irda hand book.cdr1
Nanakramguda, Gachibowli Hyderabad – 500032, India Phone: +91-40-20204000
INSURANCE REGULATORY AND DEVELOPMENT AUTHORITY OF INDIA
HANDBOOK ON INDIAN INSURANCE STATISTICS 2019-20
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CONTENTS
SUMMARY
C International Comparison of Insurance Penetration .............................................................. 13
D International Comparison of Insurance Density .................................................................... 14
PART I: LIFE INSURANCE
3 Total Life Insurance Premium ................................................................................................ 19
4 Individual New Business Performance of Life Insurers - Channel-wise ................................ 20
5 Group New Business Performance of Life Insurers - Channel-wise ..................................... 22
6 State-wise Individual New Business (Life) Underwritten ....................................................... 25
7 State-wise Group New Business (Life) Underwritten ............................................................ 26
8 Number of Individual New Policies Issued (Life) ................................................................... 28
9 Individual Business in Force (Number of Policies) ................................................................ 29
10 Individual Business in Force (Sum Assured) ......................................................................... 42
11 Linked and Non-Linked Premium of Life Insurers .................................................................. 55
12 Linked and Non-Linked Commission of Life Insurers ............................................................ 64
13 Individual Death Claims of Life Insurers ................................................................................ 67
14 Group Death Claims of Life Insurers ..................................................................................... 68
15 Duration-wise Settlement of Death Claims - Individual Category ......................................... 69
16 Duration-wise Settlement of Death Claims - Group Category .............................................. 76
17 Investments (Assets Under Management) of Life Insurers ................................................... 83
18 Equity Share Capital of Life Insurers ..................................................................................... 84
19 Solvency Ratio of Life Insurers .............................................................................................. 85
20 Policyholders Account of Life Insurers ................................................................................... 87
21 Shareholders Account of Life Insurers ................................................................................. 100
22 Balance Sheet of Life Insurers .............................................................................................. 113
23 LIC of India - Policyholders Account-Capital redemption and annuity certain business(non-participating) .......................................................................... 127
24 LIC of India - Shareholders Account-Capital redemption and annuity certain business(non-participating) ....................................................................................... 128
25 LIC of India - Balance Sheet-Capital redemption and annuity certain business(non-participating) ....................................................................................... 129
HANDBOOK ON INDIAN INSURANCE STATISTICS 2019-20
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respect of Non-Linked Business ........................................................................................... 130
27 Persistency of Life Insurance Policies .................................................................................. 133
28 Number of Individual Agents of Life Insurers........................................................................ 135
29 Number of Corporate Agents of Life Insurers ....................................................................... 136
30 Average Number of Policies Sold by Individual and Corporate Agents ................................ 137
31 Average New Business Premium Income for Individual and Corporate Agents .................. 139
32 Average Premium Income per Policy for Individual and Corporate Agents ......................... 141
33 State-wise Distribution of Offices of Life Insurers ................................................................ 143
34 Region-wise Distribution of Offices of Life Insurers .............................................................. 156
35 State-wise Distribution of Individual Agents of Life Insurers ................................................ 158
36 New Business under Micro Insurance Portfolio -Life Insurers .............................................. 171
37 Death Claims under Micro Insurance Portfolio -Individual Category .................................... 173
38 Death Claims under Micro Insurance Portfolio -Group Category ......................................... 180
39 Duration-wise Settlement of Claims-Micro Insurance- Individual Category ......................... 188
40 Duration-wise Settlement of Claims-Micro Insurance- Group Category .............................. 192
41 Number of Micro Insurance Agents (Life)- Insurer-wise ....................................................... 196
42 Health Insurance Business in respect of Products offered by Life Insurers - New Busienss ................................................................................................ 197
43 Health Insurance Business in respect of Products offered by Life insurers - Renewal Business .......................................................................................... 201
44 Health Insurane Business in respect of Riders attached to Life Insurance Products- New Business ............................................................................... 205
45 Health Insurance Business in respect of Riders attached to Life Insurance Products - Renewal Business ....................................................................... 209
46 Status of Grievances with Life Insurers ................................................................................ 213
47 Performance of Ombudsmen at Different Centres- Life Insurance ...................................... 215
PART II: GENERAL AND HEALTH INSURANCE
48 General and Health Insurance Companies Operating in India ............................................. 217
49 Gross Direct Premium Income of General and Health Insurers (Within & Outside India) .............................................................................. 218
50 Segment-wise Gross Direct Premium Income of General and Health Insurers (Within India) .......................................................................... 220
51 Channel-wise Gross Direct Premium Income - General Insurance ..................................... 232
52 State Wise Gross Direct Premium Income - General Insurance .......................................... 233
53 Number of Policies Issued by General Insurers ................................................................... 244
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54 Net Premium Earned, Incurred Claims and Incurred Claims Ratio of General and Health Insurers ....................................................................... 245
55 Underwriting Experience and Profits of Public Sector General and Specialized Insurers .................................................................. 263
56 Underwriting Experience and Profits of Private Sector General and Health Insurers ......................................................................... 264
57 Investments (Assets Under Management) of General Insurers and Reinsurers ................. 268
58 Equity Share Capital of General and Health Insurers .......................................................... 270
59 Solvency Ratio of General, Health and Reinsurers .............................................................. 272
60 Public Sector General Insurers - Policyholders Account ...................................................... 276
61 Public Sector General Insurers - Shareholders Account ...................................................... 291
62 Public Sector General Insurers - Balance Sheet .................................................................. 296
63 Private Sector General Insurers - Policyholders Account .................................................... 301
64 Private Sector General Insurers - Shareholders Account .................................................... 341
65 Private Sector General Insurers - Balance Sheet ................................................................ 363
66 ECGC Ltd. - Policyholders Account ...................................................................................... 385
67 ECGC Ltd. - Shareholders Account ...................................................................................... 386
68 ECGC Ltd. - Balance Sheet .................................................................................................. 387
69 Agriculture Insurance Company of India Ltd. - Policyholders Account ................................. 388
70 Agriculture Insurance Company of India Ltd. - Shareholders Account ................................ 389
71 Agriculture Insurance Company of India Ltd. - Balance Sheet ............................................. 390
72 Health Insurance - Number of Policies, Number of Persons Covered and Gross Premium ............................................................... 391
73 Health Insurance - Net Premium Earned, Incurred Claims and Incurred Claims Ratio .......................................................................... 412
74 Personal Accident Insurance - Number of Policies, Number of Persons Covered and Gross Premium ............................................................... 433
75 Personal Accident Insurance - Net Premium Earned, Incurred Claims and Incurred Claims Ratio .......................................................................... 456
76 Overseas Travel Insurance - Number of Policies, Number of Persons Covered and Gross Premium ............................................................... 479
77 Overseas Travel Insurance - Net Earned Premium, Incurred Claims and Incurred Claims Ratio .......................................................................... 486
78 Domestic Travel Insurance - Number of Policies, Number of Persons Covered and Gross Premium ............................................................... 493
79 Domestic Travel Insurance - Net Earned Premium, Incurred Claims and Incurred Claims Ratio .......................................................................... 500
80 State-wise Health Insurance Business ................................................................................. 507
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82 Channel Wise Performance of Health Insurance Business .................................................. 538
83 Details of Claims Development and Aging - Health Insurance Business ............................. 547
84 Stand-alone Health Insurers - Policyholders Account .......................................................... 565
85 Stand-alone Health Insurers - Shareholders Account .......................................................... 569
86 Stand-alone Health Insurers - Balance Sheet ...................................................................... 573
87 State-wise Number of Offices of General and Health Insurers ............................................ 577
88 State-wise Number of Registered Brokers ........................................................................... 591
89 State wise Number of Insurance Marketing Firms ............................................................... 592
90 Status of Grievances with General and Health Insurers ...................................................... 593
91 Performance of Ombudsmen at Different Centres - General and Health Insurance ........... 597
PART III: Reinsurance
92 Reinsurers Operating in India and List of IIOs ..................................................................... 600
93 Premium Schedule of Reinsurers including FRBs................................................................ 602
94 Segment-wise Premium on Reinsurance Accepted ............................................................. 603
95 Net Earned Premium, Incurred Claims and Incurred Claims Ratio of Reinsurers including FRBs ........................................................... 606
96 Net Retention of Non-Life Insurers, Indian Reinsurers and FRBs in India ........................... 612
97 Solvency Ratio of Reinsurers including FRBs ...................................................................... 613
98 Equity Share Capital of Reinsurers and Assigned Capital of FRBs ..................................... 614
99 Reinsurers - Underwriting Experience .................................................................................. 615
100 Reinsurers - Policyholders Account ...................................................................................... 617
101 Reinsurers - Shareholders account ...................................................................................... 622
102 Reinsurers - Balance Sheet .................................................................................................. 623
103 Branches of Foreign Reinsurers - Underwriting Experience ................................................ 624
104 Branches of Foreign Reinsurers - Policyholders Account .................................................... 626
105 Branches of foreign Reinsurers - Shareholders Account ..................................................... 639
106 Branches of Foreign Reisurers - Balance Sheet .................................................................. 645
Table No. Particulars Page No.
