lic nomura mf factsheet november 2013€¦ · volumes decline and mix-shift. meanwhile, dabur and...

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MUTUAL INTEREST l World-class asset management Access to global research Enhanced offerings of services & products l Mutual Fund investments are subject to market risks, read all scheme related documents carefully November, 2013 Investment Managers: LIC Nomura Mutual Fund Asset Management Company Ltd.

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Page 1: LIC NOMURA MF FACTSHEET November 2013€¦ · volumes decline and mix-shift. Meanwhile, Dabur and Hindustan Unilever profits were boosted by strong revenue growth while Marico reported

MUTUAL INTEREST

lWorld-c lass asset management Access to g loba l research Enhanced of fer ings of serv ices & products l

Mutual Fund investments are subject to market risks, read all scheme related documents carefully

November, 2013 Investment Managers: LIC Nomura Mutual Fund Asset Management Company Ltd.

Page 2: LIC NOMURA MF FACTSHEET November 2013€¦ · volumes decline and mix-shift. Meanwhile, Dabur and Hindustan Unilever profits were boosted by strong revenue growth while Marico reported

2 MUTUAL INTEREST November, 2013

Mutual Fund investments are subject to market risks, read all scheme related documents carefully

Open-ended Debt scheme providing liquidity and attractive returns.

Growth, Dividend - Reinvestment and Dividend payout option.

T + 1 Redemption facility.

Daily, Weekly, Monthly Dividend.

LIC Nomura MF Income Plus Fundupgraded by ICRA

An open-ended Debt Scheme

A1+mfs

Applicable Criteria is available on ICRA’s website at www.icra.in. All ICRA Credit Ratings are subject to certain Limitations and Disclaimers. Please read these

Limitations and Disclaimers. For Complete rating scale and definitions please refer to ICRA Website or other ICRA rating publications.

l Regular income over short term.l Investment in Debt/Money Market Instrument/Govt.

Page 3: LIC NOMURA MF FACTSHEET November 2013€¦ · volumes decline and mix-shift. Meanwhile, Dabur and Hindustan Unilever profits were boosted by strong revenue growth while Marico reported

MARKET REVIEW

3

Shri S. RamasamyCIO - Debt

DEBT MARKET REVIEW

The equity market continued its upward trend in the month of October building on gains made by it in September. The equity markets recorded the strongest run since January 2012 with BSE Sensex gaining 9.2% and Nifty gaining 9.8%. Although it had a subdued start to October as the impending US Govt shutdown cast a gloom but gained momentum over the month aided by the 2Q earnings season, kicked off by Infosys. Meanwhile, the RBI raised the repo rate by 25bps to 7.75% and lowered the MSF rate to 8.75%, restoring the interest rate corridor back to 100bps. On reforms, the Kirit Parikh report was a sentiment positive for the energy sector as it recommended steep price hikes in diesel, kerosene and LPG.

After posting robust growth in July, factory output data for August disappointed as it came in at 0.6%. Meanwhile, October PMI remained unchanged from previous month print of 49.6. WPI inflation continued its hardening trend, coming in at 6.5% in September as against 6.1% in August. With vegetable prices still on the rise, food inflation remained high at 18%. Core inflation was stable at 2%. September CPI succumbed to the onslaught from vegetable prices, as it rose to 9.8% from 9.5% in August- after declining for the previous 2 months. Similarly, core inflation too rose to 8.4% from 8.2% noted in August.

Sector-wise, the top gainers were bank, capital goods and realty indices which were up by 19.4%, 18.8% and 14.8% followed by metal and consumer durable that were up 9.6% and 9.2% respectively. Public sector banks rallied on news of govt's decision to infuse Rs140bn among 26 entities. Month end, PSBs soared again on some better than expected results. In the capital goods space Suzlon, Jaiprakash Associates and Crompton Greaves were among the top gainers. In the realty space HDIL made hefty gains in October. BSE FMCG index was the only index to close in red down marginally by 0.3%. Frontline stocks like ITC, HUL and Colgate Palmolive saw some correction in October.

Capital flows:

FIIs were net buyers in equity to the tune of Rs 15706 crore in the month of October and bought equity worth Rs. 88933 crore from January 2013 to October 2013. (Source: SEBI)

Outlook:

October saw mixed set of Q2 results from India Inc. with IT & Financial names reporting good results while Pharma & FMCG saw mixed results. Infosys started the earnings season with an operationally strong quarter, backed by good volume growth. Other IT companies including Wipro, TCS, HCL Tech too posted robust quarterly performances. In the banking space, private sector names such as ICICI, Axis, Yes Bank surprised positively as they reported results ahead of expectations despite a difficult funding quarter. Some of public sector banks also indicated a strong P&L but also deterioration in asset quality. In the pharma space Dr Reddy's reported a big beat this quarter as it's focus on technology products paid off while Lupin and Biocon managed steady performance. In the Infra space, L&T's 2Q results were unexciting as it reported margin contraction but the management maintained guidance on order inflow and sales growth.

Among autos, Maruti's 2Q margins improved on account of forex gains from a weak INR and also effective cost control measures. In the 2-wheelers space, Bajaj too was a beneficiary of the depreciating INR that led to exports surging to an all-time high of 41% of total revenues. Meanwhile, Hero Motorcorp reported slight margin improvement due to the price hike taken in May. FMCG major ITC disappointed as its primary cigarettes biz reported subdued revenues on volumes decline and mix-shift. Meanwhile, Dabur and Hindustan Unilever profits were boosted by strong revenue growth while Marico reported weak volumes. Colgate Palmolive had a weak quarter on increased advertising and promotional spends as competition intensified in the oral care segment. In the Telecom space, both Idea and Bharti Airtel both reported strong operational performance in a seasonally weak quarter. In the cement sector, UltraTech results disappointed as profits were dampened by weak realizations as well as higher costs.

November will be watched for the assembly elections to be held in five states of Madhya Pradesh, Delhi, Rajasthan, Chhattisgarh and Mizoram. Results of the polls are likely to be a strong indicator of the general elections outcome in these states in March 14.

Shri Nobutaka KitajimaCIO - Equity

EQUITY MARKET REVIEW

Starting with the Mid-Quarter Review of September 2013, the Reserve Bank of India (RBI) began a calibrated withdrawal of exceptional measures undertaken since July 2013. This was done with a view to normalising liquidity conditions. Accordingly, the marginal standing facility (MSF) rate was reduced by 75 basis points from 10.25 per cent to 9.5 per cent. Furthermore, open market purchase operations of Rs. 9,974 crore were conducted today to inject liquidity into the system. On a review of evolving liquidity conditions and in continuation of this calibrated unwinding, RBI on 7th October, decided to :

a. Reduce the marginal standing facility (MSF) rate by a further 50 basis points from 9.5 per cent to 9.0 per cent with immediate effect.

b. RBI also decided to infuse liquidity through term repos of 7-day and 14-day tenor for a notified amount equivalent to 0.25 per cent of net demand and time liabilities (NDTL) of the banking system through variable rate auctions on every Friday beginning October 11, 2013. The notified amount and tenor of the term repo auctions will be announced prior to the dates of the auctions.

As a result of the above, the CBLO rates have since relaxed to below 9%.

The US Government was forced to 'SHUT DOWN' in the US on 1st October, 2013. However, on 17th just hours to spare before the nation risked default viz. 18th October, the US Congress passed bill ending the two-week US government shutdown and extending the Treasury's borrowing authority immediately reopening the Government. With this, Congress extended U.S. borrowing authority until February 7, and gave the Treasury Department the means to temporarily extend its borrowing capacity beyond that date in case of another political impasse early next year. Postponement of the Fed's QE tapering also helped the rupee consolidate gains. The rupee was among the best performing key emerging market currencies after the announcement.

Third Quarter Review of Monetary Policy 2013-14

Indian Economy:

Since the Mid-Quarter Review in September, the outlook for global growth has improved modestly. With fiscal concerns abating in the US and lead indicators of activity firming up in the Euro area and the UK, US Fed's decision not to taper its bond buying programme eliminated fears of a premature end to easy global liquidity which could have pulled out billions of dollars out of emerging markets like India and brought calm to financial markets, and inflow to equity markets of US$ 2.2 bn and 2.0 in Sept and October, 2013 . The squeeze on gold and falling oil imports due to the economic slowdown also helped reduce the demand for dollars in the short run. The biggest positive for the economy has been the by reduction in external risks in the form of decreasing trade and Current account deficit with the rupee appreciation against the dollar which saw a low of Rs. 68.85, stabilizing around Rs.61.32. With the rupee showing signs of stability, the monetary policy focused more on growth inflation dynamics.

With the subdued industrial activity, RBI,s basic GDP growth has been pegged downward from earlier estimates to 5% for the year as a whole. RBI Governor indicated that WPI and CPI are likely to remain elevated in the months ahead and interest rates are likely to remain high. Weak growth will continue to act as a disinflationary. Therefore the signal has been given by raising the repo rate.

RBI has increased liquidity through, through export credit refinance and through 7-day and 14-day term repos also giving banks greater flexibility in managing reserve requirements. Going forward banks have a durable strategy for mitigating mismatches between the supply of, and demand for, funds is for banks to step up efforts to mobilise deposits. This will give a big fillip to term money market

Key Policy Measures:

lWith the currency markets showing signs of stabilization, RBI reduced the marginal standing facility (MSF) rate by 25 basis points from 9.0 per cent to 8.75 per cent with immediate effect;.

lGiven the inflationary pressures emanating out of depreciating currency and higher food inflation, RBI has increased the policy repo rate under the liquidity adjustment facility (LAF) by 25 basis points from 7.5 per cent to 7.75 per cent with immediate effect. MSF and Repo Rate now stands at 100 bps corridor (same as in pre July 2013)

lKeep cash reserve ratio (CRR) unchanged at 4.0 per cent of net demand and time liability (NDTL);

lGiven the stable currency and increase festive demand for money, RBI has announced additional liquidity through increase the liquidity provided through term repos of 7-day and 14-day tenor from 0.25 per cent of NDTL of the banking system to 0.5 per cent with immediate effect.

With these changes, the MSF rate and the Bank Rate are recalibrated to 100 basis points above the repo rate.

Other Measures:

lIntroduction of Rate Futures.

lCash settled 10 year interest rate futures from mid November.

lLaunching of Inflation Indexed National Saving Securities (IINSSs) for retail investors in November 2013.

Following market movements took place in the month of October 2013:

lThe average Call & average CBLO rates were at 8.73 - 8.70% levels on 31st October, 2013.

lThe 1 year and 5 year OIS ended at 8.41% (8.73%) & 8.19% (8.39%) respectively as on 31st October, 2013.

lRBI infused Rs. 40862 crores in 1 day repo auction, absorbed Rs 75.0 crores in the reverse repo auction and infused Rs.14,310 Crores under 1day MSF on 31st October, 2013.

lPSU banks 3 months CD traded at 8.67% and 1 year CD at 8.88 % as on 31st October 2013.

lThe 10 year bond traded at an average yield of 8.62% as on 31st October, 2013.

lThe Rupee Dollar Exchange rate has been in the range of Rupees 62.09 to 61.30 to a dollar in the month of October 2013 and traded at an average of Rs.61.32 .

lMibor rate closed at 9.12% on 31st October, 2013.

lWith RBI announcement of releasing additional liquidity through overnight LAF repos, through export credit refinance and through 7-day and 14-day term repos - The short term yield rallied on the Policy announcement by 10 - 15 bps and are likely to trend lower.

lLong term rates rallied to near 8.54% as RBI action was on expected lines. With the easing liquidity, possible OMO announcement as and initiatives to include Indian GSEC in Global Bond indices could trigger rallies. The concerns over inflation as elucidated in the policy could cap rallies.

Outlook for the month of November 2013:

lThe FED has announced further delay the start of its tapering till early 2014. This has provided breathing space to domestic bond markets. FII inflows into India in equity markets are likely to be positive.

lThere has been a marked improvement in India's CAD situation with the measures taken by RBI and Government.

lHigher inflation expectations could be curbed by bumper harvest, Inflation will moderate when food inflation falls in the near term. Commodity prices have been softening which could taken some pain off the impact of depreciated rupee in our oil imports.

lRBI has reduced the MSF to 8.75 on account of the Rupee stabilisation. If additional liquidity windows provided by RBI will see lesser demand for funds through MSF. This may lead to the operating rate shifting to the Repo rate and can cause short term rates to soften.

lContinued hikes in repo rates may signal an upward shift in yields of long term papers and may cause some steepening in the rate curve.

Benchmark IndexLatest Price

1 month return (%)

3 months return (%)

6 months return (%)

S&P BSE SENSEX 21164.5 9.2 9.4 8.5

CNX Nifty Index 6299.2 9.8 9.7 6.2

S&P BSE 100 6270.7 9.6 9.9 5.5

S&P BSE 200 2490.5 9.1 9.7 4.2

S&P BSE 500 7656.6 9.1 9.6 3.7

S&P BSE Mid-Cap 6107.4

8.9

10.2 -3.7

S&P BSE Small-Cap 5896.1

7.9

11.0 -2.1

Benchmark IndexLatest

Price

1 month return

(%)

3 months return

(%)

6 months return

(%)

BSE IT 8477.7 8.1 13.7 48.5

S&P BSE AUTO Index 12074.9

9.8

14.3 10.2

S&P BSE BANKEX 13086.9

19.4

14.4 -8.9

S&P BSE Capital Goods 9152.0

18.8

11.2 -5.8

S&P BSE Consumer Durables 6306.5 9.2 0.7 -15.1

S&P BSE FMCG 6814.2 -0.3 0.3 4.1

S&P BSE Health Care 9609.1 1.5 5.9 10.6

S&P BSE METAL Index 9176.1 9.6 33.3 6.1

S&P BSE OIL & GAS Index 8936.1 8.8 4.2 2.6

S&P BSE Power Index 1604.3 5.4 7.3 -8.9

S&P BSE Realty Index 1343.5 14.8 2.0 -29.3

Page 4: LIC NOMURA MF FACTSHEET November 2013€¦ · volumes decline and mix-shift. Meanwhile, Dabur and Hindustan Unilever profits were boosted by strong revenue growth while Marico reported

COLOR CODE

4 MUTUAL INTEREST , 2013November

Scheme/ Plans This product is suitable for investors who are seeking*

LIC NOMURA MF BOND FUND lRegular income over medium to long term.

lInvestment in Debt/Money Market Instrument/Govt. Securities.

lLOW RISK (BLUE)

LIC NOMURA MF FLOATING RATE FUND-SHORT TERM FUND lRegular income over short term.

lInvestment in floating rate instrument swapped for floating rate returns.

lLOW RISK (BLUE)

LIC NOMURA MF GOVT SECURITIES FUND lLong term capital appreciation and current income.

lInvestment in sovereign securities issued by Central or state government and Debt Securities issued by PSUs

lLOW RISK (BLUE)

LIC NOMURA MF INCOME PLUS FUND lRegular income over short term.

lInvestment in Debt/Money Market Instrument/Govt.

lLOW RISK (BLUE)

LIC NOMURA MF LIQUID FUND lIncome over short term.

lInvestment in Debt/Money Market Instruments

lLOW RISK (BLUE)

LIC NOMURA MF SAVINGS PLUS FUND lRegular income over short term.

lInvestment in Debt/Money Market Instruments

lLOW RISK (BLUE)

LIC NOMURA MF BALANCED FUND lLong term capital appreciation and regular income.

lInvestment in equity and equity related securities, fixed income securities (debt and Money market securities)

lMEDIUM RISK (YELLOW)

LIC NOMURA MF FLOATER MIP lRegular income and capital appreciation

lInvestment in Debt and money market instruments as well as Equity and equity related instruments

lMEDIUM RISK (YELLOW)

LIC NOMURA MF MONTHLY INCOME PLAN lRegular income and capital appreciation

lInvestment in Debt and money market instruments as well as Equity and equity related instruments

lMEDIUM RISK (YELLOW)

LIC NOMURA MF CHILDRENS FUND lLong term capital appreciation

lInvestment in Debt and money market instruments as well as Equity and equity related instruments

lMEDIUM RISK (YELLOW)

