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Kenya Financial Diaries Datasets User Guide

A guide to the data produced by the 2012-2013 Kenya Financial Diaries

KeyattributesoftheKenyaFinancialDiariesdata

Title KenyaFinancialDiaries2012-2013Timeperiodcovered 08/2012-12/2013Provider FinancialSectorDeepeningKenya(FSDK)Funders FinancialSectorDeepeningKenya(FSDK),Bill&MelindaGatesFoundation

(BMGF)Contributors BankableFrontierAssociates(BFA),DigitalDataDivide(DDD)Geography KenyaCoveragetype CountrySeriesorsystem FinancialDiariesDatatype SurveySummary The Kenya Financial Diaries datasets document the cash flows of 300 low-

incomehouseholdsforoneyear,recordingingreatdetailhowtheyearnandspend money, share resources, and utilize financial devices in good timesandbad.

Keywords FinancialInclusion,PovertyPublisher FinancialSectorDeepeningKenya(FSDK)PublicationPlace Nairobi,KenyaPublicationYear 2014SuggestedCitation FSDKenya,BankableFrontierAssociates(BFA),DigitalDataDivide(DDD).

(2014).KenyaFinancialDiaries2012-2013.Nairobi,Kenya:FSDKenya.

TableofContents

1. Introduction.....................................................................................................................1

2. Initialquestionnaires:registrationofincome,assetsandfinancialdevices.......................3

3. Diariesquestionnaires......................................................................................................4

4. Datasets.........................................................................................................................174.1. HousingConditions&Ownership....................................................................................174.2. PhysicalAssets.................................................................................................................214.3. Demographics.................................................................................................................22

4.3.1. Demographicsbyhousehold....................................................................................224.3.2. Demographicsbyhouseholdmember.....................................................................23

4.4. Education.........................................................................................................................244.4.1. Educationbyhousehold...........................................................................................244.4.2. Educationbyhouseholdmember............................................................................25

4.5. Well-being.......................................................................................................................264.6. Goingson.........................................................................................................................274.7. Intra-householdflows......................................................................................................284.8. Diariestransactions.........................................................................................................284.9. Income.............................................................................................................................42

4.9.1. Incomebyhousehold...............................................................................................424.9.2. Incomebyhousehold&calendarmonth.................................................................444.9.3. Incomebyhouseholdmember................................................................................454.9.4. Incomebyhouseholdmember&calendarmonth..................................................46

4.10. Remittances...................................................................................................................474.10.1. Remittancesbyhousehold....................................................................................474.10.2. Remittancesbyhousehold&calendarmonth......................................................484.10.3. Remittancesbyindividual......................................................................................494.10.4. Remittancesbyindividual&calendarmonth........................................................51

4.11. Consumption.................................................................................................................524.11.1. Purchasesbyhousehold........................................................................................524.11.2. Purchasesbyhousehold&calendarmonth..........................................................534.11.3. Ownproductionbyhousehold..............................................................................544.11.4. Ownproductionbyhousehold&calendarmonth................................................55

4.12. PovertyStatus...............................................................................................................564.12.1. Povertystatusbyhousehold.................................................................................564.12.2. Povertystatusbyhousehold&calendarmonth...................................................57

4.13. FinancialDevices...........................................................................................................584.13.1. Financialdevicecharacteristicsbydeviceowner..................................................584.13.2. Financialdevicecharacteristicsbycalendarmonth&deviceowner....................59

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1. Introduction

TheKenyaFinancialDiaries(KFD)projectwasdesignedtoimproveourunderstandingofthefinanciallivesoflowincomeKenyans,offeringnewanddeepinsightsintohowtheyuseandthinkabouttheirmoney.Thestudywaslaunched in January 2012, by Digital Data Divide (DDD) and Bankable Frontier Associates (BFA)with fundingfromFSDKenyaandtheBill&MelindaGatesFoundation.

In addition to quantitative records of flows of money entering and leaving the households through income,expenditureandfinancialtransactions,interviewersrecordedrespondents’stories,perceptions,andtheeventshappening in their lives. In total, the study covered 298 households from fourteen communities across fiveareas in Kenya: Mombasa, Nairobi, Makueni, Vihiga and El Doret. The full report is available online atwww.fsdkenya.org.

The purpose of this guide is to provide an overview of the data collected during the course of the FinancialDiariesprojectandadescriptionofthedatasetsavailableforuse.Figure1.0providesaschematicoverviewofthedatacollection,storageandcleaningprocess.Section4ofthisguideprovidesanin-depthexplanationofthecontentsoftheprocesseddatasetsforuse.

Figure1.0:OverviewofFinancialDiariesdatacollection,storageandcleaningprocess

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Datacollectionprocess

The KFD research team first identified communities for the study and recruited households within thosecommunities for participation. Following recruitment, the research team visited each household to conductthreeinitialquestionnairesthat:(1)collectedinformationonthehouseholdcontextandarosterofhouseholdmembers;(2)capturedanincomehistoryforeachhouseholdmember,aregisterofphysicalassetsownedandunique income sources for eachhouseholdmember; and (3) registeredunique financial instruments usedbyeachmember.Datafromthesequestionnaireswereusedtogenerateacustom“diaries”questionnaireforeachhousehold, built to collect unique income, expenditure and financial transactions for each individual in thehouseholdduring interviewsdoneapproximatelyeverytwoweeks. Thisdiariesquestionnairewascontinuallyupdatedashouseholdsacquiredorresearchersbecamenewlyawareoffinancialinstruments,incomesources,householdmembers,andphysicalassetchanges.Thediariesquestionnairesproducedacompletesetofdailytransactions recorded retrospectively over each two-week period over the course of a year. With a fewexceptions, these transactionsarecompletelydisaggregatedso that, forexample,each individualpurchaseorincomeflowisrecorded,eveniftherearemultipletransactionsperday.1

1Onesuchexceptionisinself-employmentrevenue,whichistypicallyrecordedasadailyaggregate,withsmallbusinessownersunabletorecalleachexplicitrevenuetransactionoveratwo-weekperiod.Anotherexampleisconsumptionfrom

FinancialDiariessamplingmethodology&externalvalidity

• Thegoalwhenselectingthesampleofcommunitiestoincludeinthestudywastogetamixthatwas sufficiently diverse to reflect Kenya’s socio-economic and cultural diversity. Morespecifically,thesamplepurposefullytargeteda60-40rural-urbanmix,representationofKenya’stwo largest cities (Nairobi and Mombasa), food insecure and remote areas, agriculturallivelihoods,anareawhereCAREhadtrainedformalsavingsgroupsandruralareasinthecoastwithdeeppocketsofpoverty.

• UnlikenationallyrepresentativehouseholdsurveysliketheDHSorKIHBS,theKFDstudywasnotdesigned to produce inferences about the population of Kenya. As described above, thesamplingforthestudywaspurposiveandthereforeitisnotappropriatetomakegeneralizationsaboutKenyaasawholefromthedata.

• The KFD was designed to understand the dynamics of cash flow patterns, the decisions andbehaviors that drive them and the circumstances that influence them. In this way, the datahelps generate hypotheses and ideas that are difficult to generate from larger quantitativesurveysthatcannotfullyaccountforthecontextthatgivesrisetopatternsinthedata.

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Thetoolthatmakesthis fine-graineddatacollectionpossible isaspeciallybuiltdatabaseapplicationthatwasdeveloped and used for the original 180-household 2004 South African Financial Diaries. Bankable FrontierAssociates (BFA) revamped the database, adding anonline interface andmaking itmore flexible to allow formore customization across projects and countries. For the Kenya project, BFA developed a linked Androidapplicationenablingdatacollectionon tabletcomputers.Ten full-time field researchers inputalldatadirectlyintotabletsrunningtheandroidoperatingsystem,whichwouldsyncdailyoverthe3Gnetworkwiththecentralservers,allowingsomefieldvalidationofresponsesandmorerapidmonitoringofdataquality.

2. Initialquestionnaires:registrationofincome,assetsandfinancialdevices

Asmentionedpreviously,duringthreeinitialvisitstorecruitedhouseholds,severalquestionnaireswerefilledoutpriortotrackingcashflows.ThedatageneratedduringthisprocessissummarizedinTable2.0below.

Table2.0Overviewofthedatageneratedduringtheinitialstagesofthestudy

Diariesinterviewdata Description

Housingconditionsandownership

Duringtheinitialvisittothehousehold(orifahouseholdmovedtoanewpropertyduringthecourseofthestudy),informationwascollectedonthehousinginfrastructure,accesstowater,sanitationandenergy,ownershipstatusandownershipofotherproperty.

Incomesourcesregister For each household member, every income source was registered. Income sourcesspanned the following categories: agricultural income, income from casualwork, rentalincome, transfers from government or non-profits, resources received from family andfriends, income from self-employment, income from regular employment and incomefrom temporary contractual work. Additional characteristics of each unique incomesourcewererecordedaswell.

Assetsregister

All physical assets owned by the household (from household furniture, to appliances,vehicles, livestock, tools and other properties) were registered detailing the numberownedandthetotalvalue.Thisregistryisupdatedthroughthecourseofthestudy,soif,forexamplelivestockdies,thevaluegetsdeductedfromtheregistry,orifnewassetarepurchasedorreceivedasgifts,thosewouldbeaddedtotheregistryaswell.

Financialdeviceregister For each household member, every formal and informal financial device that theindividualusesforsavings,borrowingandinsurancewasrecordedalongwithresponsestoseveral questions about each financial device. There are 48 separate datasetscorrespondingtoeachtypeoffinancialdevice.

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3. Diariesquestionnaires

Adiariesinterviewwouldinvolvequestionsdesignedtocaptureinformationinninebroaddomainsduringthetypically2-weekperiodprecedingthedayoftheinterview(Figure3.0):(1)well-beingand“goings-on”torecordany event that may have influenced household welfare; (2) Intra-household flows; (3) household’s ownproductionandconsumptionoffood;(4)cashonhand;(5)flowsofmoneyassociatedwithincomesources;(6)outflows ofmoney to pay for goods and services (operational expenses); (7) expenditures on physical assets(consumer durables); (8) flows ofmoney associatedwith financial devices that helped respondents save andborrow;(9)majoreventsthathappenedintheprecedingperiod,suchasahospitalizationoraweddingand(10)Ajournalmaintainedbytheinterviewerstorecordnotes.ThesearesummarizedintheTable3.0below.

Figure3.0FinancialDiariesarecollectedretrospectivelyapproximatelyeverytwoweeks.

Table3.0Overviewofthedatageneratedduringtheongoingdiariesquestionnaire


Well-being

Fourquestionsaskedofavailablerespondentsabove13yearsoldaskingthemtoratetheirfeelingsofwell-beingalongfourdimensions:generalhappiness,relationships,confidence,andeconomicwell-being.

Goingson

Captureswhether(duringtheperiodprecedingthedayoftheinterview)householdmembersexperiencedsomekindofdisruptiveornovelevent,evenifithadnodirectcashflowimplications.Thisincluded:stoppedbyauthorities,neededdoctorormedicinebutwentwithout,feltunsafeduetocrime,threatenedorexperienceddisconnectionfromelectricityorwaterfornotpayingbill,assetseizuretorepaydebt,missinganappointmentorworkduetolackoftransportorchildcare,failureofexpectedincometoarrive,startedorstoppedaromanticrelationship,goingtosleephungryorwithouteating,senthomefromschool(foranyreason).Ifthehouseholdexperiencedanevent,thedataalsoincludesashortdescriptionofwhathappened.

Intra-householdflows Recordsexchangesofmoneyamongindividualswithinthesamehousehold,forexample,ifamothergivesmoneytochildren,orahusbandgivesmoneytohiswifeinthesamehousehold.

Disclaimer:Intra-householdflowswerenottrackedascomprehensivelyasothercashflows;thelevelofflowscapturedinthisdatasetrepresentsalowerboundestimateofflowsthroughspecific

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relationships.

Ownproductionoffood

Capturesthetypeoffood(e.g.maize,eggs,chicken,vegetables,goat)produced,thequantityconsumed(bothnumberandtheunitofmeasure)andtheself-reportedestimatedvalueoftheamountconsumedinaggregateoverperiodbetweenDiariesinterviews.

Cashonhand* Capturestheamountofcashonhandthedayoftheinterview,whichmarkstheendofthecashflowperiodcapturedinthatinterview.

Incomeflows* Capturesmonetaryflowsassociatedwithallhouseholdmemberswithregisteredincomesources.Thiscanincludebothrevenuesandexpensesdirectlytiedtothatspecificincomesource.

Operationalexpenses*

Capturesallexpensesassociatedwithfoodandnon-foodpurchasesofgoodsandservices.

Physicalassets* Capturesallmonetaryflowsassociatedwiththepurchaseorsaleofphysicalassets.

Financialflows* Capturesallmonetaryflowsassociatedwithsaving,borrowing,andinsurancethroughavarietyoffinancialdevices.

Majorevents

Recordsmajoreventsoccurringinthehousehold,includingwhoisaffected,thedatetheeventtookplace,aqualitativedescriptionofwhathappened,theimpactoftheeventoncashflows,anyadditionalexpensesthatwereneededtoaddressthecostsoftheevent,whetheranymoneyorassetswerelostduetotheeventandstrategiesthehouseholdemployedtoraiseadditionalfunds.Themajoreventstrackedincluded:hospitalization;thedeathofaclosefamilymemberorfriend;adoptionofortakinginachild;hostingamajorpartyorcelebration;cropdestruction;theft;startingorstoppingschool,collegeorothereducationaltraining;marriage;majoraccident;admittedtohospital;naturaldisaster(suchasflood,fire,drought,etc),separatedfromspouse,lossofhomeorlandanddeathoflivestock.Costsandresourcesmentionedinthisformalsoappearincashflows,thoughspecificcashflowentriesarenotexplicitlylinkedtotheeventinthecashflowsfile.

Journal Providesaspaceforinterviewerstorecordnotesandobservationshelpingtoexplainthecontextofthehouseholds’cashflowsfortheinterviewperiod.

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*Thesedatatypesformthecorequantitativepartofthediariesdataandareexplainedindetailbelow.Thesetransactionsareallstoredinthediaries_transactions_all.csv/dtadatasetexplainedindetailinSection4.7ofthisguide.

DuringaDiaries interview, researcherswould try tocomprehensivelycaptureall sourcesandusesof funds inthedays since the last visit (Table3.1). Onemeasureusedduring the study to track thedegreeof interviewcompletion and thoroughness was the margin of difference between sources and uses of money after theinterview. During the firstmonthofdiaries interviews (Septemberof2012) themedianmarginofdifferencebetween sources and useswas over 80 percent but fell to 6 percent byOctober and less than 2 percent byJanuaryof2013.Forthisreason,dependingontheanalysisyouplantoundertakewiththedata,itisadvisabletodropdatafromthefirsttworoundsofthediaryquestionnaireforanygivenhousehold(oratleasthouseholdswithverylargedifferencesbetweensourcesandusesofmoney).

Table3.1Diariesinterviewstriedtoaccountforallsourcesandusesoffundduringtheinterviewreferenceperiod.

