matriculation english assignment

8/9/2019 Matriculation English Assignment

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KELANTANMATRICULATION COLLEGE

ENGLISHWB 023

TOPIC: MONEY MANAGEMENT AMONG KMKt STUDENTS

PREPARED BY:

NAME MATRIC NO.1.NURUL HUSNA BINTI DAHAMAN MA14244!23!2.A"ILAH HANISAH BINTI LOKMAN MA14244!2043.NURUL AMIRAH BINTI AHMAD RAD#I MA14244!01$4.I#LEEN A#Y#EE BINTI IHSAN MA14244!2!0

PRACTICUM : A1P%

PREPARED &OR : MR. MOHAMAD RASLI BIN HUSSINNO. TITLE PAGE


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1.0 CHAPTER ONE : INTRODUCTION

1.1 Background Information

1.2 Denition of e! Term"

1.# $e"earc% O&'ecti(e"

1.) $e"earc% *ue"tion"2.0 CHAPTER TWO : LITERATURE REVIEW

2.1 Denition of +one! and +one! +anagement

2.2 +i"take" in managing +one! and ,a!" of

+anaging +one!

2.# Benet" of Good +one! +anagement#.0 CHAPTER THREE : RESEARCH METHOD

#.1 $e"earc% $e"-ondent"#.2 $e"earc% In"trument

#.# $e"earc% Procedure).0 CHAPTER FOUR : RESULTS AND ANALYSIS

.0 CHAPTER FIVE : CONCLUSION

.1 /oncu"ion

.2 $ecommendation and ugge"tion".

REFERENCES

APPENDICES

CONTENT


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CHAPTER 1: INTRODUCTION

1.1 Backgrou! I"or#a$%o

A" e kno e(er!&od! need" mone!. ,it% mone! e can &u! our

nece""itie"3 food and ot%er need". 4nfortunate! noada!"3 man! -eo-e are

facing mone! -ro&em3 e"-ecia! t%o"e %o cannot manage t%eir mone!

e. According to ,iki-edia3 t%e free enc!co-edia mentioned t%at mone! i"

an! item or (eria&e record t%at i" genera! acce-ted a" -a!mentfor good"

and "er(ice"and re-a!ment of de&t"in a -articuar countr!or "ocio5

economic conte6t.T%e main function" of mone! are di"tingui"%ed a"

a medium of e6c%ange3 a unit of account3 a "tore of (aueand -er%a-"3

a "tandard of deferred -a!ment. An! item or (eria&e record t%at fu"

t%e"e function" can &e con"idered mone!.

1.& D'(%$%o o" )'* T'r#+

According to +ike +o7at 8201293 :mone! i" a good t%at act" a" amedium of e6c%ange in tran"action". /a""ica! it i" "aid t%at mone! act" a"a unit of account3 a "tore of (aue3 and a medium of e6c%ange. o mone!i"n;t 'u"t -iece" of -a-er. It;" a medium of e6c%ange t%at faciitate" trade


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T%erefore3 t%ere i" a need to under"tand and a--! t%e nancia "ki"among "tudent"3 "ince t%eir nancia management i %a(e "ignicantim-act on t%eir future ife and -er"ona e5&eing. E6-o"ing t%e "tudent"it% -o"iti(e" nancia %a&it" i" a &etter a! to im-ro(e and o(ercome t%e"tudent" nancia -ro&em". T%e time i" critica &ecau"e t%e! i "oon &e

entering t%e rea uni(er"it! ife t%at i" far more c%aenging.

1., R'+'arc- O/'c$%0'+

1. To in(e"tigate +t "tudent" o-inion on t%e amount of aoance t%e!

get e(er! mont%.

2. To nd out %o muc% mone! do +kt "tudent" "-end a mont%.#. To nd out %o +kt "tudent" o(ercome t%eir mone! "%ortage.). To in(e"tigate %o muc% mone! do +t "tudent" "a(e -er mont%.. To in(e"tigate %o man! time" +kt "tudent" go for outing in a mont%.

