june 22, 2010. background recent history some pictures possible future options considerations...
TRANSCRIPT
ApplyTexas PaymentsTim Tashjian
June 22, 2010
Agenda
Background Recent history Some pictures Possible future options Considerations
DIS
CU
SS
ION
Background
In the beginning there was the ‘batch’ option Collect card number online Send it to college/university attached to the
admissions app College/university processes the payment via
their own machinery
Still in use Of 43 institutions accepting credit cards, 25
use this option
Background
Hey, let’s do online app fee payments Can make payment real-time Can ensure payment made before
submission of admissions app is complete
No handling of card info by colleges/universities for app fees
Background
Selected Verisign Cost paid per transaction by
colleges/universities to Verisign Paypal acquired Verisign Rebranded Verisign Gateway as
Paypal Gateway
More recently…
From schools to the Advisory Committee “Do we have to use Paypal?” “Can we have other vendors, please?” “We already have a deal with this other
vendor – can we use that?”
Committee said “good idea”, let’s look at this
Now for some pretty pictures…
Current – batch
What the applicant sees
While behind the scenes
What the university/ college sees
ApplyTexas
SPEEDE server
EDI file w/CC nbr
AT Admin
Card Processing
contr
ols
Processor/ Bank
Current – online
What the applicant sees
While behind the scenes
What the university/ college sees
ApplyTexas
PayPal
Processor/Bank
AT Admin
PayPal Admin
contr
ols
controls
Future – online #1
What the applicant sees
While behind the scenes
What the university/ college sees
ApplyTexas
3rd Party
Processor/Bank
AT Admin
3rd Party Admin
contr
ols
controls
Future – online #2
What the applicant sees
While behind the scenes
What the university/ college sees
ApplyTexas
3rd Party
Processor/Bank
AT Admin
3rd Party Admin
contr
ols
contr
ols
Considerations
What features do we need? Real-time processing Interface to/from ApplyTexas site (with a
*reasonable* level of effort) PCI compliance
Considerations
What features do we want? Ability to leverage combined weight of
Texas schools to get a good deal Ability to use existing vendor contracts
because of sole source or better deals Eliminate batch method (okay, *I* want
that)
Considerations
Pros Likely would result in some savings More control by colleges/universities over
their payment options Easier PCI compliance
Cons Initial development costs by ApplyTexas team More vendor options, therefore more effort to
learn and understand those options
Discussion
What are your concerns, needs, wants? How do you currently process payments? What are your constraints? Are you considering a change? Would this affect your decision?