HANDBOOK ON INDIAN INSURANCE STATISTICS 2019-20
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SUMMARY
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Particulars Aditya Birla Sunlife Aegon 2016-17 2017-18 2018-19 2019-20 2016-17 2017-18 2018-19 2019-20
Non Linked Life Business Business in force at start of the financial year 862.43 960.61 993.23 1100.86 229.28 249.52 285.98 305.16 Additions during the year* 289.14 217.47 239.07 220.78 45.17 62.75 49.53 36.66 Deletions during the year** 190.96 184.85 131.44 115.95 24.93 26.29 30.34 25.47 Business in force at end of the financial year (A) 960.61 993.23 1100.86 1205.69 249.52 285.98 305.16 316.35 Non Linked -General Annuity Business Business in force at start of the financial year 0.74 1.03 1.41 4.35 0.00 0.01 0.01 0.01 Additions during the year* 0.33 0.40 2.99 2.36 0.01 0.00 0.00 0.00 Deletions during the year** 0.15 0.02 0.05 0.09 0.00 0.00 0.00 0.00 Business in force at end of the financial year (B) 1.03 1.41 4.35 6.62 0.01 0.01 0.01 0.01 Non Linked - Pension Business Business in force at start of the financial year 0.82 0.70 0.65 0.59 0.27 0.19 0.18 0.17 Additions during the year* 0.00 0.00 0.01 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.12 0.06 0.06 0.08 0.07 0.01 0.02 0.01 Business in force at end of the financial year (C) 0.70 0.65 0.59 0.51 0.19 0.18 0.17 0.16 Non linked Health Business Business in force at start of the financial year 2.12 18.13 21.54 20.10 2.10 1.93 1.75 1.55 Additions during the year* 18.29 16.56 13.41 12.21 0.24 0.32 0.08 0.03 Deletions during the year** 2.28 13.14 14.86 11.28 0.41 0.50 0.28 0.22 Business in force at end of the financial year ( D) 18.13 21.54 20.10 21.03 1.93 1.75 1.55 1.36 Linked Business - Life business Business in force at start of the financial year 976.88 844.96 759.61 717.64 45.04 37.92 36.31 33.84 Additions during the year* 30.51 40.37 53.42 48.11 5.40 8.42 5.40 2.68 Deletions during the year** 162.43 125.71 95.39 109.90 12.52 10.03 7.86 6.69 Business in force at end of the financial year (E) 844.96 759.61 717.64 655.86 37.92 36.31 33.84 29.84 Linked General annuity business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year ( F) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Linked Pension Business Business in force at start of the financial year 44.18 36.88 31.90 26.69 1.84 1.48 1.12 0.90 Additions during the year* 2.49 2.27 0.92 0.61 0.00 0.00 0.00 0.00 Deletions during the year** 9.80 7.25 6.13 4.92 0.36 0.37 0.21 0.17 Business in force at end of the financial year (G) 36.88 31.90 26.69 22.38 1.48 1.12 0.90 0.73 Linked Health Business Business in force at start of the financial year 8.14 7.88 7.50 7.11 0.00 0.00 0.00 0.00 Additions during the year* 0.03 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.30 0.38 0.39 0.86 0.00 0.00 0.00 0.00 Business in force at end of the financial year (H) 7.88 7.50 7.11 6.25 0.00 0.00 0.00 0.00 Non-Linked VIP-Life Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (I) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Non-Linked VIP-General Annuity Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (J) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Non-Linked VIP-Pension Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (K) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Non-Linked VIP-Health Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (L) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Linked VIP-Life Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (M) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Linked VIP-General Annuity Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (N) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Linked VIP-Pension Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (O) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Linked VIP-Health Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (P) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Grand Total Business in force at end of the financial year = A + B + C + D +E+F+G+H+I+J+K+L+M+N+O+P 1870.19 1815.84 1877.35 1918.34 291.05 325.34 341.63 348.45
TABLE 9A: INDIVIDUAL BUSINESS IN FORCE (WITHIN INDIA) (NUMBER OF POLICIES) (2016-17 TO 2019-20) (Policies in '000)
* Includes New Policies issued, Old Policies reinstated/revived. **Includes policy terminations by death, maturity, lapse, surrenders or cancellations. # Excluding linked Health Business, if any.