1. R'+'arc- 2u'+$%o+

1. I' ()*+ ,)-t/( //)- 56- 7( t )// '*8855-t 8)+ ()*9

2. H) ,* ,)-( ) ()* - t) ,t ()*+ ,)-t/( ;


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12. Wt 5' ()*+ ,5- +')- 8)+ )5- )*t5-9

CHAPTER &: LITERATURE REVIEW

&.1 D'(%$%o+ o" Mo'* a! Mo'* Maag'#'$

A of u" need mone!3 &ut not man! of u" kno %o to manage mone!

e e"-ecia! coege "tudent". Curt%ermore3 t%e aarene"" of mone!

management i" o among coege "tudent". According to ,iki-edia3 mone!

i" dened :a" an! item or (eria&e record t%at i" genera! acce-ted a"

-a!ment for good" and "er(ice" and re-a!ment of de&t" in a -articuar

countr! or "ocio5economic conte6t.< ,%ie ,iki-edia3 dene mone!

management a" :t%e -roce"" of managing %ic% incude in(e"tment3

&udgeting3 &anking3 and ta6e".< In m! o-inion3 mone! management i" t%e

-roce"" of knoing %ere our mone! i" going no and %a(ing a -an in -ace

for %ere e ant it to go in t%e future.

&.& M%+$ak'+ % Maag%g Mo'* a! Wa*+ o" Maag%g

Mo'*

Cor man! !oung -eo-e3 coege i" t%eir r"t mone! management

e6-erience. oe(er3 man! "tudent" are not ade?uate! -re-ared to %ande

t%eir on nance". According to onaace 8201)93 mo"t common mi"take"

coege "tudent" make %en managing mone! are e are not aare of

%ere our mone! i" going3 not %a(ing aim" for our mone!3 not determining

com-u"or! and non5com-u"or! item and e often o(e" to foo t%e -eer".

O(er"-ending i" a -ro&em e(er!one face" at one time or anot%er

e"-ecia! coege "tudent". Fo%inke 3 . mentioned t%at t%e mo"t

im-ortant "te-" in managing mone! i" to tru! under"tand our e6-en"e" . o

in order to gain contro o(er our nancia ife i" &! creating a "-ending -an

or &udget i"t. a(ing a "-ending -an i ao "tudent" to "ee %ere t%e


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mone! i" going and %ere e can cut &ack our "-ending. ,iiam"3 a"o

"tated t%at %a(ing a "-ending -an mean" our "-ending or e6-en"e" "%oud

ne(er e6ceed" our income .,e mu"t track our mone!. Once e reai=e %o

muc% im-u"e &u!ing and ot%er indugence" co"t u"3 it i &e ea"ier to te

our"e(e" not &u! it.

Ne6t3 Amanda3/ 820129 "aid t%at one of t%e a! of managing mone!

more e7ecti(e! i" &! determining %at i" e""entia and non e""entia item" .

Noada!"3 coege "tudent" often nd dicut! in determining t%e di7erence

&eteen e""entia and non e""entia item" a" e are not e6-o"ed in a!" of

managing our mone! e7ecti(e!. Cood3 %!gienic -roduct" and cot%ing are

e6am-e" of e""entia item" a" e need t%em for dai! &a"i". ,%ie non5

e""entia item" are t%e -roduct" t%at e oud ike to %a(e. Di"cerning t%e

di7erence &eteen ant" and need" i" a great "ki to earn. +a"tering t%at

di"tinction not on! %e-" u" it% our mone! management %ie in coege3

&ut i continue to %e- u" t%roug%out our ife.

Peer" can in@uence u" to "-end mone! t%at e oud not "-end if it

ere not for t%e -eer -re""ure. ,%ene(er e are going out it% friend"

remem&er to "tick on our &udget and remem&er i" it oka! to "a! no.

