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LETTER------------------------------------------------------

SO YOU ARE SHORT OF STORIESAll my best health wishes and regards to as follows Christine Parker, Brooke, Ruby Canham, Nancy Raphael, Janet - Grouse, Pat Parker, Brenda gorgeous Lewis, Syndi Raphael and new baby boy, Teresa and Debbie Raphael plus Teresa's daughter Candice, also to Gladys and Jimmy Shears and family and the Walters family from Daylesford, all members at ARC too plus Patrick Murphy and family, Mary D'Aprano and family and Betty Walters, Wayne and Debbie.Reference to Doxa Camp. Doxa Camp is (dead). - stale. Same outings for dear fees. Doxa is OK for children but for adults Doxa camp is bloody (dead) - stale. Cherry Tree Farm is stale (dead). What we members need is a new camp, different activities from stale (dead) Doxa Camp.I, "Stretch" is going into Alfred Hospital soon to have another toe amputated - 4th toe, left foot. Same problem. Jesus Lord, what's happening to my feet problems. !I, "Stretch" have resigned from the children's school crossing too because of my feet health problems.Hi Les Hope, Michael Parker, Darren, Denis Patterson, Evelyn and David Mundy and Glenn.

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All my best regards and health to Roslyn and Bob Long, to Julie O'Connor and Angela, Linda Aberline and hubby Harold and children and anyone else I've forgotten.Ex Father Ross McAuley - Chaplain from Brotherhood of St. Laurence, Fitzroy is at Middle Park now. His address isAnglican Church, 39 Park Street, Middle Park, corner Park and Langridge , Street, phone 690-2330, but he, Ross McAuley, is never home when someone needs help.I'm closing now. Good luck ARC. Cheerio for now.GRAEME WHITMOREPS. Still alive I am. IS P LY !

Graeme, there were lots of members who voted for Doxa Camp and had a good time and enjoyed themselves - see the letters from members. 26 adults and 25 children went this year. And Graeme, guess who were enjoying themselves at Cherry Berry Farm - your good friends Ray Walters and family had a lovely day.RUBY CANHAM

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z z B IH T H D /IY S zz \ \ \ \ i \ U ' h iM 11 ■ 11 ■ i is.Happy birthday to Rebecca Tarrant who turns 12 on the 2nd.February.

Many happy returns to Sarah Tarrant who will be 5 on the 23rd March.

Happy birthday to Nural Omer who turned 8 on the 13th January.

I Happy birthday to Nuiral from Nana.

A very happy birthday to Julie O'Connor for the 16th January.

I'd like to wish Aunty Val Pratt a happy 61st birthday on the 28th February. Love from Tiny Town.

Happy birthday to Anthony Walters who turned 5 on the 3rd February.

y | Happy birthday to Alison Walters who will be 11 on the 8th. February.

Happy birthday to Melissa Marshall who will be 17 on the 7th February.

CANDICE RAPHAELLUKE DORRINGTON

We arrived at Spencer Street and arrived at Kyneton Station safely- and from there we waited for the bus to take us to Doxa Camp. As soon as we arrived, Harold showed me around the camp as I had never been there before.On the Saturday it poured rain all day and we had to stay in all day. On Sunday we went to Bendigo to the Trash and Treasure which was very nice and we then went in to the Bendigo Gardens for lunch and then went back to the camp.On Monday we went to Cherry Berry Farm where we had our lunch and spent a very nice day. After tea that night, Harold, Lin and I went for a walk down by the creek and I gave Harold some cheek and he said he was going to pick me up and throw me in the creek. As he went to pick me up, he lost his balance and we both went down. I broke Harold's gum boil in his mouth and I hurt my back.All in all, I had a marvellous time and am looking forward to next year.VAL PRATT

«rIt is very nice to be in Doxa Camp this year - it was very exciting. It was well organised. It has a lot of games in the gym, slides, bridges and a lot of equipment outside.During the camp, we had the chance to go to Bendigo Market and Cherry Berry Farm where we had a very nice time.I hope that I can come there every year.Thank you,IRINI HEDDY

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We all had a great time at Doxa. The weather was a bit cool but better. Shane, the bus driver had been out fighting three fires that week before we got there.Everyone seemed to get on with each other without any fights. Ruby did a great job. I enjoyed myself and had a great rest. I am sure everyone else did too.