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Particulars Aviva Bajaj Allianz 2016-17 2017-18 2018-19 2019-20 2016-17 2017-18 2018-19 2019-20
Non Linked Life Business Business in force at start of the financial year 353.67 344.27 354.78 365.99 2177.97 2169.45 2217.59 2265.94 Additions during the year* 30.78 31.39 30.09 19.93 192.34 193.09 197.60 231.92 Deletions during the year** 40.18 20.88 18.88 30.91 200.86 144.95 149.25 158.28 Business in force at end of the financial year (A) 344.27 354.78 365.99 355.01 2169.45 2217.59 2265.94 2339.58 Non Linked -General Annuity Business Business in force at start of the financial year 2.02 2.08 2.12 2.22 9.46 9.46 10.13 10.87 Additions during the year* 0.09 0.06 0.11 0.15 0.13 0.78 0.87 0.11 Deletions during the year** 0.03 0.02 0.01 0.02 0.13 0.11 0.14 0.17 Business in force at end of the financial year (B) 2.08 2.12 2.22 2.35 9.46 10.13 10.87 10.81 Non Linked - Pension Business Business in force at start of the financial year 3.18 2.83 2.65 2.60 3.57 3.33 3.15 2.67 Additions during the year* 0.26 0.27 0.30 0.24 0.00 0.00 0.00 0.00 Deletions during the year** 0.60 0.45 0.35 0.30 0.23 0.19 0.48 0.45 Business in force at end of the financial year (C) 2.83 2.65 2.60 2.54 3.33 3.15 2.67 2.23 Non linked Health Business Business in force at start of the financial year 8.69 11.82 12.10 9.82 15.98 12.28 9.45 8.68 Additions during the year* 4.28 2.95 0.46 0.16 0.16 0.06 1.56 0.83 Deletions during the year** 1.15 2.67 2.75 1.07 3.87 2.88 2.33 2.15 Business in force at end of the financial year ( D) 11.82 12.10 9.82 8.91 12.28 9.45 8.68 7.36 Linked Business - Life business Business in force at start of the financial year 166.80 144.03 112.96 92.41 2154.40 1846.47 1614.17 1500.81 Additions during the year* 22.36 3.54 2.62 1.78 98.44 133.02 122.47 88.90 Deletions during the year** 45.14 34.61 23.17 25.03 406.36 365.32 235.83 316.04 Business in force at end of the financial year (E) 144.03 112.96 92.41 69.16 1846.47 1614.17 1500.81 1273.67 Linked General annuity business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year ( F) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Linked Pension Business Business in force at start of the financial year 15.41 11.84 8.69 6.58 40.80 38.31 33.65 29.10 Additions during the year* 0.00 0.00 0.00 0.00 4.76 3.47 2.11 0.12 Deletions during the year** 3.57 3.15 2.11 1.48 7.25 8.13 6.66 5.55 Business in force at end of the financial year (G) 11.84 8.69 6.58 5.10 38.31 33.65 29.10 23.67 Linked Health Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (H) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Non-Linked VIP-Life Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 1.00 2.72 1.52 Additions during the year* 0.00 0.00 0.00 0.00 2.82 2.29 0.09 0.03 Deletions during the year** 0.00 0.00 0.00 0.00 1.82 0.57 1.29 0.88 Business in force at end of the financial year (I) 0.00 0.00 0.00 0.00 1.00 2.72 1.52 0.67 Non-Linked VIP-General Annuity Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (J) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Non-Linked VIP-Pension Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (K) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Non-Linked VIP-Health Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (L) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Linked VIP-Life Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (M) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Linked VIP-General Annuity Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (N) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Linked VIP-Pension Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (O) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Linked VIP-Health Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (P) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Grand Total Business in force at end of the financial year = A + B + C + D +E+F+G+H+I+J+K+L+M+N+O+P 516.85 493.29 479.61 443.06 4080.30 3890.86 3819.59 3657.98
TABLE 9A: INDIVIDUAL BUSINESS IN FORCE (WITHIN INDIA) (NUMBER OF POLICIES) (2016-17 TO 2019-20) (Policies in '000)
* Includes New Policies issued, Old Policies reinstated/revived. **Includes policy terminations by death, maturity, lapse, surrenders or cancellations. # Excluding linked Health Business, if any.
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Particulars Bharti-AXA Canara HSBC OBC 2016-17 2017-18 2018-19 2019-20 2016-17 2017-18 2018-19 2019-20
Non Linked Life Business Business in force at start of the financial year 313.03 390.92 464.63 571.58 89.43 110.49 171.63 248.32 Additions during the year* 126.52 132.92 180.88 222.76 35.74 77.86 105.55 119.82 Deletions during the year** 48.63 59.21 73.93 158.69 14.68 16.71 28.87 37.28 Business in force at end of the financial year (A) 390.92 464.63 571.58 635.65 110.49 171.63 248.32 330.86 Non Linked -General Annuity Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.14 0.17 0.18 0.30 Additions during the year* 0.00 0.00 0.00 0.00 0.03 0.01 0.12 0.53 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.01 Business in force at end of the financial year (B) 0.00 0.00 0.00 0.00 0.17 0.18 0.30 0.82 Non Linked - Pension Business Business in force at start of the financial year 0.21 0.19 0.17 0.17 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.02 0.02 0.01 0.02 0.00 0.00 0.00 0.00 Business in force at end of the financial year (C) 0.19 0.17 0.17 0.15 0.00 0.00 0.00 0.00 Non linked Health Business Business in force at start of the financial year 9.33 7.87 7.48 7.20 0.00 0.00 0.00 3.10 Additions during the year* 1.33 1.23 1.17 0.15 0.00 0.00 3.13 16.06 Deletions during the year** 2.80 1.62 1.45 1.34 0.00 0.00 0.04 0.87 Business in force at end of the financial year ( D) 7.87 7.48 7.20 6.00 0.00 0.00 3.10 18.29 Linked Business - Life business Business in force at start of the financial year 62.52 45.13 33.00 26.46 201.57 225.29 217.58 208.62 Additions during the year* 0.71 0.65 1.13 2.08 59.04 29.76 22.88 18.43 Deletions during the year** 18.10 12.78 7.68 4.65 35.33 37.47 31.83 26.49 Business in force at end of the financial year (E) 45.13 33.00 26.46 23.88 225.29 217.58 208.62 200.55 Linked General annuity business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year ( F) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Linked Pension Business Business in force at start of the financial year 8.34 5.84 4.11 2.91 2.45 2.14 2.11 2.08 Additions during the year* 0.00 0.00 0.00 0.00 0.15 0.33 0.40 0.64 Deletions during the year** 2.50 1.73 1.20 0.79 0.46 0.35 0.43 0.61 Business in force at end of the financial year (G) 5.84 4.11 2.91 2.12 2.14 2.11 2.08 2.11 Linked Health Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (H) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Non-Linked VIP-Life Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (I) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Non-Linked VIP-General Annuity Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (J) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Non-Linked VIP-Pension Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (K) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Non-Linked VIP-Health Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (L) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Linked VIP-Life Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (M) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Linked VIP-General Annuity Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (N) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Linked VIP-Pension Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (O) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Linked VIP-Health Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (P) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Grand Total Business in force at end of the financial year = A + B + C + D +E+F+G+H+I+J+K+L+M+N+O+P 449.96 509.40 608.32 667.80 338.09 391.50 462.41 552.63
TABLE 9A: INDIVIDUAL BUSINESS IN FORCE (WITHIN INDIA) (NUMBER OF POLICIES) (2016-17 TO 2019-20) (Policies in '000)
* Includes New Policies issued, Old Policies reinstated/revived. **Includes policy terminations by death, maturity, lapse, surrenders or cancellations. # Excluding linked Health Business, if any.