Curt%ermore3a(oid fooing in t%e foot"te-" of i&era!5"-ending friend"3 &ut u"e

t%e eig%t of a crod to "a(e e(er!one mone!.On t%e ot%er %and3 -eer" can

in@uence u" -o"iti(e! &! encouraging u" not to "-end mone! uni"e!.

&., B''($+ o" 3oo! Mo'* Maag'#'$

,%en e are a&e to manage mone! in a good a! e "%oud i(e a

more "tre""5free ife. +one! %a" to &e managed -ro-er! in order to reduce

"tre"" in(o(e it% it. E7ecti(e mone! management i a(oid "eriou"

con"e?uence". Ne6t3 good mone! management coud %e- u" ac%ie(e our

dream" in ife. Amo"t e(er! dream i" in(o(e it% mone! in order to ac%ie(e

it. Being a&e to e7ecti(e! manage mone! i" t%e on! a! for mo"t -eo-e

to ac%ie(e t%eir dream".


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CHAPTER ,: RESEARCH METHOD

,.1 R'+'arc- R'+4o!'$+

Cor our re"earc% -ro'ect3 e c%oo"e +t "tudent" a" our re"-ondent".

Bot% mae and femae +t "tudent" ere c%o"en a" t%e re"-ondent" to "uit

our re"earc% to-ic3 :+one! +anagement among +t "tudent"


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3.2 Research Instrument

&)+ )5- +'+ - *' )t+ '*+6( )+ )7'+6t5)- ,t). W *' '*+6(,t) t) '6 )*+ t5,. W /') *' ?*'t5)--5+ ' )*+ 5-'t+*,-t t) ++( )*t t '*+6(.W


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% D) ()* 6 ,)-( ')+t


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CHAPTER : RESULTS AND ANALYSIS

1. I' ()*+ ,)-t/( //)- 56- 7( t )// '*8855-t 8)+ ()*9

1t%Decem&er 201)

,e "tarted to di"cu"" ?ue"tion" for t%e ?ue"tionnaire". T%en3 e "u&mitted

t%e ?ue"tionnaire to &e a--ro(ed &! teac%er.

2)t%Decem&er 201)

,e "tarted to di"tri&ute our ?ue"tionnaire" to t%e re"-ondent". T%en3 e

coected a t%e ?ue"tionnaire" and made a cacuation.

Ht%anuar! 201

,e ana!"e" 12 ?ue"tion" from t%e ?ue"tionnaire &a"ed on our "ur(e!

re"ut .T%en3 e com-ete t%e undone -art of t%e re"earc%.

.

2t%anuar! 201

,e "u&mitted our re"earc% re-ort to t%e teac%er.


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*'t E-)* N)t E-)* M)+ t- E-)*0

10

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G+


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$+1005$+10 $+115$+200 $+2015$+20 ABOFE $+20

0

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No. of "tudent"

G+


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0

10

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20

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No. of $e"-ondent"

G+


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0

10

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No. of $e"-ondent"

G+


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. O- t 5t, ) ()* '


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%. D) ()* 6 ,)-( ')+t


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=. H) ) ()* )6+), ()*+ ,)-( ')+t9

0

101202#0#)0) )0

1) 1)

)

2H

erie" 1

G+


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$. H) ,* ,)-( - ()* '6 ,)-(


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!. W+ ) ()* '6 ()*+ ,)-(9

Bank ,aet Locker0J

10J

20J

#0J

)0J

0J

0J

2HJ

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,%ere do !ou "a(e !our

mone!

G+. 0F )8 KMKt 't*-t' '6 t5+ ,)-( 5- t //t.W5/ -)t+ 22F )8 KMKt 't*-t' '6 t5+ ,)-( 5- /)>+. T) )-/* /8 )8 t't*-t' 5- KMKt - /)>+.