SourcesofMoney UsesofMoney

Cashonhandatbeginningofperiod(stock)

Operationalincome

Examples:

+Salarypayment

+Netearnings(Revenuesminusexpenses)fromownbusiness

+Resourcesreceivedfromfamilyforemergency

Operationalexpenses

Examples:

+Groceries

+Medicalbills

+Schoolfees

Financialinflows

Examples:

+Savingsgrouppayout

+Loan

+CashwithdrawalfromATM

Financialoutflows

Examples:

+Repaymentofloan

+Insurancepremium

+DepositintoM-PESAwallet

Saleofassets:

Examples:

+Cowsold

+Mobilephonesold

Purchaseofassets:

Examples:

+Purchaseofmotorbike

Cashonhandatendofperiod(stock)

Totalsourcesofmoneyduringinterviewreferenceperiod Totalusesofmoneyduringinterviewreferenceperiod

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Allofthetransactionscapturedduringthediariesquestionnairewerecategorizedwithatransaction“class”,atransaction“family”andatransaction“type”field,witheachtierofclassificationprovidingincreasingdetailtocharacterize the transaction (Figure 3.1). The transaction class corresponds to broad roles ofmoney:moneyreceivedasincome,moneyusedtoconsume(i.e.payforgoodsandservices),moneyusedtosave,borrowandinsure (mediated through financial instruments as informal as “under the mattress” or as formal as acommercialbank),moneyusedtobuildassets(suchaslivestockorahome)andmoneyheldascash(whichwasnotcategorizedandtrackedasafinancialdevice)2.Thetransactionfamilycategorydescribesadditionalfeaturesofthetransactiondependingontheclass:Forincome,itdescribesthesource(e.g.agriculturalincomeorregularemployment income); for expenditures, it describes the sector of the good or services purchased (e.g. food,energy, water, education) and for financial devices it describes the kind of financial instrument (Figure 3.2).Financialdeviceaccounts(asopposedtotransactions)arecategorizedbyhowtheyaredesignatedasassetsorliabilities on the balance sheet. Transactions influence financial device accounts by either increasing ordecreasing their balance, the direction of this effect is captured as well. All of the fields that are used tocategorizetransactionsandfinancialdevicesarepresentedinSection4(Table4.7.2)ofthisguide.

Figure3.1Classificationsystemindiariesdataset

2Thetransactionclass“Cash”correspondstocashonhandatthetimeoftheintervieworcashlost,stolenorotherwisemissing.Thesetransactionsarenotconsideredcashflows.

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Table3.2AcloserlookatthedefinitionsofincomeusedintheFinancialDiariesIncometype DefinitionRegularEmployment

Thepersonmayhaveengagedinregularemploymentifoneorbothofthefollowingapply:-Thejobisdoneonaregularbasis-Thepersonearnsregularpay,althoughthejobmayinvolvecontingent-paysuchastips,commissions,andbonuses.

CasualEmployment

Thepersonmayhaveengagedincasualworkifoneormoreofthefollowingapply:-Personworksforvariousclientsasneeded;-Minimalexpensesareassociatedwiththework;itismostlyaboutprovidinglabour;-Thesamejobforthesameclientisnotdoneonaregularbasis.

Income

AgriculturalIncome

Self-employment

Temporaryorcontractualwork

CasualEmployment

Regularemployment

RentalInomeorOtherAcivity

PassthroughIncome

Non-employment

ResourcesReceived

ResourcesGiven

Expenditure

Food

Energy

Communicaions

Transportaion

Cleaningmaterials

Water

Educaion

Personalcare

Religious

Alcohol,cigarejes,drugs

Medical

Clothing

Housing

Other

FinancialDevices

Assets(savings&lending)

Liabiliies(borrowing)

Insurance

NA:Closingbalances

AssetPurchasesorSales

Assetpurchase

Assetreceivedas

gik

Assetpurchase

Cash

Cashonhand

TransactionClass

BalanceSheetDesignation

TransactionFamily

Resourcesreceived(RR)representcontributionsandremittancesfromfriends&relatives.Resourcesgiven(RG)representcontributions&remittancestofriends&relatives.WhiletechnicallyresourcesgivendonotrepresentincomeflowstheseflowsaretrackedundertheincometransactionfamilyalongsideRR.

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Table3.2AcloserlookatthedefinitionsofincomeusedintheFinancialDiariesIncometype DefinitionSelf-employment

Thepersonmayhavebeenself-employedifoneormoreofthefollowingapply:-Personisrunninghis/herownbusinesswithnootherbosstoreportto;-Businessmaybeeitherformalorinformal,andtheworkmaybefull-time,part-time,oroccasional;-Personusuallyhasmorethanoneclient;andPersonhasexpenditures(likestock,employees,rent,fuel,etc.)forwhichtheyarenotreimbursedbytheclients.

Non-employmentincome

Thepersonearnsnon-employmentincomeiftheygetsomemoneyorgoodsfromaninstitution,likegovernment,church,oranNGO.Someexamplesare:-NSSF-OVCgrant(usuallycollectedatEquityorPosta)-Moneyfortheelderly-Moneyforthedisabled-CDForothergovernmentbursary-Hungerfoodsafetynetgrant-Relieffoodfromgovernment-Helpfromareligiousinstitution(suchaschurchormosque)-HelpfromRedCross,AphiaPlus,orotherNGO-Paymentfromalegalsettlement-Severanceorotherpaymentfromemployer(whererecipientdidNOTpayin)-Survivorbenefitsfromcompany(whenfamilymemberdies)-Workerscompensationorothercompany-provideddisabilitypay-Providentfundpayout(NOTNSSF,paidbyemployee)-Otherretirementsavingspayout-Annuitypayout

Propertyrentalincome

Rentalincometopropertyowners.

Agriculturalincome

Thepersonearnsanincomefromagricultureifthefollowingconditionsapply:-Thepersonsellscropsorvegetablesthattheyproduce(likemaize,beans,cassava,sorghum,vegetables,fruits)foraprofit.-Thepersonpaysforthecostsofproduction,likeseed,fertilizer,andlabour(ordoesthelabourhimorherselforwithhelpfromfamilyandfriendsforfree).-Thepersonsellseggs,milk,cheese,etc.thatheorsheproduces.-But,thisdoesNOTincludesellinganimalsorland—thatisanassetsale.

Temporarycontractualemployment

Thispersonearnsanincomefromtemporarycontractualworkif:-Thejobmaybefullorparttimebutisonlyforaspecificperiod;-Theemployerpaysforthecostsassociatedforthework(liketravel,materials,etc.);and-Theworkerisconsidereda“consultant”or“contractor”.

Otherincome-generatingactivities

Includesactivitiessuchas:-Receiving“kitukidogo”orotherpaymentsfromothersinexchangeforsomesmallhelp-Rentingouttractor,plow,oxen,orotheritemsformoney-Bottlecollection/recyclingOrrecyclingorresellingdiscardeditems(besidesbottles)-Saleofnon-assetpersonalpossessions,-Gamblingwinnings(cards,dice,etc.)-Bullfighting,cockfighting,boxing-Lotteryorsweepstakeswinnings-Compensationforparticipationinsurveys,studies,orfocusgroups

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Table3.2AcloserlookatthedefinitionsofincomeusedintheFinancialDiariesIncometype DefinitionPassthroughincome

Includesactivitiessuchas:-ReceivingmoneyfromROSCAorASCAmemberstomaketheirpaymentsforthem-Receivingmoneyfromagrouptodepositintothebankontheirbehalf-SendingmoneyfromyourownM-PESAinexchangeforcashwhensomeoneneedstosendmoney,butdoesn’thavemoneyontheiraccount-Receivingmoneytocarrytogiveanotherpersoninanotherareaorbuysomethingonbehalfofanotherperson

Figure3.2Classificationoffinancialdevicesindiariesdataset

Tables 3.2 and Table 3.3 below illustrates how transactions associated with income and expenditure arestructured in thedata. Table3.2 containsnineunique transactionsassociatedwithdifferent income sources

FinancialDevices

Assets

+MobileMoney+SavinginaROSCA+KeepingMoney(Cash)atHome+SavinginanASCA+CreditGiventoClients+CheckingorCurrentAccount+SavingsAccount+FriendsandFamily:Lending+Restrictedsavings/specificuseaccount(non-reirement)+NSSF+WageorRentalarrearsowedTOrespondents+Layaway+Usemoneyguard+M-SHWARISavings+Otherfinancialinvestments+Pension+Educaionpolicy+Reirementorinvestmentaccount+Privateinvestmentinsomeoneelse'sbusiness+Gikcard,voucher(likefuel,notcreditcard)+BailBond

Liabiliies

+Informalcreditatastore+OkoaJahazi+Friendsandfamily:Borrowing+BorrowingfromaninformalGroup+Suppliercredit+Arrearsowedbyrespondents+IndividualBusinessorAgricultureLoan+Actasmoneyguard+Consumer/personalloan(notpaydayloan)+Jointliabilityloan+Wageadvance+MoneylenderorShylockBorrowing+HirePurchase+Loanfromemployer+SchoolFeesLoan+M-SHWARILoan+GroupEnterpriseLoan+Pawningassets+Paydayloan+Creditcard(includingstorecard)+Studentloan

Insurance

+WelfareGroup+HealthInsurance+Lifeinsurance+OtherInsurance+Vehicleormotorbikeinsurance+Funeralinstallmentplan

NA:ClosingBalances

TransactionClass


TransactionType

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(thesearelinkedtotheIDoftherespondentreceivingtheincome,butthisIDisnotshowninthetable).Notethatself-employmentincometransactions(incomefromrunningabusiness)cancontainbothrevenues(Row2)andbusinessexpenses(suchas“Stockpurchases”inRow3,ColumnD),whichrepresentan“Outflow”ofcash(ColumnF).Table3.3containsnineunique transactionsassociatedwithdifferent typesof foodandnon-foodexpenditures. Note that the transaction mode (Column E) can take on forms other than cash, includingpurchasesoncredit,mobilemoneytransfers,in-kindtrades3,creditordebitcards,airtimeandothers.

3In-kindtransactionsarepaymentsmadewithlabororfoodassistance,theestimatedmonetaryvalueofthegoodsorlaborexchangedisalsoprovidedinthedataset.

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Table3.3Exampleofhowtransactionsassociatedwithincomearerecordedinthetransactionsdataset(onlyaselectnumberoffieldsfromthedatafileareshown)

Var

label

Transaction

Date

TransactionFamily

DescriptionTransactionTypeDescription TransactionPurpose

Transaction

Mode

Transaction

Direction

Transaction

Value(KES)

Var

name trx_date trx_family_desc trx_type_desc trx_prx_purpose trx_mode_desc trx_direction trx_value_kes

Row\Col A B C D E F G

1 21-Oct-12 Casualemployment Casualemployment,vibarua 1.Income,wages,tips,commissions Cash Inflow 250

2 25-Oct-12 Self-employment Self-employment 1.RevenueorSales Cash Inflow 9580

3 25-Oct-12 Self-employment Self-employment 3.Stockpurchases Cash Outflow 4460

4 26-Oct-12 ResourcesReceived

Resourcesreceivedfromoutsidethe

household Resourcesreceived Cash Inflow 50

5 26-Oct-12 RentalIncome RentalIncome 1.Incomefromrental Cash Inflow 500

6 28-Oct-12 Resourcesgiven

Resourcesgivenoutsidethe

household Resourcesgiven Mobilemoney Outflow 1975

7 29-Oct-12 Agriculture AgriculturalIncome 1.AgriculturalRevenues(Sales) Cash Inflow 150

8 11-Nov-12 Regularemployment Regularemployment

1.Allgrosswages,bonuses,

comissions Cash Inflow 100

9 12-Nov-12 Other Otherincomegeneratingactivity 1.Income Cash Inflow 1000

Table3.4.Exampleofhowtransactionsassociatedwithexpenditurearerecordedinthetransactionsdataset(onlyaselectnumberoffieldsfromthedatafileareshown)

Var

label

Transaction

Date

TransactionFamily

DescriptionTransactionTypeDescription

Transaction

PurposeTransactionMode

Transaction

Direction

Transaction

Value(KES)

Var

name trx_date trx_family_desc trx_type_desc trx_prx_purpose trx_mode_desc trx_direction trx_value_kes

Row\Col A B C D E F G

1 15-Sep-12 Food Multi-itemshoppingtrips--THESHOP Purchases Cash Outflow 200

2 21-Oct-12 Energy Gas(forcooking),paraffin,charcoal,etc. Purchases Cash Outflow 100

3 23-Oct-12 Cleaningmaterials Housekeepingsupplies(soap,Jik,Omo,etc.) Purchases Cash Outflow 205

4 25-Oct-12 Communications Pre-paidphonecreditanddatabundles Purchases Cash Outflow 100

5 26-Oct-12 Medical Medicines Purchases Cash Outflow 541

631-Oct-12

Alcohol,cigarettesor

drugs Alcoholpurchasedinapub,bar,etc. Purchases

Purchaseon

credit/arrears Outflow 500

77-Nov-12 Communications Pre-paidphonecreditanddatabundles Purchases

Purchaseon

credit/arrears Outflow 9

87-Jan-13 Education

Scholasticmaterials(books,notebooks,pens,

etc.) Purchases

In-kind(trade,good,

service) Outflow 0

9 7-Jan-13 Communications Pre-paidphonecreditanddatabundles Purchases Mobilemoney Outflow 50

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Table3.4providesasetofhypothetical transactionsassociatedwithamobilemoneyaccountalongwithhowthosetransactionswouldbecapturedinthedataset.Inthiscase,itisimportanttonotehowmoneytransferredtoafriendviaM-PESAPESAwouldberecordedtwiceinthedatabase,onceassociatedwiththemobilemoneyfinancialdeviceaccountandanotherassociatedwith incomeas resourcesgiven. This kindof “doubleentry”recording applies for all transactions that are both operational and financial at the same time, for examplesalariesreceivedintoabankaccount,purchasesoffooddoneoncreditratherthanwithcash,andloansrepaidthroughapayroll deduction. In such situations, the teamhad to recordBOTH theoperational cash flow (forexample the full salary payment) and the financial transaction (the deposit into the corresponding bankaccount).Thepurposeofthesedoubleentriesistocapturetheoperationaltransactionwhilealsobeingabletocomprehensivelyseetransactionsinfinancialaccountsandtomaintainrunningbalancesinthoseaccounts.

Table3.5Hypotheticaltransactionsmappedtofieldsinthetransactionsdataset

No Exampletransaction Howtransactionwouldberepresentedinthedatabase

1

+500KESofcashisconvertedtoe-floatatanM-PESAagent

Thistransactionisrecordedasadepositof500KEScashintoauniqueM-PESAfinancialaccountthatcausesthebalanceoftheaccounttoincreaseby500KES.

AccountID=“123456789”

Balancesheetdesignationofaccount=“Asset”

Transactionclass=“FinancialDevice”

Transactionfamily=“Mobilemoney”

Transactiondirection=“outflow”

Effectoftransactiononbalancesheet=“increase”

Transactionmode=“cash”

Transactionvalue=500

Financialoutlettype=“Agent”

2

+200KESworthofE-floatissenttoafriend

Thistransactionisrecordedasawithdrawalof200KESofmobilemoneyfromtheM-PESAaccountcausingthebalancetofallby200KES.





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Table3.5Hypotheticaltransactionsmappedtofieldsinthetransactionsdataset

No Exampletransaction Howtransactionwouldberepresentedinthedatabase

Transactiondirection=“inflow”

Effectoftransactiononbalancesheet=“decrease”

Transactionmode=“mobilemoney”


3

+200KESrecordedasincome,resourcesgiven

Transaction2willtriggerarecordingof200KESas“resourcesgiven”toapersonoutsideofthehousehold.


Balancesheetdesignationofaccount=NA

Transactionclass=“Income”

Transactionfamily=“Resourcesgiven”

Transactiondirection=“outflow”

Effectoftransactiononbalancesheet=NA

Transactionmode=“mobilemoney”


4

+10KESFeeassessedonmobile-moneyaccountbalance

Transaction2alsotriggersafeepaymenttoSafaricom.





