kerrville area business magazine | september 2011

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An official publication of the Kerrville Area Chamber of Commerce Business Kerrville Area ISSUE 24 | SEPTEMBER 2011 Joe Herring, Jr. PRINT P H I L O S O P H Y

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The official publication of the Kerrville Area Chamber of Commerce

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An official publication of theKerrville Area Chamber of Commerce

BusinessKerrville Area Issue 24 | sePTeMBeR 2011

Joe Herring, Jr.

PRINTP H I L O S O P H Y

Grant S. MeinFinancial Advisor

1234 Bandera Hwy.Kerrville, TX 78028

830-895-0997

Joyce D. Mechler, AAMS®Financial Advisor301 Earl Garrett

Kerrville, TX 78028830-257-4059

Kendall N. Davison, AAMS®Financial Advisor

712 Hill Country Dr. , Ste 201Kerrville, TX 78028

830-257-7877

Stephanie MarschallFinancial Advisor

1406 Sidney BakerKerrville, TX 78028

830-257-5311

Bryon MeinFinancial Advisor

1016 A Junction Hwy.Kerrville, TX 78028

830-257-5254

Amy D. Bush, AAMS®Financial Advisor

3285 Junction Hwy., Ste AIngram, TX 78025

830-367-6026

UPPER GUADALUPE RIVER AUTHORITY

Located Just off Sidney Baker South, at 125 Lehmann Drive, Suite 100, Kerrville, TX 78028

(830) 896-5445www.ugra.org

stewardship

water supply

“ Protecting the water

resources of the Guadalupe

River in Kerr County.”

- The Upper Guadalupe

River Authority

Here’s one word: gustoa few more words: dependability, know-How and defender of your dreams. maybe tHat last one was over tHe top. but tHat’s us. all guns blazing. all tHe time.

century 21 agents.smarter. bolder. faster.

PIctured left to rIght: Kathryn Mchone, l Inda Malson, BroKer, chrIstIne KlIMa, Kathy nIchols, Judy eychner, carolyn northcutt, Kathryn hawKIns-saB and MIchelle f Ierst

302-b g street soutH, kerrville, tX 78028 toll free 888-269-5010 www.century21malson.com

wHat makes a century 21 agent?

4 S e p t e m b e r 2 0 1 1

HCTC0488_Kerr_BizJournal_face_to_face_final.indd 1 3/24/11 11:50:43 AM

PUBLISHERMorgan Schooley

[email protected]

KERRvILLE AREA CHAmBER of CommERCETraci L. Carlson - President

Dora Gonzalez, Susan Rogers, Kristan CraddockO: 830-896-1155

AdvERtISIngMorgan Schooley

O: 830-285-4373 - [email protected]

CREAtIvE dIRECtoRJeanna Goodrich - [email protected]

ContACtKerrville Area Business2733 Indian Wells Drive

[email protected] - 830-285-4373

An official publication of theKerrville AreaChamber of Commerce

dIRECtoRS:William “Bill” Beltrone, CPAKim Clarkson, Kerr County AbstractFrank Dunlap, The Ray & Joan Kroc Community CenterJames Eastland, Camp Mystic Judy Eychner, Century 21 Malson RealtyDenny Foster, Lemon Tree CleanersMike Graxiola, Kerrville Daily TimesTrevor Hyde, Comanche TraceTracy McCuan, Kerrville Public Utility BoardKent McKinney, Guadalupe National BankScott Peschel, Fidelity Abstract & Title Co.Joe Piszczor, Peterson Regional Medical CenterLinda Somerville, Security State Bank & TrustEllen Williams, Kerrville Independent School DistrictDelbert Wilson, Hill Country Telephone Cooperative

offICERS:Bob Waller, Chairman of the Board, Broadway National BankMark Tuschak, Chair-Elect, Schreiner UniversitySue Steele, First Vice Chairman, Bank of the HillsKyle Bond, Vice Chairman, Terminix Pest ControlBrenda Beaty, CPA, Treasurer, Pressler, Thompson, PCJoe Herring Jr., Immediate Past Chair, Herring Printing Co.

Kerrville Area Business Magazine is published monthly by Uncle Frog’s Island, LLC. No reproduction in any form is authorized without the consent of Uncle Frog’s Island, LLC. Printed in the USA. All rights reserved. No responsibility is assumed for unsolicited submissions. Manuscripts, photographs, and other submitted material can be acknowledged or returned if accompanied by a self-addressed, stamped envelope. The content contained does not necessarily reflect the opinions and views of Uncle Frog’s Island, LLC or the Kerrville Area Chamber of Commerce. Uncle Frog’s Island, LLC, and the Kerrville Area Chamber of Commerce assumes no liability for misinformation, omissions, or errors.

BusinessKerrville Area

September8

9

10

12

14

16

19

21

23

24

26

28

34

36

38

President’s Message

Calendar

Chairman’s Corner

Member Discounts

New Members & Member Anniversaries

What Do You DoWhen a Customer Files Bankruptcy?

Business Barometer

Director’s ProfileKeri Wilt, Grape Juice

James Avery Hill Country Golf Classic

Kerrville’s Got TalentFinalist Profiles

Print PhilosophyJoe Herring, Jr.

Extra! Extra!

Ribbon Cuttings

Kerrfest Recap

Photos from the Member Mixer

6 S e p t e m b e r 2 0 1 1

Bank mergers just keep going. One bank wants the other’s assets, or two weak

banks join together. “Bigger is better” can be dangerous thinking. And it’s almost always bad

for community banking. The big bank chains have to keep their out-of-town

shareholders and regulators happy. But community banks have built Texas. And it’s the community banks that have long term commit-

ments to towns like Kerrville. Big chains have trouble focusing on small communities because of the glitter of the skylines in places like New York, Detroit and Dallas. Community bank employees are the hospital volunteers, little league coaches, and sing in the church choir. And if the bank makes a profit, the chain bank will take the money back to New York, Detroit or Dallas. Guadalupe National Bank is locally owned and managed. The Bank and our employees are organically connected to the Hill Country. And we’re engaged in the lives and businesses of the Hill Country because it is our only home. And we believe there is a secret to keep from selling out—working harder for Kerrville people.

The problem with big chain banks is

knowingwho’s

pulling their chain.

830.792.1950guadalupenational.com

Kerrville’s Bank

GNB0006.KerrBusinessChainAd.indd 1 6/15/11 8:51:55 AM

PRESIDENT’SMESSAGE

Well, it has been a little over a month since my family and I arrived in Kerrville. We have settled in nicely with the help of many. Thank you, to all those who have helped my family and me in the transition to Kerrville.

Recently I completed my third year at Institute for Organization Management (Institute), an intensive week-long nonprofit leadership training program of the U.S. Chamber of Commerce, held July 31-August 4, at the Villanova University in Pennsylvania.

Since 1921, chambers of commerce and associations have used the U.S. Chamber’s Institute program as a training platform for the professional development of their top talent. Institute’s curriculum consists of four, weeklong sessions at five different university locations throughout the country. Each week, participants receive training in leadership, advocacy, finance, membership, emerging technologies, and many other organization management competencies.