POIKA. CAMP

The first couple of days were a let down because of the weather but Daryl and Jimmy kept us all lovely and warm with the fire - it was great thanks fellas.The concert was a big hit as always thanks to Telina. All the kids joined in and had a ball. Harold makes a lovely looking woman. Wayne left a bit to be desired.We all enjoyed our volleyball game, don't ask me what side won but it was fun. Thanks Edna for sticking up for me and talking them into letting me out of the cupboard. Also thank you Kim for sharing your lollies with me.If anyone is thinking of buying a board game, I recommend Pictionary - what a funny game. We stayed up playing it until 3 o'clock. Here is an example - what's this.

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or this if anyone picks these you are better than all of us that played.

Well that's about all for this year. Hope to see everyone next year. I'd like to wish you all a happy and healthy New Year.Thank you Ruby.

PAM REID AND FAMILY

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DOKfl !We, my family, had a great time up at Doxa. We had a special friend share our holiday with us - Val. She is a great gal. We had her thinking that the spiders were as big as race horses. I always love the outings. Cherry Berry Farm wasgreat - we ate so many strawberries I thought I was going to look like one. The children were great and really enjoyed themselvesGrant was great and the meals he supplied were absolutely lovely. .We had plenty to eat and we came away very full.' The bus ride from and to Kyneton was different. Only . one complaint - "the damn weather". It rained when we stepped off the bus, rained all the time we were there "on and off" and the #*? rain stopped the day we came home.I liked the holiday so much I didn't want to come home. Seriously, thanks to Nancy for the organisation and Ruby for .keeping us all in order. I and my family like, and appreciate, the holidays you give us.Thanks to you all.

HAROLD & LINDA ABERLINE & FAMILY

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WELFARE RIGHTS UNIT

INVITES YOU TO THELAUNCH

OF A RANGE OF MULTI-UNGUAL PAMPHLETS:

CHILD SUPPORT, MARITAL STATUS i SOCIAL SECURITY, 4 THE SOCIAL SECURITY APPEALS SYSTEM.

THESE HAVE BEEN TRANSLATED INTO CREEK, TURKISH, VIETNAMESE & CHINESE.

T O B E ^U N C H E 0 BY THE HON. GERRY HAND, MINISTER FOR' IMMIGRATION. LOCAL GOVERNMENTS: ETHNIC AFFAIRS.

ON FRIDAY 15TH FEBRUARY 1991, AT3:30 PM AT THE ETHNIC COMMUNITIES COUNCIL OF VICTORIA

OLD COURT HOUSE BUILDING

CONDELL STREET, FITZROY

RSVP 11TH FEB: 4161409 Q

CH ILDRENS CAMP

DISPUTE RESOLUTION

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The Ministry assists consumers, tenants, landlords and traders to resolve disputes in two ways. If a person has not received satisfaction from contacting the trader or landlord themselves, they may send a complaint for conciliation to the Ministry or lodge an application with one of the tribunals. Following a request for conciliation, contact will be made with a trader or landlord. If the trader or landlord is not willing to negotiate, the person who sent in the complaint is advised if appropriate to lodge an application with one of the tribunals.

During 1989/90, the Ministry received 12,945 requests for conciliation. 9,497 or 73 per cent were general consumer matters and the remaining 3,448 or 27 per cent were in relation to residential tenancies matters and are listed in Appendix 7. The conciliation function is carried out in each regional office and head office. At head office two teams provide services to the North West region of the S tate and the inner region of Melbourne.

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The first avenue for the setilemen! of any dispute is with the person to whom it concerns.