Transactiondirection=NA

Effectoftransactiononbalancesheet=“decrease”

Transactionmode=“automatic”

Transactionvalue=10

15

Table3.5and3.6below illustrate (usinga selectnumberof fields)how transactionsassociatedwith financialdevicesarestructuredinthediariestransactionsdataset(whichisexplainedinfulldetailinSection4.7).Table3.5displaysnineuniquetransactionsassociatedwiththreedifferenttypesoffinancialdeviceassets(Acheckingaccount,savingsinaROSCAandamobilemoneyaccount).Forexample,Row1,oftable3.5representsadeposit(ColumnC,Row1)ofKES5000(ColumnF,Row1)toacheckingaccount(ColumnB,Row1)madeonthe4thofDecember,2012(ColumnA,Row1).Thistransactionrepresentsanoutflowofmoney(ColumnE,Row1)fromthe individual to the bank via a transfer (ColumnD, Row 1). The effect of this transaction is to increase thebalance(ColumnH,Row1)onthecheckingaccount,whichisdesignatedasafinancialasset(ColumnG,Row1).Note the fee on Row 8 assessed on the transfer of funds from aMobileMoney Account (Row 7). Here thetransaction mode (Column D) of the fee is denoted as “Automatic” because the mobile money operatorautomaticallydeductsKES25fromtheaccountbalance.Asaresult,thisfeeisnotconsideredaflowofcash-thevalueinthetransactiondirectionfield(ColumnE)ismissing.

AnoteonSavingsinaROSCA

AsROSCAaccountscanbebothanassetandaliability,inthedatasetROSCAaccountsarealwaysclassifiedasassetswhosebalanceisallowedtogonegative.

Table 3.6 displays transactions associatedwith six different financial accounts designated as liabilities on thebalancesheet(theserepresentmoneythatisowedbytherespondenttootherindividualsorinstitutions).Forexample,Row7inthetablerepresentsanewloanofKES4,000(ColumnF)therespondentreceivedonthe1stofMarch,2013(ColumnA)fromfriendsandfamily(ColumnB).Sincethisisanewfinancialinstrumentthatwasnotpreviously registered, the transaction is recordedasastartingbalance (ColumnCandD)4.On the15thofMarch (Row8) the loan is repaid in full.Note thatall startingbalances in the transactionsdatasetarestocks,theyarenotconsideredflowsofcashandthusdonothavevaluesinthetrx_directionfield.

4Ifyoucomputeflowsofcashassociatedwithaspecificfinancialdeviceaccount,youwouldwanttoexcludestartingbalances.

16

Table3.6.Exampleofhowtransactionsassociatedwithfinancialassetsarerecordedinthetransactionsdataset(onlyshowsaselectnumberoffieldsfromthedatafile)

Var

label

Transaction

DateTransactionFamily Transactionpurpose TransactionMode

Transaction

direction

Transaction

Value(KES)

Accountdesignation

onbalancesheet

Effectoftransaction

onbalancesheet

Var

nametrx_date trx_family_desc trx_prx_purpose trx_mode_desc trx_direction trx_value_kes account_bsheet_desig trx_bsheet_direction

Row\Col A B C D E F G H

1 4-Dec-12 CheckingorCurrentAccount 2.DepositsTransferintobank,

SACCO,MFIOutflow 5000 Asset Increase

2 5-Dec-12 CheckingorCurrentAccount 3.Withdrawals Cash Inflow 5000 Asset Decrease

3 4-Jan-13 CheckingorCurrentAccount 2.DepositsTransferintobank,

SACCO,MFIOutflow 5000 Asset Increase

4 5-Jan-13 CheckingorCurrentAccount 3.Withdrawals Cash Inflow 5000 Asset Decrease

5 5-Mar-13 SavinginaROSCA 2.Deposits--Contributions Cash Outflow 500 Asset Increase

6 5-Apr-13 SavinginaROSCA 3.Withdrawals Cash Inflow 600 Asset Decrease

7 7-Jan-13 MobileMoney 2.DepositMobilemoney

transferOutflow 800 Asset Increase

8 8-Jan-13 MobileMoney 4.Anyknownfees Automatic

25 Asset Decrease

9 8-Jan-13 MobileMoney 3.Withdrawals Cash Inflow 775 Asset Decrease

Table3.7Exampleofhowtransactionsassociatedwithfinancialliabilitiesarerecordedinthetransactionsdataset(onlyshowsaselectnumberoffieldsfromthedatafile)

Var

label

Transaction

DateTransactionFamily Transactionpurpose TransactionMode

Transaction

direction

Transaction

Value(KES)

Accountdesignation

onbalancesheet

Effectof

transactionon

balancesheet

Var

name trx_date trx_family_desc trx_prx_purpose trx_mode_desc trx_direction trx_value_kes

account_bsheet_des

ig

trx_bsheet_directi

on

Row\Col A B C D E F G H

1 10-Apr-13 Wageadvance 2.Newborrowing Cash inflow 1,000 Liability increase

2 14-Apr-13 Friendsandfamily:Borrowing 2.Newborrowing Mobilemoneytransfer inflow 2,050 Liability increase

3 16-Apr-13 Friendsandfamily:Borrowing 3.Payments Mobilemoneytransfer outflow 2,000 Liability decrease

4 29-Mar-13

IndividualBusinessor

AgricultureLoan 2.Newborrowing

Transferintobank,

SACCO,orMFIaccount inflow 50,000 Liability increase

5 8-Apr-13 Consumer/personalloan 3.Payments Automatic outflow 2,500 Liability decrease

6 8-Apr-13 Consumer/personalloan 3.Payments Automatic outflow 500 Liability decrease

7 1-Mar-13 Friendsandfamily:Borrowing 1.Startingbalance(today) STARTINGBALANCE

4,000 Liability increase

8 15-Mar-13 Friendsandfamily:Borrowing 3.Payments Cash outflow 4,000 Liability decrease

9 31-Jan-13 SchoolFeesLoan 1.Startingbalance(today) STARTINGBALANCE

40,000 Liability increase

10 15-Feb-13 SchoolFeesLoan 3.Payments Standingorder outflow 2,000 Liability decrease

17

4. Datasets

Thissectionprovidesadditionaldetailontheprocesseddatasetscurrentlyavailableforuse.Foreachdatasetan

overview, variable list and value label list is provided. Variables or datasets filenames with the “usd” suffix

denotemonetaryvaluesthathavebeenconvertedtoUSDollarsfromKenyanshillingsusingtheaveragemarket

exchangerateoverthecourseofthestudy,whichwas:1USD=85KES.Alldatasetsareavailableinbothstata

(.dta)andcomma-delimited(.csv)formats.Duetothestudiescommitmenttokeepthedataanonymous,there

arecertainvariablesthatarenotavailableinpublicversionsofthedata.Thevariablesaredenotedasfollows:

Example:

VariableOrder VariableName Variablelabel

1 hh_com HouseholdCommunityCode

2 hh_city HouseholdCityCode

4.1. HousingConditions&Ownership

4.1.1. Overview

Datasetfilename housing_conditions_ownership.dta

Numberofvariables 60

Numberofobservations 301

Description Characteristicsofhousinginfrastructure,assetownership,ownershipstatus

andownershipofotherproperties

Datadependencies Housing.xlsx

Codefiles housing_prep.do

4.1.2. Variables


1 hh_ids UniqueHouseholdID

2 hh_int_situation HHfilledformasinitialquestionnaireorbcofamoveduringyr

3 hh_circ_move_why HHcircumstances:WhydidHHmove?

4 hh_circ_move_when HHcircumstances:WhendidHHmove?

5 hh_circ_problems HHcircumstances:problemsfacedbyHH

6 hh_inf_wall_material HHinfrastructure:wallmaterialtype

7 hh_inf_roof_material HHinfrastructure:roofingmaterialtype

Thediagonallineindicatesthatthevariableisnotavailableinpublic

versionsofthedata

18


8 hh_inf_floor_material HHinfrastructure:floormaterialtype9 hh_inf_cookfuel_source HHinfrastructure:maincookingfuelsource

10 hh_inf_lighting_source HHinfrastructure:mainlightingsource11 hh_inf_water_source HHinfrastructure:mainwatersource12 hh_inf_rooms_habitable HHinfrastructure:habitablerooms(N)13 hh_inf_rooms_other HHinfrastructure:otherrooms(eglivingroom,kitchen)(N)14 hh_inf_toilet_type HHinfrastructure:toilettype15 hh_inf_toilet_shared HHinfrastructure:toiletsharing16 hh_inf_housing_type HHinfrastructure:typeofhousing17 hh_inf_electricity_access HHinfrastructure:electricityaccess(y/n)18 hh_inf_interiorcond HHinfrastructure:generalconditionofinterior19 hh_inf_exteriorcond HHinfrastructure:generalconditionofexterior20 hh_asset_internet_access HHassets:modeofinternetaccess21 hh_asset_iron_any HHassets:ownsironbox(y/n)22 hh_asset_mosqnets_N HHassets:mosquitonets(N)23 hh_asset_towels_N HHassets:towels(N)24 hh_asset_fryingpan_N HHassets:fryingpans(N)25 hh_env_settingdesc HHenvironment:setting(urban/rural)26 hh_env_desc HHenvironment:descriptionofareawithin100m27 hh_env_dilapbuildings HHenvironment:shareofdilapidatedbldgswithin100m28 hh_env_streets HHenvironment:issuesaffectingstreetswithin100m29 hh_env_trash HHenvironment:quantityoftrashwithin100m30 hh_ownership_type HHownership:HHownsthishome(y/n)31 hh_ownership_plotacquisition HHownership:Ifowneroccupied,howHHacquiredplot32 hh_ownership_houseacquisition HHownership:Ifowneroccupied,wayHHacquiredhouse33 hh_ownership_docu HHownership:Ifowneroccupied,documentationproof(y/n)34 hh_otherprop_any HHownership:ownsotherhomes,plots,shambas(y/n)35 hh_otherprop_N HHownership:ownsotherhomesorplots(N)36 hh_otherprop1_docu HHownership:Otherproperty1,documentation(y/n)37 hh_otherprop1_use HHownership:Otherproperty1,howused38 hh_otherprop1_name HHownership:Otherproperty1,name39 hh_otherprop1_value HHownership:Otherproperty1,value(kes)40 hh_otherprop2_name HHownership:Otherproperty2,name41 hh_otherprop2_use HHownership:Otherproperty2,howused42 hh_otherprop2_value HHownership:Otherproperty2,value(kes)43 hh_otherprop2_docu HHownership:Otherproperty2,documentation(y/n)44 hh_otherprop3_name HHownership:Otherproperty2,name45 hh_otherprop3_docu HHownership:Otherproperty3,documentation(y/n)46 hh_otherprop3_use HHownership:Otherproperty3,howused47 hh_otherprop3_value HHownership:Otherproperty3,value(kes)48 hh_othershamba_N HHownership:ownsothershambas(N)49 hh_othershamba1_name HHownership:Othershamba1,name50 hh_othershamba1_docu HHownership:Othershamba1,documentation(y/n)51 hh_othershamba1_use HHownership:Othershamba1,howused

19


52 hh_othershamba1_value HHownership:Othershamba1,value(kes)53 hh_othershamba2_name HHownership:Othershamba2,name54 hh_othershamba2_docu HHownership:Othershamba2,documentation(y/n)55 hh_othershamba2_use HHownership:Othershamba2,howused56 hh_othershamba2_value HHownership:Othershamba2,value(kes)57 hh_othershamba3_name HHownership:Othershamba3,name58 hh_othershamba3_docu HHownership:Othershamba3,documentation(y/n)59 hh_othershamba3_use HHownership:Othershamba3,howused60 hh_othershamba3_value HHownership:Othershamba3,value(kes)

4.1.3. Valuelabels

land_ownership_documentation: 1 No written agreement 2 Yes, a written agreement, but not a title deed 3 Yes, a title deed house_acquisition_method: 1 Inherited 2 Built with savings in bank, SACCO, MFI 3 Built using assets/savings kept elsewhere 4 Built using credit/loan from bank, SACCO, or MFI 5 Built using credit/loan from elsewhere 6 Built with in-kind offer for labor or other goods/services 7 Gifts from community, family, friends 8 Built using ROSCA and regular income to buy materials kidogo-kidogo 9 Used local materials 11 Bought already built land using other savings/assets 12 Bought already built using credit/loan from bank, SACCO, MFI 13 Compensation from employer or state plot_acquisition_method: 1 Inherited 2 Bought plot with savings in the bank, SACCO, MFI 3 Bought plot using assets/savings kept elsewhere 4 Bought plot using credit/loan from bank, SACCO, or MFI 5 Bought plot using credit/loan from elsewhere 7 Gift from community, family, friends 8 Land grab 9 Compensation from employer or state ownership_type: 1 Owner occupied, no mortgage 2 Owner occupied, but outstanding mortgage 3 Employer provided 4 Rented 5 Allowed to live here by owner 6 Squatter-no rent paid urbanrural: 1 Urban

20

2 Rural yesno: 0 No 1 Yes internet_access: 1 Does not access internet 2 Own house connection through cable, dialup, mobile modem 4 Cyber cafe 7 Own mobile phone 8 Other's mobile phone(s) 9 Office/workplace housing_condition: 1 No major problems 2 Some peeling paint, cracks in walls, rusted iron sheets 3 Needs substantial painting, refilling, repair 4 Dilapidated electricity_access: 1 No access 2 Yes, own electricity 3 Yes, from neighbor or unofficial source housing_type: 1 House/bungalow 2 Flat 3 Maisonette/townhouse 4 Swahili type house 5 Shack 6 Other temporary or semi-permanent structure toilet_shared: 1 Private 2 Shared toilet_type: 1 Main sewer 2 Septic tank 3 Cess pool 4 Pit latrine, VIP 5 Pit latrine, covered 6 Pit latrine, uncovered 8 Bush water_source: 2 Dam 4 Stream/River 5 Protected spring 6 Unprotected spring 7 Protected well 8 Unprotected well 9 Borehole 10 Piped into dwelling 11 Piped somewhere else (outside, neighbor) 12 Rain/harvested

21

13 Water vendor lighting_source: 1 Collected Firewood 2 Purchased firewood 4 Paraffin 5 Electricity 7 Dry cell 8 Candles 10 Solar cookfuel_source: 1 Collected firewood 2 Purchased firewood 4 Paraffin 6 Gas/LPG 7 Charcoal 9 Biogas 10 Eats at establishment floor_type: 1 Cement/Concrete/Slab 2 Tiles 3 Wood 4 Earth/Cowdung roof_type: 1 Grass, thatch, makuti 3 Corrugated iron, mabati 5 Asbestos sheet 6 Concrete 7 Tiles 8 Other wall_type: 1 Stone 2 Brick/block 3 Mud/wood 4 Mud/cement 5 Wood only 6 Corrugated Iron Sheet 7 Other

4.2. PhysicalAssets

4.2.1. Overview

Datasetfilename assets_hh.dta[Stillwaitingonafewthingstofinalizethis]

Numberofvariables

Numberofobservations

Description Thenumberandvalueofhouseholdassetsatthestartofthestudy,includingchangestothenumberandvalueoverthecourseofthestudy.