Graduates of Institute receive the IOM recognition, signifying completion of 96 hours of course instruction in nonprofit management. I will receive my IOM designation January 8, 2012.

The Board of Directors and the Chamber staff joined each other for

a retreat Wednesday, August 11 at Rails. A lot was accomplished in going over each and every program and service we currently offer our members. Additionally, we reviewed our events for the past year. This coordination and review will help guide our direction for the coming

fiscal year. We are also in the process of

analyzing the membership satisfaction survey. These, too, will assist in evaluating our programs and services, but perhaps more importantly, it will provide us with insight as to how well we are serving our members.

The Chamber Board wants to ensure we are fulfilling our commitment to you, the members, by providing services and programs that assist your business in expanding and thriving in Kerrville and the surrounding area.

Last, but certainly not least, I would like to thank Bob Waller for “donating” his time to the Chamber through his leadership for the last 7 months as the Interim President.

I look forward to working with all of our members in the coming months and years!

Traci L. CarlsonPresident/CEOKerrville Area Chamber of Commerce

the Institute for organization management

TRACI L. CARLSON

Did you change locations? Do you offer a new service? Receive an award? If so, we want to know about it!

Please send all pertinent information, including text and images, to Morgan at [email protected]

8 S e p t e m b e r 2 0 1 1

September 1stThe 89th Annual Awards Banquet and Membership Meeting featuring Kerrvilles Got Talent!Thursday 5:30 p.m. Kerrville Area Chamber of Commerce, Inn of the Hills Resort & Conference Center, 1001 Junction Hwy, (830) 896-1155.

September 2nd-4thKerrville Wine & Music Festival- Texas Folk Music Foundation24 Hours, Song writers & wineries. Concerts, food, crafts, & camping. Quiet Valley Ranch, 3876 Medina Hwy, (830) 257-3600.

September 8th-30thPhotoquest 2011 Tuesday-Saturday 10:00 a.m. - 4:00 p.m. Sunday 1:00 p.m. - 4:00 p.m. Annual photography competition among members of the Hill Country Camera Club. Kerr Arts & Cultural Center, 228 Earl Garrett St, (830) 895-2911.

September 9th-24th“Much Ado About Nothing”Friday-Saturday 7:30 p.m., Second Thursday 7:30 p.m., Second Sunday 2:00 p.m. The classic by William Shakespeare. Playhouse 2000, Kathleen C. Cailloux Theater, 910 Main St., (830) 896-9393.

September 16th-30thPoint Fall ComedyFriday-Saturday 7:30 p.m. Sunday 2:00 p.m. first week, The Point Indoor Theatre, Hill Country Arts Foundation, Hwy 39, Ingram, (830) 367-5121.

September 20th Chamber of Commerce Membership Luncheon Tuesday, 11:30 a.m. - 1:30 p.m. Inn of the Hills Grand Ballroom. Speaker Russell Gallahan from the State Comptrollers office will present a program on the 4B Corporation Economic Tax Incentives. Open to the Public.

September 24thKerr County Market Days Saturday 9:00 a.m.-3:00 p.m. An old-fashioned market on the square. Over 75 vendors selling Texas wares; arts, crafts, jewelry, plants & more. Courthouse Square, 700 Main St., (830) 895-7962.

September 30thTexas Heritage Music DayFriday 9:00 a.m.-3:00 p.m. Celebration of music and life. Noon Tribute to Jimmie Rodgers Song writing classes. Schreiner University, 2100 Memorial Blvd, (830) 792-7945.

CALENDAR

w w w. k e r r v i l l e t x . c o m 9

Become aMember of theKerrville AreaChamber of Commercefor 2011!

Visit us atkerrvilletx.com

JoIn US!

CHAIRMAN’S CORNER

It seems like it has been more than eleven months since I grabbed the reins of the Kerrville Area Chamber of Commerce from Joe Herring, Jr. Joe had been a good mentor and I felt ready to step in and start working on the plan that the Board and I had recently put together. The first couple of months of my term were moving in a positive direction.

Then without any forewarning, Brian Bondy walked into my office at the bank and closed the door. In my mind, I already knew what he was going to tell me... and I was right. I am always happy for someone making a move for the betterment of their business and/or personal lives. My best wishes went with Brian, Jean, and the girls.

My Executive Committee, with the addition of Linda Somerville, also a Board member, would comprise the Search Committee for Brian’s replacement. It was a long process that actually started over six months before our new President came on board. I would like to thank my Search Committee for the many ‘volunteer’ hours they spent on this process. All the time and effort were well worth it as we agreed to hire Traci Carlson from the Sherman, Texas Chamber of Commerce and she reported for duty on July 5th.

The Chamber has really accomplished a lot this past year. We established Government Affairs and Audit committees, both very important to the continued mission of the Chamber. Our computer data base system and accounting programs were upgraded, both requiring significant commitments from Dora

Gonzalez, our Business and Accounting Manager, with help from Bill Beltrone and Brenda Beaty, two of our Board members.

I cannot say enough about the Chamber staff as they all pulled together during the transition and allowed us to continue

putting on our monthly mixers (thank you Susan Rogers) and other scheduled events. They were the glue that held it all together. Ladies—thank you again. I also want to thank my Board of Directors for their support and commitment during this period.

My thanks also go out to Denny Foster for coming up with the idea for KerrFest, a Rodeo, Beer Fest, and Chili Cook-off. It was a very successful, first time event for the Chamber and should continue to grow into a great ‘destination’ event in the next few years. Kristan Craddock, the Chamber’s Events Coordinator, was a big reason for its first year success.

It is an important time for the Kerrville and Kerr County community with many issues on several fronts. I think the Chamber is a ‘stakeholder’ that should review and advocate on issues that are both important and appropriate for its membership and the community.

I truly appreciate the opportunity to have helped lead this great organization over the past year. Please help me in welcoming and supporting your new Chair for the 2011-2012 Chamber year, Mark Tuschak.

Bob Waller, Chairman 2010-2011Kerrville Area Chamber of Commerce

Adios, mi Amigos!

BOB WALLER

1 0 S e p t e m b e r 2 0 1 1

w w w. m y k e r r v i l l e . o r g 1 1

LeMeilleur’s RV, Truck & Equipment Repair Co., The Diesel Doctor214 Peterson Drive, Kerrville, TX 78028830-895-2888, [email protected]% off any preventativemaintenance service performed.Appointment required.

Tim Jones Signature Homes154 G Street, Kerrville, TX [email protected] plan, designs drafting on home remodeling & custom building.

Hill Country Chapter-American Red Cross333 Earl Garrett St., Kerrville, TX [email protected]% discount on any adult CPR and First Aid classes.

Davis Chiropractic- Dr. John W. Davis208 Wesley Dr., Kerrville, TX 78028830-257-3284, [email protected] co-pay or 20% discount on initial visit.

Hill Country On Call317 Sidney Baker South, Ste 400-265Kerrville, TX 78028www.HillCountryOnCall.com830-866-3000, [email protected] FREE Hour of Concierge/Personal Assistant Services with each Booking! Please Call for Details. On call 365 days/year for your specific needs. Licensed, Bonded and Insured.

