lifestyles after 50 polk edition, july 2016

Lifestyles After 50 • July 2016 • page 2

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Dear Readers,

This time of year, you can hardly strike up a chat or walk a few blocks without hearing moans, groans and laments about the temperature.

The higher it rises, the more we proclaim, “It’s hot!” as if somehow, by expressing this, the heat’s intensity will subside. Yet, no matter how much we whine, we still sweat, the bugs still chase us, and we still have to choose between sticking to the sheets as we sleep or letting our electric bill increase right with the air’s degrees. Because, despite our disdain for the flip side of a climate that never fails to deliver an envy-worthy winter, the summer here keeps right on scorching.

There’s a well-known phrase coined by Harry S. Truman that advises, “If you can’t stand the heat, get out of the kitchen.” A hearty way of saying, “No Whining,” Truman’s adage is simply encouraging those who “can’t take it” to get out. And get out of our summer some do; as they hit the road and flee Florida, refusing to look back until the months that end in “-ber” return. While the snowbird’s life indeed seems a charmed one, I question that we’re limited to experiencing summer as either a) a whine-fest or b) an evacuation order. The reality is, some

of us can’t leave for the hotter months - but perhaps, that in itself is a gift.

What if, instead of sentencing ourselves to three months of misery, we decided to make the most of it? What if we attempted the unthinkable, and simply embraced what is?

In its purest sense, heat is a sort of pressure. At varying levels of intensity, it forces things to change. In July, when the weather’s really hot, we experience involuntary reactions - flushed cheeks, a dampened brow, sometimes followed by emotional upset, as you’re faced to kiss your lunch hour stroll routine goodbye; and subjugate all gardening tasks to the early morning.

As the weather conditions change, so does what we can accomplish, but, as with all overwhelming change and challenge in our life, it’s our reaction that makes all the difference.

Amanda Smith,Editor

Standing the heat: from pressure rises opportunity For me, braving the Florida summer is about embracing the ultimate catalyst for change - discomfort. All the force it has to make us anxious and squirmy is the same power that births in us unforeseen potential for creativity. Because while gardeners may curse the heat for stealing hours of afternoon weeding, they also may see this issue’s “Summer Reading List” and learn how to plant a vegetable or two they never would’ve imagined. Or those outdoor exercisers angry at the thunderstorms for darkening their skies may read “Keeping Cool,” then try out - and love! - a local ice skating rink. Suddenly, the perils of summer give rise to new excitement and experiences - igniting an unexpected fire of opportunity.

That’s the funny thing about fire. All at once it represents hell, illumination, punishment, inspiration, both libido and purification, but most of all - change. The intense discomfort, reaction and adaptation it ensues takes us to our edge and asks us, how do we handle pressure? Will we burn in the heat of this experience, argument, relationship, problem, or will we rise to the occasion and meet this change in the tides in a new way? I say, the Lifestyles tribe is tough, averse to whining and all about staying in the kitchen. Follow me in standing the heat, and preparing for a brand new feast of opportunity.

Sincerely, Amanda Smith

What PeoPle are Saying aBoUt liFeStyleS aFter 50:

Share your thoughts on our latest issue! email [email protected]

Greetings from Charlotte:

You have beautiful pictures and even more beautiful writing.

You have set the standard for a senior online magazine.

Bob Poliquin, Editor CharlotteSeniors.com

I love writing articles for your challenges! It didn’t take me long

to write about dogs, and now I’m re-searching to write about etiquette in elections from a previous challenge.

Thank you, Christina Lerch

The brand newwebsite is great. The design is what seniors need. Good luck and congratulationsCarol Ehrenkranz


Around TownW h at ’ s h a p p e n i n g J U LY 2 0 1 6

Walk This Way: Library Wellness and Fitness Challenge.

Receive instructions for the challenge and a chart for their landmark goals. Small prizes will be awarded for each goal reached! Challenge logs are due NO LATER than August 5th. (This event is daily until Aug. 5th at 6:30 p.m.) Free. 5:30 p.m. Auburndale Library, 100 West Bridgers Ave., Auburndale, 33823. Eventbrite.com

4th of July Celebration. Live entertainment, food, family, fun!

Reading the Constitution at 2 p.m.; different bands playing from 4 - 8 p.m.; Studio C School of Dance and Production at 9 p.m. Fireworks display at 9:15 p.m. Lewis Mathews Sports Complex, 400 Palm St., Davenport, 33837. To learn more, call (863) 419-3300 or visit MyDavenport.org.

Easy Micro-Irrigation Lunch and Learn Workshop. In this

workshop you will learn how easy it is to install micro-irrigation in your landscape, how the city has saved water and improved plant health. Hands-on demonstrations will also be offered. Lunch is provided. Workshop is free. Registration is limited. 12 p.m. at the Lakeland Police Department, 219 N. Massachusetts Ave., Lakeland, 33801.

Military Collectors Show. Join us for this special event at the

Fantasy of Flight museum, open extended hours for all the collectors. $6 show admission (Museum admission is priced separately at $10). 9 a.m. - 4 p.m. 1400 Broadway Blvd. S.E., Polk City, 33868. To learn more, call (863) 984 -3500 or see FantasyofFlight.com.

Kayak Lake Silver. Meet at Lake Silver; equipment and

instruction provided by City of Winter Haven Lakes and Natural Resources staff. All ages welcome, with a signed registration form available at the Library or at the lake the day of the event. Free. 9 a.m. - 12 p.m. Martin Luther King Jr. Park, 199 S. Lake Silver Dr., Winter Haven, 33880. Search for event at Eventbrite.com.

Live at the Gardens: Big Chill Band. Celebrate the 15th

annual Live at the Gardens series featuring the Big Chill Band, and other big sounds of the 40s, 50s and 60s. The entire summer music series brings an eclectic mix of folk, jazz, oldies, Irish and contemporary music to the air-conditioned comfort of the Bok Tower Gardens Visitor Center. Guests may join us for dinner in the Blue Palmetto Café beginning at 5:45 p.m. and all concerts begin at 7:30 p.m. Advanced reservations are required. $22.50. Bok Tower Gardens, 1151 Tower Blvd., Lake Wales, 33853. Call (863) 676 -1408 or visit BokTowerGardens.org.

- August. Saturday Night Fever The Musical. Get out

your “Boogie Shoes” - this show will leave you with “Saturday Night Fever.” $24. For tickets call (863) 294-7469. 210 Cypress Gardens Blvd., Winter Haven, 33880. Theatre Winter Haven.

La Petite Flea Vintage Home and Garden Market.

Featuring vintage trailers and campers, over 100 beautiful booths, furniture, garden décor, shabby chic designs, jewelry, antiques and lovely art. $5 admission, free parking. 9 a.m. - 4 p.m. The Lakeland Center, 701 West Lime St., Lakeland, 33815. Please call (863) 834-8100 or go online to Fancyflea.net.

- 31. Lakeland Boat Show. Participate in hands-on

learning, like how to tie knots and cast a net, while perusing boat accessories, fishing gear, apparel and more. $5. Free parking. Friday and Saturday 10 a.m. - 6 p.m. Sunday 10 a.m. - 5 p.m. The Lakeland Center, 701 Lime St., 33815.

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SUBMIT AROUND TOWN EVENTS: Send Around Town news and events to News Connection USA, P.O. Box 638, Seffner, FL 33583; or send by fax to (813)651-1989, or by email: [email protected]. All events must by received by the 10th of the month prior to the event (i.e. submit August events by 7/10/16). NEW online submission form! Submit your events at LifestylesAfter50.com


Although they serve as preservations of the finest natural beauty in America, many of the 58 Na-

tional Parks can appear quite otherworldly - magical, mystical zones of natural elements in stunning juxta-position. Whether it’s masses of natural stone molded by wind and water you find, or little canyons home to crashing waterfalls; or even a hidden archeologi-cal site complete with over 150 authentic petroglyphs, most Park visitors come to discover there’s no short-age of the ethereal at the National Parks. And none so much as in Acadia.

While the most stunning beauty of the National Park system is commonly conceived to be out West, at places like Yosemite and the Grand Canyon, it is also on the Atlantic Ocean-greeting rugged coastline of Maine that

astonishing beauty may be found at every turn. For one of the most scenic ways to enjoy Acadia’s

wonder, the roadside trail known as Ocean’s Path al-lows visitors to wander along strange cobblestone beaches with soft white sand and the jagged pink gran-ite formations that define the Park’s beautiful coast-line. A leisurely drive is encouraged, and multiple parking lots sprinkled along the trail allow for plenty of opportunities to explore on foot. Another wonderful drive is up Cadillac Mountain - Acadia’s tallest moun-tain and the highest point on the Atlantic Coast. To be truly enchanted, make the drive at sunrise or sunset for spectacular views of Bar Harbor and Frenchman Bay, as you sit in awe of natural wonders that are nothing short of mystifying.

