacilitiesAFC InsuranceCoverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Interruption, CGL, COC, Community/Social Svcs, D&O, Developmental Disabilities, Employee Benefits, Inland Marine, Misc Professional Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesIrwin Siegel Agency Inc.Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Community/Social Svcs, Crime, Developmental Disabilities, Excess Liab, GL, Inland Marine, Medical & Physical Rehab, Mental Health Care, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most StatesNegley AssociatesCoverages CGL, Professional Liab Carrier Status Non-admitted States All StatesNIF Group Inc.Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Boiler & Machinery, Business Income, Business Interruption, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Mental Health Care, Products Liab, Professional Liab, Umbrella Carrier Status Admitted States Most StatesPhiladelphia Insurance CompaniesCoverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Target Managers Insurance ServicesCoverages Auto Comm-Standard, CGL, Environmental Liab, Pollution Liab, Property, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Accountants/CPAs5Star D&O ProgramCoverages D&O, E&O, EPLI, Fiduciary Liab Carrier Status Non-admitted States Most States5Star Workers’ Compensation ServicesCoverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States All StatesAll Risks Ltd.Coverages Misc Professional Liab, Professional Liab Carrier Status Admitted States Most States CAMICOCoverages EPLI, Professional Liab States Most StatesCPA Protector Plan ®Coverages E&O, Professional Liab Carrier Status Admitted States Most StatesHall & CompanyCoverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most StatesHerbert H. Landy InsuranceCoverages BOP, D&O, Professional Liab, Workers’ Comp Carrier Status Admitted States Most StatesJorgensen & CompanyCoverages EPLI, Professional Liab Carrier Status Admitted States All StatesKing Insurance Support SystemsCoverages Professional Liab Carrier Status Non-admitted States Most StatesMonitor Liability ManagersCoverages E&O, EPLI, Professional Liab Carrier Status Admitted, Non-admitted States All StatesNorman-Spencer International Inc.Coverages E&O, Professional Liab Carrier Status Admitted States Most StatesPeople’s United Insurance Agency Inc.Coverages EPLI, Professional Liab Carrier Status Admitted States ME, NH, VTPhiladelphia Insurance CompaniesCoverages BOP, E&O, Identity Theft Carrier Status Admitted States Most StatesSURETY ONE Inc.Coverages Crime, Fidelity, Fidelity Bonds, Lost Note Bonds, Public Officials Carrier Status Admitted, Non-admitted States Most States

Above & Underground Mining Co’sHouston International Insurance GroupCoverages Auto Comm-Standard, Contractors Equip, Equipment, Excess Liab, Flood, GL, Inland Marine, Pollution Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Above & Underground Storage Tank Owners Access E&S Insurance Services (CA)Coverages Pollution, Pollution Liab Carrier Status Non-admitted States AZ, CA, CO, NV, TXAmWINS Group Inc. - 70 Offices NationwideCoverages Pollution, Pollution Liab Carrier Status Admitted, Non-admitted States Most StatesAmWINS Program UnderwritersCoverages Pollution, Pollution Liab States All StatesBeacon Hill Associates Inc.Coverages CGL, E&O, Pollution States Most StatesBerkley Specialty Underwriting Mgrs - Environmental Div.Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Employee Benefits, Environmental Liab, GL, Int’l Coverage - Commercial, Pollution Liab, Professional Liab, Railroad Protective Liab, Transportation Pollution Liab, Umbrella, Uninsured Motorists, Uninsured Personal Injury, WC - Master Policies/ASO, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesFreberg Environmental Inc.Coverages Environmental Liab, Pollution Carrier Status Non-admitted States All StatesInsential Inc.Coverages GL, Pollution Liab, Products Liab, Property Carrier Status Admitted, Non-admitted States All StatesIntercorp Inc.Coverages Environmental Liab, Pollution Liab Carrier Status Admitted States Most StatesMidlandsCoverages Business Interruption, Environmental Liab Carrier Status Non-admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Welcome to Insurance Journal’s 2014 Program Directory, Volume I. Information contained in this directory has been compiled by Insurance Journal’s staff as a resource for readers. For purposes of this directory, a program is defined as “a group of coverages designed specifically for any given risk or class of business.”

IJ’s Program Directory, as well as IJ’s E&S Directory and Workers’ Comp Directory, are also available online. Brokers and insurance companies are invited to submit and maintain up to 10 free market listings for the Program Directory. Brokers and insurers continually update market listings year-round. Insurance Journal is not responsible for inaccurate information submitted by respon-dents.

To list a market online free of charge, visit www.insurancejournal.com/directories. Step-by-step instructions guide users through the listing process. To be listed in the print version of IJ’s Program Directory, please send an e-mail to: [email protected]

2014 AnnuAl ProgrAm Directory, Volume i

June 2, 2014 INSURANCE JOURNAL-NATIONAL REGION | 37www.insurancejournal.com


38 | INSURANCE JOURNAL-NATIONAL REGION June 2, 2014 www.insurancejournal.com

Personal Umbrella, Pollution Liab, Products Liab, Property, Spoilage, Umbrella, Watercraft Liab, Windstorm Carrier Status Admitted, Non-admitted States Most StatesAmWINS Group Inc. - 70 Offices NationwideCoverages Pollution Liab, Property, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States Most StatesAtlas General Insurance ServicesCoverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most StatesEquisure Inc.Coverages Care/Custody/Control, CGL, Professional Liab Carrier Status Admitted, Non-admitted States Most StatesIntercorp Inc.Coverages Environmental Liab, Pollution Liab Carrier Status Non-admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesSafehold Special RiskCoverages Business Income, Business Interruption, Catastrophe, Commercial Excess, Crime, E&O, Environmental Liab, EPLI, Equipment, Equipment Breakdown, Excess Liab, GL, Hail, Inland Marine, Liability, Mechanical Breakdown, Motor Truck Cargo, Pollution, Pollution Liab, Property, Theft, Tools & Equip, Umbrella, Workers’ Comp Carrier Status Admitted States All StatesSouth & Western General Agency Inc.Coverages Fire, GL, Inland Marine, Umbrella Carrier Status Admitted States AR, MS, NM, OK, TN, TXTejas American General AgencyCoverages Auto Comm-Nonstandard, Auto Comm-Standard, Equipment, GL, Property Carrier Status Admitted, Non-admitted States TXWildlife Insurance Underwriters LLCCoverages Builders Risk, CGL, Commercial Marine, Fire, Flood, GL, Liability, Livestock/Animal Mortality, Medical, Mortality, Property Carrier Status Non-admitted States Most StatesWinery Pak Insurance ProgramsCoverages Combo Personal & Commercial, Herbicide & Pesticide, Liability, Pollution Liab, Property Carrier Status Admitted States Most States

Aircraft ManufacturersPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Aircraft Repair/ServiceAtlass Insurance GroupCoverages CGL, Int’l Coverage - Commercial, Legal Liab, WC - Master Policies/ASO Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesWildlife Insurance Underwriters LLCCoverages Accident & Health, Accidental Death, Auto Pers-Standard, Flood, GL, Hull, Liability, Medical, Property Carrier Status Non-admitted States Most States

AirlinesAtlass Insurance GroupCoverages Hull, Legal Liab, Liability, Loss of Use, Medical, WC - Master Policies/ASO Carrier Status Admitted States Most States

Airport Owners & OperatorsAtlass Insurance GroupCoverages Hull, Liability, Medical Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Markel Specialty CommercialCoverages Abuse & Molestation, Auto Comm-Standard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted States Most StatesNonprofits Insurance Alliance of Calif.Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CAPhiladelphia Insurance CompaniesCoverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Inland Marine, Legal Expense Ins, Non-Trucking Auto Liab, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesSapphire BlueCoverages CGL, Professional Liab Carrier Status Non-admitted States All StatesU.S. Risk Insurance Group Inc.Coverages GL, Professional Liab Carrier Status Non-admitted States All StatesUSX/SCoverages Abuse & Molestation, CGL, Commercial Excess, Cyber Liab, D&O, EPLI, Fire, Food Borne Illness, Identity Theft, Liability, Medical & Physical Rehab, Medical Malpractice, Pollution, Pollution Liab, Property, Sexual Misconduct Liab, Umbrella Carrier Status Admitted, Non-admitted States All StatesWorldwide Facilities Inc. - All OfficesCoverages Abuse & Molestation, Medical, Medical & Physical Rehab, Medical Malpractice, Medicare/Medicaid Billing E&O, Mental Health Care, Umbrella Carrier Status Admitted, Non-admitted States All States

Adult ClubsAmWINS Group Inc. - 70 Offices NationwideCoverages Excess Liab, GL, Liquor Liab, Nonowned & Hired Auto, Umbrella Carrier Status Admitted, Non-admitted States Most StatesChopra Insurance Brokerage Inc.Coverages CGL, Property Carrier Status Non-admitted States Most StatesFrancis L. Dean & Associates Inc.Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All StatesInsential Inc.Coverages Assault & Battery, GL, Liquor Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

AgribusinessesAgricultural Insurance Mgmt ServicesCoverages Auto Comm-Standard Liability, Care/Custody/Control, CGL, Commercial Excess, Equipment Breakdown, Excess Liab, Horse Mortality, Property, Umbrella Carrier Status Admitted States Most StatesAllen Financial Ins. Group / The Equestrian GroupCoverages Auto Comm-Standard, BOP, Business Interruption, Care/Custody/Control, Cargo, CGL, COC, Commercial Excess, Container Refrigeration Break, Crime, D&O, E&O, Earthquake, Equipment Breakdown, Excess Liab, Fire, Flood, Food Spoilage, GL, Hail, Herbicide & Pesticide, Horse Mortality, Inland Marine, Liability, Livestock/Animal Mortality, Motor Truck Cargo,

Quaker Special Risk (Florida)Coverages Abuse & Molestation, CGL, EPLI, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most StatesQuaker Special Risk (Mass.)Coverages Abuse & Molestation, CGL, EPLI, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most StatesQuaker Special Risk (New Jersey)Coverages Abuse & Molestation, CGL, EPLI, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most StatesQuaker Special Risk (New York)Coverages Abuse & Molestation, CGL, EPLI, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Administrative Service Org’sPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesWorld Wide Specialty Programs Inc.Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Cyber Liab, E&O, Employee Benefits, EPLI, Fidelity, Fidelity Bonds, GL, Identity Theft, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Adoption AgenciesPhiladelphia Insurance CompaniesCoverages Auto Comm-Standard Liability, & Phys Dmg, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Adult Care Facilities5Star Paratransit ProgramCoverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, EPLI, Excess Liab, Umbrella, Uninsured Boaters Carrier Status Admitted States Most StatesAlliance of Nonprofits for Ins. Risk Retention GroupCoverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most StatesAmWINS Group Inc. - 70 Offices NationwideCoverages GL, Professional Liab, Umbrella Carrier Status Non-admitted States All StatesBurns & Wilcox - All OfficesCoverages CGL, Excess Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most StatesCharity First Insurance Services Inc.Coverages Abuse & Molestation, Auto Comm-Standard, Business Income, CGL, E&O, Property, Workers’ Comp Carrier Status Admitted States All StatesGateway Specialty InsuranceCoverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most StatesIrwin Siegel Agency Inc.Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Community/Social Svcs, Crime, D&O, Developmental Disabilities, Excess Liab, GL, Inland Marine, Medical & Physical Rehab, Mental Health Care, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States



Philadelphia Insurance CompaniesCoverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Earthquake, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Legal Expense Ins, Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Uninsured Motorists Carrier Status Admitted States Most StatesRPS Bollinger Sports & LeisureCoverages Accident & Health, CGL, Excess Liab Carrier Status Admitted States All StatesSpecial Markets Insurance Consultants Inc.Coverages Accident & Health, Liability Carrier Status Admitted States Most StatesSports & Fitness Insurance Corporation (SFIC)Coverages Accident & Health, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, BOP, CGL, Employee Benefits, Flood, GL Carrier Status Admitted, Non-admitted States All States

Ambulance ServiceMarkel Specialty - ProgramsCoverages Abuse & Molestation, Auto Comm-Standard, CGL, Crime, Inland Marine, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most StatesNational Indemnity CompanyCoverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most StatesPark Insurance CompanyCoverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Truck Auto Liab States NYPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesSouth Texas General Insurance AgencyCoverages Auto Comm-Nonstandard, GL Carrier Status Non-admitted States TX

Amusement ParksAmerican Specialty Insurance & Risk Services Inc.Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Property Carrier Status Admitted States Most StatesFairway UnderwritersCoverages Liability, Property Carrier Status Admitted States Most StatesFrancis L. Dean & Associates Inc.Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All StatesPhiladelphia Insurance CompaniesCoverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, EPLI, Equipment Breakdown, Inland Marine, Umbrella Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesT.H.E. Insurance CompanyCoverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Antique/Classic Car CollectionsAmerican Collectors Insurance Inc.Coverages Liability, Physical Damage, Uninsured Motorists Carrier Status Admitted States Most StatesAmerican Modern Insurance GroupCoverages Emergency Towing & Service, Liability, Medical Payments, Physical Damage, Uninsured Motorists States All States

Nonprofits Insurance Alliance of Calif.Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CANSM Insurance GroupCoverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Business Income, Business Interruption, Community/Social Svcs, Cyber Liab, D&O, E&O, Earthquake, EPLI, Event Cancellation, GL, Identity Theft, Liability, Medical Malpractice, Mental Health Care, Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Student Accident, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All StatesPhiladelphia Insurance CompaniesCoverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Inland Marine, Legal Expense Ins, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesSmith, Bell & Thompson Inc.Coverages Auto Comm-Standard Liability, Business Income, CGL, Crime, Excess Liab, Medical Professional, Property, Sexual Misconduct Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Allied Healthcare ProfessionalsAccess E&S Insurance Services (CA)Coverages Abuse & Molestation, GL, Professional Liab Carrier Status Non-admitted States AZ, CA, CO, NV, TXAllied Protector PlanCoverages GL, Medical Malpractice Carrier Status Non-admitted States Most StatesProfessional Program Insurance BrokerageCoverages Abuse & Molestation, BOP, GL, Liability, Personal Property, Professional Liab Carrier Status Non-admitted States All StatesRPS HealthcareCoverages GL, Medical Professional, Nonowned & Hired Auto Carrier Status Admitted, Non-admitted States All States

Amateur Sports AssociationsAllen Financial Ins. Group / The Equestrian GroupCoverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, CGL, Equipment, Event Cancellation, Medical Payments, Participant Accident, Short & Long-Term Disability Carrier Status Admitted States All States

American Specialty Insurance & Risk Services Inc.Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Property Carrier Status Admitted States Most StatesFrancis L. Dean & Associates Inc.Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All StatesGreat American Ins. Group - Executive Liability DivisionCoverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States Most StatesK&K Insurance Group Inc.Coverages CGL, Crime, Excess Liab, Inland Marine, Property Carrier Status Admitted States All StatesMarkel Specialty CommercialCoverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Crime, D&O, Equipment, Equipment Breakdown, Inland Marine, Participant Accident, Property, Umbrella Carrier Status Admitted States Most States

Alarm Monitoring CompaniesAll Risks Ltd.Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Crime, Excess Liab, GL, Inland Marine, Lost Key, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States Brownyard GroupCoverages Assault & Battery, Auto Comm-Standard, Blanket Addt’l Insureds, Care/Custody/Control, CGL, Commercial Excess, Crime, E&O, Fidelity, Fire Legal Liab, GL, Inland Marine, Liability, Lost Key, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most StatesBrownyard Programs Ltd.Coverages Assault & Battery, Blanket Addt’l Insureds, Care/Custody/Control, CGL, Excess Liab, Lost Key, Professional Liab, Umbrella, Workers’ Comp Carrier Status Non-admitted States All StatesIzzo Insurance Services Inc.Coverages Auto Comm-Standard, BOP, CGL, Crime, EPLI, Fidelity Bonds, Inland Marine, Performance & Payment Bonds, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesPhiladelphia Insurance CompaniesCoverages Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesRLI Specialty ProgramsCoverages Excess Liab, GL Carrier Status Non-admitted States Most StatesUSG Insurance Services Inc.Coverages CGL, Excess Liab, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Alcohol & Substance Abuse Treatment CentersAFC InsuranceCoverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Interruption, CGL, COC, Community/Social Svcs, D&O, Developmental Disabilities, Employee Benefits, Inland Marine, Misc Professional Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesAlliance of Nonprofits for Ins. Risk Retention GroupCoverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Carrier Status Admitted, Non-admitted States Most StatesIrwin Siegel Agency Inc.Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard Liability & Phys Dmg, Community/Social Svcs, Crime, D&O, Excess Liab, GL, Inland Marine, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most StatesMarkel Specialty CommercialCoverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella Carrier Status Admitted States Most StatesNegley AssociatesCoverages CGL, Professional Liab Carrier Status Non-admitted States All StatesNIF Group Inc.Coverages Abuse & Molestation, Addiction Treatment, Boiler & Machinery, Business Income, Business Interruption, Commercial Excess, Community/Social Svcs, Crime, D&O, Developmental Disabilities, E&O, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liability, Medical & Physical Rehab, Med Mal, Mental Health Care, Professional Liab, Umbrella Carrier Status Admitted States Most States



Appraisers5Star Workers’ Compensation ServicesCoverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States All StatesHerbert H. Landy InsuranceCoverages BOP, E&O, Professional Liab, Workers’ Comp Carrier Status Admitted States Most StatesIntercorp Inc.Coverages BOP, E&O Carrier Status Admitted, Non-admitted States Most States

Architects & Engineers5Star Workers’ Compensation ServicesCoverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States All StatesAccess E&S Insurance Services (CA)Coverages GL, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV, TXAccess E&S Insurance Services (VA)Coverages Environmental Liab, Excess Liab, Liability, Professional Liab Carrier Status Admitted, Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA, DCAll Risks Ltd.Coverages Professional Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All StatesAmerican Professional Liability Underwriters Inc.Coverages D&O, EPLI, Professional Liab Carrier Status Admitted, Non-admitted States AL, FL, GA, MI, MS, NC, NY, TXArrowhead General Insurance Agency Inc.Coverages E&O, Professional Liab Carrier Status Admitted States All StatesBurns & Wilcox - All OfficesCoverages CGL, Environmental Liab, Excess Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most StatesCRES Insurance ServicesCoverages GL, Professional Liab Carrier Status Non-admitted States Most StatesEuclid ManagersCoverages Excess Liab, Legal Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most StatesFox Point ProgramsCoverages Cyber Liab, D&O, E&O, Identity Theft Carrier Status Non-admitted States Most StatesFreberg Environmental Inc.Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, E&O, Environmental Liab, EPLI, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab, Umbrella Carrier Status Non-admitted States All StatesHall & CompanyCoverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most StatesHCC SpecialtyCoverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All StatesInnovative Risk SolutionsCoverages E&O, Professional Liab Carrier Status Non-admitted States Most StatesIntercorp Inc.Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most StatesInternational Excess CompaniesCoverages E&O, EPLI, Professional Liab Carrier Status Non-admitted States Most StatesJorgensen & CompanyCoverages EPLI, Professional Liab Carrier Status Admitted States All StatesKing Insurance Support SystemsCoverages Professional Liab Carrier Status Non-admitted States Most StatesMonitor Liability ManagersCoverages EPLI, Professional Liab Carrier Status Admitted, Non-admitted States All StatesNeitClem Wholesale Insurance Brokerage Inc.Coverages Excess Liab, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV

International Excess CompaniesCoverages Apartment House Package, Business Income, Business Interruption, CGL, Commercial Excess, EPLI, Excess Liab, Fire, GL, Inland Marine, Liability, Property, Tenant Discrimination, Umbrella Carrier Status Admitted, Non-admitted States Most StatesIPCCoverages Apartment House Package, Business Income, CGL, GL Carrier Status Non-admitted States AZ, CA, ID, NV, OR, WALancer Indemnity CompanyCoverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PAM.J. Hall & Company Inc.Coverages Business Income, CGL, COC, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV, TXMcClelland and Hine Inc.Coverages Apartment House Package, Fire, Liability, Umbrella Carrier Status Non-admitted States TXMonarch E&S Insurance ServicesCoverages GL, Property Carrier Status Admitted States CANeitClem Wholesale Insurance Brokerage Inc.Coverages Apartment House Package, Difference in Conditions, Excess Liab, Fire, Flood, Liability, Loss of Use, Tenant Discrimination Carrier Status Admitted, Non-admitted States AZ, CA, NVOhio E & S Agency Inc.Coverages Business Income, Commercial Excess, Completed Operations Liab, Liability, Medical Payments, New Occurrence, Property Carrier Status Non-admitted States MI, OHPhiladelphia Insurance CompaniesCoverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most StatesPreferred Concepts LLCCoverages Auto Comm-Standard, Boiler & Machinery, CGL, Crime, Garage Keepers Legal Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesPreferred Property ProgramsCoverages Boiler & Machinery, Commercial Excess, Environmental Liab, Equipment Breakdown, Umbrella Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesScottish AmericanCoverages Apartment House Package, CGL, Difference in Conditions, Property Carrier Status Admitted, Non-admitted States CASouth Texas General Insurance AgencyCoverages CGL, Property Carrier Status Non-admitted States TXSouthwest RiskCoverages Builders Risk, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States All StatesSpecialty Programs & Facilities Managers (AmWINS)Coverages Liability, Pollution Liab, Property, Umbrella Carrier Status Admitted States AZ, CA, NVTAPCO Underwriters Inc.Coverages Apartment House Package, Assault & Battery, Business Income, GL, Property Carrier Status Non-admitted States Most StatesThe McGowan CompaniesCoverages Commercial Excess, Excess Liab, Umbrella Carrier Status Admitted States All StatesUnifax Insurance Systems Inc.Coverages GL, Property Carrier Status Admitted States CAWestern Security Surplus Insurance Brokers Inc.Coverages Apartment House Package, Assault & Battery, CGL, Earthquake, Excess Liab, Fire, Fire Legal Liab, GL, Medical Payments, New Occurrence, Umbrella Carrier Status Non-admitted States CA, TX

Hagerty Insurance Agency LLCCoverages Emergency Towing & Service, Liability, Medical Payments, Physical Damage, Uninsured Motorists Carrier Status Admitted States Most StatesInsurance Center Special Risks Ltd.Coverages Emergency Towing & Service, Liability, Medical Payments, Physical Damage, Uninsured Motorists Carrier Status Admitted States CT, MA, ME, NH, NY, RI, VTNSM Insurance GroupCoverages Auto Pers-Standard, Auto Pers-Standard Phys Dmg, Emergency Towing & Service, Identity Theft Carrier Status Admitted States Most StatesPhiladelphia Insurance CompaniesCoverages Completed Operations Liab, Garage Liability, Inland Marine, Property, Umbrella Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Apartment Building Owners5Star Workers’ Compensation ServicesCoverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States All States

Advanced E&S Group - Midwest RegionCoverages Apartment House Package, Boiler & Machinery, Business Income, CGL, Excess Liab, Fire, GL, Property, Real & Business Personal Prop, Theft, Umbrella Carrier Status Admitted, Non-admitted States CT, FL, IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WIAgency Intermediaries Inc.Coverages CGL, Equipment Breakdown, Excess Liab, Liability, Property, Real & Business Personal Prop, Umbrella Carrier Status Non-admitted States CT, MA, NH, RIAllen Financial Ins. Group / The Equestrian GroupCoverages Apartment House Package, Boiler & Machinery, BOP, Business Income, CGL, Commercial Excess, Earthquake, Excess Liab, Flood, Mechanical Breakdown, Property Carrier Status Admitted States Most StatesAmerican Underwriting ManagersCoverages Business Income, CGL, Property, Umbrella, Windstorm Carrier Status Non-admitted States AR, LA, NM, TXAmWINS Group Inc. - 70 Offices NationwideCoverages GL, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most StatesAnderson & Murison Inc.Coverages Apartment House Package, Earthquake Carrier Status Non-admitted States CABliss & Glennon Inc.Coverages GL, Property Carrier Status Admitted, Non-admitted States Most States

Burns & Wilcox - All OfficesCoverages CGL, Excess Liab, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States Most StatesChopra Insurance Brokerage Inc.Coverages CGL, EPLI, Property Carrier Status Non-admitted States AZ, CA, CO, HI, ID, SD, UTCIBA Insurance ServicesCoverages Apartment House Package, Boiler & Machinery, Builders Risk, Business Income, Commercial Excess, Crime, D&O, Earthquake, GL, Lessor Only Excess Liab, Liability, Property, Residential Property Carrier Status Non-admitted States Most StatesCrouse & AssociatesCoverages Difference in Conditions, Property Carrier Status Admitted States All StatesCrusader Insurance CompanyCoverages GL, Property Carrier Status Admitted States CAIndependent Ins Agents & Brokers California (IIABCal)Coverages Apartment House Package, Umbrella Carrier Status Admitted, Non-admitted States CAInsurance Innovators Group - 6 Offices Serve NationwideCoverages Abuse & Molestation, Apartment House Package, Assault & Battery, Auto Comm-Nonstandard, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, EPLI, Excess Liab, Fire, Fire Legal Liab, GL, Liability, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Non-admitted States DE, MD, NJ, PA



JLT Facilities Inc.Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most StatesLawyer’s Protector Plan ®Coverages E&O, Legal Liab, Legal Malpractice, Professional Liab Carrier Status Admitted States Most StatesNumber One Insurance AgencyCoverages Excess Liab, Professional Liab Carrier Status Admitted, Non-admitted States MAPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesRockwood Programs Inc.Coverages Cyber Liab, EPLI, Identity Theft, Professional Liab Carrier Status Admitted, Non-admitted States Most StatesSocius Insurance Services Inc.Coverages EPLI Carrier Status Non-admitted States All StatesTarget Insurance ServicesCoverages Auto Comm-Standard, Auto Comm-Standard Liability, BOP, Business Income, Business Interruption, Care/Custody/Control, CGL, Crime, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fire, Fire Legal Liab, Legal Expense Ins, Legal Liab, Legal Malpractice, Liability, Medical Payments, Personal Umbrella, Professional Liab, Property, Real & Business Personal Prop, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States Most StatesTarget Professional Programs (Formerly 5Star Prof.)Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States

AuctioneersIntercorp Inc.Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most StatesPhiladelphia Insurance CompaniesCoverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Auto Body Shops5Star Garage Services & Auto Dealers ProgramCoverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, EPLI, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Legal Liab, Nonowned & Hired Auto, Property, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States5Star Workers’ Compensation ServicesCoverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States All StatesCrusader Insurance CompanyCoverages GL, Property Carrier Status Admitted States CAGMI Insurance ServicesCoverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States Most StatesKBK Insurance Group Inc.Coverages Dealers Open Lot, Garage Keepers Legal Liab, GL, On-Hook Cargo, Physical Damage, Property, Umbrella Carrier Status Admitted States Most StatesNeitClem Wholesale Insurance Brokerage Inc.Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NVPlatinum Program Managers & Insurance Services Inc.Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States AK, AZ, CA, CO, ID, MT, NM, NV, OR, UTPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Next Wave Insurance Services LLCCoverages Employee Benefits, Excess Liab, Fire, GL, Legal Expense Ins, Media Liab, Medical, Professional Liab, Sexual Misconduct Liab Carrier Status Non-admitted States Most StatesOhio E & S Agency Inc.Coverages Abuse & Molestation, Business Income, CGL, Fire, Fire Legal Liab, Medical Payments, Property Carrier Status Admitted States MI, OHPhiladelphia Insurance CompaniesCoverages Auto Comm-Standard, GL, Property, Umbrella Carrier Status Admitted States All StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesRPS HealthcareCoverages D&O, EPLI, Excess Liab, GL, Professional Liab, Property Carrier Status Admitted, Non-admitted States All StatesSapphire BlueCoverages CGL, Professional Liab Carrier Status Non-admitted States All StatesTejas American General AgencyCoverages Auto Comm-Nonstandard, GL, Professional Liab, Property Carrier Status Non-admitted States TXU.S. Risk Insurance Group Inc.Coverages GL, Professional Liab Carrier Status Non-admitted States All States

Associations/Affinity GroupsCenturion Insurance GroupCoverages D&O, E&O, EPLI, Fidelity, Fiduciary Liab, Kidnap/Ransom, Umbrella Carrier Status Admitted States All StatesCIBA Insurance ServicesCoverages Apartment House Package, Boiler & Machinery, Builders Risk, Business Income, Commercial Excess, Crime, D&O, Earthquake, GL, Lessor Only Excess Liab, Liability, Property, Residential Property Carrier Status Non-admitted States Most StatesGreat American Ins. Group - Executive Liability DivisionCoverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States Most StatesIntercorp Inc.Coverages BOP, EPLI, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesPhiladelphia Insurance CompaniesCoverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most StatesR.V. Nuccio & Associates Inc.Coverages Accidental Death, CGL, Crime, EPLI, Event Cancellation, Fidelity, Inland Marine, Medical Payments, Non-Profit D&O, Trade Shows & Festivals, Weather Carrier Status Admitted States Most StatesTarget Professional Programs (Formerly 5Star Prof.)Coverages E&O, EPLI Carrier Status Admitted States Most States

Attorneys5Star Workers’ Compensation ServicesCoverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States All StatesCenturion Insurance GroupCoverages Disability, Professional Liab Carrier Status Admitted States All StatesContinental Brokers Inc.Coverages Auto Comm-Standard, BOP, Business Interruption, Combo Personal & Commercial, EPLI, Flood, Glass, Legal Expense Ins, Legal Malpractice, Medical, Property, Umbrella Carrier Status Admitted States Most StatesFox Point ProgramsCoverages Cyber Liab, E&O, Identity Theft, Professional Liab Carrier Status Non-admitted States All StatesHall & CompanyCoverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Ohio E & S Agency Inc.Coverages E&O, GL, Professional Liab Carrier Status Admitted, Non-admitted States IN, MI, OHProfessional Underwriters Agency Inc.Coverages E&O, EPLI, Excess Liab, Pollution Liab, Professional Liab, Technology E&O Carrier Status Non-admitted States Most StatesProSight Specialty InsuranceCoverages E&O, Professional Liab Carrier Status Non-admitted States Most StatesQuaker Special Risk (Florida)Coverages Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most StatesQuaker Special Risk (Mass.)Coverages Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most StatesQuaker Special Risk (New Jersey)Coverages Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most StatesQuaker Special Risk (New York)Coverages Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most StatesTarget Professional Programs (Formerly 5Star Prof.)Coverages E&O, Professional Liab Carrier Status Non-admitted States Most StatesVictor O. Schinnerer & Co.Coverages D&O, E&O, EPLI, Fiduciary Liab, GL, Pollution Liab, Professional Liab, Property Carrier Status Admitted States Most States

Armored Car ServicesBrownyard Programs Ltd.Coverages Assault & Battery, Blanket Addt’l Insureds, CGL, E&O, Excess Liab, Umbrella Carrier Status Non-admitted States All StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesThe Mechanic Group Inc.Coverages CGL, Commercial Excess, Contractors License Bonds, D&O, E&O, EPLI, Fidelity Bonds, Liability, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Asset Managers5Star Workers’ Compensation ServicesCoverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States All StatesMarkel Specialty CommercialCoverages E&O Carrier Status Non-admitted States All StatesPreferred Concepts LLCCoverages Auto Comm-Standard, Boiler & Machinery, CGL, Crime, Garage Keepers Legal Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Assisted Living Centers5Star Paratransit ProgramCoverages Auto Pers-Standard, Auto Pers-Standard Phys Dmg, EPLI, Excess Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most StatesAmWINS Program UnderwritersCoverages Abuse & Molestation, GL, Professional Liab, Umbrella Carrier Status Non-admitted States Most StatesBass UnderwritersCoverages GL, Professional Liab, Property Carrier Status Non-admitted States FLBliss & Glennon Inc.Coverages GL, Professional Liab Carrier Status Non-admitted States Most StatesEvolution Insurance BrokersCoverages Abuse & Molestation, D&O, Fire, Legal Liab, Liability, Professional Liab Carrier Status Non-admitted States Most StatesMarkel Specialty - ProgramsCoverages Abuse & Molestation, Auto Comm-Standard, CGL, Crime, Inland Marine, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States



Lancer Insurance CompanyCoverages Garage Keepers Legal Liab, Garage Liability, GKLL Carrier Status Admitted, Non-admitted States NJ, NYM.J. Hall & Company Inc.Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, Commercial Excess, Excess Liab, Fire, Garage Liability, GKLL, Medical Payments, Property, Real & Business Personal Prop, Truck Auto Liab Carrier Status Non-admitted States AK, AZ, CA, NV, TXMacNeill Group, Inc., CMGACoverages Excess Liab, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Non-admitted States FL, NC, SC, VAMcClelland and Hine Inc.Coverages Fire, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Non-admitted States TXN-Surance Outlets Inc. (Florida)Coverages Fire Legal Liab, Garage Liability, GKLL, Medical Payments, Property Carrier Status Non-admitted States AL, FL, GA, LA, TNN-Surance Outlets Inc. (Georgia)Coverages Garage Liability, GKLL Carrier Status Non-admitted States GA, LA, TNPlatinum Program Managers & Insurance Services Inc.Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States AK, AZ, CA, CO, ID, MT, NM, NV, OR, UTPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesRoamNet Insurance Marketing ProgramsCoverages BOP, EPLI, Fire Legal Liab, Garage Keepers Legal Liab, GL, Tools & Equip, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, GA, IL, MA, ME, MI, NH, NJ, NV, NY, OR, PA, TX, UT, VA, WARSI International Inc. (Missouri)Coverages Commercial Excess, Excess Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Property, Umbrella, Uninsured Motorists Carrier Status Non-admitted States AR, IL, MO, OKSouth & Western General Agency Inc.Coverages Dealers Open Lot, Garage Liability, GKLL Carrier Status Admitted, Non-admitted States AR, MS, OK, TN, TXTarget Managers Insurance ServicesCoverages Auto Comm-Standard, BOP, EPLI, Garage Liability, GKLL, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesTejas American General AgencyCoverages Auto Comm-Nonstandard, Garage Liability, GL, Property Carrier Status Non-admitted States TXUnifax Insurance Systems Inc.Coverages GL, Property Carrier Status Admitted States CAW.A.Schickedanz Agency Inc.Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States AR, IL, MO

Auto Repair/Service5Star Garage Services & Auto Dealers ProgramCoverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, EPLI, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, GL, Property, Uninsured Motorists, Workers’ Comp Carrier Status Non-admitted States Most StatesAgostini Wholesale InsuranceCoverages CGL, Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States CA, CO, NM, OR, TXAppleby & SterlingCoverages BOP, Business Income, CGL, Crime Carrier Status Admitted States AZ, CA, NVApplied Underwriters Inc.Coverages EPLI, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most StatesAtlas General Insurance ServicesCoverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States

SeaFire Insurance ServicesCoverages Auto Comm-Standard, Crime, Dealers Open Lot, Environmental Liab, Garage Liability, GL, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesTarget Managers Insurance ServicesCoverages EPLI, Workers’ Comp Carrier Status Admitted States Most StatesV3 Insurance Partners LLCCoverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Interruption, Crime, Dealers Open Lot, E&O, Garage Liability, GKLL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Property, Umbrella, Uninsured Motorists Carrier Status Admitted States Most StatesWilliams & Stazzone Insurance Agency Inc.Coverages Dealers Open Lot, Garage Liability, Interim Car Liab/Phys Dmg, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg Carrier Status Admitted States Most StatesWillis ProgramsCoverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Crime, Dealers Open Lot, EPLI, Garage Liability, Property, Umbrella Carrier Status Admitted States Most States

Auto Dismantlers/Wrecking YardsG.J. Sullivan CompanyCoverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, Business Interruption, CGL, Crime, Dealers Open Lot, Employee Benefits, EPLI, Equipment, Fidelity, Fire, Garage Keepers Legal Liab, Garage Liability, GL, Identity Theft, Inland Marine, Motor Truck Cargo, Nonowned & Hired Auto, On-Hook Cargo, Property, Real & Business Personal Prop, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most StatesKBK Insurance Group Inc.Coverages Dealers Open Lot, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Auto Repair Shops/GaragesAll Risks Ltd.Coverages Crime, Medical Payments, Uninsured Motorists Carrier Status Non-admitted States Most StatesAshley General AgencyCoverages Garage Keepers Legal Liab, Garage Liability, GKLL Carrier Status Non-admitted States TXBass UnderwritersCoverages Dealers Open Lot, Garage Keepers Legal Liab Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME, MS, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VABrecht & AssociatesCoverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Cargo, Commercial Excess, Garage Liability, GKLL, Inland Marine, Medical Payments, Motor Truck Cargo, Property, Tools & Equip, Umbrella, Uninsured Motorists Carrier Status Non-admitted States TXCompass Insurance Group of AgenciesCoverages Garage Liability, GKLL, GL, Property Carrier Status Non-admitted States CACRES Insurance ServicesCoverages Garage Liability, GKLL Carrier Status Admitted States CAGMI Insurance ServicesCoverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States Most StatesGorst & Compass InsuranceCoverages Liability, Workers’ Comp Carrier Status Admitted, Non-admitted States CAKBK Insurance Group Inc.Coverages Dealers Open Lot, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States Most States

RoamNet Insurance Marketing ProgramsCoverages BOP, EPLI, Fire Legal Liab, Garage Keepers Legal Liab, GL, Tools & Equip, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, GA, IL, MA, ME, MI, NH, NJ, NV, NY, OR, PA, TX, UT, VA, WASouth Texas General Insurance AgencyCoverages GL, Property Carrier Status Non-admitted States TXTarget Managers Insurance ServicesCoverages Auto Comm-Standard, BOP, EPLI, Garage Liability, GKLL, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Auto Dealers5Star D&O ProgramCoverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most StatesACE Commercial Risk Services - ProgramsCoverages Environmental Liab, Pollution Liab Carrier Status Non-admitted States All StatesAutomotive Risk Mgmt. & Ins. Services Inc.Coverages Business Income, Crime, Dealers Open Lot, E&O, Environmental Liab, EPLI, Equipment Breakdown, Fidelity, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, Identity Theft, Inland Marine, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Pollution Liab, Property, Real & Business Personal Prop, Tools & Equip, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most StatesEmpire Underwriters LLCCoverages Dealers Open Lot, Garage Keepers Legal Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesGerald J. Wilkoff Inc.Coverages Crime, Fidelity, Fidelity Bonds Carrier Status Admitted States Most StatesLancer Insurance CompanyCoverages Dealers Open Lot, Garage Liability Carrier Status Non-admitted States CT, NY, PAMacNeill Group, Inc., CMGACoverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Non-admitted States FL, NC, SC, VAMonitor Liability ManagersCoverages EPLI Carrier Status Admitted, Non-admitted States All StatesN-Surance Outlets Inc. (Florida)Coverages Dealers Open Lot, Fire Legal Liab, Garage Liability, GKLL, Medical Payments, Property, Uninsured Motorists Carrier Status Non-admitted States AL, FL, GA, LA, TNN-Surance Outlets Inc. (Georgia)Coverages Dealers Open Lot, Garage Liability Carrier Status Non-admitted States GA, LA, TNPlatinum Program Managers & Insurance Services Inc.Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States AK, AZ, CA, CO, ID, MT, NM, NV, OR, UT

Prime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesRoamNet Insurance Marketing ProgramsCoverages GL, Workers’ Comp States AZ, CA, CO, NV, UT, WARockwood Programs Inc.Coverages Cyber Liab, EPLI, Identity Theft, Professional Liab Carrier Status Admitted, Non-admitted States Most StatesRoush Insurance Services Inc.Coverages Auto Comm-Nonstandard Phys Dmg, BOP, Business Income, Business Interruption, Care/Custody/Control, Cargo, CGL, Commercial Excess, Crime, D&O, Dealers Open Lot, E&O, Emergency Towing & Service, EPLI, Excess Liab, Fidelity, Fiduciary Liab, Fire, Garage Liability, GKLL, GL, Glass, Inland Marine, Interim Car Liab/Phys Dmg, Liability, Mechanical Breakdown, Misc Professional Liab, Motor Truck Cargo, Non-Trucking Auto Liab, Nonowned & Hired Auto, On-Hook Cargo, Physical Damage, Property, Theft, Tools & Equip, Truck Auto Liab Carrier Status Admitted, Non-admitted States IL, IN, OHRSI International Inc. (Missouri)Coverages Dealers Open Lot, Excess Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Property, Umbrella, Uninsured Motorists Carrier Status Non-admitted States AR, MO, OK



ProSight Specialty InsuranceCoverages Garage Keepers Legal Liab, Garage Liability, GL Carrier Status Admitted States Most StatesWilliams & Stazzone Insurance Agency Inc.Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GL, Interim Car Liab/Phys Dmg, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg Carrier Status Admitted States Most States

Bail Bond AgentsPoindexter Surety ServicesCoverages Fidelity, Fidelity Bonds Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesSURETY ONE Inc.Coverages Crime, Fidelity, Fidelity Bonds, Lost Note Bonds Carrier Status Admitted, Non-admitted States Most States

Bars/TavernsAdvanced E&S Group - Midwest RegionCoverages Assault & Battery, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Equipment Breakdown, Excess Liab, Fire, GL, Liability, Liquor Liab, Property, Real & Business Personal Prop, Spoilage, Theft, Umbrella Carrier Status Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, OH, WIAmerican Underwriting ManagersCoverages Business Income, CGL, Liquor Liab, Property, Umbrella, Windstorm Carrier Status Non-admitted States AR, LA, NM, TXAmWINS Group Inc. - 70 Offices NationwideCoverages Excess Liab, GL, Liquor Liab, Nonowned & Hired Auto, Umbrella Carrier Status Admitted, Non-admitted States Most StatesBass UnderwritersCoverages Excess Liab, GL, Liquor Liab, Property, Umbrella Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME, MS, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VABliss & Glennon Inc.Coverages GL, Liquor Liab, Property Carrier Status Non-admitted States Most StatesBrecht & AssociatesCoverages Business Interruption, CGL, Commercial Excess, Excess Liab, Fire, GL, Glass, Liability, Liquor Liab, Property, Umbrella Carrier Status Non-admitted States TXCompass Insurance Group of AgenciesCoverages Business Income, Food Spoilage, GL, Glass, Liability, Liquor Liab, Property Carrier Status Non-admitted States CACrusader Insurance CompanyCoverages GL, Liquor Liab, Property Carrier Status Admitted States CADelta General Agency Corp.Coverages GL, Property Carrier Status Non-admitted States TXFounders Insurance CompanyCoverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most StatesGorst & Compass InsuranceCoverages GL, Liquor Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States CAHorizon E & S Insurance BrokerageCoverages Liability, Liquor Liab, Property Carrier Status Non-admitted States CA, NVInsential Inc.Coverages Assault & Battery, GL, Liquor Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All StatesInsurance Innovators Group - 6 Offices Serve NationwideCoverages Assault & Battery, Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, EPLI, Excess Liab, Fire, Fire Legal Liab, Food Borne Illness, Food Spoilage, GL, Glass, Liability, Liquor Liab, Medical Payments, Real & Business Personal Prop, Spoilage, Theft, Umbrella, Workers’ Comp States DE, MD, NJ, NY, PA

Motorists, Workers’ Comp Carrier Status Admitted, Non-admitted States CT, DE, GA, MD, NC, NJ, NY, PA, SC, VAPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Auto/Truck Dealers - FranchisedAutomotive Risk Mgmt. & Ins. Services Inc.Coverages Business Income, Crime, Cyber Liab, Dealers Open Lot, E&O, Environmental Liab, EPLI, Equipment Breakdown, Garage Keepers Legal Liab, Garage Liability, GKLL, Glass, Legal Expense Ins, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Pollution Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesB&B Programs, A Div. of Barney & Barney LLCCoverages Commercial Excess, Environmental Liab, EPLI, Excess Liab, Pollution, Pollution Liab, WC - Captive Placement, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, NV, OR, UT, WAPlatinum Program Managers & Insurance Services Inc.Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States AK, AZ, CA, CO, ID, MT, NM, NV, OR, UTPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesTarget Managers Insurance ServicesCoverages EPLI, Workers’ Comp Carrier Status Admitted States AK, AL, AR, AZ, CA, CO, FL, GA, IL, IN, LA, MN, MS, NE, NJ, NM, NV, OK, OR, TN, TX, UT, WA, WI

Auto/Truck Leasing FirmsGMI Insurance ServicesCoverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Garage Liability, GL, Property Carrier Status Admitted States Most StatesPhiladelphia Insurance CompaniesCoverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab, Uninsured Motorists Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All Statesvan Wagenen Financial ServicesCoverages Blanket Addt’l Insureds, Blanket Forced Placed, Collateral Protection, Compliance Mgmt, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Uninsured Boaters, Uninsured Motorists Carrier Status Admitted States All StatesWilliams & Stazzone Insurance Agency Inc.Coverages CGL, Dealers Open Lot, E&O, Garage Keepers Legal Liab, Garage Liability, Interim Car Liab/Phys Dmg, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Property, Umbrella Carrier Status Admitted States Most States

Auto/Truck Rental FirmsBedford Insurance Services Inc.Coverages Liability, Physical Damage Carrier Status Admitted States Most StatesGMI Insurance ServicesCoverages Interim Car Liab/Phys Dmg, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg Carrier Status Admitted States Most StatesMarkel ProgramsCoverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Garage Keepers Legal Liab, Liability, On-Hook Cargo Carrier Status Admitted States Most StatesPhiladelphia Insurance CompaniesCoverages Physical Damage, Physical Damage Rental Units Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

CRES Insurance ServicesCoverages Garage Liability, GKLL Carrier Status Admitted States CAGMI Insurance ServicesCoverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States Most StatesKBK Insurance Group Inc.Coverages Dealers Open Lot, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States Most StatesLancer Insurance CompanyCoverages Garage Keepers Legal Liab, Garage Liability, GKLL Carrier Status Admitted, Non-admitted States NJ, NYPlatinum Program Managers & Insurance Services Inc.Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States AK, AZ, CA, CO, ID, MT, NM, NV, OR, UTPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesRoamNet Insurance Marketing ProgramsCoverages BOP, EPLI, Fire Legal Liab, Garage Keepers Legal Liab, GL, Tools & Equip, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, GA, IL, MA, ME, MI, NH, NJ, NV, NY, OR, PA, TX, UT, VA, WATarget Managers Insurance ServicesCoverages Auto Comm-Standard, BOP, EPLI, Garage Liability, GKLL, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesUSG Insurance Services Inc.Coverages Care/Custody/Control, D&O, Dealers Open Lot, E&O, EPLI, Excess Liab, Garage Keepers Legal Liab, Garage Liability, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Auto Repossessors5Star Towing & Recovery ProgramCoverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Dealers Open Lot, EPLI, Garage Keepers Legal Liab, GL, Inland Marine, On-Hook Cargo, Property, Tools & Equip Carrier Status Admitted States Most StatesGerald J. Wilkoff Inc.Coverages Crime, Fidelity, Fidelity Bonds Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesW.A.Schickedanz Agency Inc.Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Motor Truck Cargo, Nonowned & Hired Auto, Uninsured Motorists Carrier Status Admitted, Non-admitted States AR, IL, MO

Auto TransportersKBK Insurance Group Inc.Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property Carrier Status Admitted States Most StatesLancer Insurance CompanyCoverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States NJ, NYMAXIMUMCoverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Cargo, Dealers Open Lot, GL, Hail, Inland Marine, Theft, Truck Auto Liab, Umbrella Carrier Status Non-admitted States Most StatesNational Advantage Insurance Services Inc.Coverages GL, Motor Truck Cargo, On-Hook Cargo, Physical Damage, Truck Auto Liab Carrier Status Admitted States AZ, CA, NV, OR, TXNorthern Star Management Inc.Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, BOP, Cargo, Combo Personal & Commercial, Commercial Excess, Excess Liab, GL, Liability, Motor Truck Cargo, Nonowned & Hired Auto, On-Hook Cargo, Physical Damage, Truck Auto Liab, Umbrella, Uninsured



Specialty InsuranceCoverages Assault & Battery, Boiler & Machinery, Business Income, Business Interruption, Care/Custody/Control, CGL, Completed Operations Liab, Crime, Fire, Fire Legal Liab, Garage Liability, GKLL, GL, Glass, Liability, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Products Liab, Property, Spoilage, Theft, Umbrella Carrier Status Admitted States CA, DE, FL, GA, IL, MA, MD, MI, MO, NJ, NY, OH, PA, RI, TNTAPCO Underwriters Inc.Coverages GL, Liquor Liab, Products Liab, Property Carrier Status Non-admitted States Most StatesTejas American General AgencyCoverages GL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States TXUnifax Insurance Systems Inc.Coverages GL, Liquor Liab, Property Carrier Status Admitted States CAW.A.Schickedanz Agency Inc.Coverages Business Income, Fire, Food Spoilage, GL, Glass, Inland Marine, Liability, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Products Liab, Property, Real & Business Personal Prop Carrier Status Admitted, Non-admitted States AR, IL, MOWestern Security Surplus Insurance Brokers Inc.Coverages Assault & Battery, GL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States CA, TX

BazaarsFrancis L. Dean & Associates Inc.Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab Carrier Status Admitted, Non-admitted States All States

Beauty/Barber Shops/Salons/Schools/SuppliesA.I.I. Insurance Brokerage of Mass. Inc.Coverages Business Income, CGL, Equipment Breakdown, Liability, Professional Liab, Real & Business Personal Prop, Tanning Liab, Umbrella Carrier Status Non-admitted States CT, MA, NH, RIAdvanced E&S Group - Midwest RegionCoverages Business Income, Business Interruption, CGL, Fire, GL, Glass, Liability, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WIAllen Financial Ins. Group / The Equestrian GroupCoverages BOP, CGL, Commercial Excess, Crime, Professional Liab Carrier Status Admitted States Most StatesAnderson & Murison Inc.Coverages BOP, Professional Liab Carrier Status Admitted States CABurns & Wilcox - All OfficesCoverages CGL, Excess Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States MostContinental Brokers Inc.Coverages Auto Comm-Standard Liability, Auto Pers-Nonstandard, Boiler & Machinery, BOP, Builders Risk, Business Income, Business Interruption, Disability, EPLI, Fire Legal Liab, Flood, Liability, Medical, Professional Liab, Property, Umbrella Carrier Status Admitted States Most StatesEvolution Insurance BrokersCoverages Business Income, Business Interruption, D&O, Fire, Fire Legal Liab, Liability, Misc Professional Liab, Theft, Tools & Equip, Trade Shows & Festivals Carrier Status Non-admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesProfessional Program Insurance BrokerageCoverages Abuse & Molestation, BOP, Liability, Misc Professional Liab, Professional Liab, Property Carrier Status Non-admitted States All StatesSASSI - Salon & Spa Specialty InsuranceCoverages Business Income, Business Interruption, CGL, Fire, Fire Legal Liab, GL, Glass, Inland Marine, Liability, Medical Payments, Professional Liab, Property, Real & Business Personal Prop, Theft, Tools & Equip, Trade Shows & Festivals Carrier Status Admitted States Most StatesSouth Texas General Insurance AgencyCoverages CGL, Property Carrier Status Non-admitted States TX