Hill Country Limousine Service, IncP.O. Box 291152, Kerrville, TX 78028830-896-1429, [email protected] or [email protected]$10 off per limo rental – 3 hour minimum, $10 off airport fare one-way.

First American Storage2390 Memorial Blvd, Kerrville, TX 78028830-895-2454, [email protected] month free on all new storage rentals.

Texas Etc. - Wayne J. Este1001 Junction Hwy @ Inn of the HillsKerrville, TX 78028, 830-257-430010% discount on Jewelry, Art, and Gift Items. 10% discount on consigned items.

Hill Country Wine Tours830-329-WINEwww.hcwinetours.comRates for Chamber Members are $50 per person, 3 person minimum (tasting fee not included).

Elks LodgeThe Elks Lodge Hall is available to rent for meetings, parties and special occasions. Published rental rate is $75 per hour, with a minimum of 3 hours. Chamber members pay only $50, a 33 1/3% discount off regular price. Hall will accommodate 210 people. Tables

and chairs available at no extra charge. Stage

with ample power sources for band or DJ. Kitchen

and full service bar are available. For details call:

Jim Keefe at 830-792-4377. “All proceeds help

support the Elks Local Charitable Programs.”

YO Ranch Resort & Branding Iron Restaurant2033 Sidney Baker St., Kerrville, TX [email protected], www.yoresort.comorOffering a 20% discount to Chamber Members on sleeping rooms or meals in the restaurant. Not valid with other discounts. Please tell us you are using your member to member discount at the beginning of your reservation or meals.

Texas Homeplans, LLC dba Archetype DesignsMickey Thompson815 Jefferson St., Kerrville, TX 78028830-257-2311, [email protected]% off any Stock Plan by Texas Home Plans Partnership, LTD. We appreciate referrals. As

a token of our appreciation, when the referred

job is completed, we will award a restaurant gift

certificate to the Chamber Member who has

referred a client.

Comanche Trace3074 Bandera Highway, Kerrville, TX 78028www.comanchetrace.comSherri Jones: 830-895-8500 ext. [email protected]% off the banquet room deposit for your next event. Offer good for August, September, October or November. Please call today before your preferred date is booked. This discount is only good for a one time use.

Kerrville Folk Festival3876 Medina Hwy., Kerrville, TX 78028830-257-3600, [email protected]$200 off Small Business Packageincludes tickets, parking, & advertising.Details at: www.kerrvillefolkfestival.com

TERMINIX3100 Memorial Blvd, Kerrville, TX 78028830-257-823310% off pest control and/or Termite Services. New customers only. Annual contract required.830-257-8233 (Kerrville)830-997-1930 (Fredericksburg)830-796-3507 (Bandera)888-522-9574 (Toll Free)

KERRBAY.NET100 Guadalupe Plaza C3, Kerrville, TX [email protected] Free eBay Listings for Business overstock or Merchandise Liquidation.

Clean & ShineSherri Baker411 Harper Road, Kerrville, TX 78028830-370-722325% off top to bottom clean, carpet shampoo or floor buffing or polishing and window cleaning.

Hill Country Chiropractic& Wellness Center311 West Main Street, Kerrville, TX 78028830-896-4108 www.hillcountrychiropractic.com Free complete nutrition consultation with initialvisitand 75% off your first supplement order. Established patients receive 50% off an adjustment with referral of friends or family.

Hill Country Telecommunications, L.L.C.SECURITY ALARM DIVISIONP.O. Drawer D, 220 Carolyn StreetIngram, Texas 78025830-367-1111FREE wireless Robbery/Panic Button ($50 value) with the purchase and installation of a new monitored commercial or residential security alarm system.

DISCOUNTSMEMBER TO MEMBER

1 2 S e p t e m b e r 2 0 1 1

551 Hill Country Drive . Kerrville, TX . www.petersonrmc.com

Ambulatory Care Center . Peterson Hospice . Peterson Home Care . Women’s Services

Peterson Medical Associates . Peterson Anti-Coagulation Clinic . Acute Rehabilitation Unit

Your Life. Our Calling.

NIGHT GOLF. HALLOWEEN COSTUMES. PRIZES. DRINKS, FOOD & FUN. WHAT MORE COULD YOU WANT?

KERRVILLE MAIN STREET'S MOONLIGHT DRIVE“a unique golfing experience”

SPONSORED BY:

SPONSORSHIPS AVAILABLE IN THE FOLLOWING AREAS:

BON APPETIT (Food) CHEERS! (Wine/Beer) SKINS (Golf Shirts)GLOW IT SPONSOR (Glow in the Dark Golf Balls) GO GREEN (Golfer Goodie Bags)

LONGEST DRIVECLOSEST TO THE PIN HOLE BEVERAGE CART

FOR INFO CONTACT JOHNNA WADE at 830.258.1113 HTTP://MAINSTREETMOONLIGHTDRIVE.COM/

10.30.2011 - 5:00 P.M. SCOTT SCHREINER MUNICIPAL

GOLF COURSE

w w w. k e r r v i l l e t x . c o m 1 3

mEmBER AnnIvERSARIES

25+ YEARSGarrett Insurance Agency, Inc.Wal-Mart Store, Inc. #508Klein & Co.Riverhill Country Club, Inc.Notre Dame Catholic ChurchLakehouse Restaurant, The

20+ YEARSCleaning Ideas, Inc.Coldwell Banker Heart of the Hills, RealtorsDietzel AerospaceKerr Business ServicesKerrville Pest Control, Inc.Ray LehmanMedicine Stop, TheTECABOCA A Marianist Center for Spiritual

RenewalTown & Country Animal HospitalUniFirst CorporationWagner, Randall L., DDSGreer, Donald H., Attorney at LawKass AutobodyMount Wesley Conference Center

Rio 10 CinemasRose Petal Inc., TheState Farm Insurance - Mike KroppTinley, Pat, Attorney at Law - County JudgeA & A Tire Service, Inc.Allie BurtonCapital Farm Credit, FLCACoffee Homes, LLCGreen Hills CenterJons Law FirmKerrville Automatic Auto Repair CenterKerrville Veterinary Clinic, Ltd.Pit Stop Food Mart #11Fitness First Sports, Inc.

15+ YEARSHunt I.S.D.Home Center, TheSchneider, Richard, DDSMasterson InsuranceHill, James AdvertisingCalvary Temple ChurchFive Points AntiquesSentimental Journey Orchestra, The

10+ YEARSBest Insurance ServicesMedical Arts Imaging, Inc.Upper Guadalupe River AuthorityEvans & Assoc. Real EstateFarm Country Club, TheWilson Family Chiropractic ClinicComanche TraceSodexho Campus ServicesDomino’s PizzaKerrville FramingMaverick Internet

5+ YEARSHoliday Inn Express Hotel & SuitesWells Fargo Advisors, LLC - Jeff TalaricoSonic Drive In - Sidney Baker N.Sonic Drive In - Junction Hwy.Denny’s - DenTex CentralHunter House Inn & SuitesGuerra, Michael E., M.D.

EXTRA!EXTRA!

nEw mEmBERS Welcome to the Chamber!