Summer is the busy season, but with such spectacu-lar weather it’s worth braving anyway. To avoid the bulk of summer crowds, rangers advise visiting Aca-dia early in the morning or late in the afternoon, as most people tend to visit at mid-day.

Although it’s not a big name Park to most Ameri-cans, Acadia Park and Mount Desert Island make quite a mark on those who make the trek. Some call it the “experience of a lifetime,” while others return year af-ter year to paddle its waters, climb its sea cliffs, bike its old carriage roads and explore the Park’s trails, de-termined to uncover its secrets.

In 2016, celebrate Acadia’s Centennial all year longThis July 8 marks the 100th anniversary of the found-ing of Acadia National Park. To celebrate, park lovers and the Acadia community have organized a series of commemorative events honoring the Park’s history and value. Featuring music, art, theater, science and discus-sion all year long, these special events honor Acadia as a remarkable place of rich history and natural beauty. To learn more about the Acadia’s Centennial and its sched-uled events, visit AcadiaCentennial2016.org. For gen-eral information about the Park, visit www.nps.gov/acad

adventure to acadia

Lifestyles Celebrates the Centennial

100 years ago, the United States created the National Park Service, a federal agency designed to preserve

the breathtaking beauty of the American landscape. Visit LifestylesAfter50.com to follow our Celebrate the Centen-nial series as we highlight our favorite parks all year long.

Experience the breathtaking beauty of the oldest National Park east of the Mississippi River


When the heat of summer hits full swing, many Florida farmers markets close up shop for the

only major lull in our growing season - those few mid-dle months of the year when the weather just won’t cooperate. With so many favorite fruits and vegetables unavailable from local growers, produce enthusiasts are faced with a choice - internationally-imported “fresh” produce, or a trip down the grocery’s frozen aisle.

FRESH FACTS:Although you may perceive the items in your grocery’s produce section as more “fresh,” these unfrozen fruits and vegetables shipped to food stores around the coun-try may not be the most nutritious. Typically picked long before reaching peak ripeness, imported produce has less time to develop the full spectrum of vitamins and minerals it would have, had it remained in (or an-chored to) the earth until it ripened. Although the im-ported fruits and vegetables may still show outward signs of ripening, the nutritive value will never com-pare to those sourced locally (or even relatively locally) when in season. Besides the nutrients lost to separation from its parent plant, the long haul from farm to fork exposes produce to heat and light, both of which de-grade many nutrients, especially delicate vitamins like thiamin and vitamin C.

FROZEN FACTS:Believe it or not, some experts praise frozen fruits and vegetables as the most nutritious way to meet your daily recommended intake. Plant physiologist Dr. Gene Lester explains: “Fruits and vegetables chosen for freezing tend to be processed at their peak ripeness, a time when - as a general rule - they are at their highest nutrient density.”

Lester studies plants at the USDA Agricultural Re-search Center in Texas and reveals that even though the first step to freezing produce - blanching it in hot water/steam to kill bacteria and harmful enzymes - does cause some water-soluble nutrients to break down, the subse-quent step of flash-freezing the produce preserves the fruit and vegetables in a relatively nutrient-rich state.

BOTTOm liNE: When in season, buying ripe local produce can’t be beat. But in the “off season,” like Florida’s summer, fro-zen fruits and vegetables offer your best bet for nutrient density. Lester recommends choosing frozen packages marked with a USDA “U.S. Fancy” shield, which des-ignates produce of the best size, shape and color. This standard tends to be more nutrient-rich than the low-er grades “U.S. No. 1” or “U.S. No. 2.” Even frozen produce is best eaten soon after purchase - over many months, the nutrients do inevitably degrade.

If your devotion to produce knows no bounds, you can also look into hydroponic farms in your area, which grow a plethora of produce indoors under controlled conditions. Just beware of a pretty hefty price tag.

Finally, once you’ve toiled to make the most nutritious selection, be sure to prepare it by steam or microwave it (don’t boil!) to preserve all those nutrients you sought.

Summer Produce: Fresh or Frozen?With little in season during hot Florida summers, nutritious produce may be in another grocery aisle.

Get ready to delight in a life of more joy, contentment and freedom in Encore at FishHawk Ranch! As FishHawk Ranch’s only 55+ lifestyle community, Encore offers lifestyle-driven designs and open, single-level floor plans that make these homes live and feel larger. This adult-only communitiy also features opportunities to engage and inspire with activities scheduled by the Lifestyle Director at The Oasis, a 5,000-square-foot recreation center where you can:

• Hit the gym or the trails so you can stay in prime physical shape

• Host a party in the entertainment room

• Satisfy your competitive side with a spirited game of bocce or pickle ball

• Meet on the great lawn for yoga at daybreak

• Cherish time spent with visiting grandkids at the splash pad

• Enjoy reading while lounging by the sparkling pool

Encore by David Weekley Homes at FishHawk Ranch is an age-restricted community. See a David Weekley Homes Sales Consultant for a copy of the restrictions and other details. Prices, plans, dimensions, features, specifications, materials, and availability of homes or communities are subject to change without notice or obligation. Illustrations are artist’s depictions only and may differ from completed improvements. Copyright © 2016 David Weekley Homes - All Rights Reserved. CBC1257289 Weekley Homes, LLC. Tampa, FL (TAMA77243)

A lifestyle of more fun and possibility awaits… contact 813-422-6175 today!

BE ACTIVE. BE INSPIRED. BE MORE. Encore by David Weekley Homes

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by Kimberly Laettner - Venice, FLOur local shelter had exceeded capacity the

day we found him. Moving through endless aisles of barking dogs, we finally greeted a pup playing all by himself, oblivious to us, just smiling that shepherd smile. My husband and I looked at each other and we knew - he was the one. A ten-month old shepherd mix surrendered by his owner, the pup accompanied us home, accepting the name Zip. Initially he was quite a handful; but our coun-try home offered plenty of room to chase squirrels and stretch his long shepherd legs.

Zip was always more than a dog to me, he was a gift and a companion when I needed it the most. He saw me through the shock and treatment of

cancer, and for six months of chemotherapy treat-ment, he sat devotedly by my side - comforting me and just sticking close by. After seeing me through cancer, he passed on, and I was devastated. With-out children, Zip was family; the first dog I’d had with my husband - so I sobbed, yelling to the heavens for taking the joy of my life and leaving me heartbroken.

With no pup to spoil nor smile to greet me, life just wasn’t the same. Soon enough, we adopted a peaceful female pup from a different shelter. An-other shepherd mix, she was named Cheezits by my niece, but we call her Chi. We again added to our family when a rescue group I joined led me to take in a dog, aged four, named Apple.

I still miss Zip dearly, but Apple and Chi have mended my heart. And when it’s their time to go, I see another rescue in my future. I can’t picture life without my little loves to amuse me, sit by my side when I cry, or greet me in the morning while we laugh and play as I awaken. I’ve been cancer free for almost ten years now and know I owe it to beloved pound puppies, the unwanted dogs who fall through the cracks; dogs who, perhaps when we save their lives, give the gift of saving ours.

Often when we give our time and energy to another, we receive even more than we provide. There are few greater examples of the power of giving than animal adoption; as a rescuer’s own heart is healed by opening it to an animal in need of a home. Last month’s Share Your Story column asked readers to open up about their animal rescue experiences, and the responses we received were nothing short of amazing. Here are a few of our favorite stories from Lifestyles readers demonstrating the incredible power of animal rescue - and its lessons about our true capacity for love.

by Cheri Fretheim, Owatonna, MN Rescuing Bo was the ultimate, most endearing thing I’ve ever done in my life. A Gordon Setter of indeterminate age, Bo was headed for death - his skeletal body revealing chronic abuse. He was unable to relax for months, his tail showed signs of frostbite and he wouldn’t eat any dog food. But I was convinced he could be saved.

I visited deli departments of grocery stores and requested their leftover gravy just to entice him to eat. I was patient as he slowly and cautiously opened to trusting me. In turn, I received one of my greatest gifts - rescuing this abused animal made myself, and my husband Neill, better people.

Neill grew up on a farm, where sheer survival was the only way to

keep that farm in the family, so over-coming adversity flowed naturally, deep in his blood. When I brought Bo home, Neill was dumbfounded to the point I was sure our relationship would end, when in fact, we grew closer, as Bo reawoke Neill to the re-alities of true survival he knew all too well. In the process we bonded over a developed sense of undying love for animals, best said on my favorite bracelet which proclaims, “The best ones in life are rescued.”

