saharasaharamutual.com/downloads_files/facsheets/factsheet july 2010.pdfauto mahindra & mahindra ltd...

www.saharamutual.com

Sahara GROWTH FUNDAn Open-Ended Growth Fund

The objective of the scheme….is to achieve capital appreciation by investing in equity and equity related instruments.

Minimum application Rs.3000/- and additional amount of Rs.500/- and multiples of Re.1/- thereafter.

SYSTEMATIC INVESTMENT PLAN (SIP) - AUTO DEBIT / ECS FACILITY AVAILABLEMonthly SIP Quarterly SIP

Initial cheque of Rs.1000/- and 5 post dated cheques for minimum of Rs.1000/- each Initial cheque of Rs.2000/- and 3 post dated cheques of minimum of Rs.2000/- each

Load Structure : Entry Load: NIL;SIP/STP : Entry Load: NIL;

Exit Load: 1%- If redeemed on or before 12 months, NIL- If redeemed after 12 months.

Exit Load: 1%- If redeemed on or before 1 year from the date of allotment.

NAV as on June 30, 2010Dividend : Rs.29.6310 Growth : Rs.79.0325

Performance (%) of the Fund (Growth Option)Sahara Growth Fund Scheme Returns CNX Nifty1 Year 23.55 23.803 Years 13.00 7.155 Years 25.53 19.06Since Inception 30.21 23.56

Annualised Returns

Industrywise Asset Distribution (%)

Investment Optiona) Growth b) Dividend Payout & Dividend Reinvestment Option.

Dividend since September 2003Record Date Rate Cum Div NAV (Rs.)

07.09.2007 Rs. 7.50 paise per unit 28.588813.03.2006 Rs. 7.50 paise per unit 28.2228.01.2005 Rs. 3 per unit 19.5725.09.2003 Rs. 3 per unit 14.95

Dividend declared on the face value of Rs.10/-, Past performance may or may not be sustained in future

Name Designation Experience (Yrs)

Mr Naresh Kumar Garg Chief Executive Officer 18 (6 yrs. in Sahara Growth Fund)

Mr A N Sridhar Fund Manager 18 (3 yrs. in Sahara Growth Fund)

sms GROWTH to 59090

Holding as on 30.06.10

Statistical Measures (For trailing 3 years Period)Standard Deviation 30.77%Beta 0.8403R Squared 0.9708Sharpe Ratio1 0.2460Portfolio Turnover Ratio 369.81

1 Risk Free rate is based on 1 year T-Bill rate.

Date of Inception: 30/08/2002; Total Expenses Ratio (%) : 2.49; AUM (Rs.): 611.88 lakhs; Holding in TOP 10 scrips : 40.48%

Value Research Rating^

GROWTH FundGROWTH Fund

Industry Security Name % of Industrywise Total Total %

EQUITY SHARES

Pharmaceuticals Aurobindo Pharma Ltd 3.72 17.41

Ranbaxy Labaratories Ltd 3.39

Biocon Ltd 2.93

Natco Pharma Ltd 2.79

Unichem Laboratories Ltd. 2.38

Cipla Ltd 2.21

Auto Mahindra & Mahindra Ltd 4.10 16.25

Maruti Suzuki India Ltd 3.84

Bajaj Auto Ltd 3.25

Hero Honda Motors Ltd 3.01

Tata Motors Limited 2.04

Banks State Bank of India 4.14 11.67

ICICI Bank Ltd 3.10

Indian Bank 2.40

Karnataka Bank Ltd 2.03

Petroleum Products Reliance Industries Ltd 4.90 9.02

Indian Oil Corporation Limited 2.17

Bharat Petroleum Corporation Ltd 1.95

Consumer Non Durables ITC Limited 3.59 6.96

Camlin Ltd 3.37

Industrial Capital Goods Bharat Heavy Electricals Ltd 3.22 6.00

McNally Bharat Engineering Co. Ltd 2.78

Ferrous Metals Tata Iron & Steel Company Ltd 2.78 5.21

Usha Martin Ltd 2.44

Construction Projects Larsen and Toubro Limited 4.43 4.43

Oil Oil & Natural Gas Corp Ltd 4.32 4.32

Gas Gas Authority of India Ltd 4.05 4.05

Finance Bajaj Holdings & Investment.Ltd 2.87 2.87

Industrial Product Uflex Ltd 2.71 2.71

Power Reliance Infrastructrue Ltd 2.65 2.65

Software Infosys Technologies Ltd 1.82 1.82

Equity Total 95.37 95.37

Current and other Assets 4.63 4.63

Total 100.00 100.00


Sahara TAX GAIN FUNDAn Open-Ended Equity Linked Saving Scheme (ELSS)

The objective of the scheme….is to provide immediate tax relief and long-term growth of capital by investing in equity and equity related instruments.

Minimum application Rs.500/- and additional amount in multiples of Rs.500/-.SYSTEMATIC INVESTMENT PLAN (SIP) - AUTO DEBIT / ECS FACILITY AVAILABLE

Monthly SIP Quarterly SIP6 post-dated cheques for minimum of Rs.500/- each and in multiples of Rs.500/- 4 post-dated cheques for minimum of Rs.500/- each and in multiples of Rs.500/-

Load Structure : Entry Load: NIL ; Exit Load: 1%- If redeemed on or before 36 months, NIL- If redeemed after 36 months.

SIP/STP : Entry Load: NIL ; Exit Load: 1%- If redeemed on or before 1 year from the date of allotment.

Performance (%) of the Scheme (Growth Option)Sahara Tax Gain Fund** Scheme Returns BSE 2001 year 40.80 27.223 years 16.23 7.605 years 24.86 19.49Since Inception 28.77 15.50

** Adjusted for bonus ; Annualised Returns

Bonus History (Record Date - Aug 29, 2005)Growth Option: 7:1 Dividend Option: 3:1

Investment Optiona) Growth b) Dividend Payout & Dividend Reinvestment Option.

Dividend declared on the face value of Rs.10/-, Past performance may or may not be sustained in future.* Post Bonus

Dividend since 2005Record Date Rate Cum Div NAV (Rs.)