Arms of Hope 21300 St. Hwy. 16 N. Medina, TX 78055 (830) 522-2200 or 370-7054 [email protected] www.ArmsofHope.org

Britannia International Services, LLC P.O. Box 270963, Houston, TX 77277 (713) 256-1173 [email protected] www.britinternational.com

Gold Standard, LLP 3152 Junction Hwy. P.O. Box 1230, Ingram TX 78025 (830) 367-1009 [email protected]

Hill Country Broadcasting 210 Woodcrest St. P.O. Box 311 Fredericksburg, TX 78624 (830) 997-2197 [email protected]

Kerrville Elks Charities, Inc. 1907 Junction Hwy. P.O. Box 290546 Kerrville, TX 78029 (830) 329-0014 [email protected] www.kerrelkscharities.org

Premier Designs Jewelry Kerrville, TX 78028 (830) 285-0216 [email protected]

72 Degrees 557 Hollmig Ln. Fredericksburg, TX 78624 (830) 997-5651 [email protected] www.72degreestexas.com

Travel with Liz Kerrville, TX 78028 (830) 285-1027 [email protected] www.travelwithlizfundraisers.com

Submit yourmember news to

[email protected]

1 4 S e p t e m b e r 2 0 1 1

mEmBER REnEwALS Thank you for your continued support!

A-1 TransmissionsAdvanced Dental CareArk Veterinary HospitalArnold III, A. William, & AssociatesBosworth Company, TheBriscoe Hall, Inc.Central AutomotiveChancellor, Jon Eric, MDCharles J. Ballay, II MD,PAClarlyle Flooring & Paint CenterClean & ShineColeman & CompanyCollins, Neil P., DDSCracker BarrelCreative Cruises and TravelDanford, Harold, Attorney at LawDouble D Directories, LLCEdward Jones - Bryon MeinEquitech Enterprises, Inc.Executive Womens ClubFamilies & Literacy, Inc.Farm Bureau Insurance - Brian Thomas

First Class Bed & Breakfast Reservation Svc.Former Texas Rangers FoundationFrost Financial Management GroupGarden of MemoriesGloria OlsenGreen Power Solar, LLCHill Country Home Audio & Video, LLCHill Country Seventh-day Adventist SchoolJames Avery Craftsman, Inc.K3 RanchKerr Country PumpKerr County Federal Credit UnionKerr County Veterinary HospitalKerrville KOAKLRN-TV (Alamo Public Telecommunications)Koyote RanchK’Star, Inc.Kustom KarpetsMain Liquor, TheMasel QuinnMatera Paper CompanyMatkin Hoover Engineering & Surveying

Meadows Apartments, TheMelcher, Linette B., MD PAMoore’s Home FurnishingsMo-Ranch Conference CenterRanchers ATV and Tractor, LLCRepCompanyRhodes ConstructionRiver Star Arts & Event ParkRoddy Tree RanchRuth Marie BauerSave Inn RestaurantSchreiner UniversitySecurity State Bank & TrustSendero HelicoptersSteamatic of The Hill CountryTotal Image Hair SalonTown Creek Companies, LLCTull Fields Art Appraisal, LLCVeranda Real Estate, LLCWalker, Michael Neal, ArchitectWildgoose Manufacturing & Mail OrderWing King

Investment products available through Wells Fargo Investments, LLC (member SIPC), a non-bank affiliate of Wells Fargo & Company. Financial Advisors are registered representatives of Wells Fargo Investments, LLC. Annuities and Insurance products are available through Wells Fargo Investments, LLC (California license #OD26865) or its affiliated agencies.

Wells Fargo Investments, your source for:■ Stock & Bond Trading■ Mutual Funds■ Fixed Annuities ■ Variable Annuities■ Life Insurance

■ Financial Planning■ Business & Individual Retirement Planning■ 401(k) and IRA Rollovers■ Long Term Care Insurance■ Professional Money Management

John SurovikFinancial Advisor222 Sidney Baker SouthKerrville, TX 78006830.257.1212 Direct888.257.1211 Toll Free

5882 WF San Antonio .indd 1 2/16/10 8:38 AM

78028

Investment products available through Wells Fargo Investments, LLC (member SIPC), a non-bank affiliate of Wells Fargo & Company. Financial Advisors are registered representatives of Wells Fargo Investments, LLC. Annuities and Insurance products are available through Wells Fargo Investments, LLC (California license #OD26865) or its affiliated agencies.

Wells Fargo Investments, your source for:■ Stock & Bond Trading■ Mutual Funds■ Fixed Annuities ■ Variable Annuities■ Life Insurance

■ Financial Planning■ Business & Individual Retirement Planning■ 401(k) and IRA Rollovers■ Long Term Care Insurance■ Professional Money Management

John SurovikFinancial Advisor222 Sidney Baker SouthKerrville, TX 78006830.257.1212 Direct888.257.1211 Toll Free

5882 WF San Antonio .indd 1 2/16/10 8:38 AM

advisors

Wells Fargo Advisors, your source for:

Wells Fargo Advisors, LLC, Member FINRA/SIPC, is a registered broker-dealer and a separate non-bank affiliate of Wells Fargo & Company. Insurance products are offered through our affiliated non-bank insurance agencies.

w w w. m y k e r r v i l l e . o r g 1 5

BAnKRUPtCY In gEnERAL

When you learn that a customer has filed for bankruptcy, determine whether customer has filed under Chapter 11 or Chapter 7 of the Bankruptcy Code. Your customer might become a debtor under Chapter 11 of the Bankruptcy Code to restructure its obligations to creditors. In a Chapter 11 case, subject to the supervision of the bankruptcy court, the bankrupt customer will typically remain in possession of its assets and often continue its business operations. A debtor may also use Chapter 11 to affect an orderly sale of some or all of its assets. In contrast, if your customer files a Chapter 7 bankruptcy, the bankruptcy court appoints an independent trustee to take control of and liquidate the customer’s assets and distribute the liquidation proceeds to creditors in accordance with the Bankruptcy Code.

The likelihood of recovering what you are owed will also depend greatly on the nature of the debt you are owed, which determines where you stand in the line of creditors.

wHAt do YoU dowHEn A CUStomER

fILES BAnKRUPtCY?

When faced with a customer’s

bankruptcy it is important to

understand not only the rights and

remedies you may have as a creditor

under the bankruptcy laws, but

also potential limitations on those

rights and remedies. Knowing your

rights and remedies will help to

mitigate continuing losses to the

customer and improve your likelihood

of a meaningful recovery in the

bankruptcy.

By Robert K. “Chip” Sugg

Understanding this can help you decide whether to expend resources to pursue payment.• The highest-priority creditor is the

senior secured creditor; there may also be junior secured creditors. Taxing authorities may fall into one of these categories, depending on the circumstances.

• Administrative claims such as consultants or attorneys approved by the bankruptcy court and vendors who continue to sell to a company during the bankruptcy have very high priority.

• Executory contracts where performance remains to be completed, such as leases, typically give the debtor the right to accept or reject the contract. If he accepts it, the debtor has to cure the default; if the debtor rejects the contract, the debt becomes unsecured.

