investment home opportunities for realtors

8
Investment Home Opportunities Prosperity Mortgage Prepared by Loan Officer Info Loan Officer Loan Office Location

Upload: peglover

Post on 18-Jul-2015

178 views

Category:

Economy & Finance


0 download

TRANSCRIPT

Page 1: Investment Home Opportunities For Realtors

Investment Home Opportunities

Prosperity Mortgage

Prepared by

Loan Officer InfoLoan Officer

Loan Office Location

Page 2: Investment Home Opportunities For Realtors

The Stars are ALIGNED!

Interest rates at Historic Lows Foreclosures at a Record Highs & Prices of Real

Estate are dropping High Demand for Rentals in the Market

Ideal condition in the market place which does NOT occur often!

Great Opportunities for Investment Properties can be found!

Page 3: Investment Home Opportunities For Realtors

Create Awareness with your Strategic Partners.

Financial Planners Insurance Agents Attorneys Accountant/CPAs Network Group/Organizations Your own Database

Page 4: Investment Home Opportunities For Realtors

Investment Properties- Highlights

90% CLTV up to $1,000,000 Simultaneous Close 1st & 2nd Mortgage No Mortgage Insurance ARM & “Interest Only” combo Allowed Buy downs allowed Max 2% seller contribution No additional premium added to 1st Mortgage on 90%

CLTVs Get even better pricing with 75/15/10 or 70/20/10.

All information given here is subject to change without notice.

This offering is intended for the use of Real Estate Professionals.

Page 5: Investment Home Opportunities For Realtors

Investment Property – 20% Down PMT 30 Yrs Fixed “Interest Only”

Sales Price $300,000 Down Payment $60,000 (20% Down Payment) 1st Mortgage $240K, 30 Yrs Fixed w/10 Yrs “Interest

Only” option @ 6.875% 1 Point 1st Mortgage Interest Only = $1,375/mo. Taxes $2,700/Yr. = $225/mo. Hazard Insurance $600/Yr. = $50/mo. Total Payment = $1,650

All information given here is subject to change without notice.This offering is intended for the use of Real Estate Professionals.

Page 6: Investment Home Opportunities For Realtors

Investment Property- 10% Down PMT5 Yr ARM “Interest Only”

Sales Price $300,000 Down Payment $30,000 (10% down payment) 1st Mortgage $240K, 5 Yr ARM, I/O option @ 6.750% 1 Point 2nd Mortgage $30K, 30 Yrs Fixed with Balloon in 10 Yrs

@8.500% 1 Point Taxes $2,700/Yr. = $225/mo. Hazard Insurance $600/Yr. = $50/mo. 1st Interest Only = $1,350/mo. 2nd Principal & Interest = $231/mo. Total PITI = $1,856/mo.

All information given here is subject to change without notice.This offering is intended for the use of Real Estate Professionals.

Page 7: Investment Home Opportunities For Realtors

What’s my Message?

Unique market events Creating Opportunities– Low interest rates– Reduced RE Prices– Strong Rental Market

Action Plan– Talk to your clients & Strategic Partners– Explain opportunities in Real Estate investment– Build your book of business

“We are here to partner-up with you and help you close more deals.”

Page 8: Investment Home Opportunities For Realtors

Call me with Questions!

Your Name

Your Lender for Life

Office (xxx) xxx-xxxx

Cell: (xxx) xxx-xxxx

E-mail: [email protected]

Website: www.homeloans.com/wfhm/your-name