After completing the transaction, receipts checked byShri Kuldeep Goyal Chairman & Managing Director­BSNL

Inauguration of ATP System atMG Road Bangalore

A New Line of Payment: Mr, T S Kuppuswamy,Chief General Manager of Karnataka TelecomCircle, BSNL inaugurating the ATP (Any TimePayment) Services at M G Road, BESCOM ATPcenter in Bangalol'e on September 17, 2008

SPML Tech executives explaining the A TP Systemprocesse to Shri, Kuldeep Goyal, Chairman &Managing Director - BSNL, who inaugurated the A TP

Inauguration of ATP System at eTO, Building BSNL Bangalore

SPM L Technologies has added one more pearlBharat Sanchar Nigam Ltd (BSNL): An Esteemed New Client

Bharat Sanchar Nigam Ltd, formed in October, 2000, is World's 7th largest TelecommunicationsCompany providing comprehensive range of telecom services in India. Within a span of five yearsit has become one of the largest public sector unit in India,

BSNL Karnataka Telecom Circle - BSNL Bangalore, has taken the lead to partner with SPMLTechnologies Ltd" to provide innovative payment solutions through Any Time Payment (ATP)System for it's customers,

This facility of payment is available in 57 BESCOM (Bangalore Electricity Supply Company Limited)ATP Centers across Bangalore, BSNL Customers can now pay their Landlines / Mobiles and evencan get recharge coupons at all these locations.

Encouraged by the growing positive response to the ATP services at the various BESCOM ATPs,BSNL in the first phase has installed five ATP Systems in their own premises, further they areplanning to install approx, 33 ATPs across Bangalore.

S'PrYlL 1ech wtshes tt's esteeMed cttents, 0ustness t1.ssoCttHes t1.nd

stt1.kehotders t1.ver-0 ht1.pp-0' prosperous t1.nd het1.lth-0 new -0et1.r.

LLtd

SPTechnologies

Dear Stakeholders, 1Wish you all a very happy, he91thy andprosperous year ahead, SPML Tec~nologies

has added another esteemed clie1t_- BSNL,to it's portfolio, During this happYJ~;oment,we would like to reiterate our co,ntlnuouscommitment towards prOViding '1nhanced

services to the Consumers, TOWjrdS thisend, we have established a ne R & DCenter which would work toward - evolving

innovative consumer centnc solutions,4nil Sethi

Chairman, SPML

~ Interesting Notes on etaymentParticipants

o At least, payer (client, consumer), ayee

(merchant), financial institutions (I'ssuerandacquirer)o Optionally, payment gateway and CAs

Flow of money from the payer via the

financial institutions to payee IDirect payment vs. Indirect payment

o Direct payment: Interaction betwe~n payer

and payee , Io Indirect payment: No Interaction between

them (e,g" Electronic Fund Transf~r)Three categories by the money trahsfer time

Pay-in-advance system ~

o A certain amount of money is take awayfrom the payer before purchase is ade

o E,g" smart card-based e-purse, e-qash,certified check

Pay-now systemo Online debit card

Pay-later systemo Online credif card, digital checkin4 transfer

I

Our Commitment

...•·ilr~

empowering e-payment services

MarketingNarendra Sirohia

9448999817

narend ra,si rohia@sums!in1

Editor - in - ChiefWilliam D'Souza

9448055800

william@sums,ln

SPML's ATP launches were witnessed across thestate of Karnataka over the last two months

Inauguration of ATP Systemat Puttur, Karnataka

Respected Honorable Power Minister,Govt. of Karnataka, Shri Eswarappa and

Shri Sadanand Gowada, BJP StatePresident - Karnataka inaugurated the

ATP System at Mangalore ElectricSupply Company (MESCOM) - Puttur

on November 23, 2008.

Inauguration of ATP Systemat Shimoga, Karnataka

Respected Honorable Chief Minister,Govt. of Karnataka, Shri B S Yeddyurappa,and Shri Eswarappa, PowerMinister, Govtof Karnataka inaugurated the ATPmachine at Mangalore Electric SupplyCompany (MESCOM) - Shimoga, onSeptember 09,2008.

Significant Happenings at SPML Technologies~ SPML Technologies Limited signed MOU with KEONICS to set up e-payment services in Karnataka for various state

government departments,

~ SPML Technologies Limited received membership from NASSCOM

~ SPML Technologies inaugurated its new R&D laboratory in Bangalore to facilitate the ATP services in more innovative ways,

TRANSACTIONS CLOCK

We are very happy to inform that approx2, ~ ~ ~ ~ ~ ~ ~ happy end users havetransacted our ATP across India. The

statistics are as below, which shows theincreasing popularity of AlP usage.

Every 2 seconds 1 consumer transacts throughour A TP system

NOTE OFTHANKSIAt the successful completion of our second year ofoperation, we would like to thank all our stakeholders-ouresteemed clients, who have always stood by us, ourbusiness associates and our internal team,

Look forward to your continued patronage,

To advertise your products /services and for information on our ATP services contact us on +91 9448999817, +91 8022110461-63

SPMLTechnologies Ltd

empowering c-paymcnt services

#16, Apple Villa, 3rd Floor, Left Wing, Lalbagh Road, Bangalore - 560 027Ph: +91 8022110461 /62/63. Fmc +01 8041514170. wwwspmltcch,com

Subhash Projects And Marketing Limited (SPML) is leading Irlfrastructure Development Or[Jarlizatior1 with more than 27 years of EPCcontracting experience in Water, Power, Environment and Infrastructure,

SPML has diversified into Port, SEZ, Urban Infrastructure and solid waste management in addition to Technology and Manufacturing,