22

Datadependencies Physical_assets_changes.xlsx

Codefiles assets_prep.do

4.2.2. Variables4.2.3. Valuelabels

4.3. Demographics

4.3.1. Demographicsbyhousehold

4.3.1.1. Overview

Datasetfilename demo_hh.dta



Description Demographicindicatorsatthehouseholdlevel

Datadependencies demographics_only_m1_10092014.csv

Codefiles demographics_prep.do

4.3.1.2. Variables

Variableorder Variablename Variablelabel

1 hh_ids UniquehouseholdID2 dem_urban Demographics:HHinurbanarea(%)3 dem_hh_size Demographics:HHsize(N)4 dem_hh_meanage Demographics:MeanageofHH(yrs)5 dem_hh_ages0_4 Demographics:Children,ages0-4(N)6 dem_hh_ages5_14 Demographics:Children,ages5-14(N)7 dem_hh_ages15_17 Demographics:Children,ages15-17(N)8 dem_hh_ages0_17 Demographics:Children,ages0-17(N)9 dem_hh_ages15plus Demographics:Adults,15+(N)

10 dem_hh_ages18plus Demographics:Adults,18+(N)11 dem_hh_ages65plus Demographics:Adults,65+(N)12 dem_hh_ages20_30 Demographics:Adults,20-30(N)13 dem_hh_workage Demographics:Workingage[15-64]members(%)14 dem_hh_dependents Demographics:Dependent[<15,65+]members(%)15 dem_hh_agehead Demographics:AgeofHHhead(yrs)16 dem_hh_malehead Demographics:Householdheadismale(%)17 dem_pae_oecd Demographics:peradultequivalents(OECDmethod)

23

18 dem_pae_kihbs Demographics:peradultequivalents(KIHBSmethod)

4.3.1.3. Valuelabels

[none]

4.3.2. Demographicsbyhouseholdmember

4.3.2.1. Overview

Datasetfilename demo_ind.dta


Numberofobservations 1,565

Description Demographicindicatorsforallhouseholdmembers(age,maritalstatus,tribalaffiliation,relationshiptohouseholdhead)

Datadependencies demographics_only_m1_10092014.csv

Codefiles demographics_prep.do

4.3.2.2. Variables

Variableorder Variablename Variablelabel

1 hh_ids UniquehouseholdID2 m_ids UniqueindividualID3 dem_i_male Demographics:Male(%)4 dem_i_age_yrs Demographics:age(years)atstartofstudy5 dem_i_age_5yrgrp Demographics:5-yearagegroup[1-14]6 dem_i_age_workage Demographics:Inworkingages,15-64(%)7 dem_i_relhead Demographics:Relationshiptohouseholdhead[1-19]8 dem_i_hhead Demographics:HouseholdHead(%)9 dem_i_marstat Demographics:MaritalStatus[1-4]

10 dem_i_tribe Demographics:TribalMembership[1-12]11 dem_i_children_tot Demographics:Children,Total(N)12 dem_i_children_inhh Demographics:Children,livinginHH(N)

4.3.2.3. Valuelabelstribe: 1 Embu 2 Kalenjin 3 Kamba 4 Kikuyu

24

5 Kisii 6 Luhya 7 Luo 9 Meru 10 Mijikenda/Swahili 11 Somali 12 Taita/Taveta marstat: 1 Never married/lived together 2 Married/living together 3 Separated/divorced 4 Widowed rel: 1 Household head 2 Husband or wife 3 Unmarried partner 4 Son or daughter 5 Step son or step daughter 6 Son or daughter in law 7 Parent (mother or father) 10 Brother or sister 11 Brother or sister in law 12 Aunt or uncle 13 Grandparent 14 Grandchild 15 Cousin 16 Niece or nephew 17 Foster or adopted parent 18 Foster or adopted child 19 Friend or neighbor age_grp: 1 [0 - 5) 2 [5 - 10) 3 [10 - 15) 4 [15 - 20) 5 [20 - 25) 6 [25 - 30) 7 [30 - 35) 8 [35 - 40) 9 [40 - 45) 10 [45 - 50) 11 [50 - 55) 12 [55 - 60) 13 [60 - 65) 14 [65+] attain: 0 No education ( 1 Nursery/ Kindergarten 2 Primary (some or complete) 3 Secondary (some or complete) 4 Post-secondary (some or complete)

4.4. Education

4.4.1. Educationbyhousehold

4.4.1.1. Overview

25

Datasetfilename edu_hh.dta

Numberofvariables 9


Description Educationalindicatorsatthehouseholdlevel

Datadependencies education_m1_10092014.csv

Codefiles education_prep.do

4.4.1.2. Variables

Variableorder Variablename Variablelabel1 hh_ids UniquehouseholdID2 edu_hh_child613inschool Education:Children(6-13)inschool[%]3 edu_hh_child1417inschool Education:Children(14-17)inschool[%]4 edu_hh_girls613inschool Education:Girls(6-13)inschool[%]5 edu_hh_girls1417inschool Education:Girls(14-17)inschool[%]6 edu_hh_boys613inschool Education:Boys(6-13)inschool[%]7 edu_hh_boys1417inschool Education:Boys(14-17)inschool[%]8 edu_hh_headattain_yrs Education:FormalschoolingofHHhead[yrs]


[None]

4.4.2. Educationbyhouseholdmember

4.4.2.1. Overview

Datasetfilename edu_hh.dta

Numberofvariables 6


Description Educationalindicatorsattheindividuallevel(enrollmentstatus,educationalattainment)

Datadependencies education_m1_10092014.csv

Codefiles education_prep.do

4.4.2.2. Variables

26

VariableOrder VariableName VariableLabel

1 m_ids UniqueindividualID2 hh_ids UniquehouseholdID3 edu_i_enrolled Education:Currentlyenrolledinschool(%)4 edu_i_attain Education:Highesteducationalattainment[0-4]5 edu_i_attain_yrs Education:formalschooling[yrs]

4.4.2.3. Valuelabelsattain 0 No education 1 Nursery/ Kindergarten 2 Primary (some or complete) 3 Secondary (some or complete) 4 Post-secondary (some or complete)

4.5. Well-being

4.5.1. OverviewDatasetfilename diaries_wellbeing_ind.dta

Numberofvariables 7


Description Capturesperceptionsofwellbeingattimeofinterview

Datadependencies DQWell-Beingovertime.csv

Codefiles wellbeing_prep.do

4.5.2. Variables


1 hh_ids UniquehouseholdID2 m_ids UniqueindividualID3 int_date Interviewdate4 wellbeing_q1 HowhappyhaveyoubeensinceIsawyoulast?5 wellbeing_q2 HowhaveyoubeendoingeconomicallysinceIsawyoulast?6 wellbeing_q3 HowhaveyourrelationshipwithotherpeoplebeengoingsinceIsawyoulast?7 wellbeing_q4 HowconfidentinyourselfhaveyoubeenfeelingsinceIsawyoulast?

4.5.3. Valuelabels

confidence_scale: 1 Very unconfident 2 Moderately unconfident 3 Neither confident nor unconfident

27

4 Moderately confident 5 Very confident econ_relate_scale: 1 Very badly 2 Moderately badly 3 Neither well nor badly 4 Moderately well 5 Very well happy_scale: 1 Very unhappy 2 Moderately unhappy 3 Neither happy nor unhappy 4 Moderately happy 5 Very happy

4.6. Goingson

4.6.1. Overview

Datasetfilename diaries_goingson_hh.dta



Description Captureswhetherhouseholdexperiencedadisruptiveornoveleventintheperiodsincethelastdiariesinterview.

Datadependencies Goings_On_4_july_14.xlsx

Codefiles goingson_prep.do

4.6.2. Variables


1 hh_ids UniquehouseholdID

2 int_date InterviewDate

3 goingson_q1Wasstopped,arrestedorhadsomeotherproblemwithpoliceorcitycouncilaskari

4 goingson_q1_explain Ifyes,explainwhathappenedandtowhom(police)

5 goingson_q2 Neededadoctorormedicinebutwentwithout

6 goingson_q2_explain Ifyes,explainwhathappenedandtowhom(neededdoctorormedicine)

7 goingson_q3 Feltunsafeinhomeorcommunityduetocrimecommittednearby

8 goingson_q3_explain Ifyes,explainwhathappenedandtowhom(feltunsafe)

9 goingson_q4 Threatenedwithorexperienceddisconnectionofelectricityorwaterfornotpay

10 goingson_q4_explain Ifyes,explainwhathappenedandtowhom(disconnection)

11 goingson_q5 Hadsomeassetstakentorepayadebt

12 goingson_q5_explain Ifyes,explainwhathappenedandtowhom(assetsseized)

13 goingson_q6 Missedanappointmentorworkduetolackoftransportorchildcare

28

14 goingson_q6_explain Ifyes,explainwhathappenedandtowhom.(missedappointment)15 goingson_q7 Expectedanimportantsourceofincomethatdidnotcome16 goingson_q7_explain Ifyes,explainwhathappenedandtowhom.(expectedincome)17 goingson_q8 Startedorstoppedaromanticrelationship(besidesmarriagedivorce)18 goingson_q8_explain Ifyes,explainwhathappenedandtowhom.(romanticrelationship)19 goingson_q9 Wenttosleephungryorwithouteating20 goingson_q9_explain Ifyes,explainwhathappenedandtowhom(hunger)21 goingson_q10 AchildwassenthomefromschoolFORANYREASON22 goingson_q10_explain Ifyes,explainwhowassenthomeandwhy(senthome)

4.6.3. Valuelabels

yesno: 0 No 1 Yes

4.7. Intra-householdflows

[Thisdataisnotyetavailable]

4.8. Diariestransactions

4.8.1. OverviewDatasetfilename diaries_transactions_all.dta



Description Alldiarytransactionsassociatedwithincomesources;expendituresongoodsandservicesandsavings;borrowingandinsurancethroughfinancialdevicescapturedduringthecourseofthestudy.

Datadependencies AllCF16thDec2014.csv,interview_designations_by_date_oct2014.csv

Codefiles trx_prep.do,trxtime_prep.do,trxstructure_prep.do

Incometransactions(N) 114,417

Expendituretransactions(N) 283,942

Financialtransactions(N) 77,070

Earliest-latesttransactiondate 08/01/2012-12/31/2013

Totaluniquehouseholds 298

29

Totaluniqueincomeaccountowners 226

Totaluniquefinancialaccountowners 444

Totaluniqueincomeaccounts 4,558

Totaluniquefinancialaccounts 4,998

Totaltransactionbycalendarday

Totalhouseholdswithreportedtransactionsbycalenderday

0

500

1000

1500

2000

2500

Tota

l num

ber o

f rec

orde

d tra

nsac

tions

by

date

(N)

01au

g201

2

31au

g201

2

30se

p201

2

30oc

t201

2

29no

v201

2

29de

c201

2

28ja

n201

3

27fe

b201

3

29m

ar20

13

28ap

r201

3

28m

ay20

13

27ju

n201

3

27ju

l201

3

26au

g201

3

25se

p201

3

25oc

t201

3

24no

v201

3

24de

c201

3

Transaction date

30

Averagetransactionsperhouseholdsbycalendarday

0

100

200

300To

tal n

umbe

r of h

ouse

hold

s by

cal

enda

r dat

e (N

)

01au

g201

2

31au

g201

2

30se

p201

2

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t201

2

29no

v201

2

29de

c201

2

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n201

3

27fe

b201

3

29m

ar20

13

28ap

r201

3

28m

ay20

13

27ju

n201

3

27ju

l201

3

26au

g201

3

25se

p201

3

25oc

t201

3

24no

v201

3

24de

c201

3

Transaction date

0

5

10

15

20

Rec

orde

d tra

nsac

tions

per

hou

seho

ld b

y ca

lend

ar d

ate

(N)

01au

g201

2

31au

g201

2

30se

p201

2

30oc

t201

2

29no

v201

2

29de

c201

2

28ja

n201

3

27fe

b201

3

29m

ar20

13

28ap

r201

3

28m

ay20

13

27ju

n201

3

27ju

l201

3

26au

g201

3

25se

p201

3

25oc

t201

3

24no

v201

3

24de

c201

3

Transaction date

31

Transactionclass Description DetailsTime

specificity

CashCashonhand;cashlost,

stolenormissing

Every

Interview

Income

Incomeearnedthroughall

possiblesources(casual

work,agriculturalincome,

self-employmentand

othersources).

+Incomeflowsaremappedtotheindividualearning

theincome

+However,someincomesourcesareclassifiedas

householdincomesources

+Fortheself-employedandfarmers,bothrevenues

andbusinessexpendituresweretrackedandclassified

asincome(toenablecomputationofearnings)

Daily

ExpendituresFoodandnon-food

purchases

+Expendituresarelinkedtotheindividualmakingthe

purchasebutthe“owner”ofthetransactionisthe

household.

Daily

AssetPurchasesor

SalesPurchasesorsaleofassets

+Assetsareassignednotassignedtoindividuals(they

areassignedtothehousehold)butrecordsinthe

diariesdataareassignedtotheindividualmakingthe

transaction.

Daily

Financialdevices

Allfinancialflows

associatedwithsavings,

borrowingorinsurance

accounts.

+Eachtransactionassociatedwithafinancialdeviceis

linkedtoanaccountownedbyanindividualinthe

household.However,insomecasesaccountsare

ownedbythehousehold

+Transactionswithinanaccountcanbelinkedtoa

oneormorehouseholdmemberthatisnotthe

accountowner

Daily

4.8.2. Variables


1 hh_com HouseholdCommunityCode

2 hh_com_lat hh_com_lat

3 hh_com_long hh_com_long

4 hh_city HouseholdCityCode


6 unique_hhs [1,0]Tagforuniquehouseholds(locatedatfirsttrxdate)

7 first_trx_date_hh Dateoffirstrecordedtransactionassociatedwithhousehold

8 last_trx_date_hh Dateoflastrecordedtransactionassociatedwithhousehold

9 tot_hh_daysofobs Totaldayshouseholdisobserved

32


10 tot_hh_monthsofobs Totalmonthshouseholdisobserved11 interview_designation Typeofinterview12 int_date Dateofinterview13 int_month Monthofinterview14 int_year Yearofinterview15 int_yr_mo Yearandmonthofinterview16 first_int_date Dateoffirstinterview(fromcashflowdataset)17 account_ids UniqueaccountID,HH=HHownership18 account_name Accountnameusedbystudy[forincomesourcesandfinancialinstruments]19 unique_accnts [1,0]Tagforuniquefinancialdevice/incomeaccounts(locatedatfirsttrxdate20 m_ids_owner UniquememberID[assignedtoownerofaccount],HH=HHownership21 m_name_owner Nameofaccountowner,HH=HHownership22 unique_hm_owner [1,0]Tagforuniquefinancialdevice/incomeaccountowners(locatedatfirsttr23 account_bsheet_desig Balancesheetdesignationoffinancialaccount:Assets,liabilities,insurance24 account_startclose_balance Starting(Start)orclosingbalance(Close)25 account_formal Financialdeviceformality[1=Formal,0=Informal]26 account_liquid Financialdeviceliquidity[1=liquid,0=Notliquid],onlydefinedforassets27 first_trx_date_acc Dateoffirstrecordedtransactionassociatedwithaccount28 last_trx_date_acc Dateoflastrecordedtransactionassociatedwithaccount29 tot_acc_daysofobs Totaldaysaccountisobserved30 tot_acc_monthsofobs Totalmonthsaccountisobserved31 trx_id Uniquetransactionidentifier32 m_ids_trx UniquememberID[assignedtomembermakingtransaction],HH=HHownership33 m_name_trx Nameofhouseholdmembermakingtransaction34 trx_date Transactiondate35 trx_month Transactionmonth36 trx_year Transactionyear37 trx_yr_mo Transactionyearandmonth38 trx_dq_round Roundofdiaryquestionnairetowhichtransactionbelongs39 trx_stdtime_days_hh Standardizedtime(dayssincefirsttransactionevent)[forhousehold]40 trx_stdtime_mnths_hh Standardizedtime(monthssincefirsttransactionevent)[forhousehold]41 trx_stdtime_days_acc Standardizedtime(dayssincefirsttransactionevent)[foraccount]42 trx_stdtime_mnths_acc Standardizedtime(monthssincefirsttransactionevent)[foraccount]43 trx_class_code Transactionclasscode[income,financialdevice,expenditure,other]44 trx_class_desc Transactionclassdescription[describesvaluesintrx_class_code]45 trx_family_code Transactionfamilycode46 trx_family_desc Transactionfamilydescription[describesvaluesintrx_family_code]47 trx_type_code Transactiontypecode48 trx_type_desc Transactiontypedescription[describesvaluesintrx_type_code]49 trx_prx_purpose Proximalpurposeoftransaction[e.g.withdrawal,depositforfinancialdevices]50 trx_prx_purpose_fd Identifieswithdrawals,deposits,borrowingandrepaymentsonfinancialdevices51 trx_fee Identifiesfeesassessedonaccounts52 trx_bsheet_direction Effectoftransactiononaccountbalance(+1=increase,-1=decrease)53 trx_mode_code Modeoftransaction[e.g.Cash,card,mobilemoney]code

