sgwrsissue 53winter 2016/17

news and view fromBro MyrddinHousingAssociation

New things to do

Foodbanks

6

A yearly service

107

Emergency Numbers

Should an emergency happen in yourhome when we are closed (including gasand oil fired heating system emergencies),there are two numbers to ring: Carmarthenshire County Council’s 24-hour emergency Careline – 01558 824283If you wish to report a Gas emergency,such as a Gas leak, contact Transco on0800 111 999

Office Opening & ClosingWe are open: Monday to Thursday 8.30am – 4.30pmFriday 8.30am – 4.00pm

2017 Staff Training and Team Meeting Dates

The office will be close all day on thefollowing dates• 22 March• 5 July• 20 September • 15 December

The office will be closed from 8:30am til10.00am on the following dates:• 25 January• 1 March• 26 April• 24 May• 18 October• 22 November

Get in touch

sgwrs news and views

We at Bro Myrddin Housing hope you had alovely time over the Christmas holidays and wewould like to take this opportunity to wish youa happy new year, let 2017 be a positive andprosperous new year for you and your family.

I very much hope you are enjoying your new and improved newsletterand find this issue of interest, feedback is always welcome.

In this issue we have a variety of articles for you ranging from Smartmeters to Dr Mz, youth service. Hopefully there will be something foreveryone in this issue.

We try and make sure that Sgwrs is packed with plenty of information foryou however if you have any ideas or suggestions for future issues ofSgwrs then please feel free to contact me on sgwrs@bromyrddin.co.uk.

Aled Rees, Editor

Phone: 01267 232714

Text: 07797 801 628

È customerservices@bromyrddin.co.uk

Write to: Bro Myrddin HousingAssociation, Plas Myrddin, Merlin St,Carmarthen SA31 1RU

www.bromyrddin.co.uk

! bromyrddinha

" @BroMyrddinHA

Sgwrs can be provided in large print,Braille, audio or your preferredlanguage on request. Please call us on01267 232714.

If you would prefer to receive Sgwrs by email, please call 01267 232714 oremail sgwrs@bromyrddin.co.uk. You can also download Sgwrs atwww.bromyrddin.co.uk

Bro Myrddin is a charitable association registered under the Co-operative and CommunityBenefit Societies Act 2014 (23055R) and with the Welsh Government (L069). Competitions:Prize draws and competitions are only open to Bro Myrddin residents. Board members andstaff may not enter competitions, unless otherwise stated. Accuracy: We try to make surethat information in Sgwrs is correct, but readers should seek independent advice beforerelying on any content. We cannot accept responsibility for errors in articles. We reserve theright to edit material sent in. Sgwrs may not be reproduced without prior permission.

Sgwrs Disclaimer

it’s a new year

and anew start!Happy

New Year

When is condensation

a problem?

3

The run down on Condensation

news and views

As the air cools against these colder surfaces, it condensesinto tiny droplets of water. An example of this is when themirror and tiles steam up in the bathroom when hot wateris running for a shower or bath.

What creates condensation?Condensation does not just happen in the bathroom. Fivepeople in one house can produce up to 10 litres of air-borne water every day just by carrying out normal day today activities such as:

• Cooking• Bathing and showering• Washing and drying clothes• Using bottled gas and paraffin heaters• Even breathing!

Condensation is the most common form of dampnessreported by tenants.

When is condensation a problem? Condensation only becomes a problem when it’s excessiveappearing as water on walls, tiles, windows andwindowsills. If condensation is left, over time it will result indamp, earthy smelling mould growth on walls, windows,paintwork and grouting.

Areas that typically experience condensation and mouldare those with cold surfaces, especially where there is poorventilation i.e. where fresh air does not circulate such as:

• Around windows and windowsills• Behind furniture against outside walls• In corners of rooms• Inside built-in cupboards• On ceilings• On fabric and upholstery (i.e. curtains/the back of a

sofa) • On walls and windows in unheated rooms

How to remove mouldMould can be removed by wiping with a disposable clothand some household cleaner or products specific formould removal. But it is important to repeat every few daysto stop the growth and throw away the cloth afterwards,otherwise you can end up spreading the mould spores thatyou can’t see.

How to prevent condensation Some homes are more prone to condensation than othersand the key to keeping it at a minimum is to keep the airdry and circulate it with good ventilation:• Cupboard ventilation is a good way to keep the air

moving inside enclosed areas.• Draught proof your home but do remember to keep

some airways open so that air can continue to circulate. • Dry your clothes outside whenever possible. If this is

not possible, dry them in the bathroom, with thewindow open, the door closed and the extractor fan on.Do not put damp clothes on radiators to dry.

