latest update: june 01, 2020 - banquemisr.com · latest update: june 01, 2020. term deposit in...
TRANSCRIPT
Latest update: June 01, 2020
Current Account with Daily Interest EGP
TIERS INTEREST RATE
From 50,000 EGP to 100,000 EGP 3.00%
From 100,001 EGP to 500,000 EGP 3.25%
From 500,001 EGP to less than 1 million EGP 3.50%
From 1 million EGP to less than 2 million EGP 4.00%
From 2 million EGP to less than 10 million EGP 4.25%
From 10 million EGP to less than 30 million EGP 4.75%
From 30 million EGP to less than 100 million EGP 5.00%
From 100 million EGP and more 5.125%
Latest update: June 01, 2020
Saving Account in Egyptian Pound (EGP)
TIERS MONTHLY QUARTERLY SEMI-ANNUALLY ANNUALLY
From 1,500 to 5,000 3.25% 3.50% 3.625% 3.75%
More than 5,000 to 50,000 3.75% 4.00% 4.125% 4.25%
More than 50,000 to 250,000 4.25% 4.50% 4.625% 4.75%
More than 250,000 to 500,000 4.75% 5.00% 5.125% 5.25%
More than 500,000 5.25% 5.50% 5.625% 5.75%
Minimum amount for the account opening/interest calculation 1500 EGP
TIERS MONTHLY QUARTERLY SEMI-ANNUALLY ANNUALLY
From 500 to 20,000 EGP 5.25% 5.50% 5.625% 5.75%
Minimum amount for the account opening/interest calculation 500 EGP
Youth Saving Accounts (YOUTH1 & YOUTH2)
*More than 20,000 EGP the interest rate will be calculated according to the saving account tiers announced.
Latest update: June 01, 2020
TIERS MONTHLY QUARTERLY SEMI-ANNUALLY ANNUALLY
From 1 to 5,000 $ 0.10000% 0.10000% 0.10000% 0.12350%
More than 5,000 to 50,000 $ 0.10000% 0.10000% 0.10000% 0.22350%
More than 50,000 to 250,000 $ 0.10000% 0.10000% 0.10000% 0.32350%
More than 250,000 to 500,000 $ 0.10000% 0.10000% 0.15975% 0.42350%
More than 500,000 $ 0.10000% 0.10000% 0.25975% 0.52350%
Minimum amount for the account opening 200 USD
Minimum amount for interest calculation 1 USD
Minimum amount for the account opening/interest calculation 200 UNIT
ACCOUNT CURRENCY INTEREST RATE
EURO 0.2500%
STERLING POUND 0.3500%
Saving Account in Foreign currencies
Saving Account in US Dollar
Latest update: June 01, 2020
Certificates of deposit in Egyptian Pound (EGP):
CD TENOR RENEWABLE
INTEREST
PAYMENT
FREQUENCY
INTEREST RATE
MIN.PURCHASE
AMOUNT/
MULTIPLES
AlQimma Certificates 3 years Yes Monthly 12% 1000
ElTholatheya Certificates of Deposit with variable interest 3 years Yes Quarterly%9.5
(variable rate)1000
Ibn Masr Certificates 1 year No Monthly 15% 1000
Certificates of Deposit 5 yrs monthly with fixed interest 5 years Yes Monthly 9.5% 1200
Certificates of Deposit 5 yrs annually with fixed interest 5 years Yes Annually 10% 1000
Certificates of Deposit 7 yrs monthly with fixed interest 7 years Yes Monthly 10.25% 750
Latest update: June 01, 2020
Certificates of deposit in US Dollar (USD)
CD TENOR RENEWABLE
INTEREST
PAYMENT
FREQUENCY
INTEREST RATE
MINIMUM
PURCHASE
AMOUNT/
MULTIPLES
ElThabat USD 3 yrs fixed interest 3 years Yes Quarterly 2.15% 100
ElThabaat USD 5 yrs fixed interest 5 years Yes Quarterly 2.20% 100
Saving certificates with USD variable interest 3 years Yes Semi-annual 1.75% (variable rate) 500
Belady Certificate for 1 year in USD 1 yearYes
(upon request)Semi-annual 2.10% 100
Belady Certificate 3 year in USD 3 yearsYes
(upon request)Semi-annual 2.15% 100
Belady Certificate 5 year in USD 5 yearsYes
(upon request)Semi-annual 2.20% 100
Latest update: June 01, 2020
Certificates of deposit in EURO
CD TENOR RENEWABLE
INTEREST
PAYMENT
FREQUENCY
INTEREST RATE
MINIMUM
PURCHASE
AMOUNT/
MULTIPLES
ElThabat EURO 3 Yrs Fixed Interest 3 years yes Quarterly 0.75% 100
ElThabat 5 yrs fixed interest 5 years Yes Quarterly 0.85% 100
Saving certificates with EURO variable interest 3 years Yes Semi-annual 0.0725% (variable rate) 500
Belady Certificate for 1 year in EURO 1 yearYes