33


54 trx_mode_desc Modeoftransaction[e.g.Cash,card,mobilemoney]description55 trx_place Geolocationoftrx:placeoforiginforinflows,destinationforoutflows56 trx_place_incommunity Geolocationoftrx:1=Insidecommunity(30minwalkorless),0=Outside57 trx_place_lat Geograhiclocationoftrx:Latitude(N/S)Coordinates58 trx_place_long Geograhiclocationoftrx:Longitude(W/E)Coordinates59 trx_distance_km Distanceoftransaction(km)60 trx_outlet Outletwheretransactionoccurs61 trx_direction Transactiondirectionfromindvidual'sstandpoint:+1=inflow,-1=outflow62 trx_value_kes Valueoftransaction[CurrentKES](includesin-kindtransactions)63 trx_value_usd Valueoftransaction[CurrentUSD](includesin-kindtransactions)64 ddd_gift IdentifiesgiftsfromresearchfirmDDD,throughincome65 trx_inkind_units In-kindincomeorexpenditure:units66 trx_inkind_value_usd In-kindincomeorexpenditure:value[CurrentUSD]67 trx_inkind_value_kes In-kindincomeorexpenditure:value[CurrentKES]

4.8.3. Valuelabels

lab_bsheet_direction: -1 Decrease 1 Increase lab_trx_direction: -1 Outflow 1 Inflow lab_prx_purpose_fd: 1 Withdrawal on financial asset 2 Deposit on financial asset 3 New borrowing on financial liability 4 Repayment on financial liability

34

TransactionClassificationSystemTransactionClass TransactionFamily TransactionTypeCode Description Code Description Code Description

income Income(includesagriculturalorbusinessexpenses)fromanysource

AGRI Agriculture 3228 AgriculturalIncome

CITMPC Casual/tempemployment 2825 Casualemployment,vibarua

CITMPC Casual/tempemployment 3495 Temporarycontractualwork

NEINCG Non-employment 3048 Non-employment

PSTHR PassthroughIncome 4779 PassthroughIncome

REI Regularemployment 2824 Regularemployment

RG ResourcesGiven 3076 Resourcesgivenoutsidethehousehold

RIOI Rentalorother 2836 RentalIncome

RIOI Rentalorother 2866 Otherincomegeneratingactivity

RR ResourcesReceived 2857 Resourcesreceivedfromoutsidethehousehold

SEI Self-employment 2826 Self-employment

opex Operational(Personalorhousehold)expenditureforanypurpose

ALC Alcohol,cigarettesordrugs 2778 Alcoholpurchasedtoconsumeathome

ALC Alcohol,cigarettesordrugs 2779 Cigarettesandsmokingsupplies

ALC Alcohol,cigarettesordrugs 3024 Alcoholpurchasedinapub,bar,etc.

ALC Alcohol,cigarettesordrugs 3086 Recreationaldrugs(likemarijuana,cocaine,etc)

CLN Cleaningmaterials 2795 Housekeepingsupplies(soap,Jik,Omo,etc.)

CLN Cleaningmaterials 2796 Housegirlsandcleaninghelp

CLTH Clothing 2812 Clothing,children

CLTH Clothing 2813 Clothesandshoes

CLTH Clothing 2814 Footwear

CLTH Clothing 3494 Accessories:bags,belts,jewelry,otherclothingitems

COMM Communications 2786 Postpayphonebill

COMM Communications 2787 Pre-paidphonecreditanddatabundles

COMM Communications 2788 Cable,DSTV,Zuku

COMM Communications 2789 Internetservice,cybercafes

35

TransactionClassificationSystem

TransactionClass TransactionFamily TransactionTypeCode Description Code Description Code Description

COMM Communications 2790 Bundledcommunications(Combinedbillforphone,internet,cable,etc.)

EDU Education 2805 Books,newspapers,andmagazines

EDU Education 2806 Scholasticmaterials(books,notebooks,pens,etc.)

EDU Education 2807 Schoolfees(tuition),PTAteachers,extraclasses,allfees

EDU Education 2808 Othereducation-relatedexpenses(room,board,lunches,pocketmoney)

ENRGY Energy 2771 Petrolandoil

ENRGY Energy 3029 Electricity,phonecharging

ENRGY Energy 3030 Gas(forcooking),paraffin,charcoal,etc.

ENT Entertainment 2800 DVDs,movietheaters,moviedens

ENT Entertainment 2804 Otherentertainment

FOOD Food 2764 Groceries/foodtobeeatenathome(includebabyfood)

FOOD Food 2765 Foodfromrestaurants,takeaways,delivery,streetfood

FOOD Food 2767

Otherfood/beveragepurchases(smallthingsatshop,busstation,onstreet)

FOOD Food 4201 Multi-itemshoppingtrips--THESHOP

FOOD Food 4216 Poshomillorotherfoodprocessing

H20 Water 3031 Water(fordrinking,washing,bathing)

HSNG Housing 2781 Rent

HSNG Housing 2782 Homemaintenanceorrepairs(painting,construction,etc.)

MED Medical 2792 Medicalservices(clinics,hospitals,dispensaries)

MED Medical 2793 Medicines

MED Medical 4224 Traditionalhealers,witchdoctors,faithhealers,etc.

OTH Other 2768 Diapersandotherbabysupplies

OTH Other 2770 Petsupplies,animalfeeds

OTH Other 2775 Childcare

OTH Other 2780 Lotterytickets,betting,gambling,cards,dice

OTH Other 2784 Security(alarms,askari,etc.)

OTH Other 2799 Smalltoysandgames

OTH Other 2815 Linens,towels,otherhouseholdgoods

OTH Other 2816 Vehicle,bicycle,pikipikimaintenanceandrepairs

36



OTH Other 2818 Cookingequipment(e.g.,pots,pans)

OTH Other 2821 Penalties,fines,fees(includingparkingtickets)

OTH Other 2822 Othertaxesorcontributionstogovernmentortowncouncil

OTH Other 2823 Incometaxes

OTH Other 3100 Purchaseofgiftsforotherhouseholdmembers

OTH Other 3388 Feesforpermits,licenses,etc.

OTH Other 3389 Kitukidogo

OTH Other 3390 Informalpayments(protectionmoney,etc.)

OTH Other 3435 Publictoilets

OTH Other 4241 Hotels,guesthouses

OTH Other 4257 Shipping/courierservice

OTH Other 4258 Coffinsandburialmaterials

OTH Other 4259 Garbageandotherservices

OTH Other 4784 Legal/lawyerfees

OTH Other 4858 Services(tailor,fundi,photos,shoerepair,etc.)

PERS Personalcare 2769 Personalcare/toiletries/beautyproducts

PERS Personalcare 2797 Personalcareservices(saloon,kinyozi,hairbraiding,manicures,etc.)

PERS Personalcare 4203 Personalcare,toiletries,beautyproducts

REL Religious 3098 Donationstochurch,anotherhouseofworship,ortoacharity

REL Religious 3099 Contributionstocommunitypoliceorneighborhoodassociation

TRNSP Transportation 2773 Taxiservice

TRNSP Transportation 2774 Matatus,pikipiki,buses,otherpublictransport

TRNSP Transportation 2817 Vehiclehire

TRNSP Transportation 2819 Recreation,trips,outings,specialevents

TRNSP Transportation 2820 Tripsandholidays

findev Borrowing,lending,savingsorinsurancemediatedthroughanyfinancialdevice/institution


AssetARREARS

Arrearsowedtoorowedbyrespondents 2730 WageorRentalarrearsowedTOrespondents

37


FRMSAVRA Formalsavings:restrictedaccess 2721 Restrictedsavings/specificuseaccount(non-retirement)

FRMSAVRA Formalsavings:restrictedaccess 2722 Retirementorinvestmentaccount

FRMSAVRA Formalsavings:restrictedaccess 3243 NSSF

FRMSAVRA Formalsavings:restrictedaccess 3396 Educationpolicy

FRMSAVRA Formalsavings:restrictedaccess 3406 Pension

FRMSAVWA Formalsavings:withaccess 2719 CheckingorCurrentAccount

FRMSAVWA Formalsavings:withaccess 2720 SavingsAccount

FRMSAVWA Formalsavings:withaccess 4218 M-SHWARISavings

INFGRP Informalgroup 3335 SavinginaROSCA

INFGRP Informalgroup 3336 SavinginanASCA

INFP2P InformalP2P 2731 FriendsandFamily:Lending

INFP2P InformalP2P 2734 Usemoneyguard

INFP2P InformalP2P 3093 Privateinvestmentinsomeoneelse'sbusiness

INFP2P InformalP2P 3407 CreditGiventoClients

INFSAVHOM Informalsavings:keepmoneyathome 3405 KeepingMoney(Cash)atHome

LAYAWAY Layaway 2748 Layaway

MOBMNY MobileMoney 3245 MobileMoney

OTHER Other 2736 Otherfinancialinvestments

OTHER Other 2738 Giftcard,voucher(likefuel,notcreditcard)

OTHER Other 4857 BailBond

Liability

ADVANCE Advance 2750 Wageadvance

ARREARS

Arrearsowedtoorowedbyrespondents 4128 Arrearsowedbyrespondents

EMPLN Loanfromemployer 2751 Loanfromemployer

FRMLN Formalloan 2746 Creditcard(includingstorecard)

FRMLN Formalloan 2759 Studentloan

FRMLN Formalloan 2760 IndividualBusinessorAgricultureLoan

FRMLN Formalloan 2761 Paydayloan

FRMLN Formalloan 2762 Consumer/personalloan(notpaydayloan)

38



FRMLN Formalloan 3247 Jointliabilityloan

FRMLN Formalloan 3397 SchoolFeesLoan

FRMLN Formalloan 3398 HirePurchase

FRMLN Formalloan 3502 GroupEnterpriseLoan

FRMLN Formalloan 4219 M-SHWARILoan

INFGRP Informalgroup 3395 BorrowingfromaninformalGroup

INFP2P InformalP2P 2747 Informalcreditatastore

INFP2P InformalP2P 2752 Friendsandfamily:Borrowing

INFP2P InformalP2P 3092 Actasmoneyguard

INFP2P InformalP2P 3246 MoneylenderorShylockBorrowing

PAWN Pawningassets 2749 Pawningassets

SUPPCRD Suppliercredit 3394 Suppliercredit

SUPPCRD Suppliercredit 4214 OkoaJahazi

Insurance

FRMINS Formalinsurance 2737 Funeralinstallmentplan

FRMINS Formalinsurance 2739 HealthInsurance

FRMINS Formalinsurance 2743 Lifeinsurance

FRMINS Formalinsurance 2744 Vehicleormotorbikeinsurance

FRMINS Formalinsurance 3510 OtherInsurance

INFGRP Informalgroup 3248 WelfareGroup

assets Assetpurchaseorsale

GIFT Assetreceivedasgift 2871 Otherlivestock

GIFT Assetreceivedasgift 2875 Livingroom,familyroom,denfurnitureincludingcarpets(noappliances)

GIFT Assetreceivedasgift 2881 Chickenandotherpoultry

GIFT Assetreceivedasgift 2894 Cellphone,smartphone

GIFT Assetreceivedasgift 2907 Goats

GIFT Assetreceivedasgift 2910 Watertanks

GIFT Assetreceivedasgift 2916 Localcows

GIFT Assetreceivedasgift 3428 Paraffinstove

39


GIFT Assetreceivedasgift 4771 Jerricans

GIFT Assetreceivedasgift 4774 Torches

LOSS Assetlostorstolen 2881 Chickenandotherpoultry

LOSS Assetlostorstolen 2894 Cellphone,smartphone

LOSS Assetlostorstolen 2906 Exoticorimprovedcows

LOSS Assetlostorstolen 2907 Goats

PRCH Assetpurchase 2867 Cars

PRCH Assetpurchase 2869 Bicycles

PRCH Assetpurchase 2870 Motorbike,Piki-Piki

PRCH Assetpurchase 2871 Otherlivestock

PRCH Assetpurchase 2872 Outdoorfurniture

PRCH Assetpurchase 2873 Bedroomfurnitureincludingcarpets(noappliances)

PRCH Assetpurchase 2874 Diningroomandkitchenfurnitureincludingcarpets(noappliances)

PRCH Assetpurchase 2875 Livingroom,familyroom,denfurnitureincludingcarpets(noappliances)

PRCH Assetpurchase 2876 Otherfurniture

PRCH Assetpurchase 2877 Computers,laptops,hardware,software

PRCH Assetpurchase 2878 Stereos,speakers,videogameconsoles

PRCH Assetpurchase 2879 Television(regular,LCD,etc.)

PRCH Assetpurchase 2880 DVDplayers,VCRs,digitalvideorecorders

PRCH Assetpurchase 2881 Chickenandotherpoultry

PRCH Assetpurchase 2882 Gasorelectricstove

PRCH Assetpurchase 2883 Microwave

PRCH Assetpurchase 2884 Sheep

PRCH Assetpurchase 2886 Refrigerator/freezer

PRCH Assetpurchase 2887 Jiko/Grill

PRCH Assetpurchase 2888 Utensils,plates,cups,jerrycans,basins

PRCH Assetpurchase 2891 Generator

PRCH Assetpurchase 2892 Electronicgadgets(iPads,iPods,cameras,etc.)

PRCH Assetpurchase 2893 Ironbox

PRCH Assetpurchase 2894 Cellphone,smartphone

40



PRCH Assetpurchase 2895 Otherappliances

PRCH Assetpurchase 2897 Solarpanel

PRCH Assetpurchase 2900 Equipmentforyourbusiness

PRCH Assetpurchase 2903 Primaryresidence(homewhereyoulivenow)

PRCH Assetpurchase 2905 Commercialproperty(forworkorbusiness)

PRCH Assetpurchase 2906 Exoticorimprovedcows

PRCH Assetpurchase 2907 Goats

PRCH Assetpurchase 2908 Plotorshamba

PRCH Assetpurchase 2909 Secondhomeorflat(likeupcountry)

PRCH Assetpurchase 2910 Watertanks

PRCH Assetpurchase 2911 Wheelbarroworcart

PRCH Assetpurchase 2912 Farmingtoolsandtractorattachments

PRCH Assetpurchase 2914 Chains,earings,rings,otherjewelry(incl.weddingrings)

PRCH Assetpurchase 2915 Designerwatches

PRCH Assetpurchase 2916 Localcows

PRCH Assetpurchase 2917 Musicalinstruments,includingkeyboards

PRCH Assetpurchase 2918 Expensiveitemsofclothing(coats,dresses,suits)

PRCH Assetpurchase 2921 Othervaluable

PRCH Assetpurchase 3427 Printers,scanners,otheraccessories

PRCH Assetpurchase 3428 Paraffinstove

PRCH Assetpurchase 3431 Satelitedish,antenae,decoder

PRCH Assetpurchase 3488 Kettle,blender,otherelectrickitchenequipment

PRCH Assetpurchase 3489 Kangas

PRCH Assetpurchase 3490 Blankets,sheets,andotherbedding

PRCH Assetpurchase 4771 Jerricans

PRCH Assetpurchase 4772 Battery(carbattery)

PRCH Assetpurchase 4773 Buildingmaterials(bricks,cement,roofingsheets)

PRCH Assetpurchase 4774 Torches

SALE SaleofanAsset 2870 Motorbike,Piki-Piki

SALE SaleofanAsset 2871 Otherlivestock

41



SALE SaleofanAsset 2874 Diningroomandkitchenfurnitureincludingcarpets(noappliances)

SALE SaleofanAsset 2875 Livingroom,familyroom,denfurnitureincludingcarpets(noappliances)

SALE SaleofanAsset 2877 Computers,laptops,hardware,software

SALE SaleofanAsset 2879 Television(regular,LCD,etc.)

