INTERNATIONAL PRESENCE, LOCAL TOUCH

The Bluecircle logo is a symbolic visualisation of its corporate identity as an innovative company that goes beyond

‘international waters’. It employs dynamic font type and is forward looking as distinguished by the vibrancy of the

different shades of blue.

The brand visual front is a positive manifestation of the business belief that defines excellence in the financial services industry.

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BLUECIRCLE GOES BEYOND THE TRADITIONAL SERVICES OF ANINSURANCE INTERMEDIARY

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AN INTRODUCTIONTO THE RISK INDUSTRY

The importance of insurance in today’s modern economies is unquestioned and has now been a necessity to business activities besides serving a broad public interest far

beyond its role in the protection of business affairs.

While insurance is an essential element in the operation of sophisticated national economies throughout the world today, insurance intermediaries serve as the

critical link between insurance companies seeking to place insurance policies and consumers attempting to procure insurance coverage.

ADDi Bluecircle Limited was set up to assist clients with a powerful combination ofspecialized reinsurance broking expertise and strategic advisory services.

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BRIEF PROFILECOMPANY BACKGROUND

ADDi Bluecircle Limited is a Labuan FSAlicensed insurance brokerage firm with offices and client base located in most parts of Asia. Our company number is LL12794 and license number is BS2016116. We empower our clients to understand better, manage and transfer risk through ideal solutions and innovative access to all formsof global insurance, reinsurance capitalacross treaty, facultative and capital markets.

As a resourceful insurance advocate, we deliver local reach to the world’smarkets.

With direct presence spread all over Asia, our client base has the network to the broadest portfolio of financial solutions and services tailored specifically for their organizations.

Bluecircle goes beyond the traditional services related to the transferring of risk from insureds to insurers. Our specialized and experienced reinsurance brokerage teams provide themuch-needed knowledge and in-depth market experience for our clients.

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INTERNATIONAL REACHLOCAL ACCESS

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Our team of personnel has the expertise to put together innovative long-term risk solutions to many diverse businesses depending on the size of their businesses. We have experiences serving organizations ranging from medium enterprises all

the way to Fortune 500 corporations and multi-nationals to help protect the risks they face.

We are proud of the fact that Bluecircle is independent of any largeconglomerate – but equipped with an experienced team with proven track record

and a has unique understanding of client’s requirements.

SOLUTIONS FORALL BUSINESS SIZE

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MANAGING AND MEETING EXPECTATIONS

Risk management contributes to a company’s strategic planning process. International risks add layers ofcomplexity in resolving claim issues. A variety of factors have to be considered, including uncertainties brought on by distance; language and cultural barriers; potential overlapping insurance coverage from local and international programs; difficulties in obtaining accurate loss information; and timely, effective communication.

Our professional team has the resources and experiences needed to assure clients regardless of cultural challenges across all borders.

Efficient insurance service focuses on meeting clientele needs, at any time, in any place.

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PRODUCT RANGE &SERVICE SOLUTIONS

Insurance - Bluecircle high-level business understanding, technical strength and international insurance market influence will be able to provide our client with the ability to identify, insure, and manage their risks in partnership with us.

Facultative Reinsurance - We empower our clients to understand better, manage and transfer risk through our available solutions and the most viable access to the local reinsurer. The range of solutions includes Accident, Health and Life, Aviation, Casualty, and Specialty, Construction and Engineering, Marine & Energy.

Treaty Reinsurance - We are positioned to provide our clients with flexible treaty programs, structured and priced in ways that reflect objectives and underwriting profile. Our experts are aligned with the industry to ensure that our dedicated expertise best meet your specific needs in solutions such as Accident, Health and Life, Healthcare / Professional Liability, Agriculture, Marine, Specialty, Composite, Aviation, Construction and Engineering, Property, Environmental, General Liability, Terrorism, Workers’ Compensation.

Claims and Client Services - Emphasizing the importance of accountability,superior communication, and transparency, Bluecircle employ the use of latest technology and experienced industry professionals to deliver reinsurance claims, accounting and market expertise.

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INTERNATIONAL EXPERIENCELOCAL PEOPLE

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Bluecircle continued success depends on the company’s unswerving adherence to this standard of business principles. Our success depends on our unwavering adherence to the business principles below:

OUR BUSINESSPRINCIPLES

Our Clients’ Interests Always Come First.

Our Assets are Our People and Reputation.

Integrity and Honesty are the Heart of our Business.

We Appreciate Innovation and Creativity.

We Stress Teamwork in Everything We Do.

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MANAGEMENT TEAMPROFILES

Chan Kah WohCEO/Director

Chan Kah Woh is the CEO of ADDi Bluecircle Limited and is in charge of managing expertise, strategic industrial advice, exceptional service in the company’s service offerings besides ensuring competitive advantage in maintaining clients’ increasing risk exposures.

