Kazuya Sakakibara Executive Officer, Payment Business & Product Development Unit Jibun Bank Japan

Yolande Piazza CEO Citi FinTech USA

Chris Skinner Non-Executive Director 11:FS UK

Marianne Crowe VP of Payment Strategies Federal Reserve Bank of Boston USA

Purva Sule Director, Senior Relationship Manager BMO Financial Group USA

Jim Marous Jim Marous Owner & Publisher of Digital Banking Report, Co-Publisher of The Financial BrandUSA

#BankFintech18

MAPPING THE CONVERGENCE12 13 APRIL 2018 New York

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In the new Bank + Fintech environment, several essential questions need an answer and this Efma powered event will bring together

experts representing all parties involved (bankers, Fintechs, regulators and influencers) to provide just that!

Who will ultimately take the lead in the banks/ FinTech dance?

Can banks convincingly demonstrate the appropriate technical savvy to their customers that can differentiate them?

What roles will legacy financial technology providers eventually play?

Will there finally be a capabilities convergence of banks and FinTechs that meaningfully and positively impacts their respective businesses?

Discover which banks are doing what and with which Fintech, how Asian Fintechs and banks are taking the lead and how other international organizations are successfully integrating new offering and business models in their strategy, together with Fintechs.

We have selected for you the ‘crème de le crème’ couples of banks & Fintechs, who will share their best practices to inspire and allow you to benchmark yourself.

www.efma.com/bankplusfintech

Welcome coffee and registration Introduction by Peter Soraparu Senior Advisor Efma USA

Coffee break and networking

8:30

10:10

The Platformication of bankingHow today’s banking environment has been influenced by the quickening pace of evolution among financial technology companies, and how banking platforms have responded to the challenges and opportunities that the Fintech evolution has providedJim Marous Owner & Publisher of Digital Banking Report, Co-Publisher of The Financial Brand USA

8:40

Investments in FintechDemonstrating how banks can directly shape their own futures by helping their customers achieve success in theirsRaymond Davis Chairman Emeritus Umpqua Bank/Pivotus Ventures USA

9:10

The Bank CEO Perspective: “Fintegration”How Citibank has forged its path in integrating its Fintech efforts with collaborative approaches with multiple layers of players in the Fintech spaceYolande Piazza Chief Executive Officer Citi FinTech USA

10:30

12 APRIL 2018

Implementing Fintech solutionsNew customer service solution that will permit consumers to communicate with providers through the Apple Message appKimarie Matthews Senior Vice President, Social Care & Capabilities Wells Fargo USA

9:40

Lunch break11:50

DELEGATE DIALOGUE: Citi FinTech, Umpqua Bank/Pivotus Ventures, Wells Fargo, USAA

11:00

Key learnings from the 2018 World Fintech Report Providing a unique perspective on the state of the Fintech industry, how its interaction with banking incumbents has developed to this point, and how it will continue to evolve over the coming years

Bill Sullivan Head of Global Financial Services Market Intelligence, Senior Director Capgemini Financial Services USA

13:00

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PROGRAM

FintechVisor announcementA brand new Fintech portal designed for bankers, enabling them to discover the best Fintech companies

Vincent Bastid Chief Executive Officer Efma France Services USA& Bill Sullivan Head of Global Financial Services Market Intelligence, Senior Director Capgemini Financial

13:25

12 APRIL 2018

Innovation and customer focusHow Bank of Montréal (BMO Financial Group) vets its potential Fintech partners and proceeds through proof of concept toward investment, and ultimately management of that investmentPurva Sule Director, Senior Relationship Manager Bank of Montréal USA

13:55

The future of credit for consumers: the QCash and Washington State Employees Credit Union StoryDelivering lower-cost short-term borrowing options for consumersBen Morales Chief Executive Officer QCash USA

14:25

DELEGATE DIALOGUE: Bank of Montréal, The Financial Brand, QCash14:55

Coffee break and networking15:10

Are telcos the next banks partnership: Jibun bank story, the N°1 mobile bank in the worldLevering bank branch network and telco expertise to offer new premium mobile experience and gain market share Kazuya Sakakibara Executive Officer, Payment Business & Product Development Unit Jibun Bank Japan

15:30

Wrap-up and end of day 1Jim Marous Owner & Publisher of Digital Banking Report, Co-Publisher of The Financial Brand USA

17:50

Networking reception with sponsors18:00

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PROGRAM

Bank + Fintech partnershipMercantile Bank + Abe.ai: success along both financial and demonstrative dimensions John Schulte CIO Mercantile Bank USA Keith Armstrong Co-founder & COO Abe.ai USA

16:00

Bank + Fintech partnershipBank of Montreal + SpringFour: success along both financial and demonstrative dimensions Purva Sule Director, Senior Relationship Manager Bank of Montréal USA Rochelle Gorey Co-founder, CEO & President SpringFour USA

16:30

Bank + Fintech partnershipRadius Bank + Alloy: success along both financial and demonstrative dimensions Mike Butler President & CEO Radius Bank USA Tommy Nicholas CEO Alloy USA

16:50

The Fintech StoryBackbase: connecting cores and Fintech solutions, seamlessly and seriously Jason Peoples Director of Strategic Partnerships Backbase Netherlands

17:30

13 APRIL 2018

TALK WITH CHRIS SKINNER9:20

Welcome coffeePete Soraparu Senior Advisor Efma

8:45

Keynote presentation: the observer’s perspectiveThe push toward Open Banking and Open APIs is interesting at the regulatory level, especially as it relates to data sharing with trusted third parties; a potential drag, though, is consumer lack of trustChris Skinner Non-Executive Director 11:FS United Kingdom Chris will offer and sign the first 50 copies of his latest book, ‘Digital Human’. Make sure to join him at the welcome desk on day 2, lunch time!