Lifestyles readers reveal the joys and the healing power of animal adoption

Who Rescued Who?An Undying Love

by Richard Vogt - Osprey, FL Before moving to Florida from New York state, I owned a home that often served as a canvas for my working with stone. I built several walls and my own fireplace, all of which required a lot of stone gathering. One day, I drove to where the state highway department was blasting a hole in a mountain in or-der to build a road, with the hopes I’d gather their strewn stones.

I parked my car off the busy high-way and started to load my vehicle with stone of all shapes and sizes. As I gath-ered a few of the larger ones, I caught a glimpse of movement behind them - and a second look revealed a tiny puppy coming toward me with his tail wagging wildly. I was shocked! What a danger-ous place for a wayward puppy! Cars were speeding by a few feet away and there was a steep cliff on the other side

of the stones. To this day, I don’t know how he got there, whether he was aban-doned or simply dropped from the sky, but I picked him up and loaded him in my car for the ride home, even as he at-tempted to lick my face and jump in my lap. He was one very happy puppy!

My children were overjoyed when I arrived home with him and decided to name him “Rocky.” Oddly, our dog had died only a few weeks ago, so Rocky was a welcome addition to the family. It was as if he was heaven sent. So full of love and affection, Rocky was one of the best dogs we ever had - kind to peo-ple and always wonderful to be around.

Rocky lived with us for about three years and then one day, as quick as he had arrived, he was gone. I scoured the neighborhood, put an ad in the local newspaper and contacted all the locals, keeping an ear close to the ground.

We never found Rocky. But to this day, I still imagine maybe he did just drop from the sky. Who knows?

He Fell from the Sky

The Tale of a Mended Heart

by Paula Timpson - Venezia Park, FL Wink surely rescued me. A cat with one eye, he was adopted by us from a shel-ter when he was only six months old. A strange pull inside me led me to dis-cover him there, as if he’d been waiting.

It was instant love. A Turkish Van, Wink stilled like a beautiful white stat-ue as he first gazed at me. And I imme-diately felt his light and peace. Wink helped me love cats again. As a child

I had been attacked by a cat, causing me to dislike them. Until I met Wink. Now I like cats. More than healing my fear, he also helped heal my liver. He sat near me on my bed, giving me all he had, and soon, I was better. When I was pregnant, he slept on my bed ev-eryday giving me energy and strength. He loves our son and sleeps on his bed while he’s at school, as a blessing of quiet love. Now 12, A powerful old soul, Wink teaches us all how to accept life. He’s a true healer, forever.

A True Healer Forever

Zip, a rescued shepherd mix

helped Kimberly conquer cancer


Here in Florida, the spotlight never seems to go out on citrus - the state’s

agricultural pride and joy. While orange juice may be our official beverage, it’s the lime that shines in Florida’s official pie; but not just any lime...it’s the Key lime - the “key” ingredient to Key lime pie...or is it?

“Key limes,” a specialized, yellow-ish kind of lime, are named for where they naturalized - the Florida Keys; and were originally renowned for their distinct fla-vor and pungent aroma. Hardly exclusive to the islands, this unique species of lime - the Citrus aurantiifolia - once grew in California, Texas and throughout main-land Florida, but the limes harvested from the Keys were curiously unlike any other.

The region’s uniquely alkaline soil mellowed the limes’ astringency, and the Keys’ abundant rainfall greatly fueled their growth in size, making them quite distinctive. Now thought of as miniature versions of the more common Persian limes you see at the grocery store, origi-nal Key limes were actually the rare few aurantiifolia that grew to be fat and juicy.

The unique combination of a specialty lime breed, neutralizing soil, and favor-able growing conditions birthed the “Key lime,” a highly coveted citrus gem and a great source of pride for all Floridians. It’s a wonder then, that famed dishes like the Key lime pie - now found on menus all throughout Florida (and even nation-wide) - may no longer be derived from Key limes at all.

In 1926, a severe storm devastated the majority of the Keys’ commercial lime crops, and the precious trees from which the treasured limes emerged were all but wiped out completely. With commercial production of limes in the Keys little more than a distant memory, how authen-tic really is a slice of Key lime pie?

“It all depends on the way you look at it,” says David Sloan, a Florida Keys convert passionate about all things re-lated to the region. Having moved to the Keys in young adulthood, Sloan has since run a local ghost tour business, written an unrivaled Key lime pie cookbook and in 2013, he revived a long-forgotten festival dating back to the 1950s - the Key West

Key Lime festival. Sloan sheds light on the current status of Key limes, defend-ing their existence despite acknowledg-ing a lack of commercial availability.

“These days the Key lime really is a backyard crop,” Sloan explains, admit-ting mass production in the Keys is mini-mal at best. “Locals have access to them - either through their own backyard tree or a friend’s tree. So they definitely still grow here, you really just have to know where to look.”

As for commercial groves, Sloan cites one in Redland - a small town in Miami-Dade county (in mainland Florida, of course) - and a tiny grove in the Keys with ambitions of reviving the lime, but no major traction yet. “Outside of that,” he says, “they’re coming from Mexico.”

According to Sloan, comprehending that your favorite Key lime pie is prob-ably made with limes grown in Mexico is simple - “genetically, they’re the same.”

Well, the limes may be Citrus auranti-ifola no matter where they’re grown, but the Key lime’s - and pie’s - original glory was a byproduct of the islands’ weather and alkaline-rich soil. If the intricacy of preference shown by chocolate lovers and wine enthusiasts is any indication, grow-ing conditions like rainfall, soil and region certainly factor into the quality of the fruit produced, even if it is the same species.

With a history, name, and claim to fame birthed from Florida Keys’ qualities, the Key lime may soon be little more than a memory; which begs the question, have we ever really tried Key lime pie at all?

IN THE LIMELIGHT:What’s the Key to Florida’s famed dessert?

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Back in February, Lifestyles After 50 ran several uplifting stories of love

found later in life. In addition to serv-ing as proof that romance does indeed come when you least expect it, the ar-ticle asked readers to share their stories of “Love After 50.”

Five months later, the heartwarming tales are still pouring in, like the following recollection from Frances Ferrill - a story of love lost and then, surprisingly, found. Here’s her inspiring story:These days, I introduce George as my boyfriend of 60 years ago and my hus-band of 18 months.

Our dates began in the 1930s, when we took walks, helped my brother deliver the evening newspaper, competed in tennis matches and together we attended church. George told me then that he planned to marry me - and 60 years later, he did.

When we were dating my mother didn’t really like him - he was older, and she saw him kiss me goodnight on the front steps. It wouldn’t take long before she was hollering for me to come inside; after all, it was after 10 p.m.

As fate would have it, George and I lost touch with one another when he moved from our hometown; and not long after, I found myself married to a man named Bob Webb. We moved to Florida soon after, all the while George lived his whole life in the same town, save his time in the military. He was married to his wife Marie for 54 years - the same number of years I was married to Bob.

We saw each other only one time in those 60 years. We’d both come to a re-union in our hometown, and actually, when he first drove up, my sister asked me if I recognized him as he approached - and I said no. She had to enlighten me that it was my old boyfriend, “Frosty

Ferrill,” and we shook hands and talked for just a few minutes.

After Bob died, I spent two years as a widow and was doing fine and vowed to never marry again. One day, George traveled to our hometown to visit a friend and during their conversation, he casu-ally asked about me. When he was told I was a widow, he immediately wanted to know how to get in touch with me. One of my sisters who still lived in our town gave him my number, and when he called, I heard this man’s voice say, “You may not recognize my voice, but we used to play tennis together and we dated until I moved away and had no transportation to get back to see you.” When he men-tioned the town where he had moved to, I knew immediately who he was.

We started phoning back and forth and when I returned to Illinois we start-ed dating. He took me out to dinner and caught up on 60 years of living. We married in Bryson City, NC in a simple church ceremony.

At times he calls me Marie and I call him Bob, but after 54 years with a mate, we just laugh about it and we both un-derstand.

So what’s senior love and marriage all about? Well we remind each other to take our pills, we help each other with clean-up and meals, we spend evenings sitting on the couch together and watch TV - and sometimes we sit for hours without saying a word. All the while, we know we are there for each other. We know we’ll never celebrate a silver anniversay, let alone a golden one, but we know that God had a plan that re-united us for our last years together. So instead of counting the years, we count the months, and to me, that’s what se-nior love and marriage is all about.

God Bless, Fran

LOVE AFTER 50:Reader Frances Ferrill tells of love lost and found

July’s “Share Your Story” Challenge:TRAVEL IS MY

FAVORITE TEACHER“To travel, to experience and learn: that is to live.” - Tenzing Norgay,

Nepalese Sherpa mountaineer

Some say there are universal truths in this world, principles that, when

understood, grant true wisdom, compas-sion and grace. One of the surest ways of arriving at these overarching themes of the human experience is to travel - where exploring yourself is the constant companion of exploring a foreign land.