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10. W- 5 ()* 't+t ) )*-t9

0J

10J

20J

#0J

)0J

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0J0J

10J1J

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W- 5 ()* ' t+t ) )*-t9

G+


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11@ H) ,-( t5,' ) ()* ) 8)+ )*t5- 5- ,)-t9

ON/E T,I/E # TI+E ) TI+E

0

10

1

20

2

#0

#

)0

N). )8 R'


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12@ Wt 5' ()*+ ,5- +')- 8)+ )5- )*t5-9

0

10

1

20

2

#0

#

)0

)

0

N). )8 R'


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CHAPTER 5: CONCLUSION

5.1 Coc8u+%o

T '*+6( ' ++5 )*t 8+), 0 +'


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5.& R'co##'!a$%o a! Sugg'+$%o

T%i" re"earc% %a" t%ron u- man! ?ue"tion" for future re"earc%. ,e

oud ike to gi(e "ome recommendation" for future re"earc%. Cir"t3 t%e time

gi(en to com-ete t%i" ta"k i" too "%ort. o3 e %o-e t%at t%e time gi(en to

com-ete t%e ta"k to &e e6tended onger to get &etter re"ut". Ot%er t%an

t%at3 coege "%oud "u--ort t%e co"t for t%e re"earc% "o t%at t%i" re"earc%

i -roceed "moot%!. T%en3 t%e re"-ondent" "%oud &e coo-erati(e to

an"er t%e ?ue"tionnaire. In order to get t%e correct data3 t%e re"earc%er

%o-e" t%at t%e re"-ondent" gi(e t%e an"er "incere!. ence3 t%e re"earc%er

can gi(e t%e rig%t concu"ion. T%e re"earc%er %o-e" t%e i&rar! can -ro(ide

more &ook" "o t%at e i &e a&e to get more information. +oreo(er3 t%e

re"-ondent" i gi(e fu coo-eration "o t%e re"earc%er can com-ete t%e

re"earc% on time.


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REFERENCES

1. Bede3 E.E 8no date9. Cinancia I""ue" Cacing /oege tudent". In

%tt-M.in"ideindiana&u"ine"".comcontri&utor".a"-Kid201 .

$etrie(ed on 1"tDecem&er 201)

2. aur! 3 A./ 820 u! 20129 . +one! +anagement for /oege tudent".

In %tt-Mnance.!a%oo.comne"mone!5management5coege5

"tudent"5

21#10#.%tmQR!tA2om+ngd46SAFHP*g6.QR!uS#oD+TB!

&2k2k!BNN=cg$+D+g$'&26(A#Nn+$2dGkA55.

$etrie(ed on 1"tDecem&er 201)

#. La=aron!3 L . 8no date9. 12 +one! +anagement Ti-" for /oegetudent". In %tt-M.&ankrate.com&rmne""a(20000H1

)&.a"-.$etrie(ed on 1"tDecem&er 201)

). Fo%inke3 . 8no date9. /oege tudent" and +one!. In

%tt-Mnancia-an.a&out.comod"tudent"a/oege5tudent"5And5

+one!.%tm. $etrie(ed on 1"t Decem&er 201)

. ,iiam" 3een. 8no date9. +one! +anagement Ti-" to +ake 4ni(er"it!