8:50

The regulatory perspective: encouraging Banks + Fintech partnershipsHow the Mobile Payments Industry Workgroup (MPIW) facilitates interaction between and among banks and other financial services providers, merchants and Fintech companies

Marianne Crowe Vice President The Federal Reserve Bank of Boston United Kingdom

9:35

Coffee break and networking10:30

The Established Fintech PerspectiveTwo of the most successful companies in today’s Fintech ecosystem chat about their respective journeys and how they have established themselves as reliable partners for bank and other financial services providers.James Allgrove Head of US East Coast of Stripe Stripe USA& Andrew Boyajian Head of Banking, North America Transferwise USA

10:45

Forging Fintech partnerships How Rainmaking Colab helps mature market corporates engage with startups and address real business challenges Helene Panzarino Managing Director Rainmaking Colab UK

12:05

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PROGRAM

REGULATORS/FINTECHS FACEOFF: Alloy, Finance Montréal, OCC, The Federal Reserve Bank of Boston, Radius Bank

10:05

The Fintech ForumStart-up and early stage Fintech companies gather to discuss their challenges, opportunities and successes in determining market needs, approaching and partnering with financial services providers to deliver their solutions and include delegates in this interactive forumAtish Davda Founder,CEO EquityZen USAAssaf Binstock CEO & Co-Founder BeeEye IsraelAssaf Pilo Vice President Sales SecuredTouch IsraelEric MacNicoll Executive Director Financial Services Industry Exagens CanadaInaki Berenguer CEO and Co-Founder CoverWallet USA

12:30

The Digital Squeeze: How Banks will Survive Uncommon Digital ThreatsThis session will lay out the three options that banking executives face: Win like Amazon, win with Amazon, or lose. We’ll look at what this means at a strategic, brand level, and we’ll extend this thinking to the broader question of platformification Peter Wannemacher Sr.Analyst Forrester USA

11:35

PROGRAM

13 APRIL 2018

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3 ENJOY THE BIG APPLE Discover New York, this international hub and

ever-growing financial hub

1NETWORK WITH PEERS Meet with high level participants representing all parties of the

Bank + Fintech ecosystem 2 CONNECT WITH FINTECHS

Discuss with Fintech representatives attending the event and establish

new connections

WANT MORE FROM THIS EVENT?

13:45

Lunch and end of the event13:50

Closing comments

DATESThe Bank + Fintech New York conference will begin with a welcome coffee on Thursday 12 April 2018 at 8.15 and will end around 2.00 pm on Friday 13 April.

LOCATIONMillennium Hilton New York One UN Plaza1 United Nations Plaza, New YorkNew York 10017USA

LANGUAGES All sessions will be held in English

ACCOMMODATIONA block of rooms has been reserved for the

nights of 11 and 12 April at the Millennium Hilton Hotel New York One UN Plaza.The cost of a double room is US$299 (excluding breakfast and excluding taxes).Please refer to the confirmation email that has been sent to you to get the link to book your room.

REGISTRATION The registration fee covers participation in the Bank + Fintech New York conference, documents, lunches and coffee breaks. Registration fees must be paid in full prior to the event. Efma reserves the right to refuse entry to any delegate who has not paid his or her invoice prior to the event.

We welcome late-bookers, but credit card information must be provided.

CANCELLATION Please note that all cancellations must be received in writing. If you cancel your registration before Monday 12 February 2018, it’s free of charge! For a cancellation made between Tuesday 13 February and Wednesday 28 March 2018, you will be charged 20% of your registration fee. From Thursday 29 March until the event, you will be charged 100% of your registration fee unless medical certificate provided. If you are not able to come to the event, please send a substitute delegate as no reimbursement will be made.

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PRACTICAL INFORMATION

PAYMENT

REGISTRATION FEE

$0 for 2018 Efma Premium Pass holders - www.efma.com/premiumpass $800 for Efma members and associate members $1,200 for representatives of non-member institutions $ 600 for Fintechs - SPECIAL PRICE

VAT is not applicable. All registrations are strictly individual. Please note you will be billed in €

Do you plan to join this event with your team? Good news, discounts apply for group registration! Contact registration@efma.com for more details.

12–13 APRIL 2018

Participants 3-9 10-14 15+Discount 10% 30% 40%

Efma l 10 Boulevard Haussmann l 75009 Paris l France l Tel: + 33 1 47 42 52 72 l Fax: + 33 1 47 42 56 76 l www.efma.com APE: 8230Z l VAT ID: FR 38 313 062 788 l Efma sarl company with registered capital of EUR 15,000 l RC Paris 313 062 788In accordance with Article 27 of the law on the processing of personal data of 6.1.78, the information which you are requested to provide is necessary to enable us to process your registration and is intended for Efma’s services. You may access this information and request that it be rectified if necessary.

I want to pay online using the ePass - www.efma.com/epass Please note 2 tickets are needed to register for this event

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REGISTATION FORM