martin o'malley governor anthony g. brown lt. governor raymond a. skinner secretary clarence j....
TRANSCRIPT
• Martin O'Malley• GOVERNOR
• Anthony G. Brown• LT. GOVERNOR•
• Raymond A. Skinner• SECRETARY•
• Clarence J. Snuggs• DEPUTY SECRETARY
HOPE QUARTERLY MEETING
Webinar
January 15, 2014
Foreclosure Prevention Team
Reginald StanfieldDirector, Community Programs
410-514-7209
Karen AshbyAssistant Director, Community [email protected]
Virginia TepperDirector, Data & Technology Resources
410-514-7259
Foreclosure Prevention Team
Emilie DrasherProgram Manager(410) [email protected]
Josephine SelvakumarProgram Manager(410) [email protected]
DHCD Updates
Foreclosure and Mediation Data
MHCF Grants
SUN/Foreclosure Relief Home Repurchase Program
NFMC Updates
Monthly and Quarterly Reporting
Outreach Activities
Ocwen Presentation
Mediation Portal Training
Today’s Agenda
DHCD Updates
FORECLOSURE & MEDIATION DATA
Jurisdiction Total OTDs% of Total
OTDsMediation Requests
% EligibleParticipation
RateTotal OTDs
% of Total OTDs
Mediation Requests
% EligibleParticipation
Rate
Allegany 164 1% 14 71% 12% 153 1% 14 89% 10%
Anne Arundel 1,850 8% 306 74% 22% 1,243 8% 274 85% 26%
Baltimore City 3,454 15% 492 78% 18% 2,239 14% 291 85% 15%
Baltimore County 2,834 12% 516 70% 26% 2,010 13% 304 75% 20%
Calvert 407 2% 75 73% 25% 276 2% 39 83% 17%
Caroline 201 1% 19 48% 20% 127 1% 13 86% 12%
Carroll 552 2% 94 73% 23% 347 2% 67 85% 23%
Cecil 454 2% 59 77% 17% 309 2% 47 81% 19%
Charles 851 4% 137 70% 23% 603 4% 85 73% 19%
Dorchester 183 1% 24 64% 20% 133 1% 23 69% 25%
Frederick 863 4% 124 71% 20% 563 4% 82 81% 18%
Garrett 93 0% 20 87% 25% 50 0% 5 86% 12%
Harford 982 4% 136 72% 19% 664 4% 102 71% 22%
Howard 628 3% 143 71% 32% 434 3% 95 76% 29%
Kent 82 0% 10 77% 16% 54 0% 9 85% 20%
Montgomery 1,918 8% 442 70% 28% 1,265 8% 331 78% 34%
Prince George's 5,482 24% 1,037 62% 34% 3,737 24% 763 72% 28%
Queen Anne's 251 1% 50 74% 22% 192 1% 33 82% 21%
Somerset 105 0% 22 66% 24% 77 0% 8 70% 15%
St. Mary's 316 1% 52 77% 18% 259 2% 34 21% 62%
Talbot 132 1% 21 80% 20% 96 1% 21 72% 30%
Washington 630 3% 87 69% 18% 425 3% 37 80% 11%
Wicomico 395 2% 64 71% 27% 268 2% 32 78% 15%
Worcester 363 2% 46 65% 35% 218 1% 34 83% 19%
TOTAL 23,190 100% 3,990 72% 24% 15,742 100% 2,743 77% 23%
FY14 YTD Summary By Jurisdiction
FY13 YTD Summary By Jurisdiction
FORECLOSURE & MEDIATION DATA
Orders to Docket (OTD) and Mediation Requests
2013
HOPE HOTLINE DATA
Jan 2013
Feb 2013
Mar 2013
Apr 2013
May 2013
June 2013
July 2013
Aug 2013
Sept 2013
Oct 2013
Nov 2013
Dec 2013
0
200
400
600
800
1000
1200
1400
930
11851232
973
868
984935
718759
9471018
985
Monthly Hotline Calls - 2013
Average: 961
HOPE HOTLINE DATA
Allega
ny
Anne
Arund
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Baltim
ore
City
Baltim
ore
Count
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Calver
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Caroli
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Carro
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Charle
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Dorch
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Frede
rick
Garre
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Harfo
rd
Howar
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Mon
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ery
Prince
Geo
rge's
Queen
Ann
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Saint M
ary's
Somer
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Talbot
Unkno
wn
Was
hingt
on
Wico
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Wor
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ter
0
50
100
150
200
250
3
54
116110
114
14 11
30
5
18
1
2922
4
71
216
5 103 4
196
12 7 6
Calls by County (Average)2013
MHCF Grants
Streamlined Agreements are in the process of being
mailed to agencies
Supplemental In process – hopefully will be sent by
Mid-February
Maryland Housing Counseling Fund Grants
SUN/Foreclosure Relief Home
Repurchase Program
Agreements to be sent by Mid-February Grant terms:
$250 per homeowner package Pre-repurchase counseling (one-on-one) to determine
eligibility Submit homeowner package to SUN SUN will determine whether homeowner is viable candidate
for repurchase (underwriting) Stable income, debt-to-income, payment history, etc.
If application is complete and homeowner passes underwriting, homeowner will be “Approved to Negotiate” “Approved to Negotiate” prompts payment from DHCD to
agencies DHCD will receive list of qualified packages monthly from
SUN
SUN/Foreclosure Relief Home Repurchase Program
NFMC Updates
Neighbor Works NFMC Compliance
NFMC Program – Counselor’s Websitehttp://mdhope.dhcd.maryland.gov/Counseling/Pages/CounselorsPortal.aspx
NFMC: Making Home Affordable - Outreach and Intake NFMC: Events of Default and Remedies PolicyNFMC Action Plan TemplateNFMC Quality Control and Compliance WorksheetDHCD Reporting: Sample Client Satisfaction Survey
FormNational Industry Standards Code of EthicsMHA Checklist 10-2012MD DHCD NFMC Required DocumentationSample Authorization Form & Privacy Statement
NFMC- Key Points to Remember
• Review NFMC requirements
• Signed Ethics to [email protected]
• Can enter clients to the portal for NFMC Round 7 as of August 2013
Monthly and QuarterlyReporting
Monthly and Quarterly Reporting
Monthly reports are due on the 5th
Submit monthly reports via the portal (link to the portal will be on the first e-newsletter of the month)
Please remember to submit the reports on time – we use this information for our reporting to the Governor’s Office each month
Quarterly Reports – next report due April 10th
Quarterly Reporting
These fields will auto-populate
Updating Contact Information
DHCD Outreach
DHCD Outreach
OAG Mortgage Company Complaint Submission Form
DHCD Outreach
HOPE Housing Counseling
E-Newsletter• New DHCD grants and programs
• Important dates and reminders
• Links to reporting
• Registration for meetings
• Updates on national and statewide foreclosure prevention programs
• Housing counseling agency events and program highlights
• Upcoming DHCD-sponsored events
Dates to Remember
5th of the month: Monthly Reports 5th and 20th of the month: Wait Time Survey
Not receiving the e-newsletter?
Email [email protected]
Next Quarterly Meeting – March 27, 2014
Crownsville
Questions?
Ocwen Presentation