jan is a service of the u.s. department of labors office of disability employment policy. 1 more...
TRANSCRIPT
JAN is a service of the U.S. Department of Labor’s Office of Disability Employment Policy.
1
More Than One Path to the Top of the Mountain: Self-Employment as an Individualized Process for
Individuals with Disabilities
Kim Cordingly, Job Accommodation Network Russell Sickles & Brian Connaughton, Job Squad
IncorporatedLarry Batten, U.S. Small Business Administration
Presentation Overview
Introduction of presenters and programs Metaphors from The Mountain State – self-
employment as an individualized process Flavors of self-employment – different
paths up the mountain Economic investment of self-employment in
small communities Benefits of self-employment to veterans
with disabilities Examples of customized self-employment Questions and answers
2
Presenters
Kim Cordingly, JAN
Lead Consultant - [email protected]
Russell Sickles, Job Squad, Inc.
Director of Operations and Business [email protected]
Brian Connaughton, Job Squad, Inc.
Community Economic Development [email protected]
Larry Batten, U.S. Small Business [email protected]
3
JAN Self-Employment Team
Individualized consulting and resource materials based on specific needs
Services are national in scope Ongoing electronic and telephone access
and support JAN entrepreneurship
Website access For-profit, non-profit,
customized employment,
home-based businesses, independent contracting
4
Job Squad Incorporated
• Private nonprofit organization • Community employment (wage and/or
self-employment) • Community Economic Development
Program focused on
customized employment and economic
development approaches• Provides Social Security benefits planning & analysis• Uses discovery – an individualized and customized
method for work exploration with small business ownership and/or wage job outcomes
5
U.S. Small Business Administration
“The U.S. Small Business Administration (SBA) was created in 1953 as an independent agency of the federal government to aid, counsel, assist and protect the interests of small business concerns, to preserve free competitive enterprise and to maintain and strengthen the overall economy of our nation.”
6
Metaphors from The Mountain State
Models, strategies, processes…what does individualized – customized really mean?
Hiking tips Person-centered/personal geography Why is self-employment an important option? It’s in the numbers… Attuned to economic environment of local communities Experiences from the field…
7
Flavors of Self-Employment
Defining customized employment…
Sole proprietorshipBusiness within a businessPartnershipFranchise Independent contracting/freelancingHome-based businessCooperativeHybrid business – for-profit/non-profit
8
Funding/Resource Ownership
Traditional FundingBank LoansPersonal savingsSBA loan guarantees (not microloan program)Economic development funds Venture capitalCredit unionsCredit cards
Innovative FundingMicroloans (e.g., compensating balance)Use of Social Security work incentives (e.g., PASS Plan)Individual Development Accounts (IDA)CrowdfundingDisability programs
9
Funding/Resource Ownership
“Resource ownership is a mutually beneficial process ofacquiring materials, equipment, or skills that, when matched to ajob seeker’s interests and customer needs, generates profits forthe employer and wages for the employee.”
10
Economic Development Component
Benefits to Small, Rural Communities
Strong reliance of small business ownership for job growthSmall business monies tend to stay in the communitySelf-employment essential to developing local economiesProvides an infrastructure for medium to larger businesses Fosters strong relationshipsand social capital
11
Advantages for Disabled Veterans
Many rural states like W.V. have a high percentage of veterans with disabilities (both service-connected and not) – job creation
Ability to incorporate accommodations into the design of the business (e.g., PTSD and agriculture)
SBA, VA and other programs available to veterans specifically to start small businesses Federal, state, and local contracting opportunities
12
Customized Self-Employment Profiles
Sole Proprietorship: Raymond•Veteran and beekeeper•Full-time wage employment•Hobby business•Family participation
13
Customized Self-Employment Profiles
Franchise Owner: Kathy•Veteran•Pampered Chef•Accommodation opportunities•Franchise advantages
14
Customized Self-Employment Profiles
Business Within a Business: Connie•Limited work history•Wage employment at non-employer•Social capital•Resource ownership
15
Customized Self-Employment Profiles
Business Within a Business: Eddie•No work history/labor market•PASS/Secured loan•Resource ownership
16
Ask questions!
17
Contact Us!
Contact
Job Accommodation Network (JAN) (800)526-7234 (V) & (877)781-9403 (TTY) AskJAN.org & [email protected]
Job Squad, Inc. (304)848-0850 http://www.jobsquadinc.org/
Small Business Administration (SBA) SBA Answer Desk: (800)827-5722 http://www.sba.gov/wv
18