LAURENTIAN BANK OVERVIEW

INVESTOR FACT SHEET Third Quarter 2017

Laurentian Bank of Canada is a financial institution whoseactivities extend mainly across Canada. Founded in 1846, itsmission is to help customers improve their financial health andit is guided by values of proximity, simplicity and honesty.The Bank serves one and a half million clients throughout thecountry and employs more than 3,600 individuals, which makesit a major player in numerous market segments. The Bankcaters to the needs of retail clients via its branch networkbased in Quebec. The Bank also stands out for its know-howamong small and medium-sized enterprises and real estatedevelopers owing to its specialized teams across Canada. Itssubsidiary B2B Bank is, for its part, one of the major Canadianleaders in providing banking products and services andinvestment accounts through financial advisors and brokers.Laurentian Bank Securities offers integrated brokerageservices to a clientele of institutional and retail investors.

Key Metrics Q3/17 Q3/16

Balance Sheet Assets $ 45.2B $ 40.3B

Average Earning Assets $ 38.4B $ 34.8B

Loans and Acceptances $ 34.9B $ 32.0B

Deposits $ 28.2B $ 26.9B

Common Shareholders’ Equity (1) $ 1,728M $ 1,471M

CET1 Ratio 7.9% 7.9%

Market Capitalization $ 1,852M $ 1,476MAssets Under Administration andManagement $ 31.5B $ 43.5B

OUR PAN-CANADIAN PRESENCE

Geographicdiversification is at

the heart of ourstrategies

Geographic distribution of loansAs at July 31, 2017 (as a %)

REWARDING SHAREHOLDERS THROUGH DIVIDEND GROWTH

Q3/14 Q4/14 Q1/15 Q2/15 Q3/15 Q4/15 Q1/16 Q2/16 Q3/16 Q4/16 Q1/17 Q2/17 Q3/17

38.6% 37.3% 41.1% 39.2% 37.8% 38.9% 42.5% 39.7% 43.6% 43.8% 42.6% 43.7%38.0%

$0.52 $0.52 $0.54 $0.54 $0.56 $0.56 $0.58 $0.58 $0.60 $0.60 $0.61 $0.61 $0.62

(1) Refer to the Non-GAAP and Key Performance Measures on page 4 of the Bank’s Q3 2017 Report to Shareholders.

Target PayoutRatio

40% to 50%

Dividends Declared Per Common Shareand Adjusted Dividend Payout Ratio (1)

($ and as a %)

■ Dividend declared ■ Adjusted dividend payout ratio

British Columbia: 6%

Alberta &Prairies: 8%

Ontario: 33%Quebec: 51%

AtlanticProvinces: 2%

QC ON AB BC Other

56%

31%

6% 5%2%

52%

33%

5% 6% 4%

HIGHLIGHTS

Q3/16 Q4/16 Q1/17 Q2/17 Q3/17

46.150.5 52.7 51.6

59.9

45.1

18.4

48.544.6

54.8

Net Income($ millions)

■ Net income ■ Adjusted net income (1)

Q3/16 Q4/16 Q1/17 Q2/17 Q3/17

1.371.47 1.43 1.39

1.63

1.34

0.45

1.301.19

1.48

■ Diluted EPS ■ Adjusted diluted EPS (1)

Diluted EPS($/share)

Q3/16 Q4/16 Q1/17 Q2/17 Q3/17

11.4% 12.1% 11.8% 11.7%13.0%

11.2%

3.7%

10.7%9.9%

11.8%

■ ROE ■ Adjusted ROE (1)

ROE

Q3/16 Q4/16 Q1/17 Q2/17 Q3/17

148.0 148.7 153.7 150.5 157.7

81.1 87.6 87.9 88.3 90.3229.1 236.4 241.6 238.8 248.0

■ Net Interest Income ■ Other income

Total Revenue($ millions)

Q3/16 Q4/16 Q1/17 Q2/17 Q3/17

70.1%

67.4% 67.4% 67.2%65.6%

Adjusted Efficiency Ratio (1)

Q3/16 Q4/16 Q1/17 Q2/17 Q3/17

0.10%

0.13%0.11% 0.12%

0.07%

Provision for Credit Losses (As a % of average loans and acceptances)

Q3/16 Q4/16 Q1/17 Q2/17 Q3/17

32.0 33.4 33.7 34.2 34.9

26.9 27.6 26.7 27.4 28.2

Loans and Deposits($ billions)

■ Loans and acceptances ■ Deposits

Q3/16 Q4/16 Q1/17 Q2/17 Q3/17

7.9% 8.0% 8.2% 8.1% 7.9%

CET1 Ratio

Adjusted Financial Performance (1) Q3/17 YTD

ROE Narrow gap to 300 bps by 2019 (3)

12.1%gap at 380 bps (4)

Efficiency ratio < 68% by 2019 66.7%

Diluted EPS Grow by 5% to 10%annually

$4.46up 5% (5)

Operating leverage Positive 5.5%

MEDIUM-TERM OBJECTIVES (2)

SHARESSTOCK SYMBOLS• Common Shares: LB (TSX)• Non-Cumulative Class A

preferred shares:◦ Series 11 : LB.PR.F◦ Series 13 : LB.PR.H ◦ Series 15 : LB.PR.J

(2) Refer to the Caution Regarding Forward-looking Statements on page 3 of the Bank’s Q3 2017 Report to Shareholders.(3) Compared to the major Canadian banks and to achieve a comparable ROE by 2022.

(4) Gap based on Q2 2017 YTD results (the 6 major Canadian banks average at 15.9%), Q3 2017 results for major Canadian Banks are not yet available.(5) Compared to Q3 2016 YTD.

CONTACT INFORMATIONInvestor RelationsTel.: 514 284-4500, ext. 4926Email: susan.cohen@banquelaurentienne.cawww.laurentianbank.ca

Head OfficeTour Banque Laurentienne1981 McGill College AvenueMontréal, Québec H3A 3K3Tel.: 514 284-4500

Transfer Agent and RegistrarComputershare Investor Services Inc.1500 Robert-Bourassa Blvd., Suite 700Montréal, Québec H3A 3S8Tel.: 1 800 564-6253

STOCK-RELATED INFORMATIONAs at July 31, 2017»Share Price $54.17»Number of shares outstanding 34.2 million»Market capitalization $ 1,852 million

Q3 2017»Dividend declared $0.62»Dividend yield 4.6%

2017 EARNINGS CALENDAR

Q1 February 28

Q2 May 30

Q3 August 29

Q4 December 5

(5)