(upon request)Semi-annual 0.50% 100
Belady Certificate for 3 years in EURO 3 yearsYes
(upon request)Semi-annual 0.75% 100
Belady Certificate for 5 years in EURO 5 yearYes
(upon request)Semi-annual 0.85% 100
Latest update: June 01, 2020
Certificates of deposit in Sterling Pound
CD TENOR RENEWABLEINTEREST PAYMENT
FREQUENCYINTEREST RATE
MINIMUM PURCHASE
AMOUNT/ MULTIPLES
Saving certificates with GBP variable interest 3 years Yes Semi-annual 0.4875% (variable rate) 500
Belady Certificate for 1 year in GBP 1 yearsYes
(upon request)Semi-annual 0.50% 100
Belady Certificate for 3 years in GBP 3 yearsYes
(upon request)Semi-annual 0.75% 100
Belady Certificate for 5 years in GBP 5 yearsYes
(upon request)Semi-annual 0.85% 100
Certificates of deposit in Australian Dollar
CD TENOR RENEWABLEINTEREST PAYMENT
FREQUENCYINTEREST RATE
MINIMUM PURCHASE
AMOUNT/ MULTIPLES
Belady Certificate for 1 year in AUD 1 yearsYes
(upon request)Semi-annual 1.25% 100
Belady Certificate for 3 years in AUD 3 yearsYes
(upon request)Semi-annual 1.35% 100
Belady Certificate in for 5 years AUD 5 yearsYes
(upon request)Semi-annual 1.45% 100
Latest update: June 01, 2020
DurationFrom 1 to 1
million
From 1 million to 2
million
From 2 million to
5 million
From 5 million to
10 millionMore than 10 million
From 7 days to 14 days 2.875% 3.00% 3.125% 3.25%M
ust b
e re
ferre
d to
the
ban
k.
From 15 days to less than 1 month 3.375% 3.50% 3.625% 3.75%
From 1 month to less than 2 months 4.375% 4.50% 4.625% 4.75%
from 2 month to less than 3 months 4.375% 4.50% 4.625% 4.75%
From 3 months to less than 6 months 4.125% 4.25% 4.375% 4.50%
From 6 months to less than one year 3.875% 4.00% 4.125% 4.25%
From one year to less than 2 years 4.125% 4.25% 4.375% 4.50%
From 2 years to less than 3 years
5.625% 5.75% 5.875% 6.00%
From 3 years to less than 5 years
From 5 years to less than 7 years
7 years and more
Term Deposit in Egyptian Pound (EGP)
Latest update: June 01, 2020
Currency/Tenor WEEK MONTH 2 MONTHS 3 MONTHS 6 MONTHS YEAR
US DOLLAR (USD) 0.12500% 0.35000% 0.45000% 0.55000% 0.65000% 0.75000%
STERLING POUND 0.08000% 0.25000% 0.30000% 0.35000% 0.40000% 0.45000%
EURO 0.00010% 0.00020% 0.00030% 0.00040% 0.00400% 0.04000%
More than 25,000 unit till 100,000 unit in foreign currency
Currency/Tenor WEEK MONTH 2 MONTHS 3 MONTHS 6 MONTHS YEAR
US DOLLAR (USD) 0.06250% 0.25000% 0.35000% 0.45000% 0.55000% 0.65000%
STERLING POUND 0.07000% 0.20000% 0.25000% 0.30000% 0.35000% 0.40000%
EURO 0.00005% 0.00010% 0.00020% 0.00030% 0.00300% 0.03000%
From 500 unit till 25,000 unit in foreign currency
Term Deposit in foreign currencies
Latest update: June 01, 2020
Currency/Tenor WEEK MONTH 2 MONTHS 3 MONTHS 6 MONTHS YEAR
US DOLLAR (USD) 0.25000% 0.55000% 0.65000% 0.75000% 0.85000% 0.95000%
STERLING POUND 0.10000% 0.35000% 0.40000% 0.45000% 0.50000% 0.55000%
EURO 0.00030% 0.00040% 0.00050% 0.00060% 0.01000% 0.06250%
More than 250,000 unit till 500,000 unit in foreign currency
Currency/Tenor WEEK MONTH 2 MONTHS 3 MONTHS 6 MONTHS YEAR
US DOLLAR (USD) 0.18750% 0.45000% 0.55000% 0.65000% 0.75000% 0.85000%
STERLING POUND 0.09000% 0.30000% 0.35000% 0.40000% 0.45000% 0.50000%
EURO 0.00020% 0.00030% 0.00040% 0.00050% 0.00500% 0.05000%
More than 100,000 unit till 250,000 unit in foreign currency
Term Deposit in foreign currencies
Latest update: June 01, 2020
Term Deposit in Saudi Riyals
Amount/ Tenor MONTH 2 MONTHS 3 MONTHS 6 MONTHS YEAR
From 2,000 to 100,000 SR 0.0200% 0.0200% 0.0300% 0.0300% 0.0625%
More than 100,000 to 300,000 SR 0.0300% 0.0300% 0.0400% 0.0400% 0.0700%
More than 300,000 to 500,000 SR 0.0400% 0.0400% 0.0500% 0.0500% 0.0800%
More than 500,000 to 1,000,000 SR 0.0500% 0.0500% 0.0625% 0.0625% 0.0900%
Latest update: June 01, 2020