Legal Guidance Through Life’s Journey

511 W. Bay St., Suite 350

Tampa, FL 33606

Toll Free: 888-9LG-JRNY

Local: 813-344-5769

www.LegalJourney.com

Karnardo Garnett, Esq.

The things we value most are not just wealth but the safety and well being of our loved ones. Finding a way to secure assets and protect the ones we love can often be costly and confusing without legal advice. At the LegalJourney Law Firm, you can rest assured that you will be guided through each step of your legal journey, as you need it, at a fixed price.

“As your life’s journey unfolds, I’ll be there every step of the way.”

Education:• J.D., Stetson Law School, Gulfport, FL, 2006• Summer Institute in International Law, Nankai

University College of Law, Tianjin City, China, 2006• B.S., University of South Florida, Tampa, FL, 1996

Bar and Court Admissions:• Florida• U.S. District Court, Middle District of Florida

Professional Affiliations:• Florida Bar Association• American Bar Association• Hillsborough County Bar Association• George Edgecomb Bar Association• Florida Supreme Court Certified Circuit Civil

Mediator• National Academy of Elder Law Attorneys

Community Involvement:• Inroads of Tampa Bay• Macdill Airforce Base Chief’s Group Volunteer• Springhill MB Church

Estate Planning • Elder Law • Asset Protection

Estate PlanningWhile nobody wants to think about death or disability, establishing an estate plan is one of the most important steps you can take to protect yourself and your loved ones. Proper estate planning not only puts you in charge of your finances, it can also spare your loved ones the expense, delay and frustration associated with managing your affairs when you pass away or become disabled.

A well-crafted and properly implemented estate plan can:

• Provide for Incapacity• Avoid Probate• Provide for Minor Children• Minimize Death Taxes • Maximize the Value of Charitable Bequests• Provide You With Greater Peace of Mind

Elder Law - Medicaid PlanningMost seniors will eventually require some form of long-term care. According to Genworth Financial’s 2012 Cost of Care report, the median cost of an assisted living facility in the state of Florida is $33,000 per year. While some seniors are able to pay for such care privately, the cost will wipe out savings of all but the wealthiest families in a matter of years. This helps explain why Medicaid has become the single largest payer of nursing home bills in America. The LegalJourney Law Firm can design a plan to protect your hard-earned assets against the high cost of long-term care in advance, or help you navigate the complicated and frustrating process of obtaining the assistance you need from Medicaid.

Asset ProtectionMore and more people are using the legal system to deprive others of their life’s work. Business owners, professionals such as doctors, dentists, lawyers and accountants, and property owners are particularly vulnerable to lawsuits and other threats. Assets must also be shielded from creditors. The LegalJourney Law Firm helps clients protect their wealth using a variety of strategies, including the use of special trusts, business entities and other legal arrangements. The exact strategies employed may vary depending on the client, the nature of the assets, the country of origin, and the tax regulations that apply to those assets.

As you go through life, your circumstances change, be it through marriage, divorce, the birth of a child, an adoption, retirement or a new business. These changes often require that you have a solid plan in place to protect the people that are most important to you and the assets you have worked a lifetime to achieve. The LegalJourney Law Firm will be there to provide you with “Legal guidance through your life’s journey.”

As an experienced Estate Planning, Elder Law and Asset Protection attorney, I understand that many people are confused about legal issues and concerned about the expense of obtaining necessary legal services. The LegalJourney Law Firm was created to provide clients with specific, unbundled legal guidance at a fixed price.

I invite you to visit legaljourney.com to learn more about the LegalJourney Law Firm and how we can meet your unique legal needs. Better yet, call 1-888-9LG-JRNY to schedule a consultation.