Page 5: LIC NOMURA MF FACTSHEET November 2013€¦ · volumes decline and mix-shift. Meanwhile, Dabur and Hindustan Unilever profits were boosted by strong revenue growth while Marico reported

COLOR CODE

5

Scheme/ Plans This product is suitable for investors who are seeking*

LIC NOMURA MF UNIT LINKED INSURANCE Long term capital appreciation and tax benefits

lInvestment in equity and equity related instruments fixed income securities (Debt and money Market)

lMEDIUM RISK (YELLOW)

LIC NOMURA MF EQUITY FUND lLong term capital growth

lInvestment in equity and equity related securities

lHIGH RISK (BROWN)

LIC NOMURA MF GROWTH FUND lLong term capital growth

lInvestment in equity and equity related securities

lHIGH RISK (BROWN)

LIC NOMURA MF INDEX-NIFTY PLAN lLong term capital growth

lInvestment in equity Instrument of respective index stock subject to tracking error

lHIGH RISK (BROWN)

LIC NOMURA MF INDEX-SENSEX ADVANTAGE PLAN lLong term capital growth

lInvestment in equity Instruments of respective index stock subject to tracking error

lHIGH RISK (BROWN)

LIC NOMURA MF INDEX-SENSEX PLAN lLong term capital growth

lInvestment in equity Instrument of respective index stock subject to tracking error

lHIGH RISK (BROWN)

LIC NOMURA MF INFRASTRUCTURE FUND lLong term capital growth

lInvestment in equity and equity related instruments related directly or indirectly with the infrastructure sector.

lHIGH RISK (BROWN)

LIC NOMURA MF TAX PLAN lLong term capital growth

lInvestment in equity and equity related securities

lHIGH RISK (BROWN)

* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

Note : Risk is represented as :

(BLUE) investors understand that their principal will be at low risk

(YELLOW) investors understand that their principal will be at medium risk

(BROWN) investors understand that their principal will be at high risk

l

Page 6: LIC NOMURA MF FACTSHEET November 2013€¦ · volumes decline and mix-shift. Meanwhile, Dabur and Hindustan Unilever profits were boosted by strong revenue growth while Marico reported

91.86%

1.56%

6.58%

0.00% 20.00% 40.00% 60.00% 80.00% 100.00%

<61 days

>61 & <92 Days

Cash &Other Receivables

* For Dividend History refer to page no. 24

INVESTMENT OBJECTIVE

An open ended scheme which seeks to generate reasonable returns with low risk and high liquidity through judicious mix of investment in money market instruments and quality debt instruments.

SCHEME FEATURES

FUND MANAGER

NAV

EXPENSE RATIO :

PORTFOLIO METRICS

Scheme Type: Debt - Liquid

Launch Date: March 11, 2002

AUM as on 31/10/2013: INR 6318.19 Cr

Load Structure:

Entry Load: Nil

Exit Load: Nil

Benchmark: Crisil Liquid Fund Index

Minimum Investment: Rs. 5000/- (w.e.f. 12-09-2013)

Name: Shri Killol Pandya

For all the plans and options

NAV as on October 31, 2013 Per Unit

Growth 2241.2267

Dividend 1098.0000

Direct Growth 2242.6022

Direct Dividend 1098.0000

0.28%

Average Maturity 26 days

Duration 0.07 yrs

LIC NOMURA MF LIQUID FUND

6 MUTUAL INTEREST , 2013November

DISCRETE 12 MONTHS RETURNS

ANNUALISED PERFORMANCE

As on 30 September 2013

As on 31 October 2013

POINT TO POINT RETURNS

As on 30 September 2013

Lumpsum investment of 10,000 invested

Period Fund C Fund~LX 1 year T-bill

Last 1 Year 10,570

Last 2 Years 10,937 10,864 11,427

Last 3 Years 10,792 10,776 12,042

Since Inception 22,225 NA 18,348

10,886 10,859

Since Inception(CAGR)

7.16% NA 5.39%

Period Fund C Fund~LX 1 year T-bill

Sept 28, 2012 To Sept 30, 2013 8.81% 8.54% 5.70%

Sept 30, 2011 To Sept 28, 2012 9.37% 8.65% 8.11%

Sept 30, 2010 To Sept 30, 2011 7.93% 7.77% 5.38%

Period Fund C Fund~LX 1 yr T-bill

Last 7 Days 9.64% 10.45%

Last 15 Days 9.71% 9.84% 9.46%

Last 30 Days 9.93% 10.73% 10.21%

6.87%

ASSET ALLOCATION

PORTFOLIO

Company Industry/Rating % to NavMONEY MARKET INSTRUMENTSCertificate of DepositCANARA BANK CRISIL A1+ 3.53%THE JAMMU & KASHMIR BANK LTD CRISIL A1+ 2.76%BANK OF MAHARASHTRA CRISIL A1+ 2.75%CENTRAL BANK OF INDIA CARE A1+ 2.43%IDBI BANK LTD CRISIL A1+ 1.97%UNITED BANK OF INDIA CARE A1+ 1.89%ALLAHABAD BANK [ICRA]A1+ 1.65%SOUTH INDIAN BANK LTD CARE A1+ 1.58%STATE BANK OF HYDERABAD CARE A1+ 1.57%UNITED BANK OF INDIA CRISIL A1+ 1.57%PUNJAB NATIONAL BANK CARE A1+ 1.57%ICICI BANK LTD CRISIL A1+ 1.42%KARUR VYSYA BANK LTD CRISIL A1+ 1.34%SYNDICATE BANK CARE A1+ 1.18%HDFC BANK LTD CARE A1+ 0.79%ANDHRA BANK CARE A1+ 0.79%ORIENTAL BANK OF COMMERCE CRISIL A1+ 0.79%VIJAYA BANK [ICRA]A1+ 0.79%STATE BANK OF PATIALA CARE A1+ 0.79%STATE BANK OF HYDERABAD [ICRA]A1+ 0.39%STATE BANK OF PATIALA [ICRA]A1+ 0.39%STATE BANK OF TRAVANCORE CRISIL A1+ 0.39%Certificate of Deposit Total 32.35%Commercial PaperMAHINDRA & MAHINDRA FINAN SERVICES LTD CRISIL A1+ 6.88%ADITYA BIRLA FINANCE LTD [ICRA]A1+ 4.72%RELIANCE CAPITAL LTD CRISIL A1+ 4.63%ADITYA BIRLA NUVO LTD [ICRA]A1+ 4.32%CHAMBAL FERTILIZERS & CHEMICALS LTD CRISIL A1+ 3.92%NIRMA LTD CRISIL A1+ 2.75%BAJAJ FINANCE LTD CRISIL A1+ 2.36%TATA CAPITAL FINANCIAL SERVICES LTD CRISIL A1+ 2.36%CHENNAI PETROLEUM CORPORATION LTD [ICRA]A1+ 2.35%

MATURITY PROFILE FOR THE PORTFOLIO RATING PROFILE FOR THE PORTFOLIO

CARE A1+, CRISIL A1+,ICRA A1+, CRISIL A1+ (SO)

HOUSING DEVELOPMENT FINANCE CORP LTD [ICRA]A1+ 1.57%NATIONAL HOUSING BANK [ICRA]A1+ 1.57%BLUE STAR LTD CARE A1+ 1.57%TATA MOTORS LTD [ICRA]A1+ 1.57%L&T FINANCE LTD CRISIL A1+ 1.49%I L & F S LTD [ICRA]A1+ 1.34%PIRAMAL ENTERPRISES LTD [ICRA]A1+ 1.18%HDB FINANCIAL SERVICES LTD CARE A1+ 1.18%GUJARAT NARMADA VALLEY FERTILIZER COMPANY LTD [ICRA]A1+ 1.18%HOUSING DEVELOPMENT FINANCE CORP LTD CARE A1+ 1.17%INDIAN OIL CORPORATION LTD ICRA A1+ 1.17%EID PARRY INDIA LTD CRISIL A1+ 1.02%GODREJ INDUSTRIES LTD [ICRA]A1+ 0.87%SUNDARAM FINANCE LTD [ICRA]A1+ 0.79%GRUH FINANCE LTD [ICRA]A1+ 0.79%ICICI SEC PRIMARY DEALERSHIP LTD. CRISIL A1+ 0.79%ICICI HOME FINANCE COMPANY LTD [ICRA]A1+ 0.79%HINDUSTAN PETROLEUM CORPORATION LTD CRISIL A1+ 0.79%TATA MOTORS LTD CARE A1+ 0.79%CHAMBAL FERTILIZERS & CHEMICALS LTD [ICRA]A1+ 0.78%MOTHERSON SUMI SYSTEMS LTD [ICRA]A1+ 0.78%INDIAN OIL CORPORATION LTD [ICRA]A1+ 0.78%COROMANDEL INTERNATIONAL LTD CRISIL A1+ 0.78%EXPORT IMPORT BANK OF INDIA CRISIL A1+ 0.40%INDIABULLS HOUSING FINANCE LTD CRISIL A1+ 0.39%GRUH FINANCE LTD CRISIL A1+ 0.39%NATIONAL HOUSING BANK CRISIL A1+ 0.39%L AND T FINCORP LIMITED CARE A1+ 0.32%MAHINDRA RURAL HOUSING FINANCE CRISIL A1+ 0.16%Commercial Paper Total 61.07%MONEY MARKET INSTRUMENTS Total 93.42%Cash & Other ReceivablesCBLO / REPO 8.91%NET RECEIVALBES/(PAYABLES) -2.33%Cash & Other Receivables 6.58%Grand Total 100.00%

32.35%

61.07%

6.58%

Fixed Deposit

6.58%

93.42%

Page 7: LIC NOMURA MF FACTSHEET November 2013€¦ · volumes decline and mix-shift. Meanwhile, Dabur and Hindustan Unilever profits were boosted by strong revenue growth while Marico reported

LIC NOMURA MF SAVINGS PLUS FUND

* For Dividend History refer to page no. 24

INVESTMENT OBJECTIVE

The investment objective of the Scheme is to generate income by investing in a portfolio of quality short term debt securities.

SCHEME FEATURES

FUND MANAGER

NAV

EXPENSE RATIO :

PORTFOLIO METRICS

Scheme Type:

Launch Date: May 29, 2003

AUM as on 31/10/2013: INR 413.82 Cr

Load Structure:

Entry Load: Nil

Exit Load: 0.10% if exit within 15 days from the date of allotment of units (w.e.f. 15-07-13)

Benchmark: Crisil Liquid Fund Index

Minimum Investment: Rs. 5000/-

Name: Shri Killol Pandya

For all the plans and options

NAV as on October 31, 2013 Per Unit

Growth 19.1144

Dividend - Daily 10.0500

Dividend - Weekly 10.0552

Dividend - Monthly 10.0663

Direct Growth 19.1995

Direct Dividend - Daily 10.0500

Direct Dividend - Weekly 10.1736

Direct Dividend - Monthly 10.1687

1.35%

Average Maturity 63 days

Duration 0.16 yrs

Debt - Short Term

7

DISCRETE 12 MONTHS RETURNS

As on 30 September 2013

POINT TO POINT RETURNS

As on 30 September 2013

Lumpsum investment of 10,000 invested

Period Fund C Fund~LX 1 year T-bill

Last 1 Year

Last 2 Years 10,874 10,864 11,427

Last 3 Years 10,731 10,776 12,042

Since Inception 18,946 18,968 16,978

10,803 10,859 10,570

Since Inception6.39% 6.40% 5.25%

(CAGR)

Period Fund C Fund~LX 1 year T-bill

Sept 28, 2012 To Sept 30, 2013 7.99% 8.54% 5.70%

Sept 30, 2011 To Sept 28, 2012 8.74% 8.65% 8.11%

Sept 30, 2010 To Sept 30, 2011 7.31% 7.77% 5.38%

PORTFOLIO

Company Industry/Rating % to Nav

MONEY MARKET INSTRUMENTS

Certificate of Deposit

STATE BANK OF PATIALA [ICRA]A1+ 16.92%

CENTRAL BANK OF INDIA CARE A1+ 11.50%

IDBI BANK LTD CRISIL A1+ 8.20%

CANARA BANK CRISIL A1+ 5.92%

ICICI BANK LTD CRISIL A1+ 5.06%

VIJAYA BANK CARE A1+ 4.07%

SOUTH INDIAN BANK LTD CARE A1+ 3.50%

AXIS BANK LTD CRISIL A1+ 2.26%

ALLAHABAD BANK [ICRA]A1+ 0.47%

ANDHRA BANK CARE A1+ 0.24%

Certificate of Deposit Total 58.12%

Commercial Paper

HOUSING DEVELOPMENT FINANCE CORPORATION LTD [ICRA]A1+ 5.86%

I L & F S LTD [ICRA]A1+ 3.62%

IDFC LTD. [ICRA]A1+ 4.81%

INDIABULLS HOUSING FINANCE LTD CRISIL A1+ 15.05%

NATIONAL HOUSING BANK [ICRA]A1+ 5.96%

RELIANCE CAPITAL LTD CRISIL A1+ 3.12%

Commercial Paper Total 38.43%

MONEY MARKET INSTRUMENTS Total 96.55%

Cash & Other Receivables

CBLO / REPO 4.11%

NET RECEIVALBES/(PAYABLES) -0.65%

Cash & Other Receivables 3.45%

Grand Total 100.00%

MATURITY PROFILE FOR THE PORTFOLIO RATING PROFILE FOR THE PORTFOLIO

ASSET ALLOCATION

CRISIL A1+, CARE A1+,ICRA A1+

58.12%38.43%

3.4

5%

96.55%

3.45%

29.89%

5.92%

60.74%

3.45%

0.00% 10.00% 20.00% 30.00% 40.00% 50.00% 60.00% 70.00%

>92 Days

>61 & <92 Days

<61 days

Cash &Other Receivables

Page 8: LIC NOMURA MF FACTSHEET November 2013€¦ · volumes decline and mix-shift. Meanwhile, Dabur and Hindustan Unilever profits were boosted by strong revenue growth while Marico reported

LIC NOMURA MF FLOATING RATE FUND

* For Dividend History refer to page no. 24

INVESTMENT OBJECTIVE

The investment objective of the Scheme is to generate consistent return by investing mainly in a floating rate instruments / fixed rate instruments swapped for floating rate return so as to minimize the interest rate risk for the investor.

SCHEME FEATURES

FUND MANAGER

NAV

EXPENSE RATIO :

PORTFOLIO METRICS

Scheme Type:

Launch Date: March 15, 2004

AUM as on 31/10/2013: INR 30.72 Cr

Load Structure:

Entry Load: Nil

Exit Load: Nil

Benchmark: Crisil Liquid Fund Index

Minimum Investment: Rs. 5000/-

Name: Shri Killol Pandya

For all the plans and options

NAV as on October 31, 2013 Per Unit

Growth 19.5490

Dividend - Daily 10.1233

Dividend - Weekly 10.2951

Direct Growth 19.5878

Direct Dividend - Daily 10.1254

Direct Dividend - Weekly 10.2766

0.65%

Average Maturity 1 days

Duration 0.00 yrs

Debt - Floating

PORTFOLIO

8 MUTUAL INTEREST 2013November,

DISCRETE 12 MONTHS RETURNS

As on 30 September 2013

POINT TO POINT RETURNS

As on 30 September 2013

Lumpsum investment of 10,000 invested

Period Fund C Fund~LX 1 year T-bill

Last 1 Year

Last 2 Years 10,850 10,864 11,427

Last 3 Years 10,688 10,776 12,042

Since Inception 19,407 18,340 16,344

10,771 10,859 10,570

Since Inception7.24% 6.60% 5.28%

(CAGR)

Period Fund 1 year T-bill

Sept 28, 2012 To Sept 30, 2013 7.66% 8.54% 5.70%

Sept 30, 2011 To Sept 28, 2012 8.50% 8.65% 8.11%

Sept 30, 2010 To Sept 30, 2011 6.88% 7.77% 5.38%

C Fund~LX

Company Industry/Rating % to Nav

MUTUAL FUND

Mutual Fund Units

LIC NOMURA MUTUAL FUND 35.29%

Mutual Fund Units Total 35.29%

MUTUAL FUND Total 35.29%

Cash & Other Receivables

CBLO / REPO 64.18%

NET RECEIVALBES/(PAYABLES) 0.53%

Cash & Other Receivables 64.71%

Grand Total 100.00%

ASSET ALLOCATION

MATURITY PROFILE FOR THE PORTFOLIO RATING PROFILE FOR THE PORTFOLIO

Mutual Fund Units

Cash &Other Receivables

35.29%

64.71%

35.29%

64.71%

35.29%

64.71%

0.00% 10.00% 20.00% 30.00% 40.00% 50.00% 60.00% 70.00%

Mutual Fund Units

Cash &Other Receivables

Page 9: LIC NOMURA MF FACTSHEET November 2013€¦ · volumes decline and mix-shift. Meanwhile, Dabur and Hindustan Unilever profits were boosted by strong revenue growth while Marico reported

34.09%

62.22%

3.69%

0.00% 10.00% 20.00% 30.00% 40.00% 50.00% 60.00% 70.00%

>92 Days

<61 days

Cash &Other Receivables

LIC NOMURA MF INCOME PLUS FUND

* For Dividend History refer to page no. 24

INVESTMENT OBJECTIVE

An open ended debt scheme which seeks to provide reasonable possible current income - consistent with preservation of capital and providing liquidity - from investing in a diversified portfolio of short-term money market and debt securities.