International Excess CompaniesCoverages Assault & Battery, CGL, Commercial Excess, Crime, EPLI, Equipment Breakdown, Liability, Liquor Liab, Products Liab, Umbrella Carrier Status Admitted, Non-admitted States Most StatesLancer Indemnity CompanyCoverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PAM.J. Hall & Company Inc.Coverages CGL, Crime, Liquor Liab, Property Carrier Status Non-admitted States AK, AZ, CA, HI, NV, TXMcClelland and Hine Inc.Coverages CGL, Excess Liab, Fire, Liquor Liab, Umbrella Carrier Status Non-admitted States TXN-Surance Outlets Inc. (Florida)Coverages Assault & Battery, Business Income, Food Spoilage, Liability, Liquor Liab, Medical Payments, Property Carrier Status Non-admitted States AL, FL, GA, LA, TNN-Surance Outlets Inc. (Georgia)Coverages Business Income, Excess Liab, Liability, Liquor Liab, Property Carrier Status Admitted, Non-admitted States GA, LA, TNNational Insurance UnderwritersCoverages Fire Legal Liab, Food Spoilage, GL, Liquor Liab, Personal Property Carrier Status Non-admitted States AR, AZ, CO, FL, GA, ID, IL, IN, KS, LA, MD, MI, MO, MS, NC, NJ, NV, NY, RI, SC, TN, TX, VA, DCNeitClem Wholesale Insurance Brokerage Inc.Coverages Assault & Battery, Excess Liab, Fire, Fire Legal Liab, Liability, Liquor Liab Carrier Status Admitted, Non-admitted States AZ, CA, NVNext Wave Insurance Services LLCCoverages Crime, GL, Liquor Liab, Property Carrier Status Admitted States Most StatesNumber One Insurance AgencyCoverages Assault & Battery, Excess Liab, Flood, GL, Liquor Liab, Property Carrier Status Admitted States MAOhio E & S Agency Inc.Coverages Business Income, CGL, Fire Legal Liab, Liquor Liab, Property Carrier Status Admitted States MI, OHPeople’s United Insurance Agency Inc.Coverages Assault & Battery, Liquor Liab Carrier Status Non-admitted States All StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesProHost USA Inc.Coverages Assault & Battery, Crime, Equipment Breakdown, GL, Liquor Liab, Property Carrier Status Admitted States AR, CA, CO, CT, GA, IL, KS, KY, MA, MD, MI, MN, MO, NJ, NV, OK, OR, PA, SC, SD, TN, WIQuaker Special Risk (New Jersey)Coverages Crime, Excess Liab, Liquor Liab Carrier Status Non-admitted States DE, GA, NJ, NYQuirk & CompanyCoverages Assault & Battery, CGL, Equipment Breakdown, Excess Flood, Excess Liab, Flood, Liquor Liab, Property Carrier Status Non-admitted States LA, OK, OR, TX, WARISCO Insurance Brokerage Inc.Coverages CGL, Crime, Liquor Liab, Mechanical Breakdown, Property Carrier Status Non-admitted States CT, MA, ME, NH, NY, RIRSI International Inc. (Missouri)Coverages Abuse & Molestation, Assault & Battery, Blanket Addt’l Insureds, Blanket Waivers, Business Income, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, Difference in Conditions, Employee Benefits, Equipment Breakdown, Excess Liab, Fiduciary Liab, Fire, Food Spoilage, GL, Glass, Liability, Liquor Liab, Medical, Medical Payments, Products Liab, Property, Theft, Umbrella Carrier Status Non-admitted States AR, IA, ID, IL, IN, KS, KY, MO, OK, TNScottish AmericanCoverages Assault & Battery, Business Income, CGL, Commercial Excess, Liquor Liab, Property Carrier Status Non-admitted States CASouth Texas General Insurance AgencyCoverages GL, Property Carrier Status Non-admitted States TX

Sports & Fitness Insurance Corporation (SFIC)Coverages Auto Comm-Standard, BOP, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All StatesTAPCO Underwriters Inc.Coverages GL, Products Liab, Professional Liab, Property Carrier Status Non-admitted States Most States

Bed & BreakfastsLeavitt Recreation and Hospitality Insurance Inc.Coverages Business Income, CGL, Combo Personal & Commercial, Dwelling Fire, Fire Legal Liab, Medical Payments, Property, Residential Property Carrier Status Non-admitted States Most StatesMotel Insurance Brokers Inc.Coverages Assault & Battery, Boiler & Machinery, Business Income, CGL, Crime, Fire Legal Liab, Liquor Liab, Medical Payments, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most StatesPhiladelphia Insurance CompaniesCoverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Bicycle Dealers/Distributors/Rentals/ManufacturersACE Commercial Risk Services - ProgramsCoverages GL, Inland Marine, Property Carrier Status Admitted, Non-admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Billiard ParlorsCompass Insurance Group of AgenciesCoverages Business Income, Liability, Liquor Liab, Property Carrier Status Non-admitted States CALancer Indemnity CompanyCoverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PANeitClem Wholesale Insurance Brokerage Inc.Coverages Assault & Battery, Excess Liab, Fire, Fire Legal Liab, Liability, Liquor Liab Carrier Status Admitted, Non-admitted States AZ, CA, NVPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Billing and Collection Services5Star Workers’ Compensation ServicesCoverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States All StatesTitlePac Inc.Coverages Cyber Liab, E&O, Fidelity Bonds, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Boat Dealers/Brokers5Star Business Auto Program (Misc. classes)Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Uninsured Motorists Carrier Status Admitted States Most StatesAtlass Insurance GroupCoverages Boats, Business Interruption, Cargo, CGL, Commercial Marine, Dealers Open Lot, Equipment, Excess Liab, Piers & Docks, Property Carrier Status Admitted, Non-admitted States Most States



BroadcastersAmWINS Group Inc. - 70 Offices NationwideCoverages Auto Comm-Standard, Business Interruption, Crime, GL, Inland Marine, Media Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most StatesAmWINS Program UnderwritersCoverages Auto Comm-Standard, Business Interruption, Crime, GL, Inland Marine, Property States All States

CampgroundsLeavitt Recreation and Hospitality Insurance Inc.Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Boats, CGL, Commercial Excess, Equipment Breakdown, Garage Keepers Legal Liab, Liquor Liab, Nonowned & Hired Auto, Pool & Spa Liab, Property, Tools & Equip Carrier Status Admitted, Non-admitted States All StatesPhiladelphia Insurance CompaniesCoverages Abuse & Molestation, Auto Comm-Standard, CGL, Liquor Liab, Property, Umbrella Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesT.H.E. Insurance CompanyCoverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

CampsArk AgencyCoverages CGL, Liability Carrier Status Admitted, Non-admitted States Most StatesFrancis L. Dean & Associates Inc.Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All StatesK&K Insurance Group Inc.Coverages Auto Comm-Standard, Business Income, Crime, GL, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States All StatesMarkel Specialty CommercialCoverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella, Watercraft Liab Carrier Status Admitted States Most StatesPhiladelphia Insurance CompaniesCoverages Abuse & Molestation, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesRPS Bollinger Sports & LeisureCoverages Accident & Health, CGL, Crime, D&O, Equipment, Excess Liab Carrier Status Admitted States All StatesSports & Fitness Insurance Corporation (SFIC)Coverages CGL, Crime, Fire Legal Liab, Flood, GL, Nonowned & Hired Auto, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Car WashesMcClelland and Hine Inc.Coverages Fire, Garage Keepers Legal Liab, Liability, Umbrella Carrier Status Non-admitted States TXPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Bowling AlleysFairway UnderwritersCoverages Liability, Liquor Liab, Property Carrier Status Admitted States Most StatesFounders Insurance CompanyCoverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most StatesHCC Specialty (MA)Coverages CGL, EPLI, Equipment Breakdown, Liquor Liab, Property Carrier Status Non-admitted States Most StatesT.H.E. Insurance CompanyCoverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Boys & Girls ClubsAlliance of Nonprofits for Ins. Risk Retention GroupCoverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most StatesCharity First Insurance Services Inc.Coverages Abuse & Molestation, Auto Comm-Standard, Business Income, CGL, Property, Workers’ Comp Carrier Status Admitted States All StatesGateway Specialty InsuranceCoverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most StatesIrwin Siegel Agency Inc.Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Crime, D&O, Environmental Liab, EPLI, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Medical Payments, Non-Profit D&O, Nonowned & Hired Auto, Pollution Liab, Professional Liab, Property, Sexual Misconduct Liab, Student Accident, Umbrella Carrier Status Admitted States Most StatesMarkel Specialty CommercialCoverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella Carrier Status Admitted States Most StatesNonprofits Insurance Alliance of Calif.Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CAPhiladelphia Insurance CompaniesCoverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Cyber Liab, D&O, Employee Benefits, EPLI, Equipment Breakdown, Inland Marine, Property, Umbrella Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesSpecial Markets Insurance Consultants Inc.Coverages Accident & Health, Liability Carrier Status Admitted States Most States

BreweriesBrewery Pak Insurance ProgramsCoverages Auto Comm-Standard, Business Interruption, Cyber Liab, Equipment Breakdown, GL, Liquor Liab, Products Liab, Property, Umbrella Carrier Status Admitted States Most States

Maritime Program GroupCoverages Auto Comm-Standard, Boats, Boiler & Machinery, Builders Risk, Business Income, Business Interruption, Care/Custody/Control, CGL, Commercial Excess, Commercial Marine, Crime, Dealers Open Lot, Equipment, Excess Liab, Fire, GL, Hull, Inland Marine, Marina Operators Legal, Medical Payments, Nonowned & Hired Auto, Piers & Docks, Products Liab, Property, Ship Repairers Legal, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Watercraft Liab, Windstorm, Workers’ Comp Carrier Status Admitted States All StatesPhiladelphia Insurance CompaniesCoverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boats, Boiler & Machinery, Business Income, Business Interruption, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Garage Liability, GL, Identity Theft, Inland Marine, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Property, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesSafehold Special RiskCoverages Equipment, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Physical Damage, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H, Windstorm, Workers’ Comp Carrier Status Admitted States All StatesSpecialized InsuranceCoverages BOP, Commercial Marine, GL, Marina Operators Legal Carrier Status Admitted, Non-admitted States FL, NY, PATCA Inc.Coverages Boats, Care/Custody/Control, CGL, GL, Marina Operators Legal Carrier Status Admitted, Non-admitted States All StatesThe Hanover Insurance GroupCoverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Liability, Liquor Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Protection & Indemnity (P&I), Watersports Liab, Workers’ Comp States All States

Boat Rental FirmsAtlass Insurance GroupCoverages Hull, Liability, Medical Payments, Personal Property, Pollution Liab, Uninsured Boaters Carrier Status Non-admitted States Most StatesMaritime Program GroupCoverages Auto Comm-Standard, Boats, Boiler & Machinery, Builders Risk, Business Income, Business Interruption, Care/Custody/Control, CGL, Commercial Excess, Commercial Marine, Crime, Dealers Open Lot, EPLI, Equipment, Excess Liab, Fire, GL, Hull, Inland Marine, Marina Operators Legal, Medical Payments, Nonowned & Hired Auto, Piers & Docks, Products Liab, Property, Ship Repairers Legal, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Watercraft Liab, Windstorm, Workers’ Comp Carrier Status Admitted States All StatesMarkel Personal LinesCoverages Boats, Commercial Marine, Hull, Watercraft Liab Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesSafehold Special RiskCoverages Liability, Physical Damage, Physical Damage Rental Units, Tools & Equip, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States All StatesSun Coast General Insurance AgencyCoverages GL, Physical Damage Rental Units, Watercraft Liab Carrier Status Admitted, Non-admitted States AK, AZ, CA, FL, NV, OR, UT, WATCA Inc.Coverages Hull, Protection & Indemnity (P&I) Carrier Status Admitted, Non-admitted States All States



ChiropractorsPhiladelphia Insurance CompaniesCoverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

ChurchesAMIS/Alliance Marketing & Insurance ServicesCoverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, D&O, Equipment Breakdown, Liability, Property, Workers’ Comp Carrier Status Admitted States Most StatesBass UnderwritersCoverages GL, Property Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VACharity First Insurance Services Inc.Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Crime, D&O, EPLI, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All StatesCompass Insurance Group of AgenciesCoverages CGL, Glass, Property Carrier Status Non-admitted States CAGateway Specialty InsuranceCoverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most StatesGlatfelter Insurance GroupCoverages Auto Comm-Standard, D&O, Excess Liab, Foreign GL, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States Most StatesGlatfelter Religious PracticeCoverages Auto Comm-Standard, D&O, Excess Liab, Foreign GL, GL, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesMacNeill Group, Inc., CMGACoverages Assault & Battery, Auto Comm-Standard, CGL, E&O, Property Carrier Status Admitted, Non-admitted States FLPhiladelphia Insurance CompaniesCoverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fine Arts, Fire Legal Liab, GL, Glass, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesRoush Insurance Services Inc.Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Boiler & Machinery, Business Interruption, CGL, Commercial Excess, Crime, D&O, EPLI, Excess Liab, Fidelity Bonds, Fine Arts, Fire, GL, Glass, Inland Marine, Kidnap/Ransom, Liability, Medical Payments, Non-Profit D&O, OCP, Participant Accident, Property, Residential Property, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States IL, IN, OH

Civil ServantsSURETY ONE Inc.Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States

Claims AdjustersFox Point ProgramsCoverages Cyber Liab, E&O, Identity Theft, Professional Liab Carrier Status Non-admitted States All States

Child Care/Day Care CentersAlliance of Nonprofits for Ins. Risk Retention GroupCoverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most StatesBass UnderwritersCoverages Excess Liab, GL, Professional Liab, Property Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME, MS, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VACharity First Insurance Services Inc.Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Equipment Breakdown, Inland Marine, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most StatesEvolution Insurance BrokersCoverages Abuse & Molestation, Assault & Battery, Business Interruption, D&O, Fire, Fire Legal Liab, Liability, Loss of Use, Misc Professional Liab, Sexual Misconduct Liab, Theft, Tools & Equip Carrier Status Non-admitted States Most StatesFrancis L. Dean & Associates Inc.Coverages Accidental Death, Participant Accident, Student Accident Carrier Status Admitted States All StatesGateway Specialty InsuranceCoverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most StatesIndemnity Excess & Surplus Agency Inc.Coverages Abuse & Molestation, Addt’l Expense, Business Income, CGL, Equipment Breakdown, Excess Liab, Professional Liab, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, FL, ID, NV, OR, TX, WAInternational Excess CompaniesCoverages Abuse & Molestation, Accident & Health, Business Income, CGL, Commercial Excess, Crime, E&O, EPLI, Fire, GL, Liability, Teachers Liab, Umbrella Carrier Status Admitted, Non-admitted States Most StatesMarkel Specialty - ProgramsCoverages Abuse & Molestation, Auto Comm-Standard, CGL, Crime, Cyber Liab, Inland Marine, Property, Student Accident, Umbrella, Workers’ Comp Carrier Status Admitted States Most StatesNonprofits Insurance Alliance of Calif.Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CAPhiladelphia Insurance CompaniesCoverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesRSI International Inc. (Missouri)Coverages Abuse & Molestation, CGL, Excess Liab, GL, Professional Liab, Property, Umbrella Carrier Status Non-admitted States IL, MOTejas American General AgencyCoverages Abuse & Molestation, Auto Comm-Nonstandard, GL, Property Carrier Status Non-admitted States TX

RoamNet Insurance Marketing ProgramsCoverages BOP, EPLI, GL, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, NVThe InsurancenterCoverages Crime, Equipment Breakdown, Excess Liab, GL, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

CasinosMAXIMUMCoverages All Risks/Cash in Transit, Builders Risk, Business Income, Business Interruption, Catastrophe, Difference in Conditions, Earthquake, Excess Flood, Flood, Hail, Hurricane, Inland Marine, Property Carrier Status Non-admitted States AL, CA, FL, IL, IN, LA, MI, MS, NJ, NV, OHPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesProSurance Group Inc.Coverages Crime, E&O, Fidelity, Fidelity Bonds, Insurance Broker Bonds, Professional Liab Carrier Status Admitted, Non-admitted States Most StatesSURETY ONE Inc.Coverages Crime, Fidelity, Fidelity Bonds, Lost Note Bonds Carrier Status Admitted States Most States

CaterersPeople’s United Insurance Agency Inc.Coverages Assault & Battery, Liquor Liab Carrier Status Non-admitted States All StatesSpecialty InsuranceCoverages Assault & Battery, Boiler & Machinery, Business Income, Business Interruption, Care/Custody/Control, CGL, Completed Operations Liab, Crime, Fire, Fire Legal Liab, GL, Glass, Liability, Liquor Liab, Property, Spoilage, Theft, Umbrella Carrier Status Admitted States CA, DE, FL, GA, IL, MA, MD, MI, MO, NJ, NY, OH, PA, RI, TNWestern Security Surplus Insurance Brokers Inc.Coverages Business Income, Business Interruption, CGL, Fire, Fire Legal Liab, Liability, Medical Payments, New Occurrence, Products Liab, Property Carrier Status Admitted, Non-admitted States CA, TX

Chemical Manufacturers/DistributorsChemPlan - Chemical InsuranceCoverages Auto Comm-Standard, CGL, Environmental Liab, Property, Umbrella Carrier Status Admitted States All StatesConsumer Specialties Insurance Co. (RRG)Coverages GL, Products Liab, Umbrella Carrier Status Non-admitted States All StatesIntercorp Inc.Coverages Environmental Liab, Pollution Liab Carrier Status Non-admitted States Most StatesMAXIMUMCoverages Boiler & Machinery, Builders Risk, Business Income, Business Interruption, Catastrophe, Difference in Conditions, Earthquake, Equipment, Equipment Breakdown, GL, Hurricane, Property, Umbrella Carrier Status Admitted, Non-admitted States Most StatesNeitClem Wholesale Insurance Brokerage Inc.Coverages Blanket Addt’l Insureds, Completed Operations Liab, Equipment, Foreign GL, Inland Marine, Liability, Pollution, Product Extended Warranty, Products Liab Carrier Status Admitted, Non-admitted States AZ, CA, NVPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesSloan Mason Insurance ServicesCoverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Contractors Equip, Equipment, Excess Liab, Inland Marine, Installation Floaters, Motor Truck Cargo, Pollution Liab, Products Liab, Professional Liab, Property, Transportation Pollution Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States



Preferred Property ProgramsCoverages Boiler & Machinery, Environmental Liab, Equipment Breakdown, Excess Liab, Umbrella Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesSpecial Markets Insurance Consultants Inc.Coverages Accident & Health, Liability Carrier Status Admitted States Most StatesSpecialty Programs & Facilities Managers (AmWINS)Coverages Liability, Property Carrier Status Admitted States AZ, CA, NVThe McGowan CompaniesCoverages Commercial Excess, D&O, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Umbrella Carrier Status Admitted States All States

Community Banks/Credit UnionsCenturion Insurance GroupCoverages D&O, E&O, Fidelity, Force Place Fire Cvrg, Foreclosed Properties Carrier Status Admitted States All StatesInnovative Risk SolutionsCoverages Blanket Forced Placed, Collateral Protection, Flood, Force Place Fire Cvrg, Mortgage Impairment, Mortgage REO Cvrg Carrier Status Admitted, Non-admitted States Most States

Number One Insurance AgencyCoverages Flood, GL Carrier Status Admitted States MAProctor Financial Inc.Coverages Blanket Forced Placed, E&O, Excess Flood, Force Place Fire Cvrg, Foreclosed Properties, High Valued Homes, Mobile Home Ins, Mortgage Impairment, Mortgage REO Cvrg, Rented Property, Residential Property Carrier Status Non-admitted States All Statesvan Wagenen Financial ServicesCoverages Blanket Forced Placed, Boiler & Machinery, CGL, Collateral Protection, Compliance Mgmt, E&O, Force Place Fire Cvrg, Foreclosed Properties, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Mortgage REO Cvrg, Residential Property, Uninsured Boaters, Uninsured Motorists Carrier Status Admitted States All States

Community Health CentersCenturion Insurance GroupCoverages EPLI, Medical Malpractice Carrier Status Admitted States All StatesIrwin Siegel Agency Inc.Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Income, Crime, D&O, Excess Liab, GL, Inland Marine, Professional Liab, Property, Workers’ Comp Carrier Status Non-admitted States Most States

Philadelphia Insurance CompaniesCoverages Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fire, Fire Legal Liab, GL, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Community/Social Services5Star Paratransit ProgramCoverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, EPLI, Excess Liab, GL, Physical Damage, Umbrella, Uninsured Motorists Carrier Status Admitted States Most StatesAFC InsuranceCoverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Interruption, CGL, COC, Community/Social Svcs, D&O, Developmental Disabilities, Employee Benefits, Inland Marine, Misc Professional Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Sun Coast General Insurance AgencyCoverages BOP, Legal Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Liability, Property Carrier Status Admitted, Non-admitted States CAUCA General Insurance ServicesCoverages Business Income, CGL, EPLI, Equipment Breakdown, Fire Legal Liab, Medical Payments, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, NM, NV, OR, UT, WA, WIUnifax Insurance Systems Inc.Coverages GL, Property Carrier Status Admitted States CA

Commercial Marine CompaniesAmWINS Group Inc. - 70 Offices NationwideCoverages USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesHall & CompanyCoverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most StatesLIG Marine ManagersCoverages Boats, Builders Risk, Care/Custody/Control, CGL, Commercial Excess, Commercial Marine, Completed Operations Liab, Federal LHWCA, Foreign GL, Hull, Inland Marine, Legal Liab, Marina Operators Legal, Piers & Docks, Pollution Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, Wet Marine, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States All States

Maritime Program GroupCoverages Commercial Marine, Hull, Marina Operators Legal, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, Watercraft Liab Carrier Status Admitted States All StatesMarkel Personal LinesCoverages Boats, Commercial Marine, Hull, Pollution Liab, Watercraft Liab Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesTCA Inc.Coverages Blanket Addt’l Insureds, Boats, Builders Risk, Cargo, CGL, Commercial Excess, Commercial Marine, Contractors Equip, Excess Liab, GL, Hull, Liability, Marina Operators Legal, Piers & Docks, Pollution, Pollution Liab, Professional Liab, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Uninsured Boaters, Watersports Liab, Wet Marine Carrier Status Admitted, Non-admitted States All StatesThe American Equity Underwriters Inc.Coverages Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Commercial Marine, Contractors Equip, Excess Liab, Federal LHWCA, Hull, Int’l Coverage - Commercial, Pollution Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H Carrier Status Admitted States All States

Community AssociationsCID Insurance Programs Inc.Coverages D&O, Fidelity, Liability, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, MD, NE, NM, NV, OR, TN, TX, UT, WACommunity Association Insurance Solutions LLCCoverages Workers’ Comp Carrier Status Admitted States All StatesGreat American Ins. Group - Executive Liability DivisionCoverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States Most StatesIndemnity Excess & Surplus Agency Inc.Coverages D&O, EPLI, GL, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States Most StatesIrwin Siegel Agency Inc.Coverages Accidental Death, BOP, D&O, EPLI, Non-Profit D&O, Umbrella Carrier Status Admitted, Non-admitted States All StatesKevin Davis Insurance ServicesCoverages Crime, D&O, E&O Carrier Status Admitted States Most StatesPreferred Property ProgramsCoverages Boiler & Machinery, Environmental Liab, Equipment Breakdown, Excess Liab, Mechanical Breakdown, Umbrella Carrier Status Admitted States Most States

Philadelphia Insurance CompaniesCoverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most StatesSURETY ONE Inc.Coverages Crime, Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most StatesTarget Professional Programs (Formerly 5Star Prof.)Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States

Commercial Building Owners5Star D&O ProgramCoverages D&O, E&O, EPLI, Fiduciary Liab Carrier Status Non-admitted States Most StatesAdvanced E&S Group - Midwest RegionCoverages Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Equipment Breakdown, Excess Liab, Fire, GL, Glass, Liability, Property, Real & Business Personal Prop, Theft, Umbrella Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI

Agency Intermediaries Inc.Coverages Equipment Breakdown, Excess Liab, Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States CT, MA, NH, RIBurns & Wilcox - All OfficesCoverages Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States CIBA Insurance ServicesCoverages Apartment House Package, Boiler & Machinery, Builders Risk, D&O, GL, Lessor Only Excess Liab, Property, Residential Property Carrier Status Non-admitted States Most StatesCrouse & AssociatesCoverages Builders Risk, COC, Earthquake, Fire, Flood, Inland Marine, Property Carrier Status Admitted States All StatesIPCCoverages GL, Lessors Contingent Liab, Liability, Loss of Use, Pool & Spa Liab, Property, Real & Business Personal Prop, Rented Property Carrier Status Non-admitted States AZ, CA, ID, NV, OR, WAMAXIMUMCoverages Builders Risk, Business Income, Business Interruption, Catastrophe, Earthquake, Equipment, Equipment Breakdown, Flood, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States Most StatesNeitClem Wholesale Insurance Brokerage Inc.Coverages Assault & Battery, Business Income, CGL, COC, Difference in Conditions, Liability, Property Carrier Status Admitted, Non-admitted States AZ, CA, NVPreferred Property ProgramsCoverages Boiler & Machinery, Commercial Excess, Equipment Breakdown, Excess Liab, Umbrella Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Property, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesRoush Insurance Services Inc.Coverages Apartment House Package, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, E&O, EPLI, Excess Liab, Fire, Force Place Fire Cvrg, Foreclosed Properties, GL, Glass, Historic Bldgs/Unique Property, Inland Marine, Installation Floaters, Liability, OCP, Pollution Liab, Property, Rented Property, Residential Property, Tenant Discrimination, Tools & Equip Carrier Status Admitted, Non-admitted States IL, IN, OHSouthwest RiskCoverages Builders Risk, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States All StatesSpecialty Programs & Facilities Managers (AmWINS)Coverages Liability, Pollution Liab, Property, Umbrella Carrier Status Admitted States AZ, CA, NV



Horizon E & S Insurance BrokerageCoverages D&O, Liability, Property Carrier Status Non-admitted States CAIrwin Siegel Agency Inc.Coverages Accidental Death, BOP, D&O, EPLI, Non-Profit D&O, Umbrella Carrier Status Admitted, Non-admitted States All StatesKevin Davis Insurance ServicesCoverages Crime, D&O, E&O Carrier Status Admitted States Most StatesNSM Insurance GroupCoverages Boiler & Machinery, Business Income, Catastrophe, Commercial Excess, Crime, D&O, Earthquake, Equipment Breakdown, Fidelity, Fire, Fire Legal Liab, GL, Hurricane, Liability, Non-Profit D&O, Nonowned & Hired Auto, Piers & Docks, Property, Real & Business Personal Prop, Theft, Umbrella, Windstorm Carrier Status Non-admitted States CT, DE, FL, GA, MA, MD, NC, NJ, NY, RI, SC, VAPhiladelphia Insurance CompaniesCoverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most StatesPreferred Concepts LLCCoverages Auto Comm-Standard, Boiler & Machinery, CGL, Crime, Garage Keepers Legal Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesPreferred Property ProgramsCoverages Boiler & Machinery, Commercial Excess, Environmental Liab, Equipment Breakdown, Umbrella Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesQuirk & CompanyCoverages CGL, Excess Flood, Flood, Property Carrier Status Admitted, Non-admitted States LA, OK, OR, TX, WARISCO Insurance Brokerage Inc.Coverages D&O, Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States CT, MA, ME, NH, NY, RI, VTSpecialty Programs & Facilities Managers (AmWINS)Coverages Liability, Property Carrier Status Admitted States AZ, CA, NV

Condo/Homeowner AssociationsAdvanced E&S Group - Midwest RegionCoverages Assault & Battery, Business Income, Business Interruption, CGL, Fire, Fire Legal Liab, GL, Glass, Inland Marine, Liability, Personal Property, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States CT, FL, IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WIAdvanced E&S Group - Southeast RegionCoverages Business Income, Business Interruption Carrier Status Non-admitted States Most StatesAgency Intermediaries Inc.Coverages Liability, Umbrella Carrier Status Non-admitted States CT, MA, NH, RIAgostini Wholesale InsuranceCoverages D&O, EPLI, Fidelity, Liability, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, MD, NE, NM, NV, OR, TN, TX, UT, WAAllen Financial Ins. Group / The Equestrian GroupCoverages BOP, CGL, Crime, D&O, Equipment Breakdown, Excess Liab, Property Carrier Status Admitted States Most StatesAmWINS Group Inc. - 70 Offices NationwideCoverages GL, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most StatesBass UnderwritersCoverages GL, Professional Liab, Property Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME, MS, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VABrecht & AssociatesCoverages Equipment Breakdown, GL, Property Carrier Status Non-admitted States TX

NAS Insurance ServicesCoverages Breach of Security, Cyber Liab, E&O, EPLI, Legal Expense Ins, Legal Liab, Liability, Misc Professional Liab, Professional Liab, Technology E&O, Website Domain Name Carrier Status Non-admitted States Most StatesPhiladelphia Insurance CompaniesCoverages BOP, E&O Carrier Status Admitted States Most StatesProfessional Liability Ins. Svcs - Underwriting FacilitiesCoverages E&O, Professional Liab Carrier Status Non-admitted States Most StatesProfessional Underwriters Agency Inc.Coverages E&O, EPLI, Misc Professional Liab, Professional Liab, Technology E&O Carrier Status Non-admitted States Most StatesRPS Technology & CyberCoverages BOP, Breach of Security, Business Income, Business Interruption, CGL, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Liability, Media Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All StatesTarget Professional Programs (Formerly 5Star Prof.)Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States

Concessionaires and VendorsAmerican Specialty Insurance & Risk Services Inc.Coverages CGL, Inland Marine Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Concrete Pumper Firms5Star Business Auto Program (Misc. classes)Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most StatesAscinsure Specialty RiskCoverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella States Most StatesNBISCoverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Care/Custody/Control, CGL, Commercial Excess, Contractors Equip, Excess Liab, Inland Marine, Liability, Long Haul, Non-Trucking Auto Liab, Nonowned & Hired Auto, Physical Damage, Physical Damage Rental Units, Real & Business Personal Prop, Tools & Equip, Truck Auto Liab, Umbrella Carrier Status Admitted, Non-admitted States All StatesNorman-Spencer Agency Inc.Coverages CGL, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Property, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Condo AssociationsAgostini Wholesale InsuranceCoverages D&O, EPLI, Fidelity, Liability, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, MD, NE, NM, NV, OR, TN, TX, UT, WAAmWINS Group Inc. - 70 Offices NationwideCoverages GL, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most StatesCIBA Insurance ServicesCoverages Apartment House Package, Boiler & Machinery, Builders Risk, Crime, D&O, Earthquake, GL, Lessor Only Excess Liab, Liability, Property, Residential Property Carrier Status Non-admitted States Most StatesCommercial Sector Insurance Brokers LLCCoverages Catastrophe, CGL, Commercial Excess, Contingent Coverages, Equipment Breakdown, Excess Flood, Hurricane, Property, Umbrella, Windstorm Carrier Status Non-admitted States Most StatesCommunity Association Insurance Solutions LLCCoverages Workers’ Comp Carrier Status Admitted States All States

Alliance of Nonprofits for Ins. Risk Retention GroupCoverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella Carrier Status Admitted, Non-admitted States Most StatesCharity First Insurance Services Inc.Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, CGL, Crime, EPLI, Inland Marine, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most StatesGateway Specialty InsuranceCoverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most StatesGreat American Ins. Group - Executive Liability DivisionCoverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States Most StatesIrwin Siegel Agency Inc.Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Community/Social Svcs, Crime, D&O, Developmental Disabilities, Excess Liab, GL, Inland Marine, Mental Health Care, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most StatesMarkel Specialty CommercialCoverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella Carrier Status Admitted States Most StatesNegley AssociatesCoverages CGL, Professional Liab Carrier Status Non-admitted States All StatesNonprofits Insurance Alliance of Calif.Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CAPhiladelphia Insurance CompaniesCoverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Computer Consultants/Programmers/DesignersAccess E&S Insurance Services (CA)Coverages Cyber Liab, GL, Professional Liab, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV, TXBliss & Glennon Inc.Coverages GL, Professional Liab Carrier Status Admitted, Non-admitted States Most StatesEuclid Managers LLCCoverages Business Interruption, Cyber Liab, Identity Theft, Technology E&O Carrier Status Non-admitted States Most StatesIndemnity Excess & Surplus Agency Inc.Coverages Cyber Liab, GL, Property, Technology E&O Carrier Status Admitted, Non-admitted States Most StatesIntercorp Inc.Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most StatesLogic Underwriters Inc.Coverages BOP, E&O Carrier Status Admitted, Non-admitted States TX



Consultants-All Kinds5Star D&O ProgramCoverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States5Star Workers’ Compensation ServicesCoverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States All StatesAccess E&S Insurance Services (CA)Coverages GL, Professional Liab, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV, TXAMIS/Alliance Marketing & Insurance ServicesCoverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, BOP, Liability, Professional Liab, Property, Workers’ Comp Carrier Status Admitted States Most StatesBurns & Wilcox - All OfficesCoverages CGL, Environmental Liab, Excess Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most StatesCITA Insurance ServicesCoverages Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most StatesEuclid Managers LLCCoverages Breach of Security, Business Interruption, Cyber Liab, Identity Theft, Misc Professional Liab, Technology E&O Carrier Status Non-admitted States Most StatesFox Point ProgramsCoverages Cyber Liab, E&O, Identity Theft, Professional Liab Carrier Status Non-admitted States All StatesHCC Specialty (MA)Coverages E&O, EPLI, Professional Liab States Most StatesJorgensen & CompanyCoverages EPLI, Professional Liab Carrier Status Non-admitted States All StatesKZ Insurance Brokerage LLCCoverages BOP, E&O, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, CO, LA, NV, TNNAS Insurance ServicesCoverages Billing Error E&O, Compliance Mgmt, Cyber Liab, E&O, EPLI, Legal Expense Ins, Legal Liab, Liability, Misc Professional Liab, Mortgage Impairment, Professional Liab, Technology E&O Carrier Status Non-admitted States Most StatesNorman-Spencer International Inc.Coverages E&O, Professional Liab Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesProfessional Liability Ins. Svcs - Underwriting FacilitiesCoverages E&O, EPLI, Professional Liab Carrier Status Non-admitted States Most StatesProfessional Underwriters Agency Inc.Coverages E&O, EPLI, Misc Professional Liab, Professional Liab, Technology E&O Carrier Status Non-admitted States Most StatesSWBCCoverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Auto Pers-Standard, D&O, E&O, Employee Benefits, Excess Flood, Flood, Force Place Fire Cvrg, Medical, Personal Liab, Professional Liab, Short & Long-Term Disability, Theft, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesTarget Professional Programs (Formerly 5Star Prof.)Coverages E&O, Professional Liab Carrier Status Non-admitted States Most StatesWestern Surplus Lines Agency Inc.Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Contractors Equip, Control of Well, Excess Liab, Inland Marine, Medical Payments, Misc Professional Liab, Pollution Liab Carrier Status Non-admitted States LA, NM, OK, TX

Consultants-EnvironmentalAccess E&S Insurance Services (VA)Coverages Excess Liab, Liability, Pollution Liab, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA, DCAshley General AgencyCoverages GL, Pollution Liab, Professional Liab Carrier Status Non-admitted States TX

UCA General Insurance ServicesCoverages CGL, D&O, EPLI, Equipment Breakdown, Fire Legal Liab, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NM, NV, OR, UT, WA, WI

Condominium OwnersAdvanced E&S Group - Southeast RegionCoverages Boiler & Machinery, Difference in Conditions, Excess Flood, Flood, Liability, Property Carrier Status Non-admitted States FLAmerican Reliable Insurance CompanyCoverages Personal Property, Physical Damage Carrier Status Admitted States CA, HI, MN, NC, NJ, SC, TXAmWINS Group Inc. - 70 Offices NationwideCoverages GL, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most StatesArrowhead General Insurance Agency Inc.Coverages Property, Residential Property Carrier Status Admitted States AZ, CA, CT, NJ, NV, NY, VACommercial Sector Insurance Brokers LLCCoverages Catastrophe, Contingent Coverages, Earthquake, Hurricane, Property, Windstorm Carrier Status Non-admitted States Most StatesFrontline InsuranceCoverages Liability, Personal Liab, Personal Property, Property Carrier Status Admitted States FL, SCIndemnity Excess & Surplus Agency Inc.Coverages CGL, Loss of Use, Nonowned & Hired Auto, Rented Property, Residential Property, Umbrella Carrier Status Non-admitted States AZ, CA, CO, ID, NV, OR, TX, WAKing Insurance Support SystemsCoverages D&O, GL Carrier Status Admitted, Non-admitted States AR, AZ, CA, CO, ID, NM, NV, OR, UT, WAPreferred Property ProgramsCoverages Boiler & Machinery, Commercial Excess, Environmental Liab, Equipment Breakdown, Excess Liab, Umbrella Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Construction ManagersProSight Specialty InsuranceCoverages Liability, Professional Liab Carrier Status Non-admitted States Most StatesQuaker Special Risk (New Jersey)Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Construction Wrap-UpConstruction Insurance PartnersCoverages Builders Risk, E&O, Excess Liab, GL, Workers’ Comp States Most StatesEmpire Underwriters LLCCoverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Residential `wrap-up̀ , Workers’ Comp Carrier Status Non-admitted States Most StatesInsential Inc.Coverages Commercial Excess, GL Carrier Status Non-admitted States All StatesMAXIMUMCoverages Excess Liab, GL, Umbrella Carrier Status Admitted, Non-admitted States Most StatesWorldwide Facilities Inc. - All OfficesCoverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Completed Operations Liab, Employee Benefits, GL, Protection & Indemnity (P&I) Carrier Status Admitted, Non-admitted States All StatesWrap Up Insurance SolutionsCoverages Excess Liab, Liability, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

CIBA Insurance ServicesCoverages Apartment House Package, Boiler & Machinery, Builders Risk, Business Income, Crime, D&O, Earthquake, GL, Lessor Only Excess Liab, Liability, Property, Residential Property Carrier Status Non-admitted States Most StatesCommercial Sector Insurance Brokers LLCCoverages Catastrophe, CGL, Commercial Excess, Contingent Coverages, Earthquake, Equipment Breakdown, Excess Flood, Hurricane, Property, Umbrella, Windstorm Carrier Status Non-admitted States Most StatesCommunity Association Insurance Solutions LLCCoverages Workers’ Comp Carrier Status Admitted States All StatesDelta General Agency Corp.Coverages GL, Property Carrier Status Non-admitted States TXGerald J. Wilkoff Inc.Coverages Crime, Fidelity, Fidelity Bonds Carrier Status Admitted States Most StatesGreat American Ins. Group - Executive Liability DivisionCoverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States Most StatesIrwin Siegel Agency Inc.Coverages Accidental Death, BOP, D&O, EPLI, Non-Profit D&O, Umbrella Carrier Status Admitted, Non-admitted States All StatesKevin Davis Insurance ServicesCoverages Crime, D&O, E&O Carrier Status Admitted States Most StatesMexiPass International Insurance Services LLCCoverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Admitted States All StatesMonarch E&S Insurance ServicesCoverages D&O, GL, Property States CANeitClem Wholesale Insurance Brokerage Inc.Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NVPhiladelphia Insurance CompaniesCoverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most StatesPreferred Concepts LLCCoverages Auto Comm-Standard, Boiler & Machinery, CGL, Crime, Garage Keepers Legal Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesPreferred Property ProgramsCoverages Boiler & Machinery, Environmental Liab, Equipment Breakdown, Excess Liab, Umbrella Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesQuirk & CompanyCoverages CGL, D&O, Excess Flood, Flood, Property Carrier Status Admitted, Non-admitted States LA, OK, OR, TX, WARISCO Insurance Brokerage Inc.Coverages CGL, D&O, Property, Umbrella Carrier Status Admitted, Non-admitted States CT, MA, ME, NH, NY, RI, VTSpecialty Programs & Facilities Managers (AmWINS)Coverages Liability, Property Carrier Status Admitted States AZ, CA, NVSURETY ONE Inc.Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most StatesTAPCO Underwriters Inc.Coverages D&O, GL, Property Carrier Status Non-admitted States Most StatesThe McGowan CompaniesCoverages Commercial Excess, D&O, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Umbrella Carrier Status Admitted States All States



Prime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesProfessional Underwriters Agency Inc.Coverages EPLI, Pollution Liab, Professional Liab, Technology E&O Carrier Status Non-admitted States Most StatesProSight Specialty InsuranceCoverages Excess Liab, Liability Carrier Status Admitted, Non-admitted States NYRLI TransportationCoverages Auto Comm-Standard, Auto Pers-Nonstandard Carrier Status Admitted States Most StatesRoush Insurance Services Inc.Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, Boiler & Machinery, Builders Risk, Business Income, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Contractors License Bonds, Equipment Breakdown, Fire, Fire Legal Liab, GL, Glass, Inland Marine, Installation Floaters, Liability, Medical Payments, OCP, Pollution Liab, Pool & Spa Liab, Portable Equip, Property, Real & Business Personal Prop, Rented Property Carrier Status Admitted, Non-admitted States IL, IN, OHRSI International Inc. (Missouri)Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Business Income, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Difference in Conditions, Equipment Breakdown, Excess Liab, Fire, Inland Marine, Installation Floaters, Liability, Medical Payments, OCP, Property, Tools & Equip, Umbrella Carrier Status Non-admitted States AR, IA, IL, IN, KS, KY, MO, OK, TNScottish AmericanCoverages CGL, Commercial Excess, Contractors Equip Carrier Status Admitted, Non-admitted States CASpecialized InsuranceCoverages BOP, CGL, GL Carrier Status Admitted, Non-admitted States FL, NY, PASURETY ONE Inc.Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most StatesTAPCO Underwriters Inc.Coverages Blanket Addt’l Insureds, GL, Products Liab, Property Carrier Status Non-admitted States Most StatesTejas American General AgencyCoverages Auto Comm-Nonstandard, Auto Comm-Standard, Builders Risk, E&O, GL, Pollution, Workers’ Comp Carrier Status Admitted, Non-admitted States TXThe Insco Dico Group an AmTrust North America

CompanyCoverages Contractors License Bonds, Performance & Payment Bonds Carrier Status Admitted States Most StatesThe McGowan CompaniesCoverages Commercial Excess, Excess Liab, Umbrella States Most StatesWestern Security Surplus Insurance Brokers Inc.Coverages Blanket Addt’l Insureds, Builders Risk, CGL, COC, Completed Operations Liab, Contractors Equip, Fire Legal Liab, Medical Payments, New Occurrence, Pollution Liab, Tools & Equip Carrier Status Admitted, Non-admitted States CA, TX

Contractors-Air ConditioningBuilders & Tradesmen’s Insurance Services Inc.Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Builders Risk, CGL, COC, Excess Liab, Inland Marine Carrier Status Admitted, Non-admitted States AR, AZ, CA, CO, ID, NM, NV, OK, OR, TX, UT, WAOryx Insurance Brokerage Inc.Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

Contractors-AlarmBrownyard GroupCoverages Assault & Battery, Auto Comm-Standard, Blanket Addt’l Insureds, Care/Custody/Control, CGL, Crime, E&O, Fidelity, Fire Legal Liab, GL, Inland Marine, Liability, Lost Key, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Financial Risk Solutions Inc.Coverages Boiler & Machinery, Equipment Breakdown Carrier Status Admitted States All StatesGMI Insurance ServicesCoverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States Most StatesGorst & Compass InsuranceCoverages GL, Workers’ Comp Carrier Status Admitted, Non-admitted States CAHall & CompanyCoverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most StatesHCC SpecialtyCoverages E&O, Professional Liab Carrier Status Non-admitted States All StatesHorizon E & S Insurance BrokerageCoverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, COC, Contractors Equip, Inland Marine, Liability, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, WAHouston International Insurance GroupCoverages Care/Custody/Control, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Equipment, Equipment Breakdown, Excess Liab, GL, Inland Marine, Installation Floaters, Liability, Pollution, Property, Railroad Protective Liab, Tools & Equip, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesInsential Inc.Coverages Auto Comm-Standard, CGL, Workers’ Comp Carrier Status Admitted States AL, AR, IA, IL, KS, MD, MO, MT, ND, NM, SD, TN, WIInsurance Innovators Group - 6 Offices Serve NationwideCoverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, EPLI, Excess Liab, GL, Inland Marine, Liability, Medical Payments, Pollution, Residential Property, Residential `wrap-up̀ , Umbrella, Workers’ Comp Carrier Status Non-admitted States DE, MD, NJ, NY, PAJM Assoc / Burnham + Co, a Div of Hub Int’l NortheastCoverages Auto Comm-Standard, GL, Installation Floaters, OCP, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All StatesMacNeill Group, Inc., CMGACoverages CGL, Contractors Equip, Excess Liab, Pollution Liab, Property, Umbrella Carrier Status Non-admitted States FLN-Surance Outlets Inc. (Florida)Coverages Builders Risk, Business Income, Contractors Equip, Inland Marine, Liability, OCP, Property Carrier Status Non-admitted States AL, FL, GA, LA, TNN-Surance Outlets Inc. (Georgia)Coverages Contractors Equip, Inland Marine, Liability, Property Carrier Status Non-admitted States GA, LA, TNNational Indemnity CompanyCoverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Liability, Medical Payments, Products Liab, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most StatesNeitClem Wholesale Insurance Brokerage Inc.Coverages Blanket Addt’l Insureds, Completed Operations Liab, Contractors Equip, Excess Liab, Liability, Medical Payments, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Residential `wrap-up̀ , Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, NVNext Wave Insurance Services LLCCoverages E&O, Pollution, Professional Liab Carrier Status Admitted States Most StatesNorthern Star Management Inc.Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, Combo Personal & Commercial, Commercial Excess, Contractors Equip, Equipment, GL, Legal Liab, Liability, Nonowned & Hired Auto, Tools & Equip, Truck Auto Liab, Uninsured Motorists, Workers’ Comp Carrier Status Admitted, Non-admitted States NJ, NY, PAOryx Insurance Brokerage Inc.Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VTPlatinum Program Managers & Insurance Services Inc.Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States AK, AZ, CA, CO, ID, MT, NM, NV, OR, UT

Beacon Hill Associates Inc.Coverages CGL, E&O, Pollution States Most StatesBerkley Specialty Underwriting Mgrs - Environmental Div.Coverages Auto Comm-Standard Liability, & Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, E&O, Emergency Towing & Service, Environmental Liab, GL, Int’l Coverage - Commercial, Pollution, Pollution Liab, Professional Liab, Railroad Protective Liab, Umbrella, Uninsured Motorists, Uninsured Personal Injury, USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesBliss & Glennon Inc.Coverages GL, Pollution Liab, Professional Liab Carrier Status Non-admitted States Most StatesCommercial Sector Insurance Brokers LLCCoverages CGL, Commercial Excess, Contractors Equip, Environmental Liab, Misc Professional Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most StatesFreberg Environmental Inc.Coverages CGL, E&O, Environmental Liab, EPLI, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab, Umbrella Carrier Status Non-admitted States All StatesHall & CompanyCoverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most StatesPartnerOne EnvironmentalCoverages CGL, E&O, Pollution Carrier Status Non-admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesQuaker Special Risk (New Jersey)Coverages GL, Liability, Pollution, Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most StatesQuirk & CompanyCoverages CGL, D&O, E&O, Environmental Liab, Equipment, Excess Flood, Excess Liab, Flood, Kidnap/Ransom, Pollution Liab, Professional Liab, Property Carrier Status Non-admitted States LA, OK, OR, TX, WAVictor O. Schinnerer & Co.Coverages E&O, GL, Pollution Liab, Professional Liab, Property Carrier Status Admitted States Most States

ContractorsAmWINS Group Inc. - 70 Offices NationwideCoverages Equipment, Excess Liab, GL, Umbrella Carrier Status Admitted, Non-admitted States Most StatesApplied Underwriters Inc.Coverages EPLI, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most StatesAtlantic Casualty Insurance CompanyCoverages CGL, Inland Marine, Property Carrier Status Non-admitted States Most StatesBliss & Glennon Inc.Coverages GL, Property Carrier Status Non-admitted States Most StatesBuilders & Tradesmen’s Insurance Services Inc.Coverages Contractors Equip, GL, Inland Marine, Property Carrier Status Admitted, Non-admitted States AR, AZ, CA, CO, ID, NM, NV, OK, OR, TN, UT, WAC C Roy Insurance Brokers Inc.Coverages Workers’ Comp, Workers’ Comp Plus States CAConstruction Insurance PartnersCoverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States Most StatesConstruction Insurance Services LLCCoverages Excess Liab, GL Carrier Status Non-admitted States Most StatesConstruction Insurance SolutionsCoverages Auto Comm-Standard, Commercial Excess, GL, Real & Business Personal Prop, Workers’ Comp Plus Carrier Status Non-admitted States All StatesCrouse & AssociatesCoverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Builders Risk, CGL, COC, D&O, Difference in Conditions, E&O, Property, Umbrella Carrier Status Admitted States All States



AmWINS Program UnderwritersCoverages Blanket Addt’l Insureds, Blanket Waivers, Crime, E&O, GL, Inland Marine, Property, Umbrella States AR, AZ, CO, CT, DE, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NV, OH, OR, PA, SC, TN, UT, VA, WABurns & Wilcox - All OfficesCoverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most StatesEmpire Underwriters LLCCoverages Blanket Addt’l Insureds, GL, Workers’ Comp Carrier Status Admitted, Non-admitted States AK, AL, AR, AZ, CA, CO, FL, GA, IL, IN, KY, MS, NC, NJ, NM, NV, NY, OK, PA, SC, TN, TX, UT, VA, WVPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Contractors-ElectricalC C Roy Insurance Brokers Inc.Coverages Workers’ Comp, Workers’ Comp Plus States CAConstruction Insurance SolutionsCoverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All StatesOryx Insurance Brokerage Inc.Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

Contractors-ElevatorsFinancial Risk Solutions Inc.Coverages Service Contracts Carrier Status Admitted States All StatesJM Associates / Burnham + CompanyCoverages Auto Comm-Standard, Blanket Addt’l Insureds, Builders Risk, Business Interruption, CGL, Contractors Equip, Employee Benefits, Excess Liab, GL, Inland Marine, Installation Floaters, Liability, OCP, Pollution, Products Liab, Property, Tools & Equip, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Contractors-EnvironmentalAccess E&S Insurance Services (CA)Coverages CGL, Pollution Liab, Professional Liab Carrier Status Non-admitted States AZ, CA, CO, NV, TXAmWINS Group Inc. - 70 Offices NationwideCoverages GL, Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most StatesBeacon Hill Associates Inc.Coverages CGL, E&O, Pollution States Most StatesIntercorp Inc.Coverages Environmental Liab, Pollution Liab Carrier Status Non-admitted States Most StatesPartnerOne EnvironmentalCoverages CGL, E&O, Pollution Carrier Status Non-admitted States Most StatesPhiladelphia Insurance CompaniesCoverages Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesQuaker Special Risk (New Jersey)Coverages CGL, GL, Liability, Pollution, Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