SALE SaleofanAsset 2880 DVDplayers,VCRs,digitalvideorecorders

SALE SaleofanAsset 2881 Chickenandotherpoultry

SALE SaleofanAsset 2884 Sheep

SALE SaleofanAsset 2894 Cellphone,smartphone

SALE SaleofanAsset 2895 Otherappliances

SALE SaleofanAsset 2898 Powertools,largenon-powertools(grinders,drills,weldingmach.)

SALE SaleofanAsset 2903 Primaryresidence(homewhereyoulivenow)

SALE SaleofanAsset 2906 Exoticorimprovedcows

SALE SaleofanAsset 2907 Goats

SALE SaleofanAsset 2908 Plotorshamba

SALE SaleofanAsset 2910 Watertanks

SALE SaleofanAsset 2914 Chains,earings,rings,otherjewelry(incl.weddingrings)

SALE SaleofanAsset 2916 Localcows

SALE SaleofanAsset 2918 Expensiveitemsofclothing(coats,dresses,suits)

SALE SaleofanAsset 2921 Othervaluable

SALE SaleofanAsset 3490 Blankets,sheets,andotherbedding

SALE SaleofanAsset 4773 Buildingmaterials(bricks,cement,roofingsheets)

cash Cash(Cashonhand;cashlost,stolenormissing)

CASH Cash 3499 Cashonhandnow

CASH Cash 3500 Cashlost,stolen,missing

42

4.9. Income

Inthegenerationofincomeaggregatesfromthe“diaries_transactions_all”dataset(4.8),thefollowingexclusionswereapplied:

(1) Incometransactionsoccurringinthefirsttwodiariesrounds(if trx_dq_round < 3)(2) Incometransactionsoccurringbeforeahouseholdhadbeenobservedforatleastonemonth(if

trx_stdtime_mnths_hh < 1)(3) Resourcesgiven(if trx_family == “Resources given”)(4) Giftsfromtheresearchfirm(if ddd_gift == 1)

Inadditionfourseparateversionsofthehousehold&individualleveldatasetsaregeneratedbasedonincludingresources received as a source of income, excluding resources received as a source of income and having aversionofeachofthosedatasetsdenominatedinKESandUSD.

4.9.1. Incomebyhousehold

4.9.1.1. Overview

Datasetfilename inc_hh_over_trx_yr_mo_kes_incRR.dta(monetaryvaluesinKES,includesResourcesReceivedassourceofincome)inc_hh_over_trx_yr_mo_usd_incRR.dta(monetaryvaluesinUSD,includesResourcesReceivedassourceofincome)inc_hh_over_trx_yr_mo_kes_excRR.dta(monetaryvaluesinKES,excludesResourcesReceivedassourceofincome)inc_hh_over_trx_yr_mo_usd_excRR.dta(monetaryvaluesinUSD,excludesResourcesReceivedassourceofincome)



Description Incomelevels,volatilityandstructurebyhouseholdoverstudyperiod

Dependencies diaries_transactions_all.dta

Code income_prep.do

4.9.1.2. Variables


1 hh_ids UniquehouseholdID2 inc_hh_unique_sources Income:Totaluniquesources3 inc_hh_meanptrx Income:Meanincomeovertransactions(kes)4 inc_hh_sdptrx Income:SDincomeovertransactions(kes)5 inc_hh_minpti Income:Minincomeovercalendarmonth(kes)6 inc_hh_meanpti Income:Meanincomeovercalendarmonth(kes)7 inc_hh_sdpti Income:SDincomeoverallcalendarmonth(kes)

43


8 inc_hh_medianpti Income:Medianincomeovercalendarmonth(kes)9 inc_hh_iqrpti Income:IQRincomeovercalendarmonth(kes)

10 inc_hh_maxpti Income:Maxincomeovercalendarmonth(kes)11 inc_hh_meanptrx_AGRI Income:MeanAgricultureincomepertransaction(kes)12 inc_hh_sdptrx_AGRI Income:SDAgricultureincomepertransaction(kes)13 inc_hh_meanpti_AGRI Income:MeanAgricultureincomeovercalendarmonth(kes)14 inc_hh_sdpti_AGRI Income:SDAgricultureincomeoverallcalendarmonth(kes)15 inc_hh_medianpti_AGRI Income:MedianAgricultureincomeovercalendarmonth(kes)16 inc_hh_iqrpti_AGRI Income:IQRAgricultureincomeovercalendarmonth(kes)17 inc_hh_meanptrx_CITMPC Income:MeanCasual/tempemploymentincomepertransaction(kes)18 inc_hh_sdptrx_CITMPC Income:SDCasual/tempemploymentincomepertransaction(kes)19 inc_hh_meanpti_CITMPC Income:MeanCasual/tempemploymentincomeovercalendarmonth(kes)20 inc_hh_sdpti_CITMPC Income:SDCasual/tempemploymentincomeoverallcalendarmonth(kes)21 inc_hh_medianpti_CITMPC Income:MedianCasual/tempemploymentincomeovercalendarmonth(kes)22 inc_hh_iqrpti_CITMPC Income:IQRCasual/tempemploymentincomeovercalendarmonth(kes)23 inc_hh_meanptrx_NEINCG Income:MeanNon-employmentincomepertransaction(kes)24 inc_hh_sdptrx_NEINCG Income:SDNon-employmentincomepertransaction(kes)25 inc_hh_meanpti_NEINCG Income:MeanNon-employmentincomeovercalendarmonth(kes)26 inc_hh_sdpti_NEINCG Income:SDNon-employmentincomeoverallcalendarmonth(kes)27 inc_hh_medianpti_NEINCG Income:MedianNon-employmentincomeovercalendarmonth(kes)28 inc_hh_iqrpti_NEINCG Income:IQRNon-employmentincomeovercalendarmonth(kes)29 inc_hh_meanptrx_REI Income:MeanRegularemploymentincomepertransaction(kes)30 inc_hh_sdptrx_REI Income:SDRegularemploymentincomepertransaction(kes)31 inc_hh_meanpti_REI Income:MeanRegularemploymentincomeovercalendarmonth(kes)32 inc_hh_sdpti_REI Income:SDRegularemploymentincomeoverallcalendarmonth(kes)33 inc_hh_medianpti_REI Income:MedianRegularemploymentincomeovercalendarmonth(kes)34 inc_hh_iqrpti_REI Income:IQRRegularemploymentincomeovercalendarmonth(kes)35 inc_hh_meanptrx_RIOI Income:MeanRentalorotherincomepertransaction(kes)36 inc_hh_sdptrx_RIOI Income:SDRentalorotherincomepertransaction(kes)37 inc_hh_meanpti_RIOI Income:MeanRentalorotherincomeovercalendarmonth(kes)38 inc_hh_sdpti_RIOI Income:SDRentalorotherincomeoverallcalendarmonth(kes)39 inc_hh_medianpti_RIOI Income:MedianRentalorotherincomeovercalendarmonth(kes)40 inc_hh_iqrpti_RIOI Income:IQRRentalorotherincomeovercalendarmonth(kes)41 inc_hh_meanptrx_RR Income:MeanResourcesReceivedincomepertransaction(kes)42 inc_hh_sdptrx_RR Income:SDResourcesReceivedincomepertransaction(kes)43 inc_hh_meanpti_RR Income:MeanResourcesReceivedincomeovercalendarmonth(kes)44 inc_hh_sdpti_RR Income:SDResourcesReceivedincomeoverallcalendarmonth(kes)45 inc_hh_medianpti_RR Income:MedianResourcesReceivedincomeovercalendarmonth(kes)46 inc_hh_iqrpti_RR Income:IQRResourcesReceivedincomeovercalendarmonth(kes)47 inc_hh_meanptrx_SEI Income:MeanSelf-employmentincomepertransaction(kes)48 inc_hh_sdptrx_SEI Income:SDSelf-employmentincomepertransaction(kes)49 inc_hh_meanpti_SEI Income:MeanSelf-employmentincomeovercalendarmonth(kes)50 inc_hh_sdpti_SEI Income:SDSelf-employmentincomeoverallcalendarmonth(kes)51 inc_hh_medianpti_SEI Income:MedianSelf-employmentincomeovercalendarmonth(kes)

44


52 inc_hh_iqrpti_SEI Income:IQRSelf-employmentincomeovercalendarmonth(kes)53 inc_hh_dom Income:Dominantsource(valuescorrespondtotrx_family_code)

4.9.1.3. Valuelabels[none]

4.9.2. Incomebyhousehold&calendarmonth

4.9.2.1. Overview

Datasetfilename inc_hh_by_trx_yr_mo_kes_incRR.dtainc_hh_by_trx_yr_mo_usd_incRR.dtainc_hh_by_trx_yr_mo_kes_excRR.dtainc_hh_by_trx_yr_mo_usd_excRR.dta



Description Aggregateincomelevelsbyincomesource,calendarmonthandhousehold


Code income_prep.do

4.9.2.2. Variables


1 hh_ids UniquehouseholdID2 trx_yr_mo Transactionyearandmonth3 inc_hh_byti Income:Totalincome,bycalendarmonth(kes)4 inc_hh_byti_AGRI Income:TotalAgricultureincome,bycalendarmonth(kes)5 inc_hh_byti_CITMPC Income:TotalCasual/tempemploymentincome,bycalendarmonth(kes)6 inc_hh_byti_NEINCG Income:TotalNon-employmentincome,bycalendarmonth(kes)7 inc_hh_byti_REI Income:TotalRegularemploymentincome,bycalendarmonth(kes)8 inc_hh_byti_RIOI Income:TotalRentalorotherincome,bycalendarmonth(kes)9 inc_hh_byti_RR Income:TotalResourcesReceivedincome,bycalendarmonth(kes)

10 inc_hh_byti_SEI Income:TotalSelf-employmentincome,bycalendarmonth(kes)


[none]

45

4.9.3. Incomebyhouseholdmember

4.9.3.1. Overview

Datasetfilename inc_ind_by_trx_yr_mo_kes.dtainc_ind_by_trx_yr_mo_usd.dta



Description Incomelevels,volatilityandstructurebyhouseholdoverstudyperiod


Code income_prep.do

4.9.3.2. Variables


1 hh_ids UniquehouseholdID2 m_ids_owner UniquememberID[assignedtoownerofaccount],HH=HHownership3 inc_i_unique_sources Income:Totaluniquesources4 inc_i_meanptrx Income:Meanincomeovertransactions(kes)5 inc_i_sdptrx Income:SDofincomeovertransactions(kes)6 inc_i_minpti Income:Minincomeovercalendarmonth(kes)7 inc_i_meanpti Income:Meanincomeoverallcalendarmonth(kes)8 inc_i_sdpti Income:SDincomeoverallcalendarmonth(kes)9 inc_i_medianpti Income:Medianincomeoverallcalendarmonth(kes)

10 inc_i_maxpti Income:Maxincomeoverallcalendarmonth(kes)11 inc_i_meanptrx_AGRI Income:MeanAgricultureincomeovertransactions(kes)12 inc_i_sdptrx_AGRI Income:SDAgricultureincomeovertransaction(kes)13 inc_i_meanpti_AGRI Income:MeanAgricultureincomeoverallcalendarmonth(kes)14 inc_i_sdpti_AGRI Income:SDAgricultureincomeoverallcalendarmonth(kes)15 inc_i_medianpti_AGRI Income:MedianAgricultureincomeoverallcalendarmonth(kes)16 inc_i_meanptrx_CI Income:MeanCasualemploymentincomeovertransactions(kes)17 inc_i_sdptrx_CI Income:SDCasualemploymentincomeovertransaction(kes)18 inc_i_meanpti_CI Income:MeanCasualemploymentincomeoverallcalendarmonth(kes)19 inc_i_sdpti_CI Income:SDCasualemploymentincomeoverallcalendarmonth(kes)20 inc_i_medianpti_CI Income:MedianCasualemploymentincomeoverallcalendarmonth(kes)21 inc_i_meanptrx_NEINCG Income:MeanNon-employmentincomeovertransactions(kes)22 inc_i_sdptrx_NEINCG Income:SDNon-employmentincomeovertransaction(kes)23 inc_i_meanpti_NEINCG Income:MeanNon-employmentincomeoverallcalendarmonth(kes)24 inc_i_sdpti_NEINCG Income:SDNon-employmentincomeoverallcalendarmonth(kes)25 inc_i_medianpti_NEINCG Income:MedianNon-employmentincomeoverallcalendarmonth(kes)26 inc_i_meanptrx_OI Income:MeanOtherincomeovertransactions(kes)27 inc_i_sdptrx_OI Income:SDOtherincomeovertransaction(kes)28 inc_i_meanpti_OI Income:MeanOtherincomeoverallcalendarmonth(kes)

46


29 inc_i_sdpti_OI Income:SDOtherincomeoverallcalendarmonth(kes)30 inc_i_medianpti_OI Income:MedianOtherincomeoverallcalendarmonth(kes)31 inc_i_meanptrx_REI Income:MeanRegularemploymentincomeovertransactions(kes)32 inc_i_sdptrx_REI Income:SDRegularemploymentincomeovertransaction(kes)33 inc_i_meanpti_REI Income:MeanRegularemploymentincomeoverallcalendarmonth(kes)34 inc_i_sdpti_REI Income:SDRegularemploymentincomeoverallcalendarmonth(kes)35 inc_i_medianpti_REI Income:MedianRegularemploymentincomeoverallcalendarmonth(kes)36 inc_i_meanptrx_RI Income:MeanRentalIncomeincomeovertransactions(kes)37 inc_i_sdptrx_RI Income:SDRentalIncomeincomeovertransaction(kes)38 inc_i_meanpti_RI Income:MeanRentalIncomeincomeoverallcalendarmonth(kes)39 inc_i_sdpti_RI Income:SDRentalIncomeincomeoverallcalendarmonth(kes)40 inc_i_medianpti_RI Income:MedianRentalIncomeincomeoverallcalendarmonth(kes)41 inc_i_meanptrx_RR Income:MeanResourcesReceivedincomeovertransactions(kes)42 inc_i_sdptrx_RR Income:SDResourcesReceivedincomeovertransaction(kes)43 inc_i_meanpti_RR Income:MeanResourcesReceivedincomeoverallcalendarmonth(kes)44 inc_i_sdpti_RR Income:SDResourcesReceivedincomeoverallcalendarmonth(kes)45 inc_i_medianpti_RR Income:MedianResourcesReceivedincomeoverallcalendarmonth(kes)46 inc_i_meanptrx_SEI Income:MeanSelf-employmentincomeovertransactions(kes)47 inc_i_sdptrx_SEI Income:SDSelf-employmentincomeovertransaction(kes)48 inc_i_meanpti_SEI Income:MeanSelf-employmentincomeoverallcalendarmonth(kes)49 inc_i_sdpti_SEI Income:SDSelf-employmentincomeoverallcalendarmonth(kes)50 inc_i_medianpti_SEI Income:MedianSelf-employmentincomeoverallcalendarmonth(kes)51 inc_i_meanptrx_TEMPC Income:MeanTemporarycontractincomeovertransactions(kes)52 inc_i_sdptrx_TEMPC Income:SDTemporarycontractincomeovertransaction(kes)53 inc_i_meanpti_TEMPC Income:MeanTemporarycontractincomeoverallcalendarmonth(kes)54 inc_i_sdpti_TEMPC Income:SDTemporarycontractincomeoverallcalendarmonth(kes)55 inc_i_medianpti_TEMPC Income:MedianTemporarycontractincomeoverallcalendarmonth(kes)56 inc_i_dom Income:Dominantsource(valuescorrespondtotrx_family_code)