SCHEME FEATURES

FUND MANAGER

NAV

EXPENSE RATIO :

PORTFOLIO METRICS

Scheme Type:

Launch Date: May 28, 2007

AUM as on 31/10/2013: INR 143.64 Cr

Load Structure:

Entry Load: Nil

Exit Load: 0.50% if exit within 90 days from the date of allotment of units (w.e.f. 15-07-13)

Benchmark: Crisil Liquid Fund Index

Minimum Investment: Rs. 5000/- (w.e.f. 12-09-2013)

Name: Shri Killol Pandya

For all the plans and options

NAV as on October 31, 2013 Per Unit

Growth 16.2005

Dividend - Daily 10.0500

Dividend - Weekly 10.0542

Dividend - Monthly 10.0642

Direct Growth 16.2364

Direct Dividend - Daily 10.0500

Direct Dividend - Weekly 10.0550

Direct Dividend - Monthly 10.0667

2.05%

Average Maturity 87 days

Duration 0.22 yrs

Debt

9

DISCRETE 12 MONTHS RETURNS

As on 30 September 2013

POINT TO POINT RETURNS

As on 30 September 2013

Lumpsum investment of 10,000 invested

Period Fund C Fund~LX 1 year T-bill

Last 1 Year

Last 2 Years 10,883 10,864 11,427

Last 3 Years 10,759 10,776 12,042

Since Inception 16,060 15,493 14,192

10,804 10,859 10,570

Since Inception7.76% 7.15% 5.67%

(CAGR)

Period Fund 1 year T-bill

Sept 28, 2012 To Sept 30, 2013 8.00% 8.54% 5.70%

Sept 30, 2011 To Sept 28, 2012 8.83% 8.65% 8.11%

Sept 30, 2010 To Sept 30, 2011 7.59% 7.77% 5.38%

C Fund~LX

PORTFOLIO

Company Industry/Rating % to Nav

MONEY MARKET INSTRUMENTS

Certificate of Deposit

ALLAHABAD BANK [ICRA]A1+ 15.54%

ING VYSYA BANK LTD CRISIL A1+ 10.44%

ICICI BANK LTD CRISIL A1+ 9.72%

CENTRAL BANK OF INDIA CARE A1+ 7.14%

AXIS BANK LTD CRISIL A1+ 4.55%

IDBI BANK LTD CRISIL A1+ 3.38%

ANDHRA BANK CARE A1+ 2.75%

STATE BANK OF HYDERABAD [ICRA]A1+ 1.93%

STATE BANK OF TRAVANCORE CRISIL A1+ 1.55%

Certificate of Deposit Total 57.01%

Commercial Paper

NATIONAL HOUSING BANK [ICRA]A1+ 17.18%

RELIANCE CAPITAL LTD CRISIL A1+ 11.73%

INDIABULLS HOUSING FINANCE LTD CRISIL A1+ 8.67%

MAHINDRA & MAHINDRA FINANCIAL SERVICES LTD CRISIL A1+ 1.39%

GODREJ INDUSTRIES LTD [ICRA]A1+ 0.35%

Commercial Paper Total 39.30%

MONEY MARKET INSTRUMENTS Total 96.31%

Cash & Other Receivables

CLEARING CORPORATION OF INDIA LTD 3.88%

NET RECEIVALBES/(PAYABLES) -0.19%

Cash & Other Receivables 3.69%

Grand Total 100.00%

ASSET ALLOCATION

MATURITY PROFILE FOR THE PORTFOLIO RATING PROFILE FOR THE PORTFOLIO

CARE A1+, CRISIL A1+,ICRA A1+

Cash &Other Receivables

3.69%

57.01%

39.30%

3.6

9%

96.31%

Page 10: LIC NOMURA MF FACTSHEET November 2013€¦ · volumes decline and mix-shift. Meanwhile, Dabur and Hindustan Unilever profits were boosted by strong revenue growth while Marico reported

19.91%

74.66%

5.43%

0.00% 10.00% 20.00% 30.00% 40.00% 50.00% 60.00% 70.00% 80.00%

<365

>365

Cash &Other Receivables

LIC NOMURA MF BOND FUND

* For Dividend History refer to page no. 24

INVESTMENT OBJECTIVE

LIC Nomura MF Bond Fund an open-ended Debt Scheme, will endeavor to generate an attractive return for its investors by investing in a portfolio of quality debt securities and money market instruments.

SCHEME FEATURES

FUND MANAGER

NAV

EXPENSE RATIO :

PORTFOLIO METRICS

Scheme Type:

Launch Date: March 26, 1999

AUM as on 31/10/2013: INR 158.19 Cr

Load Structure:

Entry Load: Nil

Exit Load: 1% if exit within 1 year from the date of allotment of units (w.e.f. 15-07-13)

Benchmark: Crisil Composite Bond Fund Index

Minimum Investment: Rs. 5000/-

Name: Shri Y D Prasanna

For all the plans and options

NAV as on October 31, 2013 Per Unit

Growth 33.2410

Dividend 10.0519

Direct Growth 33.3736

Direct Dividend 10.0966

2.35%

Average Maturity 1,443 days

Duration 2.23 years

Debt

10 MUTUAL INTEREST 2013November,

DISCRETE 12 MONTHS RETURNS

As on 30 September 2013

POINT TO POINT RETURNS

As on 30 September 2013

Lumpsum investment of 10,000 invested

Period Fund C CompBex 10 Year GOI

Last 1 Year 10,245

Last 2 Years 10,888 10,951 11,065

Last 3 Years 10,807 10,558 11,419

Since Inception 32,751 NA NA

10,370 10,350

Since Inception8.58% NA NA

(CAGR)

Period Fund 10 year GOI

Sept 28, 2012 To Sept 30, 2013 3.68% 3.48% 2.45%

Sept 30, 2011 To Sept 28, 2012 8.88% 9.50% 8.01%

Sept 30, 2010 To Sept 30, 2011 8.07% 5.58% 3.20%

C CompBex

PORTFOLIO

Company Industry/Rating % to Nav

CORPORATE DEBT

NON-CONVERTIBLE DEBENTURES

RURAL ELECTRIFICATION CORPORATION LTD CRISIL AAA 13.07%

NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CRISIL AAA 10.13%

POWER FINANCE CORPORATION LTD [ICRA]AAA 9.32%

INDIAN RAILWAY FINANCE CORP LTD CRISIL AAA 6.37%

IDFC LTD. [ICRA]AAA 6.32%

EXPORT IMPORT BANK OF INDIA CRISIL AAA 6.19%

SUNDARAM FINANCE LTD [ICRA]AA+ 6.12%

MAHINDRA & MAHINDRA FINANCIAL SERVICES LTD CRISIL AA+ 6.11%

POWER GRID CORPORATION OF INDIA LTD CRISIL AAA 6.11%

INDIAN OIL CORPORATION LTD CRISIL AAA 3.96%

SHRIRAM TRANSPORT FINANCE COMPANY LTD IND AA 0.01%

NON-CONVERTIBLE DEBENTURES Total 73.71%

Zero Coupon Bond

DEWAN HOUSING FINANCE CORPORATION LTD CARE AA+ 5.44%

Zero Coupon Bond Total 5.44%

CORPORATE DEBT Total 79.15%

MONEY MARKET INSTRUMENTS

Commercial Paper

HOUSING DEVELOPMENT FINANCE CORPORATION LTD [ICRA]A1+ 5.91%

Commercial Paper Total 5.91%

MONEY MARKET INSTRUMENTS Total 5.91%

GOVERNMENT BOND

Government Bond

9.15% GOI (MD 14/11/2024) SOV 6.39%

8.97% GOI (MD 05/12/2030) SOV 3.12%

Government Bond Total 9.51%

GOVERNMENT BOND Total 9.51%

Cash & Other Receivables

CBLO / REPO 2.52%

NET RECEIVALBES/(PAYABLES) 2.91%

Cash & Other Receivables 5.43%

Grand Total 100.00%

ASSET ALLOCATION

MATURITY PROFILE FOR THE PORTFOLIO RATING PROFILE FOR THE PORTFOLIO

CARE AA+, CRISIL AA+,CRISIL AAA, ICRA AA+,ICRA AAA, ICRA A1+,FITCH AA, SOV

Cash &Other Receivables

Non-convertible Debentures

Zero Coupon Bond

Commercial Paper

Government Bond

Cash & Other Receivables

5.43%

94.57%

73.71%

5.44%

5.91%

9.51%

5.4

3%

Page 11: LIC NOMURA MF FACTSHEET November 2013€¦ · volumes decline and mix-shift. Meanwhile, Dabur and Hindustan Unilever profits were boosted by strong revenue growth while Marico reported

LIC NOMURA MF G-SEC FUND

INVESTMENT OBJECTIVE

The primary objective of the scheme is to generate credit risk free and reasonable returns for its investors through investments in sovereign securities issued by the central and /or state Government and /or any security unconditionally guaranteed by the central/ state government for repayment of Principal and interest and/or reverse repos in such securities as and when permitted by RBI.

SCHEME FEATURES

FUND MANAGER

NAV

EXPENSE RATIO :

PORTFOLIO METRICS

Scheme Type:

Launch Date: November 15, 1999

AUM as on 31/10/2013: INR 45.10 Cr

Load Structure:

Entry Load: Nil

Exit Load: 1% if exit within 1 year from the date of allotment of units

Benchmark: I-Sec Composite Gilt Index

Minimum Investment: Rs. 10000/-

Name: Shri Y D Prasanna

For all the plans and options

NAV as on October 31, 2013 Per Unit

PF Growth 15.0700

Regular Growth 26.1441

Direct Regular Growth 26.2587

PF Dividend 9.7522

Regular Dividend 9.8249

Direct Regular Dividend 9.8668

2.35%

Average Maturity 3,593 days

Duration 5.21 years

Debt - Gilt

PORTFOLIO

Company Industry/Rating % to Nav

CORPORATE DEBT

NON-CONVERTIBLE DEBENTURES

INDIAN OIL CORPORATION LTD CRISIL AAA 2.26%

NON-CONVERTIBLE DEBENTURES Total 2.26%

CORPORATE DEBT Total 2.26%

GOVERNMENT BOND

Government Bond

8.20% GOI (MD 24/09/2025) SOV 20.91%

7.16% GOI (MD 20/05/2023) SOV 20.09%

9.15% GOI (MD 14/11/2024) SOV 11.20%

8.97% GOI (MD 05/12/2030) SOV 10.96%

8.33% GOI 2026 (M/D 09/07/2026) SOV 10.55%

8.08% GOI (MD 02/08/2022) SOV 10.52%

Government Bond Total 84.23%

GOVERNMENT BOND Total 84.23%

Cash & Other Receivables

CBLO / REPO 11.80%

NET RECEIVALBES/(PAYABLES) 1.71%

Cash & Other Receivables 13.51%

Grand Total 100.00%

11

DISCRETE 12 MONTHS RETURNS

As on 30 September 2013

POINT TO POINT RETURNS

As on 30 September 2013

Lumpsum investment of 10,000 invested

Period Fund 1O Year GOI

Last 1 Year 034

Last 2 Years 10,773 11,007 11,065

Last 3 Years 10,776 10,629 11,419

Since Inception 25,638 NA NA

10, 10,494 10,245

Since Inception7.03% NA NA

(CAGR)

Period Fund 10 year GOI

Sept 28, 2012 To Sept 30, 2013 0.34% 4.94% 2.45%

Sept 30, 2011 To Sept 28, 2012 7.73% 10.05% 8.01%

Sept 30, 2010 To Sept 30, 2011 7.76% 6.30% 3.20%

I SecComposite Gilt

I SecComposite Gilt

ASSET ALLOCATION

MATURITY PROFILE FOR THE PORTFOLIO RATING PROFILE FOR THE PORTFOLIO

CRISIL AAA, SOV

Cash &Other Receivables

Non-convertible Debentures

2.26%

84.23%

13.51%

86.49%

13.51%

86.49%

13.51%

0.00% 20.00% 40.00% 60.00% 80.00% 100.00%

>365

Cash &Other Receivables

Page 12: LIC NOMURA MF FACTSHEET November 2013€¦ · volumes decline and mix-shift. Meanwhile, Dabur and Hindustan Unilever profits were boosted by strong revenue growth while Marico reported

25.66%

66.51%

1.58%

0.49%

5.76%

0.00% 10.00% 20.00% 30.00% 40.00% 50.00% 60.00% 70.00%

<365

Equity

Mutual Fund Units

Cash &Other Receivables

>365

Software 12.64%

INFOSYS LTD 6.60%

TATA CONSULTANCY SERVICES LTD 4.01%

TECH MAHINDRA LTD 1.85%

HCL TECHNOLOGIES LTD 0.19%

Telecom - Services 3.92%

BHARTI AIRTEL LTD 3.92%

Equity Holdings Total 66.51%

DISCRETE 12 MONTHS RETRUNS

As on 30 September 2013

POINT TO POINT RETURNS

As on 30 September 2013

Lumpsum investment of 10,000 invested

Period Fund C BalanceEx S&P CNXNifty

Last 1 Year 10,054

Last 2 Years 10,265 11,371 11,538

Last 3 Years 9,693 8,995 8,196

Since Inception 34,810 NA NA

10,068 10,186

Since Inception5.27% NA NA

(CAGR)

Period Fund S&P CNX Nifty

Sept 28, 2012 To Sept 30, 2013 0.68% 1.86% 0.56%

Sept 30, 2011 To Sept 28, 2012 2.65% 13.72% 15.38%

Sept 30, 2010 To Sept 30, 2011 -3.06% -10.05% -18.02%

C BalanceEx

LIC NOMURA MF UNIT LINKED INSURANCE SCHEME

INVESTMENT OBJECTIVE

An open ended scheme which seeks to generate long term capital appreciation and offer Tax benefits u/s 80C of the Income Tax Act as well as additional benefits of a life cover and free accident insurance cover.