For some aging adults, the later years offer a first chance at indulging in the luxury of travel. Having finally found the courage, money and time to set forth on the trips of their dreams, mature trav-elers find a whole new world of passion and inspiration unfolding.

Whether aging has helped solid-ify your value system, or revealed the world’s relativity and the unknown, fearless travel is as close a panacea for shaking things up as you can hope for. In addition to encouraging independence, empowering confidence, and even aid-

ing in our embrace and acceptance of aging’s effects on the body, ultimately, travel is our greatest teacher. But what exactly is it that we learn? How does it educate us, humble us and reveal our folly that we had it all figured out? This month, we’d love to know:What truths has travel taught you? Has adventuring later in life ever caused you to question any of your long-held beliefs? How has travel shaped your character, making you who you are today?

With “Travel Teaches” as the subject line, email your thoughts to [email protected] for a chance to win FREE Rays baseball tickets and be pub-lished online and in print in August!

Lifestyles After 50 • July 2016 • page 10 R

Central Floridians have watched Lakeland grow up for a quite awhile now, and the city’s natives are

now experiencing some of the delicious fruits of all that labor. It’s through the hard work and inspiration of business owners like Mark and Kristen Miller that not one, but several thriving businesses call Lakeland’s Lakeside Village their home. After much success with her first venture, a pottery (and more) haven called Pi-cassoZ Art Café, Kristen and her husband then opened the Tea Largo Beverage Company, after a romantic visit to Naples, FL introduced them to all of the end-less wonders of loose-leaf tea.

Experience the magic of high-quality tea for yourself this summer, by letting a visit to Tea Largo Beverage Company introduce you to boba, matcha, mate, and ev-erything in between, all made more than comprehend-able and accessible thanks to the shop’s super casual, old-Florida twist. More than flavored iced teas, Miller and her staff approach tea as an art, and a way to travel the world via your tastebuds as you try Japan’s ceremo-nial tea in a creamy colada shake, or just a few of Viet-nam’s tapioca boba pearls in an African tea over ice.

You’ll find no shortage of eclectic in the decor, from custom clay pieces in Tea Largo’s floor, to thrift store and donated furniture all throughout. Reclaimed wood and donated kitchen cabinets brushed up by the crew lend themselves to a distinct artsy charm all their own.

Besides, who can resist a tea shop nestled between two art studios? With the creative energy of PicassoZ pottery painting on one side and Breakables Mosaics on the other, the Tea Largo space and sense of place is truly a treasure of Central Florida. Here are our picks for tak-ing your tastebuds on a deliciously cool adventure:

Frozen Bubble Tea Sweet exotic flavors and organic green tea, blended. And don’t fear the strange little spheres - fresh cooked tapioca pearls easily slurped up through a fat straw.

Arctic ChaiA local favorite, the Arctic Chai perfects the famous ma-sala as a frozen variation; one that’s rich and creamy, without too much sweetness and just enough spice.

Frozen Hot ChocolateThe name says it all - a decadent chocolate drink served with the option of added coffee. A true treat.

Sparkling Iced TeaFor a tamer option, try a simple organic green tea, jazzed up with only sparkling water and your choice of fruity syrup: Mango, Pomegranate, Grapefruit, or Berry.

For more information, visit their website: TeaLargo.com

More than a little unforgiving, summers in Florida test anyone’s ability to stay cool. Outsmart the perils of the peninsula’s infamous heat by embarking on a

brand new kind of adventure...or two...EXPERIENCE THE ARCTIC FRONTIER: Brave the next frontier in polar expedi-tion cruising - the High Arctic known as Franz Josef Land. Due to large amounts of ice, few have even ventured here in recent decades, and access is only possible by ship for a few weeks each summer. Poseidon Expeditions offers dedicated cruises from Longyearbyen, Svalbard to this archipelago of 191 uninhabited, volcanic, most-ly glaciated islands are now part of the Russian Arctic National Park. Learn more about Poseidon Expeditions online at PoseidonExpeditions.comGET SOME SHADE ON A GIRLFRIEND GETAWAY: Believe it or not, you need not travel very far this summer to feel the breeze and find a sweet spot in the shade. With over 500,000 plants and flowers growing in a majestic temperature-controlled atrium, the Gaylord Palms resort in Kissimmee is Florida’s unrivaled summer haven. Under a glass dome of greenery and cool air, you’ll find enough dining options, en-tertainment and nightlife to keep anyone excited. But Gaylord’s brightest gem is the Relâche Spa - a perfect place to gather your girlfriends for some of the best summer pampering around. Visit Marriott.com, and search for “Gaylord Palms Resort.”CANADA’S NATIONAL PARKS: As 2016 marks the Centennial of America’s Na-tional Park Service, U.S. Parks are projected to greet record crowds, making Canada’s parks an all-the-more appealing locale this year. With long days, ideal hiking and canoeing weather and relatively warm water temperatures, summertime is definitely the best time to visit Canada’s pride and joy - its 40 national parks. Visit pc.gc.ca/eng

OUTSMART SUMMER:the coolest ways to beat the heat

embark on a global adventure - right here in lakeland - by exploring an

international sampling of iced teas

Lake Moraine, Banff, CanadaGaYLord PaLMS reSorT, kiSSiMMee

SVaLBard, rUSSia

KEEP COOL IN... LAKELAND

Lifestyles After 50 • July 2016 • page 11 R

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TOP DOGS

Cavalier King Charles Spaniel (above)The dog that won’t let you feel lonely.Often referred to as one of the friendli-est breeds around, Cavalier King Charles Spaniels are the sweetest of the sweet. At only a foot tall and usually 13-18 pounds, they’re an easy size and quite restful by nature. Hardly high-strung, they require little exercise, so they’re an ideal choice for those looking for a low-maintenance pet. Best of all, they have endless adora-tion for their owners - a Cavalier will fol-low you around the house with eyes that will never leave you lonely.Keep in mind: While the breed’s exu-berant friendliness offers great company, it’s not without its downsides - such in-discriminate displays of affection doesn’t make for much of a guard dog. They also shed seasonally, but with their sunny per-sonality, you probably won’t mind.

Maltese (not pictured)Shed-free, allergen-free, aggression-freeThe Maltese is a great choice for mature pet owners - both because of what they are, and what they aren’t. They don’t shed, they’re hypoallergenic and they don’t become very large - all big ad-vantages for older folks. Those seeking companionship will be happy to know a Maltese usually lives a good, long life - roughly 12-15 years - and at under ten pounds they’re perfect lap dogs. Well-mannered, loving and extremely people-friendly, it’s a wonderful breed for all. Keep in mind: Although they don’t shed, Malteses do need grooming, but to some owners, choosing a new style can be a source of great fun.

West Highland White Terrier (below)Bright and independent: a watchdog.Originally bred for hunting and a classic (now illegal) gambling game, “Westies” are strong, independent creatures. Self-entertaining and self-assured, you won’t have to worry about this dog howling with anxiety when you depart, but you can count on the terrier to bark if he sus-pects any danger is near. Even with an eye for danger, Westies still maintain a calm demeanor and are now primarily inside dogs. And of course, if you’re looking for an intelligent pet, Westies definitely deliver - the breed is known for picking up training very quickly.

Keep in mind: Although originally bred for hunting, Westies don’t require much exercise, so if you’re looking for a dog who will motivate you to get out the door and hit the ground running, choose a more active breed.

DON’T FORGET: Adoption is always a great option. Purebreds may come with fancy names and predictable traits, but they’re also usually more prone to health problems - anything from breath-ing problems to hip dysplasia. Besides, “rescuing” offers benefits all its own - including the personal satisfaction that you’re saving a life. It’s also a way to avoid the stress of training a new puppy - adopting an older dog may mean adopt-ing a calmer one. Besides, you get just as much love from adopted pets, who are often every bit as loving, loyal and intel-ligent as the highly sought-after pure-breds. Whatever kind of dog you choose, just remember, as much as you’re taking care of it, it’s taking care of you!

Choosing a canine later in life The warmth and companionship dogs can provide may make all the difference to

their owners’ quality of life. As their tails relentlessly wag with unconditional love at the mere sight of their human friends, it’s no wonder they’ve been linked to a boost in their owners’ emotional wellbeing and overall activity level - both of which are key components to healthy aging, making dogs the perfect choice for those over 50. In addition to delivering lots of adoration and affection, dogs are also a lot of work - so it’s important to choose the breed that is right for you. To help you make a wise choice, here are a few of our “top dogs.”