[none]

4.9.4. Incomebyhouseholdmember&calendarmonth

4.9.4.1. Overview

Datasetfilename inc_ind_by_trx_yr_mo_kes.dtainc_ind_by_trx_yr_mo_usd.dta



Description Aggregateincomelevelsbyincomesource,calendarmonthandhouseholdmember

47


Code income_prep.do

4.9.4.2. Variables


1 hh_ids UniquehouseholdID2 m_ids_owner UniquememberID[assignedtoownerofaccount],HH=HHownership3 trx_yr_mo Transactionyearandmonth4 inc_i_byti Income:Totalincome,bycalendarmonth(kes)5 inc_i_byti_AGRI Income:Agricultureincome,bycalendarmonth(kes)6 inc_i_byti_CI Income:Casualemploymentincome,bycalendarmonth(kes)7 inc_i_byti_NEINCG Income:Non-employmentincome,bycalendarmonth(kes)8 inc_i_byti_OI Income:Otherincome,bycalendarmonth(kes)9 inc_i_byti_REI Income:Regularemploymentincome,bycalendarmonth(kes)

10 inc_i_byti_RI Income:RentalIncomeincome,bycalendarmonth(kes)11 inc_i_byti_RR Income:ResourcesReceivedincome,bycalendarmonth(kes)12 inc_i_byti_SEI Income:Self-employmentincome,bycalendarmonth(kes)13 inc_i_byti_TEMPC Income:Temporarycontractincome,bycalendarmonth(kes)


none

4.10. Remittances

Intheconstructionofremittanceindicatorsfromthe“diaries_transactions_all”dataset(4.8),thefollowingrecordswereexcluded:

(1) Transactionsoccurringinthefirsttwodiariesrounds(if trx_dq_round < 3)(2) Transactionsoccurringbeforeahouseholdhadbeenobservedforatleastonemonth(if

trx_stdtime_mnths_hh < 1)

Inadditiontheindicatorsinthefollowingindicatorsareconstructedonlyfromtransactionsclassifiedasincometransactionsinthe“Resourcesreceived”&“Resourcesgiven”transactionfamily.

4.10.1. Remittancesbyhousehold

4.10.1.1. Overview

Datasetfilename rem_hh_over_trx_yr_mo_kes.dtarem_hh_over_trx_yr_mo_usd.dta


48


Description Remittances(resourcesreceived&resourcesgiven),overstudyperiod


Code remittances_prep.do

4.10.1.2. Variables


1 hh_ids UniquehouseholdID2 rem_hh_unique_sources Remittances:Totaluniquesourcesorrecipientsoffunds(N)3 rem_hh_meanptrx Remittances:Meanvalueovertransactions(kes)4 rem_hh_sdptrx Remittances:SDofvalueovertransactions(kes)5 rem_hh_meanptrx_RG Remittances:MeanvalueoverRGtransactions(kes)6 rem_hh_sdptrx_RG Remittances:SDofvalueoverRGtransactions(kes)7 rem_hh_meanptrx_RR Remittances:MeanvalueoverRRtransactions(kes)8 rem_hh_sdptrx_RR Remittances:SDofvalueoverRRtransactions(kes)9 rem_hh_count_medianpti Remittances:Mediantransactionsoverallcalendarmonth(kes)

10 rem_hh_abs_medianpti Remittances:Mediantotalflowsoverallcalendarmonth(kes)11 rem_hh_net_medianpti Remittances:Mediannetflowsoverallcalendarmonth(kes)12 rem_hh_count_medianpti_RG Remittances:MedianRGtransactionsoverallcalendarmonth(kes)13 rem_hh_abs_medianpti_RG Remittances:MedianRGtotalflowsoverallcalendarmonth(kes)14 rem_hh_count_medianpti_RR Remittances:MedianRRtransactionsoverallcalendarmonth(kes)15 rem_hh_abs_medianpti_RR Remittances:MedianRRtotalflowsoverallcalendarmonth(kes)16 rem_hh_count_medianpti_cash Remittances:Mediancashtransactionsoverallcalendarmonth(kes)17 rem_hh_abs_medianpti_cash Remittances:Mediantotalflowsviacashoverallcalendarmonth(kes)18 rem_hh_net_medianpti_cash Remittances:Mediannetflowsviacashoverallcalendarmonth(kes)19 rem_hh_count_medianpti_inkind Remittances:Medianin-kindtransactionsoverallcalendarmonth(kes)20 rem_hh_abs_medianpti_inkind Remittances:Mediantotalflowsviain-kindoverallcalendarmonth(kes)21 rem_hh_net_medianpti_inkind Remittances:Mediannetflowsviain-kindoverallcalendarmonth(kes)22 rem_hh_count_medianpti_mm Remittances:Medianmobile-moneytransactionsoverallcalendarmonth(kes)

23 rem_hh_abs_medianpti_mmRemittances:Mediantotalflowsviamobile-moneyoverallcalendarmonth(kes)

24 rem_hh_net_medianpti_mm Remittances:Mediannetflowsviamobile-moneyoverallcalendarmonth(kes)25 rem_hh_count_medianpti_other Remittances:Medianothertransactionsoverallcalendarmonth(kes)26 rem_hh_abs_medianpti_other Remittances:Mediantotalflowsviaotheroverallcalendarmonth(kes)27 rem_hh_net_medianpti_other Remittances:Mediannetflowsviaotheroverallcalendarmonth(kes)


none

4.10.2. Remittancesbyhousehold&calendarmonth

4.10.2.1. Overview

49

Datasetfilename rem_hh_by_trx_yr_mo_kes.dtarem_hh_by_trx_yr_mo_usd.dta



Description Remittances(resourcesreceived&resourcesgiven),byhousehold&calendarmonth



4.10.2.2. Variables


1 hh_ids UniquehouseholdID2 trx_yr_mo Transactionyearandmonth3 rem_hh_count_byti Remittances:Totaltransactions(Resourcesreceived+given),bycalendarmonth4 rem_hh_abs_byti Remittances:Totalflows(Resourcesreceived+given),bycalendarmonth(kes)5 rem_hh_net_byti Remittances:Netflows(Resourcesreceived-given),bycalendarmonth(kes)6 rem_hh_count_byti_RG Remittances:ResourcesGiven,Totaltransactions,bycalendarmonth(N)7 rem_hh_abs_byti_RG Remittances:ResourcesGiven,Totalflows,bycalendarmonth(kes)8 rem_hh_count_byti_RR Remittances:ResourcesReceived,Totaltransactions,bycalendarmonth(N)9 rem_hh_abs_byti_RR Remittances:ResourcesReceived,Totalflows,bycalendarmonth(kes)

10 rem_hh_count_byti_cash Remittances:Madeviacash,Totaltransactions,bycalendarmonth(N)11 rem_hh_abs_byti_cash Remittances:Madeviacash,Totalflows,bycalendarmonth(kes)12 rem_hh_net_byti_cash Remittances:Madeviacash,Netflows,bycalendarmonth(kes)13 rem_hh_count_byti_inkind Remittances:Madeviain-kind,Totaltransactions,bycalendarmonth(N)14 rem_hh_abs_byti_inkind Remittances:Madeviain-kind,Totalflows,bycalendarmonth(kes)15 rem_hh_net_byti_inkind Remittances:Madeviain-kind,Netflows,bycalendarmonth(kes)16 rem_hh_count_byti_mm Remittances:Madeviamobile-money,Totaltransactions,bycalendarmonth(N)17 rem_hh_abs_byti_mm Remittances:Madeviamobile-money,Totalflows,bycalendarmonth(kes)18 rem_hh_net_byti_mm Remittances:Madeviamobile-money,Netflows,bycalendarmonth(kes)19 rem_hh_count_byti_other Remittances:Madeviaother,Totaltransactions,bycalendarmonth(N)20 rem_hh_abs_byti_other Remittances:Madeviaother,Totalflows,bycalendarmonth(kes)21 rem_hh_net_byti_other Remittances:Madeviaother,Netflows,bycalendarmonth(kes)


none

4.10.3. Remittancesbyindividual

4.10.3.1. OverviewDatasetfilename rem_ind_over_trx_yr_mo_kes.dta

50

rem_ind_over_trx_yr_mo_usd.dta



Description Remittances(resourcesreceived&resourcesgiven),byhouseholdmemberoverallcalendarmonthsinstudyperiod



4.10.3.2. Variables


1 hh_ids UniquehouseholdID2 m_ids_owner UniquememberID[assignedtoownerofaccount],HH=HHownership3 rem_i_unique_sources Remittances:Totaluniquesourcesorrecipientsoffunds(N)4 rem_i_meanptrx Remittances:Meanvalueovertransactions(kes)5 rem_i_sdptrx Remittances:SDofvalueovertransactions(kes)6 rem_i_meanptrx_RG Remittances:MeanvalueoverRGtransactions(kes)7 rem_i_sdptrx_RG Remittances:SDofvalueoverRGtransactions(kes)8 rem_i_meanptrx_RR Remittances:MeanvalueoverRRtransactions(kes)9 rem_i_sdptrx_RR Remittances:SDofvalueoverRRtransactions(kes)

10 rem_i_count_medianpti Remittances:Mediantransactionsoverallcalendarmonth(kes)11 rem_i_abs_medianpti Remittances:Mediantotalflowsoverallcalendarmonth(kes)12 rem_i_net_medianpti Remittances:Mediannetflowsoverallcalendarmonth(kes)13 rem_i_count_medianpti_RG Remittances:MedianRGtransactionsoverallcalendarmonth(kes)14 rem_i_abs_medianpti_RG Remittances:MedianRGtotalflowsoverallcalendarmonth(kes)15 rem_i_count_medianpti_RR Remittances:MedianRRtransactionsoverallcalendarmonth(kes)16 rem_i_abs_medianpti_RR Remittances:MedianRRtotalflowsoverallcalendarmonth(kes)17 rem_i_count_medianpti_cash Remittances:Mediancashtransactionsoverallcalendarmonth(kes)18 rem_i_abs_medianpti_cash Remittances:Mediantotalflowsviacashoverallcalendarmonth(kes)19 rem_i_net_medianpti_cash Remittances:Mediannetflowsviacashoverallcalendarmonth(kes)20 rem_i_count_medianpti_inkind Remittances:Medianin-kindtransactionsoverallcalendarmonth(kes)21 rem_i_abs_medianpti_inkind Remittances:Mediantotalflowsviain-kindoverallcalendarmonth(kes)22 rem_i_net_medianpti_inkind Remittances:Mediannetflowsviain-kindoverallcalendarmonth(kes)

23 rem_i_count_medianpti_mmRemittances:Medianmobile-moneytransactionsoverallcalendarmonth(kes)

24 rem_i_abs_medianpti_mmRemittances:Mediantotalflowsviamobile-moneyoverallcalendarmonth(kes)

25 rem_i_net_medianpti_mmRemittances:Mediannetflowsviamobile-moneyoverallcalendarmonth(kes)

26 rem_i_count_medianpti_other Remittances:Medianothertransactionsoverallcalendarmonth(kes)27 rem_i_abs_medianpti_other Remittances:Mediantotalflowsviaotheroverallcalendarmonth(kes)28 rem_i_net_medianpti_other Remittances:Mediannetflowsviaotheroverallcalendarmonth(kes)

51


None

4.10.4. Remittancesbyindividual&calendarmonth

4.10.4.1. OverviewDatasetfilename rem_ind_by_trx_yr_mo_kes.dta

rem_ind_by_trx_yr_mo_usd.dta



Description Remittances(resourcesreceived&resourcesgiven),byhouseholdmemberbycalendarmonth



4.10.4.2. Variables


1 hh_ids UniquehouseholdID2 m_ids_owner UniquememberID[assignedtoownerofaccount],HH=HHownership3 trx_yr_mo Transactionyearandmonth4 rem_i_count_byti Remittances:Totaltransactions(Resourcesreceived+given),bycalendarmonth5 rem_i_abs_byti Remittances:Totalflows(Resourcesreceived+given),bycalendarmonth(kes)6 rem_i_net_byti Remittances:Netflows(Resourcesreceived-given),bycalendarmonth(kes)7 rem_i_count_byti_RG Remittances:ResourcesGiven,Totaltransactions,bycalendarmonth(N)8 rem_i_abs_byti_RG Remittances:ResourcesGiven,Totalflows,bycalendarmonth(kes)9 rem_i_count_byti_RR Remittances:ResourcesReceived,Totaltransactions,bycalendarmonth(N)

10 rem_i_abs_byti_RR Remittances:ResourcesReceived,Totalflows,bycalendarmonth(kes)11 rem_i_count_byti_cash Remittances:Madeviacash,Totaltransactions,bycalendarmonth(N)12 rem_i_abs_byti_cash Remittances:Madeviacash,Totalflows,bycalendarmonth(kes)13 rem_i_net_byti_cash Remittances:Madeviacash,Netflows,bycalendarmonth(kes)14 rem_i_count_byti_inkind Remittances:Madeviain-kind,Totaltransactions,bycalendarmonth(N)15 rem_i_abs_byti_inkind Remittances:Madeviain-kind,Totalflows,bycalendarmonth(kes)16 rem_i_net_byti_inkind Remittances:Madeviain-kind,Netflows,bycalendarmonth(kes)17 rem_i_count_byti_mm Remittances:Madeviamobile-money,Totaltransactions,bycalendarmonth(N)18 rem_i_abs_byti_mm Remittances:Madeviamobile-money,Totalflows,bycalendarmonth(kes)19 rem_i_net_byti_mm Remittances:Madeviamobile-money,Netflows,bycalendarmonth(kes)20 rem_i_count_byti_other Remittances:Madeviaother,Totaltransactions,bycalendarmonth(N)21 rem_i_abs_byti_other Remittances:Madeviaother,Totalflows,bycalendarmonth(kes)22 rem_i_net_byti_other Remittances:Madeviaother,Netflows,bycalendarmonth(kes)

52


None

4.11. Consumption

Inthegenerationofconsumptionfrompurchasesindicatorsfromthe“diaries_transactions_all”dataset(4.8),thefollowingrecordswereexcluded:

(3) Incometransactionsoccurringinthefirsttwodiariesrounds(if trx_dq_round < 3)(4) Incometransactionsoccurringbeforeahouseholdhadbeenobservedforatleastonemonth(if

trx_stdtime_mnths_hh < 1)

4.11.1. Purchasesbyhousehold

4.11.1.1. Overview

Datasetfilename con_pur_hh_over_trx_yr_mo_kes.dta

con_pur_hh_over_trx_yr_mo_usd.dta



Description Mean/Medianaggregatecalendarmonthpurchasesbytypeandhousehold(overstudyperiod)



