• Crowd wisdom

• Crowd creation

• Crowd voting

• Crowd funding

CROWDSOURCINGACCORDING TO JEFF HOWE

• Good cause crowdfunding

• Rewards-based crowdfunding

• Pre-order crowdfunding

• Debt-based crowdfunding

• Start-up equity crowdfunding

CROWDFUNDING TYPESBY MARTY ZWILLING

http://www.kiva.org/lend#/?pageid=1&perpage=20&countries%5B%5D=iq

http://www.kiva.org/lend#/?pageid=1&perpage=20&countries%5B%5D=iq

Elham is 42 years old, married, and the mother of five children. She started sewing nine years ago to help her husband generate their family's income. She is requesting a loan for $1,500 from Izdiharona to buy an embroidery machine, sewing machine and generator to help her increase her production. The story of Elham is just one of the many examples of work being done by Izdiharona.

About Izdiharona for Economic DevelopmentIzdiharona for Economic Development (Izdiharona) is a nonprofit organization that provides financial assistance to small and medium enterprises to develop their businesses and train their staff. Founded in 2008, it operates ten branch offices including the provinces of Baghdad, Babil, Basra, Karbala, Messan, and Sulaymaniyah. Kiva lenders’ funds are used to provide education, startup, green, and youth loans, as well as interest free loans to the ultra poor and loans that support income generating projects for women.