• During cold spells and winter, try to maintain acomfortable temperature in all rooms in the house butavoid using gas and paraffin heaters.

• For furniture that is against a wall, make sure there is agap, especially if the wall is an external wall or cold tothe touch.

• Use the extractor fan while showering or bathing, openwindows afterwards and keep the door closed to limitdamp air circulation.

• When cooking, shut the kitchen doors, cover pans withlids and always use the extractor fan.

If you follow the above tips to stay on top of mould andcondensation, you will limit the spread of damp air andminimise the chance for regrowth in your home.

Condensation occurs when moisture-filled warmair makes contact with cold surfaces in the homesuch as walls, windows, mirrors and tiles.

sgwrs

Cleverly control Gas and Electricity

It seems the best way to ensurethat you are getting the bestdeal for your money these daysis to shop around. Now you canquickly and easily see whichcompanies deliver broadbandin your area and compareprices to get the best deal.

Simply visit the Sam Knows Broadband website and put in your postcode:www.samknows.com/broadband/broadband_checker

Or shop around using the U Switch website:www.uswitch.com/broadband/postcode_checker

broadband

dealBrowse a better

Between now and 2020, every home in England,Scotland and Wales will be offered a Smart Meter to replace the traditional meters.

Smart Meters are named as such because they are much more efficient anduser friendly than the old style of meter. They will enable users to:• See how much gas and electricity is being used as it is used; and • Clearly show how much that usage is costing.

Not only do they put more power in the hands of the users but Smart Meterswill send regular readings directly to energy suppliers, using a securewireless network. This means that users will:• No longer need to take manual meter readings to send to energy

suppliers,• Receive bills based on accurate figures, not estimates; and• Only ever pay for exactly what they have used.

What’s more, users with Smart Meters will find switchingbetween suppliers easier. Prepay customers will be ableto choose between topping up using a mobile phone orthe online facility and even swapping between creditand prepay will be easier and faster.

Smart Energy GB is responsible for raising awarenessabout the arrival of the Smart Meters and for helpingusers to understand how to have ultimate control overtheir own gas and electricity use. For more informationabout Smart Meters and their benefits visitwww.smartenergyGB.org

Alternatively speak to your supplier, who will be in touch toarrange an appointment when they are ready to install yours.

4

New generation gas and electricity meters,

called Smart Meters, arein the process of makingtheir way into our homes

free of charge fromenergy suppliers.

5

Calling Carmarthen Youth to Get Active and Creative

Dr. M’z is a youth drop in centre run by Carmarthen YouthProject for young people. It is a safe, warm, comfortableplace where young people hang out, meet friends, drinkcoffee, learn new skills and participate in exciting activities.Facilities include:

• A safe, warm comfortable hang out space• Band rehearsal and gig space• Computers• Games Consoles• Pool• Snack/Smoothie bar• TV• And loads more…

The Digi LabDr. M’z also has a Digi Lab which gives young peopleaccess to a suite of nine computers, as well as the latestindustry standard software and equipment including: digitalcameras, video cameras, scanner, music k/b, webcams andlots more. The following sessions are also available:

• Animation• Digital story telling• DJ workshops• Film making• I.T. key skills• Internet safety• Music making• OCN accreditation• Office applications• Photo editing• Poster design• T-Shirt making

As well as enjoying the facilities, the young people canreceive all kinds of information and support AND areinvolved in the running of the club. Regulars have enjoyedall kinds of activities from fundraising and getting involvedin the local community, to outdoor pursuits such ascoasteering, canoeing, paintballing and go-karting.

The result is that those involved with Dr. M’z havedeveloped their speaking and listening skills, have learnedhow to be team players and have become better friendsand more helpful members of the community.

Find them online at drmz.co.uk or pop in to: The Club House, Friars Park, Carmarthen, SA31 3AN Tel: 01267 222786

Do you know any young people living in ornear Carmarthen, aged between 11 and 25years old, who might be looking for somethingexciting to do in their spare time?

The Dr. M’z website says:“The possibilities are

endless – just bring yourimagination and we can

help you realise your ideas”.

news and views

New Things to DoNew Year

sgwrs

The great news is that it’s not just the young people

who can have all the fun! It’sa whole New Year so how

about taking steps towards awhole new you with new

things to do?