National Insurance UnderwritersCoverages Blanket Addt’l Insureds, Blanket Waivers, GL Carrier Status Admitted States AL, FL, GANIF Group Inc.Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Builders Risk, CGL, Contractors Equip, Crime, Property, Tools & Equip Carrier Status Admitted States AZ, CA, NV, OR, TX, WANorman-Spencer Agency Inc.Coverages Excess Liab, GL Carrier Status Admitted, Non-admitted States All StatesOryx Insurance Brokerage Inc.Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VTPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesQuaker Special Risk (New Jersey)Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, EPLI Carrier Status Non-admitted States CT, DE, MD, ME, NJ, NY, PA, RI, VTSouth Texas General Insurance AgencyCoverages Auto Comm-Nonstandard, CGL, Property Carrier Status Non-admitted States TXSouthwest RiskCoverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All StatesSpecialized InsuranceCoverages BOP, CGL, GL Carrier Status Admitted, Non-admitted States FL, NY, PATarget Managers Insurance ServicesCoverages Auto Comm-Standard, Builders Risk, Contractors Equip, Contractors License Bonds, Environmental Liab, EPLI, Excess Liab, GL, Inland Marine, OCP, Professional Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesTejas American General AgencyCoverages Auto Comm-Nonstandard, Auto Comm-Standard, Builders Risk, GL, Workers’ Comp Carrier Status Admitted, Non-admitted States TXUnifax Insurance Systems Inc.Coverages GL, Property Carrier Status Admitted States CAVictor O. Schinnerer & Co.Coverages E&O, Pollution Liab, Professional Liab Carrier Status Non-admitted States Most StatesW.A.Schickedanz Agency Inc.Coverages CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Excess Liab, GL, Medical Payments, Property Carrier Status Admitted, Non-admitted States AR, IL, MO

Contractors-Crane & RiggingAscinsure Specialty RiskCoverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella States Most StatesNBISCoverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Bailee/Customer Goods, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Care/Custody/Control, CGL, Commercial Excess, Contractors Equip, Excess Liab, Inland Marine, Liability, Long Haul, Non-Trucking Auto Liab, Nonowned & Hired Auto, Physical Damage, Physical Damage Rental Units, Real & Business Personal Prop, Tools & Equip, Truck Auto Liab, Umbrella Carrier Status Admitted, Non-admitted States All StatesNorman-Spencer Agency Inc.Coverages Auto Comm-Standard, Excess Liab, GL, Inland Marine Carrier Status Admitted, Non-admitted States All StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Contractors-DemolitionAmWINS Group Inc. - 70 Offices NationwideCoverages Auto Comm-Standard, GL, Inland Marine, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Brownyard Programs Ltd.Coverages Blanket Addt’l Insureds, CGL, E&O, Excess Liab, Fidelity Bonds, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most StatesCostanza Insurance Agency Inc.Coverages GL, Professional Liab Carrier Status Non-admitted States All StatesIzzo Insurance Services Inc.Coverages Auto Comm-Standard, Crime, E&O, EPLI, Excess Liab, Fidelity Bonds, GL, Performance & Payment Bonds, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesThe Mechanic Group Inc.Coverages CGL, Commercial Excess, Contractors License Bonds, D&O, E&O, EPLI, Liability, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Contractors-ArtisanAdvanced E&S Group - Midwest RegionCoverages Business Income, CGL, Contractors Equip, GL, Inland Marine, Liability, OCP, Personal Property, Products Liab, Real & Business Personal Prop, Theft, Umbrella Carrier Status Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, OH, WIAmerican Underwriting ManagersCoverages Builders Risk, CGL, Inland Marine, Installation Floaters, Property, Umbrella Carrier Status Non-admitted States AR, LA, NM, TXAtlas General Insurance ServicesCoverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most StatesBrecht & AssociatesCoverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Cargo, CGL, Contractors Equip, Excess Liab, GL, On-Hook Cargo, Property, Tools & Equip, Umbrella Carrier Status Non-admitted States TXBuilders & Tradesmen’s Insurance Services Inc.Coverages Auto Comm-Nonstandard, Auto Comm-Standard, CGL, Contractors Equip, Excess Liab, Inland Marine, Property Carrier Status Admitted, Non-admitted States AR, AZ, CA, CO, ID, NM, NV, OK, OR, TX, UT, WAC C Roy Insurance Brokers Inc.Coverages Workers’ Comp, Workers’ Comp Plus States CAConstruction Insurance SolutionsCoverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All StatesCrusader Insurance CompanyCoverages GL, Property Carrier Status Admitted States CADelta General Agency Corp.Coverages GL, Property Carrier Status Non-admitted States TXEmpire Underwriters LLCCoverages Blanket Addt’l Insureds, GL, Workers’ Comp Plus Carrier Status Admitted, Non-admitted States Most StatesGMI Insurance ServicesCoverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States Most StatesHorizon E & S Insurance BrokerageCoverages Auto Comm-Standard, COC, Contractors Equip, Liability, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, WAInsential Inc.Coverages Auto Comm-Standard, CGL, Workers’ Comp Carrier Status Admitted States AL, AR, IA, IL, KS, MD, MO, MT, ND, NM, SD, TN, WIInsurance Center Special Risks Ltd.Coverages Fire Legal Liab, GL, Medical Payments Carrier Status Non-admitted States CT, MA, ME, NH, NY, RI, VTLancer Indemnity CompanyCoverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PALogic Underwriters Inc.Coverages GL, Umbrella, Workers’ Comp Carrier Status Non-admitted States TXM.J. Hall & Company Inc.Coverages CGL, Contractors Equip, Employee Benefits, EPLI, Pollution Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV, TXMonarch E&S Insurance ServicesCoverages GL, Inland Marine Carrier Status Admitted States CA



Lancer Insurance CompanyCoverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States CT, NJ, NY, PAM.J. Hall & Company Inc.Coverages CGL, Contractors Equip, Excess Liab, Pollution Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV, TXMexiPass International Insurance Services LLCCoverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Admitted States All StatesMonarch E&S Insurance ServicesCoverages Blanket Addt’l Insureds, CGL Carrier Status Non-admitted States CAOryx Insurance Brokerage Inc.Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VTPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesProSight Specialty InsuranceCoverages Excess Liab, Liability Carrier Status Non-admitted States Most StatesQuaker Special Risk (Florida)Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, GL, Liability, Pollution Liab, Umbrella Carrier Status Non-admitted States Most StatesQuaker Special Risk (Mass.)Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, GL, Liability, Pollution Liab, Umbrella Carrier Status Non-admitted States Most StatesQuaker Special Risk (New Jersey)Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, GL, Liability, Pollution Liab, Umbrella Carrier Status Non-admitted States Most StatesQuaker Special Risk (New York)Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, GL, Liability, Pollution Liab, Umbrella Carrier Status Non-admitted States Most StatesQuirk & CompanyCoverages CGL, Contractors Equip, D&O, E&O, Environmental Liab, Equipment, Excess Flood, Excess Liab, Flood, Kidnap/Ransom, Pollution Liab, Professional Liab, Property Carrier Status Non-admitted States LA, OK, OR, TX, WASouthwest RiskCoverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All StatesSpecialized InsuranceCoverages BOP, CGL, GL Carrier Status Admitted, Non-admitted States FL, NY, PAVictor O. Schinnerer & Co.Coverages E&O, Pollution Liab, Professional Liab Carrier Status Non-admitted States Most StatesWorldwide Facilities Inc. - All OfficesCoverages CGL, Commercial Excess, Completed Operations Liab, D&O, Difference in Conditions, E&O, Environmental Liab, EPLI, Excess Liab, GL, Inland Marine, Liability, New Occurrence, Pollution Liab, Residential Property, Residential `wrap-up̀ , Umbrella Carrier Status Admitted, Non-admitted States AllWrap Up Insurance SolutionsCoverages GL, Residential `wrap-up̀ States Most States

Contractors-LandscapeApplied Underwriters Inc.Coverages EPLI, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most StatesAtlantic Casualty Insurance CompanyCoverages CGL, Inland Marine, Property Carrier Status Non-admitted States Most StatesBuilders & Tradesmen’s Insurance Services Inc.Coverages CGL, Equipment, Inland Marine, Property Carrier Status Admitted, Non-admitted States AR, AZ, CA, CO, ID, NM, NV, OK, OR, TX, UT, WAConstruction Insurance SolutionsCoverages Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States

USX/SCoverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Cyber Liab, E&O, Environmental Liab, EPLI, Equipment, GL, Identity Theft, Pollution Liab, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

Contractors-Fire Protection/Fire SprinklerAll Risks Ltd.Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Crime, Excess Liab, GL, Inland Marine, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States All StatesAmWINS Group Inc. - 70 Offices NationwideCoverages Auto Comm-Standard, Crime, E&O, GL, Inland Marine, Pollution Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesConstruction Insurance SolutionsCoverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All StatesHorizon E & S Insurance BrokerageCoverages GL, Liability Carrier Status Admitted, Non-admitted States CA, NVPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesRISC Inc.Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Equipment, Excess Liab Carrier Status Non-admitted States All States

Contractors-GeneralAmerican Underwriting ManagersCoverages Builders Risk, CGL, Pollution, Pollution Liab, Professional Liab, Property, Umbrella Carrier Status Non-admitted States AR, LA, NM, TXAshley General AgencyCoverages CGL, Commercial Excess, Inland Marine Carrier Status Non-admitted States TXBass UnderwritersCoverages GL, Property Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME, MS, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VABeacon Hill Associates Inc.Coverages CGL, E&O, Pollution States Most StatesBuilders & Tradesmen’s Insurance Services Inc.Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Builders Risk, CGL, Contractors Equip, Equipment, Inland Marine, Property, Tools & Equip Carrier Status Admitted, Non-admitted States AR, AZ, CA, CO, ID, NM, NV, OK, OR, TX, UT, WABurns & Wilcox - All OfficesCoverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most StatesC C Roy Insurance Brokers Inc.Coverages Workers’ Comp, Workers’ Comp Plus States CAConstruction Insurance PartnersCoverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States Most StatesConstruction Insurance SolutionsCoverages Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All StatesEmpire Underwriters LLCCoverages Blanket Addt’l Insureds, GL, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesHorizon E & S Insurance BrokerageCoverages Auto Comm-Standard, Contractors Equip, Inland Marine, Liability Carrier Status Admitted, Non-admitted States AZ, CA, NV, WAInsential Inc.Coverages GL, Pollution Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Quirk & CompanyCoverages CGL, Contractors Equip, D&O, E&O, Environmental Liab, Equipment, Excess Flood, Excess Liab, Flood, Kidnap/Ransom, Pollution Liab, Professional Liab, Property Carrier Status Non-admitted States LA, OK, OR, TX, WAUSX/SCoverages CGL, Cyber Liab, Pollution, Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States All States

Contractors-Excavating/GradingApplied Underwriters Inc.Coverages EPLI, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most StatesBuilders & Tradesmen’s Insurance Services Inc.Coverages Auto Comm-Nonstandard, Auto Comm-Standard, CGL, Excess Liab, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States AR, AZ, CA, CO, ID, NM, NV, OK, OR, TX, UT, WAConstruction Insurance SolutionsCoverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All StatesEmpire Underwriters LLCCoverages Blanket Addt’l Insureds, GL, Workers’ Comp Carrier Status Admitted, Non-admitted States AK, AL, AR, AZ, CA, CO, FL, GA, IL, IN, KY, MS, NC, NJ, NM, NV, NY, OK, PA, TN, TX, UT, VA, WV

Insurance Center Special Risks Ltd.Coverages GL, Inland Marine Carrier Status Non-admitted States CT, MA, ME, NH, RI, VTNeitClem Wholesale Insurance Brokerage Inc.Coverages Blanket Addt’l Insureds, Completed Operations Liab, Contractors Equip, Excess Liab, Liability, Medical Payments, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Residential `wrap-up̀ , Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, NVOryx Insurance Brokerage Inc.Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VTPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesW.A.Schickedanz Agency Inc.Coverages CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Excess Liab, GL, Medical Payments, Property Carrier Status Admitted, Non-admitted States AR, IL, MO

Contractors-Explosives/Blasting/DrillingPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Contractors-Fire & Water RestorationAmWINS Group Inc. - 70 Offices NationwideCoverages GL, Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most StatesBeacon Hill Associates Inc.Coverages CGL, E&O, Pollution States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesSloan Mason Insurance ServicesCoverages Auto Comm - Standard & Nonstandard, Blanket Addt’l Insureds, Blanket Waivers, CGL, Contractors Equip, E&O, Excess Liab, Inland Marine, Installation Floaters, Motor Truck Cargo, Pollution Liab, Professional Liab, Property, Transportation Pollution Liab, Umbrella Carrier Status Admitted, Non-admitted States Most StatesUSG Insurance Services Inc.Coverages Builders Risk, Care/Custody/Control, CGL, E&O, EPLI, Excess Liab, OCP, Pollution, Pollution Liab, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States



Contractors-ServiceApplied Underwriters Inc.Coverages EPLI, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most StatesBuilders & Tradesmen’s Insurance Services Inc.Coverages CGL, Equipment, Inland Marine, Umbrella Carrier Status Admitted, Non-admitted States AR, AZ, CA, CO, ID, NM, NV, OK, OR, TX, UT, WAConstruction Insurance SolutionsCoverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All StatesFinancial Risk Solutions Inc.Coverages Service Contracts Carrier Status Admitted States All StatesKZ Insurance Brokerage LLCCoverages Auto Comm-Standard, Completed Operations Liab, Contractors Equip, GL, Installation Floaters, WC - Master Policies/ASO Carrier Status Admitted, Non-admitted States AZ, CA, CO, LA, NV, TNMonarch E&S Insurance ServicesCoverages Blanket Addt’l Insureds, CGL Carrier Status Non-admitted States CAOryx Insurance Brokerage Inc.Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, IL, MD, NJ, NY, PA, VT

Contractors-Swimming PoolsEmpire Underwriters LLCCoverages Blanket Addt’l Insureds, Blanket Waivers, GL, Workers’ Comp Carrier Status Admitted, Non-admitted States AK, AL, AR, AZ, CA, CO, FL, GA, IL, IN, KY, LA, MS, NC, NJ, NM, NV, NY, OK, PA, TN, TX, UT, VA, WVM.J. Hall & Company Inc.Coverages CGL, Contractors Equip, Excess Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV, TXNorman-Spencer Agency Inc.Coverages Commercial Excess, Contractors Equip, Equipment, Excess Liab, GL, Inland Marine, Liability, Umbrella Carrier Status Admitted, Non-admitted States Most States

ConstructionAmWINS Group Inc. - 70 Offices NationwideCoverages GL, Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most StatesBerkley Specialty Underwriting Mgrs - Environmental Div.Coverages Auto Comm-Standard Liability & Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, E&O, Environmental Liab, Excess Liab, GL, Int’l Coverage - Commercial, Liability, Pollution, Pollution Liab, Professional Liab, Railroad Protective Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesFreberg Environmental Inc.Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, E&O, Environmental Liab, EPLI, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab Carrier Status Non-admitted States All StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Convenience StoresAdvanced E&S Group - Midwest RegionCoverages Assault & Battery, Business Income, Business Interruption, CGL, Crime, Excess Liab, Fire, Food Spoilage, GL, Glass, Liability, Liquor Liab, Personal Property, Property, Real & Business Personal Prop, Spoilage Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WIAll Risks Ltd.Coverages Employee Benefits, Garage Keepers Legal Liab, GL, Liquor Liab, Nonowned & Hired Auto, PropertyCarrier Status Non-admitted States All States Compass Insurance Group of AgenciesCoverages Business Income, CGL, Glass, Property, Spoilage Carrier Status Non-admitted States CA

U.S. Risk Insurance Group Inc.Coverages GL, Property Carrier Status Non-admitted States All StatesVictor O. Schinnerer & Co.Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Property Carrier Status Admitted States Most StatesWestern Surplus Lines Agency Inc.Coverages Blanket Addt’l Insureds, Blanket Waivers, Cargo, CGL, Control of Well, Inland Marine, Medical Payments, Nonowned & Hired Auto, Pollution Liab, Professional Liab, Rented Property, Tools & Equip Carrier Status Non-admitted States LA, NM, OK, TXWorldwide Facilities Inc. - All OfficesCoverages Care/Custody/Control, CGL, COC, Commercial Excess, Control of Well, D&O, E&O, Environmental Liab, EPLI, Excess Liab, GL, Inland Marine, Liability, New Occurrence, Physical Damage, Pollution Liab, Professional Liab, Protection & Indemnity (P&I), Umbrella Carrier Status Admitted, Non-admitted States All States

Contractors-PlumbingC C Roy Insurance Brokers Inc.Coverages Workers’ Comp, Workers’ Comp Plus States CAOryx Insurance Brokerage Inc.Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

Contractors-RoofingBrecht & AssociatesCoverages CGL, Contractors Equip, GL, Umbrella Carrier Status Non-admitted States TXConstruction Insurance SolutionsCoverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop Carrier Status Non-admitted States Most StatesEmpire Underwriters LLCCoverages Blanket Addt’l Insureds, GL, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesInsential Inc.Coverages Auto Comm-Standard, CGL Carrier Status Admitted States AL, AR, FL, GA, IA, IL, IN, KY, LA, MI, MO, MS, OH, OK, PA, TN, TX, VA, WIMarketScoutCoverages Builders Risk, GL, Inland Marine, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesMexiPass International Insurance Services LLCCoverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Admitted States All StatesNeitClem Wholesale Insurance Brokerage Inc.Coverages Blanket Addt’l Insureds, Completed Operations Liab, Contractors Equip, Excess Liab, Liability, Medical Payments, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Residential `wrap-up̀ , Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, NVNorman-Spencer Agency Inc.Coverages Blanket Addt’l Insureds, Blanket Waivers, GL, Pollution Liab Carrier Status Admitted, Non-admitted States All StatesNorman-Spencer International Inc.Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesQuaker Special Risk (Florida)Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most StatesQuaker Special Risk (Mass.)Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most StatesQuaker Special Risk (New Jersey)Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most StatesQuaker Special Risk (New York)Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most StatesSouthwest RiskCoverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All States

Delta General Agency Corp.Coverages GL, Property Carrier Status Non-admitted States TXKZ Insurance Brokerage LLCCoverages GL, Inland Marine, WC - Master Policies/ASO, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, LA, NV, TNOryx Insurance Brokerage Inc.Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VTPacific Specialty Insurance Co.Coverages Herbicide & Pesticide, Liability, Property Carrier Status Admitted States CAPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Contractors-MarineLIG Marine ManagersCoverages CGL, Contractors Equip, Equipment, Federal LHWCA, Foreign GL, Hull, Int’l Coverage - Commercial, Pollution Liab, Products Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Umbrella, USL&H, Wet Marine, Workers’ Comp Carrier Status Admitted, Non-admitted States All StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesSafehold Special RiskCoverages CGL, COC, Environmental Liab, Equipment, Equipment Breakdown, GL, Nonowned & Hired Auto, Physical Damage, Pollution Liab, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States All States

Contractors-Oil & GasAlliant Specialty Insurance Services Inc.Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, CGL, Contractors Equip, Inland Marine, Installation Floaters, Pollution, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All StatesAmerican Underwriting ManagersCoverages CGL, GL, Pollution, Pollution Liab, Professional Liab, Property, Umbrella Carrier Status Non-admitted States AR, LA, NM, TXAshley General AgencyCoverages CGL, Excess Liab, Pollution Liab, Professional Liab Carrier Status Non-admitted States TXBurnett & Company Inc.Coverages CGL, Umbrella Carrier Status Non-admitted States All StatesMarketScoutCoverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesMcClelland and Hine Inc.Coverages Liability, Umbrella Carrier Status Non-admitted States TXPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesQuirk & CompanyCoverages CGL, Contractors Equip, Control of Well, D&O, E&O, Environmental Liab, Equipment, Excess Flood, Excess Liab, Flood, Kidnap/Ransom, Pollution Liab, Professional Liab, Property States LA, OK, OR, TX, WASloan Mason Insurance ServicesCoverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, CGL, Contractors Equip, Control of Well, Equipment, Excess Liab, Inland Marine, Installation Floaters, Motor Truck Cargo, Pollution, Property, Transportation Pollution Liab, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesSouthwest RiskCoverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All States



Philadelphia Insurance CompaniesCoverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesRPS Bollinger Sports & LeisureCoverages Boiler & Machinery, CGL, Crime, D&O, Excess Liab, Identity Theft, Property, Workers’ Comp Carrier Status Admitted States All StatesSports & Fitness Insurance Corporation (SFIC)Coverages Accident & Health, Assault & Battery, Auto Comm-Standard, Boiler & Machinery, BOP, Builders Risk, Business Income, Business Interruption, CGL, Crime, Cyber Liab, D&O, EPLI, Equipment Breakdown, Flood, GL, Pool & Spa Liab, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Couriers5Star Business Auto Program (Misc. classes)Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Medical Payments, Nonowned & Hired Auto, Uninsured Motorists Carrier Status Admitted States Most StatesBrightstone Insurance Services LLCCoverages Auto Comm-Standard, Bailee/Customer Goods, Blanket Addt’l Insureds, Cargo, CGL, Crime, E&O, EPLI, Equipment, Fidelity, Nonowned & Hired Auto, Occupational Accident, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most StatesGMI Insurance ServicesCoverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States Most StatesInternational Excess CompaniesCoverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, Business Interruption, Cargo, Commercial Excess, Container Refrigeration Break, Crime, E&O, EPLI, Equipment Breakdown, Fire, Food Spoilage, GL, Inland Marine, Liability, Mechanical Breakdown, Physical Damage, Pollution Liab, Transportation Pollution Liab, Umbrella Carrier Status Admitted, Non-admitted States MostNational Indemnity CompanyCoverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Liability, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesRLI TransportationCoverages Auto Comm-Nonstandard, Auto Comm-Standard Carrier Status Admitted States Most StatesSURETY ONE Inc.Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States

Crane, Scaffolding & Equipment Rental DealersAscinsure Specialty RiskCoverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States All StatesConstruction Insurance Services LLCCoverages Excess Liab, GL Carrier Status Non-admitted States Most StatesInsurance Innovators Group - 6 Offices Serve NationwideCoverages Blanket Addt’l Insureds, Blanket Waivers, Cargo, CGL, Commercial Excess, Commercial Marine, Contractors Equip, Excess Liab, Inland Marine, Installation Floaters, Liability, Motor Truck Cargo, Physical Damage, Physical Damage Rental Units, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States Most States

Cosmetic ManufacturersBrownyard GroupCoverages Business Income, Business Interruption, CGL, Employee Benefits, Fire, Fire Legal Liab, GL, Glass, Inland Marine, Liability, Nonowned & Hired Auto, Personal Property, Products Liab, Property, Workers’ Comp Carrier Status Admitted States Most States

Counselors/Counseling CentersAlliance of Nonprofits for Ins. Risk Retention GroupCoverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most StatesCharity First Insurance Services Inc.Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, CGL, Crime, EPLI, Equipment Breakdown, Inland Marine, Int’l Coverage - Commercial, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most StatesIrwin Siegel Agency Inc.Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Community/Social Svcs, Crime, D&O, Environmental Liab, EPLI, Equipment Breakdown, Excess Liab, GL, Inland Marine, Medical Payments, Mental Health Care, Non-Profit D&O, Pollution Liab Carrier Status Admitted States Most StatesMarkel Specialty CommercialCoverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella Carrier Status Admitted States Most StatesNegley AssociatesCoverages CGL, Professional Liab Carrier Status Non-admitted States All StatesNIF Group Inc.Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Income, Business Interruption, Community/Social Svcs, D&O, E&O, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Mental Health Care, Nonowned & Hired Auto, Products Liab, Professional Liab, Umbrella Carrier Status Admitted States Most StatesNonprofits Insurance Alliance of Calif.Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CAPhiladelphia Insurance CompaniesCoverages Abuse & Molestation, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equip. Breakdown, Fiduciary, Fire Legal Liab, GL, Identity Theft, Inland Marine, Physical Damage, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most StatesSURETY ONE Inc.Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States

Country ClubsACE Commercial Risk Services - ProgramsCoverages Auto Comm-Standard, CGL, Property Carrier Status Admitted States Most StatesAll Risks Ltd.Coverages D&O, Employee Benefits, Equip. Breakdown, Garage Keepers Legal Liab, GL, Herbicide & Pesticide, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted, Non-admitted States All States KZ Insurance Brokerage LLCCoverages Standard Auto, BOP, Equipment, Professional Liab, WC Carrier Status Admitted States AZ, CA, CO, LA, NV, TN

Founders Insurance CompanyCoverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most StatesGorst & Compass InsuranceCoverages GL, Workers’ Comp Carrier Status Admitted, Non-admitted States CAInsurance Innovators Group - 6 Offices Serve NationwideCoverages Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, GL, Liability, Liquor Liab, Mechanical Breakdown, Medical Payments, Nonowned & Hired Auto, Pollution, Property, Spoilage, Theft, Umbrella, Workers’ Comp Carrier Status Non-admitted States DE, MD, NJ, NY, PAIrving Weber Associates Inc.Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, BOP, Business Income, Business Interruption, CGL, Employee Benefits, EPLI, Equipment Breakdown, Fire, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Liability, Liquor Liab, Mechanical Breakdown, Property, Real & Business Personal Prop, Spoilage, Umbrella, Workers’ Comp Carrier Status Admitted States Most StatesIzzo Insurance Services Inc.Coverages Blanket Waivers, Workers’ Comp Carrier Status Admitted States Most StatesMcClelland and Hine Inc.Coverages Crime, Fire, Liability, Liquor Liab, Pollution Carrier Status Non-admitted States TXMcLeckie Insurance GroupCoverages Business Income, Crime, EPLI, Equipment, Food Borne Illness, Liquor Liab, Property Carrier Status Non-admitted States All StatesN-Surance Outlets Inc. (Florida)Coverages Business Income, Fire Legal Liab, Food Spoilage, Liability, Liquor Liab, Medical Payments, Property Carrier Status Non-admitted States AL, FL, GA, LA, TNN-Surance Outlets Inc. (Georgia)Coverages Business Income, Liability, Liquor Liab, Property Carrier Status Non-admitted States GA, LA, TNPeople’s United Insurance Agency Inc.Coverages Assault & Battery, Liquor Liab Carrier Status Non-admitted States All StatesQuirk & CompanyCoverages CGL, Crime, Excess Flood, Excess Liab, Flood, Food Spoilage, Liquor Liab, Property Carrier Status Admitted, Non-admitted States LA, OK, OR, TX, WARoamNet Insurance Marketing ProgramsCoverages BOP, EPLI, Fire Legal Liab, GL, Glass, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, GA, IL, MA, ME, MI, NH, NJ, NV, NY, OR, PA, TX, UT, VA, WARoush Insurance Services Inc.Coverages Auto Comm-Nonstandard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, Equipment Breakdown, Excess Liab, Fire, Food Spoilage, GL, Glass, Inland Marine, Liability, Liquor Liab, Mechanical Breakdown, Nonowned & Hired Auto, Products Liab, Property, Spoilage, Theft, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OHSouth Texas General Insurance AgencyCoverages GL, Property Carrier Status Non-admitted States TXSURETY ONE Inc.Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most StatesTAPCO Underwriters Inc.Coverages GL, Liquor Liab, Products Liab, Property Carrier Status Non-admitted States Most StatesUCA General Insurance ServicesCoverages Business Income, CGL, Crime, EPLI, Equipment Breakdown, Fire Legal Liab, Medical Payments, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NM, NV, OR, UT, WA, WIWestern Security Surplus Insurance Brokers Inc.Coverages Business Interruption, CGL, Excess Liab, Fire, Fire Legal Liab, GL, Liability, Liquor Liab, Medical Payments, New Occurrence, Property Carrier Status Admitted, Non-admitted States CA, TX



Roush Insurance Services Inc.Coverages Abuse & Molestation, Accident & Health, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, Excess Liab, Fire, Fire Legal Liab, Glass, Inland Marine, Liability, Medical Payments, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Spoilage, Student Accident, Theft, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OHSouth & Western General Agency Inc.Coverages Liability, Property Carrier Status Non-admitted States AR, MS, OK, TN, TXTAPCO Underwriters Inc.Coverages Abuse & Molestation, Accessories, GL, Professional Liab, Property Carrier Status Non-admitted States Most StatesWestern Experts in TransportationCoverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States

Day SpasContinental Brokers Inc.Coverages Accident & Health, Auto Comm-Standard, Auto Pers-Standard, Boiler & Machinery, BOP, Business Income, Business Interruption, EPLI, Flood, Glass, Homeowners Pkg, Medical, Misc Professional Liab, Professional Liab, Umbrella Carrier Status Admitted States Most States

Philadelphia Insurance CompaniesCoverages Professional Liab, Property States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesProfessional Program Insurance BrokerageCoverages Abuse & Molestation, BOP, Commercial Excess, GL, Personal Property, Products Liab, Professional Liab Carrier Status Non-admitted States All StatesSASSI - Salon & Spa Specialty InsuranceCoverages Business Income, Business Interruption, CGL, Fire, Fire Legal Liab, GL, Glass, Inland Marine, Liability, Medical Payments, Professional Liab, Property, Real & Business Personal Prop, Theft, Tools & Equip, Trade Shows & Festivals Carrier Status Admitted States Most StatesSports & Fitness Insurance Corporation (SFIC)Coverages Accident & Health, Accidental Death, Auto Comm-Standard, Auto Comm-Standard Liability, BOP, EPLI, Fine Arts, Fire Legal Liab, Flood, Glass, Pool & Spa Liab, Professional Liab, Property, Umbrella Carrier Status Admitted States All States

Dealers-Home Heating OilPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Dealers-PropaneAmWINS Group Inc. - 70 Offices NationwideCoverages Auto Comm-Standard, Crime, Equipment Breakdown, GL, Inland Marine, Physical Damage, Property, Umbrella Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Delivery- Wholesale/Retail5Star Business Auto Program (Misc. classes)Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Medical Payments, Nonowned & Hired Auto, Uninsured Motorists Carrier Status Admitted States Most StatesDelta General Agency Corp.Coverages GL, Property Carrier Status Admitted, Non-admitted States TXInternational Excess CompaniesCoverages Auto Comm- Standard & Nonstandard, Business Income, Business Interruption, Cargo, CGL, Commercial Excess, Crime, Environmental Liab, EPLI, Equipment Breakdown, Fire, Food Spoilage, GL, Inland Marine, Liability, Nonowned & Hired

Day Care/PreschoolsA.I.I. Insurance Brokerage of Mass. Inc.Coverages Abuse & Molestation, CGL, Equipment Breakdown, Misc Professional Liab, Real & Business Personal Prop Carrier Status Non-admitted States CT, MA, NH, RIAgency Intermediaries Inc.Coverages Abuse & Molestation, CGL, Misc Professional Liab, Real & Business Personal Prop States CT, MA, NH, RIAlliance of Nonprofits for Ins. Risk Retention GroupCoverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most StatesBliss & Glennon Inc.Coverages GL, Professional Liab, Property Carrier Status Non-admitted States Most StatesCharity First Insurance Services Inc.Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, CGL, Crime, EPLI, Inland Marine, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most StatesCompass Insurance Group of AgenciesCoverages CGL, Property Carrier Status Non-admitted States CAFrancis L. Dean & Associates Inc.Coverages Accidental Death, Participant Accident, Student Accident Carrier Status Admitted States All StatesGateway Specialty InsuranceCoverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most StatesInsurance Innovators Group - 6 Offices Serve NationwideCoverages Abuse & Molestation, Assault & Battery, Business Income, Business Interruption, CGL, EPLI, Excess Liab, Fine Arts, Fire, GL, Medical Payments, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States DE, MD, NJ, NY, PAMacNeill Group, Inc., CMGACoverages Assault & Battery, Auto Comm-Standard, CGL, E&O, Property Carrier Status Admitted, Non-admitted States FLMarkel Specialty - ProgramsCoverages Abuse & Molestation, CGL, Crime, Cyber Liab, Inland Marine, Property, Student Accident, Umbrella, Workers’ Comp Carrier Status Admitted States Most StatesMonarch E&S Insurance ServicesCoverages Abuse & Molestation, CGL Carrier Status Non-admitted States CAN-Surance Outlets Inc. (Florida)Coverages Abuse & Molestation, Business Income, Educator Legal Liab, Fire Legal Liab, Liability, Medical Payments, Professional Liab, Property Carrier Status Non-admitted States AL, FL, GA, LA, TNN-Surance Outlets Inc. (Georgia)Coverages Abuse & Molestation, Business Income, Liability, Professional Liab, Property Carrier Status Admitted, Non-admitted States GA, LA, TNNegley AssociatesCoverages CGL, Professional Liab Carrier Status Non-admitted States All StatesOhio E & S Agency Inc.Coverages Abuse & Molestation, Business Income, GL, Property, Professional Liab Carrier Status Non-admitted States MI, OHPhiladelphia Insurance CompaniesCoverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

NBISCoverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Care/Custody/Control, CGL, Commercial Excess, Contractors Equip, Excess Liab, Inland Marine, Liability, Long Haul, Non-Trucking Auto Liab, Nonowned & Hired Auto, Physical Damage, Physical Damage Rental Units, Real & Business Personal Prop, Tools & Equip, Truck Auto Liab, Umbrella Carrier Status Admitted, Non-admitted States All StatesNorman-Spencer Agency Inc.Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, CGL, Commercial Excess, Contractors Equip, Equipment, Equipment Breakdown, Excess Liab, GL, Inland Marine, Liability, On-Hook Cargo, Physical Damage, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesWestern Surplus Lines Agency Inc.Coverages CGL, Contractors Equip, Inland Marine Carrier Status Non-admitted States LA, NM, OK, TX

Crop Dusters/SprayersPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesWildlife Insurance Underwriters LLCCoverages Accident & Health, Accidental Death, Auto Comm-Standard, Disability, Flood, Herbicide & Pesticide, Homeowners Pkg, Hull, Liability, Pollution, Property, Props, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

DairiesAgricultural Insurance Mgmt ServicesCoverages Equipment Breakdown, Homeowners Pkg, Identity Theft, Liability, Property, Tools & Equip Carrier Status Admitted States Most StatesAllen Financial Ins. Group / The Equestrian GroupCoverages Auto Comm-Standard, Business Interruption, Commercial Excess, Livestock/Animal Mortality, Products Liab Carrier Status Admitted States Most StatesMark D. Fredricksen Insurance ServicesCoverages CGL, Livestock/Animal Mortality, Property Carrier Status Admitted States Most StatesSouth & Western General Agency Inc.Coverages Fire, GL, Inland Marine, Umbrella Carrier Status Admitted States AR, MS, NM, OK, TN, TXTejas American General AgencyCoverages Equipment, GL, Property Carrier Status Admitted, Non-admitted States TX

Dance Schools/StudiosFrancis L. Dean & Associates Inc.Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All StatesK&K Insurance Group Inc.Coverages Business Income, Crime, GL, Inland Marine, Liquor Liab, Property, Workers’ Comp Carrier Status Admitted States All StatesMarkel Specialty CommercialCoverages Accident & Health, Auto Comm-Standard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Personal Property, Property, Umbrella Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesSpecial Markets Insurance Consultants Inc.Coverages Accident & Health, Liability Carrier Status Admitted States Most StatesSports & Fitness Insurance Corporation (SFIC)Coverages GL, Property Carrier Status Admitted States Most States



T.H.E. Insurance CompanyCoverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Dry Cleaners/LaundriesAlign General Insurance Agency LLCCoverages Bailee/Customer Goods, Boiler & Machinery, Business Income, Business Interruption, GL, Property, Real & Business Personal Prop Carrier Status Admitted States CAIntercorp Inc.Coverages BOP, D&O, Environmental Liab, Pollution, Pollution Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesIrving Weber Associates Inc.Coverages Auto Comm-Standard, Bailee/Customer Goods, Blanket Addt’l Insureds, Boiler & Machinery, BOP, Business Income, Business Interruption, Care/Custody/Control, Damage in Process, Employee Benefits, Environmental Liab, EPLI, Equipment Breakdown, Furriers Customers, GL, Glass, Identity Theft, Mechanical Breakdown, Mysterious Disappearance, Nonowned & Hired Auto, Pollution, Pollution Liab, Property, Real & Business Personal Prop, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Dude RanchesAllen Financial Ins. Group / The Equestrian GroupCoverages Auto Comm-Standard, CGL, Commercial Excess, Excess Liab, Horse Mortality, Livestock/Animal Mortality, New Occurrence Carrier Status Admitted States Most StatesAssociations Underwriters Inc. & Ziplow Horse InsCoverages Auto Comm-Nonstandard, Boiler & Machinery, Care/Custody/Control, CGL, Combo Personal & Commercial, Commercial Excess, E&O, Excess Liab, Horse Mortality, Livestock/Animal Mortality, Mortality, Personal Liab, Personal Property, Professional Liab, Property, Umbrella Carrier Status Admitted States Most StatesPhiladelphia Insurance CompaniesCoverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesT.H.E. Insurance CompanyCoverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Emergency Service Org’sGlatfelter Insurance GroupCoverages Accident & Health, Auto Comm-Standard, Crime, Excess Liab, GL, Portable Equip, Property Carrier Status Admitted States All StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesVFISCoverages Accident & Health, Auto Comm-Standard, Crime, E&O, Excess Liab, GL, Medical Malpractice, Portable Equip, Property Carrier Status Admitted States All States

Employee Leasing FirmsNAS Insurance ServicesCoverages Billing Error E&O, Compliance Mgmt, Cyber Liab, E&O, EPLI, Legal Expense Ins, Legal Liab, Liability, Misc Professional Liab, Technology E&O Carrier Status Non-admitted States Most States

Nonprofits Insurance Alliance of Calif.Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CAPhiladelphia Insurance CompaniesCoverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Dialysis CentersQuaker Special Risk (New Jersey)Coverages CGL, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Distributors5Star D&O ProgramCoverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most StatesAmWINS Group Inc. - 70 Offices NationwideCoverages GL, Legal Liab, Motor Truck Cargo, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesAppleby & SterlingCoverages Business Income, CGL, Property Carrier Status Admitted States AZ, CA, NVBrownyard GroupCoverages Business Income, Business Interruption, CGL, Employee Benefits, Fire, Fire Legal Liab, GL, Glass, Inland Marine, Liability, Nonowned & Hired Auto, Personal Property, Products Liab, Property, Workers’ Comp Carrier Status Admitted States Most StatesJoseph Chiarello & Co.; Firearms Business Ins. ProgramCoverages CGL, Equipment Breakdown, Firearms Liability, Property, Umbrella Carrier Status Admitted States Most StatesMexiPass International Insurance Services LLCCoverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Admitted States All StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesSURETY ONE Inc.Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most StatesWinery Pak Insurance ProgramsCoverages Auto Comm-Standard, Excess Liab, Liability, Liquor Liab, Property Carrier Status Admitted States Most States

Driving RangesPhiladelphia Insurance CompaniesCoverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Auto, Occupational Accident, Pollution Liab, Property, Theft, Transportation Pollution Liab, Truck Auto Liab, Umbrella Carrier Status Admitted, Non-admitted States Most StatesNorman-Spencer Agency Inc.Coverages Auto Comm-Standard Liability, Excess Liab Carrier Status Non-admitted States All StatesNorthern Star Management Inc.Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, BOP, Cargo, CGL, Combo Personal & Commercial, Commercial Excess, Excess Liab, GL, Liability, Long Haul, Motor Truck Cargo, Nonowned & Hired Auto, Physical Damage, Truck Auto Liab, Uninsured Motorists, Workers’ Comp Carrier Status Admitted, Non-admitted States CT, DE, GA, MD, NC, NJ, NY, PA, SC, VAPaul Hanson Partners Specialty Ins. Solutions/

Mover’s Choice ProgramCoverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, CGL, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

DentistsKZ Insurance Brokerage LLCCoverages Auto Comm-Standard, BOP, Professional Liab, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, LA, NV, TNPBS Insurance Underwriting CorporationCoverages Medical Malpractice, Medical Professional Carrier Status Admitted, Non-admitted States Most StatesPULIC Program - TDC Specialty Insurance Company Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Developmental Disability Facilities5Star Paratransit ProgramCoverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, EPLI, Excess Liab, GL, Medical Payments, Physical Damage, Umbrella, Uninsured Motorists Carrier Status Admitted States Most StatesAFC InsuranceCoverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Interruption, CGL, COC, Community/Social Svcs, D&O, Developmental Disabilities, Employee Benefits, Inland Marine, Misc Professional Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesAlliance of Nonprofits for Ins. Risk Retention GroupCoverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Interruption, CGL, Community/Social Svcs, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most StatesCharity First Insurance Services Inc.Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, GL, Misc Professional Liab, Real & Business Personal Prop, Umbrella, Workers’ Comp Carrier Status Admitted States Most StatesIrwin Siegel Agency Inc.Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Crime, D&O, Developmental Disabilities, Disability, Environmental Liab, EPLI, Excess Liab, Fire Legal Liab, GL, Inland Marine, Medical & Physical Rehab, Medical Payments, Mental Health Care, Non-Profit D&O, Nonowned & Hired Auto, Pollution Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most StatesNegley AssociatesCoverages CGL, Professional Liab Carrier Status Non-admitted States All StatesNIF Group Inc.Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Boiler & Machinery, Business Income, Business Interruption, Community/Social Svcs, D&O, Developmental Disabilities, E&O, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Products Liab, Professional Liab, Umbrella Carrier Status Admitted States Most States



ACE USA--Excess CasualtyCoverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Builders Risk, CGL, E&O, Environmental Liab, Excess Liab, Pollution, Pollution Liab, Products Liab, Professional Liab, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States All StatesACE Westchester Specialty--EnvironmentalCoverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Builders Risk, CGL, E&O, Environmental Liab, Excess Liab, Pollution, Pollution Liab, Products Liab, Professional Liab, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States All StatesAmWINS Group Inc. - 70 Offices NationwideCoverages GL, Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most StatesBeacon Hill Associates Inc.Coverages CGL, E&O, Pollution States Most StatesBerkley Specialty Underwriting Mgrs - Environmental Div.Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, Environmental Liab, Excess Liab, GL, Pollution, Professional Liab, Railroad Protective Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesFreberg Environmental Inc.Coverages Blanket Addt’l Insureds, CGL, Commercial Excess, E&O, EPLI, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab, Umbrella Carrier Status Non-admitted States All StatesHall & CompanyCoverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most StatesHCC SpecialtyCoverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All StatesIntercorp Inc.Coverages GL, Pollution Liab Carrier Status Non-admitted States Most StatesJ.M. WilsonCoverages CGL, Pollution, Professional Liab Carrier Status Admitted, Non-admitted States AL, AR, GA, IA, IL, IN, KS, KY, MI, MO, NC, NE, OH, OK, PA, SC, TN, VA, WI, WVNorman-Spencer International Inc.Coverages E&O, Professional Liab Carrier Status Admitted States Most StatesPartnerOne EnvironmentalCoverages CGL, E&O, Pollution Carrier Status Non-admitted States Most StatesPhiladelphia Insurance CompaniesCoverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, Business Interruption, CGL, D&O, Equipment Breakdown, Fiduciary Liab, GL, Inland Marine, Non-Trucking Auto Liab, Nonowned & Hired Auto, Professional Liab, Property, Umbrella Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesRoush Insurance Services Inc.Coverages Auto Comm-Nonstandard, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, E&O, Environmental Liab, Excess Liab, Fidelity, Fidelity Bonds, GL, Inland Marine, Liability, Motor Truck Cargo, Nonowned & Hired Auto, Pollution, Pollution Liab, Products Liab, Professional Liab, Property, Real & Business Personal Prop, Service Contracts, Truck Auto Liab, Umbrella, Workers’ Comp Carrier Status Non-admitted States IL, IN, OHRussell Bond & Co. Inc.Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, COC, Commercial Excess, Completed Operations Liab, E&O, Environmental Liab, EPLI, Excess Liab, Nonowned & Hired Auto, Pollution, Pollution Liab, Products Liab, Professional Liab, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States Most StatesScottish AmericanCoverages CGL, Pollution Liab Carrier Status Non-admitted States CA

Beacon Hill Associates Inc.Coverages CGL, E&O, Pollution States Most StatesCommercial Sector Insurance Brokers LLCCoverages CGL, E&O, Excess Liab, Misc Professional Liab, Pollution, Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most StatesHCC SpecialtyCoverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All StatesIntercorp Inc.Coverages Environmental Liab, GL, Professional Liab Carrier Status Non-admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesProfessional Underwriters Agency Inc.Coverages E&O, EPLI, Misc Professional Liab, Pollution Liab, Professional Liab, Technology E&O Carrier Status Non-admitted States Most StatesTarget Professional Programs (Formerly 5Star Prof.)Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States

Engineers-GeotechnicalFreberg Environmental Inc.Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, E&O, Environmental Liab, EPLI, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab Carrier Status Non-admitted States All StatesHCC SpecialtyCoverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Entertainer Buses5Star Public Auto ProgramCoverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, EPLI, Excess Liab, GL, Nonowned & Hired Auto, Pollution Liab, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most StatesNational Indemnity CompanyCoverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Liability, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesWestern Experts in TransportationCoverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States

Entertainment Equipment Rental HousesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Environmental Engineers/Consultants/ContractorsAccess E&S Insurance Services (CA)Coverages CGL, Pollution, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV, TXAccess E&S Insurance Services (VA)Coverages Excess Liab, Liability, Pollution Liab, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA, DC

Prime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesRPS Technology & CyberCoverages BOP, Breach of Security, Business Income, Business Interruption, CGL, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Liability, Media Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All StatesWorld Wide Specialty Programs Inc.Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Cyber Liab, E&O, Employee Benefits, EPLI, Fidelity, Fidelity Bonds, GL, Identity Theft, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Employment AgenciesAmerican Professional Liability Underwriters Inc.Coverages D&O, EPLI, Professional Liab Carrier Status Admitted, Non-admitted States AL, FL, GA, MI, MS, NC, NY, TXNAS Insurance ServicesCoverages Billing Error E&O, Compliance Mgmt, Cyber Liab, E&O, EPLI, Legal Expense Ins, Legal Liab, Liability, Misc Professional Liab, Mortgage Impairment, Professional Liab, Technology E&O Carrier Status Non-admitted States Most StatesNeitClem Wholesale Insurance Brokerage Inc.Coverages Blanket Wrongful Acts, Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, NVPhiladelphia Insurance CompaniesCoverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most StatesProfessional Underwriters Agency Inc.Coverages E&O, EPLI, Misc Professional Liab, Professional Liab Carrier Status Non-admitted States Most StatesRPS Technology & CyberCoverages BOP, Breach of Security, Business Income, Business Interruption, CGL, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Liability, Media Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All StatesSocius Insurance Services Inc.Coverages EPLI Carrier Status Non-admitted States All States

SURETY ONE Inc.Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most StatesTarget Insurance ServicesCoverages Auto Comm-Standard Liability, BOP, Business Income, Business Interruption, Care/Custody/Control, CGL, Commercial Excess, Crime, E&O, EPLI, Equipment Breakdown, Fidelity, Fire Legal Liab, GL, Legal Expense Ins, Legal Liab, Liability, Medical Payments, Nonowned & Hired Auto, Personal Property, Professional Liab, Property, Real & Business Personal Prop, Theft, Umbrella Carrier Status Admitted States Most StatesTarget Professional Programs (Formerly 5Star Prof.)Coverages E&O, Professional Liab Carrier Status Non-admitted States Most StatesWorld Wide Specialty Programs Inc.Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Cyber Liab, E&O, Employee Benefits, EPLI, Fidelity, Fidelity Bonds, GL, Identity Theft, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Engineers-EnvironmentalAccess E&S Insurance Services (VA)Coverages Excess Liab, Liability, Pollution Liab, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA, DC



Ark AgencyCoverages CGL, Dwelling Fire, Fire, Hail, Homeowners Pkg, Horse Mortality, Livestock/Animal Mortality Carrier Status Admitted, Non-admitted States Most StatesAssociations Underwriters Inc. & Ziplow Horse InsCoverages Care/Custody/Control, CGL, Commercial Excess, Earthquake, Excess Liab, Fire, Fire Legal Liab, Homeowners Pkg, Horse Mortality, Liability, Personal Liab, Personal Property, Umbrella Carrier Status Admitted States Most StatesMark D. Fredricksen Insurance ServicesCoverages Auto Comm-Standard, Care/Custody/Control, CGL, Commercial Excess, Earthquake, Excess Liab, Horse Mortality, Property, Umbrella Carrier Status Admitted States Most StatesMarkel Specialty CommercialCoverages Auto Comm-Standard, Care/Custody/Control, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property States All StatesProfessional Liability Ins. Svcs - Underwriting FacilitiesCoverages Business Interruption, Food Borne Illness Carrier Status Non-admitted States Most StatesSouth & Western General Agency Inc.Coverages Auto Comm-Standard, Fire, GL, Inland Marine, Umbrella Carrier Status Admitted States AR, MS, NM, OK, TN, TXTejas American General AgencyCoverages Auto Comm-Nonstandard, Auto Comm-Standard, Auto Pers-Nonstandard, Auto Pers-Standard, GL, Property Carrier Status Admitted, Non-admitted States TXWildlife Insurance Underwriters LLCCoverages Accident & Health, Accidental Death, Addt’l Expense, Addt’l Living Expense, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Pers-Nonstandard, Auto Pers-Standard, Boats, Builders Risk, Business Income, Business Interruption, Catastrophe, CGL, Commercial Marine, Control of Well, Crime, Disability, Dwelling Fire, Earthquake, EPLI, Equipment Breakdown, Flood, GL, Hail, Herbicide & Pesticide, Homeowners Pkg, Horse Mortality, Inland Marine, Installation Floaters, Liability, Livestock/Animal Mortality, Medical, Mobile Home Ins, Mortality, Motor Truck Cargo, OCP, On-Hook Cargo, Piers & Docks, Pollution, Property Carrier Status Admitted, Non-admitted States Most StatesWinery Pak Insurance ProgramsCoverages Combo Personal & Commercial, Herbicide & Pesticide, Liability, Pollution Liab, Property Carrier Status Admitted States Most States

Fast Food RestaurantsAdvanced E&S Group - Midwest RegionCoverages Business Income, Business Interruption, CGL, Crime, Fire, Food Spoilage, GL, Glass, Liability, Personal Property, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WIAlign General Insurance Agency LLCCoverages Business Income, Business Interruption, GL, Liquor Liab, Property, Real & Business Personal Prop Carrier Status Admitted States CAAnderson & Murison Inc.Coverages Liability, Property Carrier Status Admitted, Non-admitted States CAContinental Brokers Inc.Coverages Accident & Health, Accidental Death, Boiler & Machinery, BOP, Builders Risk, Business Interruption, Crime, Disability, Earthquake, EPLI, Fire, Flood, Food Borne Illness, Food Spoilage, Homeowners Pkg, Medical, Nonowned & Hired Auto, Personal Property, Property, Sets, Spoilage, Theft, Umbrella Carrier Status Admitted States Most StatesCrusader Insurance CompanyCoverages GL, Liquor Liab, Property Carrier Status Admitted States CANational Insurance UnderwritersCoverages BOP, Food Spoilage, Glass, Personal Property Carrier Status Non-admitted States AL, AR, AZ, CO, CT, FL, GA, IL, IN, KS, LA, MD, MI, MO, NC, NJ, NV, NY, OH, PA, SC, TN, TX, VA, DC