HANDBOOK ON INDIAN INSURANCE STATISTICS 2019-20
32
Particulars Edelweiss Tokio Exide 2016-17 2017-18 2018-19 2019-20 2016-17 2017-18 2018-19 2019-20
Non Linked Life Business Business in force at start of the financial year 70.92 98.41 137.92 186.39 972.51 1089.04 1217.48 1349.53 Additions during the year* 37.83 54.43 72.40 72.93 195.34 191.86 204.17 197.64 Deletions during the year** 10.34 14.92 23.93 33.91 78.81 63.42 72.11 92.72 Business in force at end of the financial year (A) 98.41 137.92 186.39 225.41 1089.04 1217.48 1349.53 1454.45 Non Linked -General Annuity Business Business in force at start of the financial year 0.07 0.21 0.31 0.39 2.70 2.70 2.71 3.03 Additions during the year* 0.15 0.12 0.08 0.08 0.10 0.06 0.45 0.73 Deletions during the year** 0.01 0.01 0.01 0.02 0.10 0.05 0.12 0.25 Business in force at end of the financial year (B) 0.21 0.31 0.39 0.46 2.70 2.71 3.03 3.52 Non Linked - Pension Business Business in force at start of the financial year 1.35 1.92 2.45 2.38 67.75 50.00 44.37 41.12 Additions during the year* 0.83 0.79 0.17 0.01 0.06 0.02 1.00 0.03 Deletions during the year** 0.26 0.26 0.23 0.12 17.80 5.65 4.25 3.56 Business in force at end of the financial year (C) 1.92 2.45 2.38 2.28 50.00 44.37 41.12 37.59 Non linked Health Business Business in force at start of the financial year 0.86 1.37 1.94 2.63 0.00 6.19 5.20 4.37 Additions during the year* 0.72 0.83 0.99 2.14 6.22 2.46 1.58 0.53 Deletions during the year** 0.22 0.26 0.29 0.57 0.04 3.45 2.41 1.77 Business in force at end of the financial year ( D) 1.37 1.94 2.63 4.20 6.19 5.20 4.37 3.13 Linked Business - Life business Business in force at start of the financial year 7.54 13.97 23.90 33.07 132.01 124.57 101.92 81.79 Additions during the year* 7.65 12.33 13.34 12.15 17.15 8.93 4.32 2.73 Deletions during the year** 1.23 2.40 4.18 6.50 24.59 31.58 17.49 12.62 Business in force at end of the financial year (E) 13.97 23.90 33.07 38.72 124.57 101.92 88.75 71.91 Linked General annuity business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year ( F) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Linked Pension Business Business in force at start of the financial year 0.69 1.26 1.10 1.00 7.46 5.73 4.53 3.34 Additions during the year* 0.64 0.15 0.11 0.05 0.00 0.00 0.00 0.00 Deletions during the year** 0.07 0.31 0.22 0.15 1.74 1.20 1.18 1.23 Business in force at end of the financial year (G) 1.26 1.10 1.00 0.90 5.73 4.53 3.34 2.12 Linked Health Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (H) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Non-Linked VIP-Life Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (I) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Non-Linked VIP-General Annuity Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (J) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Non-Linked VIP-Pension Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 8.61 10.43 18.10 11.12 Additions during the year* 0.00 0.00 0.00 0.00 3.52 7.90 1.21 0.42 Deletions during the year** 0.00 0.00 0.00 0.00 1.70 0.22 3.48 1.87 Business in force at end of the financial year (K) 0.00 0.00 0.00 0.00 10.43 18.10 15.83 9.68 Non-Linked VIP-Health Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (L) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Linked VIP-Life Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (M) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Linked VIP-General Annuity Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (N) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Linked VIP-Pension Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (O) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Linked VIP-Health Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (P) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Grand Total Business in force at end of the financial year = A + B + C + D +E+F+G+H+I+J+K+L+M+N+O+P 117.14 167.62 225.86 271.96 1288.65 1394.30 1505.97 1582.40
TABLE 9A: INDIVIDUAL BUSINESS IN FORCE (WITHIN INDIA) (NUMBER OF POLICIES) (2016-17 TO 2019-20) (Policies in '000)
* Includes New Policies issued, Old Policies reinstated/revived. **Includes policy terminations by death, maturity, lapse, surrenders or cancellations. # Excluding linked Health Business, if any.
HANDBOOK ON INDIAN INSURANCE STATISTICS 2019-20
33
Particulars Future Generali HDFC 2016-17 2017-18 2018-19 2019-20 2016-17 2017-18 2018-19 2019-20
Non Linked Life Business Business in force at start of the financial year 262.72 268.00 293.64 319.40 2486.49 2802.18 3228.51 3207.81 Additions during the year* 43.30 62.49 66.04 62.72 608.84 824.05 435.00 561.08 Deletions during the year** 38.02 36.86 40.28 41.58 293.15 397.72 455.70 451.14 Business in force at end of the financial year (A) 268.00 293.64 319.40 340.55 2802.18 3228.51 3207.81 3317.74 Non Linked -General Annuity Business Business in force at start of the financial year 0.44 0.64 0.74 0.81 23.58 29.99 45.11 80.79 Additions during the year* 0.20 0.11 0.07 0.14 6.61 15.43 36.17 31.94 Deletions during the year** 0.00 0.00 0.00 0.01 0.19 0.32 0.49 0.92 Business in force at end of the financial year (B) 0.64 0.74 0.81 0.95 29.99 45.11 80.79 111.82 Non Linked - Pension Business Business in force at start of the financial year 4.54 4.35 4.08 2.69 81.23 86.13 87.83 83.69 Additions during the year* 0.92 0.21 0.15 0.07 11.72 9.78 4.43 1.30 Deletions during the year** 1.12 0.48 1.54 0.32 6.83 8.08 8.57 7.27 Business in force at end of the financial year (C) 4.35 4.08 2.69 2.43 86.13 87.83 83.69 77.73 Non linked Health Business Business in force at start of the financial year 0.00 1.27 17.58 12.26 189.91 216.03 257.99 265.36 Additions during the year* 1.28 16.98 6.07 6.34 144.28 155.25 126.21 35.31 Deletions during the year** 0.01 0.67 11.38 5.89 118.16 113.29 118.85 106.69 Business in force at end of the financial year ( D) 1.27 17.58 12.26 12.71 216.03 257.99 265.36 193.98 Linked Business - Life business Business in force at start of the financial year 64.25 55.10 46.37 31.89 1627.14 1683.11 1845.11 1985.59 Additions during the year* 33.55 4.81 4.94 2.79 324.00 436.59 392.36 254.91 Deletions during the year** 42.69 13.55 12.57 8.92 268.03 274.58 251.88 306.82 Business in force at end of the financial year (E) 55.10 46.37 38.74 25.75 1683.11 1845.11 1985.59 1933.69 Linked General annuity business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year ( F) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Linked Pension Business Business in force at start of the financial year 1.34 0.94 0.71 0.54 209.13 179.78 151.38 124.61 Additions during the year* 0.00 0.00 0.00 0.00 6.12 4.82 2.13 0.97 Deletions during the year** 0.40 0.23 0.17 0.19 35.48 33.21 28.90 25.57 Business in force at end of the financial year (G) 0.94 0.71 0.54 0.35 179.78 151.38 124.61 100.02 Linked Health Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (H) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Non-Linked VIP-Life Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (I) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Non-Linked VIP-General Annuity Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (J) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Non-Linked VIP-Pension Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (K) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Non-Linked VIP-Health Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (L) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Linked VIP-Life Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (M) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Linked VIP-General Annuity Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (N) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Linked VIP-Pension Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (O) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Linked VIP-Health Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (P) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Grand Total Business in force at end of the financial year = A + B + C + D +E+F+G+H+I+J+K+L+M+N+O+P 330.30 363.11 374.45 382.74 4997.22 5615.93 5747.85 5734.97
TABLE 9A: INDIVIDUAL BUSINESS IN FORCE (WITHIN INDIA) (NUMBER OF POLICIES) (2016-17 TO 2019-20) (Policies in '000)
* Includes New Policies issued, Old Policies reinstated/revived. **Includes policy terminations by death, maturity, lapse, surrenders or cancellations. # Excluding linked Health Business, if any.