SCHEME FEATURES

FUND MANAGER

NAV

EXPENSE RATIO :

ANNUAL PORTFOLIO TURNOVER RATIO :

PORTFOLIO METRICS

RISK MEASURES

Scheme Type: Insurance Linked Tax Saving

Launch Date: June 19,1989

AUM as on 31/10/2013: INR 142.90 Cr

Load Structure:

Entry Load: Nil

Exit Load: Nil

Benchmark: Crisil Balanced Fund Index

Minimum Investment:

Rs.10000/- under Single Premium Option

Rs.1000/- under Regular Premium - Yearly Option

Rs.100/- under Regular Premium - Monthly Option

Name: Mr. Surendra Jalani

For all the plans and options

NAV as on October 31, 2013 Per Unit

Dividend 10.9790

Direct Dividend 11.0036

2.50%

1.04 times

Quantitative Indicators - Debt Component

Average Maturity 66 days

Duration 0.14 years

Standard Deviation 1.10%

Sharpe Ratio 0.03

Portfolio Beta 0.85

R squared 0.02

12 MUTUAL INTEREST 2013November,

PORTFOLIO

Company % of Nav

EQUITY HOLDINGS

Auto 7.34%

TATA MOTORS LTD 2.58%

MAHINDRA & MAHINDRA LTD 1.73%

BAJAJ AUTO LTD NEW 1.35%

MARUTI SUZUKI INDIA LTD 0.87%

HERO MOTOCORP LTD 0.81%

Banks 10.97%

HDFC BANK LTD 4.69%

ICICI BANK LTD 3.43%

KOTAK MAHINDRA BANK LTD 1.88%

AXIS BANK LTD 0.94%

INDUSIND BANK LTD 0.04%

Cement 0.97%

ULTRATECH CEMENT LTD 0.45%

GRASIM INDUSTRIES LTD 0.32%

ACC LTD 0.20%

Construction Project 1.30%

LARSEN & TOUBRO LTD 1.30%

Consumer Non Durables 9.39%

ITC LTD 7.51%

ASIAN PAINTS LTD 1.78%

TATA GLOBAL BEVERAGES LTD 0.09%

Finance 5.16%

HOUSING DEVELOPMENT FINANCE CORPORATION 5.16%

Oil 2.31%

CAIRN INDIA LTD 1.39%

OIL & NATURAL GAS CORPORATION LTD 0.92%

PETROLEUM PRODUCTS 7.02%

RELIANCE INDUSTRIES LTD 6.59%

BHARAT PETROLEUM CORP LTD 0.43%

Pharmaceuticals 5.49%

DR REDDY LABORATORIES LTD 3.21%

SUN PHARMACEUTICALS INDUSTRIES LTD 1.19%

CIPLA LTD 0.70%

LUPIN LTD 0.39%

Company Rating % of Nav

MONEY MARKET INSTRUMENTS

Certificate of Deposit

ANDHRA BANK CARE A1+ 5.52%

IDBI BANK LTD CRISIL A1+ 2.63%

ORIENTAL BANK OF COMMERCE CRISIL A1+ 2.59%

UNITED BANK OF INDIA CARE A1+ 0.50%

Certificate of Deposit Total 11.24%

Commercial Paper

IDFC LTD. [ICRA]A1+ 7.80%

IL&FS FINANCIAL SERVICES LTD CARE A1+ 4.21%

GODREJ INDUSTRIES LTD [ICRA]A1+ 2.39%

Commercial Paper Total 14.41%

MONEY MARKET INSTRUMENTS Total 25.65%

CORPORATE BOND SECURITY

Corporate Bond

HOUSING DEVELOP FINANCE CORP LTD CRISIL AAA 5.76%

DR. REDDY'S LABORATORIES LTD [ICRA]AA+ 0.01%

Corporate Bond Total 5.77%

CORPORATE BOND SECURITY Total 5.77%

MUTFUND

Mutual Fund Units

LIC NOMURA MF LIQUID FUND-DIRECT PLAN-GR 1.58%

Mutual Fund Units Total 1.58%

MUTFUND Total 1.58%

Cash & Other Receivables

CBLO / REPO 0.59%

NET RECEIVALBES/(PAYABLES) -0.10%

Cash & Other Receivables 0.49%

Grand Total 100.00%

PORTFOLIO ANALYSIS : SECTOR WISE

ASSET ALLOCATION MATURITY PROFILE FOR THE PORTFOLIO

12.64%

10.97%

9.39%7.34%

7.02%

5.49%

5.16%3.92%

2.31%

1.30% 0.97%

Software Banks

Consumer Non Durables Auto

Petroleum Products Pharmaceuticals

Finance Telecom - Services

Oil Construction Project

Cement

66.51%

25.65%

5.77%

1.58%0.49%

Equity Holdings

Money Market Instruments

Corporate Bond Security

Mutual Fund Units

Cash & Other Receivables

Page 13: LIC NOMURA MF FACTSHEET November 2013€¦ · volumes decline and mix-shift. Meanwhile, Dabur and Hindustan Unilever profits were boosted by strong revenue growth while Marico reported

16.73%

65.72%

5.75%

2.00%

9.81%

0.00% 10.00% 20.00% 30.00% 40.00% 50.00% 60.00% 70.00%

<365

Equity

Mutual Fund Units

Cash &Other Receivables

>365

Equity Holdings

Money Market Instruments

Corporate Bond Security

Mutual Fund Units

Cash & Other Receivables

Consumer Non Durables Auto

Petroleum Products Pharmaceuticals

Finance Cement

Services Telecom - Services

Oil

Banks Software

13.63%

11.99%

11.06%

7.49%

6.96%

5.95%4.87%

1.86%

0.96%0.82% 0.13%

LIC NOMURA MF BALANCED FUND

INVESTMENT OBJECTIVE

An open ended Income and Growth scheme which seeks to provide regular returns and capital appreciation according to the selection of plan by investing in equities and debt instruments.

SCHEME FEATURES

FUND MANAGER

NAV

EXPENSE RATIO :

ANNUAL PORTFOLIO TURNOVER RATIO :

PORTFOLIO METRICS

RISK MEASURES

Scheme Type:

Launch Date: January 1, 1991

AUM as on 31/10/2013: INR 17.40 Cr

Load Structure:

Entry Load: Nil

Exit Load: 1% if exit within 1 year from the date of allotment of units

Benchmark: Crisil Balanced Fund Index

Minimum Investment: Rs.1000/-

Name: Mr. Surendra Jalani

For all the plans and options

NAV as on October 31, 2013 Per Unit

Growth 64.2329

Dividend 12.1571

Direct Growth 64.4737

Direct Dividend 12.2118

2.70%

1.15 times

Quantitative Indicators - Debt Component

Average Maturity 59 days

Duration 0.11 years

Standard Deviation 1.15%

Sharpe Ratio 0.03

Portfolio Beta 0.81

R squared 0.01

Balanced

13

PORTFOLIO

Company % of Nav

EQUITY HOLDINGS

Auto 7.49%

MAHINDRA & MAHINDRA LTD 3.06%

TATA MOTORS LTD 2.19%

MARUTI SUZUKI INDIA LTD 0.96%

BAJAJ AUTO LTD NEW 0.80%

HERO MOTOCORP LTD 0.48%

Banks 13.63%

HDFC BANK LTD 6.07%

ICICI BANK LTD 4.83%

KOTAK MAHINDRA BANK LTD 1.64%

AXIS BANK LTD 1.02%

INDUSIND BANK LTD 0.06%

Cement 1.86%

ULTRATECH CEMENT LTD 1.19%

GRASIM INDUSTRIES LTD 0.48%

ACC LTD 0.20%

Consumer Non Durables 11.06%

ITC LTD 9.74%

ASIAN PAINTS LTD 1.32%

Finance 4.87%

HOUSING DEVELOPMENT FINANCE CORPORATION 4.87%

Oil 0.13%

CAIRN INDIA LTD 0.13%

Petroleum Products 6.96%

RELIANCE INDUSTRIES LTD 6.96%

Pharmaceuticals 5.95%

SUN PHARMACEUTICALS INDUSTRIES LTD 1.92%

DR REDDY LABORATORIES LTD 1.69%

CIPLA LTD 1.31%

LUPIN LTD 1.02%

DISCRETE 12 MONTHS RETRUNS

As on 30 September 2013

POINT TO POINT RETURNS

As on 30 September 2013

Lumpsum investment of 10,000 invested

Period Fund C BalanceEx Nifty

Last 1 Year

Last 2 Years 11,180 11,371 11,538

Last 3 Years 8,734 8,995 8,196

Since Inception 60,531 NA NA

S&P CNX

10,509 10,186 10,054

Since Inception8.23% NA NA

(CAGR)

Period Fund C BalanceEx S&P CNX Nifty

Sept 28, 2012 To Sept 30, 2013 5.06% 1.86% 0.56%

Sept 30, 2011 To Sept 28, 2012 11.80% 13.72% 15.38%

Sept 30, 2010 To Sept 30, 2011 -12.66% -10.05% -18.02%

Services 0.96%

ADITYA BIRLA NUVO LTD 0.96%

Software 11.99%

INFOSYS LTD 7.04%

TATA CONSULTANCY SERVICES LTD 3.64%

HCL TECHNOLOGIES LTD 1.13%

TECH MAHINDRA LTD 0.18%

Telecom - Services 0.82%

BHARTI AIRTEL LTD 0.82%

Equity Holdings Total 65.72%

PORTFOLIO ANALYSIS : SECTOR WISE

Company Rating % of Nav

MONEY MARKET INSTRUMENTS

Certificate of Deposit

United Bank of India CARE A1+ 5.44%

Certificate of Deposit Total 5.44%

Commercial Paper

IDFC Ltd. [ICRA]A1+ 11.29%

Commercial Paper Total 11.29%

MONEY MARKET INSTRUMENTS Total 16.73%

CORPORATE BOND SECURITY

Corporate Bond

HOUSING DEVELOP FINANCE CORP LTD CRISIL AAA 9.81%

Corporate Bond Total 9.81%

CORPORATE BOND SECURITY Total 9.81%

MUTFUND

Mutual Fund Units

LIC NOMURA MF LIQUID FUND-DIRECT PLAN-GR 5.75%

Mutual Fund Units Total 5.75%

MUTFUND Total 5.75%

Cash & Other Receivables

CBLO / Repo 2.08%

Net Receivalbes/(Payables) -0.08%

Cash & Other Receivables 2.00%

Grand Total 100.00%

ASSET ALLOCATION MATURITY PROFILE FOR THE PORTFOLIO

65.72%

16.73%

9.81%

5.75% 2.00%

Page 14: LIC NOMURA MF FACTSHEET November 2013€¦ · volumes decline and mix-shift. Meanwhile, Dabur and Hindustan Unilever profits were boosted by strong revenue growth while Marico reported

70.68%

15.42%

2.25%

11.65%

0.00% 10.00%20.00%30.00%40.00%50.00%60.00%70.00%80.00%

<365

Equity

Cash &Other Receivables

>365

4.75%

2.07%

2.07%

1.69%

1.68%

0.94%

0.84%

0.5

1%

0.05% 0.02%

Auto Consumer Non Durables

Pharmaceuticals Petroleum Products

Finance Cement

Oil Construction Project

Software Banks

Pharmaceuticals 1.69%

CIPLA LTD 0.72%

LUPIN LTD 0.35%

SUN PHARMACEUTICALS INDUSTRIES LTD 0.34%

DR REDDY LABORATORIES LTD 0.29%

Software 4.69%

INFOSYS LTD 2.92%

TATA CONSULTANCY SERVICES LTD 1.77%

Equity Holdings Total 15.42%

LIC NOMURA MF MONTHLY INCOME PLAN

* For Dividend History refer to page no. 24

INVESTMENT OBJECTIVE

The investment objective of the Scheme is to generate regular income by investing mainly in a portfolio of quality debt securities and money market instruments. It also seeks to generate capital appreciation by investing some percentage in a mix of equity instruments.

PORTFOLIO

Company % Of Nav

EQUITY HOLDINGS

Auto 2.27%

MAHINDRA & MAHINDRA LTD 1.65%

BAJAJ AUTO LTD NEW 0.30%

TATA MOTORS LTD 0.27%

MARUTI SUZUKI INDIA LTD 0.06%

Banks 2.40%

ICICI BANK LTD 1.35%

HDFC BANK LTD 0.65%

KOTAK MAHINDRA BANK LTD 0.23%

AXIS BANK LTD 0.14%

INDUSIND BANK LTD 0.03%

Cement 0.55%

ULTRATECH CEMENT LTD 0.46%

AMBUJA CEMENTS LTD 0.10%

Construction Project 0.03%

LARSEN & TOUBRO LTD 0.03%

Consumer Non Durables 1.73%

ITC LTD 1.48%

ASIAN PAINTS LTD 0.25%

Finance 0.95%

HOUSING DEVELOPMENT FINANCE CORPORATION 0.95%

Oil 0.05%

CAIRN INDIA LTD 0.05%

Petroleum Products 1.06%

RELIANCE INDUSTRIES LTD 1.06%

Company Rating % of Nav

MONEY MARKET INSTRUMENTS

Certificate of Deposit

ORIENTAL BANK OF COMMERCE CRISIL A1+ 10.74%

UNITED BANK OF INDIA CARE A1+ 5.49%

ANDHRA BANK CARE A1+ 4.58%

Certificate of Deposit Total 20.82%

Commercial Paper

POWER FINANCE CORP LTD CRISIL A1+ 21.83%

IDFC LTD. [ICRA]A1+ 16.89%

IL&FS FINANCIAL SERVICES LTD CARE A1+ 8.60%

GODREJ INDUSTRIES LTD [ICRA]A1+ 2.53%

Commercial Paper Total 49.86%

MONEY MARKET INSTRUMENTS Total 70.68%

CORPORATE BOND SECURITY

Corporate Bond

HOUSING DEVELOP FINANCE CORP LTD CRISIL AAA 11.65%

Corporate Bond Total 11.65%

CORPORATE BOND SECURITY Total 11.65%

Cash & Other Receivables

CBLO / REPO 1.87%

NET RECEIVALBES/(PAYABLES) 0.37%

Cash & Other Receivables 2.25%

Grand Total 100.00%

SCHEME FEATURES

FUND MANAGER

NAV

EXPENSE RATIO :

ANNUAL PORTFOLIO TURNOVER RATIO :

PORTFOLIO METRICS

RISK MEASURES

Scheme Type:

Launch Date: June 1, 2003

AUM as on 31/10/2013: INR 43.06 Cr

Load Structure:

Entry Load: Nil

Exit Load: 1% if exit within 1 year from the date of allotment of units

Benchmark: Crisil MIP Blended Index

Minimum Investment: Rs.5000/-

Name: Mr. Surendra Jalani

For all the plans and options

NAV as on October 31, 2013 Per Unit

Growth 37.9335

Dividend - Monthly 10.4136

Dividend - Quarterly 10.7234

Dividend - Yearly 11.3090

Direct Growth 38.0884

Direct Dividend - Monthly 10.4604

Direct Dividend - Quarterly 10.7687

Direct Dividend - Yearly 11.3569

2.20%

0.57 times

Quantitative Indicators - Debt Component

Average Maturity 202 days

Duration 0.46 years

Standard Deviation 1.93%

Sharpe Ratio 0.02

Portfolio Beta 0.24

R squared 0.00

Hybrid

14 MUTUAL INTEREST 2013November,

DISCRETE 12 MONTHS RETRUNS

As on 30 September 2013

POINT TO POINT RETURNS

As on 30 September 2013

Lumpsum investment of 10,000 invested

Period Fund C MIPex 10 Years GOI

Last 1 Year

Last 2 Years 10,615 11,060 11,065

Last 3 Years 9,927 10,190 11,419

Since Inception 22,228 21,343 16,091

10,752 10,321 10,245

Since Inception8.03% 7.61% 4.71%

(CAGR)

Period Fund 10 Yrs GOI

Sept 28, 2012 To Sept 30, 2013 7.48% 3.20% 2.45%

Sept 30, 2011 To Sept 28, 2012 6.15% 10.60% 8.01%

Sept 30, 2010 To Sept 30, 2011 -0.73% 1.90% 3.20%

C MIPex

PORTFOLIO ANALYSIS : SECTOR WISE

ASSET ALLOCATION MATURITY PROFILE FOR THE PORTFOLIO

70.68%

15.42%

11.65%

2.25%

Corporate Bond Security

Page 15: LIC NOMURA MF FACTSHEET November 2013€¦ · volumes decline and mix-shift. Meanwhile, Dabur and Hindustan Unilever profits were boosted by strong revenue growth while Marico reported

PORTFOLIO

LIC NOMURA MF CHILDREN'S FUND

INVESTMENT OBJECTIVE

An open ended scheme which seeks to generate long term capital growth through a judicious mix of investment in quality debt securities and equities with relatively low risk levels through research based investments.