12.03.2010 Rupees 4 per unit* 18.3829.03.2008 Rupees 7.5 per unit* 20.7524.03.2006 Rupees 2.50 paise per unit* 19.4023.03.2005 Rupees 20 per unit 66.7519.01.2005 Rupees 10 per unit 70.61



Mr Naresh Kumar Garg Chief Executive Officer 18 (6 yrs. in Sahara Tax-Gain Fund)

Mr A N Sridhar Fund Manager 18 (3 yrs. in Sahara Tax-Gain Fund)

sms TAX to 59090

Portfolio as on 30.06.10



TAX-GAIN FundTAX-GAIN Fund

Statistical Measures (For trailing 3 years Period)Standard Deviation 35.13%Beta 0.8850R Squared 0.9612Sharpe Ratio1 0.3076Portfolio Turnover Ratio 324.16



EQUITY SHARESPharmaceuticals Natco Pharma Ltd 3.04 17.71

Aurobindo Pharma Ltd 3.01Cipla Ltd 2.56Divis Laboratories Ltd 2.49

Unichem Laboratories Ltd. 2.39 Zydus Wellness Ltd 2.36Lupin Laboratories Ltd 1.86

Consumer Non Durables ITC Limited 3.38 16.19Bata India Ltd., 2.70Asian Paints Ltd 2.40Jyothy Laboratories Ltd 2.13Tata Tea Ltd 2.07

Colgate-Palmolive (India) Ltd 1.94 Titan Industries Ltd 1.57

Industrial Products Sintex Industries Limited 2.51 8.73Jain Irrigation Systems Ltd 2.33

Uflex Ltd 2.09 Tinplate Company Of India Ltd. 1.80

Auto Mahindra & Mahindra Ltd 3.80 7.33Bajaj Auto Ltd 3.53

Petroleum Products Reliance Industries Ltd 4.02 7.16Bharat Petroleum Corporation Ltd 3.14

Banks State Bank Of India 2.18 5.96Karnataka Bank Ltd 2.15ICICI Bank Ltd 1.63

Finance Mahindra & Mahindra Financial Services Ltd 2.65 4.97 Bajaj Holdings & Investment.Ltd 2.32 Industrial Capital Goods Crompton Greaves Ltd 2.68 4.16

McNally Bharat Engineering Co. Ltd 1.48 Pesticides United Phosphorus Ltd 2.52 3.50 Insecticides (India) Limited 0.97 Oil Oil & Natural Gas Corp Ltd 3.37 3.37Gas Gas Authority of India Ltd 2.87 2.87Hotels Mahindra Holidays & Resorts Ltd 2.84 2.84Media & Entertainment DQ Entertainment (International) Ltd 2.59 2.59Power Torrent Power Ltd (New) 2.20 2.20Auto Ancillaries Motherson Sumi Systems Ltd 2.06 2.06Software Infosys Technologies Ltd 1.85 1.85Ferrous Metals Tata Iron & Steel Company Ltd 1.84 1.84Consumer Durables Havells India Ltd 1.78 1.78Equity Total 97.10 97.10Current and other Assets 2.90 2.90Total 100.00 100.00

NAV as on June 30, 2010Dividend : Rs. 15.9101 Growth : Rs. 35.6869


Sahara INFRASTRUCTURE FUNDAn Open-Ended Growth Fund

The objective of the scheme….is to provide income distribution and / or medium to long term capital gains by investing predominantly in equity/ equity related instruments of companies in the Infrastructure sector.

Minimum application Rs.1000/- under Growth Option and Rs.5000/- under Dividend Option and additional amount in multiples of Re. 1/-.


Initial cheque of Rs.1000/- and 5 post dated cheques for minimum of Rs.1000/- each Initial cheque of Rs.2000/- and 3 post dated cheques of minimum of Rs.2000/- each

Load Structure : Entry Load: NIL;SIP/STP : Entry Load: NIL;

Exit Load: 1%- If redeemed on or before 12 months, NIL- If redeemed after 12 months.

Exit Load: 1%- If redeemed on or before 1 year from the date of allotment.


Dividend declared on the face value of Rs.10/- . Past Performance may or may not be sustained in future.

DividendRecord Date Rate Cum Div NAV (Rs.)

Fixed Variable30.11.2007 Rs. 5.00 per unit 18.6112 18.8216


Naresh Kumar Garg Chief Executive Officer 18 (4 yrs. in Sahara Infrastructure Fund)

A N Sridhar Fund Manager 18 (3 yrs. in Sahara Infrastructure Fund)

sms INFRA to 59090

Statistical Measures (For trailing 3 years period)Variable Pricing Fixed Pricing

Standard Deviation 38.65% 38.64%Beta 1.0296 1.0292R Squared 0.9234 0.9235Sharpe Ratio1 0.1363 0.1155Portfolio Turnover Ratio 257.49


Value Research Rating^ INFRASTRUCTURE FundINFRASTRUCTURE Fund

Investment Option (Fixed Pricing Option / Variable Pricing Option)Dividend Option incl. Dividend Re-Investment Option Growth Option

Performance (%) of the Fund (Growth Option)Duration Fixed Pricing Variable Pricing CNX Nifty

Option Option1 year 16.01 16.90 23.803 years 9.89 10.70 7.15Since Inception 13.04 13.85 10.27

Annualised Returns

NAV as on June 30, 2010Fixed Pricing - Dividend Rs. 12.2945 Variable Pricing - Dividend Rs. 12.7325

Fixed Pricing - Growth Rs. 16.8148 Variable Pricing - Growth Rs. 17.3286



EQUITY SHARES

Industrial Capital Goods Thermax Ltd 4.93 21.61 Bharat Heavy Electricals Ltd 3.87

McNally Bharat Engineering Co. Ltd 3.80 Crompton Greaves Ltd 2.94BGR Energy Systems Limited 2.77 Sterlite Technologies Ltd 1.83Elecon Engineering Company Limited 1.46