The Carmarthenshire County Council Sports Directorylists 42 different activities to get you (and all themembers of your family) moving in 2017. And trustus, there really is something to suit everyone.

For those who like to exercise sitting down, there is canoeing, cycling,horse riding and land yachting. For those who like full on fitness – there’sgymnastics, dancing and aikido. For those who like gentler pursuits thereis snooker, archery and croquet.

The directory has a comprehensive listing of all the sports clubs andorganisations in the county and there are plenty more activities to choosefrom. Who knew that there was so much around?

It's simple to use, just select a sport that you’d like to participate in, selectthe area that suits you and then click search. Have fun!

www.carmarthenshire.gov.wales

Community Housing Cymru in conjunction withthe National Housing Federation, Thistle TenantRisks and Allianz Insurance plc has come upwith the My Home contents insurance scheme.It is a special scheme that has been madeavailable to all tenants and residents living insocial and affordable housing in Wales.

Insurance for your furniture, TV, clothing, carpets,electrical items and general household goods This

insurance covers the majority of household goods andcontents within in your home, including the contents of

your freezer. If your keys are lost or stolen, the insurance coversthe replacement of external locks. There is also personal liability coverand, if your tenancy agreement states that you are responsible fordecorative upkeep, you would also be covered in most unfortunatecircumstances.

To find out more visit: www.thistlemyhome-cymru.co.uk/Telephone: 0345 450 7288 or email:

MyHome@thistleinsurance.co.uk

best protectionBeing prepared is the

Winter is always agood time of year toreassess your home

insurance or perhapsto think about

getting it.

6

7

Crisis is not choosy. It canstrike anyone at any timeand that’s what sometimesmakes it so uncomfortablefor the people affected.

If you have found that, for whatever reason, you are notable to put food on the table and have been given foodvouchers by a local agency, please do visit the CarmarthenFood Bank.

Personal serviceYou will be welcomed by a volunteer who has been trainedto be supportive and understanding, as well as providing alistening ear, if that is what you would like.

The volunteer will discuss your food requirements withyou, to make sure that you get the right mix of foods tomeet your needs. If you have any special dietaryrequirements or allergies, for example if you need glutenfree, halal or vegetarian food, please do tell the volunteer.

They will exchange your foodbank voucher for three days’of emergency food and, while your food parcel is beingprepared, you will be offered a warm drink and a biscuit.

Your food parcel will be packed into supermarket carrierbags or, if you’d prefer to bring your own bags, they can beused instead.

Practical supportIt’s not only about the food though, Foodbank volunteersare specially trained to know all about local services and tooffer practical guidance so that you have access to theright support. They will take the time to listen, chat andprovide any support you might need so that you can breakfree from the crisis.

For more information, please emailcarmarthenfoodbank@towychurch.co.ukor call 01267 225996 or 01267 232101

Foodbanks:there for you and your family

Carmarthen Foodbank opening times

Monday: 11:00am – 2:00pm

Tuesday: 11:00am – 2:00pm

Friday: 11:00am – 2:00pm

Closed Bank Holidays

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sgwrs

Reminder letter 1

During this stage we send letters and try to make personal contact as often as possible via telephone, home visit, text notifications etc. You can make an agreement to pay o� any arrears and avoid court action. We can also refer you for extra support if you need it.

We serve a Notice of Seeking Possession. This gives you 4 weeks to clear the account in full before we can take further action

Court action will be taken unless the account is cleared. After this stage you will have extra court fees added to your account (approximately £325)

The County Court baili� carries out the eviction. The arrears and court costs must be paid in full to avoid homelessness

You will have to attend a County Court hearing if the arrears are not cleared. At this stage a Court Order will be issued. If you fail to adhere to the Court Order we will apply for a warrant for possession and an eviction date is set.

Reminder letter 2

Reminder letter 3

Notice Seeking Possession

Pre-court letter

Court Warrant

Eviction

1 2 3 4 5 6 7 8

Don’t let money worrieswear you down

Standard arrears procedure

So, please just be open with us and let us knowwhat’s going on – we can help but only if weknow your situation! Call 01267 232714

The best way to deal with it is to contactthe Association on 01267 232714 assoon as there is a problem (or evenwhen you see it coming).

The sooner you do this the better,because together we can put a plan inplace to help you find a way resolvethe matter. Our staff are trained inproviding advice and support and wewill try to link you with a personalcontact in most cases.

The staff member will try and reach anagreement with you so that you don’thave to worry. We will follow thestandard arrears procedure duringwhich we will work with you to clearthe account.