• Unsecured debts, such as most trade payables, have the lowest priority.

wHAt SHoULd YoU do

Stop all Collection Activity Immediately. One of the most important thing you should do when a customer files bankruptcy is to cease all collection activity agaisnt the bankrupt customer immediately. The filing of a bankruptcy petition automatically enjoins, without further court order, creditors from taking action to collect debts owed by the bankruptcy debtor. Upon learning a customer has filed for bankruptcy, you should stop sending invoices for debts owed as of the date of the bankruptcy filing, making collection calls for goods and services provided, and any other collection efforts (including initiating or continuing with a lawsuit).

Stop all Shipments to the Bankrupt Customer. Upon learning of a customer’s bankruptcy, you should stop goods in transit, so long as the goods have not been delivered to the customer or its agent.

goods. If you sold goods to the bankrupt customer in the 20-day period prior the filing of the bankruptcy case

your right to payment for these goods may have a higher priority than your right to payment for goods sold before the 20-day periods. In addition, you may have rights to reclaim certain goods sold to the bankrupt customer. If you think you may have right to reclaim goods you should act quickly and contact a bankruptcy attorney because your reclamation rights will be waived if not timely asserted.

Attend the 341 meeting. The U.S. trustee or a trustee appointed by the bankruptcy court will hold a 341 meeting to which all the creditors are invited. At the meeting, the trustee asks questions of the debtor under oath and opens the floor for anyone—not just the lawyers--who wants to ask questions. A 341 meeting can be a non-event where nobody shows up, or it can be very contentious. If you have a large claim, or just want to ask your bankruptcy customer some questions about your debt or their plans going forward this is your opportunity.

filing a Proof of Claim. When a company files for bankruptcy or shortly thereafter, the it will file a schedule of all its creditors and the amount owed to each creditor, which is almost always inaccurate. When you receive a customer’s notice of bankruptcy, check to see if you are listed correctly on the schedule. If you are correctly listed you may still want to file a proof of claim to ensure you have preserved your right to a distribution. If you are not listed or incorrectly listed, you must file a proof of claim along with documentation to prove the amount of your claim to preserve your right to a distribution. You also should be aware that by filing a proof of claim, you submit yourself to the jurisdiction of the bankruptcy court.

Preserve all of your Records. You also should preserve all business records and other documents relating to your relationship with the customer, including those relating to products or services supplied to the customer, products returned by the customer and payments received from the customer. These records may prove to be very important long after the

bankruptcy case is filed, because the debtor or trustee has at least two years to bring litigation against creditors for pre-bankruptcy transactions with the customer and you may need these records to mount a successful defense.

Look out for “Preferences”. The Bankruptcy Code permits a debtor or trustee to recover from creditors payments made 90 days before the bankruptcy filing where the payment gave the creditor more than other, similarly situated, creditors would get through the bankruptcy process. These payments are called preferences. If you receive a complaint alleging a preference or preferential transfer you should contact a qualified bankruptcy attorney to protect your rights.

doing Business with a Company in bankruptcy. Doing business with a company in bankruptcy is not always a bad idea. After a company has petitioned for bankruptcy protection, its operating expenses have priority over unsecured pre-petition expenses, the only creditor with a higher security interest may be a lender with a secured loan. Once a company files for bankruptcy, many times its cash flow suddenly improves because it is not paying old debts, making it easier to pay its current operating expenses. If the debtor does not pay you for post-petition goods in a timely manner, you have a lot of leverage in court.

This article is intended to give you a basic understanding of the general rights, remedies and limitations applicable to you as a creditor when faced with a customer’s bankruptcy, your specific rights and remedies can vary greatly depending on the details of the particular case and the counsel of a qualified bankruptcy attorney is always suggested.

Robert K. “Chip” Sugg is a member of the Creditors’ Rights & Bankruptcy practice group at Oppenheimer, Blend, Harrison and Tate, Inc., and can be reached at 210.224.2000.

w w w. k e r r v i l l e t x . c o m 1 7

At Broadway Bank we have a vested interest in seeing the Kerrville community grow and prosper. We live and work here, too.

So, if you’re looking for a bank that is devoted to providing sound financial guidance today ... and in the future, look to Broadway Bank. Because we’re here for good.

Kerrville Banking Center | 500 Main Street | 830.896.295038 Neighborhood Banking Centers | broadwaybank.com | Member FDIC

OF THECOMMUNITYgoodFOR THE

Deep Texas Roots. Deep Expertise.

Deep Texas Roots. Deep Expertise.

1 8 S e p t e m b e r 2 0 1 1

JUnE 20112011 2010

Utility Connections

Electric Meters

Active Gas Meters

Active Water/Sewer

Tourist Inquiries at CVB

Month

Cumulative (Oct-Sept)

Financial Institution Deposits

Bank of the Hills

Guadalupe National Bank

HCSB

Security State Bank & Trust

Union State Bank

Wells Fargo Bank

BBVA Compass

City Sales Tax

City Sales Tax Revenue - Month

City Sales Tax Revenue - Cumulative

4B Sales Tax Revenue - Month

4B Sales Tax Revenue - Cumulative

County Sales Tax Payment

Month

Cumulative (Oct-Sept)

Real Estate Statistics

Residential Active

Residential Sold

All Residential Sales - Month

All Residential Sales - Cumulative

5,097

9,595

4,244

28,537

334,689,231

71,056,091

108,119,350

116,349,389

31,993,893

258,039,000

82,000,000

372,933

3,494,117

186,441

1,746,845

212,274

2,000,948

884

40

8,930,300

36,614,662

21,450

5,076

9,576

5,577

43,036

326,645,892

69,065,958

102,074,000

109,433,130

31,120,433

253,199,000

77,900,000

365,192

6,808,062

182,429

3,333,703

204,961

1,884,863

795

30

4,949,160

38,778,885

BUSINESSBAROMETER

w w w. m y k e r r v i l l e . o r g 1 9

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fee of $95.00 can’t be beat for the services you receive.

If you are just starting your company, we will help you get your Certificate of Formation with the Secretary of State as part of our fee.

If you have an existing business, we can change your registered agent service to LRAS for the filing fee of $15.00 and our annual fee.

Give us a call us at 830-792-6040 or stop by and visit us at 1614 Sidney Baker St., Kerrville, TX 78028. We would love to visit

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The Haven in the Texas Hill Country offers all the amenities of assisted living along with the support of a specially trained staff focused on the needs of residents with memory impairment. Call us today to learn more at 830.896.6555.

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747 Alpine Drive • Kerrville, Texas 78028830.896.6555 • www.haventexashillcountry.com

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2 0 S e p t e m b e r 2 0 1 1

EdUCAtIon: I have a degree in Public Speaking/Communications from Stephen F. Austin State University, where I met my husband.

wHAt wAS YoUR fIRSt JoB oUt of CoLLEgE? I exited college during the big Tech industry boom and took a job in sales in California working for Cable and Connector Warehouse selling everything except your computer. Although the job was not my favorite, the California experience is why Grape Juice exists today.

wHAt HoBBIES do YoU HAvE? Cooking has become my new love... which also includes hours of watching the food network for inspiration.

wHAt woRdS BESt dESCRIBE YoU? Creative, Honest, Real, and most importantly Mom, Wife and Friend.