Power Reliance Infrastructrue Ltd 3.69 11.14

Jyoti Structures Ltd 2.78

Torrent Power Ltd 2.62

Tata Power Company Ltd 2.06

Construction Projects Larsen and Toubro Limited 5.13 9.70

Hindustan Dorr-Oliver Ltd. 2.47

Pratibha Industries Ltd 2.11

Industrial Products Time Technoplast Ltd 2.75 7.48

Jain Irrigation Systems Ltd 2.57

Greaves Cotton Ltd 2.15

Gas Gas Authority of India Ltd 3.84 6.59

Petronet LNG Limited 2.75

Construction Unitech Ltd 2.46 6.18

Kajaria Ceramics Ltd. 2.45

Unity Infraprojects Ltd 1.27

Auto Bajaj Auto Ltd 2.74 5.21

Mahindra & Mahindra Ltd 2.47

Petroleum Products Reliance Industries Ltd 3.73 5.56

Bharat Petroleum Corporation Ltd 1.83

Transportation IRB Infrastructure Developers Ltd 2.31 4.50

Essar Shipping Ltd 2.18

Finance Rural Electrification Corporation Ltd 2.28 4.55

LIC Housing Finance Ltd 2.28

Consumer Durables Havells India Ltd 2.82 2.82

Oil Asian Oilfield Services Ltd 2.70 2.70

Banks The Federal Bank Limited 2.25 2.25

Software Tulip It Services Ltd 2.08 2.08

Telecom -Equipment & Accessories Onmobile Global Ltd 2.00 2.00

Trading Adani Enterprises Ltd 1.70 1.70

Equity Total 96.05 96.05Current Assets 3.95 3.95

TOTAL 100.00 100.00




Sahara WEALTH PLUS FUNDAn Open-Ended Growth Fund

The objective of the scheme….is to invest in equity and equity related instruments of companies that would be wealth builders in the long term.

Minimum ApplicationRs. 1000/- and additional amount of Rs.500/- & multiples of Re.1/- thereafter.


WEALTH PLUS FundWEALTH PLUS Fund

Initial cheque of Rs.1000/- and 5 post dated Initial cheque of Rs.2000/- and 3 post dated chequescheques for minimum of Rs.1000/- each of minimum of Rs.2000/- each

Load StructureEntry Load NIL; Exit Load: 1%- If redeemed on or before 12 months, NIL- If redeemed after 12 months.

SIP/STPEntry Load: NIL; Exit Load: 1%- If redeemed on or before 1 year

from the date of allotment.

Performance (%) of the Fund (Growth Option)Duration Variable Pricing Fixed Pricing CNX 500

Option Option1 year 37.14 36.05 27.413 years* 10.12 9.31 6.83Since inception* 16.49 15.68 16.02

* Annualised Returns

Investment Option (Fixed Pricing Option / Variable Pricing Option)Dividend Option incl. Dividend RI Option Growth Option

Name Designation Experience (Yrs)Naresh Kumar Garg Chief Executive Officer 18 (4-5 yrs. in Sahara Wealth Plus Fund)A N Sridhar Fund Manager 18 (3 yrs. in Sahara Wealth Plus Fund)

sms WEALTH to 59090


Industry Security Name % of Total Industrywise Total %

EQUITY SHARES

Pharmaceuticals Cadila Healthcare Ltd 3.20 24.45

Biocon Ltd 2.99

IPCA Laboratories Ltd 2.98

Natco Pharma Ltd 2.85

Divis Laboratories Ltd 2.60

Zydus Wellness Ltd 2.54

Aurobindo Pharma Ltd 2.51

Jubilant Organosys Ltd 2.50

Glenmark Pharmaceuticals Ltd. 2.29

Consumer Non Durables Agro Tech Food Ltd 4.03 17.71

ITC Limited 3.64

Colgate-Palmolive (India) Ltd 3.41

Jyothy Laboratories Ltd 3.10

Asian Paints Ltd 3.05

Advanta India Limited 0.48

Auto Bajaj Auto Ltd 4.57 11.19

Maruti Suzuki India Ltd 3.56

Mahindra & Mahindra Ltd 3.07

Industrial Products Sintex Industries Limited 3.30 7.22

FAG Bearings India Ltd 2.16

Bharat Forge Ltd 1.77

Chemicals Pidilite Industries Ltd 3.53 5.73

Bayer Cropscience Ltd 2.20

Finance Bajaj Finserv Ltd 2.59 4.26

LIC Housing Finance Ltd 1.68

Banks Union Bank of India 2.38 4.02

State Bank of India 1.64

Industrial Capital Goods Bgr Energy Systems Limited 2.24 3.62

Crompton Greaves Ltd 1.37

Pestisides United Phosphorus Ltd 3.40 3.40

Auto Ancillaries Motherson Sumi Systems Ltd 2.82 2.82

Fertilisers Zuari Industries Ltd 2.54 2.54

Software Zylog Systems Ltd 2.45 2.45

Textile Products Kewal Kiran Clothing Ltd 2.26 2.26

Media & Entertainment Sun TV Limited 2.23 2.23

Petroleum Products Indian Oil Corporation Limited 1.52 1.52

Equity Total 95.42 95.42

Current & Other Assets 4.58 4.58

Grand Total 100.00 100.00

Portfolio RoE: 28.65%Return on Equity: The Equity selected is based on Return on Equity. A higher RoE may mean higher creation of Wealth.


Statistical Measures (For trailing 3 years period)Variable Pricing Fixed Pricing

Standard Deviation 28.53% 28.51%Beta 0.6994 0.6991R Squared 0.9387 0.9389Sharpe Ratio1 0.1646 0.1360Portfolio Turnover Ratio 223.31


NAV as on June 30, 2010Fixed Pricing - (Div) - Rs. 20.1657 Variable Pricing - (Div) - Rs. 20.8540

Fixed Pricing - (Gr) - Rs. 20.1657 Variable Pricing - (Gr) - Rs. 20.8541



SaharaAn Open-Ended Growth Fund

POWER & NATURAL RESOURCES FUND POWER & NATURAL RESOURCES FundPOWER & NATURAL RESOURCES Fund

Portfolio as on 30.06.10The objective of the scheme….to generate long term capital appreciation through investment in equities and equity related securities of companies engaged in the business of generation, transmission, distribution of Power or in those companies that are engaged directly or indirectly in any activity associated in the power sector or principally engaged in discovery, development, production, processing or distribution of natural resources.

SaharaAn Open-Ended Sectoral Growth Fund

BANKING AND FINANCIAL SERVICES FUND

The objective of the scheme….The investment objective would be to provide long term capital appreciation through investment in equities and equities related securities of companies whose business comprise of Banking / Financial services, either whole or in part.