RPS Bollinger Sports & LeisureCoverages Liability, Property Carrier Status Admitted States Most StatesWestern Security Surplus Insurance Brokers Inc.Coverages Assault & Battery, Business Income, CGL, Fire, Fire Legal Liab, GL, Liability, Medical Payments, New Occurrence, Pool & Spa Liab, Professional Liab, Property, Tanning Liab, Umbrella Carrier Status Admitted, Non-admitted States CA, TX

ExportersCenturion Insurance GroupCoverages Foreign GL, Int’l Coverage - Commercial, Political Risk Carrier Status Admitted States All StatesSURETY ONE Inc.Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States

Family Fun CentersAmerican Specialty Insurance & Risk Services Inc.Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Property Carrier Status Admitted States Most StatesEvolution Insurance BrokersCoverages Abuse & Molestation, D&O, Fire, Fire Legal Liab, Liability, Misc Professional Liab, Sexual Misconduct Liab, Theft, Tools & Equip Carrier Status Non-admitted States Most StatesFrancis L. Dean & Associates Inc.Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All StatesHCC Specialty (MA)Coverages CGL, EPLI, Equipment Breakdown, Liquor Liab, Property Carrier Status Non-admitted States Most StatesNeitClem Wholesale Insurance Brokerage Inc.Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NVPhiladelphia Insurance CompaniesCoverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/Custody/Control, Catastrophe, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesT.H.E. Insurance CompanyCoverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Farm & RanchAgricultural Insurance Mgmt ServicesCoverages Auto Comm-Standard, Care/Custody/Control, CGL, Commercial Excess, Equipment Breakdown, Excess Liab, Horse Mortality, Property, Umbrella Carrier Status Admitted States Most StatesAllen Financial Ins. Group / The Equestrian GroupCoverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Interruption, Care/Custody/Control, Commercial Excess, Earthquake, Fire, Flood, Herbicide & Pesticide, Homeowners Pkg, Horse Mortality, Inland Marine, Livestock/Animal Mortality, Mortality, Nonowned & Hired Auto, Products Liab, Uninsured Motorists, Watercraft Liab Carrier Status Admitted States All StatesAmerican Reliable Insurance CompanyCoverages Liability, Livestock/Animal Mortality, Physical Damage Carrier Status Admitted States CT, FL, HI, LA, MA, MD, NH, NJ, NY, RI, VA, VTAmWINS Group Inc. - 70 Offices NationwideCoverages Pollution Liab, Property, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States Most StatesAppleby & SterlingCoverages Liability, Property Carrier Status Admitted States AZ, CA

Sloan Mason Insurance ServicesCoverages Auto Comm-Standard, Blanket Waivers, CGL, E&O, Equipment, Excess Liab, Inland Marine, Installation Floaters, Motor Truck Cargo, Pollution Liab, Professional Liab, Transportation Pollution Liab, Umbrella Carrier Status Admitted, Non-admitted States Most StatesTarget Professional Programs (Formerly 5Star Prof.)Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most StatesUSG Insurance Services Inc.Coverages CGL, Pollution, Pollution Liab Carrier Status Admitted, Non-admitted States All StatesUSX/SCoverages CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Cyber Liab, E&O, Environmental Liab, GL, Identity Theft, Pollution Liab, Professional Liab Carrier Status Non-admitted States All StatesWorldwide Facilities Inc. - All OfficesCoverages CGL, Commercial Excess, Contractors Equip, D&O, E&O, Environmental Liab, EPLI, Excess Liab, GL, Liability, New Occurrence, Pollution Liab, Products Liab, Professional Liab, Residential Property, Residential `wrap-up̀ , Umbrella Carrier Status Admitted, Non-admitted States All States

Equipment Dealers/RentalsAscinsure Specialty RiskCoverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States All States

NBISCoverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, CGL, Commercial Excess, Contractors Equip, Excess Liab, Inland Marine, Liability, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Exercise/Health Studios/Health ClubsChopra Insurance Brokerage Inc.Coverages BOP, EPLI Carrier Status Non-admitted States CA, NVInfinite Wellness SolutionsCoverages Accident & Health, Medical Carrier Status Admitted States NCK&K Insurance Group Inc.Coverages CGL, Crime, Excess Liab, Inland Marine, Property Carrier Status Admitted States All StatesMarkel Specialty - ProgramsCoverages Abuse & Molestation, CGL, Crime, Inland Marine, Property, Umbrella Carrier Status Non-admitted States Most StatesMonarch E&S Insurance ServicesCoverages CGL, Professional Liab, Property States CANeitClem Wholesale Insurance Brokerage Inc.Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NVOhio E & S Agency Inc.Coverages E&O, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States IN, MI, OHPhiladelphia Insurance CompaniesCoverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Liquor Liab, Non-Trucking Auto Liab, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesRLI Specialty ProgramsCoverages Assault & Battery, Boiler & Machinery, Business Income, Equipment Breakdown, GL, Liquor Liab, Property Carrier Status Non-admitted States Most States



Food TrucksIPCCoverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, CGL, Food Spoilage, Inland Marine, Liability, Property, Theft Carrier Status Admitted, Non-admitted States AZ, CA, ID, NV, OR, WA

Food VendorsFrancis L. Dean & Associates Inc.Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All StatesK&K Insurance Group Inc.Coverages Business Income, Crime, GL, Inland Marine, Products Liab, Property Carrier Status Admitted States All States

Forestry ServicesO’Donovan & Associates Inc.Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, CGL, Property Carrier Status Admitted States AR, CA, FL, GA, KY, LA, MD, MI, MN, NC, OK, OR, PA, SC, TN, TX, VA, WA, WISafehold Special RiskCoverages Auto Comm-Standard Phys Dmg, Catastrophe, CGL, Damage in Process, Environmental Liab, Equipment, Equipment Breakdown, GL, Liability, Mechanical Breakdown, Nonowned & Hired Auto, Pollution, Pollution Liab, Portable Equip, Property, Tools & Equip, Transportation Pollution Liab, Truck Auto Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most StatesVictor O. Schinnerer & Co.Coverages Auto Comm-Standard, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States Most States

Foster CareAlliance of Nonprofits for Ins. Risk Retention GroupCoverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most StatesMarkel Specialty CommercialCoverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Business Income, Crime, E&O, EPLI, Fiduciary Liab, GL, Non-Profit D&O, Professional Liab, Property Carrier Status Admitted States Most StatesNegley AssociatesCoverages CGL, Professional Liab Carrier Status Non-admitted States All StatesNonprofits Insurance Alliance of Calif.Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA

FoundationsAlliance of Nonprofits for Ins. Risk Retention GroupCoverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most StatesMonitor Liability ManagersCoverages D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted, Non-admitted States Most StatesNonprofits Insurance Alliance of Calif.Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA

Breakdown, Fidelity, Fidelity Bonds, Fiduciary Liab, Foreclosed Properties, GL, Glass, Kidnap/Ransom, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Mechanical Breakdown, Nonowned & Hired Auto, Physical Damage, Professional Liab, Property, Technology E&O, Theft, Umbrella, Windstorm, Workers’ Comp Carrier Status Admitted, Non-admitted States All Statesvan Wagenen Financial ServicesCoverages Blanket Addt’l Insureds, Blanket Forced Placed, Boiler & Machinery, CGL, Collateral Protection, Compliance Mgmt, E&O, Force Place Fire Cvrg, Foreclosed Properties, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Mortgage REO Cvrg, Residential Property Carrier Status Admitted States All StatesWilliams & Stazzone Insurance Agency Inc.Coverages Blanket Forced Placed, Collateral Protection, D&O, Dealers Open Lot, Equipment, Force Place Fire Cvrg, Foreclosed Properties, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Mortgage Impairment, Mortgage REO Cvrg Carrier Status Admitted States All States

Financial PlannersCalSurance AssociatesCoverages BOP, E&O, Professional Liab Carrier Status Non-admitted States Most StatesMarkel Specialty CommercialCoverages E&O Carrier Status Non-admitted States All States

ProSurance Group Inc.Coverages Crime, E&O, Fidelity, Fidelity Bonds, Insurance Broker Bonds, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Fine Art CollectionsACE Commercial Risk Services - ProgramsCoverages Fine Arts, Inland Marine Carrier Status Admitted States Most StatesMarkel Specialty CommercialCoverages Auto Comm-Standard, Business Interruption, Crime, GL, Property, Umbrella Carrier Status Admitted States Most StatesMiniCo Insurance Agency LLCCoverages Fine Arts, Fire, Mysterious Disappearance, Personal Property, Physical Damage, Theft Carrier Status Admitted States Most StatesMonarch E&S Insurance ServicesCoverages Earthquake, Excess Flood, Fire, Inland Marine, Mysterious Disappearance, PAF Carrier Status Admitted States CA

Fire DepartmentsGlatfelter Insurance GroupCoverages Accident & Health, Auto Comm-Standard, Crime, Excess Liab, GL, Portable Equip, Property Carrier Status Admitted States All StatesPhiladelphia Insurance CompaniesCoverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most StatesVFISCoverages Accident & Health, Auto Comm-Standard, Crime, E&O, Excess Liab, GL, Portable Equip, Property Carrier Status Admitted States All States

Firearms DealersJoseph Chiarello & Co.; Firearms Business Ins. ProgramCoverages CGL, Crime, Equipment Breakdown, Firearms Liability, Liquor Liab, Medical Payments, Products Liab, Property, Umbrella Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesSURETY ONE Inc.Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States

Professional Liability Ins. Svcs - Underwriting FacilitiesCoverages Business Income, Business Interruption, Food Borne Illness Carrier Status Non-admitted States Most StatesUCA General Insurance ServicesCoverages Business Income, CGL, EPLI, Equipment Breakdown, Fire Legal Liab, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NM, NV, OR, UT, WA, WI

Festivals & FairsAmerican Specialty Insurance & Risk Services Inc.Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Property Carrier Status Admitted States Most StatesFrancis L. Dean & Associates Inc.Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All StatesHCC Specialty (MA)Coverages Event Cancellation, Hole-in-One, Liability, Liquor Liab, Prize Indemnification, Weather Carrier Status Admitted, Non-admitted States Most StatesPhiladelphia Insurance CompaniesCoverages Abuse & Molestation, CGL, Property Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesT.H.E. Insurance CompanyCoverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Financial InstitutionsB&B Programs, A Div. of Barney & Barney LLCCoverages Commercial Excess, Environmental Liab, EPLI, Pollution, Pollution Liab, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, IL, MI, NM, NV, OR, UT, WICenturion Insurance GroupCoverages D&O, E&O, EPLI, Fidelity, Fiduciary Liab, Force Place Fire Cvrg, Foreclosed Properties Carrier Status Admitted States All StatesGerald J. Wilkoff Inc.Coverages Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States Most StatesInnovative Risk SolutionsCoverages Blanket Forced Placed, Collateral Protection, D&O, Force Place Fire Cvrg, Foreclosed Properties, Mortgage Impairment, Mortgage REO Cvrg, Professional Liab Carrier Status Admitted, Non-admitted States Most StatesProctor Financial Inc.Coverages Blanket Forced Placed, E&O, Excess Flood, Flood, Force Place Fire Cvrg, Foreclosed Properties, High Valued Homes, Mobile Home Ins, Mortgage Impairment, Mortgage REO Cvrg, Rented Property, Residential Property Carrier Status Non-admitted States All StatesProSurance Group Inc.Coverages Crime, E&O, Excess Liab, Fidelity, Fidelity Bonds, Professional Liab Carrier Status Admitted, Non-admitted States Most StatesRussell Bond & Co. Inc.Coverages Blanket Forced Placed, CGL, COC, Cyber Liab, D&O, E&O, Environmental Liab, EPLI, Fidelity, Fidelity Bonds, Fiduciary Liab, Force Place Fire Cvrg, Foreclosed Properties, Identity Theft, Interim Car Liab/Phys Dmg, Kidnap/Ransom, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Misc Professional Liab, Mortgage Impairment, Mortgage REO Cvrg, Professional Liab, Reps & Warranties, Umbrella Carrier Status Admitted, Non-admitted States Most StatesSURETY ONE Inc.Coverages Fidelity, Fidelity Bonds, Lost Note Bonds Carrier Status Admitted, Non-admitted States Most StatesU.S. Risk Insurance Group Inc.Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Forced Placed, Blanket Waivers, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, Cyber Liab, D&O, Difference in Conditions, E&O, EPLI, Equipment, Equipment



Grain Mills & ElevatorsPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesSafehold Special RiskCoverages Catastrophe, CGL, Environmental Liab, Equipment, Equipment Breakdown, Inland Marine, Liability, Physical Damage, Pollution Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most StatesWildlife Insurance Underwriters LLCCoverages Business Income, CGL, Environmental Liab, Equipment Breakdown, Fire Legal Liab, GL, Inland Marine, Installation Floaters, Liability, Long Haul, Mechanical Breakdown, Medical, Occupational Accident, OCP, On-Hook Cargo, Piers & Docks, Property, Railroad Protective Liab, Spoilage, Theft Carrier Status Admitted, Non-admitted States Most States

Grocery Stores/SupermarketsAdvanced E&S Group - Midwest RegionCoverages Business Income, Business Interruption, CGL, Fire, GL, Liability, Liquor Liab, Property, Real & Business Personal Prop, Spoilage, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WIAgency Intermediaries Inc.Coverages Business Income, CGL, Liquor Liab, Real & Business Personal Prop, Umbrella Carrier Status Non-admitted States CT, MA, NH, RICrusader Insurance CompanyCoverages GL, Liquor Liab, Property Carrier Status Admitted States CAIrving Weber Associates Inc.Coverages Auto Comm-Standard, Boiler & Machinery, BOP, Business Income, Business Interruption, CGL, Crime, Employee Benefits, EPLI, Equipment Breakdown, Food Spoilage, Identity Theft, Liquor Liab, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Spoilage, Umbrella, Workers’ Comp Carrier Status Admitted States Most StatesNeitClem Wholesale Insurance Brokerage Inc.Coverages GL, Property Carrier Status Admitted, Non-admitted States AR, AZ, NVPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesUCA General Insurance ServicesCoverages Business Income, CGL, EPLI, Fire Legal Liab, Medical Payments, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, NM, NV, OR, UT, WA, WI

Group HomesAFC InsuranceCoverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Interruption, CGL, COC, Community/Social Svcs, D&O, Employee Benefits, Equipment Breakdown, Inland Marine, Mental Health Care, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesAlliance of Nonprofits for Ins. Risk Retention GroupCoverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most StatesCharity First Insurance Services Inc.Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, CGL, Crime, EPLI, Equipment Breakdown, Inland Marine, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most StatesIrwin Siegel Agency Inc.Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Crime, D&O, Developmental Disabilities, Excess Liab, GL, Inland Marine, Mental Health Care, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

RSI International Inc. (Missouri)Coverages Dealers Open Lot, Excess Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, Inland Marine, Medical Payments, Property, Theft, Tools & Equip, Truck Auto Liab, Umbrella, Uninsured Boaters, Uninsured Motorists Carrier Status Non-admitted States AR, IL, MO, OKRussell Bond & Co. Inc.Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, Care/Custody/Control, Cargo, Commercial Excess, Completed Operations Liab, Dealers Open Lot, Excess Liab, Fire Legal Liab, Garage Keepers Legal Liab, GKLL, GL, Inland Marine, Medical Payments, Physical Damage, Products Liab, Property, Theft, Truck Auto Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesScottish AmericanCoverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability Carrier Status Non-admitted States CASun Coast General Insurance AgencyCoverages CGL, Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, Nonowned & Hired Auto, Property Carrier Status Admitted, Non-admitted States AZ, CAUSG Insurance Services Inc.Coverages D&O, Dealers Open Lot, E&O, EPLI, Garage Keepers Legal Liab, Garage Liability, GKLL, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Gentleman’s ClubsAmWINS Group Inc. - 70 Offices NationwideCoverages Excess Liab, GL, Liquor Liab, Nonowned & Hired Auto, Umbrella Carrier Status Admitted, Non-admitted States Most StatesCrusader Insurance CompanyCoverages GL, Liquor Liab, Property Carrier Status Admitted States CAFounders Insurance CompanyCoverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most StatesInsential Inc.Coverages Assault & Battery, GL, Liquor Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Golf Course ArchitectFairway UnderwritersCoverages Performance & Payment Bonds, Professional Liab Carrier Status Non-admitted States Most States

Golf CoursesAll Risks Ltd.Coverages D&O, Employee Benefits, Equip. Breakdown, Garage Keepers Legal Liab, GL, Herbicide & Pesticide, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted, Non-admitted States All States Founders Insurance CompanyCoverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most StatesPhiladelphia Insurance CompaniesCoverages Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesSports & Fitness Insurance Corporation (SFIC)Coverages Accident & Health, Auto Comm-Standard, Boiler & Machinery, BOP, Business Income, Business Interruption, CGL, Crime, D&O, EPLI, Equipment Breakdown, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Philadelphia Insurance CompaniesCoverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Physical Damage, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

Fraternal OrganizationsIrwin Siegel Agency Inc.Coverages Accidental Death, BOP, D&O, EPLI, Non-Profit D&O, Umbrella Carrier Status Admitted, Non-admitted States All StatesR.V. Nuccio & Associates Inc.Coverages Accidental Death, CGL, Crime, EPLI, Event Cancellation, Inland Marine, Medical Payments, Non-Profit D&O, Trade Shows & Festivals, Weather Carrier Status Admitted States Most States

Funeral Directors5Star Business Auto Program (Misc. classes)Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most StatesFox Point ProgramsCoverages Cyber Liab, E&O, Identity Theft, Professional Liab Carrier Status Non-admitted States All States

Garages5Star Garage Services & Auto Dealers ProgramCoverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, CGL, EPLI, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Uninsured Motorists, Workers’ Comp Carrier Status Non-admitted States Most StatesAlign General Insurance Agency LLCCoverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, Property, Real & Business Personal Prop States CAAlliant Specialty Insurance Services Inc.Coverages Auto Comm-Standard, E&O, Garage Liability, GKLL, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesAutomotive Risk Mgmt. & Ins. Services Inc.Coverages Auto Comm-Standard, EPLI, Equipment Breakdown, Garage Keepers Legal Liab, Garage Liability, On-Hook Cargo, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesCRES Insurance ServicesCoverages Garage Liability, GKLL Carrier Status Admitted, Non-admitted States CACrouse & AssociatesCoverages Garage Liability, GKLL Carrier Status Non-admitted States All StatesEvolution Insurance BrokersCoverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Bailee/Customer Goods, Blanket Wrongful Acts, Business Interruption, Care/Custody/Control, D&O, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Liability, Theft, Tools & Equip Carrier Status Non-admitted States Most StatesLancer Insurance CompanyCoverages Garage Keepers Legal Liab, Garage Liability, GKLL Carrier Status Admitted, Non-admitted States NJ, NYMacNeill Group, Inc., CMGACoverages Excess Liab, Garage Keepers Legal Liab, Garage Liability Carrier Status Non-admitted States FL, NC, SC, VANational Indemnity CompanyCoverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesRoamNet Insurance Marketing ProgramsCoverages BOP, EPLI, Fire Legal Liab, Garage Keepers Legal Liab, GL, Tools & Equip, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, GA, IL, MA, ME, MI, NH, NJ, NV, NY, OR, PA, TX, UT, VA, WA



Health ClubsAgency Intermediaries Inc.Coverages Business Income, CGL, Misc Professional Liab, Real & Business Personal Prop, Tanning Liab, Umbrella Carrier Status Admitted, Non-admitted States CT, MA, NH, RIAnderson & Murison Inc.Coverages Abuse & Molestation, CGL, Professional Liab, Property Carrier Status Non-admitted States CAInfinite Wellness SolutionsCoverages Accident & Health, Medical Carrier Status Admitted States NCK&K Insurance Group Inc.Coverages Business Income, Crime, GL, Inland Marine, Liquor Liab, Property, Tanning Liab, Workers’ Comp Carrier Status Admitted States All StatesMarkel Specialty - ProgramsCoverages Abuse & Molestation, CGL, Crime, Inland Marine, Property, Umbrella Carrier Status Non-admitted States Most StatesPhiladelphia Insurance CompaniesCoverages Abuse & Molestation, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Liquor Liab, Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesRPS Bollinger Sports & LeisureCoverages Liability, Property Carrier Status Admitted States Most StatesSports & Fitness Insurance Corporation (SFIC)Coverages Abuse & Molestation, Accident & Health, Accidental Death, Boiler & Machinery, BOP, Builders Risk, Business Income, Business Interruption, CGL, Combo Personal & Commercial, Commercial Marine, Crime, Earthquake, Employee Benefits, EPLI, Equipment Breakdown, Fire Legal Liab, Flood, GL, Glass, Inland Marine, Liability, Liquor Liab, Misc Professional Liab, Nonowned & Hired Auto, Performance & Payment Bonds, Products Liab, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Healthcare FacilitiesAllied Protector PlanCoverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most StatesAmerican Underwriting ManagersCoverages CGL, Professional Liab, Property, Umbrella Carrier Status Non-admitted States AR, LA, NM, TX

Atlas General Insurance ServicesCoverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most StatesIrwin Siegel Agency Inc.Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Income, Crime, D&O, Excess Liab, GL, Inland Marine, Professional Liab, Property, Workers’ Comp Carrier Status Non-admitted States Most StatesMonitor Liability ManagersCoverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted, Non-admitted States All StatesNAS Insurance ServicesCoverages Cyber Liab, EPLI, Fire Legal Liab, GL, Products Liab, Professional Liab, Sexual Misconduct Liab Carrier Status Non-admitted States Most StatesNeitClem Wholesale Insurance Brokerage Inc.Coverages Developmental Disabilities, Fire, Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, NVNext Wave Insurance Services LLCCoverages Auto Comm-Standard, Crime, GL, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

K&K Insurance Group Inc.Coverages CGL, Equipment Carrier Status Admitted States All StatesMarkel Specialty CommercialCoverages Accident & Health, Auto Comm-Standard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Personal Property, Property, Umbrella Carrier Status Admitted States Most StatesPhiladelphia Insurance CompaniesCoverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesSports & Fitness Insurance Corporation (SFIC)Coverages Accident & Health, Accidental Death, Auto Comm-Standard, Auto Comm-Standard Liability, CGL, EPLI, Flood, Glass, Medical, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Hardware ManufacturersEuclid Managers LLCCoverages Breach of Security, Business Interruption, Cyber Liab, Identity Theft, Technology E&O Carrier Status Non-admitted States All States

Hazardous Materials TransportersAccess E&S Insurance Services (VA)Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab, Liability, Pollution Liab, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA, DCBeacon Hill Associates Inc.Coverages CGL, E&O, Pollution States Most StatesBerkley Specialty Underwriting Mgrs - Environmental Div.Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, E&O, Employee Benefits, Environmental Liab, Pollution, Pollution Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesFreberg Environmental Inc.Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, CGL, Environmental Liab, GL, Long Haul, Nonowned & Hired Auto, Physical Damage, Pollution, Pollution Liab, Transportation Pollution Liab, Uninsured Motorists Carrier Status Admitted States Most StatesGresham & Associates LLC - IndianapolisCoverages Motor Truck Cargo, Nonowned & Hired Auto, Truck Auto Liab Carrier Status Admitted States Most StatesIntercorp Inc.Coverages Auto Comm-Standard, Pollution Liab Carrier Status Admitted, Non-admitted States Most StatesJ.M. WilsonCoverages Liability, Physical Damage Carrier Status Admitted, Non-admitted States AL, AR, FL, GA, IA, IL, IN, KS, KY, MI, MO, MS, NC, NE, OH, OK, PA, SC, TN, VA, WI, WVPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesSloan Mason Insurance ServicesCoverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Equipment, Excess Liab, Inland Marine, Installation Floaters, Motor Truck Cargo, Pollution Liab, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States Most StatesTarget Managers Insurance ServicesCoverages Auto Comm-Standard, CGL, Environmental Liab, Excess Liab, Pollution Liab, Property, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Markel Specialty CommercialCoverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Business Income, CGL, Crime, Equipment Breakdown, GL, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted States Most StatesNegley AssociatesCoverages CGL, Professional Liab Carrier Status Non-admitted States All StatesNIF Group Inc.Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Boiler & Machinery, Business Income, Business Interruption, Community/Social Svcs, D&O, Developmental Disabilities, Excess Liab, Inland Marine, Liability, Medical Payments, Mental Health Care, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Property, Umbrella Carrier Status Admitted States Most StatesNonprofits Insurance Alliance of Calif.Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CAPhiladelphia Insurance CompaniesCoverages Abuse & Molestation, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Guides & OutfittersAllen Financial Ins. Group / The Equestrian GroupCoverages Auto Comm-Standard, Care/Custody/Control, CGL, Horse Mortality, Inland Marine, Livestock/Animal Mortality, Umbrella Carrier Status Admitted States All StatesArk AgencyCoverages CGL, Inland Marine, Property Carrier Status Admitted, Non-admitted States Most StatesK&K Insurance Group Inc.Coverages CGL, Crime, Excess Liab, Inland Marine, Property Carrier Status Admitted States All StatesMarkel Specialty CommercialCoverages Auto Comm-Standard, Business Interruption, CGL, Excess Liab, Inland Marine, Mechanical Breakdown, Personal Property, Property, Umbrella Carrier Status Admitted States Most States

Philadelphia Insurance CompaniesCoverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesSports & Fitness Insurance Corporation (SFIC)Coverages Accident & Health, Accidental Death, Auto Comm-Standard, Boats, CGL, Crime, Flood, GL, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All StatesT.H.E. Insurance CompanyCoverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Gymnastics FacilitiesAmerican Specialty Insurance & Risk Services Inc.Coverages CGL, Inland Marine Carrier Status Admitted States All States



Philadelphia Insurance CompaniesCoverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, CGL, Crime, Cyber Liab, D&O, EPLI, Equipment Breakdown, Products Liab, Professional Liab, Property, Umbrella Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesSmith, Bell & Thompson Inc.Coverages Auto Comm-Standard, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, Fidelity Bonds, GL, Inland Marine, Medical Malpractice, Medical Professional, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

HomebuildersNSM Insurance GroupCoverages Blanket Addt’l Insureds, Builders Risk, CGL, COC, Commercial Excess, Completed Operations Liab, Contractors Equip, Crime, Excess Liab, Fire Legal Liab, Inland Marine, Installation Floaters, Liability, OCP, Property, Umbrella Carrier Status Admitted, Non-admitted States Most StatesPatriot National Underwriters Inc.Coverages Auto Comm-Standard, Builders Risk, CGL, Umbrella, Workers’ Comp Carrier Status Admitted States TXPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesQuaker Special Risk (New Jersey)Coverages Blanket Waivers, CGL, Liability Carrier Status Non-admitted States Most States

Homeowner AssociationsACE Commercial Risk Services - ProgramsCoverages Auto Comm-Standard, Liability, Property Carrier Status Admitted States TXAgostini Wholesale InsuranceCoverages D&O, EPLI, Fidelity, GL, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, MD, NE, NM, NV, OR, TN, TX, UT, WAAmWINS Group Inc. - 70 Offices NationwideCoverages GL, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most StatesCIBA Insurance ServicesCoverages Apartment House Package, Boiler & Machinery, Builders Risk, Crime, D&O, Earthquake, GL, Lessor Only Excess Liab, Liability, Property, Residential Property Carrier Status Non-admitted States Most StatesCID Insurance Programs Inc.Coverages CGL, D&O, E&O, Fidelity, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, CO, MD, NE, NM, NV, OR, TN, TX, UT, WACommunity Association Insurance Solutions LLCCoverages Workers’ Comp Carrier Status Admitted States All StatesGorst & Compass InsuranceCoverages D&O, E&O, GL Carrier Status Admitted, Non-admitted States CAGreat American Ins. Group - Executive Liability DivisionCoverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States Most StatesKevin Davis Insurance ServicesCoverages Crime, D&O, E&O Carrier Status Admitted States Most StatesKing Insurance Support SystemsCoverages D&O, Liability, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, ID, NM, NV, OR, UT, WAMexiPass International Insurance Services LLCCoverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Admitted States All States

Prime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesQuaker Special Risk (Florida)Coverages Abuse & Molestation, CGL, Professional Liab Carrier Status Non-admitted States Most StatesQuaker Special Risk (Mass.)Coverages Abuse & Molestation, CGL, Professional Liab Carrier Status Non-admitted States Most StatesQuaker Special Risk (New Jersey)Coverages Abuse & Molestation, CGL, Professional Liab Carrier Status Non-admitted States Most StatesQuaker Special Risk (New York)Coverages Abuse & Molestation, CGL, Professional Liab Carrier Status Non-admitted States Most StatesSapphire BlueCoverages CGL, Professional Liab Carrier Status Non-admitted States All StatesSmith, Bell & Thompson Inc.Coverages Auto Comm-Standard Liability, CGL, Commercial Excess, Fidelity Bonds, Medical Professional, Products Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesSURETY ONE Inc.Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States

Home InspectorsDelta General Agency Corp.Coverages GL, Professional Liab, Property Carrier Status Non-admitted States TXFox Point ProgramsCoverages Cyber Liab, E&O, Identity Theft, Professional Liab Carrier Status Non-admitted States All StatesIntercorp Inc.Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most StatesOhio E & S Agency Inc.Coverages E&O, GL Carrier Status Admitted, Non-admitted States IN, MI, OHPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesSURETY ONE Inc.Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most StatesTarget Insurance ServicesCoverages E&O, GL, Professional Liab Carrier Status Non-admitted States Most StatesTitlePac Inc.Coverages E&O, Fidelity Bonds, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most StatesU.S. Risk Insurance Group Inc.Coverages GL, Professional Liab Carrier Status Non-admitted States All States

Home Medical Equipment DealersInternational Excess CompaniesCoverages Bailee/Customer Goods, Builders Risk, Business Income, Business Interruption, Cargo, CGL, Commercial Excess, Completed Operations Liab, Crime, E&O, EPLI, Equipment Breakdown, Excess Liab, Fire, GL, Inland Marine, Liability, Misc Professional Liab, Nonowned & Hired Auto, Pollution Liab, Products Liab, Professional Liab, Property, Real & Business Personal Prop, Theft, Umbrella Carrier Status Admitted, Non-admitted States Most StatesJM Associates / Burnham + CompanyCoverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Business Interruption, CGL, Employee Benefits, Equipment, Excess Liab, Garage Keepers Legal Liab, GL, Inland Marine, Installation Floaters, Liability, Property, Tools & Equip, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States

Professional Program Insurance BrokerageCoverages Abuse & Molestation, BOP, GL, Liability, Personal Property, Professional Liab Carrier Status Non-admitted States All StatesRLI TransportationCoverages Auto Comm-Standard, Auto Pers-Nonstandard Carrier Status Admitted States Most StatesRPS HealthcareCoverages D&O, EPLI, Excess Liab, GL, Medical Professional, Professional Liab, Property States All StatesRussell Bond & Co. Inc.Coverages Auto Comm-Standard, Liability, Medical, Medical Malpractice, Mental Health Care, Property Carrier Status Admitted, Non-admitted States Most StatesSmith, Bell & Thompson Inc.Coverages GL, Professional Liab, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Healthcare Information Mgmt Co’sProfessional Program Insurance BrokerageCoverages Abuse & Molestation, BOP, GL, Liability, Personal Property, Professional Liab, Property Carrier Status Non-admitted States All States

Heavy Equipment Dealers5Star Business Auto Program (Misc. classes)Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Uninsured Motorists Carrier Status Admitted States Most StatesNBISCoverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, CGL, Commercial Excess, Contractors Equip, Excess Liab, Inland Marine, Liability, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Home Healthcare ProvidersAccess E&S Insurance Services (CA)Coverages Abuse & Molestation, EPLI, GL, Nonowned & Hired Auto, Professional Liab, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV, TXAllied Protector PlanCoverages Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most StatesAmerican Professional Liability Underwriters Inc.Coverages D&O, EPLI, GL, Professional Liab Carrier Status Non-admitted States AL, FL, GA, MI, MS, NC, NY, TXBliss & Glennon Inc.Coverages GL, Property Carrier Status Non-admitted States Most StatesGlatfelter Insurance GroupCoverages Auto Comm-Standard, Crime, D&O, Excess Liab, GL, Professional Liab, Property Carrier Status Admitted States All StatesHouston International Insurance GroupCoverages Abuse & Molestation, CGL, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab Carrier Status Admitted, Non-admitted States Most StatesIrwin Siegel Agency Inc.Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Income, Crime, D&O, Excess Liab, GL, Inland Marine, Professional Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesMcClelland and Hine Inc.Coverages Liability, Professional Liab Carrier Status Non-admitted States TXPhiladelphia Insurance CompaniesCoverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Cyber Liab, D&O, Inland Marine, Medical Malpractice, Nonowned & Hired Auto, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States



CITA Insurance ServicesCoverages Auto Comm-Standard, CGL, Commercial Excess, Crime, Garage Keepers Legal Liab, Liquor Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All StatesCommercial Sector Insurance Brokers LLCCoverages CGL, Commercial Excess, Earthquake, Excess Liab, Hurricane, Mechanical Breakdown, Property, Windstorm Carrier Status Non-admitted States Most StatesCompass Insurance Group of AgenciesCoverages Business Income, CGL, Glass, Property Carrier Status Non-admitted States CADelta General Agency Corp.Coverages GL, Property Carrier Status Non-admitted States TXEmpire Underwriters LLCCoverages Business Income, Business Interruption, CGL, Workers’ Comp Carrier Status Admitted, Non-admitted States AK, AL, AR, AZ, CA, CO, FL, GA, IL, IN, KY, LA, MS, NC, NJ, NM, NV, NY, OK, PA, SC, TN, TX, UT, WVHotels & Resorts Insurance Program - CITA Insurance

ServicesCoverages CGL, Crime, EPLI, Garage Keepers Legal Liab, Liquor Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All StatesInsurance Multiplex Agency LLCCoverages Boiler & Machinery, BOP, Business Income, Business Interruption, CGL, Earthquake, Employee Benefits, EPLI, GL, Liability, Loss of Use, Nonowned & Hired Auto, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States CA, CT, DE, FL, GA, IL, KS, LA, MD, MI, MS, NC, NJ, NY, OH, OR, PA, SC, TN, TX, VAKZ Insurance Brokerage LLCCoverages BOP, Umbrella, WC - Master Policies/ASO, Workers’ Comp Carrier Status Admitted States AZ, CA, NV, TN, TXMonitor Liability ManagersCoverages EPLI Carrier Status Admitted, Non-admitted States All StatesMotel Insurance Brokers Inc.Coverages Assault & Battery, Boiler & Machinery, Business Interruption, CGL, Crime, Fire Legal Liab, Liquor Liab, Medical Payments, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most StatesN-Surance Outlets Inc. (Florida)Coverages Assault & Battery, Business Income, Fire Legal Liab, Liability, Medical Payments, Property Carrier Status Non-admitted States AL, FL, GA, LA, TNNext Wave Insurance Services LLCCoverages Crime, GL, Property Carrier Status Admitted States Most StatesNSM Insurance GroupCoverages Boiler & Machinery, Business Income, CGL, Commercial Excess, Equipment Breakdown, Fidelity, Fire, Fire Legal Liab, GL, Liability, Liquor Liab, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Theft, Umbrella, Windstorm Carrier Status Admitted, Non-admitted States Most StatesPreferred Concepts LLCCoverages Auto Comm-Standard, Boiler & Machinery, CGL, Crime, Garage Keepers Legal Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesPreferred Property ProgramsCoverages Boiler & Machinery, Equipment BreakdownCarrier Status Admitted States All StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesProfessional Liability Ins. Svcs - Underwriting FacilitiesCoverages Business Interruption, Food Borne Illness Carrier Status Non-admitted States Most StatesRoush Insurance Services Inc.Coverages Auto Comm-Nonstandard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, Equipment Breakdown, Excess Liab, Fire, Fire Legal Liab, Food Spoilage, GL, Glass, Inland Marine, Liability, Liquor Liab, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Theft, Trade Shows & Festivals, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OH

Markel Specialty CommercialCoverages Auto Comm-Standard, Business Interruption, Care/Custody/Control, CGL, Excess Liab, Fire Legal Liab, GL, Inland Marine, Legal Liab, Medical Payments, Personal Property, Property, Tools & Equip, Umbrella Carrier Status Admitted States Most StatesWildlife Insurance Underwriters LLCCoverages Horse Mortality, Livestock/Animal Mortality, Mortality, Property, Workers’ Comp Carrier Status Non-admitted States Most States

Hospice Care FacilitiesAFC InsuranceCoverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Boiler & Machinery, Business Interruption, CGL, COC, D&O, Developmental Disabilities, Employee Benefits, Inland Marine, Mental Health Care, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesAllied Protector PlanCoverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most StatesGlatfelter Insurance GroupCoverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Non-Profit D&O, Professional Liab, Property Carrier Status Admitted States All States

Next Wave Insurance Services LLCCoverages Employee Benefits, Excess Liab, Fire, GL, Legal Expense Ins, Media Liab, Medical, Professional Liab, Sexual Misconduct Liab Carrier Status Admitted States Most StatesSapphire BlueCoverages CGL, Professional Liab Carrier Status Non-admitted States All States

HospitalsCenturion Insurance GroupCoverages D&O, Medical Malpractice Carrier Status Admitted States All StatesPhiladelphia Insurance CompaniesCoverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Earthquake, Equipment Breakdown, Fire Legal Liab, Flood, Identity Theft, Property, Real & Business Personal Prop Carrier Status Admitted States Most StatesRLI TransportationCoverages Auto Comm-Standard, Auto Pers-Nonstandard Carrier Status Admitted States Most StatesRPS HealthcareCoverages D&O, E&O, EPLI, Excess Liab, GL, Medical Professional Carrier Status Admitted, Non-admitted States All StatesSapphire BlueCoverages CGL, Professional Liab Carrier Status Non-admitted States All States

Hotels/MotelsACE Commercial Risk Services - ProgramsCoverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted, Non-admitted States Most StatesAmerican Underwriting ManagersCoverages Business Income, CGL, Property, Umbrella, Windstorm Carrier Status Non-admitted States AR, LA, NM, TXAmWINS Group Inc. - 70 Offices NationwideCoverages Builders Risk, Business Income, Contractors Equip, Inland Marine Carrier Status Admitted, Non-admitted States Most StatesAppleby & SterlingCoverages Boiler & Machinery, GL, Property Carrier Status Admitted States AZ, CA, NVApplied Underwriters Inc.Coverages EPLI, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most StatesBass UnderwritersCoverages GL, Liability Carrier Status Non-admitted States AL, AR, AZ, CA, FL, GA, LA, MA, ME, MS, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VABurns & Wilcox - All OfficesCoverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States Most States

Philadelphia Insurance CompaniesCoverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most StatesPreferred Property ProgramsCoverages Boiler & Machinery, Commercial Excess, Environmental Liab, Equipment Breakdown, Umbrella Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesSpecialty Programs & Facilities Managers (AmWINS)Coverages Liability, Property Carrier Status Admitted States AZ, CA, NV

Horse Breeders/BoardersAgricultural Insurance Mgmt ServicesCoverages Care/Custody/Control, GL, Horse Mortality, Personal Liab Carrier Status Admitted States Most StatesAllen Financial Ins. Group / The Equestrian GroupCoverages Auto Comm-Standard, Bailee/Customer Goods, Business Interruption, Care/Custody/Control, CGL, Dwelling Fire, Earthquake, Equipment Breakdown, Horse Mortality, Inland Marine, Livestock/Animal Mortality, Tools & Equip, Umbrella Carrier Status Admitted States Most StatesArk AgencyCoverages Care/Custody/Control, CGL, Inland Marine, Property Carrier Status Admitted, Non-admitted States Most StatesAssociations Underwriters Inc. & Ziplow Horse InsCoverages Auto Comm-Nonstandard Phys Dmg, Boiler & Machinery, Care/Custody/Control, CGL, Commercial Excess, E&O, Excess Liab, Horse Mortality, Livestock/Animal Mortality, Mortality, Personal Liab, Personal Property, Professional Liab, Property, Umbrella Carrier Status Admitted States Most StatesEquisure Inc.Coverages Care/Custody/Control, CGL, Professional Liab Carrier Status Non-admitted States Most StatesMarkel Specialty CommercialCoverages Auto Comm-Standard, Business Interruption, Care/Custody/Control, CGL, Excess Liab, Fire Legal Liab, GL, Inland Marine, Legal Liab, Medical Payments, Misc Professional Liab, Personal Property, Property, Tools & Equip, Umbrella Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Horse FarmsAgricultural Insurance Mgmt ServicesCoverages Business Income, Care/Custody/Control, Combo Personal & Commercial, Equipment Breakdown, Homeowners Pkg, Horse Mortality, Liability, Tools & Equip Carrier Status Admitted States Most StatesAllen Financial Ins. Group / The Equestrian GroupCoverages Auto Comm-Standard, Auto Pers-Standard, Business Income, Care/Custody/Control, CGL, Combo Personal & Commercial, Dwelling Fire, Equipment Breakdown, Homeowners Pkg, Horse Mortality, Identity Theft, Inland Marine, Livestock/Animal Mortality, Mortality, New Occurrence, Personal Liab, Products Liab, Property, Theft, Tools & Equip, Umbrella Carrier Status Admitted States Most StatesArk AgencyCoverages Care/Custody/Control, CGL, D&O, Inland Marine, Property Carrier Status Admitted, Non-admitted States Most StatesAssociations Underwriters Inc. & Ziplow Horse InsCoverages Auto Comm-Nonstandard, Boiler & Machinery, Care/Custody/Control, CGL, Combo Personal & Commercial, Commercial Excess, E&O, Earthquake, Excess Liab, Horse Mortality, Livestock/Animal Mortality, Mortality, Personal Liab, Personal Property, Professional Liab, Property, UmbrellaCarrier Status Admitted States Most States



Logic Underwriters Inc.Coverages BOP, E&O Carrier Status Admitted, Non-admitted States All StatesNumber One Insurance AgencyCoverages Excess Liab, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States MAProfessional Liability Ins. Svcs - Underwriting FacilitiesCoverages E&O, EPLI, Professional Liab Carrier Status Non-admitted States Most StatesProfessional Underwriters Agency Inc.Coverages E&O, EPLI, Misc Professional Liab, Professional Liab Carrier Status Non-admitted States Most StatesProSurance Group Inc.Coverages Crime, E&O, Excess Liab, Fidelity, Fidelity Bonds, Insurance Broker Bonds, Professional Liab Carrier Status Admitted, Non-admitted States Most StatesQuadrant Insurance ManagersCoverages D&O, Professional Liab Carrier Status Non-admitted States All StatesRockwood Programs Inc.Coverages Cyber Liab, E&O, EPLI, Identity Theft, Professional Liab Carrier Status Admitted, Non-admitted States Most StatesSun Coast General Insurance AgencyCoverages BOP, Cyber Liab, E&O, Liability Carrier Status Non-admitted States AZ, CA, CO, NV, OR, UT, WASWBCCoverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Auto Pers-Standard, D&O, E&O, Employee Benefits, Excess Flood, Flood, Force Place Fire Cvrg, Medical, Personal Liab, Professional Liab, Short & Long-Term Disability, Theft, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesTarget Professional Programs (Formerly 5Star Prof.)Coverages E&O, Professional Liab Carrier Status Non-admitted States Most StatesWestern E&OCoverages Crime, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted, Non-admitted States AZ, CA, CO, IA, IL, IN, KS, MI, ND, NM, OK, OR, TX, UT, WA, WI

Internet CompaniesCenturion Insurance GroupCoverages D&O, E&O Carrier Status Admitted States All StatesEuclid Managers LLCCoverages Breach of Security, Business Interruption, Cyber Liab, E&O, Identity Theft, Website Domain Name Carrier Status Non-admitted States All StatesRPS Technology & CyberCoverages BOP, Breach of Security, Business Income, Business Interruption, CGL, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Liability, Media Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All StatesTarget Professional Programs (Formerly 5Star Prof.)Coverages E&O, Professional Liab Carrier Status Admitted States Most States

InvestigatorsAMIS/Alliance Marketing & Insurance ServicesCoverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, E&O, Liability, Property, Workers’ Comp Carrier Status Non-admitted States Most StatesBrownyard GroupCoverages Assault & Battery, Blanket Addt’l Insureds, Care/Custody/Control, CGL, Commercial Excess, E&O, GL, Inland Marine, Liability, Lost Key, Medical Payments, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All StatesBrownyard Programs Ltd.Coverages Blanket Addt’l Insureds, CGL, E&O, Excess Liab, Fidelity Bonds, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most StatesCostanza Insurance Agency Inc.Coverages GL, Professional Liab, Workers’ Comp States All States

In-Home Child CareMarkel Specialty - ProgramsCoverages Abuse & Molestation, CGL Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Industrial ParksAppleby & SterlingCoverages Boiler & Machinery, GL, Property Carrier Status Admitted States AZ, CA, NVCIBA Insurance ServicesCoverages Boiler & Machinery, Builders Risk, Business Income, Crime, Earthquake, GL, Lessor Only Excess Liab, Liability, Property Carrier Status Non-admitted States Most StatesConstruction Insurance PartnersCoverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States Most StatesMexiPass International Insurance Services LLCCoverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Admitted States All StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

InnkeepersMotel Insurance Brokers Inc.Coverages Assault & Battery, Boiler & Machinery, Business Income, CGL, Crime, Fire Legal Liab, Liquor Liab, Medical Payments, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most StatesPhiladelphia Insurance CompaniesCoverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Insurance Agents & Brokers (P/C L/H)All Risks Ltd.Coverages E&O, Property Carrier Status Admitted, Non-admitted States All States CalSurance AssociatesCoverages BOP, E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most StatesCITA Insurance ServicesCoverages E&O, EPLI, Professional Liab Carrier Status Admitted States All StatesConstruction Insurance PartnersCoverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States Most StatesCooper & McCloskey Inc.Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States AK, AZ, CA, CO, GA, HI, IL, NV, NY, OR, TN, TX, UT, WAIndependent Ins Agents & Brokers California (IIABCal)Coverages Accident & Health, Disability, E&O, EPLI, Medical, Workers’ Comp Carrier Status Admitted States CAIntercorp Inc.Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most StatesInternational Excess CompaniesCoverages Crime, E&O, EPLI, Professional Liab Carrier Status Non-admitted States All StatesKing Insurance Support SystemsCoverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States

The McGowan CompaniesCoverages Commercial Excess, Excess Liab, Umbrella Carrier Status Admitted States All StatesUCA General Insurance ServicesCoverages Business Income, CGL, Crime, EPLI, Equipment Breakdown, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NM, NV, OR, UT, WA, WIUnifax Insurance Systems Inc.Coverages GL, Property Carrier Status Admitted States CAWestern Surplus Lines Agency Inc.Coverages CGL, Property Carrier Status Non-admitted States LA, NM, OK, TX

Hourly Equipment Rental w/ OperatorPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Ice Rink Owners & OperatorsAll Risks Ltd.Coverages Abuse & Molestation, Equipment Breakdown, GL, Glass, Inland Marine, Liquor Liab, Pollution Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States Philadelphia Insurance CompaniesCoverages Abuse & Molestation, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Umbrella Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesT.H.E. Insurance CompanyCoverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

ImportersBrownyard GroupCoverages Business Income, Business Interruption, CGL, Employee Benefits, Fire, Fire Legal Liab, GL, Glass, Inland Marine, Liability, Nonowned & Hired Auto, Personal Property, Products Liab, Property, Workers’ Comp Carrier Status Admitted States Most StatesMarketScoutCoverages Liability, Products Liab Carrier Status Non-admitted States All StatesNeitClem Wholesale Insurance Brokerage Inc.Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NVScottish AmericanCoverages Business Income, Cargo, CGL, Products Liab, Property Carrier Status Non-admitted States CA

In-Home Adult Foster CarePrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

In-Home BusinessesRLI Insurance CompanyCoverages Business Interruption, Fire, GL, Products Liab Carrier Status Admitted States All StatesSouth & Western General Agency Inc.Coverages BOP, Business Interruption Carrier Status Admitted States AR, MS, NM, OK, TN, TXSURETY ONE Inc.Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States



Landscape GardenersAnderson & Murison Inc.Coverages CGL, Herbicide & Pesticide, Inland Marine Carrier Status Non-admitted States CAApplied Underwriters Inc.Coverages EPLI, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most StatesAtlantic Casualty Insurance CompanyCoverages CGL, Inland Marine, Property Carrier Status Non-admitted States Most StatesDelta General Agency Corp.Coverages GL, Property Carrier Status Non-admitted States TXPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesScottish AmericanCoverages CGL, Contractors Equip Carrier Status Non-admitted States CA

Laser CentersFrancis L. Dean & Associates Inc.Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesProfessional Program Insurance BrokerageCoverages Abuse & Molestation, BOP, Liability, Professional Liab, Property Carrier Status Non-admitted States All States

Laundries/Coin LaundryAdvanced E&S Group - Midwest RegionCoverages Business Income, Business Interruption, CGL, Crime, Fire, GL, Liability, Personal Property, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WIAlign General Insurance Agency LLCCoverages Bailee/Customer Goods, Business Income, Business Interruption, GL, Property, Real & Business Personal Prop Carrier Status Admitted States CAAll Risks Ltd.Coverages GL, Nonowned & Hired Auto, Property Carrier Status Non-admitted States All States Bass UnderwritersCoverages Assault & Battery, Bailee/Customer Goods, Business Income, Fire, GL, Nonowned & Hired Auto, Property, Windstorm Carrier Status Non-admitted States Most StatesIrving Weber Associates Inc.Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Blanket Addt’l Insureds, Boiler & Machinery, Business Interruption, GL, Pollution, Workers’ Comp Carrier Status Admitted States Most StatesUnifax Insurance Systems Inc.Coverages GL, Property Carrier Status Admitted States CA

Law Firms5Star D&O ProgramCoverages D&O, E&O, Fiduciary Liab Carrier Status Admitted States Most StatesAgency Marketing ServicesCoverages E&O, Professional Liab Carrier Status Admitted States AL, CA, CO, CT, DE, FL, GA, KS, KY, LA, MD, MI, MO, NC, NJ, OH, PA, SC, TN, TX, VAContinental Brokers Inc.Coverages BOP, Business Income, Business Interruption, Earthquake, EPLI, Flood, Homeowners Pkg, Legal Expense Ins, Legal Malpractice, Property, Umbrella Carrier Status Admitted, Non-admitted States Most StatesCooper & McCloskey Inc.Coverages Legal Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States AK, AZ, CA, CO, GA, HI, IL, NV, NY, OR, TN, TX, UT, WA

Laboratories - TestingAllied Protector PlanCoverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most StatesFreberg Environmental Inc.Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, E&O, Environmental Liab, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab Carrier Status Non-admitted States All StatesHCC SpecialtyCoverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesProfessional Program Insurance BrokerageCoverages Abuse & Molestation, BOP, GL, Liability, Products Liab, Professional Liab, Property Carrier Status Non-admitted States All StatesProfessional Underwriters Agency Inc.Coverages E&O, EPLI, Misc Professional Liab, Professional Liab Carrier Status Non-admitted States Most States