How HAvE YoUR mEntoRS AffECtEd YoU? I have had many mentors in business, but the biggest influences on my life have been my parents, Tom and Penny Deupree. They both taught me about the importance of a good work ethic, strong faith and honesty.

wHAt do YoU LIKE moSt ABoUt woRKIng wItH tHE KERRvILLE BUSInESS CommUnItY? I think “community” is the key word there. It is why we moved here from Dallas 5 years ago. There is such a willingness to work together for the greater good. This is something you rarely find in a big city.

wHAt ARE YoUR JoB RESPonSIBILItIES?My role at Grape Juice includes many things, but my focus is on Marketing/Social Media, Event Planning, and various back office duties.

Grape Juice is entering it’s third year in downtown Kerrville and we are thrilled to be a part of this amazing business community that is growing each month. We will continue to focus on making Grape Juice the best it can be, but are also working events that will bring more people to Downtown Kerrville more often, like Ladies Night Out, Cask Nights, Wine Tastings, Give Back Events, Art Shows and more.

wHAt do YoU LIKE moSt ABoUt YoUR JoB? I really enjoy the people. Our customers are awesome, and we have, hands down, the most amazing staff family working with us. All that makes going to work so much fun.

wHAt IS onE CHILdHood LESSon tHAt StICKS wItH YoU todAY? Fear is just the absence of Faith. Through Him all things are possible.

Keri and her husband Patrick have two children; their son, Lawsin, is eight and their daughter, Rylan, is five.

OWNERGRAPE JUICE, a Retail Wine Shop, Restaurant, and Wine & Craft Beer Bar Downtown

w I L tkeri

DIRECTOR’SPROFILE

w w w. k e r r v i l l e t x . c o m 2 1

Method of Payment _____ Check Attached _____ Invoice _____ Credit Card (see below)Company to Invoice________________________________________________________________________________Call us with Credit Card Information: (830) 896-1155. We accept Mastercard and VISA.

Kerrville Area Chamber of Commercepresents the

8th AnnualJames Avery Hill Country Golf Classic

November 11th - 13th, 2011Two-Person ~ Best Ball ~ 54 Holes

$20,000+ in prizes Up to 10 Flights with 1st, 2nd, 3rd & 4th Place Winners PLUS Flight Winners Each Day!!!

Thursday, November 10th5:30 p.m. Registration at Inn of the Hills Resort & Conference Center 6:00 - 7:00 p.m. Welcome Reception. Tee-times assigned. Attendance is required.

Friday, November 11th ~ Sunday, November 13th

All rounds played at Scott Schreiner Golf Course, The Club at Comanche Trace and Riverhill Country Club. Driving ranges will be open for golfers each day with complimentary range balls provided. Hospitality provided Friday and Saturday afternoons.

Golfer #1 *Golfers age 65+ (ages verified) will shoot from senior tees, excluding Championship flight Age ________

Name_________________________________________________________________ Handicap ________

Address__________________________________________________________________________________

City____________________________________________________ State_________ Zip ______________

Email___________________________________________________ Phone __________________________

Please circle shirt size: M L XL XXL XXXL

Handicap established at Club/Course & phone________________________________________________

Golfer #2 *Golfers age 65+ (ages verified) will shoot from senior tees, excluding Championship flight Age ________

Name_________________________________________________________________ Handicap ________

Address__________________________________________________________________________________

City____________________________________________________ State_________ Zip ______________

Email___________________________________________________ Phone __________________________

Please circle shirt size: M L XL XXL XXXL

Handicap established at Club/Course & phone________________________________________________

HCGC Tournament Officials will make the final determination on all flight levels and handicap verification.Any flight winner, if challenged, will be required to provide a published USGA handicap.

Early Entry Deadline: Friday, October 14th $595 per team Late Entry Deadline: Monday, October 31st $745 per team

**absolutely no entries will be accepted after October 31st**

New this year!! REFERRAL PROGRAM: The first 25 teams to bring in a new team (both players have to have never playedbefore) get $100 off their entry. Referred by: ________________________________________________________________Early Entry Incentive: All players who sign up before Oct. 1 are entered into a special drawing to win a dozen golf balls at thewelcome reception. Ten names will be drawn.

GOLFCLASSIC

w w w. m y k e r r v i l l e . o r g 2 3

November 11 - 13, 20113 great courses, 3 great days of golf in the beautiful Texas Hill Country!

Two-Person ~ Best Ball ~ 54 Holes

Thursday, November 10th5:30 - 7:00 p.m. Registration & Welcome Reception at Inn of the Hills Resort

Friday, November 11th ~ Sunday, November 13thAll rounds played at The Club at Comanche Trace, Riverhill Country Club,

and Scott Schreiner Golf Course. Each team plays one course each day.

Hospitality provided Friday and Saturday afternoons.

Register online at www.hillcountrygolfclassic.com or contact the Chamber at (830) 896-1155.

James avery Hill Country Golf ClassiC8th Annual

$20,000+ in prizes 1st, 2nd, 3rd & 4th Place Overall + Flight Winners Each Day!

Early Entry Deadline: Friday, Oct. 14th $595 per team Late Entry Deadline: Monday, Oct. 31st $745 per team

Kerrville'sgotTalent

F I N A L I S T S

2 4 S e p t e m b e r 2 0 1 1

Ethan terry

April Runick

3: Cheyanne Saunders Kalueb valverdeAllie dinsmore

Jessica Roberts

Bio not available at press time

April Runcik is a Junior at Tivy High School. She was born on December 30, 1994 in San Antonio TX, and her favorite hobby is dance.

April has been dancing since she was in first grade, when she began to attend Nurcel’s School of Dance. April took 3 years of Ballet and 3 years of Tap Dancing. When she started middle school, she moved to Peggy Anne-Cece Jean’s Dance, Twirl, and Cheer where she took Jazz Dancing, When April started high school, she began dancing at Xochitl’s Studio Dance where she learned to dance Folklorico Dance. Folklorico is a Mexican dance from different regions of Mexico and each region has their own dance and attire. Some are very complex & others are a bit easier, but they all are beautiful and when well executed you can tell a story with each movement.

Up until now, April has learned three dances from the state of Jalisco, two from the state of Veracruz, one from the state of Guerrero, one from Baja California Norte, and is working on one from the state of Chiapas.

Allie Dinsmore has been doing cheerleading since she was 5 years old. She has competed with the Kerrville Cougars for the last 12 years in both team and individual divisions. Allie has won several national titles and high point championships in cheerleading. Allie has been a Fredericksburg High School cheerleader for 4 years and Dance Team for one year. She just graduated from Fredericksburg High School and will be attending UTSA in the fall.

Cheyanne Saunders has been competing in dance and cheer since she was 3 years old. She is on the Kerrville Cougars Cheer and Dance Teams and also competes for them individually. She holds several national titles and high point championships. Cheyanne’ s biggest achievement to date was recieving the world title held in Las Vegas in May in both cheer and dance. Cheyanne will be a freshman at Tivy High School this year where she will be a member of the JV cheerleading squad. She will also be working at the Peggy Anne - CeCe Jean Dance, Twirl & Cheer Studio and helping coach the younger Kerrville Cougar squads.