Life t%at Litte Bit Ea"ier. In

%tt-M.teegra-%.co.ukeducationuni(er"it!educationHH112tu

dent5nance5mone!5management5ti-"5to5make5uni(er"it!5ife5t%at5

itte5&it5ea"ier.%tm. $etrie(e on 1"t Decem&er 201)
http://www.insideindianabusiness.com/contributors.asp?id=2019http://finance.yahoo.com/news/money-management-college-students-213610793.html;_ylt=A2oKmMn5gYdUxXwAVH8PQgx.;_ylu=X3oDMTByb2lkZ2kyBHNlYwNzcgRwb3MDMgRjb2xvA3NnMwR2dGlkAw--http://finance.yahoo.com/news/money-management-college-students-213610793.html;_ylt=A2oKmMn5gYdUxXwAVH8PQgx.;_ylu=X3oDMTByb2lkZ2kyBHNlYwNzcgRwb3MDMgRjb2xvA3NnMwR2dGlkAw--http://finance.yahoo.com/news/money-management-college-students-213610793.html;_ylt=A2oKmMn5gYdUxXwAVH8PQgx.;_ylu=X3oDMTByb2lkZ2kyBHNlYwNzcgRwb3MDMgRjb2xvA3NnMwR2dGlkAw--http://finance.yahoo.com/news/money-management-college-students-213610793.html;_ylt=A2oKmMn5gYdUxXwAVH8PQgx.;_ylu=X3oDMTByb2lkZ2kyBHNlYwNzcgRwb3MDMgRjb2xvA3NnMwR2dGlkAw--http://www.bankrate.com/brm/news/sav/2000081#4b.asphttp://www.bankrate.com/brm/news/sav/2000081#4b.asphttp://financialplan.about.com/od/students/a/College-Students-And-Money.htmhttp://financialplan.about.com/od/students/a/College-Students-And-Money.htmhttp://www.telegraph.co.uk/education/universityeducation/8681912/Student-finance-money-management-tips-to-make-university-life-that-little-bit-easier.htmlhttp://www.telegraph.co.uk/education/universityeducation/8681912/Student-finance-money-management-tips-to-make-university-life-that-little-bit-easier.htmlhttp://www.telegraph.co.uk/education/universityeducation/8681912/Student-finance-money-management-tips-to-make-university-life-that-little-bit-easier.htmlhttp://www.insideindianabusiness.com/contributors.asp?id=2019http://finance.yahoo.com/news/money-management-college-students-213610793.html;_ylt=A2oKmMn5gYdUxXwAVH8PQgx.;_ylu=X3oDMTByb2lkZ2kyBHNlYwNzcgRwb3MDMgRjb2xvA3NnMwR2dGlkAw--http://finance.yahoo.com/news/money-management-college-students-213610793.html;_ylt=A2oKmMn5gYdUxXwAVH8PQgx.;_ylu=X3oDMTByb2lkZ2kyBHNlYwNzcgRwb3MDMgRjb2xvA3NnMwR2dGlkAw--http://finance.yahoo.com/news/money-management-college-students-213610793.html;_ylt=A2oKmMn5gYdUxXwAVH8PQgx.;_ylu=X3oDMTByb2lkZ2kyBHNlYwNzcgRwb3MDMgRjb2xvA3NnMwR2dGlkAw--http://www.bankrate.com/brm/news/sav/2000081#4b.asphttp://www.bankrate.com/brm/news/sav/2000081#4b.asphttp://financialplan.about.com/od/students/a/College-Students-And-Money.htmhttp://financialplan.about.com/od/students/a/College-Students-And-Money.htmhttp://www.telegraph.co.uk/education/universityeducation/8681912/Student-finance-money-management-tips-to-make-university-life-that-little-bit-easier.htmlhttp://www.telegraph.co.uk/education/universityeducation/8681912/Student-finance-money-management-tips-to-make-university-life-that-little-bit-easier.htmlhttp://www.telegraph.co.uk/education/universityeducation/8681912/Student-finance-money-management-tips-to-make-university-life-that-little-bit-easier.html


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. /urti"3 810 A-ri 20129 . T%e Benet" of Good +one! +anagementki". In %tt-ME=ineArtice".comKe6-ertue /urti" $etrie(ed on 1"tDecem&er 201)

APPENDINCES
http://ezinearticles.com/?expert=Suehttp://ezinearticles.com/?expert=Sue


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T7/ 1.1: KMKt St*-t' O


28/30

T7/ 2.2: P/ + KMKt 't*-t' ' 8+),


29/30

T7/ 4.1: T ,)*-t )8 ,)-( KMKt 't*-t' '6 + 11 22


30/30

T7/ 4.3: W- 5 KMKt 't*-t' 't+t ) )*-t

St*-t' O

matriculation english assignment

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