Land SurveyorsHall & CompanyCoverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most StatesHCC SpecialtyCoverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All StatesProfessional Underwriters Agency Inc.Coverages E&O, EPLI, Pollution Liab, Professional Liab, Technology E&O Carrier Status Non-admitted States Most StatesTarget Professional Programs (Formerly 5Star Prof.)Coverages E&O, Professional Liab Carrier Status Admitted States Most States

Landfills/Recycling/Disposal FacilitiesB&B Programs, A Div. of Barney & Barney LLCCoverages Auto Comm-Standard, Boiler & Machinery, CGL, Commercial Excess, Environmental Liab, EPLI, Equipment, Equipment Breakdown, Excess Liab, GL, Inland Marine, Mechanical Breakdown, Pollution, Pollution Liab, Property, Truck Auto Liab, WC - Captive Placement Carrier Status Admitted States AZ, CA, CO, DE, NV, PA, UT, WABerkley Specialty Underwriting Mgrs - Environmental Div.Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, E&O, Employee Benefits, Environmental Liab, GL, Int’l Coverage - Commercial, Pollution, Pollution Liab, Professional Liab, Umbrella, Uninsured Motorists, Uninsured Personal Injury, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Landscape ContractorsAlign General Insurance Agency LLCCoverages GL, Umbrella Carrier Status Non-admitted States AZ, CA, CO, HI, NM, NV, OR, TX, UT, WAApplied Underwriters Inc.Coverages EPLI, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most StatesConstruction Insurance SolutionsCoverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All StatesOryx Insurance Brokerage Inc.Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VTPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Izzo Insurance Services Inc.Coverages Auto Comm-Standard, Blanket Addt’l Insureds, BOP, Crime, E&O, EPLI, Excess Liab, Fidelity Bonds, GL, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesThe Mechanic Group Inc.Coverages CGL, Commercial Excess, Contractors License Bonds, D&O, E&O, EPLI, Liability, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most StatesUSG Insurance Services Inc.Coverages CGL, Excess Liab, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Investment Advisory RepsCalSurance AssociatesCoverages BOP, E&O, Professional LiabCarrier Status Non-admitted States Most StatesMarkel Specialty CommercialCoverages E&O Carrier Status Non-admitted States All StatesProSurance Group Inc.Coverages Crime, E&O, Fidelity, Fidelity Bonds, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Janitorial FirmsAllen Financial Ins. Group / The Equestrian GroupCoverages Auto Comm-Standard, Business Income, CGL, Commercial Excess, Contractors Equip, Crime, Property Carrier Status Admitted States Most StatesAnderson & Murison Inc.Coverages Care/Custody/Control, CGL, Lost Key Carrier Status Non-admitted States CAAtlantic Casualty Insurance CompanyCoverages CGL, Inland Marine, Property Carrier Status Non-admitted States Most StatesAtlas General Insurance ServicesCoverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most StatesBrecht & AssociatesCoverages Auto Comm-Standard, Excess Liab, GL, Inland Marine, Property Carrier Status Non-admitted States TXIndemnity Excess & Surplus Agency Inc.Coverages Contractors Equip, GL, Lost Key Carrier Status Non-admitted States AZ, CA, CO, FL, HI, ID, NV, OR, TX, WAInsurance Innovators Group - 6 Offices Serve NationwideCoverages Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Commercial Excess, EPLI, Excess Liab, GL, Inland Marine, Liability, Medical Payments, Pollution, Umbrella, Workers’ Comp Carrier Status Non-admitted States DE, MD, NJ, NY, PAM.J. Hall & Company Inc.Coverages CGL, Excess Liab Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV, TXPacific Specialty Insurance Co.Coverages BOP, Liability Carrier Status Admitted States CASURETY ONE Inc.Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most StatesTAPCO Underwriters Inc.Coverages GL, Professional Liab, Property Carrier Status Non-admitted States Most StatesUSG Insurance Services Inc.Coverages CGL, Excess Liab, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Jr. Markets/Liquor StoresCrusader Insurance CompanyCoverages GL, Liquor Liab, Property Carrier Status Admitted States CAUnifax Insurance Systems Inc.Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA



Safehold Special RiskCoverages Auto Comm-Nonstandard, BOP, Catastrophe, CGL, Environmental Liab, Equipment, Equipment Breakdown, GL, Inland Marine, Material Damage, Motor Truck Cargo, Nonowned & Hired Auto, Pollution, Pollution Liab, Property, Tools & Equip, Truck Auto Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most StatesWoodus K. Humphrey & Co. (AmWINS)Coverages Boiler & Machinery, Business Interruption, Equipment Breakdown, Inland Marine, Property Carrier Status Admitted States All States

Machine ShopsAtlas General Insurance ServicesCoverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most StatesB&B Programs, A Div. of Barney & Barney LLCCoverages Auto Comm-Standard, CGL, Commercial Excess, Environmental Liab, EPLI, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Liability, Mechanical Breakdown, Pollution, Pollution Liab, Property, Truck Auto Liab, Uninsured Motorists, WC - Captive Placement, Workers’ Comp Carrier Status Admitted States AZ, CA, IL, MI, NV, WIContinental Brokers Inc.Coverages Auto Comm-Standard Liability, Boiler & Machinery, BOP, CGL, Commercial Marine, Crime, EPLI, Flood, Medical, Nonowned & Hired Auto, Products Liab, Property, Umbrella Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesQuirk & CompanyCoverages CGL, Equipment, Excess Flood, Flood, Property Carrier Status Admitted, Non-admitted States LA, OK, OR, TX, WASmith, Bell & Thompson Inc.Coverages Auto Comm-Standard, Equipment Breakdown, GL, Property, Umbrella Carrier Status Admitted States Most StatesWestern Security Surplus Insurance Brokers Inc.Coverages Bailee/Customer Goods, Business Income, CGL, Liability, Medical Payments, New Occurrence, Products Liab, Property Carrier Status Non-admitted States CA, TXWestern Surplus Lines Agency Inc.Coverages Bailee/Customer Goods, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Medical Payments, Misc Professional Liab, Nonowned & Hired Auto, Products Liab Carrier Status Non-admitted States LA, NM, OK, TX

Managed Care Centers5Star Paratransit ProgramCoverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, EPLI, Excess Liab, GL, Medical Payments, Physical Damage, Umbrella, Uninsured Motorists Carrier Status Admitted States Most StatesEvolution Insurance BrokersCoverages Abuse & Molestation, Business Interruption, D&O, Fire, Fire Legal Liab, Liability, Misc Professional Liab, Theft, Tools & Equip Carrier Status Non-admitted States Most StatesNAS Insurance ServicesCoverages Cyber Liab, D&O, E&O, EPLI, Managed Care Carrier Status Admitted, Non-admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesSwett & CrawfordCoverages D&O, E&O, EPLI, Excess Liab, Professional Liab Carrier Status Admitted States Most StatesUSX/SCoverages Breach of Security, Cyber Liab, D&O, E&O, EPLI, Excess Liab, Food Borne Illness, Identity Theft, Managed Care Carrier Status Admitted, Non-admitted States All States

Manufacturers5Star Business Auto Program (Misc. classes)Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States

Liquor StoresAdvanced E&S Group - Midwest RegionCoverages Business Income, Business Interruption, CGL, Fire, GL, Glass, Liability, Liquor Liab, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WICompass Insurance Group of AgenciesCoverages Business Income, CGL, Liquor Liab, Property Carrier Status Non-admitted States CAFounders Insurance CompanyCoverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most StatesLiquor Pak Insurance ProgramsCoverages Auto Comm-Standard, BOP, Business Interruption, Cyber Liab, Equipment Breakdown, Liquor Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most StatesNumber One Insurance AgencyCoverages GL, Liquor Liab, Property Carrier Status Admitted States MAPeople’s United Insurance Agency Inc.Coverages Assault & Battery, Liquor Liab Carrier Status Non-admitted States All StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesRoamNet Insurance Marketing ProgramsCoverages BOP, EPLI, Fire Legal Liab, GL, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, NM, NV, OR, TX, UT, WA

Long Term Care Facilities5Star Paratransit ProgramCoverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, EPLI, Excess Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most StatesAmWINS Group Inc. - 70 Offices NationwideCoverages Abuse & Molestation, Liability, Umbrella Carrier Status Admitted, Non-admitted States Most StatesAmWINS Program UnderwritersCoverages Abuse & Molestation, GL, Professional Liab, Umbrella Carrier Status Non-admitted States Most StatesCRES Insurance ServicesCoverages Abuse & Molestation, GL, Professional Liab Carrier Status Non-admitted States Most StatesMarkel Specialty - ProgramsCoverages Abuse & Molestation, Auto Comm-Standard, CGL, Crime, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most StatesNext Wave Insurance Services LLCCoverages Employee Benefits, Excess Liab, Fire, GL, Legal Malpractice, Media Liab, Medical, Professional Liab, Sexual Misconduct Liab Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesRPS HealthcareCoverages D&O, EPLI, Excess Liab, GL, Medical Professional, Professional Liab, Property States All StatesU.S. Risk Insurance Group Inc.Coverages GL, Professional Liab Carrier Status Non-admitted States All States

Lumber Mills/Saw/PlywoodContinental Underwriters Inc.Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Boiler & Machinery, Builders Risk, Cargo, Crime, Earthquake, Equipment, Equipment Breakdown, Flood, Foreign GL, Hail, Inland Marine, Liability, Motor Truck Cargo, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Gerald J. Wilkoff Inc.Coverages Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States Most StatesJLT Facilities Inc.Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most StatesJorgensen & CompanyCoverages EPLI, Professional Liab Carrier Status Non-admitted States All StatesLawyer’s Protector Plan ®Coverages E&O, Legal Liab, Legal Malpractice, Professional Liab Carrier Status Admitted States Most StatesMonitor Liability ManagersCoverages E&O, EPLI, Legal Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States All StatesPeople’s United Insurance Agency Inc.Coverages BOP, Professional Liab Carrier Status Admitted States MA, ME, NH, VTProSight Specialty InsuranceCoverages E&O, Personal Liab Carrier Status Admitted States AZ, CA, CO, GA, IA, ID, IL, IN, KS, MN, MO, NJ, NM, NV, NY, PA, TX, UT, WISURETY ONE Inc.Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most StatesTarget Insurance ServicesCoverages Auto Comm-Standard, Auto Comm-Standard Liability, BOP, Business Income, Business Interruption, Care/Custody/Control, CGL, Commercial Excess, Crime, E&O, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, Fidelity, Fire, Fire Legal Liab, GL, Legal Expense Ins, Legal Liab, Legal Malpractice, Liability, Medical Payments, Nonowned & Hired Auto, Personal Property, Professional Liab, Property, Real & Business Personal Prop, Theft, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesTarget Professional Programs (Formerly 5Star Prof.)Coverages E&O, Professional Liab Carrier Status Admitted States Most StatesWillis ProgramsCoverages Legal Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Limousine Service Companies5Star Public Auto ProgramCoverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, EPLI, Excess Liab, GL, Nonowned & Hired Auto, Physical Damage, Pollution Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most StatesAmWINS Group Inc. - 70 Offices NationwideCoverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab, GL Carrier Status Admitted, Non-admitted States Most StatesAmWINS Transportation Underwriters Inc.Coverages Auto Comm-Standard Liability, Personal Liab Carrier Status Admitted, Non-admitted States FL, GA, IA, IL, MN, MT, NC, VA, WINational Indemnity CompanyCoverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Liability, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most StatesPhiladelphia Insurance CompaniesCoverages Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesRLI TransportationCoverages Auto Comm-Nonstandard, Auto Comm-Standard Carrier Status Admitted States Most StatesWestern Experts in TransportationCoverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most StatesWillis ProgramsCoverages Auto Comm-Standard, Garage Keepers Legal Liab, GL, Property, Umbrella Carrier Status Admitted States Most States



Markel Personal LinesCoverages Boats, Commercial Marine, Hull, Pollution Liab, Watercraft Liab Carrier Status Admitted States Most StatesNorman-Spencer Agency Inc.Coverages Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Boats, CGL, Equipment, GL, Liability, Marina Operators Legal, Physical Damage, Property, Protection & Indemnity (P&I), Umbrella, USL&H, Watercraft Liab, Workers’ Comp Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesSafehold Special RiskCoverages Environmental Liab, Equipment, Equipment Breakdown, GL, Nonowned & Hired Auto, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, Workers’ Comp Carrier Status Admitted States All StatesSpecialized InsuranceCoverages Boats, BOP, CGL, GL, Marina Operators Legal Carrier Status Admitted, Non-admitted States FL, NY, PASun Coast General Insurance AgencyCoverages Boats, Care/Custody/Control, CGL, Commercial Marine, Marina Operators Legal, Piers & Docks, Ship Repairers Legal, Tools & Equip, Uninsured Boaters, Watercraft Liab, Wet Marine Carrier Status Admitted, Non-admitted States AK, AZ, CA, CO, FL, NV, OR, UT, WATCA Inc.Coverages Boats, Builders Risk, CGL, Commercial Excess, Commercial Marine, Contractors Equip, Excess Liab, GL, Hull, Liability, Marina Operators Legal, Piers & Docks, Pollution, Pollution Liab, Professional Liab, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Wet Marine Carrier Status Admitted, Non-admitted States All StatesThe Hanover Insurance GroupCoverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Liability, Liquor Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Property, Protection & Indemnity (P&I), Watersports Liab, Workers’ Comp Carrier Status Admitted States All StatesWorldwide Facilities Inc. - All OfficesCoverages Bailee/Customer Goods, Boats, Cargo, CGL, Commercial Marine, Contractors Equip, D&O, Environmental Liab, EPLI, Excess Liab, GKLL, GL, Inland Marine, Liability, Marina Operators Legal, New Occurrence, Physical Damage, Pollution Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Watercraft Liab, Wet Marine Carrier Status Admitted, Non-admitted States All States

Marinas/Boat DealersAtlass Insurance GroupCoverages CGL, Marina Operators Legal, Medical Payments, Piers & Docks, Property, Protection & Indemnity (P&I), Umbrella Carrier Status Admitted, Non-admitted States Most StatesMaritime Program GroupCoverages Boiler & Machinery, CGL, Commercial Marine, Excess Liab, Inland Marine, Liquor Liab, Marina Operators Legal, Piers & Docks, Protection & Indemnity (P&I), Ship Repairers Legal, Wet Marine Carrier Status Admitted States All StatesMidlandsCoverages Marina Operators Legal, Property Carrier Status Non-admitted States All StatesNorman-Spencer Agency Inc.Coverages Auto Comm-Standard, Excess Liab, GL, Marina Operators Legal, Property, Watercraft Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All StatesPhiladelphia Insurance CompaniesCoverages Abuse & Molestation, Auto Comm-Standard Liability & Phys Dmg, Boats, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Garage Keepers Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Property, Protection & Indemnity (P&I), Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

RSI International Inc. (Missouri)Coverages Boiler & Machinery, Builders Risk, Business Income & Interruption, Cargo, CGL, Commercial Excess, Completed Operations Liab, Excess Liab, Liability, Medical Payments, Motor Truck Cargo, Nonowned & Hired Auto, Products Liab, Property, Technology E&O, Theft, Tools & Equip, Umbrella Carrier Status Non-admitted States AR, IA, ID, IL, IN, KS, KY, MO, OK, TNSouthwest RiskCoverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Property, Umbrella Carrier Status Non-admitted States All StatesUSX/SCoverages CGL, Cyber Liab, Int’l Coverage - Commercial, Pollution, Products Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Marina OperatorsAtlass Insurance GroupCoverages Boats, Business Interruption, CGL, Equipment, Excess Liab, Liability, Piers & Docks, Property Carrier Status Admitted, Non-admitted States Most StatesBurnett & Company Inc.Coverages Care/Custody/Control, GL, Liquor Liab, Pollution, Ship Repairers Legal Carrier Status Non-admitted States All StatesEvolution Insurance BrokersCoverages Bailee/Customer Goods, Boats, Business Interruption, D&O, Fire, Fire Legal Liab, Hoist/Haul-out, Inland Marine, Liability, Loss of Use, Misc Professional Liab, Ship Repairers Legal, Theft, Uninsured Boaters, Watercraft Liab Carrier Status Non-admitted States Most StatesMaritime Program GroupCoverages Care/Custody/Control, Marina Operators Legal Carrier Status Admitted States Most StatesMarkel Personal LinesCoverages Boats, Commercial Marine, Hull, Pollution Liab, Watercraft Liab Carrier Status Admitted States Most StatesMidlandsCoverages CGL, Commercial Marine, Property, Watercraft Liab Carrier Status Non-admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesSafehold Special RiskCoverages Environmental Liab, Equipment, GL, Nonowned & Hired Auto, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States All StatesT.H.E. Insurance CompanyCoverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Marina Operators Legal, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

TCA Inc.Coverages Boats, Builders Risk, CGL, Commercial Excess, Commercial Marine, Contractors Equip, Excess Liab, GL, Hull, Liability, Marina Operators Legal, Piers & Docks, Pollution, Pollution Liab, Professional Liab, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Wet Marine Carrier Status Admitted, Non-admitted States All StatesThe Hanover Insurance GroupCoverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Liability, Liquor Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Property, Protection & Indemnity (P&I), Watercraft Liab, Workers’ Comp Carrier Status Admitted States All States

Marina/Boat Repair & Service CentersAtlass Insurance GroupCoverages Business Interruption, CGL, Equipment, Excess Liab, Hull, Marina Operators Legal, Piers & Docks, Property, Watercraft Liab Carrier Status Admitted, Non-admitted States Most StatesMaritime Program GroupCoverages Auto Comm-Standard, Boats, Boiler & Machinery, Builders Risk, Business Income, Business Interruption, Care/Custody/Control, CGL, Commercial Excess, Commercial Marine, Crime, Dealers Open Lot, Equipment, Excess Liab, Fire, GL, Hull, Inland Marine, Legal Liab, Marina Operators Legal, Piers & Docks, Property, Ship Repairers Legal, Theft, Tools & Equip, Umbrella, WC Carrier Status Admitted States Most States

5Star D&O ProgramCoverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most StatesAlliant Specialty Insurance Services Inc.Coverages Auto Comm-Standard, GKLL, GL, Inland Marine, Products Liab, Property, Workers’ Comp Carrier Status Admitted States Most StatesAmerican Underwriting ManagersCoverages CGL, Products Liab, Umbrella Carrier Status Non-admitted States AR, LA, NM, TXAtlas General Insurance ServicesCoverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most StatesBerkley Specialty Underwriting Mgrs - Environmental Div.Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, E&O, Employee Benefits, Environmental Liab, Pollution, Pollution Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesCommercial Sector Insurance Brokers LLCCoverages CGL, Excess Liab, Products Liab, Property, Umbrella Carrier Status Non-admitted States Most StatesEuclid Managers LLCCoverages Cyber Liab, E&O, Identity Theft, Technology E&O Carrier Status Non-admitted States Most StatesFinancial Risk Solutions Inc.Coverages Service Contracts, Warranties, Extended Carrier Status Admitted States All StatesGorst & Compass InsuranceCoverages E&O, GL, Products Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States CAGreat American Ins. Group - Executive Liability DivisionCoverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States Most StatesJ.M. WilsonCoverages CGL, Products Liab, Property Carrier Status Admitted, Non-admitted States AL, AR, GA, IA, IL, IN, KS, KY, MI, MO, NC, NE, OH, OK, PA, SC, TN, VA, WI, WVJoseph Chiarello & Co.; Firearms Business Ins. ProgramCoverages CGL, Equipment Breakdown, Firearms Liability, Property, Umbrella Carrier Status Admitted States Most StatesLancer Indemnity CompanyCoverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PAMacAfee & Edwards - Mexican Insurance SpecialistCoverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Non-admitted States Most StatesMarketScoutCoverages Liability, Products Liab Carrier Status Non-admitted States All StatesMexiPass International Insurance Services LLCCoverages Int’l Coverage - Commercial, Int’l Coverage - Personal States All StatesNeitClem Wholesale Insurance Brokerage Inc.Coverages Blanket Addt’l Insureds, Completed Operations Liab, Equipment, Foreign GL, Inland Marine, Liability, Motor Truck Cargo, Pollution, Product Extended Warranty, Products Liab Carrier Status Admitted, Non-admitted States AZ, CA, NVNorman-Spencer International Inc.Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Auto Pers-Nonstandard, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesProfessional Liability Ins. Svcs - Underwriting FacilitiesCoverages Business Income, Business Interruption, Food Borne Illness Carrier Status Non-admitted States Most StatesProfessional Program Insurance BrokerageCoverages Abuse & Molestation, Blanket Addt’l Insureds, CGL, Commercial Excess, EPLI, GL, Liability, Products Liab, Property Carrier Status Non-admitted States All StatesQuirk & CompanyCoverages CGL, Environmental Liab, Equipment, Excess Flood, Flood, Kidnap/Ransom, Products Liab, Professional Liab, Property Carrier Status Non-admitted States LA, OK, OR, TX, WA



Prime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesPULIC Program - TDC Specialty Insurance Company

(FKA Professional Underwriters Liability Ins. Co.)Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most StatesRLI TransportationCoverages Auto Comm-Nonstandard, Auto Comm-Standard Carrier Status Admitted States Most StatesRockwood Programs Inc.Coverages Cyber Liab, D&O, EPLI, Medical Malpractice, Misc Professional Liab Carrier Status Admitted, Non-admitted States Most StatesRPS HealthcareCoverages EPLI, Excess Liab, GL, Medical Professional Carrier Status Admitted, Non-admitted States All StatesThe McGowan CompaniesCoverages Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most StatesUSX/SCoverages Abuse & Molestation, Breach of Security, CGL, Cyber Liab, Identity Theft, Medical Malpractice Carrier Status Admitted, Non-admitted States All StatesWorldwide Facilities Inc. - All OfficesCoverages Abuse & Molestation, CGL, Commercial Excess, Community/Social Svcs, Crime, D&O, EPLI, Excess Liab, GL, Medical, Medical & Physical Rehab, Medical Malpractice, Medicare/Medicaid Billing E&O, Mental Health Care, Physicians Billing E&O, Professional Liab, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States All States

Medical SpasAccess E&S Insurance Services (CA)Coverages GL, Professional Liab, Property Carrier Status Non-admitted States AZ, CA, CO, NV, TXAllied Protector PlanCoverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesProfessional Program Insurance BrokerageCoverages Abuse & Molestation, BOP, CGL, Professional Liab, Property Carrier Status Non-admitted States All States

Mental Health Care FacilitiesAFC InsuranceCoverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Interruption, CGL, COC, D&O, Developmental Disabilities, Employee Benefits, Inland Marine, Mental Health Care, Misc Professional Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesAllied Protector PlanCoverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most StatesIrwin Siegel Agency Inc.Coverages Addiction Treatment, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Crime, GL, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most StatesNegley AssociatesCoverages CGL, Professional Liab Carrier Status Non-admitted States All StatesNIF Group Inc.Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Boiler & Machinery, Business Income, Business Interruption, D&O, E&O, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Inland Marine, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Mental Health Care, Products Liab, Professional Liab, Umbrella Carrier Status Admitted States Most States

Quaker Special Risk (New Jersey)Coverages Abuse & Molestation, CGL, GL, Liability, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Non-admitted States Most StatesRPS HealthcareCoverages D&O, EPLI, Excess Liab, GL, Medical Professional, Professional Liab, Property States All States

Medical Device/Instrument ManufacturerCRES Insurance ServicesCoverages BOP, Professional Liab Carrier Status Non-admitted States Most StatesPeople’s United Insurance Agency Inc.Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, CGL, E&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesQuaker Special Risk (Florida)Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most StatesQuaker Special Risk (Mass.)Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most StatesQuaker Special Risk (New Jersey)Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most StatesQuaker Special Risk (New York)Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most StatesSURETY ONE Inc.Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States

Medical Imaging CentersAllied Protector PlanCoverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most StatesAmerican Professional Liability Underwriters Inc.Coverages D&O, EPLI, GL, Professional Liab Carrier Status Non-admitted States AL, FL, GA, MI, MS, NC, NY, TXCenturion Insurance GroupCoverages D&O, Professional Liab Carrier Status Admitted States All StatesQuaker Special Risk (New Jersey)Coverages CGL, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Medical ProfessionalsAccess E&S Insurance Services (CA)Coverages BOP, Medical Malpractice Carrier Status Non-admitted States AZ, CA, CO, NV, TXAccess E&S Insurance Services (VA)Coverages Excess Liab, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA, DCJ.M. WilsonCoverages CGL, Professional Liab Carrier Status Non-admitted States AL, AR, GA, IA, IL, IN, KS, KY, MI, MO, NC, NE, OH, OK, PA, SC, TN, VA, WI, WVKZ Insurance Brokerage LLCCoverages Auto Comm-Standard, BOP, Professional Liab, Workers’ Comp Carrier Status Admitted States AZ, CA, NV, TN, TXNAS Insurance ServicesCoverages Cyber Liab, D&O, EPLI, MEDEFENSE Plus, Medical Malpractice Carrier Status Non-admitted States Most StatesNeitClem Wholesale Insurance Brokerage Inc.Coverages D&O, E&O, Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, NVPBS Insurance Underwriting CorporationCoverages Medical Malpractice, Misc Professional Liab Carrier Status Admitted, Non-admitted States Most States

Safehold Special RiskCoverages EPLI, Equipment, Equipment Breakdown, GL, Legal Liab, Marina Operators Legal, Nonowned & Hired Auto, Physical Damage, Ship Repairers Legal, Umbrella, Workers’ Comp Carrier Status Admitted States All StatesSpecialized InsuranceCoverages CGL, Commercial Marine, Dealers Open Lot, GL, Marina Operators Legal Carrier Status Admitted, Non-admitted States FL, NY, PASun Coast General Insurance AgencyCoverages Boats, Cargo, CGL, Commercial Marine, Hull, Physical Damage Rental Units, Piers & Docks, Ship Repairers Legal, Uninsured Boaters, Watercraft Liab, Wet Marine Carrier Status Admitted, Non-admitted States AK, AZ, CA, CO, FL, NV, OR, UT, WATCA Inc.Coverages Boats, Builders Risk, CGL, Commercial Excess, Commercial Marine, Contractors Equip, Excess Liab, GL, Hull, Liability, Marina Operators Legal, Piers & Docks, Pollution, Pollution Liab, Professional Liab, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Wet Marine Carrier Status Admitted, Non-admitted States All StatesThe Hanover Insurance GroupCoverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Liability, Liquor Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Property, Protection & Indemnity (P&I), Watersports Liab, Workers’ Comp Carrier Status Admitted States All States

Martial Arts FacilitiesFrancis L. Dean & Associates Inc.Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All StatesK&K Insurance Group Inc.Coverages CGL, Equipment, Inland Marine, Medical Payments, Participant Accident Carrier Status Admitted States All StatesMarkel Specialty CommercialCoverages Accident & Health, Auto Comm-Standard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Personal Property, Property, Umbrella Carrier Status Admitted States Most StatesPhiladelphia Insurance CompaniesCoverages Abuse & Molestation, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesSports & Fitness Insurance Corporation (SFIC)Coverages Accident & Health, Accidental Death, Auto Comm-Standard, Builders Risk, Business Income, Business Interruption, CGL, Crime, Earthquake, Employee Benefits, EPLI, Flood, GL, Glass, Homeowners Pkg, Liability, Medical, Professional Liab, Property Carrier Status Admitted States All States

Medical & Physical Rehab FacilitiesIrwin Siegel Agency Inc.Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Income, Crime, D&O, Excess Liab, GL, Inland Marine, Professional Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesMonitor Liability ManagersCoverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted, Non-admitted States All StatesNAS Insurance ServicesCoverages Cyber Liab, EPLI, Fire Legal Liab, GL, Legal Expense Ins, Legal Liab, Medical Payments, Products Liab, Professional Liab, Sexual Misconduct Liab Carrier Status Non-admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States



Motor SportsAmerican Specialty Insurance & Risk Services Inc.Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Property Carrier Status Admitted States Most StatesAmWINS Transportation Underwriters Inc. (Zionsville)Coverages Accidental Death, Auto Comm-Standard, Business Income, Crime, Disability, E&O, Event Cancellation, Excess Liab, GL, Inland Marine, Legal Liab, Liquor Liab, Participant Accident, Products Liab, Property, Workers’ Comp Carrier Status Admitted States Most StatesPhiladelphia Insurance CompaniesCoverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, CGL, Crime, D&O, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Motorcycle Dealers / DealershipsAmerican Specialty Insurance & Risk Services Inc.Coverages CGL, Crime, GKLL, Inland Marine, Property Carrier Status Admitted States Most StatesAutomotive Risk Mgmt. & Ins. Services Inc.Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, Crime, Dealers Open Lot, E&O, EPLI, Equipment Breakdown, Fidelity, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, Identity Theft, Inland Marine, Real & Business Personal Prop, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States MostK&K Insurance Group Inc.Coverages Business Income, Crime, Employee Benefits, EPLI, Garage Liability, Inland Marine, Workers’ Comp Carrier Status Admitted States All StatesMBA Insurance Agency of AZ Inc.Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg States Most StatesPlatinum Program Managers & Insurance Services Inc.Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States AK, AZ, CA, CO, ID, MT, NM, NV, OR, UTPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Movie TheatersK&K Insurance Group Inc.Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Inland Marine, Liquor Liab, Property Carrier Status Admitted States All States

Moving & Storage CompaniesPark Insurance CompanyCoverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Truck Auto Liab States NYPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Moving CompaniesDelta General Agency Corp.Coverages GL, Property Carrier Status Admitted, Non-admitted States TXPark Insurance CompanyCoverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Truck Auto Liab States NYPaul Hanson Partners Specialty Ins. Solutions/Mover’s Choice ProgramCoverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, Cargo, CGL, Crime, Equipment, Inland Marine, Motor Truck Cargo, Nonowned & Hired Auto, Property, Truck Auto Liab, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States All States

Prime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesSouth & Western General Agency Inc.Coverages GL, Property Carrier Status Admitted States AR, MS, NM, OK, TN, TX

Mortgage Bankers/LendersGerald J. Wilkoff Inc.Coverages Contractors License Bonds, Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States Most StatesProctor Financial Inc.Coverages Blanket Forced Placed, E&O, Excess Flood, Flood, Force Place Fire Cvrg, Foreclosed Properties, High Valued Homes, Mobile Home Ins, Mortgage Impairment, Mortgage REO Cvrg, Rented Property, Residential Property Carrier Status Non-admitted States All StatesRussell Bond & Co. Inc.Coverages Blanket Forced Placed, Collateral Protection, Difference in Conditions, Excess Flood, Force Place Fire Cvrg, Foreclosed Properties, Mortgage Impairment, Mortgage REO Cvrg Carrier Status Non-admitted States Most StatesTitlePac Inc.Coverages Cyber Liab, E&O, Fidelity Bonds, Misc Professional Liab, Professional Liab Carrier Status Non-admitted States Most Statesvan Wagenen Financial ServicesCoverages Blanket Forced Placed, Boiler & Machinery, CGL, Collateral Protection, Compliance Mgmt, Dwelling Fire, E&O, Earthquake, Flood, Force Place Fire Cvrg, Foreclosed Properties, Mobile Home Ins, Mortgage REO Cvrg, Property, Residential Property Carrier Status Admitted States All StatesWorldwide Facilities Inc. - All OfficesCoverages CGL, E&O, EPLI, Excess Liab, GL, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

Mortgage BrokersAccess E&S Insurance Services (CA)Coverages BOP, Fidelity Bonds, Professional Liab Carrier Status Non-admitted States AZ, CA, CO, NV, TXCRES Insurance ServicesCoverages GL, Professional Liab States AZ, CA, CO, CT, FL, GA, IL, IN, MA, MD, MI, MO, NC, NJ, NV, OH, OR, PA, SC, TX, UT, VA, WAGerald J. Wilkoff Inc.Coverages Contractors License Bonds, Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States Most StatesKing Insurance Support SystemsCoverages Professional Liab States Most StatesLogic Underwriters Inc.Coverages BOP, E&O Carrier Status Admitted, Non-admitted States TXPhiladelphia Insurance CompaniesCoverages BOP, Identity Theft, Misc Professional Liab Carrier Status Admitted States Most StatesTitlePac Inc.Coverages Cyber Liab, E&O, Fidelity Bonds, Misc Professional Liab, Professional Liab Carrier Status Non-admitted States Most States

Motion Picture (Film/Video) ProducersAllen Financial Ins. Group / The Equestrian GroupCoverages Accident & Health, Auto Comm-Standard, Care/Custody/Control, CGL, Crime, Equipment, Excess Liab, GL, Participant Accident, Property States All StatesEuclid Managers LLCCoverages Breach of Security, Cyber Liab, E&O, Media Liab, Professional Liab Carrier Status Admitted States Most StatesPhiladelphia Insurance CompaniesCoverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Cyber Liab, D&O, EPLI, Equipment Breakdown, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted States Most StatesU.S. Risk Insurance Group Inc.Coverages CGL, Crime Carrier Status Admitted, Non-admitted States Most States

Philadelphia Insurance CompaniesCoverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property States All States

Metalworking CompaniesB&B Programs, A Div. of Barney & Barney LLCCoverages Auto Comm-Standard, Business Income, CGL, Environmental Liab, EPLI, Equipment, GL, Inland Marine, Mechanical Breakdown, Pollution, Pollution Liab, Property, Truck Auto Liab, Umbrella, WC - Captive Placement, Workers’ Comp Carrier Status Admitted States All StatesSmith, Bell & Thompson Inc.Coverages Auto Comm-Standard, GL, Products Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Mobile Auto Detailer5Star Garage Services & Auto Dealers ProgramCoverages EPLI, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Legal Liab, Nonowned & Hired Auto, Property, Uninsured Motorists Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Mobile Home Parks (Commercial)American Modern Insurance GroupCoverages Mobile Home Ins, Rented Property, Renters Insurance, Service Contracts States All StatesAmerican Underwriting ManagersCoverages GL, Property Carrier Status Non-admitted States AK, AZ, CO, FL, KS, LA, MO, NC, NM, OK, TX, WYAmWINS Group Inc. - 70 Offices NationwideCoverages Crime, Fire Legal Liab, GL, Inland Marine, Medical Payments, Property Carrier Status Admitted, Non-admitted States Most StatesAnderson & Murison Inc.Coverages CGL, Professional Liab, Property Carrier Status Non-admitted States CABrecht & AssociatesCoverages Excess Liab, GL, Inland Marine, Property Carrier Status Non-admitted States TX

Compass Insurance Group of AgenciesCoverages Business Income, CGL, Property Carrier Status Non-admitted States CAEvolution Insurance BrokersCoverages Dwelling Fire, Earthquake, Fire, Fire Legal Liab, Homeowners Pkg, Liability, Mobile Home Ins, Rented Property, Renters Insurance, Theft Carrier Status Non-admitted States Most StatesKing Insurance Support SystemsCoverages Auto Comm-Standard, Crime, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, CO, IA, ID, IL, IN, MI, MO, MT, NC, NE, NV, OH, OK, OR, PA, SC, TN, TX, UT, WA, WILeavitt Recreation and Hospitality Insurance Inc.Coverages Business Income, CGL, Commercial Excess, Fire Legal Liab, Inland Marine, Medical Payments, Property Carrier Status Non-admitted States Most StatesPhiladelphia Insurance CompaniesCoverages Auto Comm-Standard, Boiler & Machinery, CGL, D&O, Employee Benefits, EPLI, Equipment, Fire Legal Liab, GL, Liability, Nonowned & Hired Auto, Property, Umbrella, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted States Most States



Great American Ins. Group - Executive Liability DivisionCoverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States Most StatesIndemnity Excess & Surplus Agency Inc.Coverages BOP, E&O, EPLI, Non-Profit D&O Carrier Status Admitted States Most StatesIrwin Siegel Agency Inc.Coverages D&O, EPLI, Non-Profit D&O Carrier Status Admitted, Non-admitted States Most StatesMarkel Specialty CommercialCoverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella Carrier Status Admitted States Most StatesMexiPass International Insurance Services LLCCoverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Admitted States All StatesMonitor Liability ManagersCoverages D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted, Non-admitted States All StatesNIF Group Inc.Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Interruption, Commercial Excess, Crime, D&O, E&O, Medical Payments, Property Carrier Status Admitted States Most StatesNonprofits Insurance Alliance of Calif.Coverages Abuse & Molestation, D&O, Fiduciary Liab, GL, Liability, Nonowned & Hired Auto, Physical Damage, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States CANSM Insurance GroupCoverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Business Income, Business Interruption, Community/Social Svcs, Cyber Liab, D&O, E&O, Earthquake, EPLI, Event Cancellation, GL, Identity Theft, Liability, Loss of Use, Mental Health Care, Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Student Accident, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All StatesPhiladelphia Insurance CompaniesCoverages Abuse & Molestation, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most StatesR.V. Nuccio & Associates Inc.Coverages Accidental Death, CGL, EPLI, Event Cancellation, Fidelity, Hole-in-One, Inland Marine, Non-Profit D&O, Nonowned & Hired Auto, Property, Trade Shows & Festivals, Weather Carrier Status Admitted States Most StatesRockwood Programs Inc.Coverages Crime, D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted, Non-admitted States Most StatesRussell Bond & Co. Inc.Coverages Abuse & Molestation, CGL, Community/Social Svcs, Crime, Cyber Liab, D&O, Developmental Disabilities, E&O, Educator Legal Liab, Fidelity, Fiduciary Liab, Identity Theft, Kidnap/Ransom, Legal Malpractice, Liquor Liab, Managed Care, Media Liab, Medical & Physical Rehab, Medical Malpractice, Medical Professional, Mental Health Care, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Police Professional Liab, Products Liab, Professional Liab, Public Officials, Sexual Misconduct Liab, Tenant Discrimination, Umbrella Carrier Status Admitted, Non-admitted States Most StatesSURETY ONE Inc.Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most StatesSwett & CrawfordCoverages Abuse & Molestation, Assault & Battery, Blanket Addt’l Insureds, CGL, Community/Social Svcs, D&O, E&O, Educator Legal Liab, EPLI, Fiduciary Liab, Liability, Misc Professional Liab, Non-Profit D&O, Professional Liab, Public Officials, Sexual Misconduct Liab, Tenant Discrimination Carrier Status Admitted, Non-admitted States Most StatesTarget Professional Programs (Formerly 5Star Prof.)Coverages D&O, EPLI Carrier Status Admitted States Most StatesVictor O. Schinnerer & Co.Coverages Crime, D&O, EPLI, Fiduciary Liab, Kidnap/Ransom Carrier Status Admitted States Most States

Networking/Telecommunication Co’sAMIS/Alliance Marketing & Insurance ServicesCoverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, BOP, Liability, Property, Workers’ Comp Carrier Status Admitted States Most StatesRPS Technology & CyberCoverages BOP, Breach of Security, Business Income, Business Interruption, CGL, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Liability, Media Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Night ClubsFounders Insurance CompanyCoverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most StatesInsential Inc.Coverages Assault & Battery, GL, Liquor Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All StatesInternational Excess CompaniesCoverages Assault & Battery, CGL, Commercial Excess, Crime, EPLI, Excess Liab, GL, Liability, Liquor Liab, Nonowned & Hired Auto, Umbrella Carrier Status Non-admitted States Most StatesNeitClem Wholesale Insurance Brokerage Inc.Coverages Assault & Battery, Fire, GL, Inland Marine, Liability, Liquor Liab, Spoilage Carrier Status Admitted, Non-admitted States AZ, CA, NVNext Wave Insurance Services LLCCoverages Crime, GL, Liquor Liab, Property Carrier Status Admitted States Most StatesNumber One Insurance AgencyCoverages Assault & Battery, Excess Liab, Flood, GL, Liquor Liab, Property Carrier Status Admitted States MAPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesUnifax Insurance Systems Inc.Coverages GL, Liquor Liab, Property Carrier Status Admitted States CAW.A.Schickedanz Agency Inc.Coverages Business Income, CGL, Fire, GL, Liability, Liquor Liab, Property Carrier Status Non-admitted States AR, IL, MO

Nonprofit OrganizationsAgostini Wholesale InsuranceCoverages CGL, D&O, Liability, Property Carrier Status Admitted, Non-admitted States CA, CO, MD, NE, NM, NV, OR, TN, TX, UT, WAAlliance of Nonprofits for Ins. Risk Retention GroupCoverages Abuse & Molestation, D&O, Fiduciary Liab, GL, Liability, Nonowned & Hired Auto, Physical Damage, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States Most StatesAMIS/Alliance Marketing & Insurance ServicesCoverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Liability, Professional Liab, Property Carrier Status Admitted States Most StatesCare Providers Insurance Services LLCCoverages Abuse & Molestation, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Interruption, Crime, D&O, Equipment Breakdown, GL, Liability, Nonowned & Hired Auto, Participant Accident, Professional Liab, Property, Theft, Umbrella Carrier Status Admitted States Most StatesCharity First Insurance Services Inc.Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, CGL, Crime, EPLI, Equipment Breakdown, Int’l Coverage - Commercial, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most StatesGateway Specialty InsuranceCoverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Prime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

MunicipalitiesAlliant Specialty Insurance Services Inc.Coverages Inland Marine, Property, Umbrella Carrier Status Non-admitted States All StatesAmWINS Group Inc. - 70 Offices NationwideCoverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Crime, Employee Benefits, EPLI, GL, Inland Marine, Police Professional Liab, Pollution Liab, Property, Public Officials, Umbrella Carrier Status Admitted, Non-admitted States Most StatesAmWINS Program UnderwritersCoverages Pollution, Pollution Liab States All StatesApex Insurance ServicesCoverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, CGL, Commercial Excess, Crime, EPLI, Equipment Breakdown, Inland Marine, Property, Public Officials Carrier Status Admitted States AZ, CO, IA, IL, IN, KS, KY, MI, MN, MO, NC, NV, NY, OH, PA, SC, TN, UT, WIGlatfelter Insurance GroupCoverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Property, Public Officials Carrier Status Admitted States Most StatesGlatfelter Public PracticeCoverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Property, Public Officials Carrier Status Admitted States Most StatesHCC Specialty (MA)Coverages GL, Prize Indemnification, Professional Liab, Property, Public Officials, Weather Carrier Status Non-admitted States Most StatesMidlandsCoverages Excess Liab, Liability, Police Professional Liab, Professional Liab, Public Officials, Workers’ Comp Carrier Status Admitted States Most StatesPhiladelphia Insurance CompaniesCoverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Property, Umbrella, Uninsured Motorists Carrier Status Admitted States Most StatesProfessional Governmental UnderwritersCoverages D&O, E&O, EPLI, Police Professional Liab Carrier Status Admitted, Non-admitted States Most StatesSURETY ONE Inc.Coverages Fidelity, Fidelity Bonds, Public Officials Carrier Status Admitted, Non-admitted States Most States

MuseumsAmerican Specialty Insurance & Risk Services Inc.Coverages Auto Comm-Standard, Business Income, CGL, Commercial Excess, Crime, Inland Marine, Property Carrier Status Admitted States Most StatesMarkel Specialty CommercialCoverages Accident & Health, Auto Comm-Standard, Completed Operations Liab, Crime, Equipment Breakdown, Fine Arts, GL, Historic Bldgs/Unique Property, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted States Most StatesPhiladelphia Insurance CompaniesCoverages Abuse & Molestation, CGL, Property Carrier Status Admitted States Most States

Nanny ServicesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States



W.A.Schickedanz Agency Inc.Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, CGL, Commercial Marine, Completed Operations Liab, Contractors Equip, Fire, GL, Inland Marine, Liability, Medical Payments, Property, Uninsured Motorists, Workers’ Comp Carrier Status Admitted, Non-admitted States AR, IL, MOWestern Surplus Lines Agency Inc.Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Control of Well, Employee Benefits, Fire Legal Liab, Inland Marine, Medical Payments, Misc Professional Liab, Nonowned & Hired Auto, Pollution Liab, Products Liab, Professional Liab Carrier Status Non-admitted States TX

Orchards - AgricultureAgricultural Insurance Mgmt ServicesCoverages CGL, Contractors Equip, Products Liab, Property Carrier Status Admitted States Most StatesAllen Financial Ins. Group / The Equestrian GroupCoverages Auto Comm-Standard, Boiler & Machinery, Business Interruption, Commercial Excess, Flood, Motor Truck Cargo, Pollution Liab Carrier Status Admitted States Most States

OsteopathsPULIC Program - TDC Specialty Insurance Company

(FKA Professional Underwriters Liability Ins. Co.)Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Parent Teacher Organizations (PTAs/PTOs)R.V. Nuccio & Associates Inc.Coverages Abuse & Molestation, Accidental Death, CGL, Crime, EPLI, Event Cancellation, Fidelity, Inland Marine, Medical Payments, Non-Profit D&O, Weather Carrier Status Admitted States Most States

Pawn ShopsAll Risks Ltd.Coverages Crime, Employee Benefits, Equipment Breakdown, GL, Nonowned & Hired Auto, Property Carrier Status Non-admitted States All States Prime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesSURETY ONE Inc.Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most StatesUSG Insurance Services Inc.Coverages Business Income, CGL, Nonowned & Hired Auto, Products Liab, Property Carrier Status Admitted, Non-admitted States All States

Pest Control Firms5Star Business Auto Program (Misc. classes)Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Uninsured Motorists Carrier Status Admitted States Most StatesAll Risks Ltd.Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Crime, Employee Benefits, Excess Liab, GL, Inland Marine, Lost Key, Nonowned & Hired Auto, Pollution, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States All StatesBrownyard GroupCoverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, CGL, Commercial Excess, Completed Operations Liab, Crime, E&O, Environmental Liab, Equipment Breakdown, Fidelity, Fire Legal Liab, GL, Herbicide & Pesticide, Inland Marine, Liability, Lost Key, Medical Payments, Pollution Liab, Products Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All StatesBurns & Wilcox - All OfficesCoverages CGL, Environmental Liab, Excess Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Horizon E & S Insurance BrokerageCoverages Earthquake, Liability, Property Carrier Status Non-admitted States AZ, CA, NVM.J. Hall & Company Inc.Coverages BOP, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV, TXMacNeill Group, Inc., CMGACoverages CGL, Excess Liab, Misc Professional Liab, Property Carrier Status Admitted, Non-admitted States FLPhiladelphia Insurance CompaniesCoverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most StatesPreferred Property ProgramsCoverages Boiler & Machinery, Commercial Excess, Equipment Breakdown, Excess Liab, Lessor Only Excess Liab, Mechanical Breakdown, Umbrella Carrier Status Admitted States Most StatesSpecialty Programs & Facilities Managers (AmWINS)Coverages Liability, Pollution Liab, Property, Umbrella Carrier Status Admitted States AZ, CA, NVUCA General Insurance ServicesCoverages Business Income, CGL, EPLI, Equipment Breakdown, Fire Legal Liab, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, NM, NV, OR, UT, WA, WI

Oil & Gas OperatorsAlliant Specialty Insurance Services Inc.Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, CGL, Contractors Equip, Inland Marine, Installation Floaters, Pollution, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All StatesBurnett & Company Inc.Coverages CGL, Control of Well, Political Risk, Pollution, Property Carrier Status Non-admitted States All StatesHouston International Insurance GroupCoverages Auto Comm-Standard, Blanket Waivers, Contractors Equip, Equipment Breakdown, GL, Inland Marine, Installation Floaters, Pollution Liab, Property, Workers’ Comp States Most StatesLIG Marine ManagersCoverages USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States All StatesMarketScoutCoverages Auto Comm-Standard, Business Interruption, Commercial Excess, Control of Well, E&O, Employee Benefits, Environmental Liab, GL, Pollution, Pollution Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

McClelland and Hine Inc.Coverages Liability, Umbrella Carrier Status Non-admitted States TXSloan Mason Insurance ServicesCoverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Equipment, Excess Liab, Inland Marine, Installation Floaters, Motor Truck Cargo, Pollution Liab, Transportation Pollution Liab, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesSouthwest Energy Underwriters Inc.Coverages Control of Well, Property Carrier Status Non-admitted States All StatesSwett & CrawfordCoverages Auto Comm-Standard, Completed Operations Liab, Contractors Equip, Control of Well, Equipment, Fire Legal Liab, GL, Liability, Medical Payments, Pollution, Umbrella Carrier Status Admitted, Non-admitted States Most StatesTarget Managers Insurance ServicesCoverages Auto Comm-Standard, CGL, Environmental Liab, Excess Liab, Pollution Liab, Property, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesTranspac Managers Inc.Coverages Equipment, Equipment Breakdown, Property, Rented Property, Tools & Equip Carrier Status Non-admitted States Most States

Nurseries / Garden CentersAgricultural Insurance Mgmt ServicesCoverages CGL, Contractors Equip, Equipment, Equipment Breakdown, Products Liab, Property Carrier Status Admitted States Most StatesMark D. Fredricksen Insurance ServicesCoverages CGL, Property Carrier Status Admitted States Most States

Nursing Homes5Star Paratransit ProgramCoverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, EPLI, Excess Liab, GL, Medical Payments, Physical Damage, Umbrella, Uninsured Motorists Carrier Status Admitted States Most StatesEvolution Insurance BrokersCoverages Abuse & Molestation, D&O, Fire, Fire Legal Liab, Liability, Mechanical Breakdown, Misc Professional Liab, Sexual Misconduct Liab, Theft, Tools & Equip Carrier Status Non-admitted States Most StatesGerald J. Wilkoff Inc.Coverages Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States Most StatesGlatfelter Insurance GroupCoverages Auto Comm-Standard Liability, GL, Professional Liab, Property, Umbrella Carrier Status Admitted States Most StatesPhiladelphia Insurance CompaniesCoverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Fire Legal Liab, Identity Theft, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Uninsured Motorists Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesQuadrant Insurance ManagersCoverages GL, Professional Liab States FL, NJ, TXRPS HealthcareCoverages D&O, EPLI, Excess Liab, GL, Professional Liab, Property Carrier Status Admitted, Non-admitted States All StatesSapphire BlueCoverages CGL, Professional Liab Carrier Status Non-admitted States All StatesUSX/SCoverages Abuse & Molestation, Auto Comm-Standard, Business Income, Cyber Liab, D&O, Environmental Liab, EPLI, Food Borne Illness, GL, Identity Theft, Medical Malpractice, Medical Professional, Property, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States All StatesWestern Security Surplus Insurance Brokers Inc.Coverages Abuse & Molestation, Addiction Treatment, CGL, E&O, Earthquake, Fire, Fire Legal Liab, GL, Liability, Managed Care, Medical & Physical Rehab, Medical Malpractice, Mental Health Care, Physical Damage, Professional Liab, Property Carrier Status Non-admitted States CA, TX

Office Building OwnersAdvanced E&S Group - Midwest RegionCoverages Business Income, Business Interruption, CGL, Fire, GL, Glass, Liability, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WIAppleby & SterlingCoverages Business Income, CGL, Property Carrier Status Admitted States AZ, CA, NVBurns & Wilcox - All OfficesCoverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most StatesCIBA Insurance ServicesCoverages Boiler & Machinery, Builders Risk, Business Income, Crime, Earthquake, GL, Lessor Only Excess Liab, Liability, Property Carrier Status Non-admitted States Most StatesCrusader Insurance CompanyCoverages GL, Property Carrier Status Admitted States CA