SYSTEMATIC INVESTMENT PLAN (SIP) – AUTO DEBIT / ECS FACILITY AVAILABLEMonthly SIP Quarterly SIP

Initial cheque of Rs.1000/- and 5 post dated Initial cheque of Rs.2000/- and 3 post dated cheques for minimum of Rs.1000/- each cheques of minimum of Rs.2000/- each


EQUITY SHARESPower Torrent Power Ltd 3.22 15.68

Reliance Power 3.18Jyoti Structures Ltd 2.98Tata Power Company Ltd 2.11 National Thermal Power Corp Ltd 2.10KEC International Limited 2.09

Industrial Capital Goods Thermax Ltd 3.69 14.41 Bharat Heavy Electricals Ltd 3.58

Crompton Greaves Ltd 2.72Mcnally Bharat Engineering Co. Ltd 2.29BGR Energy Systems Limited 2.13

Petroleum Products Reliance Industries Ltd 4.40 14.08 Hindustan Petroleum Corp Ltd 3.79

Indian Oil Corporation Limited 3.39Castrol India Ltd 2.50

Fertilisers Deepak Fertilizers & Petro Corp.Ltd 2.93 7.92Coromandel International Ltd 2.80Zuari Industries Ltd 2.19

Industrial Products Uflex Ltd 2.85 7.63Diamond Power Infrastructure Ltd 2.69Tinplate Company of India Ltd. 2.09

Gas Indraprastha Gas Ltd 2.92 5.68Gas Authority of India Ltd 1.51Petronet LNG Limited 1.25

Construction Projects Voltas Ltd 2.89 5.52 Hindustan Dorr-Oliver Ltd. 2.63 Ferrous Metals Tata Iron & Steel Company Ltd 2.82 4.82

Godawari Power & Ispat Ltd 2.00Finance Rural Electrification Corporation Ltd 3.44 3.44Oil Oil & Natural Gas Corp Ltd 3.31 3.31Trading Adani Enterprises Ltd 3.05 3.05Pesticides Sabero Organics Gujarat Ltd 2.66 2.66Construction ION Exchange (India) Ltd 2.59 2.59Mining & Minerals Nava Bharat Ventures Ltd. 2.54 2.54Auto Ancillaries Apollo Tyres Ltd 1.99 1.99Cements Jai Prakash Associates Ltd. 1.87 1.87Equity Total 97.19 97.19Current and Other Assets 2.81 2.81Grand Total 100.00 100.00

NAV as on June 30, 2010Growth Option Dividend OptionRs. 27.0063 Rs.17.0862

sms POWER to 59090

sms BANKING to 59090

Minimum applicationDividend including Dividend Re-investment; Growth option

Minimum Amount (Rs.) Rs.5000/- and in multiples of Re.1/- thereafter.






Load StructureEntry Load: NIL; Exit Load: 1%- If redeemed on or before 12 months, NIL- If redeemed

after 12 months.SIP/STPEntry Load: NIL; Exit Load: 1%- If redeemed on or before 1 year from the date of

allotment.

Performance (%) of the Scheme (Growth Option)Duration Scheme NIFTY1 year 24.68 23.80Since inception 14.73 11.68* Annualised

Name Designation Experience (Years)Naresh Kumar Garg Chief Executive Officer 18 (2 years in Sahara Power & NR Fund)A N Sridhar Fund Manager 18 (2 years in Sahara Power & NR Fund)

Load Structure SIP/STPEntry Load: NIL ; Entry Load: NIL ;Exit Load: 1%- If redeemed on or before Exit Load: 1%- If redeemed on or before12 months, NIL- If redeemed after 12 months. 1 year from the date of allotment.

Date of Inception: 17/06/2008; Total Expenses Ratio (%) : 2.50; AUM (Rs.): 619.04 lakhs; Holding in TOP 10 scrips : 35.05%; Portfolio Turnover Ratio: 224.92

Performance (%) of the Scheme (Growth Option)

Dividend

Date of Inception: 16/09/2008; Total Expenses Ratio (%) : 2.50; AUM (Rs.): 1163.97 lakhs; Portfolio Turnover Ratio: 239.49

NAV as on June 30, 2010Growth Option: Rs. 13.1877 Dividend Option : Rs. 13.1880

Duration Scheme CNX Bank Nifty1 Year 42.86 28.97Since inception 74.55 30.19Annualised Returns


EQUITY SHARESBanks ICICI Bank Ltd 14.73 86.09

State Bank of India 11.87 HDFC Bank Ltd 11.38

Axis Bank Limited 7.04 Union Bank of India 5.34

Indian Bank 5.24The Federal Bank Limited 5.18Karnataka Bank Ltd 4.27

UCO Bank 2.99 Syndicate Bank Ltd 2.76Lakshmi Vilas Bank Ltd 2.74IDBI Ltd 2.66IndusInd Bank LImited 2.65Bank of Maharashtra 2.56Vijaya Bank 2.50

City Union Bank Limited 2.18 Finance Bajaj Finserv Ltd 3.38 8.97 Bajaj Holdings & Investment.Ltd 2.89

Mahindra & Mahindra Financial Services Ltd 2.70 Equity Total 95.07 95.07Current and Other Assets 4.93 4.93Grand Total 100.00 100.00

Record Date Rate Cum Dividend NAV (Rs.)31.07.09 Rs 4 Per Unit 19.705819.01.10 Rs 4 Per Unit 19.4864

Dividend declared on the face value of Rs.10/- per unit. Past performance may or may not be sustained in future.

Name Designation Experience (Yrs)Naresh Kumar Garg Chief Executive Officer 18 (1.5 Years in Sahara Banking & FS Fund)A N Sridhar Fund Manager 18 (1.5 Years in Sahara Banking & FS Fund)



The objective of the scheme….Is to provide long term capital appreciation by investing predominantly in equity / equity related instruments of select companies based on value parameters.

SaharaSUPER 20 FUNDAn Open-Ended Growth Fund

Load Structure Entry Load: NIL ; Exit Load: 1%- If redeemed on or before 12 months, NIL- If redeemed after 12 months.

SIP / STP: Entry Load: NIL ; Exit Load: 1%- If redeemed on or before 1 year from the date of allotment.

The objective of the scheme….is to provide long term capital appreciation by investing in predominantly equity and equity related securities of around 20 companies selected out of the top 100 largest market capitalization companies, at the point of investment.