Company % of Nav

EQUITY HOLDINGS

Auto 10.27%

TATA MOTORS LTD 3.79%

MAHINDRA & MAHINDRA LTD 3.45%

MARUTI SUZUKI INDIA LTD 1.63%

BAJAJ AUTO LTD NEW 1.19%

HERO MOTOCORP LTD 0.21%

Banks 12.26%

HDFC BANK LTD 6.79%

ICICI BANK LTD 5.02%

KOTAK MAHINDRA BANK LTD 0.22%

INDUSIND BANK LTD 0.22%

Cement 0.99%

ULTRATECH CEMENT LTD 0.39%

AMBUJA CEMENTS LTD 0.38%

ACC LTD 0.23%

Consumer Non Durables 10.05%

ITC LTD 8.87%

ASIAN PAINTS LTD 1.18%

Finance 6.38%

HOUSING DEVELOPMENT FINANCE CORPORATION 6.38%

Oil 1.26%

CAIRN INDIA LTD 1.26%

Petroleum Products 6.01%

RELIANCE INDUSTRIES LTD 6.01%

Pharmaceuticals 4.29%

DR REDDY LABORATORIES LTD 1.71%

CIPLA LTD 1.07%

LUPIN LTD 0.88%

SUN PHARMACEUTICALS INDUSTRIES LTD 0.63%

Company Rating % of Nav

MONEY MARKET INSTRUMENTS

Certificate of Deposit

UNITED BANK OF INDIA CARE A1+ 14.12%

Certificate of Deposit Total 14.12%

Commercial Paper

IDFC LTD. [ICRA]A1+ 4.95%

Commercial Paper Total 4.95%

MONEY MARKET INSTRUMENTS Total 19.07%

CORPORATE BOND SECURITY

Corporate Bond

SHRIRAM TRANS FINANCE COMPANY LTD IND AA 3.61%

Corporate Bond Total 3.61%

CORPORATE BOND SECURITY Total 3.61%

MUTFUND

Mutual Fund Units

LIC NOMURA MF LIQUID FUND-DIRECT PLAN-GR 3.42%

Mutual Fund Units Total 3.42%

MUTFUND Total 3.42%

Cash & Other Receivables

CBLO / REPO 8.64%

NET RECEIVALBES/(PAYABLES) -0.60%

Cash & Other Receivables 8.04%

Grand Total 100.00%

SCHEME FEATURES

FUND MANAGER

NAV

EXPENSE RATIO :

ANNUAL PORTFOLIO TURNOVER RATIO :

PORTFOLIO METRICS

RISK MEASURES

Scheme Type:

Launch Date: September 26, 2001

AUM as on 31/10/2013: INR 5.02 Cr

Load Structure:

Entry Load: Nil

Exit Load: 1% if exit within 1 year from the date of allotment of units

Benchmark: Crisil Balanced Fund Index

Minimum Investment: Rs.5000/-

Name: Mr. Surendra Jalani

For all the plans and options

NAV as on October 31, 2013 Per Unit

Growth 11.0218

Direct Growth 11.0874

2.45%

1.17 times

Quantitative Indicators - Debt Component

Average Maturity 44 days

Duration 0.11 years

Standard Deviation 1.16%

Sharpe Ratio 0.00

Portfolio Beta 0.90

R squared 0.02

Balanced

15

* For Dividend History refer to page no. 24

DISCRETE 12 MONTHS RETRUNS

As on 30 September 2013

POINT TO POINT RETURNS

As on 30 September 2013

Lumpsum investment of 10,000 invested

Period Fund C BalanceEx S&P CNX Nifty

Last 1 Year

Last 2 Years 10,829 11,371 11,538

Last 3 Years 8,639 8,995 8,196

Since Inception 10,363 NA 56,735

10,320 10,186 10,054

Since Inception0.30% NA 15.54%

(CAGR)

Period Fund S&P CNX Nifty

Sept 28, 2012 To Sept 30, 2013 3.18% 1.86% 0.56%

Sept 30, 2011 To Sept 28, 2012 8.29% 13.72% 15.38%

Sept 30, 2010 To Sept 30, 2011 -13.61% -10.05% -18.02%

C BalanceEx

Power 0.59%

NTPC LTD 0.59%

Software 12.11%

INFOSYS LTD 6.09%

TATA CONSULTANCY SERVICES LTD 5.36%

HCL TECHNOLOGIES LTD 0.65%

Telecom - Services 1.64%

BHARTI AIRTEL LTD 1.64%

Equity Holdings Total 65.86%

ASSET ALLOCATION MATURITY PROFILE FOR THE PORTFOLIO

PORTFOLIO ANALYSIS : SECTOR WISE

12.26%

12.11%

10.27%10.0

5%

6.38%

6.01%4.29%

1.64%1.26%

0.99% 0.59%

Banks Software

Auto Consumer Non Durables

Finance Petroleum Products

Pharmaceuticals Telecom - Services

Oil Cement

Power

65.86%

19.07%

3.61%3.42%

8.04%

Mutual Fund Units

22.68%

65.86%

8.04%

3.42%

0.00% 10.00% 20.00% 30.00% 40.00% 50.00% 60.00% 70.00%

<365

Equity

Cash &Other Receivables

Mutual Fund Units

Page 16: LIC NOMURA MF FACTSHEET November 2013€¦ · volumes decline and mix-shift. Meanwhile, Dabur and Hindustan Unilever profits were boosted by strong revenue growth while Marico reported

65.38%

14.49%

2.74%

2.60%

14.78%

0.00% 10.00% 20.00% 30.00% 40.00% 50.00% 60.00% 70.00%

<365

Equity

Mutual Fund Units

Cash &Other Receivables

>365

65.38%14.78%

14.49%

Auto Consumer Non Durables

Software Finance

Cement Petroleum Products

Oil

Banks Pharmaceuticals

4.30%

2.56%

2.31%

1.53%

1.37%

1.31%

0.56%

0.5

0%

0.05%

PORTFOLIO

LIC NOMURA MF FLOATER MIP

INVESTMENT OBJECTIVE

The investment objective of the scheme is to generate regular income by investing mainly in floating rate instruments / fixed rate instruments swapped for floating rate return so as to minimize the interest rate risk and at the same time aiming at generating capital appreciation in a long term investing in equity/equity related instruments.

Company % of Nav

EQUITY HOLDINGS

Auto 2.31%

MAHINDRA & MAHINDRA LTD 1.54%

MARUTI SUZUKI INDIA LTD 0.58%

TATA MOTORS LTD 0.14%

BAJAJ AUTO LTD NEW 0.05%

Banks 4.30%

HDFC BANK LTD 2.36%

ICICI BANK LTD 1.43%

KOTAK MAHINDRA BANK LTD 0.49%

INDUSIND BANK LTD 0.02%

Cement 0.56%

ULTRATECH CEMENT LTD 0.47%

AMBUJA CEMENTS LTD 0.09%

Consumer Non Durables 1.53%

ITC LTD 1.29%

ASIAN PAINTS LTD 0.23%

Finance 1.31%

HOUSING DEVELOPMENT FINANCE CORPORATION 1.31%

Oil 0.05%

CAIRN INDIA LTD 0.05%

Petroleum Products 0.50%

RELIANCE INDUSTRIES LTD 0.50%

Pharmaceuticals 2.56%

CIPLA LTD 1.07%

BIOCON LTD 0.79%

SUN PHARMACEUTICALS INDUSTRIES LTD 0.32%

DR REDDY LABORATORIES LTD 0.27%

LUPIN LTD 0.12%

Software 1.37%

INFOSYS LTD 1.00%

TATA CONSULTANCY SERVICES LTD 0.37%

Equity Holdings Total 14.49%

Company Rating % of Nav

MONEY MARKET INSTRUMENTS

Certificate of Deposit

ORIENTAL BANK OF COMMERCE CRISIL A1+ 22.04%

SYNDICATE BANK [ICRA]A1+ 6.03%

Certificate of Deposit Total 28.07%

Commercial Paper

IL&FS FINANCIAL SERVICES LTD CARE A1+ 17.05%

IDFC LTD. [ICRA]A1+ 10.50%

POWER FINANCE CORPORATION LTD CRISIL A1+ 8.15%

GODREJ INDUSTRIES LTD [ICRA]A1+ 1.61%

Commercial Paper Total 37.31%

MONEY MARKET INSTRUMENTS Total 65.38%

CORPORATE BOND SECURITY

Corporate Bond

HOUSING DEVELOP FINANCE CORP LTD CRISIL AAA 14.78%

Corporate Bond Total 14.78%

CORPORATE BOND SECURITY Total 14.78%

MUTFUND

Mutual Fund Units

LIC NOMURA MF LIQUID FUND-DIRECT PLAN-GR 2.74%

Mutual Fund Units Total 2.74%

MUTFUND Total 2.74%

Cash & Other Receivables

CBLO / REPO 2.25%

NET RECEIVALBES/(PAYABLES) 0.35%

Cash & Other Receivables 2.60%

Grand Total 100.00%

SCHEME FEATURES

FUND MANAGER

NAV

EXPENSE RATIO :

ANNUAL PORTFOLIO TURNOVER RATIO :

PORTFOLIO METRICS

RISK MEASURES

Scheme Type:

Launch Date: September 21, 2004

AUM as on 31/10/2013: INR 46.17 Cr

Load Structure:

Entry Load: Nil

Exit Load: 1% if exit within 1 year from the date of allotment of units

Benchmark: Crisil MIP Blended Index

Minimum Investment: Rs.5000/-

Name: Mr. Surendra Jalani

For all the plans and options

NAV as on October 31, 2013 Per Unit

Growth 21.2535

Dividend - Monthly 10.3449

Dividend - Quarterly 10.4255

Dividend - Yearly 11.2566

Direct Growth 20.2379

Direct Dividend - Monthly 10.4383

Direct Dividend - Quarterly 10.4260

Direct Dividend - Yearly 11.2585

1.70%

1.32 times

Quantitative Indicators - Debt Component

Average Maturity 238 days

Duration 0.54 years

Standard Deviation 0.33%

Sharpe Ratio 0.06

Portfolio Beta 0.31

R squared 0.02

Hybrid

16 MUTUAL INTEREST 2013November,

* For Dividend History refer to page no. 24

DISCRETE 12 MONTHS RETRUNS

As on 30 September 2013

POINT TO POINT RETURNS

As on 30 September 2013

Lumpsum investment of 10,000 invested

Period Fund C MIPex 10 Years GOI

Last 1 Year

Last 2 Years 10,737 11,060 11,065

Last 3 Years 10,222 10,190 11,419

Since Inception 20,844 19,001 15,344

10,533 10,321 10,245

Since Inception8.57% 7.45% 4.86%

(CAGR)

Period Fund 10 Yrs GOI

Sept 28, 2012 To Sept 30, 2013 5.30% 3.20% 2.45%

Sept 30, 2011 To Sept 28, 2012 7.37% 10.60% 8.01%

Sept 30, 2010 To Sept 30, 2011 2.22% 1.90% 3.20%

C MIPex

PORTFOLIO ANALYSIS : SECTOR WISE

ASSET ALLOCATION MATURITY PROFILE FOR THE PORTFOLIO

2.74%2.60%

Corporate Bond Security

Page 17: LIC NOMURA MF FACTSHEET November 2013€¦ · volumes decline and mix-shift. Meanwhile, Dabur and Hindustan Unilever profits were boosted by strong revenue growth while Marico reported

DISCRETE 12 MONTHS RETRUNS

As on 30 September 2013

POINT TO POINT RETURNS

As on 30 September 2013

Lumpsum investment of 10,000 invested

Period Fund BSE Sensex Nifty

Last 1 Year

Last 2 Years 11,368 11,408 11,538

Last 3 Years 8,026 8,194 8,196

Since Inception 25,175 46,225 47,912

9,603 10,329 10,054

Since Inception7.16% 10.40% 10.66%

(CAGR)

Period Fund BSE Sensex Nifty

Sept 28, 2012 To Sept 30, 2013 -3.94% 3.27% 0.56%

Sept 30, 2011 To Sept 28, 2012 13.68% 14.03% 15.38%

Sept 30, 2010 To Sept 30, 2011 -19.74% -18.01% -18.02%

SCHEME FEATURES

FUND MANAGER

NAV

EXPENSE RATIO :

ANNUAL PORTFOLIO TURNOVER RATIO :

RISK MEASURES

Scheme Type:

Launch Date: April 16, 1998

AUM as on 31/10/2013: INR 313.94 Cr

Load Structure:

Entry Load: Nil

Exit Load: 1% if exit within 1 year from the date of allotment of units

Benchmark: BSE Sensex

Minimum Investment: Rs. 2000/-

Name: Shri Nobutaka Kitajima

For all the plans and options

NAV As on October 31, 2013 Per Unit

Growth 27.9380

Dividend 11.0101

Direct Growth 27.9739

Direct Dividend 11.0313

2.45%

0.87 times

Standard Deviation 1.61

Sharpe Ratio 0.03

Portfolio Beta 0.90

Equity - Diversified

LIC NOMURA MF EQUITY FUND

An open ended pure Growth scheme seeking to provide capital growth by investing mainly in mix of equity instruments. The investment portfolio of the scheme will be constantly monitored and reviewed to optimize capital growth.

INVESTMENT OBJECTIVE

PORTFOLIO

Company % of Nav

EQUITY HOLDINGS

Auto 9.13%

TATA MOTORS LTD 3.76%

BAJAJ AUTO LTD NEW 2.42%

MAHINDRA & MAHINDRA LTD 2.11%

MARUTI SUZUKI INDIA LTD 0.84%

Auto Ancillaries 1.89%

BOSCH LTD 1.89%

BANKS 24.42%

HDFC BANK LTD 7.62%

ICICI BANK LTD 7.26%

STATE BANK OF INDIA 4.11%

KOTAK MAHINDRA BANK LTD 2.16%

BANK OF INDIA LTD 1.13%

CANARA BANK LTD 1.12%

AXIS BANK LTD 1.01%

Chemicals 0.27%

PIDILITE INDUSTRIES LTD 0.27%

Construction Project 5.85%

LARSEN & TOUBRO LTD 5.85%

Consumer Non Durables 9.76%

ITC LTD 7.24%

COLGATE PALMOLIVE INDIA LTD 1.85%

VST INDUSTRIES LTD 0.38%

NESTLE INDIA LTD 0.28%

Ferrous Metals 2.00%

TATA STEEL LTD 2.00%

Finance 1.16%

POWER FINANCE CORPORATION LTD 1.16%

Gas 1.95%

PETRONET LNG LTD 1.95%

Industrial Capital Goods 1.24%

CROMPTON GREAVES LTD 1.24%

Industrial Products 1.70%

SKF INDIA LTD 1.70%

Media & Entertainment 1.58%

ZEE ENTERTAINMENT ENTERPRISES LTD 1.58%

Minerals/Mining 0.88%

COAL INDIA LTD 0.88%

Non - Ferrous Metals 0.37%

HINDUSTAN ZINC LTD 0.37%

Oil 2.15%

OIL & NATURAL GAS CORPORATION LTD 2.15%

Petroleum Products 8.73%

RELIANCE INDUSTRIES LTD 7.76%

BHARAT PETROLEUM CORP LTD 0.98%

Pharmaceuticals 7.09%

CIPLA LTD 2.30%

RANBAXY LABORATORIES LTD 1.91%

LUPIN LTD 1.41%

DIVIS LABORATORIES LTD 0.96%

DR REDDY LABORATORIES LTD 0.51%

Power 1.03%

TATA POWER CO LTD 1.03%

Software 13.96%

INFOSYS LTD 8.54%

WIPRO LTD 3.18%

PERSISTENT SYSTEMS LTD 2.25%

Telecom - Services 3.74%

BHARTI AIRTEL LTD 3.01%

IDEA CELLULAR LTD 0.43%

TATA COMMUNICATIONS LTD 0.29%

Equity Holdings Total 98.92%

Cash & Other Receivables

CBLO / REPO 2.05%

NET RECEIVALBES/(PAYABLES) -0.96%

Cash & Other Receivables 1.08%

Grand Total 100.00%

17

PORTFOLIO ANALYSIS : SECTOR WISE ASSET ALLOCATION

24.42%

13.96%

9.76%9.13%

8.73%

7.09%

5.85%

3.74%

2.15%

2.00%

1.95%1.89%

1.70%1.58%

1.24%

1.16%1.03% 0.88% 0.37%

0.27%

Banks SoftwareConsumer Non Durables AutoPetroleum Products PharmaceuticalsConstruction Project Telecom - Services

Oil Ferrous MetalsGas Auto AncillariesIndustrial Products Media & EntertainmentIndustrial Capital Goods Finance

Power Minerals/Mining

Non - Ferrous Metals Chemicals

98.92%

1.08%

Page 18: LIC NOMURA MF FACTSHEET November 2013€¦ · volumes decline and mix-shift. Meanwhile, Dabur and Hindustan Unilever profits were boosted by strong revenue growth while Marico reported

20.91%

20.76%

15.53%

9.44%

7.34%

7.33%

5.71%

3.64%2.59%

2.03%

1.97% 1.48% 1.06%

Banks Software

Consumer Non Durables Pharmaceuticals

Auto Telecom - Services

Media & Entertainment Construction Project

Finance Auto Ancillaries

Oil Gas

Chemicals

SCHEME FEATURES

FUND MANAGER

NAV

EXPENSE RATIO :

ANNUAL PORTFOLIO TURNOVER RATIO:

RISK MEASURES

Scheme Type:

Launch Date: September 1, 1999

AUM as on 31/10/2013: INR 72.76 Cr

Load Structure:

Entry Load: Nil

Exit Load: 1% if exit within 1 year from the date of allotment of units

Benchmark: BSE Sensex

Minimum Investment: Rs. 2000/-

Name: Shri Nobutaka Kitajima

For all the plans and options

NAV As on October 31, 2013 Per Unit

Growth 14.0879

Dividend 12.4926

Direct Growth 14.1469

Direct Dividend 12.5152

2.15%

0.68 times

Standard Deviation 1.58

Sharpe Ratio 0.04

Portfolio Beta 0.86

Equity - Diversified

LIC NOMURA MF GROWTH FUND

An open ended pure Growth scheme seeking to provide capital growth by investing mainly in equity instruments and also in debt and other permitted instruments of capital and money markets. The investment portfolio of the scheme will be constantly monitored and reviewed to optimize capital growth.