Plastic Manufacturers & DistributorsNeitClem Wholesale Insurance Brokerage Inc.Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NVPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesSmith, Bell & Thompson Inc.Coverages Auto Comm-Standard, GL, Products Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Podiatric PhysiciansPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesPULIC Program - TDC Specialty Insurance Company

(FKA Professional Underwriters Liability Ins. Co.)Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most StatesRockwood Programs Inc.Coverages E&O, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Police/Law Enforcement OfficersProfessional Governmental UnderwritersCoverages Blanket Wrongful Acts, Police Professional Liab Carrier Status Admitted, Non-admitted States Most StatesSURETY ONE Inc.Coverages Fidelity Bonds, Public Officials Carrier Status Admitted, Non-admitted States Most States

Production CompaniesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Professional Employer Organizations (PEO’s)Philadelphia Insurance CompaniesCoverages Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella Carrier Status Admitted States Most StatesU.S. Risk Insurance Group Inc.Coverages CGL, Crime, D&O, EPLI, Fiduciary Liab, Property, Workers’ Comp Carrier Status Non-admitted States Most StatesWorld Wide Specialty Programs Inc.Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Cyber Liab, E&O, Employee Benefits, EPLI, Fidelity, Fidelity Bonds, GL, Identity Theft, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Professionals/Consultants/ContractorsAccess E&S Insurance Services (VA)Coverages Excess Liab, Pollution, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA, DCCITA Insurance ServicesCoverages BOP, D&O, E&O, EPLI, Fiduciary Liab, Professional Liab Carrier Status Non-admitted States All StatesCommercial Sector Insurance Brokers LLCCoverages CGL, Commercial Excess, Completed Operations Liab, E&O, Excess Liab, GL, Liability, Misc Professional Liab, Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most StatesConstruction Insurance PartnersCoverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States Most States

Physician AssistantsAllied Protector PlanCoverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

PhysiciansB&B Programs, A Div. of Barney & Barney LLCCoverages Environmental Liab, EPLI, Excess Liab, Pollution, Pollution Liab, Umbrella, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, IL, MI, NV, UT, WIContinental Brokers Inc.Coverages Accident & Health, Accidental Death, Auto Comm-Standard Liability, Auto Pers-Standard, Boiler & Machinery, BOP, Business Income, Business Interruption, Crime, Cyber Liab, Disability, Earthquake, Flood, Glass, Homeowners Pkg, Medical Malpractice, Umbrella Carrier Status Admitted States Most StatesNAS Insurance ServicesCoverages Cyber Liab, EPLI, Identity Theft, Legal Expense Ins, Managed Care, MEDEFENSE, MEDEFENSE Plus, Medical Malpractice, Tax Audit, Workers’ Comp Plus Carrier Status Non-admitted States Most StatesPULIC Program - TDC Specialty Insurance Company

(FKA Professional Underwriters Liability Ins. Co.)Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most StatesRPS HealthcareCoverages D&O, EPLI, Medical Malpractice Carrier Status Admitted, Non-admitted States All States

Piers & DocksAtlass Insurance GroupCoverages Business Interruption, CGL, Property Carrier Status Admitted, Non-admitted States Most StatesLIG Marine ManagersCoverages Builders Risk, Earthquake, Fire, Flood, Hail, Hurricane, Piers & Docks, Property, Windstorm States All StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesThe Hanover Insurance GroupCoverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Liability, Liquor Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Property, Protection & Indemnity (P&I), Watersports Liab, Workers’ Comp Carrier Status Admitted States All States

Pizza DeliveryAFC InsuranceCoverages Auto Comm-Standard, BOP, Employee Benefits, EPLI, Nonowned & Hired Auto, Workers’ Comp Carrier Status Admitted States All StatesAmWINS Group Inc. - 70 Offices NationwideCoverages Auto Comm-Standard Phys Dmg, BOP, EPLI, Excess Liab, GL, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesAmWINS Program UnderwritersCoverages Auto Comm-Standard, EPLI, GL, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All StatesIPCCoverages Nonowned & Hired Auto, Pickup & Delivery Charges Carrier Status Non-admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesSunderland Insurance Services Inc.Coverages Excess Liab, Nonowned & Hired Auto, Umbrella Carrier Status Non-admitted States Most States

LIPCA InsuranceCoverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, E&O, GL, Inland Marine, Lost Key, Property, Umbrella Carrier Status Admitted, Non-admitted States Most StatesMarkel Specialty - ProgramsCoverages Auto Comm-Standard, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States Most StatesOhio E & S Agency Inc.Coverages Business Income, Care/Custody/Control, E&O, Fire Legal Liab, GL, Herbicide & Pesticide, Pollution, Professional Liab Carrier Status Non-admitted States MI, OHPhiladelphia Insurance CompaniesCoverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Care/Custody/Control, D&O, Damage in Process, Equipment Breakdown, Liability, Pollution Liab Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesSURETY ONE Inc.Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States

Pet Care ProfessionalsPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Pet Salons/Kennels/SuppliesA.I.I. Insurance Brokerage of Mass. Inc.Coverages Business Income, CGL, Equipment Breakdown, Misc Professional Liab, Real & Business Personal Prop Carrier Status Non-admitted States CT, MA, NH, RIAllen Financial Ins. Group / The Equestrian GroupCoverages BOP, Business Income, Care/Custody/Control, Excess Liab, Livestock/Animal Mortality, Professional Liab Carrier Status Admitted States AZ, CA, CO, NM, NV, OR, TX, UT, WAContinental Brokers Inc.Coverages BOP, Medical, Mortality, Property, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States Most StatesEvolution Insurance BrokersCoverages Bailee/Customer Goods, Care/Custody/Control, D&O, Fire, Fire Legal Liab, Liability, Livestock/Animal Mortality, Misc Professional Liab, Products Liab, Professional Liab, Theft, Tools & Equip Carrier Status Non-admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesWildlife Insurance Underwriters LLCCoverages BOP, Flood, GL, Horse Mortality Carrier Status Admitted States Most States

Petroleum DistributorsAmWINS Group Inc. - 70 Offices NationwideCoverages Pollution, Pollution Liab Carrier Status Admitted, Non-admitted States Most StatesPhiladelphia Insurance CompaniesCoverages Auto Comm-Standard, Crime, GL, Property, Umbrella Carrier Status Admitted States All StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesTarget Managers Insurance ServicesCoverages Auto Comm-Standard, CGL, Environmental Liab, Excess Liab, Pollution Liab, Property, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesWillis ProgramsCoverages Auto Comm-Standard, Crime, GL, Inland Marine, Property Carrier Status Admitted States Most States



RSI International Inc. (Missouri)Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Business Income, Business Interruption, CGL, Excess Liab, GL, Liability, Medical Payments, Property, Umbrella Carrier Status Non-admitted States AR, IL, IN, KS, KY, MO, OK, TN

Public EntitiesAlliant Specialty Insurance Services Inc.Coverages Inland Marine, Property, Umbrella Carrier Status Non-admitted States All StatesAmerican Public RiskCoverages Auto Comm-Standard, Boiler & Machinery, Cargo, Crime, Cyber Liab, D&O, Employee Benefits, EPLI, GL, Inland Marine, Police Professional Liab, Umbrella Carrier Status Admitted States IL, NC, NJ, NY, OH, PA, SCAmWINS Group Inc. - 70 Offices NationwideCoverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Crime, Employee Benefits, EPLI, GL, Inland Marine, Police Professional Liab, Pollution Liab, Property, Public Officials, Umbrella Carrier Status Admitted, Non-admitted States Most StatesApex Insurance ServicesCoverages Auto Comm-Standard Liability, CGL, Difference in Conditions, Equipment Breakdown, Excess Liab, Fidelity Bonds, Inland Marine, Police Professional Liab, Property, Public Officials Carrier Status Admitted States Most States

Euclid ManagersCoverages Boiler & Machinery, EPLI, Excess Liab, Garage Liability, GL, Inland Marine, Professional Liab, Property, Public Officials, Umbrella Carrier Status Admitted, Non-admitted States Most StatesGlatfelter Insurance GroupCoverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Property, Public Officials Carrier Status Admitted States Most StatesGlatfelter Public PracticeCoverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Property, Public Officials Carrier Status Admitted States Most StatesGrundy InsuranceCoverages Auto Comm-Standard, CGL, D&O, E&O, EPLI, Equipment Breakdown, Excess Liab, Property, Public Officials, Workers’ Comp Carrier Status Admitted States Most StatesMAXIMUMCoverages Boiler & Machinery, Builders Risk, Business Income, Business Interruption, Catastrophe, Earthquake, Equipment, Equipment Breakdown, Excess Flood, Flood, GL, Hurricane, Property, Public Officials, Umbrella Carrier Status Admitted, Non-admitted States Most StatesMidlandsCoverages Excess Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesOneBeacon Government RisksCoverages Auto Comm-Standard, CGL, Employee Benefits, EPLI, Excess Liab, Police Professional Liab, Property, Public Officials Carrier Status Admitted States Most StatesPhiladelphia Insurance CompaniesCoverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most StatesProfessional Governmental UnderwritersCoverages D&O, E&O, EPLI, Public Officials Carrier Status Admitted, Non-admitted States Most StatesRPS Technology & CyberCoverages Cyber Liab, Legal Expense Ins, Media Liab Carrier Status Admitted, Non-admitted States Most StatesSURETY ONE Inc.Coverages Fidelity, Fidelity Bonds, Public Officials Carrier Status Admitted, Non-admitted States Most StatesThe McGowan CompaniesCoverages Commercial Excess, Umbrella Carrier Status Admitted States Most States

Preferred Concepts LLCCoverages Auto Comm-Standard, Boiler & Machinery, CGL, Crime, Garage Keepers Legal Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesPreferred Property ProgramsCoverages Auto Comm-Standard, Boiler & Machinery, Business Interruption, CGL, Completed Operations Liab, Crime, Cyber Liab, E&O, EPLI, Excess Liab, Professional Liab, Property, Tenant Discrimination, Umbrella, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesSouthwest RiskCoverages Builders Risk, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States All StatesTarget Professional Programs (Formerly 5Star Prof.)Coverages E&O, Professional Liab Carrier Status Admitted States Most StatesVictor O. Schinnerer & Co.Coverages E&O, Professional Liab Carrier Status Admitted States Most States

Property ManagersAccess E&S Insurance Services (CA)Coverages EPLI, GL, Professional Liab, Tenant Discrimination Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV, TXAgostini Wholesale InsuranceCoverages E&O, EPLI, Fidelity, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, MD, NE, NM, NV, OR, TN, TX, UT, WACIBA Insurance ServicesCoverages Apartment House Package, Boiler & Machinery, Builders Risk, Business Income, Crime, D&O, Earthquake, GL, Lessor Only Excess Liab, Liability, Property, Residential Property, Tenant Discrimination Carrier Status Non-admitted States Most StatesFox Point ProgramsCoverages Cyber Liab, E&O, Identity Theft, Professional Liab Carrier Status Non-admitted States Most StatesIndemnity Excess & Surplus Agency Inc.Coverages E&O, EPLI, Tenant Discrimination Carrier Status Admitted States Most StatesIntercorp Inc.Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most StatesKing Insurance Support SystemsCoverages D&O, Professional Liab Carrier Status Non-admitted States CA

Logic Underwriters Inc.Coverages BOP, Professional Liab States TXMAXIMUMCoverages Catastrophe, Earthquake, Flood, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States Most StatesPreferred Concepts LLCCoverages Auto Comm-Standard, Boiler & Machinery, CGL, Crime, Garage Keepers Legal Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesPreferred Property ProgramsCoverages Auto Comm-Standard, Business Interruption, CGL, Completed Operations Liab, Crime, Cyber Liab, E&O, EPLI, Equipment Breakdown, Fidelity, Liability, Nonowned & Hired Auto, Professional Liab, Property, Tenant Discrimination, Umbrella, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesProfessional Liability Ins. Svcs - Underwriting FacilitiesCoverages E&O Carrier Status Non-admitted States Most States

Hall & CompanyCoverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most StatesIndemnity Excess & Surplus Agency Inc.Coverages CGL, EPLI, Excess Liab, Misc Professional Liab, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, HI, ID, NV, OR, TX, WAJ.M. WilsonCoverages CGL, E&O Carrier Status Non-admitted States AL, AR, GA, IA, IL, IN, KS, KY, MI, MO, NC, NE, OH, OK, PA, SC, TN, VA, WI, WVNorman-Spencer International Inc.Coverages E&O, Professional Liab Carrier Status Admitted States Most StatesPhiladelphia Insurance CompaniesCoverages BOP, Identity Theft, Misc Professional Liab Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesProfessional Underwriters Agency Inc.Coverages D&O, E&O, EPLI, Misc Professional Liab, Professional Liab, Technology E&O Carrier Status Non-admitted States Most StatesRPS Technology & CyberCoverages BOP, Breach of Security, Business Income, Business Interruption, CGL, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Liability, Media Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All StatesSloan Mason Insurance ServicesCoverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Excess Liab, Pollution Liab, Professional Liab, Transportation Pollution Liab, Umbrella Carrier Status Admitted, Non-admitted States Most StatesSun Coast General Insurance AgencyCoverages D&O, E&O, EPLI Carrier Status Admitted, Non-admitted States CASURETY ONE Inc.Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most StatesWestern Surplus Lines Agency Inc.Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Inland Marine, Misc Professional Liab, Nonowned & Hired Auto, Pollution Liab Carrier Status Non-admitted States LA, NM, OK, TX

Property Management FirmsAgostini Wholesale InsuranceCoverages BOP, D&O, E&O, EPLI, Fidelity Carrier Status Admitted, Non-admitted States AZ, CA, CO, MD, NE, NM, NV, OR, TN, TX, UT, WABliss & Glennon Inc.Coverages GL, Professional Liab Carrier Status Non-admitted States Most StatesCID Insurance Programs Inc.Coverages BOP, Cyber Liab, E&O, EPLI, Fidelity, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, MD, NE, NM, NV, OR, TN, TX, UT, WAInnovative Risk SolutionsCoverages Dwelling Fire, E&O, Foreclosed Properties, Liability, Property, Rented Property Carrier Status Non-admitted States Most StatesIntercorp Inc.Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most StatesPhiladelphia Insurance CompaniesCoverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States



Recycling Centers5Star Waste Insurance ProgramCoverages Auto Comm-Standard, EPLI, Excess Liab, GL, Inland Marine, Physical Damage, Pollution Liab, Property, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most StatesAmWINS Group Inc. - 70 Offices NationwideCoverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Environmental Liab, GL, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesAmWINS Program UnderwritersCoverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Environmental Liab, GL, Pollution, Umbrella, Workers’ Comp States Most StatesBerkley Specialty Underwriting Mgrs - Environmental Div.Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Employee Benefits, Environmental Liab, Pollution, Pollution Liab, Umbrella, Uninsured Motorists, Uninsured Personal Injury, USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesWillis ProgramsCoverages Auto Comm-Standard, CGL, Crime, Inland Marine, Pollution, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Registered Investment AdvisorsCalSurance AssociatesCoverages BOP, E&O, Professional Liab Carrier Status Non-admitted States Most StatesFox Point ProgramsCoverages Cyber Liab, E&O, Identity Theft Carrier Status Non-admitted States Most StatesMarkel Specialty CommercialCoverages E&O Carrier Status Non-admitted States All StatesProSurance Group Inc.Coverages Crime, E&O, Fidelity, Fidelity Bonds, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Residential Care Centers5Star Paratransit ProgramCoverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, EPLI, Excess Liab, GL, Medical Payments, Physical Damage, Umbrella, Uninsured Motorists Carrier Status Admitted States Most StatesAFC InsuranceCoverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, CGL, COC, Crime, D&O, Developmental Disabilities, Inland Marine, Mental Health Care, Misc Professional Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesIrwin Siegel Agency Inc.Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Income, Crime, D&O, Excess Liab, GL, Inland Marine, Professional Liab, Property, Workers’ Comp Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Residential SubcontractorsApplied Underwriters Inc.Coverages EPLI, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most StatesBurns & Wilcox - All OfficesCoverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most StatesGorst & Compass InsuranceCoverages GL, Workers’ Comp Carrier Status Admitted, Non-admitted States CAHorizon E & S Insurance BrokerageCoverages Auto Comm-Standard, COC, Equipment, Liability, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, WA

Intercorp Inc.Coverages BOP, Professional Liab Carrier Status Admitted, Non-admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesSURETY ONE Inc.Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most StatesTarget Professional Programs (Formerly 5Star Prof.)Coverages E&O, Professional Liab Carrier Status Non-admitted States Most StatesTitlePac Inc.Coverages Cyber Liab, E&O, Fidelity Bonds, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most StatesVictor O. Schinnerer & Co.Coverages E&O, Professional Liab Carrier Status Admitted States Most States

Real Estate Developers/HomebuildersBurns & Wilcox - All OfficesCoverages CGL, Environmental Liab, Excess Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most StatesConstruction Insurance PartnersCoverages Excess Liab, GL, Professional Liab, Workers’ Comp States Most StatesMidlandsCoverages Builders Risk, Contractors Equip Carrier Status Non-admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesQuaker Special Risk (Florida)Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Commercial Excess, Contractors Equip, GL, Liability, Umbrella Carrier Status Non-admitted States Most StatesQuaker Special Risk (Mass.)Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Commercial Excess, Contractors Equip, GL, Liability, Umbrella Carrier Status Non-admitted States Most StatesQuaker Special Risk (New Jersey)Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Commercial Excess, Contractors Equip, GL, Liability, Umbrella Carrier Status Non-admitted States Most StatesQuaker Special Risk (New York)Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Commercial Excess, Contractors Equip, GL, Liability, Umbrella Carrier Status Non-admitted States Most StatesSouthwest RiskCoverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All States

Recording StudiosAllen Financial Ins. Group / The Equestrian GroupCoverages Accident & Health, Auto Comm-Standard, Care/Custody/Control, CGL, Crime, Equipment, Excess Liab, GL, Participant Accident, Property Carrier Status Admitted States All StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Records Storage & Info MgmtBrightstone Insurance Services LLCCoverages Addt’l Expense, Auto Comm-Standard, Bailee/Customer Goods, BOP, Business Income, Cargo, CGL, Crime, Cyber Liab, D&O, E&O, EPLI, Fidelity Bonds, Nonowned & Hired Auto, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Worldwide Facilities Inc. - All OfficesCoverages Abuse & Molestation, Assault & Battery, CGL, Commercial Excess, D&O, Difference in Conditions, E&O, Educator Legal Liab, EPLI, Excess Liab, Liability, New Occurrence, Police Professional Liab, Pollution Liab, Professional Liab, Public Officials, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

PublishersCooper & McCloskey Inc.Coverages Cyber Liab, D&O, E&O, EPLI, Kidnap/Ransom, Media Liab Carrier Status Admitted States CAEuclid Managers LLCCoverages Cyber Liab, E&O, Media Liab Carrier Status Admitted States Most States

Real Estate Agents & BrokersCITA Insurance ServicesCoverages BOP, E&O, Professional Liab Carrier Status Non-admitted States Most StatesConstruction Insurance PartnersCoverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States Most StatesCRES Insurance ServicesCoverages E&O, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, CT, FL, GA, IL, IN, MA, MD, MI, MO, NC, NJ, NV, OH, OR, PA, SC, TN, TX, UT, VA, WAFox Point ProgramsCoverages Cyber Liab, E&O, Identity Theft, Professional Liab Carrier Status Non-admitted States Most StatesHerbert H. Landy InsuranceCoverages BOP, E&O, Professional Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesInnovative Risk SolutionsCoverages E&O, Professional Liab Carrier Status Non-admitted States Most StatesIntercorp Inc.Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most StatesKing Insurance Support SystemsCoverages Professional Liab, Property Carrier Status Admitted, Non-admitted States CALancer Indemnity CompanyCoverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PALogic Underwriters Inc.Coverages BOP, E&O Carrier Status Admitted, Non-admitted States TXNorman-Spencer Agency Inc.Coverages E&O Carrier Status Admitted States All StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesProfessional Liability Ins. Svcs - Underwriting FacilitiesCoverages E&O, Professional Liab Carrier Status Non-admitted States Most StatesSun Coast General Insurance AgencyCoverages BOP, CGL, Cyber Liab, E&O, EPLI, GL, Workers’ Comp Carrier Status Non-admitted States AZ, CA, CO, NV, OR, UT, WASURETY ONE Inc.Coverages Fidelity, Fidelity Bonds, Lost Note Bonds Carrier Status Admitted, Non-admitted States Most StatesTitlePac Inc.Coverages Cyber Liab, E&O, Fidelity Bonds, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most StatesVictor O. Schinnerer & Co.Coverages E&O, Professional Liab Carrier Status Admitted States Most States

Real Estate AppraisersHerbert H. Landy InsuranceCoverages BOP, E&O, Professional Liab, Workers’ Comp Carrier Status Admitted States Most States



American Underwriting ManagersCoverages Business Income, CGL, Food Spoilage, Liquor Liab, Property, Umbrella, Windstorm Carrier Status Non-admitted States AR, LA, NM, TXAppleby & SterlingCoverages Boiler & Machinery, GL, Property Carrier Status Admitted States AZ, CA, NVAtlantic Casualty Insurance CompanyCoverages CGL, Property Carrier Status Non-admitted States Most StatesAtlas General Insurance ServicesCoverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States MO, MS, NY, TXBass UnderwritersCoverages Excess Liab, GL, Liquor Liab, Property Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME, MS, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VABliss & Glennon Inc.Coverages GL, Property Carrier Status Admitted, Non-admitted States Most StatesBrecht & AssociatesCoverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Interruption, CGL, Commercial Excess, GL, Liquor Liab, Property, Umbrella Carrier Status Non-admitted States TXBurns & Wilcox - All OfficesCoverages CGL, Excess Liab, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States Most StatesContinental Brokers Inc.Coverages Accident & Health, Accidental Death, Assault & Battery, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Pers-Standard, Boiler & Machinery, BOP, Builders Risk, Business Income, Business Interruption, Commercial Marine, Container Refrigeration Break, Crime, EPLI, Fire Legal Liab, Flood, Food Borne Illness, Food Spoilage, Glass, Homeowners Pkg, Inland Marine, Property Carrier Status Admitted States Most StatesCRES Insurance ServicesCoverages GL, Liquor Liab Carrier Status Admitted States CAFounders Insurance CompanyCoverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most StatesGabor Insurance Services Inc.Coverages Boiler & Machinery, Business Income, Crime, EPLI, Equipment Breakdown, Liability, Liquor Liab, Personal Property, Umbrella Carrier Status Non-admitted States FLGorst & Compass InsuranceCoverages GL, Liquor Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States CAHCC Specialty (MA)Coverages Accident & Sickness, Addt’l Expense, Business Interruption, EPLI, Food Borne Illness States Most StatesInsurance Innovators Group - 6 Offices Serve NationwideCoverages Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, EPLI, Equipment Breakdown, Excess Liab, Fire, Food Borne Illness, Food Spoilage, GL, Liability, Liquor Liab, Medical Payments, Property, Spoilage, Umbrella, Workers’ Comp Carrier Status Non-admitted States DE, MD, NJ, NY, PAInternational Excess CompaniesCoverages Assault & Battery, Boiler & Machinery, BOP, Builders Risk, Business Income, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, Crime, Cyber Liab, EPLI, Equipment Breakdown, Excess Liab, Fire, Food Borne Illness, Food Spoilage, GL, Liability, Personal Property, Products Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesIrving Weber Associates Inc.Coverages Auto Comm-Standard, Boiler & Machinery, BOP, Business Income, Business Interruption, Crime, Employee Benefits, EPLI, Equipment Breakdown, Fire, Food Borne Illness, Food Spoilage, GL, Identity Theft, Liability, Liquor Liab, Mechanical Breakdown, Property, Real & Business Personal Prop, Spoilage, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States Most StatesIzzo Insurance Services Inc.Coverages Blanket Waivers, Workers’ Comp Carrier Status Admitted States Most StatesKZ Insurance Brokerage LLCCoverages BOP, EPLI, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, LA, NV, TN

Prime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesQuaker Special Risk (Florida)Coverages CGL, Commercial Excess, GL, Liability, Umbrella Carrier Status Non-admitted States Most StatesQuaker Special Risk (Mass.)Coverages CGL, Commercial Excess, GL, Liability, Umbrella Carrier Status Non-admitted States Most StatesQuaker Special Risk (New Jersey)Coverages CGL, Commercial Excess, GL, Liability, Umbrella Carrier Status Non-admitted States Most StatesQuaker Special Risk (New York)Coverages CGL, Commercial Excess, GL, Liability, Umbrella Carrier Status Non-admitted States Most StatesSouthwest RiskCoverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All States

ResortsACE Commercial Risk Services - ProgramsCoverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted, Non-admitted States Most States

Burns & Wilcox - All OfficesCoverages Auto Comm-Standard, CGL, Crime, D&O, EPLI, Equipment Breakdown, Excess Liab, GL, Inland Marine, Pool & Spa Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most StatesCITA Insurance ServicesCoverages Auto Comm-Standard, CGL, Commercial Excess, Crime, Garage Keepers Legal Liab, Liquor Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All StatesMexiPass International Insurance Services LLCCoverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Admitted States All StatesPhiladelphia Insurance CompaniesCoverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, Care/Custody/Control, CGL, Crime, D&O, Earthquake, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Flood, Garage Keepers Legal Liab, GL, Identity Theft, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Tee-to-Green, Umbrella, Uninsured Motorists Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Willis ProgramsCoverages Auto Comm-Standard, Crime, Equipment Breakdown, GL, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Restaurants5Star D&O ProgramCoverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most StatesA.I.I. Insurance Brokerage of Mass. Inc.Coverages BOP, Business Income, CGL, Equipment Breakdown, Liquor Liab, Real & Business Personal Prop, Spoilage, Umbrella Carrier Status Admitted, Non-admitted States CT, MA, NH, RIAdvanced E&S Group - Midwest RegionCoverages Assault & Battery, Boiler & Machinery, Business Income, Business Interruption, Care/Custody/Control, CGL, Crime, Equipment Breakdown, Fine Arts, Fire, Food Spoilage, GL, Glass, Inland Marine, Legal Liab, Liability, Liquor Liab, Nonowned & Hired Auto, Personal Property, Products Liab, Property, Real & Business Personal Prop, Spoilage, Theft, Umbrella Carrier Status Admitted, Non-admitted States CT, FL, IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WIAgency Intermediaries Inc.Coverages BOP, Business Income, CGL, Equipment Breakdown, Liquor Liab, Real & Business Personal Prop, Spoilage, Umbrella Carrier Status Admitted, Non-admitted States CT, MA, NH, RI

Lancer Indemnity CompanyCoverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PAM.J. Hall & Company Inc.Coverages Business Income, CGL, Crime, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, GKLL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV, TXMacNeill Group, Inc., CMGACoverages CGL, EPLI, Equipment, Excess Liab, Liquor Liab, Property, Spoilage, Umbrella Carrier Status Admitted, Non-admitted States FLMAXIMUMCoverages Boiler & Machinery, Business Income, Business Interruption, Catastrophe, Earthquake, Equipment, Equipment Breakdown, Excess Flood, Flood, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States All StatesMcLeckie Insurance GroupCoverages Business Income, CGL, Crime, EPLI, Food Borne Illness, Liquor Liab, Property Carrier Status Non-admitted States All StatesMonitor Liability ManagersCoverages EPLI Carrier Status Admitted, Non-admitted States All StatesN-Surance Outlets Inc. (Florida)Coverages Assault & Battery, Business Income, Fire Legal Liab, Food Spoilage, Liability, Liquor Liab, Medical Payments, Property Carrier Status Non-admitted States AL, FL, GA, LA, TNN-Surance Outlets Inc. (Georgia)Coverages Business Income, Excess Liab, Liability, Liquor Liab, Property Carrier Status Admitted, Non-admitted States GA, LA, TNNational Insurance UnderwritersCoverages Crime, Equipment, Fire Legal Liab, Food Spoilage, GL, Glass, Inland Marine, Liquor Liab, Personal Property Carrier Status Admitted, Non-admitted States AL, AR, CO, FL, GA, IL, LA, MD, MO, NC, NJ, OH, OK, PA, SC, TN, TXNext Wave Insurance Services LLCCoverages Crime, GL, Liquor Liab, Property, Workers’ Comp Carrier Status Admitted States Most StatesNumber One Insurance AgencyCoverages Excess Liab, Flood, GL, Liquor Liab, Property Carrier Status Admitted States MAPeople’s United Insurance Agency Inc.Coverages Assault & Battery, Liquor Liab Carrier Status Non-admitted States All StatesPlatinum Program Managers & Insurance Services Inc.Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States AK, AZ, CA, CO, ID, MT, NM, NV, OR, UTPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesProfessional Liability Ins. Svcs - Underwriting FacilitiesCoverages Business Interruption, EPLI, Food Borne Illness Carrier Status Non-admitted States Most StatesProHost USA Inc.Coverages Assault & Battery, Boiler & Machinery, Crime, Cyber Liab, EPLI, Equipment Breakdown, Excess Liab, Food Borne Illness, Food Spoilage, GKLL, GL, Liquor Liab, Products Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most StatesRISCO Insurance Brokerage Inc.Coverages CGL, Crime, Employee Benefits, Liquor Liab, Mechanical Breakdown, Property Carrier Status Non-admitted States CT, MA, ME, NH, NY, RIRoamNet Insurance Marketing ProgramsCoverages BOP, EPLI, Fire Legal Liab, GL, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, GA, IL, NM, NV, OR, TX, UT, WARoush Insurance Services Inc.Coverages Blanket Addt’l Insureds, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, Equipment Breakdown, Excess Liab, Fire, Fire Legal Liab, Food Spoilage, GL, Glass, Inland Marine, Liability, Liquor Liab, Medical Payments, Products Liab, Property, Real & Business Personal Prop, Spoilage, Theft, Trade Shows & Festivals, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OH



V3 Insurance Partners LLCCoverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, Business Interruption, Crime, Dealers Open Lot, E&O, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, Inland Marine, Property, Uninsured Motorists Carrier Status Admitted States Most States

RV ParksLeavitt Recreation and Hospitality Insurance Inc.Coverages Auto Comm-Standard, Bailee/Customer Goods, Boats, Boiler & Machinery, Business Income, CGL, Equipment Breakdown, Fire Legal Liab, Garage Keepers Legal Liab, Liquor Liab, Piers & Docks, Property, Umbrella Carrier Status Admitted, Non-admitted States All StatesPhiladelphia Insurance CompaniesCoverages CGL, Property Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Scaffold ErectorsAscinsure Specialty RiskCoverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella States Most StatesConstruction Insurance Services LLCCoverages Excess Liab, GL Carrier Status Non-admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

School Busing Firms5Star Contract School Bus ProgramCoverages Auto Comm-Standard Liability, EPLI, GL, Nonowned & Hired Auto, Physical Damage, Umbrella, Workers’ Comp Carrier Status Admitted States Most StatesGerald J. Wilkoff Inc.Coverages Contractors License Bonds, Crime, Fidelity, Fidelity Bonds, Performance & Payment Bonds Carrier Status Admitted States Most StatesGlatfelter Public PracticeCoverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Commercial Excess, Crime, Employee Benefits, Equipment Breakdown, GL, Inland Marine, Property Carrier Status Admitted States CT, DE, MA, MD, MI, NH, NJ, NY, OH, PA, VA, VT, WVPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesRLI TransportationCoverages Auto Comm-Standard, Liability Carrier Status Admitted States Most States

Schools-Public/PrivateACE Commercial Risk Services - ProgramsCoverages Abuse & Molestation, Auto Comm-Standard, Inland Marine, Liability, Property Carrier Status Admitted States PAAMIS/Alliance Marketing & Insurance ServicesCoverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, BOP, Liability, Property, Workers’ Comp States Most StatesApex Insurance ServicesCoverages Abuse & Molestation, Auto Comm-Standard, Commercial Excess, Crime, Educator Legal Liab, GL, Inland Marine, Police Professional Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesB&B Programs, A Div. of Barney & Barney LLCCoverages Environmental Liab, EPLI, Excess Liab, Pollution, Pollution Liab, Umbrella, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, IL, MI, OR, UT, WI

Lancer Indemnity CompanyCoverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PAMacNeill Group, Inc., CMGACoverages CGL, EPLI, Excess Liab, Liquor Liab, Property, Spoilage, Umbrella Carrier Status Admitted, Non-admitted States FLMonarch E&S Insurance ServicesCoverages CGL, Fire, Fire Legal Liab, GL, Liability, Liquor Liab, Medical Payments, Products Liab, Property Carrier Status Non-admitted States CAN-Surance Outlets Inc. (Florida)Coverages Business Income, Fire Legal Liab, Liability, Medical Payments, Property Carrier Status Non-admitted States AL, FL, GA, LA, TNN-Surance Outlets Inc. (Georgia)Coverages Business Income, Liability, Property Carrier Status Admitted, Non-admitted States GA, LA, TNPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesRockwood Programs Inc.Coverages Cyber Liab, EPLI, Professional Liab Carrier Status Admitted, Non-admitted States Most StatesRoush Insurance Services Inc.Coverages Auto Comm-Nonstandard, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, Excess Liab, Fine Arts, Fire, Fire Legal Liab, Food Spoilage, GL, Glass, Inland Marine, Liability, Liquor Liab, Mechanical Breakdown, Medical Payments, Nonowned & Hired Auto, Products Liab, Property, Theft, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OHSouth Texas General Insurance AgencyCoverages CGL, Property Carrier Status Non-admitted States TXUCA General Insurance ServicesCoverages Business Income, CGL, EPLI, Equipment Breakdown, Fire Legal Liab, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, NM, NV, OR, UT, WA, WIUnifax Insurance Systems Inc.Coverages GL, Property Carrier Status Admitted States CA

Roller Skating RinksFairway UnderwritersCoverages Liability, Products Liab, Property States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

RV DealershipsAutomotive Risk Mgmt. & Ins. Services Inc.Coverages Business Income, Dealers Open Lot, E&O, EPLI, Fire Legal Liab, Garage Liability, GKLL, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most StatesMAXIMUMCoverages Auto Comm-Nonstandard Phys Dmg, Boiler & Machinery, Builders Risk, Business Income, Business Interruption, Catastrophe, Excess Flood, Flood, GL, Hail, Hurricane, Inland Marine, Property, Theft, Umbrella Carrier Status Admitted, Non-admitted States Most StatesMBA Insurance Agency of AZ Inc.Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Non-admitted States Most StatesPlatinum Program Managers & Insurance Services Inc.Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States AK, AZ, CA, CO, ID, MT, NM, NV, OR, UTPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

RSI International Inc. (Missouri)Coverages Assault & Battery, Blanket Addt’l Insureds, Blanket Waivers, Boiler & Machinery, Builders Risk, Business Income, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, Difference in Conditions, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, Fiduciary Liab, Fire, Food Spoilage, GL, Inland Marine, Liability, Liquor Liab, Medical Payments, Products Liab, Property, Umbrella Carrier Status Non-admitted States AR, IA, ID, IL, IN, KS, KY, MO, OK, TNScottish AmericanCoverages Assault & Battery, Boiler & Machinery, Business Income, CGL, Excess Liab, Liquor Liab States CASouth Texas General Insurance AgencyCoverages CGL, Liquor Liab, Property Carrier Status Non-admitted States TXSpecialty InsuranceCoverages Assault & Battery, Boiler & Machinery, Business Income, Business Interruption, Care/Custody/Control, CGL, Completed Operations Liab, Crime, Employee Benefits, Equipment Breakdown, Fire, Fire Legal Liab, Food Spoilage, Garage Liability, GKLL, GL, Glass, Liability, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Products Liab, Property, Spoilage, Theft, Umbrella Carrier Status Admitted States CA, DE, FL, GA, IL, MA, MD, MI, MO, NJ, NY, OH, PA, RI, TNSun Coast General Insurance AgencyCoverages BOP, GL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States CATAPCO Underwriters Inc.Coverages GL, Liquor Liab, Property Carrier Status Non-admitted States Most StatesTejas American General AgencyCoverages GL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States TXThe McGowan CompaniesCoverages Commercial Excess, Umbrella Carrier Status Admitted States Most StatesUCA General Insurance ServicesCoverages Business Income, CGL, EPLI, Equipment Breakdown, Fire Legal Liab, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NM, NV, OR, UT, WA, WIUnifax Insurance Systems Inc.Coverages GL, Liquor Liab, Property Carrier Status Admitted States CAW.A.Schickedanz Agency Inc.Coverages Business Income, CGL, Fire, Food Spoilage, GL, Liability, Liquor Liab, Nonowned & Hired Auto, Products Liab, Property, Real & Business Personal PropCarrier Status Admitted, Non-admitted States AR, IL, MO

Retail Stores5Star Business Auto Program (Misc. classes)Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States5Star D&O ProgramCoverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most StatesAdvanced E&S Group - Midwest RegionCoverages Business Income, Business Interruption, CGL, Fire, GL, Glass, Liability, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WIAgency Intermediaries Inc.Coverages Business Income, CGL, Excess Liab, Real & Business Personal Prop, Umbrella Carrier Status Admitted, Non-admitted States CT, MA, NH, RIAtlantic Casualty Insurance CompanyCoverages CGL, Property Carrier Status Non-admitted States Most StatesAtlas General Insurance ServicesCoverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most StatesBurns & Wilcox - All OfficesCoverages CGL, Excess Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most StatesKZ Insurance Brokerage LLCCoverages BOP, WC - Master Policies/ASO, Workers’ Comp Carrier Status Admitted States AZ, CA, NV, TN, TX



Self-Storage FacilitiesAll Risks Ltd.Coverages Business Income, Earthquake, Excess Liab, Flood, GL, Identity Theft, Pollution, Property, Umbrella, Windstorm, Workers’ Comp Carrier Status Non-admitted States All StatesCIBA Insurance ServicesCoverages Boiler & Machinery, Builders Risk, Business Income, Crime, Earthquake, GL, Lessor Only Excess Liab, Liability, Property Carrier Status Non-admitted States Most StatesDeans & HomerCoverages Bailee/Customer Goods, BOP, Builders Risk, Excess Liab, Inland Marine, Liability, Property Carrier Status Admitted States Most StatesGMI Insurance ServicesCoverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States Most StatesMiniCo Insurance Agency LLCCoverages Boiler & Machinery, BOP, Business Income, CGL, COC, Crime, Earthquake, Employee Benefits, EPLI, Extended Business, Fire, GL, Legal Liab, Liability, Medical Payments, Nonowned & Hired Auto, Personal Liab, Pollution, Products Liab, Property, Theft, Umbrella, Windstorm Carrier Status Admitted States Most StatesSafehold Special RiskCoverages Boiler & Machinery, BOP, Builders Risk, Business Income, Catastrophe, CGL, D&O, E&O, Environmental Liab, EPLI, Equipment, Equipment Breakdown, GL, Hail, Liability, Mechanical Breakdown, Misc Professional Liab, Nonowned & Hired Auto, Pollution, Pollution Liab, Property, Tools & Equip, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Service StationsLancer Insurance CompanyCoverages Garage Keepers Legal Liab, Garage Liability, GKLL Carrier Status Admitted, Non-admitted States NJ, NYPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesRoamNet Insurance Marketing ProgramsCoverages BOP, EPLI, Fire Legal Liab, Garage Keepers Legal Liab, GL, Glass, Tools & Equip, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, GA, IL, MA, ME, MI, NH, NJ, NV, NY, OR, PA, TX, UT, VA, WA

Ship Repairers/Marine Artisan ContractorAgency Intermediaries Inc.Coverages Equipment, Liability, Protection & Indemnity (P&I), Ship Repairers Legal Carrier Status Admitted States CT, MAAtlass Insurance GroupCoverages Business Income, CGL, Equipment, Excess Liab, Property, Ship Repairers Legal, Watercraft Liab Carrier Status Admitted, Non-admitted States Most StatesLIG Marine ManagersCoverages Care/Custody/Control, CGL, Commercial Marine, Completed Operations Liab, Equipment, Excess Liab, Hull, Legal Liab, Products Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States All StatesMaritime Program GroupCoverages GL, Marina Operators Legal, Property, Protection & Indemnity (P&I), Ship Repairers Legal Carrier Status Admitted States All StatesSafehold Special RiskCoverages Contractors Equip, Environmental Liab, Equipment, Equipment Breakdown, GL, Inland Marine, Physical Damage, Pollution Liab, Property, Protection & Indemnity (P&I), Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States All StatesSloan Mason Insurance ServicesCoverages Hull, MEL, Protection & Indemnity (P&I), Ship Repairers Legal, USL&H Carrier Status Admitted, Non-admitted States Most StatesSpecialized InsuranceCoverages CGL, Commercial Marine, GL, Marina Operators Legal Carrier Status Admitted, Non-admitted States FL, NY, PA

Securities Brokers/DealersAmerican Professional Liability Underwriters Inc.Coverages D&O, EPLI, Professional Liab Carrier Status Non-admitted States AL, FL, GA, MI, MS, NC, NY, TXCalSurance AssociatesCoverages E&O, Professional Liab Carrier Status Non-admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesSURETY ONE Inc.Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most States

Security Guard FirmsAll Risks Ltd.Coverages Assault & Battery, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Crime, Excess Liab, GL, Inland Marine, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States All StatesAMIS/Alliance Marketing & Insurance ServicesCoverages E&O, Liability Carrier Status Non-admitted States Most StatesBrecht & AssociatesCoverages Auto Comm-Nonstandard, Excess Liab, GL, Property, Umbrella Carrier Status Non-admitted States TXBrownyard GroupCoverages Assault & Battery, Auto Comm-Standard, Blanket Addt’l Insureds, Business Interruption, Care/Custody/Control, CGL, Commercial Excess, Crime, E&O, Fidelity, GL, Inland Marine, Liability, Lost Key, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All StatesBrownyard Programs Ltd.Coverages Assault & Battery, Blanket Addt’l Insureds, CGL, E&O, Excess Liab, Fidelity Bonds, Lost Key, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most StatesBurns & Wilcox - All OfficesCoverages CGL, Excess Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most StatesCostanza Insurance Agency Inc.Coverages Auto Comm-Standard, Crime, E&O, EPLI, Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States All StatesIzzo Insurance Services Inc.Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Crime, E&O, EPLI, Excess Liab, Fidelity Bonds, GL, Performance & Payment Bonds, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesNeitClem Wholesale Insurance Brokerage Inc.Coverages Assault & Battery, Equipment, GL, Liability, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, NVPhiladelphia Insurance CompaniesCoverages Abuse & Molestation, Assault & Battery, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, D&O, E&O, Personal Liab, Professional Liab Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesRLI Specialty ProgramsCoverages Excess Liab, GL Carrier Status Non-admitted States Most StatesSURETY ONE Inc.Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most StatesThe Mechanic Group Inc.Coverages CGL, Commercial Excess, Contractors License Bonds, D&O, E&O, Liability, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most StatesUSG Insurance Services Inc.Coverages CGL, Excess Liab, Professional Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Charity First Insurance Services Inc.Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, Crime, EPLI, Equipment Breakdown, Inland Marine, Non-Profit D&O, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most StatesGlatfelter Insurance GroupCoverages Auto Comm-Nonstandard, Crime, Environmental Liab, GL, Inland Marine, Property, Student Accident, Umbrella, Workers’ Comp Carrier Status Admitted States Most StatesGlatfelter Public PracticeCoverages Auto Comm-Standard, Environmental Liab, EPLI, GL, Inland Marine, Property, Student Accident, Umbrella, Workers’ Comp Carrier Status Admitted States Most StatesMarkel Specialty - ProgramsCoverages Auto Comm-Standard, CGL, Crime, Cyber Liab, Educator Legal Liab, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most StatesNonprofits Insurance Alliance of Calif.Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CAPhiladelphia Insurance CompaniesCoverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, CGL, Crime, D&O, Earthquake, Educator Legal Liab, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Flood, GL, Identity Theft, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesProfessional Governmental UnderwritersCoverages D&O, E&O, Educator Legal Liab, EPLI Carrier Status Admitted, Non-admitted States Most StatesThe McGowan CompaniesCoverages Commercial Excess, Excess Liab, Umbrella Carrier Status Admitted, Non-admitted States Most StatesWestern Security Surplus Insurance Brokers Inc.Coverages Abuse & Molestation, Business Income, CGL, Fire Legal Liab, GL, Liability, Medical Payments, New Occurrence Carrier Status Admitted, Non-admitted States CA, TX

Scrap DealersB&B Programs, A Div. of Barney & Barney LLCCoverages Auto Comm-Standard, Business Income, CGL, Commercial Excess, Environmental Liab, EPLI, Equipment, GL, Inland Marine, Pollution, Pollution Liab, Property, Truck Auto Liab Carrier Status Admitted States AZ, CA, CO, IL, MI, NV, UT, WIBerkley Specialty Underwriting Mgrs - Environmental Div.Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, E&O, Employee Benefits, Environmental Liab, Excess Liab, GL, Int’l Coverage - Commercial, Pollution, Pollution Liab, Professional Liab, Railroad Protective Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesG.J. Sullivan CompanyCoverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, Business Interruption, CGL, Crime, Employee Benefits, EPLI, Equipment, Fidelity, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, GL, Inland Marine, Motor Truck Cargo, Nonowned & Hired Auto, On-Hook Cargo, Physical Damage, Property, Real & Business Personal Prop, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States



Lancer Indemnity CompanyCoverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PANeitClem Wholesale Insurance Brokerage Inc.Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NVPhiladelphia Insurance CompaniesCoverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Earthquake, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Flood, GL, Identity Theft, Inland Marine, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most StatesPreferred Concepts LLCCoverages Auto Comm-Standard, Boiler & Machinery, CGL, Crime, Garage Keepers Legal Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesPreferred Property ProgramsCoverages Equipment Breakdown, Excess Liab, Lessor Only Excess Liab, Mechanical Breakdown, Umbrella Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesUCA General Insurance ServicesCoverages Business Income, CGL, EPLI, Equipment Breakdown, Fire Legal Liab, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NM, NV, OR, UT, WA, WI

Shuttle Service-Non Emergency Medical5Star Paratransit ProgramCoverages Auto Comm-Standard Liability, Excess Liab, GL, Physical Damage, Umbrella Carrier Status Admitted States Most States5Star Public Auto ProgramCoverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, EPLI, Excess Liab, Nonowned & Hired Auto, Pollution Liab, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most StatesAlign General Insurance Agency LLCCoverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab, GL, Property Carrier Status Admitted States AZ, CA, WAIrwin Siegel Agency Inc.Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Income, Crime, D&O, EPLI, Excess Liab, Garage Liability, GKLL, GL, Glass, Inland Marine, Nonowned & Hired Auto, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesWestern Experts in TransportationCoverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States

Shuttle Services5Star Public Auto ProgramCoverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, EPLI, Excess Liab, GL, Physical Damage, Pollution Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most StatesAlign General Insurance Agency LLCCoverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab, GL, Property Carrier Status Admitted States AZ, CA, WAAmWINS Transportation Underwriters Inc.Coverages Auto Comm-Standard Liability, Excess Liab, GL, Motor Truck Cargo, Physical Damage States Most StatesNational Indemnity CompanyCoverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Liability, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

The American Equity Underwriters Inc.Coverages Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Commercial Marine, Contractors Equip, Excess Liab, Federal LHWCA, Hull, Int’l Coverage - Commercial, Pollution Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H Carrier Status Admitted States All StatesThe Hanover Insurance GroupCoverages GL, Marina Operators Legal, Protection & Indemnity (P&I) Carrier Status Admitted States All States

Ship YardsAtlass Insurance GroupCoverages Business Interruption, CGL, Equipment, Excess Liab, Piers & Docks, Property, Ship Repairers Legal, Watercraft Liab Carrier Status Admitted, Non-admitted States Most StatesLIG Marine ManagersCoverages CGL, Completed Operations Liab, Equipment, Hail, Products Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States All StatesSafehold Special RiskCoverages CGL, Equipment, Equipment Breakdown, GL, Inland Marine, Marina Operators Legal, Nonowned & Hired Auto, Physical Damage, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, Workers’ Comp Carrier Status Admitted States All States

The American Equity Underwriters Inc.Coverages Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Commercial Marine, Contractors Equip, Excess Liab, Federal LHWCA, Hull, Pollution Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H Carrier Status Admitted States All States

Shooting RangesJoseph Chiarello & Co.; Firearms Business Ins. ProgramCoverages CGL, Crime, Equipment Breakdown, Excess Liab, Firearms Liability, Liquor Liab, Medical Payments, Property, Umbrella Carrier Status Admitted States Most StatesLeavitt Recreation and Hospitality Insurance Inc.Coverages Business Income, Commercial Excess, Equipment, GL, Liability, Misc Professional Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesPhiladelphia Insurance CompaniesCoverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Shopping CentersAdvanced E&S Group - Midwest RegionCoverages Business Income, Business Interruption, CGL, Fire, GL, Glass, Liability, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States CT, FL, IA, IL, IN, KS, KY, MI, MN, MO, NE, OH, WIAppleby & SterlingCoverages GL, Property Carrier Status Admitted States AZ, CA, NVBurns & Wilcox - All OfficesCoverages Business Income, CGL, Fire, Property, Windstorm Carrier Status Admitted, Non-admitted States Most StatesConstruction Insurance PartnersCoverages Excess Liab, GL, Professional Liab, Residential `wrap-up̀ , Umbrella, Workers’ Comp States Most StatesContinental Brokers Inc.Coverages BOP, D&O, Flood, Lessors Contingent Liab, Liability, Property Carrier Status Admitted States Most StatesCrusader Insurance CompanyCoverages GL, Property Carrier Status Admitted States CAHorizon E & S Insurance BrokerageCoverages Liability, Property Carrier Status Non-admitted States AZ, CA, NV

Prime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesRLI TransportationCoverages Auto Comm-Standard, Liability Carrier Status Admitted States Most StatesWestern Experts in TransportationCoverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States

Small to Mid-Sized BusinessesAdvanced E&S Group - Midwest RegionCoverages Business Income, Business Interruption, CGL, Fire, GL, Glass, Liability, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WIAMIS/Alliance Marketing & Insurance ServicesCoverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, BOP, Liability, Property, Workers’ Comp Carrier Status Admitted States Most StatesAppleby & SterlingCoverages BOP, COC, Workers’ Comp Carrier Status Admitted States AZ, CA, NV

Great American Ins. Group - Executive Liability DivisionCoverages D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States Most StatesKZ Insurance Brokerage LLCCoverages Apartment House Package, Auto Comm-Standard, BOP, Combo Personal & Commercial, WC - Master Policies/ASO, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, LA, NV, TNLancer Indemnity CompanyCoverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PAMonitor Liability ManagersCoverages D&O, EPLI, Fiduciary Liab, Professional Liab Carrier Status Admitted, Non-admitted States All StatesNorthern Star Management Inc.Coverages Auto Comm-Standard, Blanket Addt’l Insureds, BOP, Cargo, CGL, Combo Personal & Commercial, Commercial Excess, Completed Operations Liab, Contractors Equip, Excess Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, Legal Liab, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Liability, Long Haul, Loss of Use, Material Damage, Nonowned & Hired Auto, Physical Damage, Property, Real & Business Personal Prop, Rented Property, Residential `wrap-up̀ , Tools & Equip, Trade Shows & Festivals, Truck Auto Liab, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted, Non-admitted States NJ, NY, PAProWritersCoverages BOP, E&O, GL Carrier Status Admitted States Most StatesRPS Technology & CyberCoverages Bailee/Customer Goods, BOP, Breach of Security, Care/Custody/Control, Commercial Excess, Crime, Cyber Liab, D&O, E&O, EPLI, Fidelity Bonds, Fiduciary Liab, Foreign GL, GL, Identity Theft, Inland Marine, Liability, Media Liab, Misc Professional Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Umbrella, Website Domain Name, Workers’ Comp Carrier Status Admitted States Most States