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The Hoover Dam. Once called Boulder Dam, the concrete arch-gravity dam now known as Hoover Dam is a sight to behold in the Black Canyon of the Colo-rado River. Resting on the border separating Arizona and Nevada, the dam was constructed be-tween 1931 and 1936, and was dedicated to President Franklin Roosevelt in 1935. No easy feat, its construction was the result of a massive effort requiring thou-sands of workers - over one hun-

dred of which tragically lost their lives. See this marvel of engineering and labor designed to provide water and tame the Colorado River. Visit usbr.gov/lc/hooverdam/

WANDER THE WONDERS OF NATURE & HUMANITY

Often chided for destroying the nat-ural environment, members of the

human race do manage to get it right every now and then, creating some-thing beautiful in accordance with na-ture. Sometimes - however rare - the ingenuity of the human mind leads to creations that weave with nature so in-credibly, the man-made structures be-come wonders themselves. This sum-mer, plan a trip using the list below, and prepared to be baffled by the best of humanity’s dance with nature.

Mount Rushmore. Get to know your founding fathers at this astounding National Memorial in South Dakota. Carved into a giant section of granite, this historical work of art was sculpted by Gutzon Borglum followed by his son Lincoln. The faces are a towering 60 feet high, and depict Washington, Jef-ferson, T. Roosevelt and Lincoln, hon-oring the Presidents’ contributions to the birth, growth, development and preser-vation of the United States. Prepare to gain a whole new respect for the earliest American era. Visit nps.gov/moru

Fallingwater. Tucked away in rural southwestern Pennsylvania, Fallingwater - also known as the Kaufmann Residence - is a house made ethereal by the vision of American architect Frank Lloyd Wright. Built partly over a 30-foot waterfall in the Allegheny Mountains, the house doesn’t even appear to stand on solid ground, helping it to capture everyone’s imagi-nation when it commanded the cover of Time magazine in 1938. The epitome of architecture honoring nature, the building managed a unified and organic composi-tion by using only two colors the home, but couldn’t be any further from boring. In fact, its popularity has truly soared over the years, now with 4.5 million people having visited since its public opening in 1964. Surrounded by the 5,000 acre Bear Run Nature Reserve, Fallingwater sym-bolizes the pinnacle of Wright’s work and a new standard for architects everywhere. Learn more at fallingwater.org

This summer, venture to the best of man-made treasures, nestled in the beauty of the American landscape.


by Amanda Smith

There was a time, little over a cen-tury ago, when the overwhelming

demands of urban living in America saw first signs of a precious remedy. City-dwellers of the early 20th century welcomed the original escape from the tolls of industrialization - amusingly, by a vehicle the revolution actually helped create. The anecdote for city living? The all-American road trip.

In the early 1900’s, choices for road travel were considerably constricted - either limited by the physical speed and endurance of horse-powered vehicles or dictated by the inflexible timetables of railroad lines. It’s little wonder then, that the American spirit of independence soon invaded transportation, as the wild invention of the personal automobile made traveling with sovereignty a reality.

A fast track romance, the automo-bile was quick to win the hearts of early Americans desperately seeking a respite from city living. The initial lack of ur-ban infrastructure meant raw sewage emptied into open gutters, dense clouds of factory pollution infused the city air, piles of horse manure scented it, and crowds of pedestrians bombarded every turn. This caused those with the means for a car to flee for the countryside whenever they could; reveling in the se-renity of a natural world not yet spoiled by urbanization.

But the romance between the Ameri-can and the automobile was never to be confused as purely utilitarian. Even its earliest purchasers transformed the au-tomobile into a symbol rich with mean-ing and emotion. These city-fleeing car travelers were quick to popularize the joys of camping and sentimentalize the vagabond persona, for as much time as their city life would allow.

Established as both useful and poetic, the automobile and its quest to woo the

American spirit didn’t stop there. Ulti-mately, it promised to fulfill our deepest desire - escape. Some say the true un-derpinning of our lust for a long drive is our inner-yearning to get away. Auto-mobilists left behind more than just the hassles of the city, they also broke out of their own life, temporarily unshack-led of all responsibilities. Perhaps then, it was the expanse of our nation that is truly responsible for this “road trip ro-mance”; as a not-yet-developed country so vast offered seemingly “endless” new paths to unknown lands. The comfort of temporarily conjuring a reality with no real confinement, no mistakes that can’t be undone, no sins unforgivable; it was just too alluring to resist.

This longing for what lies just beyond the horizon was yet another aspect of the American spirit embodied by autono-mous travel. Now, the same bold sense of adventure borne of the determined fron-tiersmen who relentlessly conquered the country from east to west, was available to everyone thanks to the car - or at least, everyone who could afford one.

A symbol of status at the very outset, owning a car was originally out of reach for the masses due to its cost and the in-accessibility of maintenance and fuel due to a lack of infrastructure. Thus, the quest to afford an automobile became a major milestone in one’s social status ascent.

Yet early car owners needed more than affluence - they also needed a lot of courage. Braving unfamiliar paths with unreliable road conditions, faced with the reality of needing enough food and sup-plies in case a mechanical failure left you stranded, all required a certain boldness bordering on recklessness. But returning back with stories of fear and danger was well worth it in some social circles, as it made you daring and attractive to the point of being almost untouchable.

As roadtripping Americans became all the more culturally alluring, savvy en-trepreneurs began amplifying the self-re-liance and enchantment of an automobile driver as epitomizing the ideal American. This early advertising campaign rocked the cultural landscape, and fueled the success of service stations, roadside cafes and eventually detailed maps and guide-books, which, ironically, navigated what was once marketed to American hearts as the precious land of the unknown.

As government invested in better roads and infrastructure, the automo-bile’s image shifted from a vehicle of fearless voyage to one of popular recre-ation and leisure, still appealing to our escapist tendencies, without demand-ing so much courage and impractical-ity. With less at risk to one’s safety and finances, driving for pleasure soon be-came the new image of the automobile,

as marketing strategies repositioned it into a mainstream “vacation vessel” - the road trip a family ticket to an under-standing of the importance of play and the beauty of the natural world.

Revisiting these remnants of the road trip as it once was reminds us of its best qualities - its special place in American hearts as a symbol of freedom, adven-ture and independence. Yet, how relevant are these associations in a world forever getting smaller? While the earliest au-tomobilists greeted the foreign vastness of a sparsely populated nation, modern Americans greet no stone unturned. The possibilities just aren’t endless anymore, and the danger has more to do with ac-cidents and road congestion that any un-charted territory. With all the stresses of modern drives - road rage, overcrowded interstates, distracted drivers gazing at mobile devices; is our romance with the automobile reaching the end of the road?

For many, romanticized visions of the open road remain cathartic, still signify-ing a release from all that binds you; and a time to clear your head. Remembering a favorite road trip is a lot like recalling your first love, it conjures memories of youth and vitality, it’s sentimentalized over time, and ultimately, it’s seen with a dreamlike nostalgia offering go-to mental comfort anytime. As for actually going on another one, well, the jury’s still out.

DOES THE ROAD TRIP STILL ROMANCE? In recalling the historic love affair of Americans and their automobiles,

has the whirlwind romance reached the

end of the road?


EVENTS THAT SHAPED AMERICAN HISTORY

This Independence Day, remember the events

that have most shaped the evolution of the United States of America. Like most things, the list in-cludes some memories that are fonder than others, but all reveal key moments in our nation’s colorful his-tory - and hopefully, clues to a brighter future.

Assassination of Abraham Lincoln. During a performance of Our American Cousin at Ford’s Theater, President Lin-coln was shot in the back of the head with a pistol by John Wilkes Booth, a Southerner who believed the Civil War was not yet over and the murder would help the Confederate’s cause. The first successful assassination of a U.S. Presi-dent, Lincoln’s tragic death reminded humanity that even the greatest of he-roes can be lost to human hatred.

Louisiana Purchase. In one swift busi-ness deal, President Thomas Jefferson more than doubled the nation’s size. He immediately ordered the territory be explored, commissioning the infamous Lewis and Clark. The Purchase left only a third of the modern United States to be explored, acquired, and founded.

Vietnam War. A Cold War proxy that was highly controversial in the eyes of Americans - a third of which publicly showed they were strongly against the war. With 58,000 American lives lost with even more deeply wounded by the war, it did birth Peace Rallies, which some credit as spawning a cultural revo-lution and ultimately shortening U.S. involvement in Vietnam.

Assassination of John F. Kennedy. Con-troversy still abounds surrounding the harrowing death of President Kennedy. Its importance is largely what the event did to American morale - it devastated it. Except for our avowed Cold War en-emies, most of the world sent its con-dolences, not in the least because, if the most powerful and protected man in the world could be killed, couldn’t anyone?