• Help with welfare benefits• Completing applications• Appeals• Discretionary Assistance Fund• General advice on entitlements• Or simply want to discuss

budgeting/managing money

If things haven’t gone to plan recently and you find yourselfhaving difficulties in paying your rent the important thing toremember is not to try to cope with it on your own.

Lynda’s Drop in ServiceDo you

needhelp?

The morning drop in sessions work on a first come first served basis however,if you would like an appointment to see Lynda on a Tuesday afternoon thencontact our Customer Service Team on 01267 232714

Call in to see Lynda from 9:30am til 12pmevery Tuesday morning at our office.

9

news and views

This causes knock on problems includingwasting time and petrol – both of whichhave to be paid for – usually using moneythat the Association would rather havespent on improvements.

When we arrange for a repair orinspection to be carried out at your home,our contractor will be in touch to agree aconvenient date and time for their visit.

Once agreed, please do all you can tostick to the appointment and make surethat you or a household member is athome to let the contractor in.

If you really must rearrange theappointment, please call customerservices well in advance: Bro MyrddinCustomer Services 01267 232714

The customer services team will thenspeak with the contractor on your behalf.Cancelling on the day the contractor isdue to call is usually too late, so pleasecall as soon as you know.

This way we can be sure to spend moneywisely not wastefully.

Keep our contractors on the move

Always open:Bro Myrddin online

Our contractors are constantly busy keeping propertiessafe and functional for all to use, however, we sometimesfind that they arrive at pre-agreed appointments only tofind nobody home or they simply aren’t let in.

www.bromyrddin.co.uk

Can’t wait forthe next issue

of Sgwrs?

Pay our website a visit and you’ll find a wealth of information including:

• Available properties

• Housing advice updated regularly

• New leaflets and publications

Residents’ online areaRemember to register for your personal ‘My Account’ online.

You will need to contact our customer services team on01267 232714 so we can give you your unique usernameand password. For security purposes, these can only besent to you in the post.

‘My Account’ allows you to access your rent account,update us with your personal information, view your rentstatements and make rent payments online.

Need access to a computer?If you wish to browse online for housing related advice butyou do not have access to a computer, feel free to use thecomputer in our reception area.

For help to use it, speak to a member of the customerservices team who will be happy to guide you.

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sgwrs

A yearly service keeps your family safe You use your boiler every day to produce heat and hot water without amoment’s thought for the condition or efficiency of the boiler. Yet, as the heartof the home, it is one of the most important items that should be checked by aqualified engineer once every year to make sure it is working correctly.

Having your boiler serviced every year can:• protect the safety of your family;• prevent potential costly problems that can cause

disruption; • ensure central heating efficiency; and, • keep energy bills to a minimum.

Secure safetyIf you do not call in an engineer to check your boiler everyyear you run the risk of it malfunctioning and/or producingcarbon monoxide gas.

Carbon monoxide is a highly poisonous gas that you can’tsee, taste or smell. It can cause health problems such as braindamage and it can even cause death. It can leak if your gasboiler has been badly fitted, poorly repaired or incorrectlymaintained.

That’s why a yearly boiler service by a certified Gas SafeEngineer is absolutely crucial.

However, because of the dangerous nature of Carbonmonoxide, we also recommend that you install an audiblecarbon monoxide alarm in your home. They are readilyavailable in DIY and hardware stores, supermarkets or fromyour energy supplier.

Head off problemsAn annual check will identify if there are any issues with theboiler and the engineer can usually rectify them. Issues leftunchecked usually worsen with time, often having a negativeeffect on other working parts and sometimes resulting in thewhole boiler breaking down. It is far cheaper to have a smallpart replaced during an annual check rather than putting it offuntil the whole boiler stops working – usually at great costand inconvenience.

Save moneyAn annual boiler service also ensures that your boiler isoperating a maximum efficiency. That means that it is notbeing put under strain to produce your water and heat everyday. An efficient boiler can save you pounds in energy billsbecause a faulty boiler has to work harder and use moreenergy to produce the same amount of water or heat.

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news and views

Bin areasIt is highly important that refuse bags are put in bins in thebin area because they are easy torn by pests including birdsand foragers. The rubbish then spills causing hygieneissues that at the very least make a mess; and at their worstcan pose a health hazard to residents.

Placing the bags in the bins means they are up off the ground,covered and protected so they cannot make a mess.

