josh moulin: internet scams and identity theft prevention

JoshMoulin.com Financial Fraud and ID The0

© Josh Moulin -‐ GCFA,CFCE,CAWFE,DFCP,ACE,CEECS 1

Instructor’s Background

n  11 years in law enforcement n  Commander – cyber crime task force

n  Board of Directors – NaLonal White Collar Crime Center (NW3C)

n  Leads cyber security team for a federal agency that focuses on naLonal security


Crimes CommiRed with Technology

IdenLty The0 DomesLc Violence Homicide/Suicide

Internet Fraud/Forgery E-‐mail Threats Bomb Threats

Stalking & Harassment Missing Persons

Child ExploitaLon & Abuse Gambling ProsLtuLon ExtorLon NarcoLcs

So0ware Piracy Intrusions/Hacking/Trade Secrets


IdenLty The0

n Online ID The0 accounts for only 10% of all ID the0

n The other 90% is tradiLonal ID the0. ID’s are stolen a variety of ways including: n Dumpster diving (use a confe` shredder) n Obtaining old IT equipment (copy machines, personal computers, cell phones


IdenLty The0 n Finding personal informaLon on public websites (government and social networks)

n Stealing informaLon from burglary, vehicle break-‐ins, purses, wallets, etc.

n Skimming informaLon using RFID chips or skimmers

n AdverLsing bogus jobs to obtain job applicaLons and resumes

n Vishing – (telephone scams)


Copy Machines


High-‐Tech ID The0

n VicLms of high-‐tech ID the0 may have had their informaLon stolen a variety of ways including: n Phishing Scams n SMS Scams (text messages) n Obtaining usernames and passwords n InfiltraLng company or medical data n InfecLng a personal computer with malware


OperaLng System Updates and Patches


IE ConLnued


Viewing CerLficates


Mozilla Firefox


Mozilla Firefox ConLnued


Phishing Examples


Peer to Peer


P2P


Website Scraping


Why do People Commit ID The0?

n Suspects will steal idenLLes to: n Open a bank account in the vicLm’s name n Buy vehicles on credit in the vicLm’s name n Submit loan and credit applicaLons in the vicLm’s name


Tips to Protect Against ID The0

n There are several everyday things people can do to reduce their chances of being a vicLm of ID the0 including: n Use a cross-‐cut shredder for all documents with personal informaLon on it

n Get mail promptly and pay aRenLon to missing mail

n Review all bank and credit acLvity regularly for any suspicious acLvity



n Have your statements sent to you electronically to reduce personal informaLon in the mail and trash

n Don’t carry your Social Security Card n Protect your PIN when entering it into any device

n Pay aRenLon to where your card goes during a transacLon

n Treat all financial emails with cauLon



n Do not provide personal informaLon or account informaLon over the phone to anyone who called you

n Use strong passwords online n Have up to date anLvirus on all computers n Maintain the operaLng system security patches on all computers

n Before making a purchase online, make sure you’re doing so from a secure site


Online Scams

n According to the NW3C online scams increased by 110% from last year

n Cyber fraud accounted for $559 M n Some of the most common online scams include: n Fraudulent e-‐cards n Free iPad offers n Rental scams


Online Scams n Publically available WiFi n Fake gi0 cards n Immediate assistance scams n Work from home scams


Wireless Internet

n Ensure wireless Internet is secure with encrypLon, requiring a password to access

n Consider MAC address filtering as well n “War Driving” is a common occurance


War Driving


Wireless Routers


For Further InformaLon… www.JoshMoulin.com