He graduated in 2005 from Universiti Utara Malaysia (UUM), Kedah, Malaysia where he began his career handling the broking and corporate finance division of ARL International Limited. At ARL, he works on large property, specialised facultative and liability risks with values of US Dollars 100 million and over. The company has successful experiences in placing risks of Aviation, Property, Casualty, Marine and Engineering sector. In 2008, he was appointed as the Chief Operating Officer and Executive Director for ARL International Limited where he contributed to the increased of insurance portfolio and further growth of the firm.

He served as an Executive Director at the Archipelago Insurance Ltd Group in which he provided advisory to the initial set-up of the firm before leaving to joined Eaglexpress Air Charter Sdn Bhd. Chan then served as the Executive Director at Eaglexpress Air Charter Sdn Bhd.; where he is responsible for overall finance, accounting and reporting, treasury, taxation, legal and corporate governance functions of the company. Chan has been associated with Eaglexpress Air since its commencement.

Chan believes in setting high standards for himself; during his years handling audit and accounting, he has gained invaluable experience in the areas of Financial Management and Corporate Governance. In his leisure time, Chan pursues his passion for sports. He holds afirst-degree black belt in Taekwondo and is an avid practitioner of martial arts.

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Richard LiewAssociate Director/Technical Consultant (International Division)

Richard Liew serves as an Associate Director/Technical Consultant of ADDi Bluecircle Limited (International Division). Upon graduating from the Queensland University of Technology with a Bachelor in Business, he embarked his career as an International Loss Adjusting with Thomas Howell Group. Subsequently, he completed his Associateship of the Australian Insurance Institute while stationed in Singapore. Being a junior loss adjuster, Richard has been involved in the Loss Adjusting profession and Risk Management since 1993 and had vast experience in handing of a wide portfolio of property and financial line losses throughout the region covering Indonesia, China, Cambodia, Thailand and Vietnam.

Richard returned to Malaysia in 1998 as Southern Regional Manager attached withCunningham Lindsey. He was promoted to Director/Vice President with GAB Robins (M) Sdn Bhd where he headed the Financial Lines division notably the Blanket Bankers Bond Claims. He then joined Development Bank of Guinea as a Director of Compliance and Risk, and subsequently become part of the management team of the Bank.

Currently, Richard is actively involved with several local banks in the People’s Republic of China on a cross-border trade and project financing with his Principals being Lloyds of London andLondonMarkets. He is also a Director of Millennium Synergy Asia Pacific Limited and Technical Consultant for Archipelago Group of Companies.

Desmond LimAssociate Director (International Division)

Desmond Lim is the Associate Director of ADDi Bluecircle Limited (International Division). This essential role is responsible for the development of business partner relationships (existing) across all channels by identifying and establishing suitable prospects, preparing business proposition, budgeting and planning as well as corresponding with business partners.

Desmond began his career in Information Technology area at Tenaga Insurance Berhad as IT Manager and have gained considerable valuable experience and knowledge. After that, he joined Mui Continental Insurance Berhad as Marketing Assistant General Manager. He was the General Manager of Marketing Department at Kurnia Insurance Berhad before leaving to join KSK Insurance (Thailand) Company Limited as Chief Marketing Officer.

Having served numerous insurance companies for 23 years, Desmond has built a strong network of connections within the Malaysia and Thailand market. He excels in general insurance’s tariff and non-tariff market, as well as had an extensive knowledge in the areas of Captive Insurance.

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BLUECIRCLE REGULATORY AUTHORITY

Labuan Financial Services Authority (Labuan FSA) was established in 1996 as astatutory body, responsible for the development and administration of the LabuanInternational Business and Financial Centre (Labuan IBFC). Labuan IBFC complements the Malaysian financial services sector through its offer of diversified products and services as well as robust regulatory and supervisory regime that is developed in line with international standards and best practices.

The functions of Labuan FSA currently include licensing, regulating and supervising as well as developing policies for the orderly conduct of financial services and business in the IBFC. While the marketing and promotion functions of the IBFC are managedby its wholly owned subsidiary, Labuan IBFC Incorporated Sdn Bhd.

ADDI BLUECIRCLE LIMITED(Co. No.: LL12794) (License No.: BS2016116)

Licensed Insurance & Reinsurance Broker By Labuan FSA

33-16, Q Sentral, Jalan Stesen Sentral 2,Kuala Lumpur Sentral, 50470 Kuala Lumpur,

Malaysia.Tel : +6 (03) 2856 7422Fax : +6 (03) 2856 7499

enquiry@addibluecircle.comwww.addibluecircle.com