Lamming the IJDoo

o n L o w

iCost CreditILow income persons need no longer

I apply lor financial loans after June 1991. Aker then, facilities will only be available to middle and upper class income

| croups.This is what will happen H new policies

proposed by Victoria's Ministry cl Consumer Allairs are adopted. A 1989- 90 ieview has concluded that low cos’, ■ending services are outside the objectives and responsibilities ol the Ministry ol Consumor Affairs and instead resources should focus on a Statewide network for consumer information, support and advocacy services.

Since 1986, as part of the Government’s anti-poverty stralegy, a Community Credit. Program has been funded to underpin live low cost landing services.Filzroy-Carlton Community Credit-Co-operative SAO,000 per annum (approx).

Macaulay Community Credit Co-operative535,000 per annum (approx).

G ood S he ph e rd Y o u th ft S e rv ic e s520,000 p e r a n n u m (a p p ro x ).

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H a n o ve r W o lla re S e rv ic e s542,000 in la s t fu ll year o f fu n d in g

W est H e id e lb e rg C o m m u n ity H ea lth and W o lla re C entre

* INVITATION *

TO THE LA U N C H

O FA REPORT

A B O U T • •••

. AT113 Queens Parade, Clifton HHl, V ia 3068 Telephone: 461 5599

• 10 am M O N D A Y

. 2 5 th O F FEBRUARY

recipients have A wide variety ol

boonc.oods

Benefits to mmeasurablo. nd services has flowed to ind iv iduals

hot normally eligible. In teresting ly, hotauUors as a percentage of to ta l loans, have been low.

"total loans granted between January’•, nan tdnic.h l ' j 'tQ a m o u n te d to

The study goes on to s la te tha i socia l justice strateg ies based on ly on pro lection of consum ers from m alpractice are incom plete. C om m unity-based lencinc services tilt th is gap by provid ing access to the credit m arket at an affordable cost.

Com m unity c ie d il co-opera tives in S particular 3 1 0 em erging as suitable

monels lo r the design o l partnersh ip projects provid ing a lfo rdable consum er- oriented cred it services. Indeed, it is proposed that low cost lending services couid be established on a State-w ide basis.

The Brolherhood ot St. Laurence hasV .’.tnm U w v - o*. .• .... w r e c o m m e n d e d t h a t t ire M in is t r v o

; l. ' •**•.*'so. U - * | C o n s u m e r A l l a i r s s h o u ld c o n t in u e to lu n cIn V.ud y 1 'n o o p e r a t io n o l lo w c o s t le n d in .r O r ti - I.0..7 L o t : t a rr -c i 1 s e r v ic e s .

V , 'VM j! \*i\ O ' .n : ! v ' ! o n v ‘ a Ih o rc - is n o s h o r t a g o o l in s t it u t io nBrotiie.thouC ol S', Lnu ic-nco c la im s th y . low cost lending agenc-es are successfully servicing lew incom e people v.-ho have no access to m ainstream lenders or who are so in tim ida ted by m ainstream lending practices tha t they lea l they have no access. Also financia l deregulation has aggravated Ute problem .

ready to im part endless advice on how we should handle our m oney.

There is, however, a genuine shortage of lending institu tions prepared to ollc- services which give men and wom en i greatest need a chance to advance the lives.

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S U M M E R

What do members want?WE WOULD LIKE TO HEAR FROM MEMBERS ABOUT WHAT SORT OF ACTIVITIES THEY WOULD LIKE TO SEE HAPPENING AT ARC.PLEASE TICK THE ACTIVITIES YOU ARE INTERESTED IN AND RETURN YOUR FORMS TO ARC AS SOON AS POSSIBLE.

A C T ? X V X T U X E S■ ■

BINGO □ SWIMMING □

CARDS □ 1 0 P IN BOWLING □

DARTS □ COMMUNITY LUNCH □

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FRIDAY VICTORIA MARKET TRIPS

□ DAY OUTINGS □

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Publication No. VAW 5347 Registered by Australia Post If undelivered return to Action and Resource Centre 113 Queens Parade CLIFTON HILL 3068

POSTAGEPAID

CLIFTON HILL VIC.

AUST. 3068