Are you planning a summer vaca-

tion? Or need some extra funds

for the rising cost of school sup-

plies? Maybe your vehicle is in

need of some new tires or basic

maintenance.

Junction Bell has money to lend!

We are here to help you finance

a new (or new to you) vehicle or

even help you save money and

refinance away from your cur-

rent lender and bring your auto

loan to Junction Bell. We are

more than willing to look at

matching your current rate and

terms just to bring your loan to

us!

We also offer great rates on rec-

reational toys like 4-wheelers,

wave runners, or side by sides.

Junction Bell has great rates for

your recreational vehicles from

5th wheels to pop up campers or

motorhomes. Contact your loan

officer TODAY for more details

and information!

It may only be July, but it’s

never too soon to start sav-

ing for Christmas shopping!

Junction Bell offers Christmas

Club savings accounts to help

you prepare for the holiday

season. Christmas Club ac-

counts can be opened with

as little as $25, pay dividends

on a monthly basis with a

slightly higher rate/yield as

our regular savings. On No-

vember 1st of each year

those funds are automatical-

ly transferred into your share

savings to send you on your

way to BLACK FRIDAY!

Before deciding to borrow cash from a Payday Lender, considering visiting this website: www.paydayloaninfo.org for all the facts and information you need to know about payday lending. Payday lending is a debt trap that is much more difficult to get out of than it is to get into. It may seem like the easy fix to a financial hardship however it could cause more damage in the long run than what it is worth. Consider Junction Bell as an option when you find yourself in a financial bind. Contact your loan officer today for more details and information.

Money Doesn’t Grow On Trees &

We Are Here For ALL Your Financial Needs

Join the Club ...

Christmas Club

that is

2 0 1 4 D A T E S T O

R E M E M B E R &

O F F I C E

C L O S U R E S

Junction Bell

Financial Insider J U L Y 2 0 1 4 S E M I - A N N U A L N E W S L E T T E R

D A T E S T O

R E M E M B E R

Flicker Pool Party

(ages 12 & under ) -

Sunday, July 20,

2014

Member Apprecia-

tion BBQ - Friday,

August 22, 2014

Flicker Christmas

Party - Thursday,

December 11, 2014

O F F I C E

C L O S U R E S

Monday, September

1, 2014—Labor Day

Monday, October 13,

2014—Columbus Day

Thursday, November

27, 2014 & Friday,

November 28, 2014—

Thanksgiving

Thursday, December

25, 2014—Christmas

Thursday, January 1,

2015—New Year’s

Think Twice Before

Walking Into A Payday Lender

Holiday Early Office Closures

Please keep in mind of our early office closures for the holi-

days! We will be open from 7:30am until 12:00pm DRIVE

UP ONLY for both Christmas Eve and New Year’s Eve.

P A G E 2

Did you know that

Junction Bell Federal

Credit Union offers

VISA credit cards with

a fixed rate of 9.9%*,

regardless of credit

score.

*subject to credit approval

Practice Makes

Perfect

This Years Biggest Prize, Only Smaller

Save a Tree...Enroll in E-Statements

Make your carbon footprint

smaller by enrolling in elec-

tronic statements. Not only

will you be saving some

trees but you are also enter-

ing yourself into our end of

the year drawing for an iPad

Mini.

Contest ends December 31,

2014. Winner will be an-

nounced in January.

Access electronic statement

enrollment from your online

banking account.

Once you are logged into

your online account, click on

the Self Service tab at the

top, under Additional Ser-

vices click on eStatements,

in the upper right corner

click on Maintain eState-

ments, then check the box

for Electronic and click Ok.

It’s that easy!

Not signed up for online

banking, no worries, be-

cause that is simple too!

Visit our homepage at

www.junctionbellfcu.org,

click Login under Home

Banking, a new page will

open and on the left click

Enroll Online and follow the

steps.

Should you have any trouble

at all, feel free to contact us

at the credit union and we

will walk you through it all.

wonderful products and

services we offer, ’Like’ us

on Facebook for an addi-

tional entry into the con-

test. Encourage your family

members to join the credit

union family!

If your employer is within

our Fields of Membership,

tell your coworkers to open

an account. Not only will

they be entered to win but

you receive an additional

entry for referring them.

Contact the credit union for

more details!

Have you ever considered Guaranteed Au-to Protection for your vehicle? What you would do if your vehicle was deemed to-taled due to an accident and your insur-ance settlement doesn’t cover your total loan payoff? GAP insurance covers the difference of your loan payoff and the amount your insurance pays out with a one time cost of $225 per loan. Inquire with your loan officer TODAY for more details, information or an analysis of Guaranteed Auto Protection for your vehicle.

Learning to save takes practice. Children

can learn as early as the age of 3 when it

comes to money abilities! Encourage

your children to save money to grow into

financial independence. We offer Flicker

and Youth accounts for those under the

age of 18. All we require to get an ac-

count open is a copy of their birth certifi-

cate, social security number and only a

minimum of $3 to deposit. Contact the

credit union today for more information!

J U N C T I O N B E L L

iPad Mini

16GB

will be

given to

one lucky

winner at

the end of

2014!

Enter for your chance to win

an iPad Mini! You can be

entered into our drawing

numerous ways. For each

new service, product or

eligible member referral we

will enter you into the end

of the year drawing. Should

you already have all of our

GAP Insurance