The New Deal. Devised to provide des-perately needed relief from the Great De-pression, the New Deal enacted reforms that guarded against economic catastro-

phe. While it didn’t end the depression (massive military spending in WWII would do that), the New Deal greatly shaped the nation as it fundamentally changed the way it was run. It changed the federal government’s role in the economy, the power of the presidency, and ultimately, the relationship of the American people to their government

American Revolution. Fed up with the British treating the 13 Colonies as just another exclave of their global Em-pire, America’s Founding Fathers took a stand. When Benjamin Franklin signed the Declaration of Independence, he warned that, as “traitors to the crown,” their only hope was to stick together. They won in large part thanks to George Washington, who wisely combined his forces with the French until the British surrendered, and The United States of America became a nation all its own.

Civil War. A dark conundrum remained after the drafting of the Constitution: if all men are created equal, why are blacks bought and sold, unable to vote, treated inhumanely; and at long last, are they even men? Ignored in censuses until 1787, and even then, only 3/5 “counted,” it’s easy to question slavery support-ers’ humanity. The causes of the Civil War included much more than slavery, but its abolition was the result everyone watched for, and fought for - or against. At no other time in American history was the nation more polarized over any issue, and war seemed the only way forward. It cost us 600,000 Americans lives, includ-ing Lincoln’s, but its ending did grant his wish to permanently outlaw slavery of any kind. The Constitution was amended to this effect, and the nation finally re-sembled the “Land of the Free.”Readers, share the events you believe shaped America; email [email protected]

by Kathy Megyeri

One of the greatest joys of aging is that we no doubt know by now what works or us, fits our lifestyle, and compliments our body shapes and sizes. Personally,

I ignore fashion magazines more and more as I grow older - in all reality they only seem to speak to those in the size 6 or below range anyway - a club I’m not a part of.

Luckily, a couple of years ago, a stylish boutique store clerk gave me the best advice ever. She said, “Forget sinking money into expensive clothes that probably won’t be in vogue next season. Invest in a good pair of black slacks, a black turtle-neck, good sensible but stylish shoes, and then buy the best accessories you can afford - a dazzling necklace, a colorful scarf, a great eyeglass frame; all of your favorites. Most of all, what you really need, is a hat to compliment your outfit!”

And how right she was! When women say they can’t wear hats, I say, “YES, you can - it’s all in the attitude!” Nowadays, I wear hats everywhere I go and I always get multitudes of compliments, mostly from men who exclaim, “You look great! I wish my wife would wear a hat!”

Perhaps men say this because they remember their mothers wearing hats reli-giously, or maybe it’s because of the hat’s ability to frame one’s face so beautifully; who knows. One thing’s for sure - my role model, former New York Congresswom-an Bella Abzug who once told me at a fundraiser, “Honey, just remember - if people are looking at your hat, they aren’t looking at your fat behind!” How right she was!

The Voices of Lifestyles After 50:“Share Your Story” winner Kathy Megyeri

A recent Lifestyles “Share Your Story” challenge asked female readers if they felt margin-alized by the fashion industry’s obsession with youth, and a liberated fashionista offered her story - revealing a few of her style secrets for looking fun and fabulous over 50. Thanks to all who participated, and we hope you will continue to “Share Your Story.” - Editor

Kathy Megyeri, middle

July’s Florida Gardening GuideJuly is a perfect “Repotting Time.” Step

up or repot cramped plants into larger containers, and be sure to use a good soil mix. July is also a fun time to move your birdhouses as a way to update your aes-thetic and attract new garden friends. But beware of more than birds - you may greet a resident Cuban tree frog, a rat snake, or even a gecko!

For expanded words of gardening wisdom, visit LifestylesAfter50.com and download a free copy of our “Florida Gardening Guide” calendar to follow along online every month.


Travel the country through the pages of Wild America this summer, as you indulge in the experiences of eminent wil-derness photographer David Muench and outdoor writer Roly Smith’s journey through our nation’s National Parks. If you’re anything like us, you’ve had Park fever all year long, thanks to our monthly column honoring individual Parks in celebration of the National Park Service’s 100th anniversary. The newly-published Wild America offers you a chance to be captivated by not one, but 18 of them, made all the more magical by Smith’s

engaging travel narration. The Parks come alive as Smith weaves his personal ex-periences with the unique history of each natural wonder’s conservation, and David Muench’s glorious photography elevate the book from “travel guide” to a coffee table book - and a true work of art. Wild America is available for purchase at InterlinkBooks.com. Photography Credit: © David Muench: see www.davidmuenchphotography.com

RED HOT READS Of 2016:Summer books to help you beat the heat

ENJOY! Recipes for Fresh Produceby Teri PizzaBeat the heat this summer, by cook-ing up the coolest produce recipes in the kitchen as you learn the ins and outs of preparing nearly every fruit and vegetable, from A-Z with ENJOY! Recipes for Fresh Pro-duce, by Teri Pizza.

Lifestyles After 50’s very own produce columnist, and a self-de-scribed “fresh-food foodie,”Teri Pizza recently released ENJOY! as the second installment in her “Fresh Produce” series, a refreshing set de-voted to the joys of fruits and veg-etables. While her first book, Sim-plicity of Fresh Produce, offered a stunningly comprehensive guide to the nutritional value, selection se-crets and crazy trivia about nearly every fruit and vegetable from ap-ple to zucchini, her second book of-fers delicious recipes for each item of produce outlined in her debut.

With ENJOY!, you’ll learn to prepare 70 items of fresh produce thanks to the 200 recipes featured in the book. Vegetarian and paleo-friendly alike, the book accomo-dates special dietary lifestyles, as well as dishes for every season. Thanks to its alphabetized produce, ENJOY! really functions as a com-plete reference guide for healthy cooking full of produce - helping any home-chef take their taste for wellness to the next level!

A Personal Celebration of the National Parks

Explore the best of America, right from your living room

Shenandoah National Park, Virginia

by David Muench, photographer and Roly Smith, outdoor author WILD AMERICA

REREAD: The Giver by Lois LowryCommonly considered a children’s novel, Lois Lowry’s The Giver is leg-endary at any age. Set in what appears to be a utopian society, its true form - a dystopia under authoritarian regime - is soon revealed. Read as an adult is to realize its hero Jonas’ challenge of his community’s systematic repres-sion is ultimately, his courage to think for himself. Having intimately learned the value of liberty and freedom over time, adult readers may see Jonas’ in-nocence and idealism in a whole new light; brave or naive, depending on our own experiences. Which is really what makes rereading The Giver so special. Often, reading Young Adult books requires us to dial back our emotional maturity and disregard the insights we’ve gained as adults, but a second reading of this classic is that much deeper from a more mature place. After all, when rereading a book many years later, the words on the page may not have changed, but you have - rendering the book, in turn, something different altogether.

Is Fat Bob Dead Yet?by Stephen DobynsWritten by Stephen Dobyns - an au-thor described by Stephen King as “the best of the best”- Is Fat Bob Dead Yet? is a novel already hailed as the best of 2016’s mysteries. This comic suspense novel is written with a sharp wit and a taste for the enter-tainingly absurd; with all the whim-sical, neurotic, puzzling yet familiar characters you could ask for in a sum-mer read. Enjoy lots of laughs in this tale of a small-time con operation, a pair of combative detectives, and the pride, revenge and deception that guide us all.

BUY LOW & SELL HIGH:The first rule of investing, right?by David Novak

For the average investor, buying low and selling high is a lot easier said

than done. A study last year by research firm Dalbar found that in 2014 the Stan-dard & Poor’s 500 stock index delivered a total return of 13.7%, while the average equity mutual fund investor achieved a return of only 5.5%.

If a longer view is taken, do inves-tors fare any better? Unfortunately, no. For the 20 years prior to December 31, 2014, the S&P 500 had an average re-turn of 9.9% per year, while the average return of stock mutual fund investors was only 5.2%.

What accounts for this staggering dif-ference? As one would expect, it is main-ly a result of “bad behavior”- i.e. buying during euphoric markets (high) and sell-ing during volatility and panic (low).

Digging a little deeper, one of Dal-bar’s additional findings was that these gaps in performance were most signifi-cant during market inflection points. For example, in October 2008, the S&P 500 lost 16.8%, while the average stock in-vestor lost 24.2%. Other notable gaps occurred during months with sharp mar-ket rebounds, such as in March 2009.

Inexperienced or unsophisticated investors might believe that they can “time” the market; in other words, sell when everything looks uncertain and the market is volatile, and then buy back in when the economy and market appear to be in better shape. The problem with this approach is that markets are discount-ing mechanisms, in that prices reflect all

currently known information. So by the time the “coast is clear” and it appears to be a safer time to invest, prices have already enjoyed a meaningful rebound.

Investors may find it ironic that a pe-riod of maximum panic such as March 2009 was actually one of the “safest” times to invest in stocks, since stock pric-es were reflecting a doomsday economic scenario. Along the same lines, periods such as March 2000 or October 2007 - when market volatility was low and the seas appeared to be calm - were actually a more “dangerous” time to invest, since stock prices were at an inflated level.