HANDBOOK ON INDIAN INSURANCE STATISTICS 2019-20
34
Particulars ICICI Prudential IDBI Federal 2016-17 2017-18 2018-19 2019-20 2016-17 2017-18 2018-19 2019-20
Non Linked Life Business Business in force at start of the financial year 1613.78 1862.02 2119.23 2349.46 399.08 449.84 471.73 504.29 Additions during the year* 385.44 450.81 476.64 475.95 99.09 70.86 72.84 39.17 Deletions during the year** 137.20 193.60 246.41 288.13 48.33 48.97 40.28 44.40 Business in force at end of the financial year (A) 1862.02 2119.23 2349.46 2537.28 449.84 471.73 504.29 499.06 Non Linked -General Annuity Business Business in force at start of the financial year 46.44 51.25 55.56 64.62 0.00 0.00 0.00 0.00 Additions during the year* 5.09 4.61 9.37 12.24 0.00 0.00 0.00 0.12 Deletions during the year** 0.27 0.30 0.31 0.36 0.00 0.00 0.00 0.00 Business in force at end of the financial year (B) 51.25 55.56 64.62 76.49 0.00 0.00 0.00 0.12 Non Linked - Pension Business Business in force at start of the financial year 30.72 28.33 25.03 22.35 0.80 0.76 0.72 0.70 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 2.39 3.30 2.68 2.20 0.04 0.04 0.02 0.03 Business in force at end of the financial year (C) 28.33 25.03 22.35 20.15 0.76 0.72 0.70 0.68 Non linked Health Business Business in force at start of the financial year 25.91 22.05 55.61 58.14 0.31 0.25 0.21 0.18 Additions during the year* 0.14 39.88 23.27 23.02 0.00 0.00 0.00 0.30 Deletions during the year** 4.00 6.32 20.74 18.44 0.06 0.04 0.04 0.02 Business in force at end of the financial year ( D) 22.05 55.61 58.14 62.72 0.25 0.21 0.18 0.46 Linked Business - Life business Business in force at start of the financial year 2212.51 2165.23 2134.38 2219.77 91.38 103.80 141.84 154.81 Additions during the year* 333.06 356.72 393.66 265.19 26.92 51.10 34.44 12.27 Deletions during the year** 380.33 387.57 308.27 352.18 14.49 13.06 21.46 24.59 Business in force at end of the financial year (E) 2165.23 2134.38 2219.77 2132.78 103.80 141.84 154.81 142.48 Linked General annuity business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year ( F) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Linked Pension Business Business in force at start of the financial year 591.81 466.01 343.53 258.28 2.84 2.20 1.80 1.63 Additions during the year* 2.15 1.91 1.00 0.79 0.01 0.00 0.00 0.00 Deletions during the year** 127.95 124.39 86.25 76.85 0.65 0.40 0.17 0.55 Business in force at end of the financial year (G) 466.01 343.53 258.28 182.22 2.20 1.80 1.63 1.08 Linked Health Business Business in force at start of the financial year 108.53 104.47 101.02 95.54 0.00 0.00 0.00 0.00 Additions during the year* 0.20 0.03 0.02 0.03 0.00 0.00 0.00 0.00 Deletions during the year** 4.26 3.48 5.50 9.84 0.00 0.00 0.00 0.00 Business in force at end of the financial year (H) 104.47 101.02 95.54 85.73 0.00 0.00 0.00 0.00 Non-Linked VIP-Life Business 0.00 Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (I) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Non-Linked VIP-General Annuity Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (J) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Non-Linked VIP-Pension Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (K) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Non-Linked VIP-Health Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (L) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Linked VIP-Life Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (M) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Linked VIP-General Annuity Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (N) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Linked VIP-Pension Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (O) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Linked VIP-Health Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (P) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Grand Total Business in force at end of the financial year = A + B + C + D +E+F+G+H+I+J+K+L+M+N+O+P 4699.36 4834.35 5068.15 5097.37 556.84 616.30 661.61 643.87
TABLE 9A: INDIVIDUAL BUSINESS IN FORCE (WITHIN INDIA) (NUMBER OF POLICIES) (2016-17 TO 2019-20) (Policies in '000)
* Includes New Policies issued, Old Policies reinstated/revived. **Includes policy terminations by death, maturity, lapse, surrenders or cancellations. # Excluding linked Health Business, if any.
HANDBOOK ON INDIAN INSURANCE STATISTICS 2019-20
35
Particulars IndiaFirst Kotak Mahindra 2016-17 2017-18 2018-19 2019-20 2016-17 2017-18 2018-19 2019-20
Non Linked Life Business Business in force at start of the financial year 136.71 212.38 329.47 406.91 833.97 1021.57 1224.72 1435.02 Additions during the year* 106.47 160.79 138.14 152.74 282.08 311.04 333.14 307.18 Deletions during the year** 30.80 43.69 60.70 55.58 94.47 107.89 122.84 126.77 Business in force at end of the financial year (A) 212.38 329.47 406.91 504.08 1021.57 1224.72 1435.02 1615.44 Non Linked -General Annuity Business Business in force at start of the financial year 0.00 0.00 0.00 0.01 0.93 1.42 1.93 2.77 Additions during the year* 0.01 0.00 0.01 0.03 0.51 0.54 0.86 2.25 Deletions during the year** 0.00 0.00 0.00 0.01 0.01 0.03 0.02 0.05 Business in force at end of the financial year (B) 0.00 0.00 0.01 0.04 1.42 1.93 2.77 4.96 Non Linked - Pension Business Business in force at start of the financial year 2.41 7.37 11.89 16.49 4.43 4.02 3.80 3.69 Additions during the year* 5.47 5.75 6.05 4.26 0.23 0.23 0.32 0.43 Deletions during the year** 0.50 1.23 1.45 1.34 0.64 0.45 0.44 0.38 Business in force at end of the financial year (C) 7.37 11.89 16.49 19.42 4.02 3.80 3.69 3.73 Non linked Health Business Business in force at start of the financial year 1.90 1.41 1.03 0.25 0.00 0.00 0.00 Additions during the year* 0.13 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.61 0.39 0.78 0.16 0.00 0.00 0.00 Business in force at end of the financial year ( D) 1.41 1.03 0.25 0.09 0.00 0.00 0.00 Linked Business - Life business Business in force at start of the financial year 244.92 213.32 199.20 210.84 359.54 337.62 324.17 299.51 Additions during the year* 15.92 20.36 39.30 41.59 24.62 35.52 23.03 17.63 Deletions during the year** 47.52 34.48 27.67 32.14 46.55 48.97 47.69 48.47 Business in force at end of the financial year (E) 213.32 199.20 210.84 220.29 337.62 324.17 299.51 268.67 Linked General annuity business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year ( F) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Linked Pension Business Business in force at start of the financial year 8.79 6.67 5.64 5.16 20.20 16.37 12.89 9.66 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 2.13 1.03 0.48 0.43 3.83 3.48 3.23 4.03 Business in force at end of the financial year (G) 6.67 5.64 5.16 4.73 16.37 12.89 9.66 5.63 Linked Health Business Business in force at start of the financial year 5.78 4.60 4.03 3.59 0.00 0.00 0.00 0.00 Additions during the year* 0.08 0.02 0.01 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 1.27 0.59 0.45 0.30 0.00 0.00 0.00 0.00 Business in force at end of the financial year (H) 4.60 4.03 3.59 3.30 0.00 0.00 0.00 0.00 Non-Linked VIP-Life Business Business in force at start of the financial year 2.61 5.05 5.19 5.38 0.00 0.00 0.00 0.00 Additions during the year* 3.42 2.21 1.90 0.99 0.00 0.00 0.00 0.00 Deletions during the year** 0.98 2.07 1.71 1.28 0.00 0.00 0.00 0.00 Business in force at end of the financial year (I) 5.05 5.19 5.38 5.09 0.00 0.00 0.00 0.00 Non-Linked VIP-General Annuity Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (J) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Non-Linked VIP-Pension Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (K) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Non-Linked VIP-Health Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (L) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Linked VIP-Life Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (M) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Linked VIP-General Annuity Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (N) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Linked VIP-Pension Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (O) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Linked VIP-Health Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (P) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Grand Total Business in force at end of the financial year =A+B+C+D+E+F+G+H+I+J+K+L+M+N+O+P 450.80 556.45 648.64 757.02 1381.01 1567.52 1750.64 1898.43
TABLE 9A: INDIVIDUAL BUSINESS IN FORCE (WITHIN INDIA) (NUMBER OF POLICIES) (2016-17 TO 2019-20) (Policies in '000)
* Includes New Policies issued, Old Policies reinstated/revived. **Includes policy terminations by death, maturity, lapse, surrenders or cancellations. # Excluding linked Health Business, if any.