NAV as on June 30, 2010Growth Option: Rs. 11.2800 Dividend Option: Rs. 11.2793

SaharaSTAR VALUE FUNDAn Open-Ended Growth Fund



Name Designation Total Experience (Years)Naresh Kumar Garg Chief Executive Officer 18 yearsA N Sridhar Fund Manager 18 years

Performance (%) of the Scheme (Growth Option)Sahara Star Value Fund Scheme Returns BSE 200Since Inception 19.68 9.92

Performance (%) of the Scheme (Growth Option)Sahara Super 20 Fund Scheme Returns CNX NiftySince Inception 12.80 15.36

Date of Inception: 14/09/2009 ; Total Expenses Ratio (%) : 1.54; AUM (Rs.): 191.80 lakhs; Holding in TOP 10 scrips : 38.55%

Load Structure: Entry Load: NIL ; Exit Load: 1%- If redeemed on or before 12 months, NIL- If redeemed after 12 months.

SIP / STP: Entry Load: NIL ; Exit Load: 1%- If redeemed on or before 1 year from the date of allotment.





sms MUTUAL to 59090

NAV as on June 30, 2010Growth Option: Rs.11.9677 Dividend Option: Rs.11.9616


EQUITY SHARESPharmaceuticals Natco Pharma Ltd 3.77 16.72

Ankur Drugs & Pharma Ltd 3.61Glenmark Pharmaceuticals Ltd. 3.52Jubilant Organosys Ltd 3.29

Unichem Laboratories Ltd. 2.53 Industrial Products Diamond Power Infrastructure Ltd 4.01 13.04

Time Technoplast Ltd 3.65 Uflex Ltd 2.71

Greaves Cotton Ltd 2.67Consumer Non Durables Tata Tea Ltd 3.80 12.63

Camlin Ltd 3.67Bata India Ltd., 2.84Piramal Glass Ltd 2.31

Pesticides Sabero Organics Gujarat Ltd 3.86 11.04 United Phosphorus Ltd 3.84

Excel Crop Care Ltd 3.34Cements Ramco Industries Limited 2.89 5.54

Visaka Industries Ltd 2.65Construction Gujarat Apollo Industries Ltd 2.88 5.51

ION Exchange (India) Ltd 2.63 Banks Karnataka Bank Ltd 4.63 4.63Minerals/Mining Nava Bharath Ventures Ltd 3.71 3.71Power Torrent Power Ltd 3.47 3.47Paper West Coast Paper Mills Ltd 3.40 3.40Construction Projects Hindustan Dorr-Oliver Ltd. 3.27 3.27Chemicals Gujarat Alkalies and Chemicals Ltd 2.94 2.94Software Tulip IT Services Ltd 2.73 2.73Auto TVS Motor Company Limited 2.43 2.43Consumer Durables Whirlpool of India Ltd 2.07 2.07Oil Asian Oilfield Services Ltd 1.84 1.84Equity Total 94.96 94.96Current and Other Assets 5.04 5.04Grand Total 100.00 100.00

Portfolio as on 30.06.10Industry Security Name % of Total Industrywise

Total %EQUITY SHARES

Auto Bajaj Auto Ltd 6.44 16.43Mahindra & Mahindra Ltd 5.85Tata Motors Limited 4.15

Industrial Capital Goods Bharat Heavy Electricals Ltd 7.64 13.25Crompton Greaves Ltd 5.61

Banks State Bank of India 5.96 9.98ICICI Bank Ltd 4.02

Pharmaceuticals Cipla Ltd 4.56 8.63Lupin Laboratories Ltd 4.08

Construction Projects Larsen and Toubro Limited 7.49 7.49Gas Gas Authority of India Ltd 7.26 7.26Petroleum Products Reliance Industries Ltd 7.05 7.05Consumer Non- Durables ITC Limited 6.41 6.41Power Torrent Power Ltd 3.44 6.40

Reliance Infrastructrue Ltd 2.95Finance Rural Electrification Corporation Ltd 5.52 5.52Oil Oil & Natural Gas Corp Ltd 5.47 5.47Equity Total 93.89 93.89Current and Other Assets 6.11 6.11

Grand Total 100.00 100.00Date of Inception: 31/07/2009; Total Expenses Ratio (%) : 1.85; AUM (Rs.): 193.12 lakhs; Holding in TOP 10 scrips : 65.23%

Name Designation Total Experience (Yrs)Naresh Kumar Garg Chief Executive Officer 18 YearsA N Sridhar Fund Manager 18 Years




sms MIDCAP to 59090

Sahara MIDCAP FUNDAn Open-Ended Growth Fund

The objective of the scheme….is to achieve long-term capital growth at medium level of risks by investing primarily in mid-cap stocks.


6 post dated cheques for minimum of Rs.1000/- each 4 post dated cheques of minimum for Rs.2000/- each

Dividend declared on the face value of Rs.10/-; Past performance may or may not be sustained in future

Dividend Record Date Rate Cum Div NAV (Rs.)

28.05.2010 Rs. 4.00 per unit 18.9376

28.09.2007 Rs. 5.00 per unit 20.9183

20.09.2005 Rs. 1.50 paise per unit 14.2829

Performance (%) of the Scheme (Growth Option)Sahara Midcap Fund Scheme Returns CNX Midcap1 year 43.08 49.823 years 12.36 10.815 years 22.17 21.59Since Inception 22.24 22.14Annualised Returns

MIDCAP FundMIDCAP Fund

Name Designation Experience (Yrs)Naresh Kumar Garg Chief Executive Officer 18 (5 yrs in Sahara Midcap Fund)A N Sridhar Fund Manager 18 (3 years in Sahara Midcap Fund)

Minimum Application: Rs. 1000/- & additional amount of 500/- & multiples of Re. 1/-.


TARGETED CAPITAL SEGMENT WIISE BREAKUP (As on 30th June 2010)

MIDCAP : 97.34% LARGE CAP : 2.66%

Load Structure Entry Load: NIL ; Exit Load: 1%- If redeemed on or before 12 months, NIL- If redeemed after 12 months.SIP/STP Entry Load: NIL ; Exit Load: 1%- If redeemed on or before 1 year from the date of allotment.