Snow Ski Rental FirmsPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Snowmobile Tours - GuidedPhiladelphia Insurance CompaniesCoverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, EPLI, Equipment Breakdown, Fire Legal Liab, GL, Identity Theft, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States



AMIS/Alliance Marketing & Insurance ServicesCoverages Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, BOP, Liability, Property, Workers’ Comp Carrier Status Admitted States Most StatesB&B Programs, A Div. of Barney & Barney LLCCoverages Environmental Liab, EPLI, Pollution, Pollution Liab, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, IL, MI, NM, NV, OR, PA, UT, WIEuclid Managers LLCCoverages Breach of Security, Business Interruption, Cyber Liab, Identity Theft, Technology E&O Carrier Status Non-admitted States Most StatesInfinite Wellness SolutionsCoverages Accident & Health, Medical Carrier Status Admitted States NCRPS Technology & CyberCoverages BOP, Breach of Security, Business Income, Business Interruption, CGL, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Liability, Media Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Solar Mfg. and/or ContractorsSloan Mason Insurance ServicesCoverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Equipment, Excess Liab, Inland Marine, Installation Floaters, Pollution Liab, Property, Transportation Pollution Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

Special EventsAgency Intermediaries Inc.Coverages GL, Medical Payments, Trade Shows & Festivals Carrier Status Non-admitted States CT, MA, NH, RIAll Risks Ltd.Coverages Abuse & Molestation, Assault & Battery, Excess Liab, GL, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Physical Damage, Prize Indemnification, Umbrella Carrier Status Non-admitted States All StatesAllen Financial Ins. Group / The Equestrian GroupCoverages Accident & Health, Accidental Death, Blanket Addt’l Insureds, Cast Insurance, CGL, Event Cancellation, Excess Liab, Fire Legal Liab, Hole-in-One, Liquor Liab, Participant Accident, Props, Sets, Trade Shows & Festivals, Wardrobe, Weather, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesAmerican Specialty Insurance & Risk Services Inc.Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Property Carrier Status Admitted States Most StatesAmWINS Group Inc. - 70 Offices NationwideCoverages Excess Liab, GL, Liquor Liab, Nonowned & Hired Auto, Umbrella Carrier Status Admitted, Non-admitted States Most StatesAmWINS Transportation Underwriters Inc. (Zionsville)Coverages Auto Comm-Standard, Business Income, Crime, D&O, E&O, Event Cancellation, Excess Liab, Legal Liab, Liquor Liab, Property, Workers’ Comp Carrier Status Non-admitted States Most StatesAshley General AgencyCoverages Hole-in-One, Trade Shows & Festivals Carrier Status Non-admitted States TXBrecht & AssociatesCoverages GL, Inland Marine, Liquor Liab, Property Carrier Status Non-admitted States TXBurns & Wilcox - All OfficesCoverages CGL, Excess Liab, Inland Marine, Liquor Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most StatesCenturion Insurance GroupCoverages Event Cancellation, Liquor Liab, Negative Film, Participant Accident, Property, Sets, Trade Shows & Festivals, Wardrobe Carrier Status Admitted States All StatesDirect Event InsuranceCoverages CGL, Event Cancellation, Hole-in-One, Liquor Liab, Nonowned & Hired Auto, Prize Indemnification, Trade Shows & Festivals, Weather Carrier Status Admitted, Non-admitted States Most States

Irwin Siegel Agency Inc.Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Community/Social Svcs, Crime, D&O, Excess Liab, GL, Inland Marine, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most StatesMarkel Specialty CommercialCoverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella Carrier Status Admitted States Most StatesNegley AssociatesCoverages CGL, Professional Liab Carrier Status Non-admitted States All StatesNIF Group Inc.Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Boiler & Machinery, Business Income, Business Interruption, CGL, Community/Social Svcs, D&O, E&O, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Inland Marine, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Nonowned & Hired Auto, Products Liab, Professional Liab, Umbrella Carrier Status Admitted States Most StatesNonprofits Insurance Alliance of Calif.Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Business Income, Business Interruption, CGL, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CANSM Insurance GroupCoverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Business Income, Business Interruption, Commercial Excess, Cyber Liab, D&O, E&O, Earthquake, EPLI, Event Cancellation, GL, Identity Theft, Liability, Loss of Use, Mental Health Care, Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Student Accident, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All StatesPhiladelphia Insurance CompaniesCoverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesRussell Bond & Co. Inc.Coverages Abuse & Molestation, Assault & Battery, Business Income, Business Interruption, Completed Operations Liab, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fiduciary Liab, Fire, GL, Good Samaritan, Liability, Mental Health Care, Misc Professional Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Sexual Misconduct Liab, Umbrella Carrier Status Admitted, Non-admitted States Most StatesSmith, Bell & Thompson Inc.Coverages Abuse & Molestation, Auto Comm-Standard, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, Fidelity Bonds, GL, Inland Marine, Medical Malpractice, Medical Professional, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Sexual Misconduct Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesUSX/SCoverages Abuse & Molestation, Auto Comm-Standard Liability, Breach of Security, CGL, Cyber Liab, D&O, EPLI, Identity Theft, Misc Professional Liab, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States

Software DevelopersAccess E&S Insurance Services (VA)Coverages Excess Liab, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA, DC

Prime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Social ClubsFounders Insurance CompanyCoverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most StatesFrancis L. Dean & Associates Inc.Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All StatesPeople’s United Insurance Agency Inc.Coverages Assault & Battery, Liquor Liab Carrier Status Non-admitted States All StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesSpecial Markets Insurance Consultants Inc.Coverages Accident & Health, Liability Carrier Status Admitted States Most StatesWestern Security Surplus Insurance Brokers Inc.Coverages Business Interruption, CGL, Fire Legal Liab, GL, Liability, Medical Payments, New Occurrence Carrier Status Admitted, Non-admitted States CA, TX

Social Service Agencies5Star D&O ProgramCoverages D&O, E&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States5Star Paratransit ProgramCoverages Auto Comm-Standard Liability, Excess Liab, GL, Physical Damage, Umbrella Carrier Status Admitted States Most StatesAFC InsuranceCoverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Interruption, Community/Social Svcs, D&O, Developmental Disabilities, Employee Benefits, Inland Marine, Mental Health Care, Misc Professional Liab, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesAlliance of Nonprofits for Ins. Risk Retention GroupCoverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most StatesAllied Protector PlanCoverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most StatesCare Providers Insurance Services LLCCoverages Abuse & Molestation, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Interruption, Crime, D&O, Equipment Breakdown, GL, Liability, Nonowned & Hired Auto, Participant Accident, Professional Liab, Property, Theft, Umbrella Carrier Status Admitted States Most StatesCharity First Insurance Services Inc.Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, CGL, Crime, EPLI, Equipment Breakdown, Int’l Coverage - Commercial, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most StatesGateway Specialty InsuranceCoverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most StatesGreat American Ins. Group - Executive Liability DivisionCoverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States Most StatesIndemnity Excess & Surplus Agency Inc.Coverages Abuse & Molestation, CGL, D&O, EPLI, Professional Liab, Property Carrier Status Admitted States AZ, CA, CO, ID, NV, OR, TX, WA



Philadelphia Insurance CompaniesCoverages CGL, Property Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Surgery CentersAmerican Professional Liability Underwriters Inc.Coverages D&O, EPLI, GL, Professional Liab Carrier Status Non-admitted States AL, FL, GA, MI, MS, NC, NY, TXNAS Insurance ServicesCoverages Cyber Liab, EPLI, Fire Legal Liab, GL, Medical Malpractice, Medical Payments, Products Liab, Professional Liab, Sexual Misconduct Liab Carrier Status Non-admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesQuaker Special Risk (Florida)Coverages CGL, Commercial Excess, GL, Liability, Professional Liab Carrier Status Non-admitted States Most States

Quaker Special Risk (Mass.)Coverages CGL, Commercial Excess, GL, Liability, Professional Liab Carrier Status Non-admitted States Most StatesQuaker Special Risk (New Jersey)Coverages CGL, Commercial Excess, GL, Liability, Professional Liab Carrier Status Non-admitted States Most StatesQuaker Special Risk (New York)Coverages CGL, Commercial Excess, GL, Liability, Professional Liab Carrier Status Non-admitted States Most StatesRPS HealthcareCoverages D&O, EPLI, Excess Liab, GL, Medical Professional, Professional Liab, Property States All StatesUSX/SCoverages Breach of Security, CGL, Cyber Liab, D&O, EPLI, Identity Theft, Medical & Physical Rehab, Medical Malpractice, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States

Tanning SalonsBurns & Wilcox - All OfficesCoverages CGL, Equipment Breakdown, Fire, GL, Medical Payments, Personal Property, Products Liab, Property, Tanning Liab, Umbrella Carrier Status Admitted, Non-admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesSports & Fitness Insurance Corporation (SFIC)Coverages CGL, Property Carrier Status Non-admitted States All States

Tattoo Parlors/Permanent Makeup/Body PiercingAgostini Wholesale InsuranceCoverages CGL, Liability, Property Carrier Status Non-admitted States CA, CO, NE, NM, NV, OR, TN, TX, UT, WAAll Risks Ltd.Coverages Employee Benefits, GL, Nonowned & Hired Auto, Professional Liab, Property Carrier Status Non-admitted States All States Allen Financial Ins. Group / The Equestrian GroupCoverages Blanket Addt’l Insureds, Business Income, CGL, Completed Operations Liab, New Occurrence, Professional Liab, Property, Tanning Liab Carrier Status Non-admitted States Most StatesChopra Insurance Brokerage Inc.Coverages BOP, EPLI Carrier Status Non-admitted States CA, NVInsurance Innovators Group - 6 Offices Serve NationwideCoverages Abuse & Molestation, Assault & Battery, GL, Professional Liab Carrier Status Non-admitted States CT, DE, MA, MD, ME, NJ, NY, PA, RI, VA, DC

Founders Insurance CompanyCoverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most StatesFrancis L. Dean & Associates Inc.Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All StatesGateway Specialty InsuranceCoverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most StatesGorst & Compass InsuranceCoverages GL, Workers’ Comp Carrier Status Admitted, Non-admitted States CAHCC Specialty (MA)Coverages Blanket Addt’l Insureds, CGL, Event Cancellation, Hole-in-One, Liquor Liab, Nonowned & Hired Auto, Prize Indemnification, Trade Shows & Festivals, Weather Carrier Status Non-admitted States Most StatesIndemnity Excess & Surplus Agency Inc.Coverages CGL, Liquor Liab Carrier Status Non-admitted States AZ, CA, CO, HI, ID, OR, TX, WAInsurance Center Special Risks Ltd.Coverages GL, Liquor Liab Carrier Status Non-admitted States CT, MA, ME, NH, NY, RI, VTInsurance Innovators Group - 6 Offices Serve NationwideCoverages CGL, GL, Hole-in-One, Medical Payments, Prize Indemnification, Weather Carrier Status Non-admitted States DE, NH, NJ, NY, PAK&K Insurance Group Inc.Coverages Auto Comm-Standard, Crime, D&O, Excess Liab, GL, Inland Marine, Property Carrier Status Admitted States All StatesMcClelland and Hine Inc.Coverages Liability, Liquor Liab Carrier Status Non-admitted States TXN-Surance Outlets Inc. (Florida)Coverages Equipment, Fire Legal Liab, Hole-in-One, Liability, Liquor Liab, Medical Payments, Trade Shows & Festivals, Weather Carrier Status Non-admitted States AL, FL, GA, LA, TNN-Surance Outlets Inc. (Georgia)Coverages Liability, Liquor Liab Carrier Status Non-admitted States GA, LA, TNNeitClem Wholesale Insurance Brokerage Inc.Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NVNumber One Insurance AgencyCoverages GL, Liquor Liab Carrier Status Admitted States MAPeople’s United Insurance Agency Inc.Coverages GL, Liquor Liab Carrier Status Non-admitted States All StatesPhiladelphia Insurance CompaniesCoverages Business Income, Business Interruption, CGL, Fire Legal Liab, GL, Identity Theft, Inland Marine, Liquor Liab, Real & Business Personal Prop Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesR.V. Nuccio & Associates Inc.Coverages Accidental Death, CGL, Event Cancellation, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Trade Shows & Festivals, Weather Carrier Status Admitted States Most StatesSpecial Markets Insurance Consultants Inc.Coverages Accident & Health, Liability Carrier Status Admitted States Most StatesTAPCO Underwriters Inc.Coverages GL, Liquor Liab, Property Carrier Status Non-admitted States Most States

Substance Abuse Program AdministratorsIrwin Siegel Agency Inc.Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Crime, D&O, Environmental Liab, EPLI, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Medical Payments, Non-Profit D&O, Pollution Liab, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

Prime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesProfessional Program Insurance BrokerageCoverages BOP, Liability, Misc Professional Liab, Professional Liab, Property Carrier Status Non-admitted States All States

Tax Preparers & BookkeepersHerbert H. Landy InsuranceCoverages BOP, E&O, Professional Liab, Workers’ Comp Carrier Status Admitted States Most StatesNorman-Spencer International Inc.Coverages E&O, Professional Liab Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesTarget Professional Programs (Formerly 5Star Prof.)Coverages E&O, Professional Liab Carrier Status Admitted States Most States

Taxi Service5Star Public Auto ProgramCoverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, CGL, Excess Liab, Medical, Umbrella Carrier Status Admitted States Most StatesAlign General Insurance Agency LLCCoverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab, GL, Property Carrier Status Admitted States AZ, CA, WAAmWINS Group Inc. - 70 Offices NationwideCoverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted, Non-admitted States Most StatesAmWINS Transportation Underwriters Inc.Coverages Auto Comm-Standard, Auto Comm-Standard Liability States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Temporary Medical StaffingWorld Wide Specialty Programs Inc.Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Cyber Liab, E&O, Employee Benefits, EPLI, Fidelity, Fidelity Bonds, GL, Identity Theft, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Temporary Staffing FirmsAll Risks Ltd.Coverages Auto Comm-Nonstandard, CGL, Crime, Employee Benefits, EPLI, Excess Liab, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Stop-Gap, Umbrella, Workers’ Comp Carrier Status Non-admitted States All StatesAmerican Professional Liability Underwriters Inc.Coverages D&O, EPLI, Professional Liab Carrier Status Admitted, Non-admitted States AL, FL, GA, MI, MS, NC, NY, TXCooper & McCloskey Inc.Coverages CGL, Crime, E&O, EPLI Carrier Status Admitted, Non-admitted States AK, AZ, CA, CO, GA, HI, IL, NV, NY, OR, TN, TX, UT, WAEmpire Underwriters LLCCoverages CGL, Crime, EPLI, GL, Workers’ Comp Carrier Status Admitted, Non-admitted States AK, AL, AR, AZ, CA, CO, FL, GA, IL, IN, KY, LA, MS, NC, NJ, NM, NV, NY, OK, PA, TN, TX, UT, VA, WVNSM Insurance GroupCoverages E&O, Workers’ Comp Carrier Status Admitted States All States



Travel Agents & Tour OperatorsEuclid Managers LLCCoverages E&O, Identity Theft, Misc Professional Liab, Technology E&O, Website Domain Name Carrier Status Non-admitted States All StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesSURETY ONE Inc.Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most StatesTarget Professional Programs (Formerly 5Star Prof.)Coverages E&O, Professional Liab Carrier Status Admitted States Most States

Travel TrailersAmerican Reliable Insurance CompanyCoverages Personal Property, Physical Damage Carrier Status Admitted States All StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesSpecialized InsuranceCoverages Liability, Physical Damage Carrier Status Admitted States DE, FL, NY, PA

Truck Body/Manufacturers/DistributorsCommercial Sector Insurance Brokers LLCCoverages CGL, Commercial Excess, Completed Operations Liab, Excess Liab, GL, Int’l Coverage - Commercial, Liability, Products Liab, Umbrella States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesWillis ProgramsCoverages Auto Comm-Standard, Crime, Equipment Breakdown, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States Most States

Truckers/Trucking Firms5Star Non-Trucking Liability ProgramCoverages Non-Trucking Auto Liab, Physical Damage Carrier Status Admitted, Non-admitted States Most States5Star Trucking ProgramCoverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, Disability, EPLI, Excess Liab, GL, Non-Trucking Auto Liab, Occupational Accident, Participant Accident, Physical Damage, Pollution Liab, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States5Star Workers’ Compensation ServicesCoverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States All StatesAmWINS Group Inc. - 70 Offices NationwideCoverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab, GL, Motor Truck Cargo, Non-Trucking Auto Liab Carrier Status Admitted, Non-admitted States Most StatesAmWINS Transportation Underwriters Inc.Coverages Auto Comm-Standard Phys Dmg, Cargo, Inland Marine, Long Haul, Motor Truck Cargo, Physical Damage, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States Most StatesApplied Underwriters Inc.Coverages EPLI, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most StatesBrecht & AssociatesCoverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Excess Liab, Motor Truck Cargo, Nonowned & Hired Auto, Physical Damage, Umbrella, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted States TX

Prime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesRLI TransportationCoverages Auto Comm-Standard, Excess Liab, Garage Liability, GKLL, GL, Liability, Physical Damage Carrier Status Admitted States Most States

Tow Truck Firms5Star Towing & Recovery ProgramCoverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Dealers Open Lot, EPLI, Garage Keepers Legal Liab, GL, Inland Marine, On-Hook Cargo, Property, Tools & Equip, Uninsured Motorists Carrier Status Admitted States Most StatesKBK Insurance Group Inc.Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States Most StatesLancer Insurance CompanyCoverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States CT, NJ, NY, PAMarkel ProgramsCoverages Auto Comm-Standard, Garage Keepers Legal Liab, GL, On-Hook Cargo Carrier Status Admitted States Most StatesNational Indemnity CompanyCoverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Garage Keepers Legal Liab, Medical Payments, Motor Truck Cargo, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most StatesPark Insurance CompanyCoverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Truck Auto Liab States NYPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesRussell Bond & Co. Inc.Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Care/Custody/Control, Cargo, Emergency Towing & Service, Garage Liability, GKLL, Motor Truck Cargo, On-Hook Cargo, Property, Truck Auto Liab, Umbrella Carrier Status Admitted States Most StatesV3 Insurance Partners LLCCoverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Interruption, Cargo, CGL, Dealers Open Lot, GKLL, Inland Marine, Nonowned & Hired Auto, On-Hook Cargo, Property, Tools & Equip, Uninsured Motorists Carrier Status Admitted States Most States

Trade Show ExhibitorsAllen Financial Ins. Group / The Equestrian GroupCoverages Addt’l Expense, Auto Comm-Standard, Care/Custody/Control, CGL, Completed Operations Liab, Equipment, Liquor Liab, Nonowned & Hired Auto, Personal Property, Products Liab, Umbrella Carrier Status Admitted States All StatesBUA LLCCoverages Excess Liab, GL Carrier Status Admitted States Most StatesFrancis L. Dean & Associates Inc.Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All StatesHCC Specialty (MA)Coverages Blanket Addt’l Insureds, Excess Liab, Hole-in-One, Liability, Liquor Liab, Nonowned & Hired Auto, Prize Indemnification, Trade Shows & Festivals, Weather Carrier Status Admitted, Non-admitted States All StatesK&K Insurance Group Inc.Coverages GL, Inland Marine Carrier Status Admitted States All StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Philadelphia Insurance CompaniesCoverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most StatesRPS Technology & CyberCoverages BOP, Breach of Security, Business Income, Business Interruption, CGL, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Liability, Media Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All StatesSURETY ONE Inc.Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most StatesTarget Insurance ServicesCoverages Auto Comm-Standard, Auto Comm-Standard Liability, BOP, Business Income, Business Interruption, Care/Custody/Control, CGL, Commercial Excess, Crime, E&O, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, Fidelity, Fire, Fire Legal Liab, GL, Legal Expense Ins, Legal Liab, Liability, Medical Payments, Misc Professional Liab, Nonowned & Hired Auto, Personal Property, Professional Liab, Property, Real & Business Personal Prop, Theft, Umbrella Carrier Status Admitted States Most StatesU.S. Risk Insurance Group Inc.Coverages Auto Comm-Standard Liability, CGL, Crime, E&O, EPLI, Excess Liab, Workers’ Comp Carrier Status Non-admitted States Most StatesWorld Wide Specialty Programs Inc.Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Cyber Liab, E&O, Employee Benefits, EPLI, Fidelity, Fidelity Bonds, GL, Identity Theft, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Theatre Production CompaniesAllen Financial Ins. Group / The Equestrian GroupCoverages Accident & Health, Auto Comm-Standard, Care/Custody/Control, CGL, Crime, Equipment, Excess Liab, GL, Participant Accident, Property, Wardrobe Carrier Status Admitted States All States

Title AgentsACE Commercial Risk Services - ProgramsCoverages E&O, Misc Professional Liab, Professional Liab Carrier Status Non-admitted States Most StatesAmerican Professional Liability Underwriters Inc.Coverages D&O, EPLI, Professional Liab Carrier Status Non-admitted States AL, FL, GA, MI, MS, NC, NY, TXFox Point ProgramsCoverages Cyber Liab, E&O, Identity Theft, Professional Liab Carrier Status Non-admitted States Most StatesGerald J. Wilkoff Inc.Coverages Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States Most StatesIntercorp Inc.Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most StatesLogic Underwriters Inc.Coverages BOP, E&O Carrier Status Admitted, Non-admitted States TXTitlePac Inc.Coverages Cyber Liab, E&O, Escrow E&O, Fidelity Bonds, Misc Professional Liab, Professional Liab, Technology E&O Carrier Status Admitted, Non-admitted States Most States

Tour & Charter Bus Services5Star Public Auto ProgramCoverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, EPLI, Excess Liab, GL, Pollution Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most States



Prime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesProSight Specialty InsuranceCoverages Auto Comm-Standard Liability, GL, Hull, Physical Damage Carrier Status Admitted States Most StatesRLI Insurance CompanyCoverages Auto Comm-Standard Phys Dmg, Cargo, GL, Truck Auto Liab Carrier Status Admitted States All StatesRLI TransportationCoverages Auto Comm-Standard, Cargo, Excess Liab, GKLL, GL, Motor Truck Cargo, Occupational Accident, Physical Damage, Truck Auto Liab Carrier Status Admitted States Most StatesScottish AmericanCoverages Cargo, Liability, Physical Damage Carrier Status Admitted, Non-admitted States CAShelly, Middlebrooks & O’Leary Inc. (Jacksonville)Coverages Auto Comm-Standard, Cargo, GL, Physical Damage States FLSouth & Western General Agency Inc.Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, Long Haul Carrier Status Admitted States TN, TXSouth Texas General Insurance AgencyCoverages Auto Comm-Nonstandard, CGL, Property Carrier Status Non-admitted States TXW.A.Schickedanz Agency Inc.Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, CGL, Commercial Excess, GL, Long Haul, Motor Truck Cargo, Nonowned & Hired Auto, Physical Damage, Truck Auto Liab, Uninsured Motorists Carrier Status Admitted States AR, IL, MOWestern Surplus Lines Agency Inc.Coverages CGL, Excess Liab Carrier Status Non-admitted States LA, NM, OK, TX

Used Car DealersAll Risks Ltd.Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability Carrier Status Admitted, Non-admitted States Most States Automotive Risk Mgmt. & Ins. Services Inc.Coverages Dealers Open Lot, E&O, EPLI, Equipment Breakdown, Garage Keepers Legal Liab, Garage Liability, GKLL, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesBrecht & AssociatesCoverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Cargo, CGL, Commercial Excess, Dealers Open Lot, Fire, Garage Liability, GKLL, GL, Physical Damage, Property, Theft, Umbrella, Uninsured Motorists, Uninsured Personal Injury Carrier Status Non-admitted States TXCRES Insurance ServicesCoverages Garage Liability, GKLL, GL Carrier Status Admitted, Non-admitted States CAGMI Insurance ServicesCoverages Garage Liability, GL, Inland Marine, Property Carrier Status Admitted States Most StatesKBK Insurance Group Inc.Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States Most StatesLancer Insurance CompanyCoverages Dealers Open Lot, Garage Liability Carrier Status Admitted States NYM.J. Hall & Company Inc.Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Interruption, Commercial Excess, Dealers Open Lot, Excess Liab, Fire, Garage Liability, GKLL, Medical Payments, Property, Real & Business Personal Prop, Truck Auto Liab Carrier Status Non-admitted States AK, AZ, CA, NV, TXMcClelland and Hine Inc.Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Non-admitted States TX

Burns & Wilcox - All OfficesCoverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States Most StatesCommercial Sector Insurance Brokers LLCCoverages Commercial Excess, Motor Truck Cargo, Physical Damage, Umbrella Carrier Status Non-admitted States Most StatesCrouse & AssociatesCoverages Cargo, CGL, COC, D&O, Difference in Conditions, E&O, Motor Truck Cargo, Nonowned & Hired Auto, Transportation Pollution Liab, Umbrella Carrier Status Admitted States All StatesFreberg Environmental Inc.Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, CGL, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Transportation Pollution Liab, Uninsured Motorists Carrier Status Admitted States Most StatesGorst & Compass InsuranceCoverages GL, Workers’ Comp Carrier Status Admitted, Non-admitted States CAGresham & Associates LLC - IndianapolisCoverages Motor Truck Cargo, Nonowned & Hired Auto, Truck Auto Liab Carrier Status Admitted States Most StatesInterline Insurance ServicesCoverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg Carrier Status Admitted States CAInternational Transportation & Marine Agency Inc.Coverages Cargo, GL, Physical Damage Carrier Status Admitted, Non-admitted States Most StatesJ.M. WilsonCoverages Long Haul, Motor Truck Cargo, Physical Damage, Truck Auto Liab Carrier Status Admitted States AL, AR, FL, GA, IA, IL, IN, KS, KY, MI, MO, NC, NE, OH, OK, PA, SC, TN, VA, WI, WVLancer Insurance CompanyCoverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States NJ, NY, PAMacAfee & Edwards - Mexican Insurance SpecialistCoverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Non-admitted States Most StatesMacNeill Group, Inc., CMGACoverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Cargo, Truck Auto Liab Carrier Status Admitted, Non-admitted States FLMAXIMUMCoverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Cargo, Contractors Equip, Dealers Open Lot, GL, Non-Trucking Auto Liab, Nonowned & Hired Auto, Physical Damage, Transportation Pollution Liab, Truck Auto Liab, Umbrella Carrier Status Non-admitted States Most StatesMexiPass International Insurance Services LLCCoverages Int’l Coverage - Commercial, Int’l Coverage - Personal States All StatesMidlandsCoverages Accident & Health, Accidental Death, Occupational Accident Carrier Status Non-admitted States Most StatesN-Surance Outlets Inc. (Georgia)Coverages Cargo, Non-Trucking Auto Liab, Physical Damage, Truck Auto Liab Carrier Status Admitted States GA, TNNational Advantage Insurance Services Inc.Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL, Motor Truck Cargo, Non-Trucking Auto Liab, Truck Auto Liab, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, NV, OR, TXNorthern Star Management Inc.Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, Excess Liab, GL, Long Haul, Motor Truck Cargo, Nonowned & Hired Auto, On-Hook Cargo, Physical Damage, Property, Truck Auto Liab, Uninsured Motorists, Workers’ Comp Carrier Status Admitted, Non-admitted States CT, DE, GA, MD, NC, NJ, NY, PA, SC, VAPark Insurance CompanyCoverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Truck Auto Liab States NYPaul Hanson Partners Specialty Ins. Solutions/

Mover’s Choice ProgramCoverages Cargo, CGL, Property, Truck Auto Liab Carrier Status Admitted States Most States

National Indemnity CompanyCoverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most StatesPacific Specialty Insurance Co.Coverages Dealers Open Lot, Equipment, Garage Liability, Liability, Property Carrier Status Admitted States CAPlatinum Program Managers & Insurance Services Inc.Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States AK, AZ, CA, CO, ID, MT, NM, NV, OR, UTPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesRSI International Inc. (Missouri)Coverages Dealers Open Lot, Excess Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Property, Umbrella, Uninsured Boaters, Uninsured Motorists Carrier Status Non-admitted States AR, IL, MO, OKScottish AmericanCoverages Dealers Open Lot, Garage Liability Carrier Status Non-admitted States CASouth & Western General Agency Inc.Coverages Dealers Open Lot, Garage Liability, GKLL Carrier Status Non-admitted States AR, MS, NM, OK, TN, TXSURETY ONE Inc.Coverages Fidelity, Fidelity Bonds Carrier Status Admitted, Non-admitted States Most StatesUSG Insurance Services Inc.Coverages CGL, Dealers Open Lot, EPLI, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Admitted, Non-admitted States All StatesV3 Insurance Partners LLCCoverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Interruption, CGL, Crime, Dealers Open Lot, E&O, Garage Liability, GKLL, Inland Marine, Nonowned & Hired Auto, On-Hook Cargo, Property, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Windstorm Carrier Status Admitted States Most States

Utilities-Natural Gas CompaniesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesSloan Mason Insurance ServicesCoverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Equipment, Excess Liab, Inland Marine, Installation Floaters, Property, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Willis ProgramsCoverages Auto Comm-Standard, Boiler & Machinery, GL, Inland Marine, Property, Public Officials, Railroad Protective Liab, Umbrella Carrier Status Admitted States Most States

Valet Parking CompaniesAgostini Wholesale InsuranceCoverages CGL, Garage Keepers Legal Liab, Garage Liability, Property Carrier Status Non-admitted States CA, CO, NE, NM, NV, OR, TN, TX, UT, WAAlliant Specialty Insurance Services Inc.Coverages Auto Comm-Standard, E&O, Garage Liability, GKLL, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most StatesMcLeckie Insurance GroupCoverages Garage Keepers Legal Liab, Legal Liab Carrier Status Non-admitted States All StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesU.S. Risk Insurance Group Inc.Coverages CGL, Garage Keepers Legal Liab, GKLL Carrier Status Non-admitted States All States



Willis ProgramsCoverages Auto Comm-Standard, GL, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

Water/Wastewater FacilitiesApex Insurance ServicesCoverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Boiler & Machinery, CGL, Commercial Excess, Contractors Equip, Crime, EPLI, Equipment Breakdown, Inland Marine, Property, Public Officials, Workers’ Comp Carrier Status Admitted States Most StatesBeacon Hill Associates Inc.Coverages CGL, E&O, Pollution States Most StatesFreberg Environmental Inc.Coverages CGL, Environmental Liab, Excess Liab, GL, Pollution, Pollution Liab, Transportation Pollution Liab Carrier Status Non-admitted States All StatesGlatfelter Insurance GroupCoverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Property Carrier Status Admitted States Most StatesGlatfelter Public PracticeCoverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Crime, Employee Benefits, EPLI, Excess Liab, GL, Inland Marine, Property, Public Officials Carrier Status Admitted States Most StatesGrundy InsuranceCoverages Auto Comm-Standard, CGL, D&O, E&O, EPLI, Equipment Breakdown, Excess Liab, Property, Public Officials, Workers’ Comp Carrier Status Admitted States Most StatesHall & CompanyCoverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most StatesNIF Group Inc.Coverages Auto Comm-Standard, Boiler & Machinery, Business Interruption, Commercial Excess, E&O, EPLI, GL, Products Liab Carrier Status Admitted States MA, NJ, NM, NY, TNPhiladelphia Insurance CompaniesCoverages CGL, Property Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

WeddingsHCC Specialty (MA)Coverages Liability, Liquor Liab, Weather Carrier Status Admitted States Most StatesMarkel Personal LinesCoverages Event Cancellation, Liability, Property Carrier Status Admitted States Most States

Philadelphia Insurance CompaniesCoverages CGL, Property Carrier Status Admitted States Most StatesR.V. Nuccio & Associates Inc.Coverages Addt’l Expense, Event Cancellation, Hurricane, Inland Marine, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Personal Liab, Rented Property, Wardrobe, Weather Carrier Status Admitted States Most States

Wildlife ControlBrownyard GroupCoverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, CGL, Commercial Excess, Completed Operations Liab, Crime, E&O, Environmental Liab, Equipment Breakdown, Fidelity, Fire Legal Liab, GL, Herbicide & Pesticide, Inland Marine, Liability, Lost Key, Medical Payments, Pollution Liab, Products Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

National Advantage Insurance Services Inc.Coverages Inland Marine, Property Carrier Status Non-admitted States AZ, CA, NV, OR, TXPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Waste Haulers5Star Waste Insurance ProgramCoverages Auto Comm-Standard, GL, Inland Marine, Physical Damage, Pollution Liab, Property, Umbrella, Uninsured Motorists Carrier Status Admitted States All StatesACE Commercial Risk Services - ProgramsCoverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, CGL, Property Carrier Status Admitted States Most StatesAlliant Specialty Insurance Services Inc.Coverages Auto Comm-Standard, GL, Inland Marine, Pollution, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AL, AZ, CA, CO, FL, GA, IL, IN, NC, OH, OK, OR, PA, SC, TN, TX, UT, WAAmWINS Group Inc. - 70 Offices NationwideCoverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Environmental Liab, GL, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesAmWINS Program UnderwritersCoverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, GL, Pollution, Umbrella, Workers’ Comp States All StatesB&B Programs, A Div. of Barney & Barney LLCCoverages Auto Comm-Standard, Boiler & Machinery, Business Income, CGL, Commercial Excess, Environmental Liab, EPLI, Equipment, GL, Mechanical Breakdown, Pollution, Pollution Liab, Truck Auto Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States AZ, CA, CO, DE, NV, OR, PA, UTBeacon Hill Associates Inc.Coverages CGL, E&O, Pollution States Most StatesBerkley Specialty Underwriting Mgrs - Environmental Div.Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Employee Benefits, Environmental Liab, GL, Int’l Coverage - Commercial, Nonowned & Hired Auto, Pollution, Professional Liab, Umbrella, Uninsured Motorists, Uninsured Personal Injury, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesBrecht & AssociatesCoverages Auto Comm-Nonstandard, GL, Inland Marine, Property Carrier Status Non-admitted States TXGresham & Associates LLC - IndianapolisCoverages Motor Truck Cargo, Nonowned & Hired Auto, Truck Auto Liab Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesW.A.Schickedanz Agency Inc.Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, CGL, Commercial Excess, GL, Motor Truck Cargo, Nonowned & Hired Auto, Physical Damage, Truck Auto Liab, Uninsured Motorists Carrier Status Admitted States AR, IL, MOWillis ProgramsCoverages Auto Comm-Standard, CGL, Crime, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Water Well Drilling Operation Co’sPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesWestern Surplus Lines Agency Inc.Coverages CGL, Control of Well, Inland Marine Carrier Status Non-admitted States LA, NM, OK, TX

Vendor Management ServicesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesWorld Wide Specialty Programs Inc.Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Cyber Liab, E&O, Employee Benefits, EPLI, Fidelity, Fidelity Bonds, GL, Identity Theft, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

VeterinariansAllen Financial Ins. Group / The Equestrian GroupCoverages BOP, Care/Custody/Control, Excess Liab, Horse Mortality, Livestock/Animal Mortality, Professional Liab Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

VineyardsAgricultural Insurance Mgmt ServicesCoverages CGL, Products Liab, Property Carrier Status Admitted States Most StatesAllen Financial Ins. Group / The Equestrian GroupCoverages Auto Comm-Standard, Business Interruption, Earthquake, Excess Liab, Flood, Motor Truck Cargo, Pollution Liab, Products Liab Carrier Status Admitted States Most StatesWinery Pak Insurance ProgramsCoverages Auto Comm-Standard, Combo Personal & Commercial, Contractors Equip, Equipment Breakdown, Herbicide & Pesticide, Liability, Personal Liab, Pollution Liab, Property, Umbrella Carrier Status Admitted States Most States

Vitamin/Health Food SuppliersInfinite Wellness SolutionsCoverages Accident & Health, Medical Carrier Status Admitted States NCNeitClem Wholesale Insurance Brokerage Inc.Coverages Completed Operations Liab, Foreign GL, GL, Liability, Product Extended Warranty, Products Liab Carrier Status Admitted, Non-admitted States AZ, CA, NVPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesQuaker Special Risk (Mass.)Coverages CGL, Commercial Excess, GL, Liability, Products Liab Carrier Status Non-admitted States Most StatesQuaker Special Risk (New Jersey)Coverages CGL, Commercial Excess, GL, Liability, Products Liab Carrier Status Non-admitted States Most StatesWorldwide Facilities Inc. - All OfficesCoverages Products Liab, Property Carrier Status Admitted, Non-admitted States All States

Warehouse OperatorsAmWINS Group Inc. - 70 Offices NationwideCoverages GL, Legal Liab, Motor Truck Cargo, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesAmWINS Program UnderwritersCoverages Business Interruption, Crime, GL, Motor Truck Cargo, Property, Umbrella, Workers’ Comp States All StatesCompass Insurance Group of AgenciesCoverages BOP, Business Income Carrier Status Non-admitted States CAMidlandsCoverages Legal Liab, Property Carrier Status Non-admitted States Most States



Yachts/Mega YachtsACE Recreational Marine InsuranceCoverages Emergency Towing & Service, Federal LHWCA, Hull, Medical Payments, Personal Property, Pollution Liab, Protection & Indemnity (P&I), Uninsured Boaters Carrier Status Admitted States Most StatesAtlass Insurance GroupCoverages Excess Liab, Hull, Liability, Medical Payments, Pollution Liab, Uninsured Boaters Carrier Status Admitted, Non-admitted States Most StatesInsurance Center Special Risks Ltd.Coverages Emergency Towing & Service, Hull, Medical Payments, Personal Property, Pollution Liab, Watercraft Liab, Watersports Liab Carrier Status Admitted States CT, MA, ME, NH, NY, RI, VTMaritime Program GroupCoverages Boats, Hull, Medical, Pollution, Protection & Indemnity (P&I) Carrier Status Admitted States All StatesMarkel Personal LinesCoverages Hull, Liability, Medical Payments, Pollution Liab, Uninsured Boaters, Watercraft Liab Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesQuaker Special Risk (Florida)Coverages Hull, Watercraft Liab Carrier Status Non-admitted States Most StatesQuaker Special Risk (New Jersey)Coverages Hull, Protection & Indemnity (P&I), USL&H Carrier Status Non-admitted States Most StatesQuaker Special Risk (New York)Coverages Hull, Watercraft Liab Carrier Status Non-admitted States Most StatesSafehold Special RiskCoverages Commercial Marine, Hull, Property, Protection & Indemnity (P&I) Carrier Status Admitted States All StatesSpecialized InsuranceCoverages Boats, Commercial Marine, Hull, Liability, Uninsured Boaters, Watercraft Liab, Watersports Liab Carrier Status Admitted, Non-admitted States DE, FL, NY, PASun Coast General Insurance AgencyCoverages Boats, Commercial Marine, Hull, Liability, Piers & Docks, Ship Repairers Legal, Uninsured Boaters, Watercraft Liab, Wet Marine Carrier Status Admitted, Non-admitted States AK, AZ, CA, FL, NV, OR, UT, WATCA Inc.Coverages Boats, Hull, Protection & Indemnity (P&I), Theft, Uninsured Boaters Carrier Status Admitted, Non-admitted States All StatesTerheggen/Malone Marine InsuranceCoverages Boats, Watercraft Liab Carrier Status Admitted States AZ, CA, NV

Youth Sports AssociationsAgostini Wholesale InsuranceCoverages CGL, D&O, Liability, Property Carrier Status Admitted, Non-admitted States CA, MD, NE, NM, NV, OR, TN, TX, UT, WAAllen Financial Ins. Group / The Equestrian GroupCoverages Abuse & Molestation, Accident & Health, Accidental Death, Auto Comm-Standard, CGL, Commercial Excess, Crime, Event Cancellation, Excess Liab, Participant Accident, Property Carrier Status Admitted States All StatesFairway UnderwritersCoverages Abuse & Molestation, Accident & Sickness, Accidental Death, Liability Carrier Status Admitted States Most StatesFrancis L. Dean & Associates Inc.Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All StatesGateway Specialty InsuranceCoverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most StatesK&K Insurance Group Inc.Coverages CGL States All States

Markel Specialty CommercialCoverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Crime, D&O, Equipment, Equipment Breakdown, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States Most StatesPhiladelphia Insurance CompaniesCoverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, CGL, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesRPS Bollinger Sports & LeisureCoverages Accident & Health, CGL, Crime, D&O, Equipment, Excess Liab Carrier Status Admitted States All StatesSpecial Markets Insurance Consultants Inc.Coverages Accident & Health, Liability Carrier Status Admitted States Most StatesSports & Fitness Insurance Corporation (SFIC)Coverages Accident & Health, Accidental Death, Flood, GL, Medical, Property Carrier Status Admitted States All States

WineriesAllen Financial Ins. Group / The Equestrian GroupCoverages Auto Comm-Standard Liability, Boiler & Machinery, CGL, Commercial Excess, Crime, Equipment, Equipment Breakdown, Excess Liab, Liquor Liab, Mechanical Breakdown, Products Liab, Property, Spoilage Carrier Status Admitted States Most StatesSouth & Western General Agency Inc.Coverages Auto Comm-Standard, Fire, GL, Inland Marine, Umbrella Carrier Status Admitted States AR, NM, OK, TN, TXWinery Pak Insurance ProgramsCoverages Auto Comm-Standard, Bailee/Customer Goods, Blanket Addt’l Insureds, Business Income, Cargo, Commercial Excess, Cyber Liab, Equipment Breakdown, Excess Liab, Inland Marine, Liability, Liquor Liab, Property Carrier Status Admitted States Most States

Wood WorkersAmWINS Group Inc. - 70 Offices NationwideCoverages Boiler & Machinery, Business Interruption, Equipment, Inland Marine Carrier Status Admitted, Non-admitted States Most StatesWoodus K. Humphrey & Co. (AmWINS)Coverages Boiler & Machinery, Business Interruption, Equipment Breakdown, Inland Marine, Property Carrier Status Admitted States All States

Wrecking ContractorsAmWINS Group Inc. - 70 Offices NationwideCoverages Auto Comm-Standard, GL, Inland Marine, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Yacht ClubsAtlass Insurance GroupCoverages Boats, Business Interruption, CGL, Equipment, Excess Liab, Liability, Marina Operators Legal, Piers & Docks, Property, Watercraft Liab Carrier Status Admitted, Non-admitted States Most StatesMaritime Program GroupCoverages Boats, CGL, Commercial Marine, Crime, Hull, Inland Marine, Marina Operators Legal, Nonowned & Hired Auto, Piers & Docks, Pollution, Umbrella, Workers’ Comp Carrier Status Admitted States All StatesMarkel Personal LinesCoverages Boats, Commercial Marine, Hull, Pollution Liab, Watercraft Liab Carrier Status Admitted States Most StatesMidlandsCoverages Hull, Medical Payments, Protection & Indemnity (P&I), Watercraft Liab Carrier Status Admitted, Non-admitted States All StatesPrime Insurance CompanyCoverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All StatesSafehold Special RiskCoverages Boats, Boiler & Machinery, CGL, COC, Commercial Excess, Commercial Marine, Equipment, Equipment Breakdown, GL, Property, Umbrella, Watercraft Liab, Watersports Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All StatesTCA Inc.Coverages Boats, Builders Risk, CGL, Commercial Excess, Commercial Marine, Contractors Equip, Excess Liab, GL, Hull, Liability, Marina Operators Legal, Piers & Docks, Pollution, Pollution Liab, Professional Liab, Property, Protection & Indemnity (P&I), Wet Marine Carrier Status Admitted, Non-admitted States All StatesThe Hanover Insurance GroupCoverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Property, Protection & Indemnity (P&I), Watersports Liab, Workers’ Comp Carrier Status Admitted States All States

2014 AnnuAl ProgrAm Directory Volume i – AlPhAbeticAl Directory of mArkets


5Star Business Auto Program (Misc. classes)158 N. Harbor City Blvd., Melbourne, FL 32935Phone: (877) 247-9772, Fax: (321) [email protected]

5Star Contract School Bus Program444 Beach 129th St., Belle Harbor, NY 11692Phone: (877) 247-9772, Fax: (866) [email protected]

5Star D&O Program1230 E. Diehl Rd., Ste. 330, Naperville, IL 60563Phone: (866) 879-6565, Fax: (866) [email protected]

5Star Garage Services & Auto Dealers Program158 N. Harbor City Blvd., Melbourne, FL 32935Phone: (877) 247-9772, Fax: (321) [email protected]

5Star Non-Trucking Liability Program158 N. Harbor City Blvd., Melbourne, FL 32935Phone: (877) 247-9772, Fax: (321) [email protected]

5Star Paratransit Program444 Beach 129th St., Belle Harbor, NY 11694Phone: (877) 247-9772, Fax: (866) [email protected]

5Star Public Auto Program158 N. Harbor City Blvd., Melbourne, FL 32935Phone: (877) 247-9772, Fax: (321) [email protected]

5Star Towing & Recovery Program158 N. Harbor City Blvd., Melbourne, FL 32935Phone: (877) 247-9772, Fax: (866) [email protected]

5Star Trucking Program158 N. Harbor City Blvd., Melbourne, FL 32935Phone: (877) 247-9772, Fax: (321) [email protected]

5Star Waste Insurance Program158 N. Harbor City Blvd., Melbourne, FL 32935Phone: (877) 247-9772, Fax: (321) [email protected]

5Star Workers’ Compensation Services906 S. Kirkwood, St. Louis, MO 63122Phone: (877) 247-9772, Fax: (314) [email protected]

A.I.I. Insurance Brokerage of Mass., Inc.183 Davis St., Douglas, MA 01516Phone: (508) 476-1990, Fax: (508) [email protected]

Access E&S Insurance Services (CA)5575 Lake Park Way, Ste. 218, La Mesa, CA 91942Phone: (619) 462-1128, Fax: (866) [email protected]

Access E&S Insurance Services (VA)2001 N. Lincoln St., Arlington, VA 22207Phone: (703) 248-2566, Fax: (703) [email protected]

ACE Commercial Risk Services - Programs436 Walnut St. WA 7C, Philadelphia, PA 19106Phone: (215) 640-4467, Fax: (215) [email protected]

ACE Recreational Marine Insurance436 Walnut St., Philadelphia, PA 19106Phone: (215) 640-2609, Fax: (215) 640-5025recreational.marine@acegroup.comwww.acemarineinsurance.com

ACE USA--Excess Casualty1133 Avenue of the Americas, New York, NY 10036Phone: (212) 703-7140, Fax: (212) [email protected]/us

ACE Westchester Specialty--Environmental11575 Great Oaks Way, Ste. 200, Alpharetta, GA 30022Phone: (678) 795-4220, Fax: (678) [email protected]

Advanced E&S Group - Midwest Region500 N. Michigan Ave., Ste. 1039, Chicago, IL 60611Phone: (866) 867-0505, Fax: (312) [email protected]

Advanced E&S Group - Southeast Region3250 N. 29th Ave., Hollywood, FL 33020Phone: (954) 842-7826, Fax: (904) [email protected]

AFC Insurance3101 Emrick Blvd., Ste. 318, Bethlehem, PA 18020Phone: (877) 456-5323, Fax: (610) [email protected]

Agency Intermediaries, Inc.1575 Boston Post Rd., Guilford, CT 06437Phone: (203) 453-2859, Fax: (203) [email protected]

Agency Marketing Services9800 4th. St. N. Suite 400, St. Petersburg, FL 33702Phone: (800) 542-2805, Fax: (727) [email protected]

Agostini Wholesale Insurance7125 El Cajon Blvd., Ste. 3, San Diego, CA 92115Phone: (800) 922-7283, Fax: (619) [email protected]

Agricultural Insurance Mgmt Svcs.722 Route 3A, Ste. 10, Bow, NH 03278Phone: (877) 552-2467, Fax: (603) [email protected]

Align General Insurance Agency, LLC350 10th Ave., Ste. 1450, San Diego, CA 92101Phone: (619) [email protected]

All Risks, Ltd.10150 York Rd., 5th Fl, Hunt Valley, MD 21030Phone: (800) 366-5810, Fax: (410) [email protected]

Allen Financial Ins. Group / The Equestrian Group12424 N. 32nd St., Ste. 101, Phoenix, AZ 85032Phone: (800) 874-9191, Fax: (602) [email protected]

Alliance of Nonprofits for Ins. Risk Retention GroupP.O. Box 8546, Santa Cruz, CA 95061Phone: (800) 359-6422, Fax: (831) [email protected]

Alliant Specialty Insurance Services, Inc.P.O. Box 609015, San Diego, CA 92160Phone: (858) 505-4011, Fax: (858) [email protected]

Allied Protector Plan655 N. Franklin St., Ste. 1800, Tampa, FL 33602Phone: (877) 566-4017, Fax: (813) [email protected]

American Collectors Insurance, Inc.496 Kings Hwy N, Cherry Hill, NJ 08002Phone: (800) 360-2277, Fax: (856) [email protected]

American Modern Insurance GroupP.O. Box 5323, Cincinnati, OH 45201Phone: (800) 759-9008, Fax: (513) [email protected]

American Professional Liability Underwriters, Inc.7270 NW 12 St., Ste. 700, Miami, FL 33126Phone: (786) 924-7036, Fax: (786) [email protected]

American Public Risk9020 Stony Point Pkwy, Ste. 455, Richmond, VA 23236Phone: (800) 586-6502, Fax: (804) [email protected]

American Reliable Insurance Company8655 E. Via De Ventura, Scottsdale, AZ 85258Phone: (800) 535-1333, Fax: (480) [email protected]

American Specialty Insurance & Risk Services, Inc.142 N. Main St., P.O. Box 309, Roanoke, IN 46783Phone: (800) 245-2744, Fax: (260) [email protected]

American Underwriting Managers365 Miron Dr., Ste. D, Southlake, TX 76092Phone: (817) 424-1996, Fax: (817) [email protected]



Beacon Hill Associates, Inc.P.O. Box 1532, Charlottesville, VA 22902Phone: (800) 596-2156, Fax: (434) [email protected]

Bedford Insurance Services, Inc.23251 Mulholland Dr., Woodland Hills, CA 91364Phone: (800) 669-9800, Fax: (818) [email protected]

Berkley Specialty Underwriting Managers, LLC - Environmental Division303 W. Madison, Ste. 825, Chicago, IL 60606Phone: (404) 443-2082, Fax: (312) [email protected]/environmental.htm

Bliss & Glennon, Inc.435 N. Pacific Coast Hwy, Redondo Beach, CA 90277Phone: (800) 829-7330, Fax: (877) [email protected]

Brecht & Associates1450 Hughes Rd, Ste. 109, Grapevine, TX 76051Phone: (817) 424-5335, Fax: (817) [email protected] more info, check out our ad on page 8 (South Central)

Brewery Pak Insurance Programs3 Wing Dr., Cedar Knolls, NJ 07927Phone: (888) 386-5701, Fax: (973) [email protected]

Brightstone Insurance Services, LLC145 Huguenot St., New Rochelle, NY 10802Phone: (877) 862-4755, Fax: (914) [email protected]

Brownyard Group21 Maple Ave., P.O. Box 9175, Bay Shore, NY 11706Phone: (800) 645-5820, Fax: (631) [email protected]

Brownyard Programs, Ltd.91 E. Main St., Bay Shore, NY 11706Phone: (631) 581-9300, Fax: (631) [email protected]

We are Program Administrators focused exclusively on the Private Security Industry. We provide General/Professional Liability, Foreign Liability, Excess/Umbrella Liability, Workers’ Comp & Crime to Security Guard, Private Investigation, Background Screening, Security Consultant, Armored Car, Burglar/Fire Alarm & CCTV/Access Control Companies throughout the U.S.