HANDBOOK ON INDIAN INSURANCE STATISTICS 2019-20
36
Particulars Max Life PNB MetLife 2016-17 2017-18 2018-19 2019-20 2016-17 2017-18 2018-19 2019-20
Non Linked Life Business Business in force at start of the financial year 136.71 212.38 329.47 406.91 833.97 1021.57 1224.72 1435.02 Additions during the year* 106.47 160.79 138.14 152.74 282.08 311.04 333.14 307.18 Deletions during the year** 30.80 43.69 60.70 55.58 94.47 107.89 122.84 126.77 Business in force at end of the financial year (A) 212.38 329.47 406.91 504.08 1021.57 1224.72 1435.02 1615.44 Non Linked -General Annuity Business Business in force at start of the financial year 0.00 0.00 0.00 0.01 0.93 1.42 1.93 2.77 Additions during the year* 0.01 0.00 0.01 0.03 0.51 0.54 0.86 2.25 Deletions during the year** 0.00 0.00 0.00 0.01 0.01 0.03 0.02 0.05 Business in force at end of the financial year (B) 0.00 0.00 0.01 0.04 1.42 1.93 2.77 4.96 Non Linked - Pension Business Business in force at start of the financial year 2.41 7.37 11.89 16.49 4.43 4.02 3.80 3.69 Additions during the year* 5.47 5.75 6.05 4.26 0.23 0.23 0.32 0.43 Deletions during the year** 0.50 1.23 1.45 1.34 0.64 0.45 0.44 0.38 Business in force at end of the financial year (C) 7.37 11.89 16.49 19.42 4.02 3.80 3.69 3.73 Non linked Health Business Business in force at start of the financial year 1.90 1.41 1.03 0.25 0.00 0.00 0.00 Additions during the year* 0.13 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.61 0.39 0.78 0.16 0.00 0.00 0.00 Business in force at end of the financial year ( D) 1.41 1.03 0.25 0.09 0.00 0.00 0.00 Linked Business - Life business Business in force at start of the financial year 244.92 213.32 199.20 210.84 359.54 337.62 324.17 299.51 Additions during the year* 15.92 20.36 39.30 41.59 24.62 35.52 23.03 17.63 Deletions during the year** 47.52 34.48 27.67 32.14 46.55 48.97 47.69 48.47 Business in force at end of the financial year (E) 213.32 199.20 210.84 220.29 337.62 324.17 299.51 268.67 Linked General annuity business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year ( F) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Linked Pension Business Business in force at start of the financial year 8.79 6.67 5.64 5.16 20.20 16.37 12.89 9.66 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 2.13 1.03 0.48 0.43 3.83 3.48 3.23 4.03 Business in force at end of the financial year (G) 6.67 5.64 5.16 4.73 16.37 12.89 9.66 5.63 Linked Health Business Business in force at start of the financial year 5.78 4.60 4.03 3.59 0.00 0.00 0.00 0.00 Additions during the year* 0.08 0.02 0.01 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 1.27 0.59 0.45 0.30 0.00 0.00 0.00 0.00 Business in force at end of the financial year (H) 4.60 4.03 3.59 3.30 0.00 0.00 0.00 0.00 Non-Linked VIP-Life Business Business in force at start of the financial year 2.61 5.05 5.19 5.38 0.00 0.00 0.00 0.00 Additions during the year* 3.42 2.21 1.90 0.99 0.00 0.00 0.00 0.00 Deletions during the year** 0.98 2.07 1.71 1.28 0.00 0.00 0.00 0.00 Business in force at end of the financial year (I) 5.05 5.19 5.38 5.09 0.00 0.00 0.00 0.00 Non-Linked VIP-General Annuity Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (J) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Non-Linked VIP-Pension Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (K) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Non-Linked VIP-Health Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (L) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Linked VIP-Life Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (M) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Linked VIP-General Annuity Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (N) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Linked VIP-Pension Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (O) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Linked VIP-Health Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (P) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Grand Total Business in force at end of the financial year =A+B+C+D+E+F+G+H+I+J+K+L+M+N+O+P 450.80 556.45 648.64 757.02 1381.01 1567.52 1750.64 1898.43
TABLE 9A: INDIVIDUAL BUSINESS IN FORCE (WITHIN INDIA) (NUMBER OF POLICIES) (2016-17 TO 2019-20) (Policies in '000)
* Includes New Policies issued, Old Policies reinstated/revived. **Includes policy terminations by death, maturity, lapse, surrenders or cancellations. # Excluding linked Health Business, if any.
HANDBOOK ON INDIAN INSURANCE STATISTICS 2019-20
37
Particulars Pramerica Reliance Nippon 2016-17 2017-18 2018-19 2019-20 2016-17 2017-18 2018-19 2019-20
Non Linked Life Business Business in force at start of the financial year 167.64 197.56 255.89 299.56 2056.91 2113.67 2157.53 2217.01 Additions during the year* 65.39 86.61 75.83 42.99 275.85 223.18 214.59 188.75 Deletions during the year** 35.47 28.28 32.16 37.30 219.08 179.32 155.12 157.50 Business in force at end of the financial year (A) 197.56 255.89 299.56 305.26 2113.67 2157.53 2217.01 2248.26 Non Linked -General Annuity Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.78 0.94 1.05 1.60 Additions during the year* 0.00 0.00 0.00 0.00 0.18 0.13 0.57 1.08 Deletions during the year** 0.00 0.00 0.00 0.00 0.02 0.02 0.02 0.03 Business in force at end of the financial year (B) 0.00 0.00 0.00 0.00 0.94 1.05 1.60 2.65 Non Linked - Pension Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.81 1.07 1.47 Additions during the year* 0.00 0.00 0.00 0.00 0.81 0.44 0.52 0.49 Deletions during the year** 0.00 0.00 0.00 0.00 0.01 0.17 0.12 0.12 Business in force at end of the financial year (C) 0.00 0.00 0.00 0.00 0.81 1.07 1.47 1.84 Non linked Health Business Business in force at start of the financial year 0.00 3.03 10.51 12.05 20.20 11.88 8.44 6.27 Additions during the year* 3.03 8.81 2.43 0.36 1.63 0.07 1.42 4.88 Deletions during the year** 0.01 1.33 0.90 0.84 9.95 3.52 3.59 1.79 Business in force at end of the financial year ( D) 3.03 10.51 12.05 11.57 11.88 8.44 6.27 9.36 Linked Business - Life business Business in force at start of the financial year 12.29 11.89 13.32 13.38 492.15 393.03 318.14 277.65 Additions during the year* 3.57 3.83 2.16 0.94 28.38 23.29 27.16 23.08 Deletions during the year** 3.97 2.40 2.09 2.20 127.50 98.18 67.64 65.21 Business in force at end of the financial year (E) 11.89 13.32 13.38 12.12 393.03 318.14 277.65 235.52 Linked General annuity business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year ( F) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Linked Pension Business Business in force at start of the financial year 0.73 0.51 0.41 0.33 38.05 30.58 19.95 13.51 Additions during the year* 0.00 0.00 0.00 0.00 0.65 0.54 0.43 0.34 Deletions during the year** 0.22 0.11 0.08 0.13 8.11 11.18 6.87 3.97 Business in force at end of the financial year (G) 0.51 0.41 0.33 0.20 30.58 19.95 13.51 9.87 Linked Health Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 4.33 3.54 2.17 1.07 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.79 1.37 1.10 0.42 Business in force at end of the financial year (H) 0.00 0.00 0.00 0.00 3.54 2.17 1.07 0.65 Non-Linked VIP-Life Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 358.62 293.68 177.14 67.13 Additions during the year* 0.00 0.00 0.00 0.00 0.01 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 64.95 116.55 110.01 20.24 Business in force at end of the financial year (I) 0.00 0.00 0.00 0.00 293.68 177.14 67.13 46.89 Non-Linked VIP-General Annuity Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (J) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Non-Linked VIP-Pension Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 3.29 2.38 1.63 1.02 Additions during the year* 0.00 0.00 0.00 0.00 0.01 0.01 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.92 0.76 0.61 0.24 Business in force at end of the financial year (K) 0.00 0.00 0.00 0.00 2.38 1.63 1.02 0.78 Non-Linked VIP-Health Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (L) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Linked VIP-Life Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (M) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Linked VIP-General Annuity Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (N) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Linked VIP-Pension Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (O) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Linked VIP-Health Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (P) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Grand Total Business in force at end of the financial year = A + B + C + D +E+F+G+H+I+J+K+L+M+N+O+P 212.99 280.12 325.32 329.15 2850.50 2687.10 2586.73 2555.82
TABLE 9A: INDIVIDUAL BUSINESS IN FORCE (WITHIN INDIA) (NUMBER OF POLICIES) (2016-17 TO 2019-20) (Policies in '000)
* Includes New Policies issued, Old Policies reinstated/revived. **Includes policy terminations by death, maturity, lapse, surrenders or cancellations. # Excluding linked Health Business, if any.