Statistical Measures (For trailing 3 yrs period)Standard Deviation 42.01%

Beta 0.9598

R Squared 0.9545

Sharpe Ratio1 0.1648

Portfolio Turnover Ratio 312.9


NAV as on June 30, 2010Growth Option: Rs. 29.8379 Dividend Option: Rs. 15.9675Growth Auto Payout : Rs. 29.8379 Bonus Option: Rs. 29.8379


EQUITY SHARESPharmaceuticals Aurobindo Pharma Ltd 3.14 14.29

Natco Pharma Ltd 2.87Glenmark Pharmaceuticals Ltd. 2.45Divis Laboratories Ltd 2.33Indoco Remedies Ltd 1.90Zydus Wellness Ltd 1.61

Industrial Products Sintex Industries Limited 2.78 11.47Greaves Cotton Ltd 2.50Jain Irrigation Systems Ltd 2.40Tinplate Company of India Ltd. 1.96Esab India Ltd 1.82

Consumer Non Durables Tata Tea Ltd 2.41 10.58Jyothy Laboratories Ltd 2.28Godrej Consumer Products Limited 2.08 Asian Paints Ltd 1.98Piramal Glass Ltd 1.84

Industrial Capital Goods Crompton Greaves Ltd 2.51 10.53Thermax Ltd 2.15Sterlite Technologies Ltd 2.01McNally Bharat Engineering Co. Ltd 1.96 Gujarat Apollo Industries Ltd 1.90

Banks Indian Bank 2.34 10.18The Federal Bank Limited 2.32IDBI LTD 2.05

Union Bank of India 2.01 City Union Bank Limited 1.45 Pesticides United Phosphorus Ltd 2.70 5.97

Sabero Organics Gujarat Ltd 2.13 Insecticides (India) Limited 1.15 Media & Entertainment DQ Entertainment (International) Ltd 2.41 4.48

Sun TV Limited 2.07Construction Projects Voltas Ltd 2.74 4.30 Hindustan Dorr-Oliver Ltd. 1.56 Finance Rural Electrification Corporation Ltd 2.36 4.08 Dewan Housing Finance Corp. Ltd 1.71 Power Torrent Power Ltd 2.01 4.01

Gujarat Industries Power Ltd. 2.00Auto Bajaj Auto Ltd 2.68 2.68Chemicals Gujarat Alkalies and Chemicals Ltd 2.54 2.54Retailing Pantaloon Retail (India) Ltd 2.50 2.50Transportation Cox & Kings (Inida) Ltd 2.40 2.40Textile Products Raymond Ltd 2.01 2.01Paper Ballarpur Industries Ltd. 1.96 1.96Construction Kajaria Ceramics Limited 1.88 1.88Consumer Durables Whirlpool of India Ltd 1.74 1.74Equity Total 97.59 97.59Current and Other Assets 2.41 2.41Grand Total 100.00 100.00



SaharaThe objective of the scheme….

is to generate reasonable returns by investing in sovereign instruments issued by Central / State governments.

GILT FUND An Open-Ended Gilt FundGILT FundGILT Fund

Monthly SIP Quarterly SIP5 postdated cheques for minimum 4 postdated cheques for minimumof Rs.1000/- each. of Rs.1250/- each.

Minimum Application Load Structure SIPRs.5000/- & additional amt. of 1000/- & Entry Load: NilMultiples of Re. 1/- thereafter. Exit Load: Nil

Load Structure Entry Load: NilExit Load: Nil



26.03.2007 Rs. 1.00 per unit 11.4405

Dividend declared on the face value of Rs.10/-.Past performance may or may not be sustained in future.The performance of the dividend plan for the investor would be net of the dividend distribution tax, as applicable.

SaharaThe objective of the scheme….is to generate income by investing in a portfolio of corporate and sovereign debt instruments and at the same time provide continuous liquidity along with reasonable safety.

INCOME FUND An Open-Ended Income Fund

Monthly SIP Quarterly SIP6 post dated cheques for minimum of 4 post dated cheques for a minimum of Rs. 500/- each Rs. 750/- eachMinimum ApplicationRs. 3000/- and additional amt. of Rs.1000/- & multiples of Re.1/- thereafter.

Load Structure: Entry Load: / Exit Load: NilInvestment Option / NAV: Growth Option : Rs.17.8249; Dividend Option : Rs.14.6797

INCOME FundINCOME Fund

SaharaCLASSIC FUND An Open-Ended Income Fund

The objective of the scheme….is to generate returns by investing in debt instruments including money market instruments and also to invest in equity and equity related instruments to seek capital appreciation.

Minimum ApplicationDividend Option: Rs.5000/- and additional investments in multiples of Rs.1000/-.Growth Option: Rs.1000/- and additional investments in multiples of Rs.1000/-.

Monthly SIP Quarterly SIP6 post dated cheques for 4 post dated cheques for a minimum of Rs.1000/- each minimum of Rs.2000/- each

Load Structure Entry Load: Nil; Exit Load: Nil


Name Designation Experience (Yrs / Months)Naresh Kumar Garg Chief Executive Officer 18 (6 yrs in Sahara Gilt Fund)Devesh Thacker Fund Manager 9 (1 year in Sahara Gilt Fund)

Name Designation Experience (Yrs / Months)Naresh Kumar Garg Chief Executive Officer 18 (2 yrs in Sahara Classic Fund)Devesh Thacker Fund Manager 9 (1 yr in Sahara Classic Fund)A N Sridhar Fund Manager 17 (2 yrs in Sahara Classic Fund)

Name Designation Experience (Yrs / Months)Naresh Kumar Garg Chief Executive Officer 18 (6 yrs in Sahara Income Fund)Devesh Thacker Fund Manager 9 (1 yr in Sahara Income Fund)

sms INCOME to 59090sms GILT to 59090

Performance (%) of the Scheme (Growth Option)SAHARA GILT FUND Returns I-Sec Comp Gilt Index1 year 2.868 4.4913 years 9.136 8.8435 years 7.562 7.292Since Inception 6.181 ***

Average Maturity Tenor : 1 day; Total Expenses Ratio (%): 0.32;AUM: Rs. 9.62 lakhs



sms CLASSIC to 59090

Portfolio Rating % of PortfolioNet Current Assets/Reverse Repo – 100.00% Total 100.00%

Portfolio Rating % of PortfolioCertificate of Deposits / Commercial Papers 85.91%Vijaya Bank CD PR1+ 11.75%Punjab National Bank CD PR1+ 11.71% Punjab & Sind Bank CD A1+ 11.71% Allahabad Bank CD P1+ 11.71% Karur Vyasa Bank CD A1+ 11.70% Yes Bank CD A1+ 11.70% Canara Bank CD P1+ 7.83%UCO Bank CD P1+ 7.80%Net Current Assets/Reverse Repo 14.09% 14.09%TOTAL 100.00%

Investment Option NAV as on June 30, 2010Growth Option Rs.16.5092Dividend Option Rs.13.7777

