Just Bridging Loans Ltd. is no ordinary lender. It is an award-winning company offering a unique form of bridging finance, focusing on the in-dividual applying for finance rather than the property they are looking to buy. This means they are able to fund property businesses in situations where traditional lenders would not typically venture. They work only with Brokers in order to help commercial property profes-sionals, landlords and businesses acquire the funding they need, using an innovative ap-proach (their unique Portfolio Builder service) to help professional landlords secure 100% funding based on their business models and not just property values. This innovative approach to lending and their ambitions to revitalise the industry impressed our panel of judges.

The faces behind the company are passion-ate about finance and about enhancing the UK commercial property sector. The collec-tive experience of the much-respected board of directors is priceless. Their objective is to help to bridge the corporate funding gap and stimulate the growth of the UK commer-cial property industry. The parent group, Just Loans Group, entered the alternative finance sector with the aim of building a robust, scal-able, Anti Money Laundering (AML) compli-ant process for on boarding Corporate Bor-rowers in the UK and eventually Europe.

Just Loans Group PLC is also the first alterna-tive commercial lender to become an Associate Member of the British Bankers’ Association.

Their unique approach to lending works in one of two ways, ensuring clients have the finance needed to make fast purchases and secure the best deals in the shortest time frames. Firstly, they work as a replica of a second charge bridg-ing loan, but where a much higher than stand-ard LTV is required. Secondly, they operate as an exact replica of a normal bank overdraft that helps flatten out the peaks and troughs of late rental payments and allows the release of funds to carry out repairs and improve-ments. With no long term commitment and the flexibility to borrow amounts of £20,000 to £500,000, there is much more opportunity and freedom for the borrower compared to tradi-tional bridging loans. Just Bridging Loans Ltd. understand that there are many reasons why landlords, limited companies and commercial property owners require finance, and have a diverse range of solutions which have been de-signed by real people who truly understand the potential outcome and benefit for clients.

JOHN DAVIESDirector

www.justbridging.co.uk+44 (0) 121 418 7040

partners@justbridging.co.uk

JUST BRIDGING PLCCOMMERCIAL PROPERTY LENDER OF THE YEAR