HANDBOOK ON INDIAN INSURANCE STATISTICS 2019-20
38
Particulars Sahara India SBI LIFE 2016-17 2017-18 2018-19 2019-20 2016-17 2017-18 2018-19 2019-20
Non Linked Life Business Business in force at start of the financial year 243.34 250.81 243.93 238.33 2723.59 2896.46 3188.92 3580.42 Additions during the year* 20.95 4.47 1.90 1.02 660.43 728.29 774.49 768.74 Deletions during the year** 13.48 11.35 7.50 9.85 487.56 435.83 382.99 365.00 Business in force at end of the financial year (A) 250.81 243.93 238.33 229.51 2896.46 3188.92 3580.42 3984.16 Non Linked -General Annuity Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 17.77 19.70 21.34 23.43 Additions during the year* 0.00 0.00 0.00 0.00 2.19 2.10 2.44 9.80 Deletions during the year** 0.00 0.00 0.00 0.00 0.26 0.47 0.35 0.63 Business in force at end of the financial year (B) 0.00 0.00 0.00 0.00 19.70 21.34 23.43 32.59 Non Linked - Pension Business Business in force at start of the financial year 0.32 0.30 0.29 0.27 95.23 82.26 80.43 77.09 Additions during the year* 0.00 0.00 0.00 0.00 3.06 8.39 5.89 4.88 Deletions during the year** 0.02 0.02 0.01 0.03 16.02 10.23 9.22 7.85 Business in force at end of the financial year (C) 0.30 0.29 0.27 0.24 82.26 80.43 77.09 74.12 Non linked Health Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 1.08 0.61 25.91 39.01 Additions during the year* 0.00 0.00 0.00 0.00 0.00 27.82 26.26 17.56 Deletions during the year** 0.00 0.00 0.00 0.00 0.47 2.53 13.17 14.75 Business in force at end of the financial year ( D) 0.00 0.00 0.00 0.00 0.61 25.91 39.01 41.82 Linked Business - Life business Business in force at start of the financial year 29.83 20.03 14.73 11.84 2049.22 2402.91 2812.94 3197.64 Additions during the year* 0.49 0.05 0.01 0.00 617.43 624.18 670.13 689.97 Deletions during the year** 10.29 5.35 2.90 2.00 263.74 214.15 285.43 800.56 Business in force at end of the financial year (E) 20.04 14.73 11.84 9.84 2402.91 2812.94 3197.64 3087.06 Linked General annuity business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year ( F) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Linked Pension Business Business in force at start of the financial year 0.50 0.39 0.30 0.26 121.43 136.65 174.17 233.67 Additions during the year* 0.00 0.00 0.00 0.00 35.71 53.99 73.02 94.57 Deletions during the year** 0.11 0.09 0.04 0.03 20.49 16.48 13.51 38.72 Business in force at end of the financial year (G) 0.39 0.30 0.26 0.22 136.65 174.17 233.67 289.53 Linked Health Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (H) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Non-Linked VIP-Life Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 627.50 493.38 482.70 457.65 Additions during the year* 0.00 0.00 0.00 0.00 15.29 47.74 38.78 10.93 Deletions during the year** 0.00 0.00 0.00 0.00 149.41 58.41 63.37 65.27 Business in force at end of the financial year (I) 0.00 0.00 0.00 0.00 493.38 482.70 458.12 403.32 Non-Linked VIP-General Annuity Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (J) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Non-Linked VIP-Pension Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.47 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.04 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.03 Business in force at end of the financial year (K) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.47 Non-Linked VIP-Health Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (L) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Linked VIP-Life Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (M) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Linked VIP-General Annuity Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (N) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Linked VIP-Pension Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (O) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Linked VIP-Health Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (P) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Grand Total Business in force at end of the financial year = A + B + C + D +E+F+G+H+I+J+K+L+M+N+O+P 271.53 259.24 250.69 239.81 6031.97 6786.40 7609.37 7913.07
TABLE 9A: INDIVIDUAL BUSINESS IN FORCE (WITHIN INDIA) (NUMBER OF POLICIES) (2016-17 TO 2019-20) (Policies in '000)
* Includes New Policies issued, Old Policies reinstated/revived. **Includes policy terminations by death, maturity, lapse, surrenders or cancellations. # Excluding linked Health Business, if any.