INVESTMENT OBJECTIVE

18 MUTUAL INTEREST 2013November,

PORTFOLIO

Company % of Nav

EQUITY HOLDINGS

Auto 7.34%

TATA MOTORS LTD DVR SHARES 3.53%

TATA MOTORS LTD 1.69%

BAJAJ AUTO LTD NEW 1.58%

EICHER MOTORS LTD 0.54%

Auto Ancillaries 2.03%

BOSCH LTD 2.03%

Banks 20.91%

ICICI BANK LTD 8.17%

HDFC BANK LTD 7.58%

KOTAK MAHINDRA BANK LTD 3.01%

AXIS BANK LTD 1.58%

STATE BANK OF INDIA 0.58%

Chemicals 1.06%

PIDILITE INDUSTRIES LTD 1.06%

Construction Project 3.64%

LARSEN & TOUBRO LTD 3.64%

Consumer Non Durables 15.53%

ITC LTD 9.21%

NESTLE INDIA LTD 2.15%

COLGATE PALMOLIVE INDIA LTD 1.92%

ASIAN PAINTS LTD 1.16%

KAVERI SEED COMPANY LTD 1.07%

Finance 2.59%

HOUSING DEVELOPMENT FINANCE CORPORATION 2.59%

Gas 1.48%

PETRONET LNG LTD 1.48%

Media & Entertainment 5.71%

ZEE ENTERTAINMENT ENTERPRISES LTD 2.49%

DISH TV INDIA LTD 1.70%

DB CORP LTD 1.43%

PVR LTD 0.09%

Oil 1.97%

OIL & NATURAL GAS CORPORATION LTD 1.97%

Pharmaceuticals 9.44%

LUPIN LTD 3.38%

SUN PHARMACEUTICALS INDUSTRIES LTD 2.85%

CIPLA LTD 2.23%

DR REDDY LABORATORIES LTD 0.98%

Software 20.76%

INFOSYS LTD 5.89%

TATA CONSULTANCY SERVICES LTD 5.24%

HCL TECHNOLOGIES LTD 4.47%

PERSISTENT SYSTEMS LTD 2.30%

WIPRO LTD 1.47%

MINDTREE LTD 1.39%

Telecom - Services 7.33%

IDEA CELLULAR LTD 3.90%

BHARTI AIRTEL LTD 3.44%

Equity Holdings Total 99.77%

Cash & Other Receivables

CBLO / REPO 1.34%

NET RECEIVALBES/(PAYABLES) -1.11%

Cash & Other Receivables 0.23%

Grand Total 100.00%

DISCRETE 12 MONTHS RETRUNS

As on 30 September 2013

POINT TO POINT RETURNS

As on 30 September 2013

Lumpsum investment of 10,000 invested

Period Fund BSE Sensex Nifty

Last 1 Year

Last 2 Years 11,491 11,408 11,538

Last 3 Years 8,022 8,194 8,196

Since Inception 12,874 40,170 40,656

9,987 10,329 10054

Since Inception7.51% 10.37% 10.47%

(CAGR)

Period Fund BSE Sensex Nifty

Sept 28, 2012 To Sept 30, 2013 -0.13% 3.27% 0.56%

Sept 30, 2011 To Sept 28, 2012 14.91% 14.03% 15.38%

Sept 30, 2010 To Sept 30, 2011 -19.78% -18.01% -18.02%

PORTFOLIO ANALYSIS : SECTOR WISE ASSET ALLOCATION

99.77%

0.23%

Page 19: LIC NOMURA MF FACTSHEET November 2013€¦ · volumes decline and mix-shift. Meanwhile, Dabur and Hindustan Unilever profits were boosted by strong revenue growth while Marico reported

19.53%

18.04%

12.72%9.14%

8.03%

7.57%

5.90%

4.69%

4.54%

3.61%1.98%

1.47% 1.32%0.31%

Software Banks

Consumer Non Durables Telecom - Services

Pharmaceuticals Petroleum Products

Auto Media & Entertainment

Construction Project Finance

Ferrous Metals Industrial Products

Chemicals Transportation

SCHEME FEATURES

FUND MANAGER

NAV

EXPENSE RATIO :

ANNUAL PORTFOLIO TURNOVER RATIO:

RISK MEASURES

Scheme Type:

Launch Date: April 17, 2000

AUM as on 31/10/2013: INR 29.50 Cr

Load Structure:

Entry Load: Nil

Exit Load: Nil

Benchmark: BSE Sensex

Minimum Investment: Rs. 500/-

Offered under ELSS - 3 years lock-in period

Name: Shri Nobutaka Kitajima

For all the plans and options

NAV as on October 31, 2013 Per Unit

Growth 31.3162

Dividend 11.2121

Direct Growth 31.5848

Direct Dividend 11.3082

2.70%

0.54 times

Standard Deviation 1.90%

Sharpe Ratio 0.03

Portfolio Beta 0.86

Equity Linked Savings Scheme

LIC NOMURA MF TAX PLAN

To provide capital growth along with tax rebate and tax relief to our investors through prudent investments in the stock markets.

INVESTMENT OBJECTIVE

PORTFOLIO

Company % of Nav

EQUITY HOLDINGS

Auto 5.90%

TATA MOTORS LTD DVR SHARES 2.78%

MAHINDRA & MAHINDRA LTD 2.26%

EICHER MOTORS LTD 0.86%

Banks 18.04%

ICICI BANK LTD 8.21%

HDFC BANK LTD 7.39%

KOTAK MAHINDRA BANK LTD 2.44%

Chemicals 1.32%

PIDILITE INDUSTRIES LTD 1.32%

Construction Project 4.54%

LARSEN & TOUBRO LTD 4.54%

Consumer Non Durables 12.72%

ITC LTD 8.20%

KAVERI SEED COMPANY LTD 1.56%

COLGATE PALMOLIVE INDIA LTD 1.22%

NESTLE INDIA LTD 0.95%

VST INDUSTRIES LTD 0.79%

Ferrous Metals 1.98%

TATA STEEL LTD 1.98%

Finance 3.61%

HOUSING DEVELOPMENT FINANCE CORPORATION 3.61%

Industrial Products 1.47%

SKF INDIA LTD 1.47%

Media & Entertainment 4.69%

DB CORP LTD 2.11%

ZEE ENTERTAINMENT ENTERPRISES LTD 1.50%

DISH TV INDIA LTD 1.09%

Petroleum Products 7.57%

RELIANCE INDUSTRIES LTD 7.57%

Pharmaceuticals 8.03%

DR REDDY LABORATORIES LTD 2.00%

SUN PHARMACEUTICALS INDUSTRIES LTD 1.86%

CIPLA LTD 1.71%

DIVIS LABORATORIES LTD 1.68%

LUPIN LTD 0.78%

Software 19.53%

INFOSYS LTD 8.64%

TATA CONSULTANCY SERVICES LTD 7.23%

PERSISTENT SYSTEMS LTD 1.69%

WIPRO LTD 1.45%

HCL TECHNOLOGIES LTD 0.52%

Telecom - Services 9.14%

IDEA CELLULAR LTD 3.65%

TATA COMMUNICATIONS LTD 2.75%

BHARTI AIRTEL LTD 2.74%

Transportation 0.31%

GUJARAT PIPAVAV PORT LTD 0.31%

Equity Holdings Total 98.85%

Cash & Other Receivables

CBLO / REPO 1.31%

NET RECEIVALBES/(PAYABLES) -0.16%

Cash & Other Receivables 1.15%

Grand Total 100.00%

19

DISCRETE 12 MONTHS RETRUNS

As on 30 September 2013

POINT TO POINT RETURNS

As on 30 September 2013

Lumpsum investment of 10,000 invested

Period Fund BSE Sensex Nifty

Last 1 Year

Last 2 Years 11,200 11,408 11,538

Last 3 Years 8,118 8,194 8,196

Since Inception 28,372 39,707 39,731

9,586 10,329 10,054

Since Inception5.15% 10.78% 10.79%

(CAGR)

Period Fund BSE Sensex Nifty

Sept 28, 2012 To Sept 30, 2013 -1.43% 3.27% 0.56%

Sept 30, 2011 To Sept 28, 2012 12.00% 14.03% 15.38%

Sept 30, 2010 To Sept 30, 2011 -18.82% -18.01% -18.02%

PORTFOLIO ANALYSIS : SECTOR WISE

ASSET ALLOCATION

98.85%

1.15%

Page 20: LIC NOMURA MF FACTSHEET November 2013€¦ · volumes decline and mix-shift. Meanwhile, Dabur and Hindustan Unilever profits were boosted by strong revenue growth while Marico reported

Consumer Non Durables Auto

Petroleum Products Finance

Pharmaceuticals Construction Project

Oil Minerals/Mining

Power Telecom - Services

Ferrous Metals Gas

Non - Ferrous Metals Industrial Capital Goods

Software Banks

17.77%

17.10%

12.84%10.29%

8.99%

7.37%

5.68%

4.50%

3.48%

2.48%2.44%

2.41%1.80%

0.98%0.85%

0.66%

SCHEME FEATURES

FUND MANAGER

NAV

EXPENSE RATIO :

ANNUAL PORTFOLIO TURNOVER RATIO :

RISK MEASURES

Scheme Type:

Launch Date: November 15, 2002

AUM as on 31/10/2013: INR 15.79 Cr

Load Structure:

Entry Load: Nil

Exit Load: 1% if exit within 1 month from the date of allotment of units (w.e.f. 15-07-13)

Benchmark: BSE Sensex

Minimum Investment: Rs. 2000/-

Name: Shri Nobutaka Kitajima

For all the plans and options

NAV as on October 31, 2013 Per Unit

Growth 40.0082

Dividend 13.7124

Direct Growth 40.1716

Direct Dividend 13.5098

1.70%

0.08 times

Tracking error 0.50%

Standard Deviation 1.44%

Sharpe Ratio 0.03

Portfolio Beta 0.85

Equity - Index

LIC NOMURA MF INDEX FUND - SENSEX PLAN

The main investment objective of the fund is to generate returns commensurate with the performance of the index either Nifty / Sensex based on the plans by investing in the respective index stocks subject to tracking errors.

INVESTMENT OBJECTIVE

PORTFOLIO

Company % of Nav

EQUITY HOLDINGS

Auto 10.29%

TATA MOTORS LTD 3.98%

MAHINDRA & MAHINDRA LTD 2.27%

BAJAJ AUTO LTD NEW 1.69%

MARUTI SUZUKI INDIA LTD 1.22%

HERO MOTOCORP LTD 1.14%

Banks 17.10%

HDFC BANK LTD 7.20%

ICICI BANK LTD 7.17%

STATE BANK OF INDIA 2.72%

Construction Project 4.50%

LARSEN & TOUBRO LTD 4.50%

Consumer Non Durables 12.84%

ITC LTD 10.27%

HINDUSTAN UNILEVER LTD 2.57%

Ferrous Metals 1.80%

TATA STEEL LTD 1.25%

JINDAL STEEL AND POWER LTD 0.55%

Finance 7.37%

HOUSING DEVELOPMENT FINANCE CORPORATION 7.37%

Gas 0.98%

GAIL (INDIA) LTD 0.98%

Industrial Capital Goods 0.66%

BHARAT HEAVY ELECTRICALS LTD 0.66%

Minerals/Mining 2.48%

SESA STERLITE LTD 1.48%

COAL INDIA LTD 0.99%

Non - Ferrous Metals 0.85%

HINDALCO INDUSTRIES LTD 0.85%

Oil 3.48%

OIL & NATURAL GAS CORPORATION LTD 3.48%

Petroleum Products 8.99%

RELIANCE INDUSTRIES LTD 8.99%

Pharmaceuticals 5.68%

SUN PHARMACEUTICALS INDUSTRIES LTD 2.78%

DR REDDY LABORATORIES LTD 1.72%

CIPLA LTD 1.19%

Power 2.44%

NTPC LTD 1.69%

TATA POWER CO LTD 0.75%

Software 17.77%

INFOSYS LTD 8.95%

TATA CONSULTANCY SERVICES LTD 6.87%

WIPRO LTD 1.95%

Telecom - Services 2.41%

BHARTI AIRTEL LTD 2.41%

Equity Holdings Total 99.65%

Cash & Other Receivables

CBLO / REPO 1.02%

NET RECEIVALBES/(PAYABLES) -0.67%

Cash & Other Receivables 0.35%

Grand Total 100.00%

20 MUTUAL INTEREST 2013November,

DISCRETE 12 MONTHS RETRUNS

As on 30 September 2013

POINT TO POINT RETURNS

As on 30 September 2013

Lumpsum investment of 10,000 invested

Period Fund BSE Sensex Nifty

Last 1 Year

Last 2 Years 11,467 11,408 11,538

Last 3 Years 8,225 8,194 8,196

Since Inception 36,667 60,004 54,833

10,357 10,329 10,054

Since Inception13.11% 17.99% 17.01%

(CAGR)

Period Fund BSE Sensex Nifty

Sept 28, 2012 To Sept 30, 2013 3.55% 3.27% 0.56%

Sept 30, 2011 To Sept 28, 2012 14.67% 14.03% 15.38%

Sept 30, 2010 To Sept 30, 2011 -17.75% -18.01% -18.02%

PORTFOLIO ANALYSIS : SECTOR WISE ASSET ALLOCATION

99.65%

0.35%

Page 21: LIC NOMURA MF FACTSHEET November 2013€¦ · volumes decline and mix-shift. Meanwhile, Dabur and Hindustan Unilever profits were boosted by strong revenue growth while Marico reported

PORTFOLIO ANALYSIS : SECTOR WISE

SCHEME FEATURES

FUND MANAGER

NAV

EXPENSE RATIO :

ANNUAL PORTFOLIO TURNOVER RATIO :

RISK MEASURES

Scheme Type:

Launch Date: November 15, 2002

AUM as on 31/10/2013: INR 24.10 Cr

Load Structure:

Entry Load: Nil

Exit Load: 1% if exit within 1 month from the date of allotment of units (w.e.f. 15-07-13)

Benchmark: S&P CNX Nifty

Minimum Investment: Rs. 2000/-

Name: Shri Nobutaka Kitajima

For all the plans and options

NAV as on October 31, 2013 Per Unit

Growth 35.1333

Dividend 12.9597

Direct Growth 35.2796

Direct Dividend 13.0072

1.70%

0.20 times

Tracking error 0.68%

Standard Deviation 1.54%

Sharpe Ratio 0.03

Portfolio Beta 0.87

Equity - Index

LIC NOMURA MF INDEX FUND - NIFTY PLAN

The main investment objective of the fund is to generate returns commensurate with the performance of the index either Nifty / Sensex based on the plans by investing in the respective index stocks subject to tracking errors.