Kaleub Valverde started tumbling at a very young age. He was on the Pinacle competitive cheer team for 3 years where they held several national titles. Kalueb holds a High Point championship and has competed at world. He is currently a member of the Kerrville Cougar Dance Team and has cheered at both Tivy and Ingram High Schools. Kalueb will be a senior at Ingram High School where he is cheering on the varsity squad. He will also be working at the Peggy Anne - CeCe Jean Dance, Twirl & Cheer Studio and helping coach the Kerrville Cougars.

Jessica Roberts is a Kerrville native who graduate from Tivy High School and Schreiner University with a B.A. in English. She is continuing her education and persuing a Masters in Education and later will work on a PhD in Theater Direction. She has been an active member of the community at Playhouse 2000 and the Point Theater acting and singing in over 30 shows in the last eight or so years. She has won numerous awards at the Cailloux theater for her singing and acting in shows like Singin’ in the Rain as Lina Lamont and Schoolhouse Rock LIVE!. She was also given a Pointy award from the Point theater for her role in Little Shop of Horrors. Recently she was given the oppurtunity to spearhead a musical theater movement on Schreiner University campus by directing The Rocky Horror Show and will assist again this fall with the next musical production. At the Point theater this summer she also directed the first summer musical Sleepy Beauty as well as choreographed it. She hopes to continuing directing, acting, and singing as long as she can and thanks her family and friends for always being her number one fans and supporting her in all she does. She would also like to extend a large amount of gratitude to the Point Theater, Playhouse 2000, and Schreiner University for cultivating all the talents she has.

w w w. k e r r v i l l e t x . c o m 2 5

EXTRA!EXTRA!

Christian Assistanceministry Breaks groundon new Addition

On Thursday, July 21, 2011, the Chamber

Ambassadors joined CAM as they broke ground

on their addition. You can reach CAM at

(830) 257-4222 or stop by 624 Clay St.

Friday, Sept 1610:30am to 3:30pmRiver Hills Mall

RELIABLEStAffIngJoBfAIR

Forty local companies will be at tables talking about their companies to potential employees. There will be door

prizes, live music, food and free seminars like dress for success, interview techniques and resume writing. Our

goal is to help revitalize Kerrville by having an event for empoyers and potential employees to meet.

2 6 S e p t e m b e r 2 0 1 1

We’re all feeling the heat. As record summer temperatures generate record electric use, we’re all looking for ways to stay

cool at home without creating record high utility bills.

Remember, energy conservation doesn’t have to mean installing expensive equipment or undergoing major

renovations. Making small and simple changes at home is one way to help manage your electric bill. Visit us at

www.kpub.com for energy saving tips.

Record highs got you down?

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w w w. m y k e r r v i l l e . o r g 2 7

Joe Herring, Jr.

PRINTP H I L O S O P H Y

FEATURE

2 8 S e p t e m b e r 2 0 1 1

Joe and Pat Herring moved to Kerrville from Big Lake, Texas, in the summer of 1961. In August, their son Joe Jr. was born in Sid Peterson Hospital. By 1964 Joe Sr. had left his position as an advertising executive to open a printing business. He was twenty-seven-years old. He later purchased a local print shop that had been established in the 1950s, and consolidated the businesses.

KIDS IN THE BIZ “My earliest memory, even before I was in

school,” says Joe, Jr., “is coming to help put type back in the

case.” His little sister, Judy, and he also got to file negatives.

“We were so small, dad placed wooden Coca-Cola boxes around the table for us to walk on,” Judy remembers. She also did bindery work, like gathering book signatures. Mother Pat says, “It was great to raise kids in the business.”

You have

to be

smarter

than

the

machine

3 0 S e p t e m b e r 2 0 1 1

“They had places to play we didn’t even know about,” adds Joe Sr.

This was in the days kids were allowed to venture off by themselves. Joe Jr. and Judy would go down to the river to play, swim and canoe.

“There was one other kid, other than my father’s business partner’s children, who lived in the house next to the library,” remembers Joe Jr. “We’d play with her, too. And we’d sometimes wander over to the nursing home and score some cookies from the sweet old ladies there.”

When Judy was small, Pat thought it would be a good idea to move some of the equipment to their house so she could work from home. But Judy said she’d rather be at the shop. The equipment went back and the family has been working together ever since.

Over the years Herring Printing has produced many histories on the local area. Says Judy, “We’d read the history books mom was working on, then on Sunday afternoons we’d go find the places she was writing about. Dad loved to explore.”

When it came time to go to college, Joe Jr. chose University of Texas at Austin, as his parents did. “But I majored in business while Dad majored in advertising, and Mom majored in fine art.” And just like his folks, who met at UT, Joe Jr. met his wife Carolyn there. They were married in 1982.

After college Joe Jr. thought he’d try something different, so he opened a computer store. But after their first child was born he felt he needed more stability. His folks accepted him into the business with open arms.

Judy had been working in her parents’ business since she was fifteen, when, at age twenty-five, with a two-year-old and a five-year-old, she set off for Vermont to attend Landmark College. “I lasted a year in the snow,” she says. “I was here every day of my life, except that year.”

“We’re all four the kind of people who want everyone to do what we say,” remarks Pat. “But we get along pretty well.”

Joe and Pat Herring opened the Herring Printing Company, serving Kerrville with expert printing and typesetting.

Thirty years later, the company was devastated by a fire that destroyed their printing building. The Kerrville community was quick to come to their aid.

The business reopened one year later, thanks largely in part to the support of the community.

Herring Printing Company continued to provide Kerrville with the most up-to-date printing technologies.

1965

1995

1996

1997

w w w. m y k e r r v i l l e . o r g 3 1

“We probably get along as smoothly as any family could,” adds Joe Sr. He’s found that hiring easy-going people is important to success. “I’ve always had good crews who understand there’s no place for bickering. It doesn’t matter if you’re right or wrong.” Herring Printing Company currently has twelve employees.

CHANGING TECHNOLOGYThe printing business has undergone many changes over

the years. Joe Sr. purchased the first automated type-setter in the mid 1960s when a childhood friend who worked at IBM called and told him about a new design that typed information onto tape. It produced really nice looking type. That lasted about three or four years until it was superceded by one that used 8” floppy discs and printed on photographic paper.

For a long time the best presses have been produced by the Germans. Joe Sr. was at an International Trade show in Dusseldorf when he saw a proto-type for a new Polar paper cutter.

“I asked what the price was, and they told me they didn’t have a price yet.” They settled on $17,000 and shipped it to Kerrville. The list price ended up being $40,000. “When I called to ask how to operate it, I was told that the only one they’d sold was to a little printer in Texas!”

“Thank goodness Judy and Joe Jr. were here when the tech world took over,” says Pat. Printing presses do not become obsolete as quickly as the typesetting and design aspects of producing printed materials.

From the time he was a little boy Joe Jr. loved to watch how all the machines worked and developed a talent for being able to fix them when they broke. “But now that it’s all electronic,” says Joe Sr. “you can’t see what’s going on.”