Do the numbers look any different when looking at the bond market? In fact, the performance gap is even worse. The same Dalbar study found that the av-erage fixed income mutual fund investor earned a return of 1.16% in 2014, while the Barclays Aggregate Bond Index re-turned 5.97%.

This is especially staggering given that the role of bonds in a diversified portfolio is to provide stability of prin-cipal, and preserve its value during times of stress in the equity market.

For me, this brings to mind the old quote from Warren Buffett, “The most important quality for an investor is tem-perament, not intellect... You need a temperament that neither derives great pleasure from being with the crowd or against the crowd.”

Unfortunately, the data has shown time and again how difficult it is for the average investor to accomplish this, and stay focused on their longer term invest-ment plan.

David Novak, CFP® is a Certified Financial PlannerTM at Novak & Powell Financial Services in Pinellas County. Please note: he is not an attorney and this article should not be construed as one offering legal advice. For information about investment deci-sions and financial planning, email him at [email protected].

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#5089CROSSWORD PUZZLE

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ACROSS 1. Disgusting 6. Tow10. Make angry14. Musical variety15. Roof edge16. In the

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from evil. __.”19. Fictional king20. Scary creatures22. Painful emotional

experience24. Slimy swimmers25. Alleged26. Island ruler29. Red foods30. Shade31. Dinner table article33. Suit fabric37. White-tailed eagles39. Ham it up41. Bellow, for one42. Evaluates44. City in the Ruhr Valley46. Sort47. Discourage49. Tease51. Economizes54. Part of an old phone55. Topics56. Most hot-tempered60. Left one’s seat61. Zest63. Banishment64. D __ David65. Story66. Warning sound67. __ away; departed68. Ship’s pole69. Playing cards

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or 5th: abbr. 9. Tame10. Sick feelings11. Part of the

small intestine12. Old sweetheart13. Unit of capacitance21. Unite secretly23. “Phooey!”25. Change26. Female superstar27. Personal atmosphere28. Dispatched29. Lift32. Portents34. Insecticide35. Shorebird36. Ms. Sommer38. Dregs40. “__, meenie...”43. Unchanged45. Closest48. Disturbs emotionally50. Cure-all51. Item served with

a milkshake52. Picked53. Tree secretion54. Traveler’s stop56. Refrain syllables57. Emerald Isle 58. Weaver’s reed59. Dix and zehn62. Track runner’s distance


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We’ve all had nights when we just can’t lie down in bed and sleep, whether it’s from heartburn, cardiac problems, hip or back aches – it could be a variety of reasons. Those are the nights we’d give anything for a comfortable chair to sleep in, one that reclines to exactly the right degree, raises feet and legs to precisely the desired level, supports the head and shoulders properly, operates easily even in the dead of night, and sends a hopeful sleeper right off to dreamland.

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Get Tech Savvy: 2016 Guide to Technology

We all like to be efficient. The de-sire to excel, operating at maxi-

mum performance with minimal wasted energy or effort - applies to much of our lives. Whether it’s a meal schedule de-signed to optimize workout results, or an innovative filing system that makes finding work documents faster and eas-ier, efficiency is really about working smarter - not harder to reap the best ben-efits possible. When it comes to energy efficiency, the potential benefits include both contributing a smaller carbon foot-print to the global environment and sim-ply lowering your electric bill so you can spend the savings on something more fun. The best part? Lowering the amount of energy you waste need not be a lofty task - these three amazing smartphone apps help you track your use and low-er your overall emissions in no time.

Illuminate your best bulb choices Lightbulb Finder, by Eco HatcheryThis useful free app empowers consum-ers to easily switch from conventional light bulbs to more efficient ones, low-ering their electric bill and personal en-ergy emissions. Unbelievably, the app is estimated to potentially save the average American household’s electric bill over $120 and cut their environmental impact by 1,360 lbs. of CO2. Best of all, it’s easy to use - with only simple inputs about home fixtures and bulb styles, the app instantly recommends energy-efficient bulbs with the right fit, appearance and quality, displaying a bulb image, specs, savings, and emissions reductions. Us-ers can purchase energy-saving bulbs through the app or at local retailers.

Make everyday more sustainable Joulebug, by CleanBit Systems The makers of the Joulebug app know forming good habits is a lot easier when it’s fun - that’s why they developed games and challenges designed to pro-mote sustainable living. Users strive to earn points and “Pins” awarded for ef-fective energy usage - things like adjust-ing the thermostat, cold water washing, installing LEDs and more. You can also get inspired by your fellow Joulebug us-ers as the app has a social element that shares sustainable accomplishments. Not only are users rewarded with high scores and personal satisfaction, the app also tracks the energy bill cost reduc-tions over time - which really serves to incentivise the switch to living green.

Watch your waterWater Usage Calculator, by NGWALowering your electric bill is just the be-ginning - now you can watch your wa-ter with an app created by the National Ground Water Association designed to identify how you could conserve more water. Users answer simple questions about shower, toilet and appliance use, which is then illustrated as a compre-hensive look at how much water you’re using in your dishwasher, toilets, show-er and more. Get ready to be water wise.

JULY: Go Green - Apps for Energy Efficiency

AMERICAN MUSCLE Revisiting the sexiest cars the road’s ever seen In the 1960s, a young General Motors engineer named

John Delorean altered the fate of American automo-biles - and their aesthetic - when he put a big, power-ful engine into the Pontiac Tempest; boldly transforming it into the first muscle car. Thus was born the Pontiac GTO - an abbreviation for Gran Turismo Omologato. There may have been fast cars before (roadsters like the Corvette), souped up in garages by those with the inspiration and the know-how, but the GTO was al-together different. It was a turnkey, factory hot rod available for purchase right at a dealership by anyone with the means, giving drivers access to wild, front-engine, rear-wheel-drive performance without the

need to break out a tool set and get covered in sweat. And so the muscle car craze began; spawning a new market for horsepower and a race to produce these hot rods at each of the major American automakers - General Motors (GM), Ford-Lincoln-Mercury, Chrysler-Dodge-Plymouth and American Motors Corporation (AMC).

Although all the big players were in the game, not all muscle cars were created equal. Two stood out from the pack, pushing the art form to an even higher level.

1969 CHEVROLET CAMARO Z28In 1964, General Motors gave the “green light” to the F-car project, in response to Ford’s Mustang “Pony Car.” Not to be left behind, two years later, the Chevrolet Ca-maro hit the ground running. From the get-go, the Ca-maro was available in a hardtop coupe and convertible body styles, and could be ordered with nearly endless customizations - including four distinct packages; the RS, the SS, the RS/SS combination, and the formida-ble “race-ready” Z-28 version. With power front disc brakes, upgraded suspension and a close-ratio Muncie 4-speed manual transmission, it featured a small-block V-8 engine designed specifically to race in the Trans Am series, which required smaller engines. With a top speed of 140 mph, it certainly had the makings of a race-ready vehicle, and now, thanks to broad racing stripes on the hood and trunk lid, it had the look to fit the part. While

inspired by the Mustang “Pony Car,” the first Camaro was really promoted as more of a “Junior Corvette” that promised the family man with a hunkering for a real sports car the opportunity to buy one with four seats.

1969 PONTIAC GTO THE JUDGE RAM AIR IVThough originally intended as a budget machine to take on Plymouth’s Road Runner, by the time it debuted in January 1969, it was a more expensive and visually ag-gressive GTO. Named after Sammy Davis Jr.’s “Here Comes The Judge” skit on TV’s Laugh-In, The Judge was a parody of the muscle car over decorated with stripes, spoiler, a blacked-out grille and goofy “The Judge” fender decals. It may have been derided as car-toonish, but the 400 cubic inch V8 engine produced 370 horsepower and 445 lb-ft of torque. Not only that, it is a rare treasure of the muscle care world as only 700 ‘69 GTO coupes were built with the Ram Air IV op-tion and rarer still, only five Judge Convertibles had it.Think your car is the true king of muscle? Share a photo & your memories in an email to [email protected].

1969 CHEVROLET CAMARO Z28

1969 PONTIAC GTO THE JUDGE RAM AIR IV


Insurance DiscountsFor Mature Drivers

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4586 Compassionate, Caring, SWCF, 65YY, healthy, seeking SWCM (60 - 70YY), healthy, treats women with respect & lives active social life. Retired, likes swimming, bicycle riding, walking, dancing, festivals, theatre, games, day trips, cruises, volunteer work. Looking for companion, possible LTR. Clermont area.

men seeking Women4562 CatholiC, sWm, 6’, 170 lbs. Active, retired, 66 yr. old Army Vet. Jogger, tennis player, college degree. ISO female, 50 - 68. Please send photo. God Bless.

4472 White male, 5’9”, 165 lbs., age 61, Looking for female, age 61 to 71, HWP, NS. Looking for laid back woman, likes fishing, going to the beach, taking day trips. Looking for romance. Send letter and photo.