INVESTMENT OBJECTIVE

21

DISCRETE 12 MONTHS RETRUNS

As on 30 September 2013

POINT TO POINT RETURNS

As on 30 September 2013

Lumpsum investment of 10,000 invested

Period Fund Nifty Sensex

Last 1 Year

Last 2 Years 11,552 11,538 11,408

Last 3 Years 8,273 8,196 8,194

Since Inception 32,016 54,833 60,004

10,055 10,054 10,329

Since Inception11.75% 17.01% 17.99%

(CAGR)

Period Fund Nifty

Sept 28, 2012 To Sept 30, 2013 0.55% 0.56% 3.27%

Sept 30, 2011 To Sept 28, 2012 15.52% 15.38% 14.03%

Sept 30, 2010 To Sept 30, 2011 -17.27% -18.02% -18.01%

Sensex

PORTFOLIO ANALYSIS : SECTOR WISE

PORTFOLIO

Company % of Nav

EQUITY HOLDINGS

Auto 8.70%

TATA MOTORS LTD 3.31%

MAHINDRA & MAHINDRA LTD 1.98%

BAJAJ AUTO LTD NEW 1.39%

MARUTI SUZUKI INDIA LTD 1.05%

HERO MOTOCORP LTD 0.96%

Banks 19.80%

ICICI BANK LTD 6.32%

HDFC BANK LTD 6.14%

STATE BANK OF INDIA 2.25%

AXIS BANK LTD 1.83%

KOTAK MAHINDRA BANK LTD 1.38%

INDUSIND BANK LTD 0.91%

BANK OF BARODA 0.58%

PUNJAB NATIONAL BANK 0.39%

Cement 3.03%

ULTRATECH CEMENT LTD 0.97%

GRASIM INDUSTRIES LTD 0.86%

AMBUJA CEMENTS LTD 0.69%

ACC LTD 0.51%

Construction 0.60%

DLF LTD 0.32%

JAIPRAKASH ASSOCIATES LTD 0.28%

Construction Project 3.83%

LARSEN & TOUBRO LTD 3.83%

Consumer Non Durables 12.23%

ITC LTD 8.95%

HINDUSTAN UNILEVER LTD 2.09%

ASIAN PAINTS LTD 1.18%

Ferrous Metals 1.53%

TATA STEEL LTD 1.08%

JINDAL STEEL AND POWER LTD 0.44%

Finance 7.13%

HOUSING DEVELOPMENT FINANCE CORPORATION 6.50%

IDFC LTD. 0.63%

Gas 0.77%

GAIL (INDIA) LTD 0.77%

Industrial Capital Goods 0.54%

BHARAT HEAVY ELECTRICALS LTD 0.54%

Minerals/Mining 2.62%

SESA STERLITE LTD 1.21%

COAL INDIA LTD 0.88%

NMDC LTD 0.53%

Non - Ferrous Metals 0.72%

HINDALCO INDUSTRIES LTD 0.72%

Oil 3.42%

OIL & NATURAL GAS CORPORATION LTD 2.51%

CAIRN INDIA LTD 0.90%

Petroleum Products 7.76%

RELIANCE INDUSTRIES LTD 7.31%

BHARAT PETROLEUM CORP LTD 0.45%

Pharmaceuticals 6.05%

SUN PHARMACEUTICALS INDUSTRIES LTD 2.22%

DR REDDY LABORATORIES LTD 1.51%

LUPIN LTD 1.02%

CIPLA LTD 1.02%

RANBAXY LABORATORIES LTD 0.29%

Power 2.82%

NTPC LTD 1.49%

POWER GRID CORPORATION OF INDIA LTD 0.69%

TATA POWER CO LTD 0.64%

Software 15.87%

INFOSYS LTD 7.76%

TATA CONSULTANCY SERVICES LTD 5.22%

WIPRO LTD 1.50%

HCL TECHNOLOGIES LTD 1.41%

Telecom - Services 2.11%

BHARTI AIRTEL LTD 2.11%

Equity Holdings Total 99.52%

Cash & Other Receivables

CBLO / REPO 1.36%

NET RECEIVALBES/(PAYABLES) -0.88%

Cash & Other Receivables 0.48%

Grand Total 100.00%

ASSET ALLOCATION19.80%

15.87%

12.23%

8.70%

7.76%

7.13%

6.05%

3.83%

3.42%

3.03%

2.82%2.62%

2.11%1.53%

0.77% 0.72% 0.60%0.54%

Banks Software

Consumer Non Durables Auto

Petroleum Products Finance

Pharmaceuticals Construction Project

Oil Cement

Power Minerals/Mining

Telecom - Services Ferrous Metals

Gas Non - Ferrous Metals

Construction Industrial Capital Goods

99.52%

0.48%

Page 22: LIC NOMURA MF FACTSHEET November 2013€¦ · volumes decline and mix-shift. Meanwhile, Dabur and Hindustan Unilever profits were boosted by strong revenue growth while Marico reported

Petroleum Products Pharmaceuticals

Consumer Non Durables Auto

Finance Construction Project

Oil Telecom - Services

Gas Minerals/Mining

Power Ferrous Metals

Non - Ferrous Metals Industrial Capital Goods

Software Banks

17.96%

17.69%

10.89%

8.96%

7.64

%

7.10%

6.26%

4.40%

3.97%

3.64%

2.25%2.21%

2.15%1

.59

%

0.80%0.54%

SCHEME FEATURES

FUND MANAGER

NAV

EXPENSE RATIO :

ANNUAL PORTFOLIO TURNOVER RATIO :

RISK MEASURES

Scheme Type:

Launch Date: November 15, 2002

AUM as on 31/10/2013: INR 3.41 Cr

Load Structure:

Entry Load: Nil

Exit Load: 1% if exit within 1 month from the date of allotment of units (w.e.f. 15-07-13)

Benchmark: BSE Sensex

Minimum Investment: Rs. 2000/-

Name: Shri Nobutaka Kitajima

For all the plans and options

NAV as on October 31, 2013 Per Unit

Growth 37.3345

Dividend 13.2067

Direct Growth 37.4411

Direct Dividend 13.2635

1.70%

0.07 times

Tracking error 0.50%

Standard Deviation 1.44%

Sharpe Ratio 0.03

Portfolio Beta 0.85

Equity - Index

LIC NOMURA MF INDEX FUND - SENSEX ADVANTAGE PLAN

The main investment objective of the fund is to generate returns commensurate with the performance of the index either Nifty / Sensex based on the plans by investing in the respective index stocks subject to tracking errors.

INVESTMENT OBJECTIVE

PORTFOLIO

Company % of Nav

EQUITY HOLDINGS

Auto 8.96%

TATA MOTORS LTD 3.39%

MAHINDRA & MAHINDRA LTD 1.94%

BAJAJ AUTO LTD NEW 1.44%

MARUTI SUZUKI INDIA LTD 1.22%

HERO MOTOCORP LTD 0.98%

Banks 17.69%

HDFC BANK LTD 6.11%

ICICI BANK LTD 6.09%

KOTAK MAHINDRA BANK LTD 3.17%

STATE BANK OF INDIA 2.31%

Construction Project 4.40%

LARSEN & TOUBRO LTD 3.81%

SADBHAV ENGINEERING LTD 0.60%

Consumer Non Durables 10.89%

ITC LTD 8.72%

HINDUSTAN UNILEVER LTD 2.17%

Ferrous Metals 1.59%

TATA STEEL LTD 1.07%

JINDAL STEEL AND POWER LTD 0.52%

Finance 6.26%

HOUSING DEVELOPMENT FINANCE CORPORATION 6.26%

Gas 2.25%

PETRONET LNG LTD 1.32%

GAIL (INDIA) LTD 0.92%

Industrial Capital Goods 0.54%

BHARAT HEAVY ELECTRICALS LTD 0.54%

Minerals/Mining 2.21%

SESA STERLITE LTD 1.27%

COAL INDIA LTD 0.94%

Non - Ferrous Metals 0.80%

HINDALCO INDUSTRIES LTD 0.80%

Oil 3.97%

OIL & NATURAL GAS CORPORATION LTD 2.95%

CAIRN INDIA LTD 1.02%

Petroleum Products 7.64%

RELIANCE INDUSTRIES LTD 7.64%

Pharmaceuticals 7.10%

SUN PHARMACEUTICALS INDUSTRIES LTD 2.36%

LUPIN LTD 2.24%

DR REDDY LABORATORIES LTD 1.48%

CIPLA LTD 1.02%

Power 2.15%

NTPC LTD 1.44%

TATA POWER CO LTD 0.70%

Software 17.96%

INFOSYS LTD 7.60%

TATA CONSULTANCY SERVICES LTD 5.83%

HCL TECHNOLOGIES LTD 2.88%

WIPRO LTD 1.65%

Telecom - Services 3.64%

BHARTI AIRTEL LTD 2.06%

IDEA CELLULAR LTD 1.58%

Equity Holdings Total 98.04%

Cash & Other Receivables

CBLO / REPO 2.40%

NET RECEIVALBES/(PAYABLES) -0.44%

Cash & Other Receivables 1.96%

Grand Total 100.00%

22 MUTUAL INTEREST 2013November,

DISCRETE 12 MONTHS RETRUNS

As on 30 September 2013

POINT TO POINT RETURNS

As on 30 September 2013

Lumpsum investment of 10,000 invested

Period Fund BSE Sensex Nifty

Last 1 Year

Last 2 Years 11,449 11,408 11,538

Last 3 Years 8,182 8,194 8,196

Since Inception 34,430 60,004 54,833

10,386 10,329 10,054

Since Inception12.54% 17.99% 17.01%

(CAGR)

Period Fund BSE Sensex Nifty

Sept 28, 2012 To Sept 30, 2013 3.84% 3.27% 0.56%

Sept 30, 2011 To Sept 28, 2012 14.49% 14.03% 15.38%

Sept 30, 2010 To Sept 30, 2011 -18.18% -18.01% -18.02%

PORTFOLIO ANALYSIS : SECTOR WISE

ASSET ALLOCATION

1.96%

98.04%

Page 23: LIC NOMURA MF FACTSHEET November 2013€¦ · volumes decline and mix-shift. Meanwhile, Dabur and Hindustan Unilever profits were boosted by strong revenue growth while Marico reported

Construction Project Finance

Ferrous Metals Cement

Telecom - Services Power

Minerals/Mining Transportation

Oil Industrial Capital Goods

Industrial Products Gas

Banks Petroleum Products

21.02%

9.96%

9.72%

9.64%9.41%

6.45%

6.24%

6.19%

5.66%

3.72%

3.52%2.72%

2.65%

2.64%

SCHEME FEATURES

FUND MANAGER

NAV

EXPENSE RATIO :

ANNUAL PORTFOLIO TURNOVER RATIO :

RISK MEASURES

Scheme Type:

Launch Date: January 31, 2008

AUM as on 31/10/2013: INR 67.09 Cr

Load Structure:

Entry Load: Nil

Exit Load: 1% if exit within 1 year from the date of allotment of units

Benchmark: BSE 100

Minimum Investment: Rs. 2000/-

Shri Nobutaka Kitajima

Shri Sachin Relekar

For all the plans and options

NAV as on October 31, 2013 Per Unit

Growth 7.8588

Dividend 7.8587

Direct Growth 7.8860

Direct Dividend 7.8838

2.70%

0.39 times

Standard Deviation 1.66%

Sharpe Ratio -0.01

Portfolio Beta 0.84

Equity - Diversified

LIC NOMURA MF INFRASTRUCTURE FUND

PORTFOLIO ANALYSIS : SECTOR WISE

The investment objective of the scheme is to provide long term growth from a portfolio of equity / equity related instruments of companies engaged either directly or indirectly in the infrastructure sector.

INVESTMENT OBJECTIVE

PORTFOLIO

Company % of Nav

EQUITY HOLDINGS

Banks 21.02%

ICICI BANK LTD 8.82%

HDFC BANK LTD 7.88%

STATE BANK OF INDIA 4.31%

Cement 2.64%

ULTRATECH CEMENT LTD 2.64%

Construction Project 9.72%

LARSEN & TOUBRO LTD 8.29%

SADBHAV ENGINEERING LTD 1.44%

Ferrous Metals 2.65%

TATA STEEL LTD 2.65%

Finance 9.64%

HOUSING DEVELOPMENT FINANCE CORPORATION 5.84%

IDFC LTD. 2.68%

POWER FINANCE CORPORATION LTD 1.12%

Gas 2.72%

PETRONET LNG LTD 2.72%

Industrial Capital Goods 3.72%

CROMPTON GREAVES LTD 3.20%

THERMAX LTD 0.52%

Industrial Products 3.52%

SKF INDIA LTD 2.61%

CUMMINS INDIA LTD 0.91%

23

Minerals/Mining 6.24%

NMDC LTD 2.52%

GUJARAT MINERAL DEVELOPMENT LTD 2.12%

COAL INDIA LTD 1.59%

Oil 5.66%

OIL & NATURAL GAS CORPORATION LTD 5.66%

Petroleum Products 9.96%

RELIANCE INDUSTRIES LTD 7.96%

BHARAT PETROLEUM CORP LTD 2.00%

Power 6.45%

NTPC LTD 4.48%

TATA POWER CO LTD 1.98%

Telecom - Services 9.41%

IDEA CELLULAR LTD 5.26%

BHARTI AIRTEL LTD 4.15%

Transportation 6.19%

GUJARAT PIPAVAV PORT LTD 2.68%

CONTAINER CORPORATION OF INDIA LTD 2.61%

ADANI PORT AND SPECIAL ECONOMIC ZONE LTD 0.90%

Equity Holdings Total 99.53%

Cash & Other Receivables

CBLO / REPO 0.80%

NET RECEIVALBES/(PAYABLES) -0.34%

Cash & Other Receivables 0.47%

Grand Total 100.00%

DISCRETE 12 MONTHS RETRUNS

As on 30 September 2013

POINT TO POINT RETURNS

As on 30 September 2013

Lumpsum investment of 10,000 invested

Period Fund BSE 100 Nifty

Last 1 Year

Last 2 Years 10,382 11,414 11,538

Last 3 Years 7,415 8,103 8,196

Since Inception 7,001 11,743 11,877

8,709 10,039 10,054

Since Inception-6.25% 2.95% 3.08%

(CAGR)

Period Fund BSE 100 Nifty

Sept 28, 2012 To Sept 30, 2013 -12.84% 0.38% 0.56%

Sept 30, 2011 To Sept 28, 2012 3.82% 14.13% 15.38%

Sept 30, 2010 To Sept 30, 2011 -25.85% -18.95% -18.02%

PORTFOLIO ANALYSIS : SECTOR WISE ASSET ALLOCATION

0.47%

99.53%

Page 24: LIC NOMURA MF FACTSHEET November 2013€¦ · volumes decline and mix-shift. Meanwhile, Dabur and Hindustan Unilever profits were boosted by strong revenue growth while Marico reported