If you are aware of any reason why a bag of rubbish cannotbe put in a bin, perhaps we are overlooking this, please dotell us so that we can find a solution.

Bulky collectionsBulky waste, that cannot be fitted into a bin or bag, such asmattresses, beds, carpets, fridges, freezers and wardrobesetc. should not be left in the communal areas.

Gwyn i Wyrdd is a local reuse and repair scheme – visitwww.gwyniwyrdd.co.uk – they charge £15 for thecollection of up to 3 items:

• Washing machine or tumble drier• Cooker• Dishwasher• Wooden furniture

Carmarthenshire County Council provide a bulky wastecollection and will collect up to three items for £25. Visit www.carmarthenshire.gov.wales

Local Recycling Centre charge no fee to accept youritems at your nearest recycling centre.

WARNING:Remember fly-tipping is illegal and can

incur a fine of up to £50,000

You could qualify for £140 off yourelectricity bill – over and above the coldweather payment.

To find out more, contact your electricitysupplier or the Warm Home DiscountTeam, telephone: 0345 603 9439Monday to Friday, 8:30am to 4:30pm.

We work hard to keep the communal bin stores cleanhowever, we often receive calls about residents leavingrefuse bags not in the bins and not in the designated areas;or about bulky items abandoned there.

£140 Electricity Discount – are you Eligible?

Bag it, Bin itand

Banish Bulk

Do you getPension Credit?

£140Discount

Please note: if we have to continually remove waste fromyour property this may be recharged back to you, if you livein a property with a service charge, this may also result inan increase to your service charge.

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Welsh Water Assistance tariffs

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HelpU

WaterSure Wales

This four tiered tariff helps thelowest income households inour region.

The total income of the eligiblehousehold will be compared to fourlow income bands to determinewhich tier of the tariff is charged.

To qualify for this tariff the watersupply to the household must be fordomestic use only and the total currenthousehold income must be less thanthe published threshold per annum.

Total household income means allincome of everyone living in thehousehold and should include, but isnot limited to, the following:

• All take home pay• All pensions received (e.g. state

pensions, occupational pensions,non occupational private pensions,widows/spousal pensions etc.)

• All unemployment benefitsreceived

• All maintenance payments/childsupport payments etc.

• Child Tax Credits• Child Benefit• Working Tax Credits• Pension Credits• Student loans (not grants)• Interest from savings and

investments• Proceeds from sales of assets

As part of the application processapplicants provide their consent for usto verify information provided in theapplication with third parties (such asthe Department for Work andPensions, HM Revenue and Customs,the relevant local authority, therelevant Registered Social Landlord,Credit Reference Agencies).

Applications can be completed onlineat dwrcymru.com. Alternativelycustomers can ring 0800 052 0145 foran application form. Please have yourcustomer account number to handalong with the names and date of birthof all occupants over the age of 16.

Customers completing an applicationfor HelpU will be required to acceptadvice on how their household canbecome more water efficient and willbe offered a free water saving gift.

It is important that customers provideaccurate details of household income.Information provided will be checkedwith independent third parties and anyfalse or misleading claims will berejected and may be regarded asfraud.

Customers should notify theCompany if their household incomechanges. Customers may be requiredto confirm details of their eligibility onan annual basis.

All applications for HelpU should beaddressed to the billing company.Customers who receive their waterservice from another water companyshould apply to that company for ourHelpU tariff. If eligible they willbe placed on the HelpU tariff for theirsewerage service only.

For metered HelpU customers, if thecharge calculated from actual usageshown on the meter, using thestandard measured tariff, is less thanthe HelpU’ tariff, the bill will be basedon the actual reading. Otherwise thebill will be capped at the ‘HelpU’ level.

Note 1: Properties covered bycommon billing agreements will notbe eligible for HelpU. However, theCompany may at its sole discretionconsider offering an equivalentarrangement to a domestic customerwhere there is a clearly discernablehousehold and it can be assured thatthe household would in practicereceive the full benefit of the reducedtariff.

Note 2: The tariff will be applied as adaily charge effected from the date ofthe last metered bill or date ofapplication if unmetered.

This tariff helps large families andhomes where a member of thehousehold has a medical conditionthat requires them to use a significantadditional of amount of water. It isaimed at metered customers only.

The tariff is set around the vulnerablegroups regulations made by DEFRA forEnglish water companies in theabsence of regulations from the WelshAssembly and is set at the level of thecompany average metered bill.

The Company offers a range of affordability assistance designed to keep bills affordable for lowincome or vulnerable customers.