HANDBOOK ON INDIAN INSURANCE STATISTICS 2019-20
39
Particulars Shriram Star Union Dai-ichi 2016-17 2017-18 2018-19 2019-20 2016-17 2017-18 2018-19 2019-20
Non Linked Life Business Business in force at start of the financial year 500.39 522.33 631.53 781.00 225.66 269.64 312.72 347.21 Additions during the year* 204.65 260.84 306.91 285.47 83.84 84.44 79.05 65.22 Deletions during the year** 182.71 151.64 157.43 183.74 39.87 41.35 44.56 38.31 Business in force at end of the financial year (A) 522.33 631.53 781.00 882.74 269.64 312.72 347.21 374.12 Non Linked -General Annuity Business Business in force at start of the financial year 0.04 0.07 0.11 0.12 0.74 1.04 1.19 1.23 Additions during the year* 0.03 0.04 0.03 0.04 0.36 0.20 0.11 0.78 Deletions during the year** 0.00 0.00 0.01 0.01 0.06 0.05 0.07 0.09 Business in force at end of the financial year (B) 0.07 0.11 0.12 0.16 1.04 1.19 1.23 1.92 Non Linked - Pension Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 9.47 17.46 18.36 Additions during the year* 0.00 0.00 0.00 0.00 9.72 10.16 3.93 5.73 Deletions during the year** 0.00 0.00 0.00 0.00 0.25 2.17 3.03 1.25 Business in force at end of the financial year (C) 0.00 0.00 0.00 0.00 9.47 17.46 18.36 22.84 Non linked Health Business Business in force at start of the financial year 0.00 0.00 2.10 3.52 2.60 20.79 22.29 22.67 Additions during the year* 0.00 2.10 2.36 1.66 18.60 7.63 4.61 0.38 Deletions during the year** 0.00 0.00 0.94 0.92 0.41 6.13 4.23 2.92 Business in force at end of the financial year ( D) 0.00 2.10 3.52 4.26 20.79 22.29 22.67 20.13 Linked Business - Life business Business in force at start of the financial year 78.91 61.78 48.92 42.28 166.91 128.03 114.20 105.60 Additions during the year* 5.85 4.18 3.88 4.00 11.30 17.11 16.45 15.35 Deletions during the year** 22.98 17.04 10.52 7.25 50.17 30.95 25.05 23.11 Business in force at end of the financial year (E) 61.78 48.92 42.28 39.03 128.03 114.20 105.60 97.83 Linked General annuity business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year ( F) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Linked Pension Business 0.00 Business in force at start of the financial year 0.71 0.56 0.49 0.52 7.99 5.70 4.60 3.90 Additions during the year* 0.05 0.06 0.10 0.06 0.00 0.00 0.00 0.00 Deletions during the year** 0.20 0.13 0.07 0.17 2.29 1.10 0.70 1.51 Business in force at end of the financial year (G) 0.56 0.49 0.52 0.40 5.70 4.60 3.90 2.40 Linked Health Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (H) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Non-Linked VIP-Life Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (I) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Non-Linked VIP-General Annuity Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (J) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Non-Linked VIP-Pension Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (K) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Non-Linked VIP-Health Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (L) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Linked VIP-Life Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (M) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Linked VIP-General Annuity Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (N) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Linked VIP-Pension Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (O) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Linked VIP-Health Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (P) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Grand Total Business in force at end of the financial year= A + B + C + D +E+F+G+H+I+J+K+L+M+N+O+P 584.74 683.14 827.44 926.60 434.67 472.45 498.97 519.24
TABLE 9A: INDIVIDUAL BUSINESS IN FORCE (WITHIN INDIA) (NUMBER OF POLICIES) (2016-17 TO 2019-20) (Policies in '000)
* Includes New Policies issued, Old Policies reinstated/revived. **Includes policy terminations by death, maturity, lapse, surrenders or cancellations. # Excluding linked Health Business, if any.
HANDBOOK ON INDIAN INSURANCE STATISTICS 2019-20
40
Particulars TATA AIA Private Total 2016-17 2017-18 2018-19 2019-20 2016-17 2017-18 2018-19 2019-20
Non Linked Life Business Business in force at start of the financial year 877.78 972.24 1077.63 1295.98 21071.55 23027.83 25469.75 27824.38 Additions during the year* 163.11 192.64 306.48 445.19 4609.51 5093.99 5086.83 5188.53 Deletions during the year** 68.65 87.25 88.13 159.82 2653.23 2652.08 2732.19 3086.42 Business in force at end of the financial year (A) 972.24 1077.63 1295.98 1581.35 23027.83 25469.75 27824.38 29926.49 Non Linked -General Annuity Business Business in force at start of the financial year 1.19 1.17 1.15 2.28 108.06 123.36 146.91 201.28 Additions during the year* 0.00 0.00 1.15 2.10 16.48 25.01 56.04 66.39 Deletions during the year** 0.02 0.02 0.02 0.06 1.30 1.46 1.67 2.80 Business in force at end of the financial year (B) 1.17 1.15 2.28 4.31 123.36 146.91 201.28 264.88 Non Linked - Pension Business Business in force at start of the financial year 14.42 13.57 12.75 11.98 316.65 303.11 306.31 294.63 Additions during the year* 0.00 0.00 0.00 0.00 34.75 37.66 23.65 18.18 Deletions during the year** 0.85 0.83 0.77 0.79 48.29 34.47 35.32 26.89 Business in force at end of the financial year (C) 13.57 12.75 11.98 11.19 303.11 306.31 294.63 285.92 Non linked Health Business Business in force at start of the financial year 13.98 12.58 11.38 10.25 332.72 413.28 548.84 573.49 Additions during the year* 0.25 0.19 0.24 0.19 237.32 312.36 244.09 156.49 Deletions during the year** 1.66 1.39 1.37 0.92 156.75 176.81 219.44 193.57 Business in force at end of the financial year ( D) 12.58 11.38 10.25 9.52 413.28 548.84 573.49 536.41 Linked Business - Life business Business in force at start of the financial year 294.26 240.07 235.08 250.73 12659.32 12186.75 12158.74 12469.28 Additions during the year* 23.81 33.05 44.62 34.46 1788.03 1987.10 2038.51 1684.23 Deletions during the year** 78.00 38.03 28.97 35.68 2260.61 2015.10 1714.16 2421.72 Business in force at end of the financial year (E) 240.07 235.08 250.73 249.51 12186.76 12158.74 12483.09 11731.79 Linked General annuity business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year ( F) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Linked Pension Business Business in force at start of the financial year 16.08 12.67 10.61 8.27 1231.21 1041.17 882.20 790.90 Additions during the year* 0.01 0.00 0.00 0.00 57.27 72.37 83.87 100.76 Deletions during the year** 3.41 2.07 2.33 3.47 247.32 231.34 175.16 184.19 Business in force at end of the financial year (G) 12.67 10.61 8.27 4.80 1041.17 882.20 790.90 707.46 Linked Health Business Business in force at start of the financial year 3.77 2.71 2.27 1.87 130.56 123.19 116.99 109.19 Additions during the year* 0.00 0.00 0.00 0.00 0.32 0.06 0.04 0.04 Deletions during the year** 1.06 0.44 0.40 0.43 7.69 6.26 7.83 11.85 Business in force at end of the financial year (H) 2.71 2.27 1.87 1.45 123.19 116.99 109.19 97.38 Non-Linked VIP-Life Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 988.73 793.11 667.75 531.69 Additions during the year* 0.00 0.00 0.00 0.00 21.55 52.23 40.77 11.95 Deletions during the year** 0.00 0.00 0.00 0.00 217.16 177.60 176.36 87.66 Business in force at end of the financial year (I) 0.00 0.00 0.00 0.00 793.11 667.75 532.15 455.98 Non-Linked VIP-General Annuity Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (J) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Non-Linked VIP-Pension Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 11.90 12.81 19.73 12.61 Additions during the year* 0.00 0.00 0.00 0.00 3.54 7.90 1.21 0.46 Deletions during the year** 0.00 0.00 0.00 0.00 2.62 0.98 4.09 2.14 Business in force at end of the financial year (K) 0.00 0.00 0.00 0.00 12.81 19.73 16.85 10.93 Non-Linked VIP-Health Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (L) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Linked VIP-Life Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (M) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Linked VIP-General Annuity Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (N) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Linked VIP-Pension Business Business in force at start of the financial year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Additions during the year* 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deletions during the year** 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Business in force at end of the financial year (O) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Linked VIP-Health Business Business in