law practice in the sharing economy
TRANSCRIPT
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Photo by Neal. - Creative Commons Attribution License https://www.flickr.com/photos/31878512@N06 � Created with Haiku Deck �
About Me �• Director Of Industry Relations for Avvo, Inc�• 6 years as a practicing lawyer, 10 years in technology�• @rightbrainlaw �• http://right-brain-law.blogspot.com/ �• Co-founder: Seattle Legal Innovation and Technology MeetUp
http://www.meetup.com/Seattle-Legal-Innovation-and-Technology-MeetUp/ �
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• Hospitality�• Co-working�• Trucking/Shipping�• Moorage�• Home Storage�
• Task Assignment �• Education�• Bikesharing �• Transportation�• Finance�
Where Do We See Sharing? �
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"The law I'm using is that the city says there are hotels and there are apartments, and the two shall never meet." -‐ Edward Singer, a/orney with Zacks & Freedman who filed an evic>on law suit against an AirBnB host in San Francisco.
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Lender Requirements – Securities Law �
• Securities Act �• New Private Placement Rules (Allowing broader general solicitation without
registration) �• State Blue Sky Laws (IPO may or may not affect their applicability) �• Security Exchange Act �• Investment Company Act �• Investment Advisors Act �• Risk Retention Requirements (Think “Great Recession” and “Financial Crisis” e.g.
Dodd-Frank Act) �• Securitization�
Lender Requirements – Lending Laws �
• Usury Laws�• Bank Secrecy Act Regulations�• Issues Related to Third Party use of Bank
Charters �• State Licensing Requirements�
Lender Requirements – Consumer Protection�
• Truth in Lending (TILA) �• FDTC Act, UDAP (Unfair and Deceptive Acts and Practices), and the CFPB
(Consumer Financial Protection Bureau) �• Fair Lending and Other laws�• Debt Collection Practices�• Investment Company Act �• Privacy Laws�• Electronic Commerce Laws�• The Dodd-Frank and GAO Study�
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Photo by Neal. - Creative Commons Attribution License https://www.flickr.com/photos/31878512@N06 � Created with Haiku Deck �
About Me �• Director Of Industry Relations for Avvo, Inc�• 6 years as a practicing lawyer, 10 years in technology�• @rightbrainlaw �• http://right-brain-law.blogspot.com/ �• Co-founder: Seattle Legal Innovation and Technology MeetUp
http://www.meetup.com/Seattle-Legal-Innovation-and-Technology-MeetUp/ �