BUA, LLC22 Deer St., Ste. 400, Portsmouth, NH 03801Phone: (888) 772-5005, Fax: (603) [email protected]

Builders & Tradesmen’s Insurance Services, Inc.6610 Sierra College Blvd., Rocklin, CA 95677Phone: (877) 649-6682, Fax: (916) [email protected]

AMIS/Alliance Marketing & Insurance Services355 Via Vera Cruz, Ste. 7, San Marcos, CA 92078Phone: (800) 843-8550, Fax: (800) [email protected]

AmWINS Group, Inc. - 70 Offices NationwideSee Website for Locations, Headquarters - Charlotte, NC 28210Phone: (704) 749-2700, Fax: (704) [email protected]

AmWINS Program Underwriters214 Senate Ave., Ste. 201, Camp Hill, PA 17011Phone: (717) 214-7557, Fax: (717) [email protected]/apu

AmWINS Transportation Underwriters, Inc.3035 S. Church St., Burlington, NC 27215Phone: (800) 222-2407, Fax: (336) [email protected]/atu

AmWINS Transportation Underwriters, Inc. (Zionsville)80 E. Cedar Street, Zionsville, IN 46077Phone: (317) 942-0423, Fax: (336) [email protected]/motorsports

Anderson & Murison, Inc.800 W. Colorado Blvd., Los Angeles, CA 90041Phone: (323) 255-2333, Fax: (323) [email protected] more info, check out our ad on page 30 (National)

Apex Insurance Services404 E. Ramsey, Ste. 114, San Antonio, TX 78216Phone: (210) 340-8985, Fax: (210) [email protected]

Appleby & Sterling2290 Agate Ct., Ste. D, Simi Valley, CA 93065Phone: (805) 583-9828, Fax: (805) [email protected]

Applied Underwriters, Inc.P.O. Box 281900, San Francisco, CA 94128Phone: (877) 234-4450, Fax: (877) [email protected] more info, check out our ad on pages 4, 5 and Back Cover (National)

Ark AgencyP.O. Box 223, Paynesville, MN 56362Phone: (800) 328-8894, Fax: (320) [email protected]

Arrowhead General Insurance Agency, Inc.701 B St., Ste. 2100, San Diego, CA 92101Phone: (800) 669-1889, Fax: (619) [email protected]

Ascinsure Specialty Risk4 Gateway Ctr, 444 Liberty Ave, Ste. 400, Pittsburgh, PA 15222Phone: (877) 372-0517, Fax: (888) [email protected]

Ashley General Agency2040 N. Loop 336 W, Ste. 200, Conroe, TX 77304Phone: (936) 441-5959, Fax: (936) [email protected]

Associations Underwriters, Inc & Ziplow Horse Ins1430 Warehime Rd., Westminster, MD 21158Phone: (800) 336-2378, Fax: (410) [email protected]

Atlantic Casualty Insurance CompanyP.O. Box 8010, Goldsboro, NC 27533Phone: (877) 225-5744, Fax: (919) [email protected]

Atlas General Insurance Services4365 Executive Dr., Ste. 400, San Diego, CA 92121Phone: (877) 662-8527, Fax: (619) [email protected] more info, check out our ad on pages 4 (West), 5 (Southeast) and 2 (Midwest)

Atlass Insurance Group1300 SE 17 St., Ste. 220, Fort Lauderdale, FL 33316Phone: (954) 653-2852, Fax: (954) [email protected]

Atlass have been a Marine Insurance Specialists since 1981. They rep-resent the leading domestic “A” rated Companies and are also a Lloyd’s Coverholder / MGA. They are able to provide prompt quotation terms with excellent commissions for all types of Marine exposures.

Automotive Risk Mgmt. & Ins. Services, Inc.1919 Grand Canal Blvd., Ste. C-7, Stockton, CA 95207Phone: (800) 224-6363, Fax: (888) [email protected]

B&B Programs, A Div. of Barney & Barney, LLC9171 Towne Centre Dr., Ste. 500, San Diego, CA 92122Phone: (858) 875-3067, Fax: (858) [email protected]

Bass Underwriters6951 W. Sunrise Blvd., Plantation, FL 33313Phone: (954) 473-4488, Fax: (954) [email protected]

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F



Burnett & Company, Inc.1300 Post Oak Blvd., Ste. 700, Houston, TX 77056Phone: (713) 243-4300, Fax: (713) [email protected]

Burns & Wilcox - All OfficesSee website for addresses Headquarters - Detroit/Farmington Hills, MI 48334Phone: (248) 932-9000, Fax: (248) [email protected] more info, check out our ad on page 9 (National)

C C Roy Insurance Brokers, Inc.4305 Hacienda Dr., Ste. 550, Pleasanton, CA 94588Phone: (800) 443-6566, Fax: (925) [email protected]

CalSurance Associates681 S. Parker St., Ste. 300, Orange, CA 92868Phone: (800) 745-7189, Fax: (800) [email protected]

CAMICO1800 Gateway Dr., Ste. 300, San Mateo, CA 94404Phone: (800) 652-1772, Fax: (800) [email protected]

Care Providers Insurance Services, LLC16301 Quorum Rd., Ste. 100A, Addison, TX 75001Phone: (800) 761-7072, Fax: (800) [email protected]

Centurion Insurance GroupCenturion Place - P.O. Box 959, Hanover, NH 03755Phone: (603) 643-2000, Fax: (603) [email protected]

Charity First Insurance Services, Inc.1255 Battery St., Ste. 450, San Francisco, CA 94111Phone: (800) 352-2761, Fax: (415) [email protected] more info, check out our ad on page 25 (National)

ChemPlan - Chemical Insurance8121 Vicela Dr., Sarasota, FL 34240Phone: (800) 410-1511, Fax: (941) [email protected]

Chopra Insurance Brokerage, Inc.16800 Devonshire St., Ste. 309, Granada Hills, CA 91344Phone: (818) 923-6090, Fax: (818) [email protected]

CIBA Insurance Services655 N. Central Ave., Ste. 2100, Glendale, CA 91203Phone: (818) 638-8525, Fax: (818) [email protected]

CID Insurance Programs, Inc.7125 El Cajon Blvd. Ste 3, San Diego, CA 92115Phone: (800) 922-7283, Fax: (619) [email protected]

CITA Insurance Services681 S. Parker St., Ste. 300, Orange, CA 92868Phone: (800) 280-7250, Fax: (714) [email protected]

Commercial Sector Insurance Brokers, LLC600 Corporate Pkwy, Ste. 250, Birmingham, AL 35242Phone: (205) 776-1600, Fax: (205) [email protected]

Community Association Insurance Solutions, LLC5045 Robert J. Mathews Pwky, Ste. 100 El Dorado Hills, CA 95762Phone: (888) 833-4158, Fax: (888) [email protected] more info, check out our ad on page 24 (National)

Compass Insurance Group of Agencies9310 Topanga Canyon Blvd., Chatsworth, CA 91311Phone: (818) 507-1980, Fax: (818) [email protected]

Construction Insurance Partners308 N. 21st St., Ste. 200, St. Louis, MO 63103Phone: (314) 554-9754, Fax: (314) [email protected]

Construction Insurance Services, LLC5949 Sherry Ln., Ste. 1175, Dallas, TX 75225Phone: (214) 884-1800, Fax: (214) 884-1801apatterson@constructioninsuranceservices.comwww.constructioninsuranceservices.com

Construction Insurance Solutions150 E. 22nd St., Lombard, IL 60148Phone: (800) 842-3653, Fax: (630) 705-1056byron@normanspencer.comwww.constructioninsurancesolutions.com

Consumer Specialties Insurance Co. (RRG)8300 Greensboro Dr., Ste. 980, McLean, VA 20006Phone: (703) 827-2277, Fax: (703) [email protected]

Continental Brokers, Inc.212 Key Dr., Ste. A, Madison, MS 39110Phone: (866) 386-4136, Fax: (601) [email protected]

Continental Underwriters, Inc.4901 Dickens Road, Suite 110, Richmond, VA 23230Phone: (804) 643-7800, Fax: (804) [email protected]

Cooper & McCloskey, Inc.111 Pine St., Ste. 1530, San Francisco, CA 94111Phone: (415) 433-7700, Fax: (415) [email protected]

Costanza Insurance Agency, Inc.9101 LBJ Freeway, Ste. 150, Dallas, TX 75243Phone: (800) 346-0942, Fax: (972) [email protected]

CPA Protector Plan ®655 North Franklin Street, Suite 1800, Tampa, FL 33602Phone: (800) 438-1263, Fax: (813) [email protected]

CRES Insurance Services15373 Innovation Dr., Ste. 250, San Diego, CA 92128Phone: (800) 880-2737, Fax: (858) [email protected]

Crouse & Associates100 Pine St., Ste. 2500, San Francisco, CA 94111Phone: (415) 982-3870, Fax: (415) [email protected]

Crusader Insurance Company23251 Mulholland Dr., Woodland Hills, CA 91364Phone: (800) 669-9800, Fax: (818) [email protected]

Deans & Homer340 Pine St., San Francisco, CA 94104Phone: (800) 345-2054, Fax: (415) [email protected]

Delta General Agency Corp.P.O. Box 2045, Houston, TX 77252Phone: (713) 570-2700, Fax: (713) [email protected] more info, check out our ad on page 4 (South Central)

Direct Event Insurance1409 S. Lamar, Ste. 650, Dallas, TX 75215Phone: (800) 481-7950, Fax: (214) 276-1344support@directeventinsurance.comwww.directeventinsurance.com

Empire Underwriters, LLC9654 Linebaugh Ave., Tampa, FL 33626Phone: (813) 448-9300, Fax: (813) [email protected]

Equisure, Inc.13790 East Rice Place, Suite 100, Aurora, CO 80015Phone: (800) 752-2472, Fax: (303) [email protected]

Euclid Managers234 Spring Lake Dr., Itasca, IL 60143Phone: (630) 238-1900, Fax: (630) [email protected]

Euclid Managers, LLC2345 Grand Blvd, Ste 1150, Kansas City, MO 64108Phone: (816) 778-0708, Fax: (816) [email protected]

Evolution Insurance Brokers8722 S. Harrison St., Salt Lake City, UT 84070Phone: (877) 678-7342, Fax: (801) [email protected]



HCC Specialty (MA)401 Edgewater Pl., Ste. 400, Wakefield, MA 01880Phone: (800) 927-6306, Fax: (781) [email protected]

Herbert H. Landy Insurance75 Second Ave., Needham, MA 02494Phone: (800) 336-5422, Fax: (800) [email protected]

Horizon E & S Insurance Brokerage2245 First St., Ste. 211B, Simi Valley, CA 93065Phone: (805) 494-6553, Fax: (805) [email protected]

Hotels & Resorts Insurance Program - CITA Insurance Services681 S. Parker St., Ste. 300, Orange, CA 92868Phone: (800) 690-4841, Fax: (714) [email protected]

Houston International Insurance Group800 Gessner, Ste. 600, Houston, TX 77024Phone: (713) 935-7414, Fax: (713) [email protected]

Indemnity Excess & Surplus Agency, Inc.1500 NW Bethany Blvd., Ste. 235, Beaverton, OR 97006Phone: (800) 487-2442, Fax: (503) [email protected]

Independent Insurance Agents & Brokers California (IIABCal)7041 Koll Center Pkwy., Ste. 290, Pleasanton, CA 94566Phone: (800) 772-8998, Fax: (925) [email protected]

Infinite Wellness Solutions3300 Reynolda Rd., Winston Salem, NC 27106Phone: (336) 725-8624, Fax: (336) [email protected]

Innovative Risk SolutionsP.O. Box 530210, DeBary, FL 32753Phone: (954) 931-4795, Fax: (866) [email protected]

Insential, Inc.901 Main St, Suite 5300, Dallas, TX 75202Phone: (888) 571-6160, Fax: (214) [email protected]

Insurance Center Special Risks, Ltd.246 Park St., West Springfield, MA 01089Phone: (888) 773-7475, Fax: (413) [email protected]

Insurance Innovators Group - 6 Offices Serve NationwideSee Website for Addresses, Headquarters - Glenside, PA 19038Phone: (215) 885-7300, Fax: (215) [email protected]

Insurance Multiplex Agency, LLC365 W. Passaic St., Ste. 255, Rochelle Park, NJ 07662Phone: (201) 880-1891, Fax: (201) [email protected]

Fairway Underwriters191 Pawtucket Blvd., Lowell, MA 01854Phone: (800) 662-2141, Fax: (978) [email protected]

Financial Risk Solutions, Inc.180 N. LaSalle St., Ste. 3700, Chicago, IL 60601Phone: (866) 674-9503, Fax: (630) [email protected]

Founders Insurance Company1111 E. Touhy Ave., Des Plaines, IL 60018Phone: (847) 768-0040, Fax: (847) [email protected]

Fox Point Programs4001 Miller Rd., Wilmington, DE 19802Phone: (800) 499-7242, Fax: (302) [email protected]

Francis L. Dean & Associates, Inc.P.O. Box 4200, Wheaton, IL 60189Phone: (800) 745-2409, Fax: (630) [email protected]

Freberg Environmental, Inc.2000 S. Colorado Blvd., Tower II, Ste. 800, Denver, CO 80222Phone: (800) 377-4152, Fax: (303) [email protected]

Frontline Insurance7131 Business Park Ln., Ste. 300, Lake Mary, FL 32746Phone: (877) 744-5224, Fax: (407) [email protected]

G.J. Sullivan Company625 The City Drive S, Ste. 400, Orange, CA 92868Phone: (800) 235-5485, Fax: (714) [email protected] more info, check out our ad on page 23 (National)

Gabor Insurance Services, Inc.7270 NW 12 St., Ste. 700, Miami, FL 33126Phone: (786) 924-7055, Fax: (786) [email protected]

Gateway Specialty Insurance1170 Devon Park Dr., Wayne, PA 19087Phone: (877) 977-4474, Fax: (610) [email protected]

Gerald J. Wilkoff, Inc.95 Main St., Mineola, NY 11501Phone: (516) 747-0200, Fax: (516) [email protected]

Glatfelter Insurance Group183 Leader Heights Rd., York, PA 17402Phone: (800) 233-1957, Fax: (717) [email protected]

Glatfelter Public PracticeP.O. Box 2726, York, PA 17405Phone: (800) 233-1957, Fax: (717) 747-7044inquiries@GlatfelterPublicPractice.comwww.GlatfelterPublicPractice.com

Glatfelter Religious Practice183 Leader Heights Road, York, PA 17402Phone: (800) 233-1957, Fax: (717) 747-7060info@GlatfelterReligiousPractice.comwww.glatfelterreligiouspractice.com

GMI Insurance ServicesP.O. Box 701, Valley Forge, PA 19482Phone: (610) 933-4679, Fax: (610) [email protected]

Gorst & Compass Insurance9310 Topanga Canyon Blvd., Chatsworth, CA 91311Phone: (818) 507-0900, Fax: (818) [email protected]

Great American Insurance Group - Executive Liability Division1515 Woodfield Rd., Ste. 500, Schaumburg, IL 60173Phone: (847) 330-6750, Fax: (513) [email protected] more info, check out our ad on page 15 (National)

Gresham & Associates, LLC. - Indianapolis6602 E. 75th St., Ste. 450, Indianapolis, IN 46250Phone: (317) 849-1860, Fax: (317) [email protected]

Grundy InsuranceP.O. Box 1957, Horsham, PA 19044Phone: (877) 338-4004, Fax: (215) [email protected]/utility

Hagerty Insurance Agency, LLCP.O. Box 1301, Traverse City, MI 49685Phone: (800) 747-5348, Fax: (231) [email protected]

Hall & Company19660 10th Ave. NE, Poulsbo, WA 98370Phone: (360) 598-3700, Fax: (360) [email protected]

HCC Specialty2300 Clayton Rd., Ste. 1100, Concord, CA 94520Phone: (800) 684-7475, Fax: (925) [email protected]

A member of the Utica National Insurance GroupA pillar of strength. Since 1901.



Logic Underwriters, Inc.P.O. Box 600249, Dallas, TX 75360Phone: (214) 739-0071, Fax: (214) [email protected]

M.J. Hall & Company, Inc.P.O. Box 192, Stockton, CA 95201Phone: (209) 948-8108, Fax: (209) [email protected] more info, check out our ad on page 12 (West)

MacAfee & Edwards, Inc. - Mexican Insurance Specialist700 S. Flower St., Ste. 1216, Los Angeles, CA 90017Phone: (213) 629-9777, Fax: (213) [email protected]

MacNeill Group, Inc., CMGAP.O. Box 459003, Sunrise, FL 33345Phone: (954) 331-4800, Fax: (954) [email protected]

Maritime Program GroupP.O. Box 969, Westbrook, CT 06498Phone: (800) 366-8086, Fax: (860) [email protected]

Mark D. Fredricksen Insurance Services1600 E. Florida Ave., Ste. 208, Hemet, CA 92544Phone: (800) 669-4347 Ext. 24, Fax: (951) [email protected]

Markel Personal LinesP.O. Box 906, Pewaukee, WI 53072Phone: (262) 548-9880, Fax: (262) [email protected]

Markel Programs4600 Cox Rd., Glen Allen, VA 23060Phone: (804) 527-7622, Fax: (804) [email protected]

Markel Specialty - ProgramsP.O. Box 440549, Kennesaw, GA 30160Phone: (800) 476-4940, Fax: (678) [email protected]

Markel Specialty Commercial4600 Cox Rd., Glen Allen, VA 23060Phone: (800) 431-1270, Fax: (804) [email protected]

MarketScout12700 Park Central Dr., Ste. 300, Dallas, TX 75251Phone: (972) 934-4200, Fax: (972) [email protected]

Intercorp, Inc.1438-F W. Main St., Ephrata, PA 17522Phone: (717) 721-3500, Fax: (717) [email protected]

Interline Insurance ServicesP.O. Box 3190, Cerritos, CA 90703Phone: (800) 229-8790, Fax: (562) [email protected]

International Excess Companies26451 Curtiss Wright Pkwy, Ste. 103, Cleveland, OH 44143Phone: (216) 797-9700, Fax: (216) [email protected]

International Transportation & Marine Agency, Inc.7835 E. Evans Rd., Bldg 300, Scottsdale, AZ 85260Phone: (480) 556-0200, Fax: (480) [email protected]

IPCP.O. Box 1150, Gardnerville, NV 89410Phone: (775) 782-6655, Fax: (775) [email protected]

Irving Weber Associates, Inc.761 Koehler Ave., Ronkonkoma, NY 11779Phone: (800) 243-1811, Fax: (888) [email protected]

Irwin Siegel Agency, Inc.25 Lake Louise Marie Rd., Rock Hill, NY 12775Phone: (800) 622-8272, Fax: (845) [email protected]

Izzo Insurance Services, Inc.150 S. Bloomingdale Rd., Bloomingdale, IL 60108Phone: (800) 800-1704, Fax: (630) [email protected]

J.M. Wilson8036 Moorsbridge Rd., Portage, MI 49024Phone: (800) 282-8113, Fax: (269) [email protected]

JLT Facilities, Inc.22 Century Hill Dr., Latham, NY 12110Phone: (800) 998-5545, Fax: (518) [email protected]

JM Associates / Burnham + Company, a Div of Hub Int’l Northeast, Ltd.One Bridge Plaza N, Fort Lee, NJ 07024Phone: (201) 585-6500, Fax: (201) [email protected]@hubinternational.comwww.elevatorinsurance.com

Jorgensen & Company42 West Allendale Ave., Allendale, NJ 07401Phone: (201) 447-4400, Fax: (201) 818-5680rjorgensen@jorgensenandcompany.comwww.jorgensenandcompany.com

Joseph Chiarello & Co., Inc.; Firearms Business Insurance Program31 Parker Rd., Elizabeth, NJ 07208Phone: (800) 526-2199, Fax: (908) [email protected]

K&K Insurance Group, Inc.1712 Magnavox Way, Ft. Wayne, IN 46804Phone: (800) 637-4757, Fax: (260) [email protected] more info, check out our ad on page 13 (National)

KBK Insurance Group, Inc.1425 Sams Ave., Harahan, LA 70123Phone: (504) 736-0690, Fax: (504) [email protected]

Kevin Davis Insurance Services800 W. Sixth St., Ste. 1700, Los Angeles, CA 90017Phone: (877) 807-8708, Fax: (213) [email protected]

King Insurance Support Systems31381 Rancho Viejo Rd., Ste. 101, San Juan Capistrano, CA 92675Phone: (800) 488-4096, Fax: (949) [email protected]

KZ Insurance Brokerage, LLC206 Roelofs Ct., Ste. B, Mount Shasta, CA 96067Phone: (530) 926-6030, Fax: (530) [email protected]

Lancer Indemnity CompanyP.O. Box 9007, Long Beach, NY 11561Phone: (516) 825-2800, Fax: (516) [email protected]/clp.html

Lancer Insurance Company370 W. Park Ave., Long Beach, NY 11561Phone: (516) 431-6200, Fax: (516) [email protected]/commauto.html

Lawyer’s Protector Plan ®655 N. Franklin St., Ste. 1900, Tampa, FL 33602Phone: (800) 336-5529, Fax: (813) [email protected]

Leavitt Recreation and Hospitality Insurance, Inc.942 14th St., Sturgis, SD 57785Phone: (800) 525-2060, Fax: (866) [email protected]

LIG Marine Managers300 1st Ave S, Ste. 400, St. Petersburg, FL 33701Phone: (727) 578-2800, Fax: (727) [email protected]

LIPCA Insurance3042 Old Forge Dr., Ste. A, Baton Rouge, LA 70808Phone: (800) 893-9887, Fax: (225) [email protected]

Liquor Pak Insurance Programs3 Wing Dr., Cedar Knolls, NJ 07927Phone: (888) 386-5701, Fax: (973) [email protected]



NIF Group, Inc.30 Park Ave., Manhasset, NY 11030Phone: (516) 365-7440, Fax: (516) [email protected]

Nonprofits Insurance Alliance of Calif.P.O. Box 8507, Santa Cruz, CA 95061Phone: (800) 359-6422, Fax: (831) [email protected]

Norman-Spencer Agency, Inc.8075 Washington Village Dr., Dayton, OH 45458Phone: (800) 543-3248, Fax: (937) [email protected]

Norman-Spencer International, Inc.150 E. 22nd St., Lombard, IL 60148Phone: (630) 705-4140, Fax: (630) [email protected]

Northern Star Management, Inc.92 E. Main St., Ste. 409, Somerville, NJ 08876Phone: (908) 253-9484, Fax: (908) [email protected]

NSM Insurance Group555 North Lane, Ste. 6060, Conshohocken, PA 19428Phone: (610) 941-9877, Fax: (610) [email protected]

Number One Insurance Agency91 Cedar St., Milford, MA 01757Phone: (508) 634-2902, Fax: (508) [email protected]

O’Donovan & Associates, Inc.3881 Ten Oaks Rd., Ste. 2E., Glenelg, MD 21737Phone: (410) 423-4477, Fax: (410) [email protected]

Ohio E & S Agency, Inc.5800 Monroe St., Bldg A, Sylvania, OH 43560Phone: (419) 885-2400, Fax: (419) [email protected]

OneBeacon Government Risks188 Inverness Dr. W, Ste. 600, Englewood, CO 80112Phone: (781) 332-8505, Fax: (781) [email protected]

Oryx Insurance Brokerage, Inc.2 Court St., Binghamton, NY 13903Phone: (607) 724-0173, Fax: (607) [email protected]

Pacific Specialty Insurance Co.3601 Haven Ave., Menlo Park, CA 94025Phone: (800) 828-3003, Fax: (650) [email protected]

MAXIMUM222 S. Riverside Plaza, Ste. 2340, Chicago, IL 60606Phone: (312) 559-9348, Fax: (312) [email protected]

MBA Insurance Agency of AZ, Inc.8383 E. Evans Rd., Scottsdale, AZ 85029Phone: (480) 946-1066, Fax: (480) [email protected]

McClelland and Hine, Inc.P.O. Box 700930, San Antonio, TX 78270Phone: (210) 366-2500, Fax: (210) [email protected] more info, check out our ad on pages 12 (South Central) and 7 (Southeast)

McLeckie Insurance GroupP.O. Box 770, Naples, TX 75568Phone: (903) 897-9090, Fax: (903) [email protected]

MexiPass International Insurance Services, LLCP.O. Box 60727, Pasadena, CA 91116Phone: (800) 639-4727, Fax: (800) [email protected]

MexiPass is the leading Managing General Agent in the USA for placement of insurance in Mexico. MexiPass products include Commercial Lines & Personal Lines for the needs of Americans in Mexico and other foreign Countries.

Midlands3817 NW Expy, Ste. 1000, Oklahoma City, OK 73112Phone: (800) 800-4007, Fax: (405) [email protected] more info, check out our ad on page 33 (National)

MiniCo Insurance Agency, LLC2531 W. Dunlap Ave., Phoenix, AZ 85021Phone: (800) 447-8383, Fax: (602) [email protected]

Monarch E&S Insurance Services2540 Foothill Blvd., Ste. 101, La Crescenta, CA 91214Phone: (818) 249-0100, Fax: (818) [email protected] more info, check out our ad on page 7 (West)

Monitor Liability Managers2850 W. Golf Rd., Ste. 800, Rolling Meadows, IL 60008Phone: (800) 446-2100, Fax: (847) [email protected]

Motel Insurance Brokers, Inc.766 N SUN DRIVE, #1090, Lake Mary, FL 32746Phone: (866) 387-8883, Fax: (800) 466-5074info@motelinsurancebrokers.comwww.motelinsurancebrokers.com

N-Surance Outlets, Inc. (Florida)520 E. Tarpon Ave., Tarpon Springs, FL 34689Phone: (727) 942-6780, Fax: (727) [email protected]

N-Surance Outlets, Inc. (Georgia)P.O. Box 2600, Roswell, GA 30077Phone: (800) 366-1450, Fax: (770) [email protected]

NAS Insurance Services16501 Ventura Blvd., Ste. 200, Encino, CA 91436Phone: (818) 382-6116, Fax: (818) [email protected]

National Advantage Insurance Services, Inc.P.O. Box 1065, Tustin, CA 92781Phone: (714) 505-1015, Fax: (714) [email protected]

National Indemnity Company3024 Harney St., Omaha, NE 68131Phone: (402) 916-3000, Fax: (402) 916-3030jpgiandinoto@nationalindemnity.comwww.nationalindemnity.com

National Insurance Underwriters800 Yamato Rd., Ste. 100, Boca Raton, FL 33428Phone: (800) 338-2680, Fax: (561) [email protected]

NBIS2859 Paces Ferry Rd., 800 Overlook III, Atlanta, GA 30339Phone: (770) 257-1777, Fax: (770) [email protected]

Negley Associates103 Eisenhower Pkwy, Ste. 101, Roseland, NJ 07068Phone: (973) 830-8500, Fax: (973) [email protected]

NeitClem Wholesale Insurance Brokerage, Inc.7442 N. Figueroa St., Los Angeles, CA 90041Phone: (323) 258-2600, Fax: (323) [email protected]

Next Wave Insurance Services, LLC402 W. Broadway, Ste. 740, San Diego, CA 92101Phone: (619) 232-3900, Fax: (619) [email protected]



Park Insurance Company475 Park Ave. S, 23rd Fl, New York, NY 10016Phone: (888) 727-5774, Fax: (212) [email protected]

PartnerOne EnvironmentalP.O. Box 1532, Charlottesville, VA 22902Phone: (800) 596-2156, Fax: (434) [email protected]

Patriot National Underwriters, Inc.P.O. Box 803143, Dallas, TX 75380Phone: (972) 239-1458, Fax: (972) [email protected]

Paul Hanson Partners Specialty Ins. Solutions/Mover’s Choice ProgramP.O. Box 5990, Napa, CA 94581Phone: (800) 852-1968, Fax: (707) [email protected]

PBS Insurance Underwriting Corporation303 Middletown Park Pl., Ste. F, Louisville, KY 40243Phone: (502) 244-1056, Fax: (502) [email protected]

People’s United Insurance Agency, Inc.P.O. Box 485, Burlington, VT 05402Phone: (800) 639-7526, Fax: (802) [email protected]/insurance

Philadelphia Insurance CompaniesOne Bala Plaza, Bala Cynwyd, PA 19004Phone: (800) 873-4552, Fax: (610) [email protected]

Philadelphia Insurance Companies, a Member of the Tokio Marine Group, designs, markets, and underwrites commercial property / casualty and professional liability insurance products incorporating value added coverages and services for select industries. For more info, check out our ad on page 17 (National)

Platinum Program Managers & Insurance Services, Inc.3404 Via Oproto, Ste. 202, Newport Beach, CA 92663Phone: (949) 209-0233, Fax: (949) [email protected]

Poindexter Surety ServicesP.O. Box 37284, Raleigh, NC 27627Phone: (919) 859-5294, Fax: (919) 834-7039SuretyOne@poindextersuretyservices.comwww.poindextersuretyservices.com

Preferred Concepts, LLC14 Wall St., 18th Floor, New York, NY 10005Phone: (212) 608-9400, Fax: (212) 608-6268requestinfo@preferredconcepts.comwww.preferredconcepts.com

Preferred Property Programs960 Holmdel Rd., Bldg 1, Holmdel, NJ 07733Phone: (888) 548-2465, Fax: (732) [email protected]

Specializing in the commercial real estate maketplace. We offer umbrellas for Condos, HOA’S, PUD’S, Apartments and Timeshare Associations. We also offer umbrellas and boiler and machinery coverage for commercial lessors risk only (LRO) policies.

Prime Insurance Company303 W. Madison St., Ste. 2075, Chicago, IL 60606Phone: (800) 257-5590, Fax: (877) [email protected]

Proctor Financial, Inc.5225 Crooks Rd., Troy, MI 48098Phone: (800) 521-6800, Fax: (248) [email protected]

Professional Governmental Underwriters9020 Stony Point Pkwy., Ste. 455, Richmond, VA 23235Phone: (800) 586-6502, Fax: (804) [email protected]

Professional Liability Ins. Svcs, Inc. - Underwriting Facilities5802 Thunderbird, Bldg 10, Ste. 100, Lago Vista, TX 78645Phone: (800) 761-7547, Fax: (512) [email protected]

Professional Program Insurance Brokerage371 Bel Marin Keys Blvd., Novato, CA 94949Phone: (415) 475-4300, Fax: (415) [email protected]

Professional Underwriters Agency, Inc.2803 Butterfield Rd., Ste. 260, Oakbrook, IL 60523Phone: (630) 572-0600, Fax: (630) [email protected]

ProHost USA, Inc.4500 Park Glen Rd., Ste. 410, Minneapolis, MN 55416Phone: (952) 924-6973, Fax: (952) [email protected]

ProSight Specialty Insurance412 Mt. Kemble Ave., Ste. 300C, Morristown, NJ 07816Phone: (973) 532-1900, Fax: (855) [email protected]

ProSurance Group, Inc.2685 Marine Way, Ste. 1408, Mountain View, CA 94043Phone: (650) 428-0818, Fax: (650) 428-0860financialservices@prosurancegroup.comwww.prosurancegroup.com

ProWriters41 Leopard Road, Suite 301, Paoli, PA 19301Phone: (484) 321-2335, Fax: (484) [email protected]

PULIC Program - TDC Specialty Insurance Company (FKA Professional Underwriters Liability Ins. Co.)1888 Century Park E, Ste. 850, Los Angeles, CA 90067Phone: (800) 537-7362, Fax: (866) [email protected]

Quadrant Insurance Managers501 W. Schrock Rd., Ste. 301, Westerville, OH 43081Phone: (614) 841-1425, Fax: (614) [email protected]

Quaker Special Risk (Florida)224 Datura St., Ste. 715, W. Palm Beach, FL 33401Phone: (866) 526-1545, Fax: (561) [email protected]

Quaker Special Risk (Mass.)51 Harvard St., Worcester, MA 01609Phone: (800) 252-8679, Fax: (508) [email protected]

Quaker Special Risk (New Jersey)P.O. Box 1350, Eatontown, NJ 07724Phone: (800) 447-4180, Fax: (732) [email protected]

Quaker Special Risk (New York)50 Main St., Ste. 1000, White Plains, NY 10601Phone: (800) 447-4180, Fax: (212) [email protected]

Quirk & CompanyP.O. Box 792030, San Antonio, TX 78279Phone: (800) 299-9421, Fax: (210) [email protected]

R.V. Nuccio & Associates, Inc.10148 Riverside Dr., Toluca Lake, CA 91602Phone: (818) 980-1413, Fax: (818) [email protected]

RISC, Inc.700 N. Pearl St., Suite N1800, Dallas, TX 75201Phone: (214) 954-0707, Fax: (214) [email protected]

RISCO Insurance Brokerage, Inc.60 Catamore Blvd., East Providence, RI 02914Phone: (800) 533-3649, Fax: (401) [email protected]

RLI Insurance Company9025 N. Lindbergh Dr., Peoria, IL 61615Phone: (309) 692-1000, Fax: (309) [email protected]

RLI Specialty Programs909 Lake Carolyn Pkwy, Ste. 800, Irving, TX 75039Phone: (972) 481-1034, Fax: (972) [email protected]



Specialty Programs and Facilities Managers, Inc. (AmWINS)790 E. Colorado Blvd., Ste. 510, Pasadena, CA 91101Phone: (626) 395-0850, Fax: (626) [email protected]

Sports & Fitness Insurance Corporation (SFIC)212 Key Dr., Ste. A, Madison, MS 39110Phone: (800) 844-0536, Fax: (601) [email protected]/ij

Sun Coast General Insurance AgencyP.O. Box 30750, Laguna Hills, CA 92654Phone: (949) 768-1132, Fax: (949) [email protected]

Sunderland Insurance Services, Inc.3021 Citrus Cir., Ste. 220, Walnut Creek, CA 94598Phone: (925) 942-4020, Fax: (925) [email protected]

SURETY ONE, Inc.5 W. Hargett St., 4th Fl, San Juan, NC 27601Phone: (787) 333-0222, Fax: (919) [email protected]

SWBC9311 San Pedro, Ste. 600, San Antonio, TX 78216Phone: (210) 525-1241, Fax: (210) [email protected]

Swett & CrawfordSee website for addresses, Headquarters - Atlanta, GA 30327Phone: (404) 240-5200, Fax: (404) [email protected]

100 years of experience in helping to mitigate the risks of doing business here and around the globe. The blended strength of Swett & Crawford and Cooper Gay, with a combined $3.5 billion in premiums, delivers the world’s largest global wholesale brokerage and reinsurance org with more than 1400 insurance professionals in 60 offices on four continents.

T.H.E. Insurance Company10451 Gulf Blvd., Treasure Island, FL 33706Phone: (800) 237-3355, Fax: (727) [email protected]

TAPCO Underwriters, Inc.3060 S. Church St., Burlington, NC 27216Phone: (800) 334-5579, Fax: (336) [email protected]

Target Insurance Services10 Tower Ln., Avon, CT 06001Phone: (860) 899-1862, Fax: (860) [email protected]

Target Managers Insurance Services10161 Park Run Dr., Ste. 150, Las Vegas, AK 89145Phone: (702) 588-5300, Fax: (702) [email protected]

Scottish American17822 E. 17th St., Tustin, CA 92780Phone: (714) 550-5050, Fax: (800) [email protected] more info, check out our ad on page 19 (National)

SeaFire Insurance Services4500 College Blvd., Overland Park, KS 66211Phone: (913) 912-5910, Fax: (913) [email protected]

Shelly, Middlebrooks & O’Leary, Inc. (Jacksonville)208 N. Laura St., Ste. 600, Jacksonville, FL 32202Phone: (800) 342-2498, Fax: (904) [email protected]

Sloan Mason Insurance Services1230 Columbia St., Ste. 530, San Diego, CA 92101Phone: (619) 325-1719, Fax: (619) [email protected]

Smith, Bell & Thompson, Inc.40 Main St., Ste. 500, Burlington, VT 05401Phone: (802) 658-4600, Fax: (802) [email protected]

Socius Insurance Services, Inc.301 Howard St., Ste. 1030, San Francisco, CA 94105Phone: (415) 778-0310, Fax: (415) [email protected]

South & Western General Agency, Inc.P.O. Box 9015, Addison, TX 75001Phone: (800) 492-5351, Fax: (972) [email protected]

South Texas General Insurance Agency363 N. Sam Houston Pkwy E, Ste. 1000, Houston, TX 77060Phone: (281) 820-0555, Fax: (281) [email protected]

Southwest Energy Underwriters, Inc.10707 Corporate Dr., Ste. 112, Stafford, TX 77477Phone: (281) 313-2202, Fax: (281) [email protected]

Southwest Risk8144 Walnut Hill Ln., Ste. 1400, Dallas, TX 75231Phone: (214) 206-4900, Fax: (214) [email protected]

Special Markets Insurance Consultants, Inc.10 S. LaSalle St., Ste. 2000, Chicago, IL 60603Phone: (800) 818-7642, Fax: (704) [email protected]

Specialized Insurance204 RTE. 112, Patchogue, NY 11772Phone: (631) 758-6780, Fax: (631) [email protected]

Specialty Insurance1610 Route 88 Ste. 102, Brick, NJ 08724Phone: (732) 701-8900, Fax: (732) [email protected]

RLI Transportation2970 Clairmont Rd. NE, Ste. 1000, Atlanta, GA 30329Phone: (404) 443-1005, Fax: (309) [email protected]

RoamNet Insurance Marketing Programs3333 E. Concours, Bldg 9-200, Ontario, CA 91764Phone: (877) 272-0333, Fax: (909) [email protected]

Rockwood Programs, Inc.4001 Miller Rd., Wilmington, DE 19802Phone: (800) 558-8808, Fax: (302) 764-5477darryl.mccallin@rockwoodinsurance.comwww.rockwoodinsurance.com

Roush Insurance Services, Inc.P.O. Box 1060, Noblesville, IN 46061Phone: (800) 752-8402, Fax: (317) [email protected]

RPS Bollinger Sports & Leisure101 JFK Pkwy, Short Hills, NJ 07078Phone: (800) 526-1379, Fax: (973) [email protected]

RPS Healthcare550 W. Van Buren, Ste. 1200, Chicago, IL 60607Phone: (800) 766-7475, Fax: (312) [email protected]/healthcare

RPS Technology & Cyber204 Cedar St., Cambridge, MD 21613Phone: (800) 336-5659, Fax: (410) [email protected]/TechCyber

RSI International, Inc. (Missouri)273 Clarkson Rd., Ste. 102, Ellisville, MO 63011Phone: (636) 391-4841, Fax: (636) [email protected]

Russell Bond & Co., Inc.295 Main St., Ste. 866, Buffalo, NY 14203Phone: (800) 333-7226, Fax: (800) [email protected]

Safehold Special Risk100 Glen Eagles Ct., Carrollton, GA 30117Phone: (800) 842-8917, Fax: (770) [email protected]

Sapphire Blue180 N. Stetson Ave., Ste. 4600, Chicago, IL 60601Phone: (312) 784-6007, Fax: (312) [email protected]

SASSI - Salon & Spa Specialty Insurance21 Maple Ave., Bay Shore, NY 11706Phone: (888) 823-9380, Fax: (631) [email protected]



Target Professional Programs (Formerly 5Star Professional)1230 E. Diehl Rd., Ste. 350, Naperville, IL 60563Phone: (312) 855-2042, Fax: (866) [email protected]

TCA, Inc.8945 Bay View Ct., Gainesville, GA 30506Phone: (770) 205-2958, Fax: (770) [email protected]

Tejas American General Agency1620 La Jaita Dr., Ste. 300, Cedar Park, TX 78613Phone: (888) 999-8242, Fax: (512) [email protected] more info, check out our ad on page 3 (National)

Terheggen/Malone Marine InsuranceP.O. Box 90249, Long Beach, CA 90809Phone: (562) 916-7776, Fax: (562) [email protected]

The American Equity Underwriters, Inc.32nd Fl, 11 N. Water St., Mobile, AL 36602Phone: (866) 238-8754, Fax: (251) [email protected]

The Hanover Insurance Group440 Lincoln St., Worcester, MA 01653Phone: (508) 855-1000, Fax: (508) [email protected]

The Insco Dico Group an AmTrust North America Company17771 Cowan Ave., Ste. 100, Irvine, CA 92614Phone: (949) 263-3300, Fax: (949) [email protected]

The Insurancenter2901 Arizona Ave., Joplin, MO 64804Phone: (800) 444-8675, Fax: (417) 623-0902cwspecialist@carwashinsurance.comwww.carwashinsurance.com

The McGowan CompaniesCorporate Headquarters; 20595 Lorain Rd.Fairview Park, OH 44126Phone: (800) 545-1538, Fax: (440) [email protected]

The Mechanic Group, Inc.One Blue Hill Plaza, Ste. 530, Pearl River, NY 10965Phone: (845) 735-0700, Fax: (845) [email protected]

Insurance Programs, Brokerage and Risk Management for the Security Officer, Electronic Security-Alarm, Investigation and Background Screening Industries.

TitlePac, Inc.201 Eastpointe Dr., Muskogee, OK 74403Phone: (800) 331-9759, Fax: (918) [email protected]

Transpac Managers, Inc.8140 Walnut Hill Ln., Ste. 302, Dallas, TX 75231Phone: (214) 346-1512, Fax: (214) [email protected]

U.S. Risk Insurance Group, Inc.8401 N. Central Expy, Ste. 1000, Dallas, TX 75225Phone: (800) 232-5830, Fax: (214) [email protected]

UCA General Insurance Services6363 Katella Ave., Cypress, CA 90630Phone: (800) 222-5582, Fax: (714) [email protected]

Unifax Insurance Systems, Inc.23251 Mulholland Dr., Woodland Hills, CA 91364Phone: (800) 669-9800, Fax: (818) [email protected]

USG Insurance Services, Inc.1000 Town Center Way, Ste. 300, Canonsburg, PA 15317Phone: (724) 754-9007, Fax: (724) [email protected]

USX/S6929 W. 130th St., Ste. 100, Cleveland, OH 44130Phone: (800) 574-8797, Fax: (440) [email protected]

V3 Insurance Partners, LLC115 Pheasant Run, Ste. 218, Newtown, PA 18940Phone: (215) 600-0700, Fax: (215) [email protected]

van Wagenen Financial Services6483 City West Pkwy, Eden Prairie, MN 55344Phone: (800) 437-5171, Fax: (952) [email protected]

VFISP.O. Box 2726, York, PA 17405Phone: (800) 233-1957, Fax: (717) [email protected]

Victor O. Schinnerer & Co.Two Wisconsin Cir., Chevy Chase, MD 20815Phone: (301) 961-9800, Fax: (301) [email protected]

W.A.Schickedanz Agency, Inc.300 W. Main St., Belleville, IL 62220Phone: (618) 233-0644, Fax: (618) [email protected]

Western E&O2155 Louisiana Blvd. NE, Ste. 10100, Albuquerque, NM 87110Phone: (505) 837-2727, Fax: (505) [email protected]

Western Experts in TransportationP.O. Box 1835, Kingston, WA 98346Phone: (800) 843-2430, Fax: (360) [email protected]

Western Security Surplus Insurance Brokers, Inc.595 E. Colorado Blvd., Ste. 810, Pasadena, CA 91101Phone: (626) 584-0110, Fax: (626) [email protected] more info, check out our ad on pages 8 (West) and 11 (South Central)

Western Surplus Lines Agency, Inc.P.O. Box 6609, Abilene, TX 79608Phone: (800) 592-4408, Fax: (325) [email protected], [email protected]

Wildlife Insurance Underwriters, LLC212 Key Dr., Ste. A, Madison, MS 39110Phone: (866) 386-4136, Fax: (601) [email protected]

Williams & Stazzone Insurance Agency, Inc.99 N. Atlantic Ave., Cocos Beach, FL 32931Phone: (800) 868-1235, Fax: (321) [email protected]

Willis Programs1 New Hampshire Ave., Ste. 200, Portsmouth, NH 03801Phone: (603) 334-3000, Fax: (603) [email protected]

Winery Pak Insurance Programs1350 Treat Blvd., Ste. 300, Walnut Creek, CA 94597Phone: (888) 386-5701, Fax: (973) [email protected]

Woodus K. Humphrey & Co. (AmWINS)7600 Fern Ave., Bldg 500, Shreveport, LA 71105Phone: (318) 865-2454, Fax: (318) [email protected]/wkh

World Wide Specialty Programs, Inc.68 S. Service Rd., Ste. 235, Melville, NY 11747Phone: (800) 245-9653, Fax: (631) [email protected]

World Wide Specialty Programs, Inc. designed the first E&O policy for the staffing industry over 50 years ago. WWSPI continues to lead the market in product offerings, having the largest and broadest program for the staffing industry.

Worldwide Facilities, Inc. - All OfficesSee Website for Locations, Headquarters - Los Angeles, CA 90017Phone: (213) 236-4500, Fax: (213) [email protected]

Wrap Up Insurance Solutions16141 Swingley Ridge Rd., Chesterfield, MO 63017Phone: (636) 489-0185, Fax: (636) [email protected]



Advertisers IndexReaders, browse, contact, or do product searches on any of our full page advertisers at:

www.insurancejournal.com/adshowcase/

Agency Ideas www.agencyideas.com 32American Agents Alliance www.agentsalliance.com W9Anderson & Murison, Inc. www.andersonmurison.com 30Applied Underwriters www.applieduw.com 2, 3, 98Atlas General Insurance Services www.atlas.us.com W4; SE5; M2Brecht & Associates www.brechtassoc.com SC8Burns & Wilcox Ltd. www.burnsandwilcox.com 9California Earthquake Authority www.earthquakeauthority.com/mvp 3Catlin US www.catlinus.com 3; W3; SC9Charity First www.charityfirst.com 25Delta General Agency www.deltains.com SC4EMC Insurance www.emcins.com 27, 29Florida Surplus Lines Association www.myfsla.com 35Frenkel & Company www.cosmeticinsurance.com 26GeoVera Insurance Company www.geovera.com SC7; SE3Great American Insurance Group www.GreatAmericanInsurance.com 15IICF www.iicf.org 97K&K Insurance Group www.kandkinsurance.com 13M.J. Hall & Company, Inc. www.mjhallandcompany.com W12

McClelland & Hine www.mhi-tx.com SC12; SE7MGA Live www.mgalive.com 24Midlands Management Corporation www.midlandsmgmt.com 33Monarch E&S Insurance Services www.monarchexcess.com W7Oak & Associates www.oakandassociates.com 36PersonalUmbrella.Com www.personalumbrella.com 7Philadelphia Insurance Companies www.phly.com 17QBE www.qbededicated.com W1; SC1; SE1; E1; M1Scottish American www.scottishamerican.com 19Scottsdale Insurance Company www.scottsdaleins.com 2Specialty Insurance Managers www.simtexas.com SC5State Compensation Insurance Fund www.scif.com W5Tejas American General Agency www.taga1.com 3Texas Mutual Insurance Company www.texasmutual.com SC3The Sullivan Group www.gjs.com 23Vista College 31Western Heritage Insurance Company www.westernheritageins.com 21Western Security Surplus www.wssib.com W8; SC11

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IDEA EXCHANGE

Closing Quotepurchases, the merchants of marketing automation (e.g., Marketo, HubSpot and AgencyBuzz) offer the whole she-bang. Well, almost the whole shebang. One critical thing marketing automation tools can’t do is leverage the conver-sation about your business that’s happening offline. They can’t do it for the simple reason that it’s a conversation between living, breathing humans, with nary a search algorithm in sight. Enter referral marketing. Like the name says, referral marketing is all about gen-erating referrals and leveraging them to foster business growth. It is finding processes that streamline methods of acquiring more premiums through old-fashioned people power. The first step in a referral marketing strategy is to identify which of your customers are your promoters, the loyalists who will go to bat for your business and sell you to the people they know. The quickest and most effective method for promoter identification is the Net Promoter Score (NPS). Using a simple one-question survey — “How likely are you to recommend our company/product/service to your friends and colleagues?” — NPS filters your fierc-est fans from the rest of the pack and hands you a valu-able, exploitable resource eager to help your business. With your promoters identified, you then need to engage them. Send them handwritten notes telling them you appreciate their business and are eager to help their friends and family. Thank them personally for their refer-rals and find ways to keep your agency in their minds. Consider being a proactive educational resource for your promoters, sharing information that they can in turn share with others. The more you’re mentioned in your clients’ personal conversations, the greater chance you have of net-ting prospects when their friends and fam-ily are in the market for insurance. Keep track of your results. But don’t forget about the technologi-cal component. Your website must be up to snuff, so that when your referrals check you out online, they like what they see. A well-executed referral marketing strategy drawing on the ancient power of word of mouth will start the ball rolling, and a savvy online presence will close the deal.

Maerz is cofounder of Rocket Referrals, a company in Des Moines, Iowa, that aims to help agents grow through automated referrals.

The Original Search Engine

In a world where a simple online search can yield a uni-verse of information about insurance products and ser-

vices in the blink of an eye, it is perilously easy to overlook the key role an age-old human transaction — the referral — also plays in influencing a consumer’s behavior. According to a 2014 report by the Hinge Research Institute, 87 percent of buyers turn to friends or colleagues first for recommendations when shopping for financial services, while only about 1 out of every 10 shoppers start their research online. This may be the digital age, but humans still rely heavily on fellow humans for advice on how to spend their money. As important as referrals are, they do not guarantee sales. Far from it, in fact. The Hinge Research Institute report noted that 81 percent of buyers referred to an insurance agency ultimately judge a business based on an examination of its website. If the website is a dud, your hard-earned referral dies on the vine. Therein lies the challenge for insurance agencies: how to convert the flesh-and-blood reality of referrals into the digital reality of site visits, and those visits into dollars. One potential solution is a marketing automation plat-form. Basically it’s software designed to manage all digital marketing needs under one roof. From improving the web-site experience, to optimizing online visibility, to driving customers to your website and converting site visits into

By Carl Maerz

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