4.11.1.2. Variables


1 hh_ids UniquehouseholdID2 con_pur_hh_meanptrx Purchases:meanexpenditureovertransactions(kes)3 con_pur_hh_sdptrx Purchases:SDexpenditureovertransactions(kes)4 con_pur_hh_minpti Purchases:Minexpenditureovercalendarmonth(kes)5 con_pur_hh_meanpti Purchases:Meanexpenditureovercalendarmonth(kes)6 con_pur_hh_medpti Purchases:Medianexpenditureovercalendarmonth(kes)7 con_pur_hh_maxpti Purchases:Maxexpenditureovercalendarmonth(kes)8 con_pur_hh_meanpti_ALC Purchases:MeanAlcohol,cigarettesordrugsexp.overcalendarmonth(kes)

9 con_pur_hh_medpti_ALCPurchases:MedianAlcohol,cigarettesordrugsexpenditureovercalendarmonth(kes)

10 con_pur_hh_meanpti_CLN Purchases:MeanCleaningmaterialsexp.overcalendarmonth(kes)

53

11 con_pur_hh_medpti_CLN Purchases:MedianCleaningmaterialsexpenditureovercalendarmonth(kes)12 con_pur_hh_meanpti_CLTH Purchases:MeanClothingexp.overcalendarmonth(kes)13 con_pur_hh_medpti_CLTH Purchases:MedianClothingexpenditureovercalendarmonth(kes)14 con_pur_hh_meanpti_COMM Purchases:MeanCommunicationsexp.overcalendarmonth(kes)15 con_pur_hh_medpti_COMM Purchases:MedianCommunicationsexpenditureovercalendarmonth(kes)16 con_pur_hh_meanpti_EDU Purchases:MeanEducationexp.overcalendarmonth(kes)17 con_pur_hh_medpti_EDU Purchases:MedianEducationexpenditureovercalendarmonth(kes)18 con_pur_hh_meanpti_ENRGY Purchases:MeanEnergyexp.overcalendarmonth(kes)19 con_pur_hh_medpti_ENRGY Purchases:MedianEnergyexpenditureovercalendarmonth(kes)20 con_pur_hh_meanpti_ENT Purchases:MeanEntertainmentexp.overcalendarmonth(kes)21 con_pur_hh_medpti_ENT Purchases:MedianEntertainmentexpenditureovercalendarmonth(kes)22 con_pur_hh_meanpti_FOOD Purchases:MeanFoodexp.overcalendarmonth(kes)23 con_pur_hh_medpti_FOOD Purchases:MedianFoodexpenditureovercalendarmonth(kes)24 con_pur_hh_meanpti_H20 Purchases:MeanWaterexp.overcalendarmonth(kes)25 con_pur_hh_medpti_H20 Purchases:MedianWaterexpenditureovercalendarmonth(kes)26 con_pur_hh_meanpti_HSNG Purchases:MeanHousingexp.overcalendarmonth(kes)27 con_pur_hh_medpti_HSNG Purchases:MedianHousingexpenditureovercalendarmonth(kes)28 con_pur_hh_meanpti_MED Purchases:MeanMedicalexp.overcalendarmonth(kes)29 con_pur_hh_medpti_MED Purchases:MedianMedicalexpenditureovercalendarmonth(kes)30 con_pur_hh_meanpti_OTH Purchases:MeanOtherexp.overcalendarmonth(kes)31 con_pur_hh_medpti_OTH Purchases:MedianOtherexpenditureovercalendarmonth(kes)32 con_pur_hh_meanpti_PERS Purchases:MeanPersonalcareexp.overcalendarmonth(kes)33 con_pur_hh_medpti_PERS Purchases:MedianPersonalcareexpenditureovercalendarmonth(kes)34 con_pur_hh_meanpti_REL Purchases:MeanReligiousexp.overcalendarmonth(kes)35 con_pur_hh_medpti_REL Purchases:MedianReligiousexpenditureovercalendarmonth(kes)36 con_pur_hh_meanpti_TRNSP Purchases:MeanTransportationexp.overcalendarmonth(kes)37 con_pur_hh_medpti_TRNSP Purchases:MedianTransportationexpenditureovercalendarmonth(kes)


none

4.11.2. Purchasesbyhousehold&calendarmonth

4.11.2.1. Overview

Datasetfilename con_pur_hh_by_trx_yr_mo_kes.dta

con_pur_hh_by_trx_yr_mo_usd.dta



Description Aggregatepurchasesbytype,calendarmonthandhousehold

Dependencies diary_transaction_ALL.dta

Code income_prep.do

54

4.11.2.2. Variables


1 hh_ids UniquehouseholdID2 trx_yr_mo Transactionyearandmonth3 con_pur_hh_byti Purchases:expenditurebycalendarmonth(kes)4 con_pur_hh_byti_ALC Purchases:Alcohol,cigarettesordrugsexp.,bycalendarmonth(kes)5 con_pur_hh_byti_CLN Purchases:Cleaningmaterialsexp.,bycalendarmonth(kes)6 con_pur_hh_byti_CLTH Purchases:Clothingexp.,bycalendarmonth(kes)7 con_pur_hh_byti_COMM Purchases:Communicationsexp.,bycalendarmonth(kes)8 con_pur_hh_byti_EDU Purchases:Educationexp.,bycalendarmonth(kes)9 con_pur_hh_byti_ENRGY Purchases:Energyexp.,bycalendarmonth(kes)

10 con_pur_hh_byti_ENT Purchases:Entertainmentexp.,bycalendarmonth(kes)11 con_pur_hh_byti_FOOD Purchases:Foodexp.,bycalendarmonth(kes)12 con_pur_hh_byti_H20 Purchases:Waterexp.,bycalendarmonth(kes)13 con_pur_hh_byti_HSNG Purchases:Housingexp.,bycalendarmonth(kes)14 con_pur_hh_byti_MED Purchases:Medicalexp.,bycalendarmonth(kes)15 con_pur_hh_byti_OTH Purchases:Otherexp.,bycalendarmonth(kes)16 con_pur_hh_byti_PERS Purchases:Personalcareexp.,bycalendarmonth(kes)17 con_pur_hh_byti_REL Purchases:Religiousexp.,bycalendarmonth(kes)18 con_pur_hh_byti_TRNSP Purchases:Transportationexp.,bycalendarmonth(kes)


none

4.11.3. Ownproductionbyhousehold

4.11.3.1. Overview

Datasetfilename con_prod_hh_over_trx_yr_mo_kes

con_prod_hh_over_trx_yr_mo_usd

Numberofvariables 2


Description Totalvalueofownproduction(forfood)byhousehold(medianmonthlyfoodproduction)

Dependencies +ConsumptionfromHHProduction(new)(overtime).csv+ConsumptionfromHHold19thMarch.csv

Code consumptionHHprod.do

55

Datatype Description Details Timespecificity

Consumptionfromownproduction

Allfoodproducedbythehousehold

+Consumptionfromhouseholdproductionismappedonlytothehousehold

Aggregatedtotheinterviewperiod(approx.2weeks)

4.11.3.2. Variables


1 hh_ids UniquehouseholdID2 con_prod_hh_medpti Production(Food):Medianestimatedvalueovercalendarmonth(kes)


none

4.11.4. Ownproductionbyhousehold&calendarmonth

4.11.4.1. Overview

Datasetfilename con_prod_hh_by_trx_yr_mo_kes

con_prod_hh_by_trx_yr_mo_usd

Numberofvariables 3


Description Totalvalueofownproduction(forfood)byhouseholdandcalendarmonth

Dependencies +ConsumptionfromHHProduction(new)(overtime).csv+ConsumptionfromHHold19thMarch.csv

Code consumptionHHprod.do

Datatype Description Details Timespecificity

Consumptionfromownproduction

Allfoodproducedbythehousehold

+Consumptionfromhouseholdproductionismappedonlytothehousehold

Aggregatedtotheinterviewperiod(approx.2weeks)

4.11.4.2. Variables



56

2 trx_yr_mo Transactionyearandmonth3 con_prod_hh_byti Production(Food):Estimatedvaluebycalendarmonth(KES)

4.11.4.3. ValueLabels

[none]

4.12. PovertyStatus

4.12.1. Povertystatusbyhousehold

4.12.1.1. OverviewDatasetfilename pov_hh_over_trx_yr_mo_kes_incRR.dta

pov_hh_over_trx_yr_mo_kes_excRR.dta

pov_hh_over_trx_yr_mo_usd_incRR.dta

pov_hh_over_trx_yr_mo_usd_excRR.dta

*TheincRRsuffixdenotesthatincomepovertycalculationsusedresourcesreceivedasasourceofincomewhereasexcRRdenotesthatincomepovertycalculationdidnotuseresourcesreceivedasasourceofincome.



Description Totalincomeandconsumptionperadultequivalent,povertystatusbyhousehold(usingmediancalendarmonthvaluesofincomeandconsumption)

Dependencies inc_hh_over_trx_yr_mo_usd/kes_incRR/excRR.dtacon_pur_hh_over_trx_yr_mo_usd/kes.dtacon_prod_hh_over_trx_yr_mo_usd/kes.dtademo_hh.dta

Code poverty_prep.do

4.12.1.2. Variables


1 hh_ids UniquehouseholdID2 inc_hh_medianpti Income:Medianincomeovercalendarmonth(kes)3 con_pur_hh_medpti Purchases:Medianexpenditureovercalendarmonth(kes)4 con_prod_hh_medpti Production(Food):Medianestimatedvalueovercalendarmonth(kes)5 dem_urban Demographics:HHinurban(1)orrural(0)area6 dem_hh_size Demographics:HHsize(N)

57

7 dem_pae_oecd Demographics:peradultequivalents(OECDmethod)8 dem_pae_kihbs Demographics:peradultequivalents(KIHBSmethod)9 con_hh_medpti Totalmediancons.pcalendarmonthfrompurchasesandownproduction(kes)

10 inc_hh_pti_pae_oecd Totalmedincomepadultequivalent(oecd)pday,overcalendarmonth(kes)11 con_hh_pti_pae_oecd Totalmedcons.padultequivalent(oecd)pday,overcalendarmonth(kes)12 inc_hh_pti_pae_kihbs Totalmedincomepadultequivalent(kihbs)pday,overcalendarmonth(kes)13 con_hh_pti_pae_kihbs Totalmedcons.padultequivalent(kihbs)pday,overcalendarmonth(kes)14 inc_below_85_kes_oecd Medincomebelow85KESpday(oecdpadultequivmethod),overcalendarmonth15 con_below_85_kes_oecd Medcons.below85KESpday(oecdpadultequivmethod),calendarmonth16 inc_below_85_kes_kihbs Medincomebelow85KESpday(kihbspadultequivmethod),overcalendarmonth17 con_below_85_kes_kihbs Medcons.below85KESpday(kihbspadultequivmethod),calendarmonth18 inc_below_170_kes_oecd Medincomebelow170KESpday(oecdpadultequivmethod),overcalendarmonth19 con_below_170_kes_oecd Medcons.below170KESpday(oecdpadultequivmethod),calendarmonth20 inc_below_170_kes_kihbs Medincomebelow170KESpday(kihbspadultequivmethod),overcalendarmonth21 con_below_170_kes_kihbs Medcons.below170KESpday(kihbspadultequivmethod),calendarmonth22 inc_below_425_kes_oecd Medincomebelow425KESpday(oecdpadultequivmethod),overcalendarmonth23 con_below_425_kes_oecd Medcons.below425KESpday(oecdpadultequivmethod),calendarmonth24 inc_below_425_kes_kihbs Medincomebelow425KESpday(kihbspadultequivmethod),overcalendarmonth25 con_below_425_kes_kihbs Medcons.below425KESpday(kihbspadultequivmethod),calendarmonth


none

4.12.2. Povertystatusbyhousehold&calendarmonth

4.12.2.1. Overview

Datasetfilename pov_hh_by_trx_yr_mo_kes_incRR.dta

pov_hh_by_trx_yr_mo_kes_excRR.dta

pov_hh_by_trx_yr_mo_usd_incRR.dta

pov_hh_by_trx_yr_mo_usd_excRR.dta

*TheincRRsuffixdenotesthatincomepovertycalculationsusedresourcesreceivedasasourceofincomewhereasexcRRdenotesthatincomepovertycalculationdidnotuseresourcesreceivedasasourceofincome.



Description Totalincomeandconsumptionperadultequivalent,povertystatusbycalendarmonthandhousehold

Dependencies inc_hh_by_trx_yr_mo_usd/kes_incRR/excRR.dtacon_pur_hh_by_trx_yr_mo_usd/kes.dtacon_prod_hh_by_trx_yr_mo_usd/kes.dta

58

demo_hh.dta

Code poverty_prep.do

4.12.2.2. Variables


1 hh_ids UniquehouseholdID2 trx_yr_mo Transactionyearandmonth3 inc_hh_byti Income:Totalincome,bycalendarmonth(usd)4 con_pur_hh_byti Purchases:expenditurebycalendarmonth(usd)5 con_prod_hh_byti Production(Food):Estimatedvaluebycalendarmonth(usd)6 dem_urban Demographics:HHinurban(1)orrural(0)area7 dem_hh_size Demographics:HHsize(N)8 dem_pae_oecd Demographics:peradultequivalents(OECDmethod)9 dem_pae_kihbs Demographics:peradultequivalents(KIHBSmethod)

10 con_hh_byti Totalconsumptionfrompurchasesandhouseholdproduction(usd)11 inc_hh_byti_pae_oecd Totalincomepadultequivalent(oecd)pday,bycalendarmonth(usd)12 con_hh_byti_pae_oecd Totalcons.padultequivalent(oecd)pday,bycalendarmonth(usd)13 inc_hh_byti_pae_kihbs Totalincomepadultequivalent(kihbs)pday,bycalendarmonth(usd)14 con_hh_byti_pae_kihbs Totalcons.padultequivalent(kihbs)pday,bycalendarmonth(usd)15 inc_below_1_usd_oecd Incomebelow1USDpday(usingoecdpadultequivmethod),bycalendarmonth16 con_below_1_usd_oecd Cons.below1USDpday(usingoecdpadultequivmethod),bycalendarmonth17 inc_below_1_usd_kihbs Incomebelow1USDpday(usingkihbspadultequivmethod),bycalendarmonth18 con_below_1_usd_kihbs Cons.below1USDpday(usingkihbspadultequivmethod),bycalendarmonth19 inc_below_2_usd_oecd Incomebelow2USDpday(usingoecdpadultequivmethod),bycalendarmonth20 con_below_2_usd_oecd Cons.below2USDpday(usingoecdpadultequivmethod),bycalendarmonth21 inc_below_2_usd_kihbs Incomebelow2USDpday(usingkihbspadultequivmethod),bycalendarmonth22 con_below_2_usd_kihbs Cons.below2USDpday(usingkihbspadultequivmethod),bycalendarmonth23 inc_below_5_usd_oecd Incomebelow5USDpday(usingoecdpadultequivmethod),bycalendarmonth24 con_below_5_usd_oecd Cons.below5USDpday(usingoecdpadultequivmethod),bycalendarmonth25 inc_below_5_usd_kihbs Incomebelow5USDpday(usingkihbspadultequivmethod),bycalendarmonth26 con_below_5_usd_kihbs Cons.below5USDpday(usingkihbspadultequivmethod),bycalendarmonth

4.12.2.3. Valuelabels[none]

4.13. FinancialDevices

[Thesedatasetsarenotyetavailable]

4.13.1. Financialdevicecharacteristicsbydeviceowner

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4.13.1.1. Overview4.13.1.2. Variables4.13.1.3. Valuelabels

4.13.2. Financialdevicecharacteristicsbycalendarmonth&deviceowner

4.13.2.1. Overview4.13.2.2. Variables4.13.2.3. Valuelabels

kenya financial diaries - amazon web services...income flows* captures monetary flows associated...

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