4551 man looking For Woman. Between the age of 65 - 70. Active man, 5’6” tall. I love to hug and socialize with a nice lady. Retired and very secure.

Women seeking men

4119 seeking Christian gentleman Former airline stewardess and model, 5’4”, 104 lbs., widow, slender, white with Ph.D. in healthcare. Fulbright scholar, eats healthy & exercises. Likes sports and animals. Loves the Lord.

4560 sWF seeking speCial gentleman to continue my life’s journey with. Retired, NS, SOH, decency and integrity. ISO retired, NS and enjoy’s nature and finer living. 5’6’ plus.

4568 sWF, sense oF humor, very aCtive, sincere. Seeking SWM, non-smoker, 70-80, enjoy travel, cruises, movies, dining out, country music. Ocala area. Desire LTR.

4574 Christian lady seeking gentleman. Widowed, W, F, NS, NDrg, must like to cook, must be financially stable, compassionate, loving, honest and trustworthy. Likes to beach walk, day trips, card games. Send recent picture.

4577 - sWm, 5’11”, 74, looking for female, 65 - 76. Looking for laid back woman to go airboat pontoon boating, day trips. LTR. Send letter & photo. Must be attractive. Haines City area.

4481 sbm, 5’11”, 160 lbs., good health, retired govornment employee, active, honest, SM, SD, ISO similar lady, loves sports.

4561 WidoWer, 74, seeking relationship, 60-85. Must be family oriented, very stable, good personality, want to spend rest of life having fun. Send e-mail and I will email you. Looking forward to meeting you

Commonly used abbreviations:F-Female, m-Male, s-Single, d-Divorced, WW-Widow, a-Asian, b-Black, h-Hispanic, i-Indian, W-White, C-Christian, J-Jewish, yo-Years Old, yy-Years Young, iso-In Search Of, soh-Sense Of Humor, sm-Smokes, s-Light Smoker, ns-Non Smoker, nd-Non Drinker, sd-Social (Light) Drinker, dr-Drinks, ndrg- No Drugs, ltr-Long Term Relationship, hWp-Height & Weight Proportional, r-Retired, p-Professional, FF-Friendship First, tlC-Tender Loving Care.

To Respond To An Ad:

Write a letter to the person you want to contact. Place that letter in a stamped envelope and write the ad number on the bottom left hand side of the enve-lope. Place your stamped, numbered

envelope(s), along with $2 for each letter enclosed, into another envelope and send

it to: Lifestyles After 50, Seniors Getting Together, P.O. Box 638, Seffner, FL 33584

to plaCe an adSend your ad, stating what category you would like it placed in, your edition(s), along with a $6 fee for 30 words (25¢ for each additional word, abbreviations not charged) to the News Connection USA, Inc. address listed below. Ads received by the 15th of the month will appear in the fol-lowing issue. No more than three ads will be accepted each month per person. The editor reserves the right to edit any ads for space or content. In order to protect our readers’ privacy, we will not include phone numbers, e-mail or home addresses in the ad copy. City or area included at no charge.

Seniors Getting Together

RUN YOUR AD FOR ONLY $6 A MONTHSENIORS GETTING TOGETHER

Personal Ad PlacementDeadline for ads is the 15th of the month prior to placement.

Mark The Edition(s) You Would Like To Run Your Ad In: Tampa Bay & Suncoast (Hillsborough/Pinellas/Pasco)

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Ad Copy • Please Print Neatly • 30 Word Limit

If more room is needed, please use separate sheet. Mail this form along with$6 for each ad per month (add $4 for each additional edition/market in the same month).

We cannot accept your ad without it. This information is confi dential.

Name:

Address:

City: State: Zip:

Phone: E-mail:

MAIL To: ATTn. / senIoRs GeTTInG ToGeTHeR,

NEWS CONNECTION, USA, INC. • P.O. BOX 638., SEFFNER, FL 33583

Only $6 to place an ad!

Title (First 4 Words):

City(No Charge):

4586 Compassionate, Caring, SWCF, 65YY, healthy, seeking SWCM (60 - 70YY), healthy, treats women with respect & lives active social life. Retired, likes swimming, bicycle riding, walking, dancing, festivals, theatre, games, day trips, cruises, volunteer work. Looking for companion, possible LTR. Clermont area.

men seeking Women4562 CatholiC, sWm, 6’, 170 lbs. Active, retired, 66 yr. old Army Vet. Jogger, tennis player, college degree. ISO female, 50 - 68. Please send photo. God Bless.

4472 White male, 5’9”, 165 lbs., age 61, Looking for female, age 61 to 71, HWP, NS. Looking for laid back woman, likes fishing, going to the beach, taking day trips. Looking for romance. Send letter and photo.

4551 man looking For Woman. Between the age of 65 - 70. Active man, 5’6” tall. I love to hug and socialize with a nice lady. Retired and very secure.

Women seeking men

4119 seeking Christian gentleman Former airline stewardess and model, 5’4”, 104 lbs., widow, slender, white with Ph.D. in healthcare. Fulbright scholar, eats healthy & exercises. Likes sports and animals. Loves the Lord.

4560 sWF seeking speCial gentleman to continue my life’s journey with. Retired, NS, SOH, decency and integrity. ISO retired, NS and enjoy’s nature and finer living. 5’6’ plus.

4568 sWF, sense oF humor, very aCtive, sincere. Seeking SWM, non-smoker, 70-80, enjoy travel, cruises, movies, dining out, country music. Ocala area. Desire LTR.

4574 Christian lady seeking gentleman. Widowed, W, F, NS, NDrg, must like to cook, must be financially stable, compassionate, loving, honest and trustworthy. Likes to beach walk, day trips, card games. Send recent picture.

4577 - sWm, 5’11”, 74, looking for female, 65 - 76. Looking for laid back woman to go airboat pontoon boating, day trips. LTR. Send letter & photo. Must be attractive. Haines City area.

4481 sbm, 5’11”, 160 lbs., good health, retired govornment employee, active, honest, SM, SD, ISO similar lady, loves sports.

4561 WidoWer, 74, seeking relationship, 60-85. Must be family oriented, very stable, good personality, want to spend rest of life having fun. Send e-mail and I will email you. Looking forward to meeting you

Commonly used abbreviations:F-Female, m-Male, s-Single, d-Divorced, WW-Widow, a-Asian, b-Black, h-Hispanic, i-Indian, W-White, C-Christian, J-Jewish, yo-Years Old, yy-Years Young, iso-In Search Of, soh-Sense Of Humor, sm-Smokes, s-Light Smoker, ns-Non Smoker, nd-Non Drinker, sd-Social (Light) Drinker, dr-Drinks, ndrg- No Drugs, ltr-Long Term Relationship, hWp-Height & Weight Proportional, r-Retired, p-Professional, FF-Friendship First, tlC-Tender Loving Care.

To Respond To An Ad:

Write a letter to the person you want to contact. Place that letter in a stamped envelope and write the ad number on the bottom left hand side of the enve-lope. Place your stamped, numbered

envelope(s), along with $2 for each letter enclosed, into another envelope and send

it to: Lifestyles After 50, Seniors Getting Together, P.O. Box 638, Seffner, FL 33584

to plaCe an adSend your ad, stating what category you would like it placed in, your edition(s), along with a $6 fee for 30 words (25¢ for each additional word, abbreviations not charged) to the News Connection USA, Inc. address listed below. Ads received by the 15th of the month will appear in the fol-lowing issue. No more than three ads will be accepted each month per person. The editor reserves the right to edit any ads for space or content. In order to protect our readers’ privacy, we will not include phone numbers, e-mail or home addresses in the ad copy. City or area included at no charge.

Seniors Getting Together

RUN YOUR AD FOR ONLY $6 A MONTHSENIORS GETTING TOGETHER

Personal Ad PlacementDeadline for ads is the 15th of the month prior to placement.

Mark The Edition(s) You Would Like To Run Your Ad In: Tampa Bay & Suncoast (Hillsborough/Pinellas/Pasco)

Lake/Marion/Sumter Southwest (Lee, Collier, Charlotte) Polk

Ad Copy • Please Print Neatly • 30 Word Limit

If more room is needed, please use separate sheet. Mail this form along with$6 for each ad per month (add $4 for each additional edition/market in the same month).

We cannot accept your ad without it. This information is confi dential.

Name:

Address:

City: State: Zip:

Phone: E-mail:

MAIL To: ATTn. / senIoRs GeTTInG ToGeTHeR,

NEWS CONNECTION, USA, INC. • P.O. BOX 638., SEFFNER, FL 33583

Only $6 to place an ad!

Title (First 4 Words):

City(No Charge):

lifestyles after 50 polk edition, july 2016

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