Investment Option NAV as on June 30, 2010Growth Option Growth: Rs. 12.8817Dividend Option Dividend: Rs. 12.8812

Performance (%) of the Scheme (Growth Option)Sahara Classic Fund Scheme MIP Blended Fund Index1 year 5.588 7.661Since Inception 11.953 8.595

Portfolio Rating % of PortfolioCertificate of Deposits / Commercial Papers 99.54%Union Bank Of India CD P1+ 14.82% Vijaya Bank CD PR1+ 14.75% Canara Bank CD P1+ 14.70% Punjab National Bank CD PR1+ 14.70% Indian Oil Corporation CP P1+ 14.33% IDBI Bank CD P1+ 9.55%Allahabad Bank CD P1+ 6.37%UCO Bank CD P1+ 4.46%Corporation Bank CD P1+ 0.96%ONGC Videsh Ltd. CP A1+ 0.96%State Bank Of Patiala CD P1+ 0.70%Oriental Bank Of Commerce CD P1+ 0.64%UCO Bank CD P1+ 0.64%Karur Vyasa Bank CD A1+ 0.64%Tata Motors Ltd. CP A1+ 0.63%Reliance Capital Ltd. CP A1+ 0.32%Allahabad Bank CD P1+ 0.25%IDBI Bank CD P1+ 0.13%Bonds 0.32%Power Finance Corporation AAA 0.32% Net Current Assets/Reverse Repo 0.14% 0.14%TOTAL 100.00%

Performance (%) of the Scheme (Growth Option)Sahara Income Fund Returns CRISIL Composite Bond Fund Index1 Yr 5.395 4.6923 Years 10.099 6.9485 Years 8.436 5.633Inception 7.16 ***


26.03.2007 Rs. 1.00 per unit 11.7697Dividend declared on the face value of Rs.10/-. Past performance may or may not be sustained in future.The performance of the dividend plan for the investor would be net of the dividend distribution tax, as applicable.

Average Maturity Tenor : 65 days; Total Expenses Ratio (%): 0.35; AUM: Rs.25.29 lakhs

Average Maturity Tenor : 73 Days; Total Expenses Ratio (%): 0.35; AUM: Rs.15507.69 lakhs

*** Base date of index 31.03.2002.

*** Base date of index 31.03.2002.

Date of Inception : 01/02/2008




Sahara LIQUID FUNDAn Open-Ended Liquid Fund

The objective of the scheme….is to create a portfolio of debt and money market instruments with a view to provide high liquidity and reasonable returns.

The face value of the units have been changed from Rs.10/- per unit to Rs.1000/- per unit by consolidation of units w.e.f. 27th October, 2005.

Also, the Variable Pricing Option has been introduced under the scheme w.e.f. 27th October, 2005.

Asset Allocation (%)

Load StructureEntry Load : Nil Exit Load : Nil

Monthly SIP Quarterly SIP5 postdated cheques for minimum of 4 postdated cheques for minimum ofRs. 2000/- each. Rs. 2500/- each.Minimum Application Load Structure SIPRs.10000/- & additional amt. of 5000/- & Entry Load : Nil for SIP/STP investments Multiples of Re. 1/-. Exit Load : Nil


Dividend History [per unit (in Rupees)] for last3 months (for Monthly Dividend Option )*

Fixed Pricing OptionDate Dividend (Rs.) Investor26.06.10 4.2588 Non Corporate29.05.10 4.7083 Non Corporate24.04.10 3.8232 Non Corporate

Variable Pricing OptionDate Dividend (Rs.) Investor26.06.10 4.2566 Corporate / Non Corporate29.05.10 4.7187 Corporate / Non Corporate24.04.10 3.8255 Corporate / Non Corporate

Name Designation Experience (Yrs / Months)Naresh Kumar Garg Chief Executive Officer 18 (6 yrs in Sahara Liquid Fund)Devesh Thacker Fund Manager 9 (1 yr in Sahara Liquid Fund)

sms LIQUID to 59090


* Dividend declared on the face value of Rs.1000/-. Past performance may or may not be sustained in future. The performance of the dividend plan for the investor would be net of the dividend distribution tax, as applicable.

^ Value Research Rating (For Sahara Growth Fund, Sahara Infrastructure Fund, Sahara Midcap Fund, Sahara Liquid Fund, Sahara Tax Gain Fund, Sahara Wealth Plus Fund and Sahara Income Fund): For the schemes Value Research Fund Ratings are a composite measure of historical risk-adjusted returns. In the case of debt funds this rating is based on the weighted average weekly returns for the last 18 months. These ratings do not take into consideration any entry or exit load. The Value Research Ratings are published in Monthly Mutual Fund Performance Report and Mutual Fund Insight. These fund ratings are as on June 30, 2010. The ratings are subject to change every month. The rating is based on primary data provided by funds, Value Research does not guarantee accuracy. It is purely quantitative and there is no subjective component to the Fund Rating. The assessment does not reflect Value Research’s opinion of the future potential of any fund. It only gives a quick summary of how a fund has performed historically relative to its peers. Source: (www.valueresearchonline.com). CRISIL Rating indicates that the fund portfolio holdings provide very strong protection against losses from credit defaults. Disclaimer clause: The rating of CRISIL is not an opinion of the Asset Management Company’s willingness or ability to make timely payments to the Investors. The rating is also not an opinion on the stability of the NAV of the fund, which could vary with market developments.