DIVIDEND HISTORY

DIVIDEND HISTORY OF LIC NOMURA MF LIQUID FUND

Frequency Record Date Face Value NAV Gross Dividend

Daily September, 2013 10.2509

October, 2013 9.2216

Daily Direct September, 2013 10.3442

(Rs.) (Rs.) (Rs.)/unit

October, 2013 9.3017

DIVIDEND HISTORY OF LIC NOMURA MF G-SEC FUND PF PLAN

Frequency Record Date Face Value (Rs.) Nav (Rs.) Gross Dividend (Rs.)/unit

Quarterly

June 26, 2013 10.0000 0.30

March 28, 2013 10.0000 1.00

DIVIDEND HISTORY OF LIC NOMURA MF BOND FUND

Frequency Record Date Face Value (Rs.) Nav (Rs.) Gross Dividend (Rs.)/unit

Quarterly March 28, 2013 10.0000 0.50

June 25, 2013 10.0000 0.30

Qtrly Direct June 25, 2013 10.0000 0.30

DIVIDEND HISTORY OF LIC NOMURA MF G-SEC FUND REG. PLAN

Frequency Record Date Face Value (Rs.) Nav (Rs.) Gross Dividend (Rs.)/unit

Quarterly March 28, 2013 10.0000 0.50

June 26, 2013 10.0000 0.25

Qtrly Dir June 25, 2013 10.0000 0.25

DIVIDEND HISTORY OF LIC NOMURA MF BALANCED FUND - DIVIDEND PLAN

Frequency Record Date Face Value (Rs.) Nav (Rs.) Gross Dividend (Rs.)/unit

Monthly ,

Monthly Dir March 28, 2013 10.0000 0.2500

March 28 2013 10.0000 0.2500

24 MUTUAL INTEREST 2013November,

DIVIDEND HISTORY OF LIC NOMURA MF FLOATER MIPFrequency Record Date Face Value (Rs.) Nav (Rs.) Gross Dividend (Rs.)/unit

Monthly June 25, 2013 10.0000 0.0500

July 24, 2013 10.0000 0.0500

October 25, 2013 10.0000 0.0500

Quarterly June 26, 2013 10.0000 0.2000

September 24, 2013 10.0000 0.1000

Qtrly Direct September 24, 2013 10.0000 0.1000

Yearly March 27, 2012 10.0000 10.5661 0.3000

March 28, 2013 10.0000 0.3000

Yearly Direct March 28, 2013 10.0000 0.3000

Fund Manager’s PerformanceFund Manager - Mr. Killol Pandya

Scheme Name 1-year Return

Scheme Name 1-year Return

Top 3

Bottom 3

LIC Nomura MF Qtly-Inv-2-(G) 9.43

LIC Nomura MF Mthly-Inv-1-(G) 9.10

LIC Nomura MF Liquid(G) 8.97

LIC Nomura MF Savings Plus(G) 8.25

LIC Nomura MF Income Plus(G) 8.22

LIC Nomura MF FRF-STP(G) 7.79

Fund Manager - Mr. Y. D. Prasanna

Scheme Name 1-year Return

Scheme Performance

LIC Nomura MF Annual-Inv-1-Reg(G) 7.69

LIC Nomura MF Bond(G) 4.76

LIC Nomura MF G-Sec-Reg(G) 1.76

Fund Manager - Mr. Nobutaka Kitajima

Scheme Name 1-year Return

Scheme Name 1-year Return

Top 3

Bottom 3

LIC Nomura MF Index Fund-Sensex plan(G) 14.63

LIC Nomura MF Index Fund-Sensex Adv Plan(G) 14.14

LIC Nomura MF Index Fund-Nifty Plan(G) 12.02

LIC Nomura MF Growth Fund(G) 10.69

LIC Nomura MF Equity Fund(G) 8.12

LIC Nomura MF Infra Fund(G) -0.34

Fund Manager - Mr. Surendra Jalani

Scheme Name 1-year Return

Top 2

Bottom 2

LIC Nomura MF Balanced Fund(G) 11.40

LIC Nomura MF Children(G) 10.80

LIC Nomura MF ULIS 10.45

LIC Nomura MF MIP(G) 9.42

DIVIDEND HISTORY OF LIC NOMURA MF SAVINGS PLUS FUND

Frequency Record Date Face Value (Rs.) Nav (Rs.) Gross Dividend (Rs.)/unit

Daily September, 2013 0.1307

October, 2013 0.0889

Daily Direct September, 2013 0.1353

Weekly September, 2013 0.1160

Weekly Direct September, 2013 0.1111

Monthly September, 2013 0.1237

Monthly Direct September, 2013 0.1319

October, 2013 0.0943

October, 2013 0.1028

October, 2013

October, 2013 10.0000 0.0871

10.0000

October, 2013 10.0000

DIVIDEND HISTORY OF LIC NOMURA MF FLOATING RATE FUND - STP

Frequency Record Date Face Value (Rs.) Nav (Rs.) Gross Dividend (Rs.)/unit

Daily September, 2013 0.0803

Daily Direct September, 2013 0.0823

Weekly September, 2013 0.0438

Weekly Direct September, 2013 0.0458

October, 2013

October, 2013

October, 2013 0.0514

October, 2013 0.0536

DIVIDEND HISTORY OF LIC NOMURA MF MONTHLY INCOME PLAN

Frequency Record Date Face Value Nav Gross Dividend (Rs.)/unit

Monthly October 25, 2013 10.0000 0.0500

Monthly Dir. , 2013 10.0000 0.0500

Quarterly June 26, 2013 10.0000 0.1500

Quarterly Dir. June 25, 2013 10.0000 0.1500

Yearly June 14, 2011 10.0000 10.5401 0.3500

March 28, 2013 10.0000 0.5000

Yearly Direct March 28, 2013 10.0000 0.5000

(Rs.) (Rs.)

October 25

DIVIDEND HISTORY OF LIC NOMURA MF INCOME PLUS FUND

Frequency Record Date Face Value (Rs.) Nav (Rs.) Gross Dividend (Rs.)/unit

Daily September, 2013 0.1326

October, 2013 0.0878

Daily Direct September, 2013 0.1355

Weekly September, 2013 0.1132

Weekly Direct September, 2013 0.1156

Monthly September, 2013 0.1260

Monthly Direct September, 2013 0.1284

October, 2013 0.0930

October, 2013 0.1040

October, 2013 0.1088

October, 2013 0.0894

October, 2013 0.0926

Page 25: LIC NOMURA MF FACTSHEET November 2013€¦ · volumes decline and mix-shift. Meanwhile, Dabur and Hindustan Unilever profits were boosted by strong revenue growth while Marico reported

GLOSSARY OF TERMS :

Sharpe Ratio: Sharpe Ratio is a measure of the excess return (or Risk Premium) per unit of risk in an investment asset. It is the average return minus the risk-free return divided by the standard deviation of return on an investment.

Tracking error: Tracking error is a measure of how closely a portfolio follows the index to which it is benchmarked. The most common measure is the root-mean-square of the difference between the portfolio and index returns.

Volatility: Volatility is a measure for variation of price of a financial instrument over time. It is a representation of the risk associated with price-fluctuations of a given asset or the risk of a portfolio of assets.

Portfolio Beta: Beta of a portfolio is a number describing the relation of its returns with those of the financial market as a whole. It is a measure of systematic risk.

R-Squared: It describes the fraction of investment risk in a portfolio that can be associated with market or systematic risk

Average maturity: The average maturity of a portfolio equals weighted average of maturities for all instruments in the portfolio.

Duration: Duration measures price sensitivity of the portfolio to changes in the yield.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

Page 26: LIC NOMURA MF FACTSHEET November 2013€¦ · volumes decline and mix-shift. Meanwhile, Dabur and Hindustan Unilever profits were boosted by strong revenue growth while Marico reported

Investment Manager:

LIC NOMURA MUTUAL FUND ASSET MANAGEMENT COMPANY LIMITED

AREA OFFICES

BUSINESS CENTRE

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PLACE ADDRESS LANDLINE MOBILE

AHMEDABAD Jeevan Sadan, 3rd Flr, LIC Bldg, Opp. Capital Commercial Center, AHMEDABAD - 380006. 079-26588301 9375090006 / 9924403147 / 9328638838

BANGALORE No.4, Canara Mutual Building (Opp. Cash Pharmacy), 2nd Floor, Residency Rd, BANGALORE-560025. 080-22210180 / 22118478 9845172957 / 9972092957 / 9986500721 / 9880058223 /

9902088717 / 9844750711 / 9482081121

BHUBANESHWAR SCR-B/19, Indradhanu Market, IRC Village, BHUBANESHWAR-751015. 0674-2554094 9437569719

CHENNAI 15, Anna Salai, Next to V.G.P. Bldg., CHENNAI - 600002. 044-28411984 / 28555883 9382315850 / 9500038285 / 9361555562

DEHRADUN 110, Tagore Villa, Chakrata Road, DEHRADUN - 248 001 0135 - 2650749 9412965570 / 9410702598 / 8410010025 / 9897056231

ERNAKULAM 11th Floor, Jeevan Prakash, M.G. Road, Ernakulam, KOCHI - 682011 0484-2367643 9895036554 / 9745612888 / 9388755722

GOA T 9/10, 3rd floor, Alfran Plaza, Opp. Don Bosco High School, M. G. Road, Panaji, GOA-403001. 0832-2420561 8600107698 / 9890711551 / 9370643076 / 9763129289

GUWAHATI LIC of India, Jeevan Deep Building, M. L. Nehru Road, Panbazar, GUWAHATI -781 001 0361 - 2735323 9435769432

HUBLI 2nd Floor, LIC Bldg., Beside HPO, Lamington Road, HUBLI - 580020. 0836 - 4260523 / 4262092 980058223 / 9845205168

HYDERABAD House No. 5-9-57, 4th Floor, Jeevan Jyoti Building, Basheerbagh, HYDERABAD - 500029. 040-23244445 / 23210572 8897656665 / 9000444850 / 9000550850

INDORE U.V. House, 1st Floor, Snehil 9/1-A South Tukoganj, INDORE - 452001. 0731-2520262 / 4069162 9589050250 / 8827344195 / 9981511435

JAIPUR 327 - A, 3rd floor, Ganpati Plaza, M. I. Road, JAIPUR - 1. 0141-5112620 9461658875 / 9829098323 / 9929095005

KANPUR Jeevan Vikas, Ground Floor, 16/98, M.G. Road, KANPUR - 208001. 0512-2360240 / 3244949 7275430214 / 9451448305 / 9984006600 / 9838038440 /

9389052340 / 9889085736

KOLKATA Ground Floor, Hindustan Building Annexe, 4, Chittaranjan Avenue, KOLKATA - 700072. 033-22129455 / 22128680 9474424374 / 9932877925 / 9432391810 / 9339531895 /

9830689965 / 9903495703 / 9051068127

LUCKNOW 7th Floor, Jeevan Bhavan 2, Naval Kishore Road, Hazrat Ganj, LUCKNOW - 226 001 0522-2231186 / 4045203 9651534267 / 8858235350 / 9455060457

LUDHIANA Rm No. 102-103, 1st Fl, S.C.O. 18, Opp. Stock Exch., Feroze Gandhi Mkt, LUDHIANA-141 001. 0161 - 2405805 9888111190 / 9915099333 / 9914720500

MADURAI 2nd Floor, LIC Bldg., Door No. 3, West Marret Street, MADURAI - 625 001 0452 - 2345700 9094687733

MANGALORE No. 6, Gr. Floor, Popular Building, K S Rao Road, MANAGALORE - 575 001 0824 - 2411482 9845190466 / 9742726012

MUMBAI Gr. Floor, Industrial Assurance Bldg., Opp. Churchgate Station, MUMBAI - 400020. 022-22885971 / 22817162 / 63 9930718555 / 9325523480 / 9769028905 / 9820137844 /

9930957772 / 9820469996

NAGPUR Jeevan Seva Bldg., Mount Road, Sadar, NAGPUR - 440 001. 0712 - 2542497 9422113800 / 9021426397 / 9011412206 / 9373539939 /

9422104130 / 9423406727 / 9860207510

NASHIK Shop No.2, Ground Floor, Rajvee Enclave, New Pandit Colony, NASHIK - 422002. 0253-2579507 9922996155 / 9823366379 / 9595075700

NEW DELHI 7th Floor, Jeevan Prakash, 25 K.G. Marg, NEW DELHI - 110001. 011-64663650/ 9811464244 / 9818610867 / 9818630124 / 9811464244 /

23359190 / 23314396 9891736008 / 9971672830 / 9717765151 / 7838637303 /

9891785037 / 9818280698

PATNA Ground floor, Jeevan Jyothi Bldg. Exhibition Road, PATNA - 800001. 0612-2501157 9431447848 / 9431023274 / 9507151965

PUNE LIC of India, Pune D.O.-I,6/7, Shivaji Nagar,University Road, PUNE - 411 005 020 - 25537301 9423447604 / 9767868611

RAIPUR C-29/A, Sector 1, Besides City Centre Mall, Devendra Nagar, RAIPUR - 492001 C.G. 0771-2236780/4051137 9425026437 / 9329100009

RAJKOT LIC of India Bldg., Jeevan Prakash, Tagore Marg, RAJKOT - 360 002. 0281 - 2461522 8690444022 / 9898733233

RANCHI Narsaria Tower, 2nd Floor, Opp. Lalpur Police Station, Post Lalpur, RANCHI -834001. 0651-2206372 8986771069 / 9835197681 / 9835708803

AGRA : 9927888854

AHMEDNAGAR : 9579095950

AJMER : 9829077674

AKOLA : 9422862120

ALAPUZHA : 9447367160

AMRAVATI : 9923025535 /

8657045588

AURANGABAD : 9923797207

BANKURA : 9378330300

BELGAUM : 9916140315

BELLARY : 9900026952

BHAGALPUR : 9431609765

BHILWARA : 9829287273

BHOPAL : 9302441980

BIKANER : 9829791132

BOKARO : 9955189443

Mobile No.Name of Place Mobile No.Name of Place Mobile No.Name of Place Mobile No.Name of PlaceMobile No.Name of Place

BURDWAN : 9831712244

CHANDIGARH : 9316065681

9817232224

CHANDRAPUR : 9422180081

COIMBATORE : 9842524130

DALTONGANJ : 9955189443

DAVANGERE : 9900026952

DEOGHAR : 9430155378

DHANBAD : 9835334495

GAYA : 9470854005

GORAKHPUR : 9336833448

GULBARGA : 9900144196

GURGAON : 9654228220/

9555664114

GWALIOR : 9406586454

HALDWANI : 9839976747

HASSAN : 9986125091

JABALPUR : 9407606313

JALGAON : 9422211343

JAMMU : 9431609765

JAMSHEDPUR : 9234620669

JODHPUR : 9829947974

KARIMNAGAR : 9000444853

KARWAR : 9611111028

KOLHAPUR : 9923261366

KOTA : 9829905879

KOTTAYAM : 9656010033

KOZHIKODE : 9349739890

MADIKERI : 9742707041

MALDA : 9836237434

MEERUT : 9319267811

MORADABAD : 9454993170

MYSORE : 9986117183

MUZAFFARPUR : 9431813155

NANDED : 9822203503 /

9890691021

NOIDA : 9818280698

PANIPAT : 0180-2648709

PONDHICHERRY : 7708007363

RAJAHMUNDRY : 9000171857

SALEM : 9944744424

SAMBALPUR : 9937040031

SATARA : 9423192029

SHAHDOL : 9303822916

SHIMLA : 9318960005

SHIMOGA : 9902007686

SURAT : 9978862626

9925027406

SILIGURI : 9883096767

9339531895

THANE : 8595240999

THRISSUR : 9388110220

TRIVANDRUM : 9388088066

UDAIPUR : 9784011432

VADODARA : 9327494916

VAPI : 9712996652

VARANASI : 9336501004

VISHAKHAPATNAM : 9000444851

VIJAYWADA : 9000444856

WARANGAL : 9000171858

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

V i s i t u s a t w w w . l i c n o m u r a m f . c o m l T o l l F r e e N o . 1 8 0 0 2 5 8 5 6 7 8

4th Floor, Industrial Assurance Bldg., Opp. Churchgate Station, Mumbai 400 020. Tel. : 22851661Fax : 22880633 E-mail: [email protected]