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news and views

To qualify for this tariff the watersupplied to the household must bemetered, and not be used for wateringa garden with a non handheldappliance such as a sprinkler ordomestic irrigation system, or toreplenish a pond or swimming poolwith a capacity greater than 10,000litres. An AMC equal to the WaterSureWales tariff will be applied where it isnot reasonably practicable to fit ameter or it is unreasonably expensiveto fit a meter. The customer (oranother person in occupation) mustbe in receipt of one of the followingbenefits or tax credits:

• Universal Credit• Housing Benefit• Income Support• Income related Employment and

Support Allowance• Income based Jobseeker’s

Allowance• Working Tax Credit• Child Tax Credit (other than just the

family element)• Pension Credit

AND, either be in receipt of childbenefit for three or more childrenunder the age of 19, who all live at thepremises and are in full timeeducation, or, they or someone livingat the property is diagnosed assuffering from one of the followingmedical conditions which causesthem to use a significant additionalamount of water (see note 1):

• Renal failure, requiring dialysis athome (except where the healthauthority contributes to the cost ofthe dialysis)

• Abdominal stomas• Desquamation (flaky skin loss)• Weeping skin disease (eczema,

psoriasis, varicose ulceration)• Incontinence• Crohn’s disease• Ulcerative colitis

Application forms can be requestedon line on dwrcymru.com or bycontacting 0800 052 0145.Supporting documentation will berequired and where applicable signedby professional medical practitioner.

On receipt of the completedapplication and supportingdocumentation the Company maycarry out validation checks withappropriate bodies. Any false ormisleading claims will be rejected andmay be regarded as fraud. Theeffective date of any claim will be thelater of the last meter reading date or 1April 2016. The capped tariff will beapplied as a daily charge.

All customers on the Watersure Walestariff will be subject to an annual auditand maybe required to provide therelevant documents to support theirclaim.

If the charge calculated from actualusage shown on the meter, using thestandard measured tariff, is less thanthe ‘WaterSure Wales’ tariff, the bill willbe based on the actual reading.Otherwise the bill will be capped atthe ‘WaterSure Wales’ level.

All applications for WaterSure Walesshould be addressed to the billingcompany. Customers who receivetheir water service from another watercompany should apply to thatcompany for their WaterSure tariff (theassisted tariff applicable for EnglishWater companies). Customers eligiblefor that tariff will also be entitled to theWaterSure Wales tariff for theirsewerage service.

Note 1: Other medical conditions thatcause an excessive use of water may,at the Company’s discretion, beconsidered subject to independentconfirmation by a medicalpractitioner.

Welsh Water AssistThis tariff has been discontinued andno new customers will be acceptedonto Welsh Water Assist. During 2016-17 this tariff will only apply tohousehold customers alreadyaccepted onto Welsh Water Assistbefore 31 March 2016 and who remaineligible for that tariff. In subsequentyears these customers will transitionto standard published tariffs.

Water DirectAn annual discount will be applied tothe account of each customer payingcharges by direct deductions fromqualifying Department for Work andPensions benefits (Income Support/Income related Employment andSupport Allowance, Income-basedJobseeker’s Allowance or PensionCredit). This discount of £25 will beapplied for each year the customercontinues to pay by this method.

Water CollectAn annual discount will be applied tothe account of each customer payingcharges via a registered social landlordor local authority that is participatingin the scheme. This discount of £10will be applied for each year thecustomer continues to pay by thismethod.

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Mandy Sharp, Elderly Services Officer, helped raise money towards the Alzheimer’ssociety by taking part in the Memory Walk at Llanelli Coastline in September 2016.Funds raised go towards local services for people affected by dementia, along withresearch into care, prevention and cure. www.memorywalk.org.uk

Walking for aworld without

DementiaMemory Walk in Llanelli for the Alzheimer’s Society

Rose’s own yummy Chocolate Cake

Wheat flour version; 7oz flour, 5oz white orbrown sugar, 1tsp cream of tartar, 1tsp

bicarbonate of soda, 3tbsp cocoa powder, half apint of milk, 2 eggs, quarter of a pint of oil(sunflower, rape seed etc.), large pinch of

cinnamon or mixed spice.

Mix all together, it is a very liquid mix, pour into alined 7 or 8-inch tin and bake for 45 to 55

minutes until a knife inserted comes out clean.

For the gluten/dairy free version substitute themilk with soya, almond, coconut, hazelnut milk

etc. and the flour with gluten free flour.