LIQUID FundLIQUID Fund

Performance (%) of the Scheme (Growth Option) as on 30.06.2010Scheme / 15 1 3 6 1 3 5 SinceIndex Name Days Month Months Months Year Years Years INCEPTION

Variable Pricing Growth 5.523 5.427 5.053 4.669 4.969 7.36 NA 7.200 Option

FixedPricing Growth 5.525 5.427 5.052 4.636 4.926 7.212 6.920 6.450 Option

CrisilLiquid Fund 5.185 4.881 3.976 3.872 3.287 6.126 6.199 ***Index

***Base date of index - 31/03/2002 Returns - Annualised for 1 year and aboveInception Date.- 19-02-2002

Investment Option NAV as on June 30, 2010Fixed Pricing - Daily Dividend Option Rs. 1024.9045

Fixed Pricing - Weekly Dividend Option Rs. 1026.4232

Fixed Pricing - Monthly Dividend Option Rs. 1025.2942

Fixed Pricing - Growth Option Rs. 1686.7475

Variable Pricing - Daily Dividend Option Rs. 1024.9262

Variable Pricing - Weekly Dividend Option Rs. 1025.5369

Variable Pricing - Monthly Dividend Option Rs. 1025.6134

Variable Pricing - Growth Option Rs. 1700.0000

Portfolio Rating % of Portfolio

Certificate of Deposits / Commercial Papers 96.83%UCO Bank CD P1+ 8.14%Allahabad Bank CD P1+ 7.58%Canara Bank CD P1+ 5.47%Punjab National Bank CD PR1+ 5.45%Bank Of Maharashtra CD P1+ 5.06%Dena Bank CD P1+ 5.04%Central Bank Of India CD PR1+ 5.04%Reliance Capital Ltd. CP A1+ 4.96%Oriental Bank Of Commerce CD P1+ 4.86%State Bank Of Patiala CD P1+ 4.85%Corporation Bank CD P1+ 4.75%Ongc Videsh Ltd. CP P1+/A1+ 4.75% Punjab & Sind Bank CD A1+ 4.70%SIDBI CP PR1+ 4.69%IDBI Home Finance Ltd. CP A1+ 4.69%Yes Bank CD A1+ 4.64%Tata Motors Ltd. CP A1+ 4.53%Karur Vyasa Bank CD A1+ 4.44%IDBI Bank CD P1+ 1.98%Indian Oil Corporation CP P1+ 0.51%Vijaya Bank CD PR1+ 0.37%Union Bank CD P1+ 0.34%Floating Rate NCD’S 1.23%Mahindra & Mahindra Financial Services Ltd. P1+ 1.23%Bonds 1.53%Power Finance Corp Ltd AAA 1.53%Net Current Assets/Reverse Repo 0.40% 0.40%Total 100.00%

Average Maturity of Portfolio: 77 Days; Total Expenses Ratio (%): 0.52; AUM: Rs. 48860.11 lakhs


SaharaSHORT TERM BOND FUNDAn Open Ended Income Fund

CEO: Mr. Naresh Kumar Garg FM: Mr Devesh Thacker

Date of Inception: 13.04.2009

The objective of the scheme…is to generate optimal returns consistent with moderate levels of risk and liquidity by investing in debt securities and money market securities.

Load Structure Entry / Exit Load: Nil

Monthly SIP Quarterly SIP5 post dated cheques for a minimum of 4 post dated cheques for a minimum ofRs.2000/- each. Rs.2500/- each.


Average Maturity of Portfolio: 76 Days ; Total Expenses Ratio (%): 0.34 ; AUM: Rs. 1653.15 lakhs

sms MUTUAL to 59090

SHORT TERM BOND FundSHORT TERM BOND Fund

Asset Allocation (%)

Risk Factors: Mutual Funds and securities investments are subject to market risks and the NAV of the scheme may go up or down depending upon the factors affecting the securities market. There can be no assurance or guarantee that the Scheme objectives will be achieved. Thepast performance of the previous scheme, sponsor or its group affiliates is not indicative of and does not guarantee future performance of the scheme. The sponsor is not responsible or liable for any loss or shortfall resulting from the operations of the scheme beyond the initial contribution of Rs.1 lakh made by it towards setting up of the Mutual Fund. Sahara Gilt Fund, Sahara Income Fund, Sahara Liquid Fund, Sahara Growth Fund, Sahara Tax Gain, Sahara Midcap Fund, Sahara Wealth Plus Fund, Sahara Infrastructure Fund, Sahara Classic Fund, Sahara Power & Natural Resources Fund, Sahara Banking & Financial Services Fund, Sahara Short Term Bond Fund, Sahara Super 20 Fund and Sahara Star Value Fund are only the names of the scheme and do not in any manner indicate either the quality of the scheme, its future prospects or the returns. Please read the Scheme Information Documentcarefully before investing. Statutory Details: Sahara Mutual Fund has been set up as a trust under the Indian Trust Act 1882 (liability restricted to the corpus of Rs.1 lakh) with Sahara India Financial Corporation Limited as Sponsor and Board of Trustees as Trust and Sahara Asset Management Company Private Limited as the Investment Manager to Sahara Mutual Fund.The total expenses ratio of the schemes is as per the audited accounts for the financial year 2009-10. The ratios are subject to change within the overall SEBI stipulated limits. Prospective Investors / unit holders are requested to note that SAHARA AMC / SAHARA MUTUAL FUND is not guaranteeing or promoting or forecasting any returns. In view of the individual nature of investment capacity / risk taking ability, each investor is advised to consult a professional tax advisor / financial consultant / AMFI / NISM Certified distributor before investing.

Minimum Application Investment Option / NAV as on June 30, 2010Rs.5000/- and in multiples of Dividend Reinvestment Option: Rs. 10.1565Re.1/- thereafter. Growth Option : Rs. 10.7330

Portfolio Rating % of Portfolio

Certificate of Deposits / Commercial Papers 84.87%

Allahabad Bank CD P1+ 12.06%

Yes Bank CD A1+ 11.57%

Karur Vyasa Bank CD A1+ 11.45%

IDBI Home Finance Ltd. CP A1+ 10.43%

UCO Bank CD P1+ 10.33%

Punjab & Sind Bank CD A1+ 10.27%

SIDBI CP PR1+ 10.14%

Tata Motors Ltd CP A1+ 8.63%

Bonds 12.10%

Power Finance Corporation AAA 12.10%

Net Current Assets/Reverse Repo 3.04% 3.04%

Total 100.00%

Performance (%) of the Scheme (Growth Option) as on 30.06.2010Sahara Short Term Bond Fund Scheme CRISIL LIQUIFEX1 Year 5.490 3.287Since Inception (13.04.09) 6.039 5.663

Date Gross Dividend (Rs) Investor30.04.2010 0.500 Corporate / Non Corporate28.05.2010 0.035 Corporate / Non Corporate25.06.2010 0.037 Corporate / Non Corporate

(on face value of Rs 10 per unit)

Dividend History [(per unit (in Rupees)] for last 3 months under Dividend Re investment Option (Monthly Frequency)

Past performance may or may not be sustained in future. Dividend declared would be subject to dividend distribution tax as applicable.

saharasaharamutual.com/downloads_files/facsheets/factsheet july 2010.pdfauto mahindra & mahindra ltd...

Documents