“You have to be smarter than the machine,” says Joe Jr. with a twinkle in his eye. A service call can run to thousands of dollars.

COMMUNITY In 1995, fire struck Herring Printing Company. The

community of Kerrville was wonderful and many people offered to help. Within six days they were operating out of a temporary location. One fellow, who would not tell Joe Sr. his name, worked for the whole week helping to restore the damaged presses. He said he had been a printer and thanked God that a fire had never taken his business.

“The community has been good to us,” says Pat. “The fire was a character builder,” says Joe Sr. “And I had a baby two weeks later!” adds Judy. Both generations of Herrings have been active in the

community. Father and son have been directors of the

make every job right. It’s fun when you have to reach

for it.

- Joe Herring, Sr.

3 2 S e p t e m b e r 2 0 1 1

Chamber of Commerce. They are active in Kiwanis. Joe Jr. has been a member of the city council (1990-92), and mayor (1992-94). He received the Bill Dozier Citizen of the Year award from the Kerrville Daily Times in 2010. His list of participation in civic associations is extensive. It’s a wonder he has time to play cello in the “Take a Bow” orchestra. Mother Pat plays string bass.

He also writes a column for the Kerrville Daily Times.

PHILOSOPHYThe Herring philosophy has always

been to give their customers what they want. “And make every job right.” says Joe Sr. “It’s fun when you have to reach for it.”

“I like to do jobs that no one else can do,” adds Joe Jr. On a recent project the upside of sibling competition revealed itself. Joe Jr. got the project produced within five minutes of deadline. He said to Judy, “See you tomorrow,” imagining she’d have to work on the weekend to get everything stapled and boxed up. But within twenty minutes she had completed the task.

The next generation of Herrings probably won’t carry on the family business, although Joe Jr.’s daughter did work with the family for a year. Now she’s a graphic designer in North Carolina. His son attends Baylor University.

One of Judy’s sons is a firefighter, she has a daughter in graduate school, and a

junior and senior at Harper High School. The family loves to attend football and volleyball games.

Joe Jr. published Home, Photographs of Kerrville last year. The historic pictures show not only historic sites and buildings. There are remarkably clear, intriguing photos of people in their daily lives: action shots of football in the1920s, horse-drawn wagons crossing the river in 1905, parades from each decade. Kids at the Cascade Swimming Pool in 1955, and teenagers spilling out of a phone booth in1960 really convey the life of the town.

The Herring philosophy has served the family well. As Joe Sr. says, “Live where you want to live, and then make a living at it.”

w w w. k e r r v i l l e t x . c o m 3 3

RIBBONCUTTINGS

The Kerrville Area Chamber of Commerce celebrated a ribbon cutting with John Green and All Around Accessories on Friday, July 22, 2011. They are located at 2590 Junction Hwy., Whse G. Call them at (830) 367-1967, e-mail [email protected], or visit www.allaroundaccessories.com.

The Kerrville Area Chamber of Commerce celebrated a ribbon cutting with Corabell’s in the Historic Garden District, 800 Earl Garrett, on Friday, July 22, 2011. Call (830) 895-CORA (2672) or visit www.corabells.com. Their hours are Tuesday - Friday, 10:00 a.m. - 6:00 p.m. and Saturday, 10:00 a.m. - 2:00 p.m.

The Kerrville Area Chamber of Commerce celebrated a ribbon cutting with the Wilson Family Chiropractic on Monday, July 25, 2011. Dr. Andrea Wilson and Dr. Dan Tarnowski invite you to drop by their new location at 133 W. Water St. You can contact them by phone at (830) 896-CARE (2273).

The Kerrville Area Chamber of Commerce celebrated a ribbon cutting with tarte in the Historic Garden District, 800 Earl Garrett, on Friday, July 22, 2011. tarte specializes in cut, color, highlights, extensions, and waxing. Call them at (830) 370-0782 or (830) 896-8278, or visit www.tartehairstudio.com.

All Around Accessories Corabell’s

Wilson Family Chiropractictarte

3 4 S e p t e m b e r 2 0 1 1

Hill Country Arts Foundation 120 Point Theatre Rd. S., Ingram 830-367-5121 hcaf.com

Home of Stonehenge II

Fall at The Point Sept. 23-

Oct.15

Fri.-Sat. 7:30 p.m. Sun. 2 p.m.

A picture perfect melodrama set

in the wild west.

Free RadicalsFree RadicalsFree Radicals Sept. 16- Oct. 14

Featuring the diverse artwork of 11 artists.

Gallery Hours: Tues.-Sat. 10-4 p.m.

By Marsha Mefferd

HollowayPlumbing

Quality Service when YOU need it!

Commercial & Residential service and repair

Pipe locating & video inspection equipment

Sewer and Drain cleaning

Install and repair all types of plumbing fixtures• Toilets• Faucets

• Disposals• Water heaters

Natural gas installation and repair

New Construction - Remodels

830-896-0890A Full-Service Company

LIC# M-16563

Your home for home furnishings since 1947.

ASHLEY • LA-Z-BOY COMFORT STUDIO • BROYHILL • STEARNS & FOSTER • SEALY

1703 Sidney BakerKerrville, Texas 78028(830) 895-2104

Mon - Fri: 9am - 7pmSaturday: 9am - 6pmricksfurniturecompany.com

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L o c a l l y O w n e d a n d O p e r a t e d • 1 9 4 7 - 2 0 1 1

w w w. m y k e r r v i l l e . o r g 3 5

3 6 S e p t e m b e r 2 0 1 1

Thanks to Aaron Yates at www.kerrvillephoto.com andDavid Jackson at www.studiodimages.com for the wonderful photos.

w w w. k e r r v i l l e t x . c o m 3 7

don’t mISStHE nEXt mIXER

September 20, 2011 • 11:30 a.m. - 1:30 p.m. Chamber Luncheon, open to the publicInn of the Hills Grand Ballroom.

Contact the Chamberfor more information

(830) 896-1155

August’s mixer was sponsored by Allied Waste and held at Tucker

Hall on August 18.

1 Matthew Church, the District Aid to Representative Hildebran and Paloma Lopez 2 Laurie Montgomery of Allied Waste and Matt Sletten of Commercial Realty Services and Hill Country Property Management 3 Jacques Duhr, Jeannette and Bill Cafferty, all of Kerrville Citizen Police Academy 4 Modesto Dominguez, Victor Casillas, and Patrick Espinosa, all of Allied Waste 5 Steve and Cindy Chapman, Chamber of Commerce members 6 Kim Russ of Hill Country Home Audio and Jim Handley of KVHC 7 Anne Parker of Design Tile and Jeff Mitchell of Alpha Granite

MEMBERMIXER

1 2

43

5

6

7

3 8 S e p t e m b e r 2 0 1 1

Kerrville Area Business Magazine2733 Indian Wells DriveKerrville, TX 78028

The Hill Country Center for Cancer CareVALERIAN CHYLE, MD • DAVID JONES, MD

River Guide Village Professional Campus1001 E Water, Suite J-100

Kerrville, Texas 78028 • (830) 257-3131www.thecentersforcancercare.com